Search & Compare Off-Exchange Health Insurance Plans

View plans and prices available in your area.
These plans are offered outside of the government exchange marketplaces and may not be eligible for a subsidy.


Health Plan Radar is your trusted source of unbiased information on health insurance plans available in the market. We make it easy to find the best and most affordable plan for you and your family. We also connect you to personalized assistance to help answer any questions and enroll in the plan of your choice.

Add family members who need health insurance:

Would you like to check if you can get a subsidy (tax credit) to reduce the cost of plans?

Enter your tax information to check for a subsidy

Including yourself, spouse, dependents, etc


Use your adjusted gross income for a good estimate (line 37 on Form 1040).

When Can I Enroll in Off-Exchange Plans?

Open Enrollment is November 1, 2017 - December 15, 2017

During this time anyone can sign up for a new plan or change their plan. Plan coverage will begin January 1, 2018.


Some States have extended Open Enrollment dates:

November 1, 2017 - January 31, 2018
November 1, 2017 - January 12, 2018
November 1, 2017 - December 22, 2017
District of Columbia
November 1, 2017 - January 31, 2018
New York
November 1, 2017 - January 31, 2018
November 1, 2017 - January 22, 2018
November 1, 2017 - January 14, 2018
Rhode Island
November 1, 2017 - December 31, 2017
November 1, 2017 - January 15, 2018

To sign up for a plan outside of the Open Enrollment period, you or your family must qualify for a Special Enrollment period by having a qualifying life event, such as:

  • Got married
  • Had a baby or adopted a child
  • Got divorced or legally separated and lost health insurance
  • Death in family
  • Moved to a different permanent address
  • Change in income
  • Gained U.S. citizenship or legal residence status
  • Released from incarceration
  • Lost job-based coverage
  • Lost COBRA coverage
  • Lost eligibility for Medicaid or CHIP
  • Lost eligibility for Medicare
  • Lost coverage through a family member
  • Lost other individual health coverage
Savings Tip

Save on healthcare costs with a Health Savings Account (HSA)

Certain health insurance plans are eligible for a Health Savings Account (HSA), which you can use to pay for medical expenses with tax-free dollars. Health Plan Radar shows you which plans are eligible for an HSA.

Get Help with Off-Exchange Plans

Our partner eHealth can help you understand your options and enroll. Help is free!