Washington Health Insurance Plans

2026 Off-Exchange plans

70 plans across the state

Off-Exchange plans

Washington runs its own marketplace — Health Plan Radar shows Off-Exchange plans here, sold directly by the insurance companies.

Bronze HSA 7750
by Asuris Northwest Health
Bronze HSA eligible EPO
Deductible · ind / family
$7,750 / $15,500
Out-of-pocket max · ind / family
$8,300 / $16,600
Bronze 8000
by Asuris Northwest Health
Bronze EPO
Deductible · ind / family
$8,000 / $16,000
Out-of-pocket max · ind / family
$10,150 / $20,300
UHC Bronze Essential
by UnitedHealthcare of Oregon, Inc.
Bronze HSA eligible EPO
Deductible · ind / family
$10,150 / $20,300
Out-of-pocket max · ind / family
$10,150 / $20,300
Bronze 8000
by Regence BlueShield
Bronze EPO
Deductible · ind / family
$8,000 / $16,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Bronze HSA 7000
by Regence BlueShield
Bronze HSA eligible EPO
Deductible · ind / family
$7,000 / $14,000
Out-of-pocket max · ind / family
$8,300 / $16,600
UHC Bronze Value HSA
by UnitedHealthcare of Oregon, Inc.
Bronze HSA eligible EPO
Deductible · ind / family
$6,300 / $12,600
Out-of-pocket max · ind / family
$8,050 / $16,100
Bronze HSA 7750
by Regence BlueShield
Bronze HSA eligible EPO
Deductible · ind / family
$7,750 / $15,500
Out-of-pocket max · ind / family
$8,300 / $16,600
Silver 5000
by Asuris Northwest Health
Silver EPO
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Silver 5000
by Regence BlueShield
Silver EPO
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Silver HSA 4500
by Regence BlueShield
Silver HSA eligible EPO
Deductible · ind / family
$4,500 / $9,000
Out-of-pocket max · ind / family
$8,300 / $16,600
Gold 2000
by Asuris Northwest Health
Gold EPO
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Gold 2000
by Regence BlueShield
Gold EPO
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$10,150 / $20,300

Frequently asked questions

What are Obamacare health insurance plans?

Obamacare plans are eligible for reduced costs through a subsidy tax credit. They're offered only through the federal marketplace (healthcare.gov) or a state's own exchange — but certified brokers, agents, and web brokers can help you enroll and apply for a subsidy.

What are Off-Exchange health insurance plans?

Off-Exchange plans are available outside the federal marketplaces and existed before Obamacare. You can enroll through a broker, agent, web broker, or directly with the insurance company.

What's the difference between Obamacare and Off-Exchange plans?

The main difference is that only Obamacare plans are eligible for a subsidy tax credit. Otherwise, plan design, coverage, and rates are similar, and both must follow federal regulations.

How do I choose the plan that's best for me and my family?

Understand a few key concepts first — premium price, out-of-pocket costs, deductibles, and metal levels. Our choosing-a-plan FAQ explains each one.

FAQs — choosing a health insurance plan →