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Health Insurance Plans in Michigan
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| Plan Name | On or Off Exchange | Plan eligible for subsidy? | Metal Level | Deductible (individual/family) | Out-of-pocket Max (individual/family) | |
|---|---|---|---|---|---|---|
| Blue Cross® Premier PPO Bronze Saver HSA by Blue Cross Blue Shield of Michigan Mutual Insurance Company | Both | Bronze | $8,500 / $17,000 | $8,500 / $17,000 | Price & Details | |
| Blue Cross® Premier PPO Bronze Extra by Blue Cross Blue Shield of Michigan Mutual Insurance Company | Both | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| MyPriority Value Bronze HSA by Priority Health | Both | Bronze | $7,500 / $15,000 | $7,500 / $15,000 | Price & Details | |
| MyPriority Standard Bronze - Travel by Priority Health | Both | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| MHP Bronze Saver (Expanded) by McLaren Health Plan Community | Both | Bronze | $8,500 / $17,000 | $8,500 / $17,000 | Price & Details | |
| Blue Cross® Preferred HMO Bronze Extra by Blue Care Network of Michigan | Both | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Blue Cross® Preferred HMO Bronze Saver HSA by Blue Care Network of Michigan | Both | Bronze | $8,500 / $17,000 | $8,500 / $17,000 | Price & Details | |
| MyPriority Value Bronze HSA Corewell Health West Michigan Network (Allegan, Barry) by Priority Health | Both | Bronze | $7,500 / $15,000 | $7,500 / $15,000 | Price & Details | |
| Blue Cross® Select HMO Bronze Saver HSA by Blue Care Network of Michigan | Both | Bronze | $8,500 / $17,000 | $8,500 / $17,000 | Price & Details | |
| UHC Bronze Standard (No Referrals) by UnitedHealthcare | Obamacare | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| UHC Bronze Copay Focus (No Referrals) by UnitedHealthcare | Obamacare | Bronze | $0 / $0 | $10,600 / $21,200 | Price & Details | |
| UHC Bronze Essential (No Referrals) by UnitedHealthcare | Obamacare | Bronze | $10,600 / $21,200 | $10,600 / $21,200 | Price & Details | |
| UHC Bronze Essential+ (Dental + Vision, No Referrals) by UnitedHealthcare | Obamacare | Bronze | $10,600 / $21,200 | $10,600 / $21,200 | Price & Details | |
| MyPriority Value Bronze HSA Bronson Healthcare Partners by Priority Health | Both | Bronze | $7,500 / $15,000 | $7,500 / $15,000 | Price & Details | |
| MyPriority Standard Bronze - Bronson Healthcare Partners by Priority Health | Both | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| MyPriority Value Bronze HSA Trinity Health East Network by Priority Health | Both | Bronze | $7,500 / $15,000 | $7,500 / $15,000 | Price & Details | |
| MyPriority Value Bronze HSA Corewell Health West Michigan Network by Priority Health | Both | Bronze | $7,500 / $15,000 | $7,500 / $15,000 | Price & Details | |
| Bronze Elite + PCP Saver Plus by Oscar Insurance Company | Both | Bronze | $0 / $0 | $10,150 / $20,300 | Price & Details | |
| MyPriority Value Bronze HSA Southeast Michigan Network by Priority Health | Both | Bronze | $7,500 / $15,000 | $7,500 / $15,000 | Price & Details | |
| Bronze Classic Standard by Oscar Insurance Company | Both | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Blue Cross® Premier PPO Bronze Secure by Blue Cross Blue Shield of Michigan Mutual Insurance Company | Both | Bronze | $10,600 / $21,200 | $10,600 / $21,200 | Price & Details | |
| MHP Expanded Bronze Standard by McLaren Health Plan Community | Both | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| MyPriority Value Bronze by Priority Health | Both | Bronze | $9,500 / $19,000 | $9,500 / $19,000 | Price & Details | |
| MyPriority Standard Bronze by Priority Health | Both | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| MyPriority Value Bronze Trinity Health East Network by Priority Health | Both | Bronze | $9,500 / $19,000 | $9,500 / $19,000 | Price & Details | |
| Blue Cross® Select HMO Bronze Secure by Blue Care Network of Michigan | Both | Bronze | $10,600 / $21,200 | $10,600 / $21,200 | Price & Details | |
| MHP Bronze by McLaren Health Plan Community | Both | Bronze | $8,250 / $16,500 | $10,150 / $20,300 | Price & Details | |
| Blue Cross® Preferred HMO Bronze Secure by Blue Care Network of Michigan | Both | Bronze | $10,600 / $21,200 | $10,600 / $21,200 | Price & Details | |
| MyPriority Standard Bronze - Southeast Michigan Network by Priority Health | Both | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| MyPriority Standard Bronze - Trinity Health East Network by Priority Health | Both | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Blue Cross® Select HMO Bronze Extra by Blue Care Network of Michigan | Both | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Blue Cross® Local HMO Bronze Secure by Blue Care Network of Michigan | Both | Bronze | $10,600 / $21,200 | $10,600 / $21,200 | Price & Details | |
| MyPriority Value Bronze Southeast Michigan Network by Priority Health | Both | Bronze | $9,500 / $19,000 | $9,500 / $19,000 | Price & Details | |
| Blue Cross® Local HMO Bronze Extra by Blue Care Network of Michigan | Both | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| MyPriority Value Bronze Corewell Health West Michigan Network by Priority Health | Both | Bronze | $9,500 / $19,000 | $9,500 / $19,000 | Price & Details | |
| MyPriority Standard Bronze - Corewell Health West Michigan Network by Priority Health | Both | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Bronze Classic 4700 by Oscar Insurance Company | Both | Bronze | $4,700 / $9,400 | $9,100 / $18,200 | Price & Details | |
| MyPriority Value Bronze Corewell Health West Michigan Network (Allegan, Barry) by Priority Health | Both | Bronze | $9,500 / $19,000 | $9,500 / $19,000 | Price & Details | |
| MyPriority Standard Bronze - Corewell Health West Michigan Network (Allegan, Barry) by Priority Health | Both | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| MyPriority Value Bronze Bronson Healthcare Partners by Priority Health | Both | Bronze | $9,500 / $19,000 | $9,500 / $19,000 | Price & Details | |
| Blue Cross® Premier PPO Silver by Blue Cross Blue Shield of Michigan Mutual Insurance Company | Both | Silver | $3,200 / $6,400 | $10,100 / $20,200 | Price & Details | |
| Blue Cross® Premier PPO Silver Extra by Blue Cross Blue Shield of Michigan Mutual Insurance Company | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| MyPriority Balanced Silver by Priority Health | Both | Silver | $3,200 / $6,400 | $9,000 / $18,000 | Price & Details | |
| MyPriority Premier Silver by Priority Health | Both | Silver | $5,500 / $11,000 | $9,500 / $19,000 | Price & Details | |
| MyPriority Standard Silver by Priority Health | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| MHP Silver Exchange by McLaren Health Plan Community | Both | Silver | $4,250 / $8,500 | $10,150 / $20,300 | Price & Details | |
| MHP Silver Exchange Rewards by McLaren Health Plan Community | Both | Silver | $2,000 / $4,000 | $9,000 / $18,000 | Price & Details | |
| MHP Silver Standard by McLaren Health Plan Community | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Blue Cross® Preferred HMO Silver by Blue Care Network of Michigan | Both | Silver | $4,500 / $9,000 | $10,600 / $21,200 | Price & Details | |
| Blue Cross® Preferred HMO Silver Extra by Blue Care Network of Michigan | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| MyPriority Premier Silver Corewell Health West Michigan Network (Allegan, Barry) by Priority Health | Both | Silver | $5,500 / $11,000 | $9,500 / $19,000 | Price & Details | |
| MyPriority Balanced Silver Corewell Health West Michigan Network (Allegan, Barry) by Priority Health | Both | Silver | $3,200 / $6,400 | $9,000 / $18,000 | Price & Details | |
| MyPriority Standard Silver - Corewell Health West Michigan Network (Allegan, Barry) by Priority Health | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Standard Silver + Vision + Adult Dental by Meridian Health Plan of Michigan, Inc. | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Blue Cross® Select HMO Silver by Blue Care Network of Michigan | Both | Silver | $4,500 / $9,000 | $10,600 / $21,200 | Price & Details | |
| Blue Cross® Select HMO Silver Saver by Blue Care Network of Michigan | Both | Silver | $5,800 / $11,600 | $7,650 / $15,300 | Price & Details | |
| Blue Cross® Select HMO Silver Extra by Blue Care Network of Michigan | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| UHC Silver Standard (No Referrals) by UnitedHealthcare | Obamacare | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| UHC Silver Value (No Referrals) by UnitedHealthcare | Obamacare | Silver | $4,000 / $8,000 | $9,500 / $19,000 | Price & Details | |
| UHC Silver Advantage (No Referrals) by UnitedHealthcare | Obamacare | Silver | $2,900 / $5,800 | $10,400 / $20,800 | Price & Details | |
| UHC Silver Advantage+ (Dental + Vision, No Referrals) by UnitedHealthcare | Obamacare | Silver | $2,900 / $5,800 | $10,400 / $20,800 | Price & Details | |
| UHC Silver Value+ (Dental + Vision, No Referrals) by UnitedHealthcare | Obamacare | Silver | $4,000 / $8,000 | $9,500 / $19,000 | Price & Details | |
| MyPriority Premier Silver Bronson Healthcare Partners by Priority Health | Both | Silver | $5,500 / $11,000 | $9,500 / $19,000 | Price & Details | |
| MyPriority Standard Silver - Bronson Healthcare Partners by Priority Health | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| MyPriority Premier Silver Trinity Health East Network by Priority Health | Both | Silver | $5,500 / $11,000 | $9,500 / $19,000 | Price & Details | |
| MyPriority Balanced Silver Trinity Health East Network by Priority Health | Both | Silver | $3,200 / $6,400 | $9,000 / $18,000 | Price & Details | |
| MyPriority Standard Silver - Trinity Health East Network by Priority Health | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| MyPriority Premier Silver Corewell Health West Michigan Network by Priority Health | Both | Silver | $5,500 / $11,000 | $9,500 / $19,000 | Price & Details | |
| MyPriority Balanced Silver Corewell Health West Michigan Network by Priority Health | Both | Silver | $3,200 / $6,400 | $9,000 / $18,000 | Price & Details | |
| MyPriority Standard Silver - Corewell Health West Michigan Network by Priority Health | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Silver Classic by Oscar Insurance Company | Both | Silver | $5,600 / $11,200 | $8,400 / $16,800 | Price & Details | |
| Silver Classic Standard by Oscar Insurance Company | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| MyPriority Standard Silver - Southeast Michigan Network by Priority Health | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Blue Cross® Local HMO Silver Saver by Blue Care Network of Michigan | Both | Silver | $5,800 / $11,600 | $7,650 / $15,300 | Price & Details | |
| Blue Cross® Local HMO Silver Extra by Blue Care Network of Michigan | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Standard Silver by Meridian Health Plan of Michigan, Inc. | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Clear Silver by Meridian Health Plan of Michigan, Inc. | Both | Silver | $7,000 / $14,000 | $7,000 / $14,000 | Price & Details | |
| Blue Cross® Premier PPO Silver Saver HSA by Blue Cross Blue Shield of Michigan Mutual Insurance Company | Both | Silver | $3,900 / $7,800 | $7,700 / $15,400 | Price & Details | |
| Blue Cross® Preferred HMO Silver Saver by Blue Care Network of Michigan | Both | Silver | $5,800 / $11,600 | $7,650 / $15,300 | Price & Details | |
| MyPriority Standard Silver - Travel by Priority Health | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| MyPriority Balanced Silver Southeast Michigan Network by Priority Health | Both | Silver | $3,200 / $6,400 | $9,000 / $18,000 | Price & Details | |
| Silver Simple PCP Saver by Oscar Insurance Company | Both | Silver | $5,500 / $11,000 | $9,800 / $19,600 | Price & Details | |
| MyPriority Balanced Silver Bronson Healthcare Partners by Priority Health | Both | Silver | $3,200 / $6,400 | $9,000 / $18,000 | Price & Details | |
| Blue Cross® Premier PPO Gold by Blue Cross Blue Shield of Michigan Mutual Insurance Company | Both | Gold | $1,450 / $2,900 | $9,000 / $18,000 | Price & Details | |
| Blue Cross® Premier PPO Gold Extra by Blue Cross Blue Shield of Michigan Mutual Insurance Company | Both | Gold | $2,000 / $4,000 | $8,200 / $16,400 | Price & Details | |
| MyPriority Standard Gold by Priority Health | Both | Gold | $2,000 / $4,000 | $8,200 / $16,400 | Price & Details | |
| MHP Gold by McLaren Health Plan Community | Both | Gold | $2,100 / $4,200 | $8,000 / $16,000 | Price & Details | |
| MHP Gold Standard by McLaren Health Plan Community | Both | Gold | $2,000 / $4,000 | $8,200 / $16,400 | Price & Details | |
| Blue Cross® Preferred HMO Gold by Blue Care Network of Michigan | Both | Gold | $2,050 / $4,100 | $8,800 / $17,600 | Price & Details | |
| Blue Cross® Preferred HMO Gold Extra by Blue Care Network of Michigan | Both | Gold | $2,000 / $4,000 | $8,200 / $16,400 | Price & Details | |
| MyPriority Enhanced Gold Corewell Health West Michigan Network (Allegan, Barry) by Priority Health | Both | Gold | $0 / $0 | $9,200 / $18,400 | Price & Details | |
| MyPriority Standard Gold Corewell Health West Michigan Network (Allegan, Barry) by Priority Health | Both | Gold | $2,000 / $4,000 | $8,200 / $16,400 | Price & Details | |
| Standard Gold by Meridian Health Plan of Michigan, Inc. | Both | Gold | $2,000 / $4,000 | $8,200 / $16,400 | Price & Details | |
| Everyday Gold by Meridian Health Plan of Michigan, Inc. | Both | Gold | $800 / $1,600 | $7,250 / $14,500 | Price & Details | |
| Everyday Gold + Vision + Adult Dental by Meridian Health Plan of Michigan, Inc. | Both | Gold | $800 / $1,600 | $7,250 / $14,500 | Price & Details | |
| Elite Gold by Meridian Health Plan of Michigan, Inc. | Both | Gold | $0 / $0 | $6,500 / $13,000 | Price & Details | |
| Elite Gold + Vision + Adult Dental by Meridian Health Plan of Michigan, Inc. | Both | Gold | $0 / $0 | $6,500 / $13,000 | Price & Details | |
| Standard Gold + Vision + Adult Dental by Meridian Health Plan of Michigan, Inc. | Both | Gold | $2,000 / $4,000 | $8,200 / $16,400 | Price & Details | |
| UHC Gold Standard (No Referrals) by UnitedHealthcare | Obamacare | Gold | $2,000 / $4,000 | $8,200 / $16,400 | Price & Details | |
| UHC Gold Copay Focus (No Referrals) by UnitedHealthcare | Obamacare | Gold | $0 / $0 | $8,000 / $16,000 | Price & Details | |
| UHC Gold Advantage (No Referrals) by UnitedHealthcare | Obamacare | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| UHC Gold Advantage+ (Dental + Vision, No Referrals) by UnitedHealthcare | Obamacare | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| MyPriority Standard Gold Bronson Healthcare Partners by Priority Health | Both | Gold | $2,000 / $4,000 | $8,200 / $16,400 | Price & Details | |
| MyPriority Standard Gold Trinity Health East Network by Priority Health | Both | Gold | $2,000 / $4,000 | $8,200 / $16,400 | Price & Details | |
| MyPriority Enhanced Gold Corewell Health West Michigan Network by Priority Health | Both | Gold | $0 / $0 | $9,200 / $18,400 | Price & Details | |
| MyPriority Standard Gold Corewell Health West Michigan Network by Priority Health | Both | Gold | $2,000 / $4,000 | $8,200 / $16,400 | Price & Details | |
| Gold Elite Saver Plus by Oscar Insurance Company | Both | Gold | $0 / $0 | $8,600 / $17,200 | Price & Details | |
| MyPriority Enhanced Gold Southeast Michigan Network by Priority Health | Both | Gold | $0 / $0 | $9,200 / $18,400 | Price & Details | |
| Gold Classic Standard by Oscar Insurance Company | Both | Gold | $2,000 / $4,000 | $8,200 / $16,400 | Price & Details | |
| MyPriority Standard Gold Southeast Michigan Network by Priority Health | Both | Gold | $2,000 / $4,000 | $8,200 / $16,400 | Price & Details | |
| MyPriority Enhanced Gold Trinity Health East Network by Priority Health | Both | Gold | $0 / $0 | $9,200 / $18,400 | Price & Details | |
| MyPriority Enhanced Gold Bronson Healthcare Partners by Priority Health | Both | Gold | $0 / $0 | $9,200 / $18,400 | Price & Details | |
| Blue Cross® Premier PPO Value by Blue Cross Blue Shield of Michigan Mutual Insurance Company | Both | Catastrophic | $10,600 / $21,200 | $10,600 / $21,200 | Price & Details | |
| Blue Cross® Preferred HMO Value by Blue Care Network of Michigan | Both | Catastrophic | $10,600 / $21,200 | $10,600 / $21,200 | Price & Details | |
| HAP IND HMO Catastrophic L106 by HAP | Off | Catastrophic | $10,600 / $21,200 | $10,600 / $21,200 | Price & Details | |
| HAP IND PPO Catastrophic L106 by HAP | Off | Catastrophic | $10,600 / $21,200 | $10,600 / $21,200 | Price & Details | |
| Blue Cross® Select HMO Value by Blue Care Network of Michigan | Both | Catastrophic | $10,600 / $21,200 | $10,600 / $21,200 | Price & Details | |
| MHP Young Adult/Catastrophic by McLaren Health Plan Community | Both | Catastrophic | $10,600 / $21,200 | $10,600 / $21,200 | Price & Details | |
| Henry Ford Health Select HAP IND HMO Catastrophic L106 by HAP | Off | Catastrophic | $10,600 / $21,200 | $10,600 / $21,200 | Price & Details | |
| Everyday Bronze + Vision + Adult Dental by Meridian Health Plan of Michigan, Inc. | Off | Bronze | $8,450 / $16,900 | $10,150 / $20,300 | Price & Details | |
| Elite Bronze by Meridian Health Plan of Michigan, Inc. | Off | Bronze | $0 / $0 | $10,500 / $21,000 | Price & Details | |
| Standard Expanded Bronze + Vision + Adult Dental by Meridian Health Plan of Michigan, Inc. | Off | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| HAP IND HMO Bronze K92 by HAP | Off | Bronze | $9,200 / $18,400 | $10,150 / $20,300 | Price & Details | |
| HAP IND PPO Bronze K92 by HAP | Off | Bronze | $9,200 / $18,400 | $10,150 / $20,300 | Price & Details | |
| Blue Cross Preferred HMO Bronze Plus by Blue Care Network of Michigan | Off | Bronze | $8,500 / $17,000 | $10,600 / $21,200 | Price & Details | |
| Henry Ford Health Select HAP IND HMO Bronze H7 by HAP | Off | Bronze | $7,000 / $14,000 | $10,150 / $20,300 | Price & Details | |
| MyPriority Essential Bronze Trinity Health East Network Off Marketplace by Priority Health | Off | Bronze | $8,000 / $16,000 | $10,500 / $21,000 | Price & Details | |
| Everyday Bronze by Meridian Health Plan of Michigan, Inc. | Off | Bronze | $8,450 / $16,900 | $10,150 / $20,300 | Price & Details | |
| Standard Expanded Bronze by Meridian Health Plan of Michigan, Inc. | Off | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| HAP IND HMO Bronze HSA H72 EMB by HAP | Off | Bronze | $7,200 / $14,400 | $7,200 / $14,400 | Price & Details | |
| Blue Cross Select HMO Bronze HSA by Blue Care Network of Michigan | Off | Bronze | $5,500 / $11,000 | $8,500 / $17,000 | Price & Details | |
| HAP IND HMO Bronze H7 by HAP | Off | Bronze | $7,000 / $14,000 | $10,150 / $20,300 | Price & Details | |
| Blue Cross Premier PPO Bronze HSA by Blue Cross Blue Shield of Michigan Mutual Insurance Company | Off | Bronze | $5,500 / $11,000 | $8,500 / $17,000 | Price & Details | |
| Elite Bronze + Vision + Adult Dental by Meridian Health Plan of Michigan, Inc. | Off | Bronze | $0 / $0 | $10,500 / $21,000 | Price & Details | |
| MyPriority Essential Bronze Off Marketplace by Priority Health | Off | Bronze | $8,000 / $16,000 | $10,500 / $21,000 | Price & Details | |
| Blue Cross Select HMO Bronze Plus by Blue Care Network of Michigan | Off | Bronze | $8,500 / $17,000 | $10,600 / $21,200 | Price & Details | |
| HAP IND PPO Bronze HSA H72 EMB by HAP | Off | Bronze | $7,200 / $14,400 | $7,200 / $14,400 | Price & Details | |
| Blue Cross Preferred HMO Bronze HSA by Blue Care Network of Michigan | Off | Bronze | $5,500 / $11,000 | $8,500 / $17,000 | Price & Details | |
| HAP IND PPO Bronze H7 by HAP | Off | Bronze | $7,000 / $14,000 | $10,150 / $20,300 | Price & Details | |
| Blue Cross Premier PPO Bronze Plus by Blue Cross Blue Shield of Michigan Mutual Insurance Company | Off | Bronze | $8,500 / $17,000 | $10,600 / $21,200 | Price & Details | |
| Blue Cross Local HMO Bronze Plus by Blue Care Network of Michigan | Off | Bronze | $8,500 / $17,000 | $10,600 / $21,200 | Price & Details | |
| MyPriority Essential Bronze Corewell Health West Michigan Network Off Marketplace by Priority Health | Off | Bronze | $8,000 / $16,000 | $10,500 / $21,000 | Price & Details | |
| Henry Ford Health Select HAP IND HMO Bronze K92 by HAP | Off | Bronze | $9,200 / $18,400 | $10,150 / $20,300 | Price & Details | |
| Henry Ford Health Select HAP IND HMO Bronze HSA H72 EMB by HAP | Off | Bronze | $7,200 / $14,400 | $7,200 / $14,400 | Price & Details | |
| MyPriority Essential Bronze Southeast Michigan Network Off Marketplace by Priority Health | Off | Bronze | $8,000 / $16,000 | $10,500 / $21,000 | Price & Details | |
| Blue Cross Local HMO Bronze HSA by Blue Care Network of Michigan | Off | Bronze | $5,500 / $11,000 | $8,500 / $17,000 | Price & Details | |
| Blue Cross Local HMO Bronze Saver HSA by Blue Care Network of Michigan | Off | Bronze | $8,500 / $17,000 | $8,500 / $17,000 | Price & Details | |
| MyPriority Essential Bronze Corewell Health West Michigan Network (Allegan, Barry) Off Marketplace by Priority Health | Off | Bronze | $8,000 / $16,000 | $10,500 / $21,000 | Price & Details | |
| MyPriority Essential Bronze Bronson Healthcare Partners Off Marketplace by Priority Health | Off | Bronze | $8,000 / $16,000 | $10,500 / $21,000 | Price & Details | |
| Blue Cross Premier PPO Silver Secure by Blue Cross Blue Shield of Michigan Mutual Insurance Company | Off | Silver | $4,100 / $8,200 | $9,900 / $19,800 | Price & Details | |
| HAP IND PPO Silver F55 by HAP | Off | Silver | $5,500 / $11,000 | $10,150 / $20,300 | Price & Details | |
| Henry Ford Health Select HAP IND HMO Silver D35 by HAP | Off | Silver | $3,500 / $7,000 | $10,150 / $20,300 | Price & Details | |
| Blue Cross Local HMO Silver Plus by Blue Care Network of Michigan | Off | Silver | $5,500 / $11,000 | $10,600 / $21,200 | Price & Details | |
| MyPriority Premier Silver Off Marketplace by Priority Health | Off | Silver | $5,500 / $11,000 | $9,500 / $19,000 | Price & Details | |
| Blue Cross Premier PPO Silver HSA by Blue Cross Blue Shield of Michigan Mutual Insurance Company | Off | Silver | $3,500 / $7,000 | $8,500 / $17,000 | Price & Details | |
| Henry Ford Health Select HAP IND HMO Silver F55 by HAP | Off | Silver | $5,500 / $11,000 | $10,150 / $20,300 | Price & Details | |
| Blue Cross Local HMO Silver HSA by Blue Care Network of Michigan | Off | Silver | $3,500 / $7,000 | $8,500 / $17,000 | Price & Details | |
| HAP IND HMO Silver D35 by HAP | Off | Silver | $3,500 / $7,000 | $10,150 / $20,300 | Price & Details | |
| MyPriority Prime Silver HSA Off Marketplace by Priority Health | Off | Silver | $3,400 / $6,800 | $7,200 / $14,400 | Price & Details | |
| MyPriority Premier Silver Off Marketplace Southeast Michigan Network by Priority Health | Off | Silver | $5,500 / $11,000 | $9,500 / $19,000 | Price & Details | |
| MyPriority Prime Silver HSA Off Marketplace Bronson Healthcare Partners by Priority Health | Off | Silver | $3,400 / $6,800 | $7,200 / $14,400 | Price & Details | |
| MyPriority Premier Silver Off Marketplace Bronson Healthcare Partners by Priority Health | Off | Silver | $5,500 / $11,000 | $9,500 / $19,000 | Price & Details | |
| Silver 203 by Meridian Health Plan of Michigan, Inc. | Off | Silver | $4,450 / $8,900 | $7,250 / $14,500 | Price & Details | |
| Silver 201 HSA by Meridian Health Plan of Michigan, Inc. | Off | Silver | $5,800 / $11,600 | $5,800 / $11,600 | Price & Details | |
| Clarity Silver by Meridian Health Plan of Michigan, Inc. | Off | Silver | $6,300 / $12,600 | $10,600 / $21,200 | Price & Details | |
| Clear Silver + Vision + Adult Dental by Meridian Health Plan of Michigan, Inc. | Off | Silver | $7,000 / $14,000 | $7,000 / $14,000 | Price & Details | |
| Blue Cross Select HMO Silver Plus by Blue Care Network of Michigan | Off | Silver | $5,500 / $11,000 | $10,600 / $21,200 | Price & Details | |
| HAP IND HMO Silver F55 by HAP | Off | Silver | $5,500 / $11,000 | $10,150 / $20,300 | Price & Details | |
| Blue Cross Premier PPO Silver Plus by Blue Cross Blue Shield of Michigan Mutual Insurance Company | Off | Silver | $5,500 / $11,000 | $10,600 / $21,200 | Price & Details | |
| Blue Cross Select HMO Silver HSA by Blue Care Network of Michigan | Off | Silver | $3,500 / $7,000 | $8,500 / $17,000 | Price & Details | |
| Blue Cross Preferred HMO Silver Plus by Blue Care Network of Michigan | Off | Silver | $5,500 / $11,000 | $10,600 / $21,200 | Price & Details | |
| Blue Cross Preferred HMO Silver HSA by Blue Care Network of Michigan | Off | Silver | $3,500 / $7,000 | $8,500 / $17,000 | Price & Details | |
| MyPriority Balanced Silver Off Marketplace by Priority Health | Off | Silver | $3,200 / $6,400 | $9,000 / $18,000 | Price & Details | |
| HAP IND PPO Silver D35 by HAP | Off | Silver | $3,500 / $7,000 | $10,150 / $20,300 | Price & Details | |
| Blue Cross Select HMO Silver Secure by Blue Care Network of Michigan | Off | Silver | $6,300 / $12,600 | $9,800 / $19,600 | Price & Details | |
| Blue Cross Preferred HMO Silver Secure by Blue Care Network of Michigan | Off | Silver | $6,300 / $12,600 | $9,800 / $19,600 | Price & Details | |
| MyPriority Silver HSA Travel Off Marketplace by Priority Health | Off | Silver | $4,000 / $8,000 | $8,300 / $16,600 | Price & Details | |
| MyPriority Premier Silver Off Marketplace Trinity Health East Network by Priority Health | Off | Silver | $5,500 / $11,000 | $9,500 / $19,000 | Price & Details | |
| MyPriority Balanced Silver Off Marketplace Trinity Health East Network by Priority Health | Off | Silver | $3,200 / $6,400 | $9,000 / $18,000 | Price & Details | |
| MyPriority Premier Silver Off Marketplace Corewell Health West Michigan Network by Priority Health | Off | Silver | $5,500 / $11,000 | $9,500 / $19,000 | Price & Details | |
| MyPriority Prime Silver HSA Off Marketplace Corewell Health West Michigan Network by Priority Health | Off | Silver | $3,400 / $6,800 | $7,200 / $14,400 | Price & Details | |
| MyPriority Balanced Silver Off Marketplace Southeast Michigan Network by Priority Health | Off | Silver | $3,200 / $6,400 | $9,000 / $18,000 | Price & Details | |
| Blue Cross Local HMO Silver Secure by Blue Care Network of Michigan | Off | Silver | $6,300 / $12,600 | $9,800 / $19,600 | Price & Details | |
| MyPriority Prime Silver HSA Off Marketplace Southeast Michigan Network by Priority Health | Off | Silver | $3,400 / $6,800 | $7,200 / $14,400 | Price & Details | |
| MyPriority Prime Silver HSA Off Marketplace Trinity Health East Network by Priority Health | Off | Silver | $3,400 / $6,800 | $7,200 / $14,400 | Price & Details | |
| MyPriority Balanced Silver Off Marketplace Corewell Health West Michigan Network by Priority Health | Off | Silver | $3,200 / $6,400 | $9,000 / $18,000 | Price & Details | |
| MyPriority Premier Silver Off Marketplace Corewell Health West Michigan Network (Allegan, Barry) by Priority Health | Off | Silver | $5,500 / $11,000 | $9,500 / $19,000 | Price & Details | |
| MyPriority Balanced Silver Off Marketplace Bronson Healthcare Partners by Priority Health | Off | Silver | $3,200 / $6,400 | $9,000 / $18,000 | Price & Details | |
| MyPriority Balanced Silver Off Marketplace Corewell Health West Michigan Network (Allegan, Barry) by Priority Health | Off | Silver | $3,200 / $6,400 | $9,000 / $18,000 | Price & Details | |
| MyPriority Prime Silver HSA Off Marketplace Corewell Health West Michigan Network (Allegan, Barry) by Priority Health | Off | Silver | $3,400 / $6,800 | $7,200 / $14,400 | Price & Details | |
| Gold 202 by Meridian Health Plan of Michigan, Inc. | Off | Gold | $2,000 / $4,000 | $6,000 / $12,000 | Price & Details | |
| Gold 201 HSA by Meridian Health Plan of Michigan, Inc. | Off | Gold | $3,400 / $6,800 | $3,400 / $6,800 | Price & Details | |
| HAP IND HMO Gold HSA D32 by HAP | Off | Gold | $3,200 / $6,400 | $3,200 / $6,400 | Price & Details | |
| HAP IND PPO Gold HSA D32 by HAP | Off | Gold | $3,200 / $6,400 | $3,200 / $6,400 | Price & Details | |
| Henry Ford Health Select HAP IND HMO Gold HSA D32 by HAP | Off | Gold | $3,200 / $6,400 | $3,200 / $6,400 | Price & Details |
Help with Obamacare & Off-Exchange Plans Sign Up
After using a subsidy tax credit, you may be eligible for Obamacare plans as low as $0.
Licensed insurance agents at our trusted partner help people apply for a subsidy and sign up for Obamacare plans available on healthcare.gov or other State exchange marketplaces.
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Learn More About Obamacare and Off-Exchange Plans in Michigan
What are Obamacare Health Insurance Plans?
Obamacare health insurance plans are plans which are eligible for reduced costs with a subsidy tax credit. Obamacare plans are only offered through the federal government exchange marketplace healthcare.gov or some States have their own exchange marketplace website. Although plans are only offered through the exchange marketplaces, the federal government allows certified brokers, agents, and web brokers to help you enroll in an Obamacare plan and apply for a subsidy.
What are Off-Exchange Health Insurance Plans?
Off-Exchange health insurance plans are plans which are available outside of the federal government exchange marketplaces. Off-Exchange plans existed before Obamacare. For example, if someone did not have access to a health insurance plan through work, they may have purchased an Off-Exchange plan offered on the Individual Market.
You can enroll in an Off-Exchange plan through a broker, agent, web broker, or by contacting the insurance company directly.
What’s the difference between Obamacare plans and Off-Exchange plans?
The main difference between Obamacare plans and Off-Exchange plans is that only Obamacare plans are eligible for a subsidy tax credit to reduce costs.
Otherwise there are not many other differences between Obamacare plans and Off-Exchange plans. Plan design, coverage, and rates are similar and both sets of plans must adhere to federal government regulations. In fact, there are many plans which are available as both Obamacare plans and as Off-Exchange plans.
Can a plan be both an Obamacare and Off-Exchange plan?
Yes, a plan can be available as both an Obamacare and an Off-Exchange plan.
On the other hand, some plans are only offered as Obamacare plans while other plans are only offered as Off-Exchange plans.
Do plans which are both Obamacare and Off-Exchange plans cost the same price?
Yes, by law a plan which is offered as both an Obamacare plan and an Off-Exchange plan must be sold at the same price. In addition, broker, agents, and web brokers are required to sell plans at the same market price. However, keep in mind that only Obamacare plans are eligible for a subsidy to reduce the monthly premium price.
Who is eligible for Obamacare and Off-Exchange plans?
Technically everyone is eligible for Obamacare plans and Off-Exchange plans. The real question is - who is eligible for a subsidy tax credit? - which can only be used to reduce the costs of Obamacare plans. Note that even if you are not eligible for a subsidy tax credit, you are still allowed to purchase an Obamacare plan at the full price.
What is the Obamacare Subsidy (Tax Credit)?
The Obamacare subsidy is really a tax credit, and it is formally known as the Advanced Premium Tax Credit (APTC). Typically people receive a tax credit at the end of the year when filing taxes, but this tax credit can be received “in advance”, during the year, to reduce the monthly premium costs of an Obamacare health insurance plan.
You must complete an official federal government application to learn your subsidy amount. Everyone’s amount will be different. The calculation for the subsidy amount can be quite complicated. It is based on several different factors, but household income is the main factor. We recommend using our tool to estimate your subsidy amount.
Search Obamacare plans and estimate subsidy amount
Who is eligible to receive an Obamacare Subsidy (Tax Credit)
To be eligible for a subsidy to reduce the monthly premium costs of Obamacare plans, you must meet the following requirements.
- Income requirements based on household size and household income. As examples, earn less than $48,240 for an individual and less than $98,400 for a family of four
- Not eligible for other federal government sponsored insurance, such as Medicare or Medicaid
- Do not have access to a health insurance plan from your employer which meet federal government coverage and affordability requirements
- File taxes or be claimed as a spouse or dependent on taxes. Married couples are required to file taxes jointly.
- Not be incarcerated
- Be legally present in the United States
Why should I consider Off-Exchange plans?
Off-Exchange plans may provide you with additional options compared to available Obamacare plans. If you are not eligible for a subsidy, or only eligible for a small subsidy amount, Off-Exchange plans may still be an affordable option for you.
A second reason for considering Off-Exchange plans is that your favorite doctor may only accept a plan which is available as an Off-Exchange plan. We recommend researching provider networks when considering health insurance plans. We provide links to official provider directories, or doctor lookups, on Health Plan Radar.
In addition, some health insurance companies have been leaving the Obamacare plan market, but they may still offer Off-Exchange plans. Your preferred insurance company may still offer plans on the Off-Exchange market.
How do I choose an Obamacare plan or Off-Exchange plan which is best for me and my family?
There are several health insurance concepts you should understand before choosing a plan that’s best for you, including premium price, out-of-pocket costs, deductibles, and plan metal levels. Visit our choosing a plan FAQ page to learn more.
FAQs - Choosing an Obamacare or Off-Exchange Health Insurance Plan