BCBSVT Vermont Preferred Gold Plan

Health Insurance Plan Details (2025 Plan)

SBC doc

doctor lookup

EPO

Gold

Deductible (per individual)	$1,250 /yr
Deductible (per family)	$2,500 /yr
Max Out-of-Pocket (per individual)	$5,150 /yr
Max Out-of-Pocket (per family)	$10,300 /yr
Drug Deductible (per individual)
Drug Deductible (per family)
Drug Max Out-of-Pocket (per individual)
Drug Max Out-of-Pocket (per family)
Plan Type	EPO
Includes Child Dental?	Yes
Includes Adult Dental?	No

Medical Services
Preventive Care	No Charge
Primary Care Visit	$20 Copay after deductible
Specialist Visit	$40 Copay after deductible
Emergency Room	$250 Copay after deductible
Inpatient Facility	$750 Copay per Stay after deductible
Inpatient Physician	No Charge after deductible

Drug Costs
Generic Drugs	$5 Copay after deductible
Preferred Brand Drugs	40.00% Coinsurance after deductible
Non-preferred Brand Drugs	60.00% Coinsurance after deductible
Specialty Drugs	60.00% Coinsurance after deductible

Summary of Benefits and Coverage	SBC doc
Provider Directory	Doctor lookup
Drug Formulary List	n/a

* Figures shown are only for in-network medical costs

** Please check with insurance company if Copay and Coinsurance rates are before or after the deductible

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