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Gold Select, Gold, NS, INN, Univera EPO Local, Dep29, Adult Dental, Adult Vision, Acupuncture

Health Insurance Plan Details (2025 Plan)

by Excellus Health Plan, Inc.

Monthly Premium

EPO
$ubsidy
Gold
Deductible
$1,050 /yr
Max Out-of-Pocket
$8,750 /yr

Details

Deductible (per individual) $1,050 /yr
Deductible (per family) $2,100 /yr
Max Out-of-Pocket (per individual) $8,750 /yr
Max Out-of-Pocket (per family) $17,500 /yr
Drug Deductible (per individual)
Drug Deductible (per family)
Drug Max Out-of-Pocket (per individual)
Drug Max Out-of-Pocket (per family)
Plan Type EPO
Includes Child Dental? No
Includes Adult Dental? Yes
Medical Services
Preventive Care No Charge
Primary Care Visit $25 Copay after deductible
Specialist Visit $40 Copay after deductible
Emergency Room $500 Copay after deductible
Inpatient Facility $1000 Copay per Stay after deductible
Inpatient Physician No Charge after deductible
Drug Costs
Generic Drugs $10 Copay
Preferred Brand Drugs $35 Copay
Non-preferred Brand Drugs $70 Copay
Specialty Drugs Not Applicable

Plan Documents

Summary of Benefits and Coverage SBC doc
Provider Directory Doctor lookup
Drug Formulary List n/a

* Figures shown are only for in-network medical costs

** Please check with insurance company if Copay and Coinsurance rates are before or after the deductible


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