Deductible · ind / family
$10,600 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200
Vermont Health Insurance Plans
2026 Off-Exchange plans
36 plans across the state
Off-Exchange plans
Vermont runs its own marketplace — Health Plan Radar shows Off-Exchange plans here, sold directly by the insurance companies.
Deductible · ind / family
$10,600 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$7,600 / $15,200
Deductible · ind / family
$8,200 / $16,400
Out-of-pocket max · ind / family
$8,200 / $16,400
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$7,600 / $15,200
Deductible · ind / family
$10,150 / $20,300
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$9,950 / $19,900
Out-of-pocket max · ind / family
$9,950 / $19,900
Deductible · ind / family
$6,450 / $12,900
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$6,450 / $12,900
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$7,250 / $14,500
Out-of-pocket max · ind / family
$8,800 / $17,600
Deductible · ind / family
$9,950 / $19,900
Out-of-pocket max · ind / family
$9,950 / $19,900
Deductible · ind / family
$10,150 / $20,300
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$5,925 / $11,850
Out-of-pocket max · ind / family
$5,925 / $11,850
Deductible · ind / family
$2,300 / $4,600
Out-of-pocket max · ind / family
$7,250 / $14,500
Deductible · ind / family
$5,975 / $11,950
Out-of-pocket max · ind / family
$5,975 / $11,950
Deductible · ind / family
$3,750 / $7,500
Out-of-pocket max · ind / family
$9,250 / $18,500
Deductible · ind / family
$2,300 / $4,600
Out-of-pocket max · ind / family
$7,250 / $14,500
Deductible · ind / family
$3,500 / $7,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$2,600 / $5,200
Out-of-pocket max · ind / family
$8,000 / $16,000
Deductible · ind / family
$2,300 / $4,600
Out-of-pocket max · ind / family
$7,250 / $14,500
Deductible · ind / family
$3,500 / $7,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$2,600 / $5,200
Out-of-pocket max · ind / family
$8,000 / $16,000
Deductible · ind / family
$2,300 / $4,600
Out-of-pocket max · ind / family
$7,250 / $14,500
Deductible · ind / family
$3,750 / $7,500
Out-of-pocket max · ind / family
$9,250 / $18,500
Deductible · ind / family
$3,500 / $7,000
Out-of-pocket max · ind / family
$10,150 / $20,300
BCBSVT Vermont Select Silver CDHP Reflective Plan
by Blue Cross Blue Shield of Vermont
Silver HSA eligible EPO
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$6,000 / $12,000
Deductible · ind / family
$3,500 / $7,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$5,950 / $11,900
Out-of-pocket max · ind / family
$5,950 / $11,900
Deductible · ind / family
$1,350 / $2,700
Out-of-pocket max · ind / family
$5,150 / $10,300
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$8,000 / $16,000
Deductible · ind / family
$3,200 / $6,400
Out-of-pocket max · ind / family
$3,200 / $6,400
Deductible · ind / family
$1,500 / $3,000
Out-of-pocket max · ind / family
$5,700 / $11,400
Deductible · ind / family
$1,500 / $3,000
Out-of-pocket max · ind / family
$5,700 / $11,400
Deductible · ind / family
$3,200 / $6,400
Out-of-pocket max · ind / family
$3,200 / $6,400
Deductible · ind / family
$500 / $1,000
Out-of-pocket max · ind / family
$1,600 / $3,200
Deductible · ind / family
$500 / $1,000
Out-of-pocket max · ind / family
$1,600 / $3,200
Frequently asked questions
What are Obamacare health insurance plans?
Obamacare plans are eligible for reduced costs through a subsidy tax credit. They're offered only through the federal marketplace (healthcare.gov) or a state's own exchange — but certified brokers, agents, and web brokers can help you enroll and apply for a subsidy.
What are Off-Exchange health insurance plans?
Off-Exchange plans are available outside the federal marketplaces and existed before Obamacare. You can enroll through a broker, agent, web broker, or directly with the insurance company.
What's the difference between Obamacare and Off-Exchange plans?
The main difference is that only Obamacare plans are eligible for a subsidy tax credit. Otherwise, plan design, coverage, and rates are similar, and both must follow federal regulations.
How do I choose the plan that's best for me and my family?
Understand a few key concepts first — premium price, out-of-pocket costs, deductibles, and metal levels. Our choosing-a-plan FAQ explains each one.