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Easy Search & Compare Health Plans

Health Plan Radar makes it quick and easy to search health insurance plans available in the market. No personal contact information required to price and compare plans.

What is Open Enrollment?

What is Open Enrollment?

November 1st - December 15th

Open Enrollment refers to a time period during the year in which anyone can change their health insurance plan for the upcoming year. In most States, Open Enrollment occurs November 1 - December 15. Some States have extended Open Enrollment periods.

Special Enrollment Period

Do I Qualify for a Special Enrollment Period?

Outside of the Open Enrollment Period, you must have a qualifying life event to be eligible for a Special Enrollment period to change your health plan. Some common qualifying events include moving, getting married/divorced, having a baby, or losing job-based coverage.

When Can I Enroll in Health Insurance Plans?

Open Enrollment is November 1st - December 15th

During this time anyone can sign up for a new plan or change their plan. Plan coverage will begin January 1st.


To sign up for a plan outside of the Open Enrollment period, you or your family must qualify for a Special Enrollment period by having a qualifying life event, such as:

  • Got married
  • Had a baby or adopted a child
  • Got divorced or legally separated and lost health insurance
  • Death in family
  • Moved to a different permanent address
  • Change in income
  • Gained U.S. citizenship or legal residence status
  • Released from incarceration
  • Lost job-based coverage
  • Lost COBRA coverage
  • Lost eligibility for Medicaid or CHIP
  • Lost eligibility for Medicare
  • Lost coverage through a family member
  • Lost other individual health coverage
Savings Tip

Save on healthcare costs with a Health Savings Account (HSA)

Certain health insurance plans are eligible for a Health Savings Account (HSA), which you can use to pay for medical expenses with tax-free dollars. Health Plan Radar shows you which plans are eligible for an HSA.