Oregon Health Insurance Plans

2026 Subsidy-eligible and Off-Exchange plans

73 plans across the state

Obamacare (On-Exchange) plans

Subsidy-eligible plans sold through the federal Marketplace. Prices shown are before any tax credit.

Core Bronze HSA 8300
by PacificSource Health Plans
Bronze HSA eligible EPO
Deductible · ind / family
$8,300 / $16,600
Out-of-pocket max · ind / family
$8,300 / $16,600
Core Bronze HSA 7500
by PacificSource Health Plans
Bronze HSA eligible EPO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,600 / $21,200
KP OR Bronze 6000
by Kaiser Foundation Healthplan of the NW
Bronze EPO
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Connect 9800 Bronze
by Providence Health Plan
Bronze HSA eligible EPO
Deductible · ind / family
$9,800 / $19,600
Out-of-pocket max · ind / family
$9,800 / $19,600
KP OR Silver 3000
by Kaiser Foundation Healthplan of the NW
Silver EPO
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$8,600 / $17,200
KP OR Silver 4000
by Kaiser Foundation Healthplan of the NW
Silver EPO
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$8,600 / $17,200
Core Silver 4500
by PacificSource Health Plans
Silver EPO
Deductible · ind / family
$4,500 / $9,000
Out-of-pocket max · ind / family
$9,750 / $19,500
Core Silver 7500
by PacificSource Health Plans
Silver EPO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$8,400 / $16,800
Silver 6500 Legacy
by Regence BlueCross BlueShield of Oregon
Silver EPO
Deductible · ind / family
$6,500 / $13,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Core Gold 1500
by PacificSource Health Plans
Gold EPO
Deductible · ind / family
$1,500 / $3,000
Out-of-pocket max · ind / family
$9,300 / $18,600
Core Gold 3000
by PacificSource Health Plans
Gold EPO
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$8,000 / $16,000
KP OR Gold 0
by Kaiser Foundation Healthplan of the NW
Gold EPO
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$8,200 / $16,400
KP OR Gold 1750
by Kaiser Foundation Healthplan of the NW
Gold EPO
Deductible · ind / family
$1,750 / $3,500
Out-of-pocket max · ind / family
$8,500 / $17,000
Gold 2300 Legacy
by Regence BlueCross BlueShield of Oregon
Gold EPO
Deductible · ind / family
$2,300 / $4,600
Out-of-pocket max · ind / family
$10,150 / $20,300

Off-Exchange plans

Plans sold directly by the carriers, outside the federal Marketplace. These are not eligible for a subsidy tax credit.

Core Silver 4400
by PacificSource Health Plans
Silver EPO
Deductible · ind / family
$4,400 / $8,800
Out-of-pocket max · ind / family
$9,750 / $19,500
Core Silver 7400
by PacificSource Health Plans
Silver EPO
Deductible · ind / family
$7,400 / $14,800
Out-of-pocket max · ind / family
$8,400 / $16,800
Core Silver 6000
by PacificSource Health Plans
Silver EPO
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$10,000 / $20,000

Frequently asked questions

What are Obamacare health insurance plans?

Obamacare plans are eligible for reduced costs through a subsidy tax credit. They're offered only through the federal marketplace (healthcare.gov) or a state's own exchange — but certified brokers, agents, and web brokers can help you enroll and apply for a subsidy.

What are Off-Exchange health insurance plans?

Off-Exchange plans are available outside the federal marketplaces and existed before Obamacare. You can enroll through a broker, agent, web broker, or directly with the insurance company.

What's the difference between Obamacare and Off-Exchange plans?

The main difference is that only Obamacare plans are eligible for a subsidy tax credit. Otherwise, plan design, coverage, and rates are similar, and both must follow federal regulations.

How do I choose the plan that's best for me and my family?

Understand a few key concepts first — premium price, out-of-pocket costs, deductibles, and metal levels. Our choosing-a-plan FAQ explains each one.

FAQs — choosing a health insurance plan →