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Plan Name On or Off Exchange Plan eligible for subsidy? Metal Level Deductible (individual/family) Out-of-pocket Max (individual/family)
Everyday Bronze by Meridian Health Plan of Michigan, Inc. Obamacare Bronze $8,450 / $16,900 $9,250 / $18,500 Price & Details
Blue CrossВ® Premier PPO Bronze HSA by Blue Cross Blue Shield of Michigan Mutual Insurance Company Obamacare Bronze $8,000 / $16,000 $8,000 / $16,000 Price & Details
Blue CrossВ® Premier PPO Bronze Secure by Blue Cross Blue Shield of Michigan Mutual Insurance Company Obamacare Bronze $9,450 / $18,900 $9,450 / $18,900 Price & Details
Blue CrossВ® Premier PPO Bronze Extra by Blue Cross Blue Shield of Michigan Mutual Insurance Company Obamacare Bronze $7,500 / $15,000 $9,400 / $18,800 Price & Details
MyPriority Value Bronze HSA by Priority Health Obamacare Bronze $7,200 / $14,400 $7,200 / $14,400 Price & Details
MyPriority Value Bronze by Priority Health Obamacare Bronze $9,400 / $18,800 $9,400 / $18,800 Price & Details
Elite Bronze by Meridian Health Plan of Michigan, Inc. Obamacare Bronze $0 / $0 $9,250 / $18,500 Price & Details
MyPriority Standard Bronze by Priority Health Obamacare Bronze $7,500 / $15,000 $9,400 / $18,800 Price & Details
MyPriority Standard Bronze - Travel by Priority Health Obamacare Bronze $7,500 / $15,000 $9,400 / $18,800 Price & Details
MHP Bronze by McLaren Health Plan Community Both Bronze $7,000 / $14,000 $9,450 / $18,900 Price & Details
Blue CrossВ® Preferred HMO Bronze by Blue Care Network of Michigan Both Bronze $9,200 / $18,400 $9,200 / $18,400 Price & Details
Blue CrossВ® Preferred HMO Bronze Secure by Blue Care Network of Michigan Both Bronze $9,450 / $18,900 $9,450 / $18,900 Price & Details
Blue CrossВ® Preferred HMO Virtual Primary Care Bronze by Blue Care Network of Michigan Both Bronze $9,050 / $18,100 $9,050 / $18,100 Price & Details
MyPriority Value Bronze HSA Corewell Health West Michigan Network (Allegan, Barry) by Priority Health Obamacare Bronze $7,200 / $14,400 $7,200 / $14,400 Price & Details
MyPriority Value Bronze Corewell Health West Michigan Network (Allegan, Barry) by Priority Health Obamacare Bronze $9,400 / $18,800 $9,400 / $18,800 Price & Details
MyPriority Standard Bronze - Corewell Health West Michigan Network (Allegan, Barry) by Priority Health Obamacare Bronze $7,500 / $15,000 $9,400 / $18,800 Price & Details
Choice Bronze HSA by Meridian Health Plan of Michigan, Inc. Obamacare Bronze $7,250 / $14,500 $7,250 / $14,500 Price & Details
Standard Expanded Bronze by Meridian Health Plan of Michigan, Inc. Obamacare Bronze $7,500 / $15,000 $9,400 / $18,800 Price & Details
Choice Bronze HSA + Vision + Adult Dental by Meridian Health Plan of Michigan, Inc. Obamacare Bronze $7,250 / $14,500 $7,250 / $14,500 Price & Details
Everyday Bronze + Vision + Adult Dental by Meridian Health Plan of Michigan, Inc. Obamacare Bronze $8,450 / $16,900 $9,250 / $18,500 Price & Details
Elite Bronze + Vision + Adult Dental by Meridian Health Plan of Michigan, Inc. Obamacare Bronze $0 / $0 $9,250 / $18,500 Price & Details
Standard Expanded Bronze + Vision + Adult Dental by Meridian Health Plan of Michigan, Inc. Obamacare Bronze $7,500 / $15,000 $9,400 / $18,800 Price & Details
Ambetter Virtual Access Bronze (Virtual PCP selection required) by Meridian Health Plan of Michigan, Inc. Obamacare Bronze $7,000 / $14,000 $8,550 / $17,100 Price & Details
Physicians Health Plan HMO Exclusive Bronze by Physicians Health Plan Both Bronze $6,500 / $13,000 $8,500 / $17,000 Price & Details
Physicians Health Plan HMO Exclusive Bronze Standard by Physicians Health Plan Both Bronze $7,500 / $15,000 $9,400 / $18,800 Price & Details
Physicians Health Plan HMO Exclusive Bronze HSA by Physicians Health Plan Both Bronze $7,100 / $14,200 $7,100 / $14,200 Price & Details
MHP Bronze VCP by McLaren Health Plan Community Both Bronze $7,000 / $14,000 $9,450 / $18,900 Price & Details
Blue CrossВ® Select HMO Bronze by Blue Care Network of Michigan Both Bronze $9,150 / $18,300 $9,150 / $18,300 Price & Details
MyPriority Value Bronze HSA Bronson Healthcare Partners by Priority Health Obamacare Bronze $7,200 / $14,400 $7,200 / $14,400 Price & Details
MyPriority Value Bronze Bronson Healthcare Partners by Priority Health Obamacare Bronze $9,400 / $18,800 $9,400 / $18,800 Price & Details
Blue CrossВ® Select HMO Bronze Extra by Blue Care Network of Michigan Both Bronze $7,500 / $15,000 $9,400 / $18,800 Price & Details
MyPriority Standard Bronze - Bronson Healthcare Partners by Priority Health Obamacare Bronze $7,500 / $15,000 $9,400 / $18,800 Price & Details
UHC Bronze Value HSA by UnitedHealthcare Both Bronze $6,900 / $13,800 $8,050 / $16,100 Price & Details
UHC Bronze Standard by UnitedHealthcare Both Bronze $7,500 / $15,000 $9,400 / $18,800 Price & Details
UHC Bronze Copay Focus (Virtual Urgent Care) by UnitedHealthcare Both Bronze $0 / $0 $9,450 / $18,900 Price & Details
MyPriority Value Bronze HSA Trinity Health East Network by Priority Health Obamacare Bronze $7,200 / $14,400 $7,200 / $14,400 Price & Details
MyPriority Value Bronze Trinity Health East Network by Priority Health Obamacare Bronze $9,400 / $18,800 $9,400 / $18,800 Price & Details
MyPriority Standard Bronze - Trinity Health East Network by Priority Health Obamacare Bronze $7,500 / $15,000 $9,400 / $18,800 Price & Details
MyPriority Value Bronze HSA Corewell Health West Michigan Network by Priority Health Obamacare Bronze $7,200 / $14,400 $7,200 / $14,400 Price & Details
MyPriority Value Bronze Corewell Health West Michigan Network by Priority Health Obamacare Bronze $9,400 / $18,800 $9,400 / $18,800 Price & Details
MyPriority Standard Bronze - Corewell Health West Michigan Network by Priority Health Obamacare Bronze $7,500 / $15,000 $9,400 / $18,800 Price & Details
Bronze Elite + PCP Saver Plus by Oscar Insurance Company Both Bronze $0 / $0 $9,450 / $18,900 Price & Details
Bronze Classic 4700 by Oscar Insurance Company Both Bronze $4,700 / $9,400 $9,100 / $18,200 Price & Details
MyPriority Value Bronze HSA Southeast Michigan Network by Priority Health Obamacare Bronze $7,200 / $14,400 $7,200 / $14,400 Price & Details
Bronze Classic Standard by Oscar Insurance Company Both Bronze $7,500 / $15,000 $9,400 / $18,800 Price & Details
MyPriority Value Bronze Southeast Michigan Network by Priority Health Obamacare Bronze $9,400 / $18,800 $9,400 / $18,800 Price & Details
MyPriority Standard Bronze - Southeast Michigan Network by Priority Health Obamacare Bronze $7,500 / $15,000 $9,400 / $18,800 Price & Details
Blue CrossВ® Local HMO Bronze Extra by Blue Care Network of Michigan Both Bronze $7,500 / $15,000 $9,400 / $18,800 Price & Details
Blue CrossВ® Metro Detroit HMO Bronze Extra by Blue Care Network of Michigan Both Bronze $7,500 / $15,000 $9,400 / $18,800 Price & Details
Blue CrossВ® Select HMO Bronze Saver HSA by Blue Care Network of Michigan Both Bronze $7,950 / $15,900 $7,950 / $15,900 Price & Details
MHP Bronze Saver by McLaren Health Plan Community Both Bronze $7,500 / $15,000 $7,500 / $15,000 Price & Details
Blue CrossВ® Preferred HMO Bronze Extra by Blue Care Network of Michigan Both Bronze $7,500 / $15,000 $9,400 / $18,800 Price & Details
Blue CrossВ® Preferred HMO Bronze Saver HSA by Blue Care Network of Michigan Both Bronze $8,000 / $16,000 $8,000 / $16,000 Price & Details
UHC Bronze Virtual First (Unlimited App-based Care) (Disponible en espanol) by UnitedHealthcare Both Bronze $7,250 / $14,500 $9,450 / $18,900 Price & Details
Blue CrossВ® Select HMO Bronze Secure by Blue Care Network of Michigan Both Bronze $9,450 / $18,900 $9,450 / $18,900 Price & Details
MHP Expanded Bronze Standard by McLaren Health Plan Community Both Bronze $7,500 / $15,000 $9,400 / $18,800 Price & Details
Blue CrossВ® Local HMO Bronze Secure by Blue Care Network of Michigan Both Bronze $9,450 / $18,900 $9,450 / $18,900 Price & Details
UHC Bronze Value by UnitedHealthcare Both Bronze $9,000 / $18,000 $9,100 / $18,200 Price & Details
Blue CrossВ® Metro Detroit HMO Bronze by Blue Care Network of Michigan Both Bronze $9,200 / $18,400 $9,200 / $18,400 Price & Details
Bronze Simple 2 by Oscar Insurance Company Both Bronze $9,100 / $18,200 $9,100 / $18,200 Price & Details
Bronze Classic by Oscar Insurance Company Both Bronze $6,500 / $13,000 $8,900 / $17,800 Price & Details
Blue CrossВ® Premier PPO Silver by Blue Cross Blue Shield of Michigan Mutual Insurance Company Obamacare Silver $3,150 / $6,300 $9,100 / $18,200 Price & Details
Blue CrossВ® Premier PPO Silver Saver HSA by Blue Cross Blue Shield of Michigan Mutual Insurance Company Obamacare Silver $3,650 / $7,300 $7,500 / $15,000 Price & Details
Blue CrossВ® Premier PPO Silver Extra by Blue Cross Blue Shield of Michigan Mutual Insurance Company Obamacare Silver $5,900 / $11,800 $9,100 / $18,200 Price & Details
MyPriority Balanced Silver by Priority Health Obamacare Silver $3,600 / $7,200 $9,400 / $18,800 Price & Details
MyPriority Premier Silver by Priority Health Obamacare Silver $5,500 / $11,000 $9,400 / $18,800 Price & Details
MyPriority Standard Silver by Priority Health Obamacare Silver $5,900 / $11,800 $9,100 / $18,200 Price & Details
MyPriority Standard Silver - Travel by Priority Health Obamacare Silver $5,900 / $11,800 $9,100 / $18,200 Price & Details
MHP Silver Exchange by McLaren Health Plan Community Both Silver $3,800 / $7,600 $8,550 / $17,100 Price & Details
Clear Silver by Meridian Health Plan of Michigan, Inc. Obamacare Silver $5,400 / $10,800 $5,400 / $10,800 Price & Details
MHP Silver Exchange Rewards by McLaren Health Plan Community Both Silver $2,000 / $4,000 $8,250 / $16,500 Price & Details
MHP Silver Standard by McLaren Health Plan Community Both Silver $5,900 / $11,800 $9,100 / $18,200 Price & Details
Blue CrossВ® Preferred HMO Silver Saver by Blue Care Network of Michigan Both Silver $5,450 / $10,900 $8,000 / $16,000 Price & Details
Blue CrossВ® Preferred HMO Silver by Blue Care Network of Michigan Both Silver $4,800 / $9,600 $9,400 / $18,800 Price & Details
Blue CrossВ® Preferred HMO Silver Extra by Blue Care Network of Michigan Both Silver $5,900 / $11,800 $9,100 / $18,200 Price & Details
MyPriority Balanced Silver Corewell Health West Michigan Network (Allegan, Barry) by Priority Health Obamacare Silver $3,600 / $7,200 $9,400 / $18,800 Price & Details
MyPriority Premier Silver Corewell Health West Michigan Network (Allegan, Barry) by Priority Health Obamacare Silver $5,500 / $11,000 $9,400 / $18,800 Price & Details
MyPriority Standard Silver - Corewell Health West Michigan Network (Allegan, Barry) by Priority Health Obamacare Silver $5,900 / $11,800 $9,100 / $18,200 Price & Details
Complete Silver by Meridian Health Plan of Michigan, Inc. Obamacare Silver $6,000 / $12,000 $8,500 / $17,000 Price & Details
Focused Silver by Meridian Health Plan of Michigan, Inc. Obamacare Silver $6,300 / $12,600 $8,000 / $16,000 Price & Details
Standard Silver by Meridian Health Plan of Michigan, Inc. Obamacare Silver $5,900 / $11,800 $9,100 / $18,200 Price & Details
Complete Silver + Vision + Adult Dental by Meridian Health Plan of Michigan, Inc. Obamacare Silver $6,000 / $12,000 $8,500 / $17,000 Price & Details
Focused Silver + Vision + Adult Dental by Meridian Health Plan of Michigan, Inc. Obamacare Silver $6,300 / $12,600 $8,000 / $16,000 Price & Details
Clear Silver + Vision + Adult Dental by Meridian Health Plan of Michigan, Inc. Obamacare Silver $5,400 / $10,800 $5,400 / $10,800 Price & Details
Standard Silver + Vision + Adult Dental by Meridian Health Plan of Michigan, Inc. Obamacare Silver $5,900 / $11,800 $9,100 / $18,200 Price & Details
Ambetter Virtual Access Silver (Virtual PCP selection required) by Meridian Health Plan of Michigan, Inc. Obamacare Silver $5,700 / $11,400 $7,400 / $14,800 Price & Details
Silver 1 by Molina Healthcare of Michigan, Inc. Obamacare Silver $5,000 / $10,000 $7,850 / $15,700 Price & Details
Silver 8 by Molina Healthcare of Michigan, Inc. Obamacare Silver $5,900 / $11,800 $9,100 / $18,200 Price & Details
Silver 12 with First 4 Primary Care Visits Free by Molina Healthcare of Michigan, Inc. Obamacare Silver $7,000 / $14,000 $9,450 / $18,900 Price & Details
Silver 1 with Adult Vision Services by Molina Healthcare of Michigan, Inc. Obamacare Silver $5,000 / $10,000 $7,850 / $15,700 Price & Details
Physicians Health Plan HMO Exclusive Silver Select Plus by Physicians Health Plan Both Silver $2,500 / $5,000 $8,250 / $16,500 Price & Details
Physicians Health Plan HMO Exclusive Silver by Physicians Health Plan Both Silver $7,000 / $14,000 $8,000 / $16,000 Price & Details
Physicians Health Plan HMO Exclusive Silver Standard by Physicians Health Plan Both Silver $5,900 / $11,800 $9,100 / $18,200 Price & Details
Blue CrossВ® Select HMO Silver Saver by Blue Care Network of Michigan Both Silver $5,450 / $10,900 $8,000 / $16,000 Price & Details
Blue CrossВ® Select HMO Silver by Blue Care Network of Michigan Both Silver $4,800 / $9,600 $9,400 / $18,800 Price & Details
Blue CrossВ® Select HMO Silver Extra by Blue Care Network of Michigan Both Silver $5,900 / $11,800 $9,100 / $18,200 Price & Details
MyPriority Balanced Silver Bronson Healthcare Partners by Priority Health Obamacare Silver $3,600 / $7,200 $9,400 / $18,800 Price & Details
UHC Silver Standard by UnitedHealthcare Both Silver $5,900 / $11,800 $9,100 / $18,200 Price & Details
MyPriority Premier Silver Bronson Healthcare Partners by Priority Health Obamacare Silver $5,500 / $11,000 $9,400 / $18,800 Price & Details
MyPriority Standard Silver - Bronson Healthcare Partners by Priority Health Obamacare Silver $5,900 / $11,800 $9,100 / $18,200 Price & Details
UHC Silver Virtual First (Unlimited App-based Care) (Disponible en espanol) by UnitedHealthcare Both Silver $3,800 / $7,600 $9,100 / $18,200 Price & Details
UHC Silver Value (Virtual Urgent Care) by UnitedHealthcare Both Silver $5,000 / $10,000 $9,450 / $18,900 Price & Details
UHC Silver Copay Focus (Virtual Urgent Care + PCP Visits) by UnitedHealthcare Both Silver $0 / $0 $9,450 / $18,900 Price & Details
UHC Silver Advantage+ (Virtual Urgent Care + PCP Visits, Dental + Vision) by UnitedHealthcare Both Silver $2,500 / $5,000 $9,450 / $18,900 Price & Details
MyPriority Balanced Silver Trinity Health East Network by Priority Health Obamacare Silver $3,600 / $7,200 $9,400 / $18,800 Price & Details
MyPriority Premier Silver Trinity Health East Network by Priority Health Obamacare Silver $5,500 / $11,000 $9,400 / $18,800 Price & Details
MyPriority Standard Silver - Trinity Health East Network by Priority Health Obamacare Silver $5,900 / $11,800 $9,100 / $18,200 Price & Details
MyPriority Balanced Silver Corewell Health West Michigan Network by Priority Health Obamacare Silver $3,600 / $7,200 $9,400 / $18,800 Price & Details
MyPriority Premier Silver Corewell Health West Michigan Network by Priority Health Obamacare Silver $5,500 / $11,000 $9,400 / $18,800 Price & Details
MyPriority Standard Silver - Corewell Health West Michigan Network by Priority Health Obamacare Silver $5,900 / $11,800 $9,100 / $18,200 Price & Details
Silver Classic by Oscar Insurance Company Both Silver $5,400 / $10,800 $8,650 / $17,300 Price & Details
Silver Simple PCP Saver by Oscar Insurance Company Both Silver $5,500 / $11,000 $8,900 / $17,800 Price & Details
Silver Elite Saver Plus by Oscar Insurance Company Both Silver $0 / $0 $9,100 / $18,200 Price & Details
Silver Classic Standard by Oscar Insurance Company Both Silver $5,900 / $11,800 $9,100 / $18,200 Price & Details
MyPriority Balanced Silver Southeast Michigan Network by Priority Health Obamacare Silver $3,600 / $7,200 $9,400 / $18,800 Price & Details
MyPriority Premier Silver Southeast Michigan Network by Priority Health Obamacare Silver $5,500 / $11,000 $9,400 / $18,800 Price & Details
MyPriority Standard Silver - Southeast Michigan Network by Priority Health Obamacare Silver $5,900 / $11,800 $9,100 / $18,200 Price & Details
Blue CrossВ® Local HMO Silver Extra by Blue Care Network of Michigan Both Silver $5,900 / $11,800 $9,100 / $18,200 Price & Details
Blue CrossВ® Metro Detroit HMO Silver Extra by Blue Care Network of Michigan Both Silver $5,900 / $11,800 $9,100 / $18,200 Price & Details
Blue CrossВ® Preferred HMO Virtual Primary Care Silver by Blue Care Network of Michigan Both Silver $6,200 / $12,400 $9,350 / $18,700 Price & Details
Blue CrossВ® Local HMO Silver Saver by Blue Care Network of Michigan Both Silver $5,450 / $10,900 $8,000 / $16,000 Price & Details
MHP Silver Exchange VCP by McLaren Health Plan Community Both Silver $3,800 / $7,600 $8,550 / $17,100 Price & Details
UHC Silver Advantage (Virtual Urgent Care + PCP Visits) by UnitedHealthcare Both Silver $2,500 / $5,000 $9,450 / $18,900 Price & Details
Complete Gold by Meridian Health Plan of Michigan, Inc. Obamacare Gold $1,450 / $2,900 $7,500 / $15,000 Price & Details
Blue CrossВ® Premier PPO Gold by Blue Cross Blue Shield of Michigan Mutual Insurance Company Obamacare Gold $1,200 / $2,400 $8,500 / $17,000 Price & Details
Blue CrossВ® Premier PPO Gold Extra by Blue Cross Blue Shield of Michigan Mutual Insurance Company Obamacare Gold $1,500 / $3,000 $8,700 / $17,400 Price & Details
MyPriority Standard Gold by Priority Health Obamacare Gold $1,500 / $3,000 $8,700 / $17,400 Price & Details
MHP Gold by McLaren Health Plan Community Both Gold $1,400 / $2,800 $8,000 / $16,000 Price & Details
Blue CrossВ® Preferred HMO Gold Extra by Blue Care Network of Michigan Both Gold $1,500 / $3,000 $8,700 / $17,400 Price & Details
MHP Gold Standard by McLaren Health Plan Community Both Gold $1,500 / $3,000 $8,700 / $17,400 Price & Details
Blue CrossВ® Preferred HMO Gold by Blue Care Network of Michigan Both Gold $1,700 / $3,400 $9,400 / $18,800 Price & Details
MyPriority Enhanced Gold Corewell Health West Michigan Network (Allegan, Barry) by Priority Health Obamacare Gold $0 / $0 $9,400 / $18,800 Price & Details
Standard Gold by Meridian Health Plan of Michigan, Inc. Obamacare Gold $1,500 / $3,000 $8,700 / $17,400 Price & Details
MyPriority Standard Gold Corewell Health West Michigan Network (Allegan, Barry) by Priority Health Obamacare Gold $1,500 / $3,000 $8,700 / $17,400 Price & Details
Everyday Gold by Meridian Health Plan of Michigan, Inc. Obamacare Gold $750 / $1,500 $7,500 / $15,000 Price & Details
Elite Gold by Meridian Health Plan of Michigan, Inc. Obamacare Gold $0 / $0 $5,500 / $11,000 Price & Details
Complete Gold + Vision + Adult Dental by Meridian Health Plan of Michigan, Inc. Obamacare Gold $1,450 / $2,900 $7,500 / $15,000 Price & Details
Everyday Gold + Vision + Adult Dental by Meridian Health Plan of Michigan, Inc. Obamacare Gold $750 / $1,500 $7,500 / $15,000 Price & Details
Elite Gold + Vision + Adult Dental by Meridian Health Plan of Michigan, Inc. Obamacare Gold $0 / $0 $5,500 / $11,000 Price & Details
Standard Gold + Vision + Adult Dental by Meridian Health Plan of Michigan, Inc. Obamacare Gold $1,500 / $3,000 $8,700 / $17,400 Price & Details
Ambetter Virtual Access Gold (Virtual PCP selection required) by Meridian Health Plan of Michigan, Inc. Obamacare Gold $950 / $1,900 $8,700 / $17,400 Price & Details
Gold 1 by Molina Healthcare of Michigan, Inc. Obamacare Gold $1,550 / $3,100 $8,100 / $16,200 Price & Details
Gold 8 by Molina Healthcare of Michigan, Inc. Obamacare Gold $1,500 / $3,000 $8,700 / $17,400 Price & Details
Gold 1 with Adult Vision Services by Molina Healthcare of Michigan, Inc. Obamacare Gold $1,550 / $3,100 $8,100 / $16,200 Price & Details
Physicians Health Plan HMO Exclusive Gold Classic by Physicians Health Plan Both Gold $1,000 / $2,000 $8,000 / $16,000 Price & Details
Physicians Health Plan HMO Exclusive Gold Standard by Physicians Health Plan Both Gold $1,500 / $3,000 $8,700 / $17,400 Price & Details
MHP Gold VCP by McLaren Health Plan Community Both Gold $1,400 / $2,800 $8,000 / $16,000 Price & Details
MyPriority Enhanced Gold Bronson Healthcare Partners by Priority Health Obamacare Gold $0 / $0 $9,400 / $18,800 Price & Details
MyPriority Standard Gold Bronson Healthcare Partners by Priority Health Obamacare Gold $1,500 / $3,000 $8,700 / $17,400 Price & Details
UHC Gold Advantage (Virtual Urgent Care + PCP Visits) by UnitedHealthcare Both Gold $1,500 / $3,000 $7,000 / $14,000 Price & Details
UHC Gold Standard by UnitedHealthcare Both Gold $1,500 / $3,000 $8,700 / $17,400 Price & Details
UHC Gold Virtual First (Unlimited App-based Care) (Disponible en espanol) by UnitedHealthcare Both Gold $1,000 / $2,000 $8,400 / $16,800 Price & Details
UHC Gold Copay Focus (Virtual Urgent Care + PCP Visits) by UnitedHealthcare Both Gold $0 / $0 $7,000 / $14,000 Price & Details
MyPriority Enhanced Gold Trinity Health East Network by Priority Health Obamacare Gold $0 / $0 $9,400 / $18,800 Price & Details
MyPriority Standard Gold Trinity Health East Network by Priority Health Obamacare Gold $1,500 / $3,000 $8,700 / $17,400 Price & Details
MyPriority Enhanced Gold Corewell Health West Michigan Network by Priority Health Obamacare Gold $0 / $0 $9,400 / $18,800 Price & Details
MyPriority Standard Gold Corewell Health West Michigan Network by Priority Health Obamacare Gold $1,500 / $3,000 $8,700 / $17,400 Price & Details
MyPriority Enhanced Gold Southeast Michigan Network by Priority Health Obamacare Gold $0 / $0 $9,400 / $18,800 Price & Details
Gold Classic Standard by Oscar Insurance Company Both Gold $1,500 / $3,000 $8,700 / $17,400 Price & Details
Gold Elite Saver Plus by Oscar Insurance Company Both Gold $0 / $0 $7,900 / $15,800 Price & Details
MyPriority Standard Gold Southeast Michigan Network by Priority Health Obamacare Gold $1,500 / $3,000 $8,700 / $17,400 Price & Details
UHC Gold Advantage+ (Virtual Urgent Care, Dental + Vision) by UnitedHealthcare Both Gold $500 / $1,000 $7,000 / $14,000 Price & Details
Physicians Health Plan HMO Exclusive Gold Select by Physicians Health Plan Both Gold $2,000 / $4,000 $6,800 / $13,600 Price & Details
Blue CrossВ® Premier PPO Value by Blue Cross Blue Shield of Michigan Mutual Insurance Company Obamacare Catastrophic $9,450 / $18,900 $9,450 / $18,900 Price & Details
Blue CrossВ® Preferred HMO Value by Blue Care Network of Michigan Both Catastrophic $9,450 / $18,900 $9,450 / $18,900 Price & Details
HAP IND HMO Catastrophic K945 by HAP Off Catastrophic $9,450 / $18,900 $9,450 / $18,900 Price & Details
Blue CrossВ® Select HMO Value by Blue Care Network of Michigan Both Catastrophic $9,450 / $18,900 $9,450 / $18,900 Price & Details
MHP Young Adult/Catastrophic by McLaren Health Plan Community Both Catastrophic $9,450 / $18,900 $9,450 / $18,900 Price & Details
Physicians Health Plan HMO Catastrophic by Physicians Health Plan Both Catastrophic $9,450 / $18,900 $9,450 / $18,900 Price & Details
Secure by Oscar Insurance Company Both Catastrophic $9,450 / $18,900 $9,450 / $18,900 Price & Details
HAP IND HMO Catastrophic K945 Genesys Choice by HAP Off Catastrophic $9,450 / $18,900 $9,450 / $18,900 Price & Details
HAP IND PPO Catastrophic K945 by HAP Off Catastrophic $9,450 / $18,900 $9,450 / $18,900 Price & Details
HAP IND HMO Catastrophic K945 Henry Ford Choice by HAP Off Catastrophic $9,450 / $18,900 $9,450 / $18,900 Price & Details
HAP IND HMO Bronze HSA H705 EMB by HAP Off Bronze $7,050 / $14,100 $7,050 / $14,100 Price & Details
HAP IND PPO Bronze HSA H705 EMB by HAP Off Bronze $7,050 / $14,100 $7,050 / $14,100 Price & Details
HAP IND HMO Bronze H7 Henry Ford Choice by HAP Off Bronze $7,000 / $14,000 $9,450 / $18,900 Price & Details
HAP IND HMO Bronze HSA H705 EMB Henry Ford Choice by HAP Off Bronze $7,050 / $14,100 $7,050 / $14,100 Price & Details
HAP IND PPO Bronze K91 by HAP Off Bronze $9,100 / $18,200 $9,450 / $18,900 Price & Details
HAP IND HMO Bronze K91 Henry Ford Choice by HAP Off Bronze $9,100 / $18,200 $9,450 / $18,900 Price & Details
HAP IND HMO Bronze HSA H705 EMB Genesys Choice by HAP Off Bronze $7,050 / $14,100 $7,050 / $14,100 Price & Details
HAP IND HMO Bronze H7 Genesys Choice by HAP Off Bronze $7,000 / $14,000 $9,450 / $18,900 Price & Details
HAP IND HMO Bronze H7 by HAP Off Bronze $7,000 / $14,000 $9,450 / $18,900 Price & Details
HAP IND PPO Bronze H7 by HAP Off Bronze $7,000 / $14,000 $9,450 / $18,900 Price & Details
Blue Cross Local HMO Bronze Saver HSA by Blue Care Network of Michigan Off Bronze $8,000 / $16,000 $8,000 / $16,000 Price & Details
HAP IND HMO Bronze K91 by HAP Off Bronze $9,100 / $18,200 $9,450 / $18,900 Price & Details
Blue Cross Metro Detroit HMO Bronze Saver HSA by Blue Care Network of Michigan Off Bronze $8,000 / $16,000 $8,000 / $16,000 Price & Details
HAP IND HMO Bronze K91 Genesys Choice by HAP Off Bronze $9,100 / $18,200 $9,450 / $18,900 Price & Details
HAP IND PPO Silver D35 by HAP Off Silver $3,500 / $7,000 $9,450 / $18,900 Price & Details
HAP IND PPO Silver F55 by HAP Off Silver $5,500 / $11,000 $9,450 / $18,900 Price & Details
HAP IND HMO Silver D35 Genesys Choice by HAP Off Silver $3,500 / $7,000 $9,450 / $18,900 Price & Details
Blue Cross Preferred HMO Silver Off Marketplace by Blue Care Network of Michigan Off Silver $6,300 / $12,600 $9,400 / $18,800 Price & Details
Blue Cross Local HMO Silver Off Marketplace by Blue Care Network of Michigan Off Silver $6,300 / $12,600 $9,400 / $18,800 Price & Details
Blue Cross Select HMO Silver Off Marketplace by Blue Care Network of Michigan Off Silver $6,300 / $12,600 $9,400 / $18,800 Price & Details
HAP IND HMO Silver F55 by HAP Off Silver $5,500 / $11,000 $9,450 / $18,900 Price & Details
HAP IND HMO Silver D35 by HAP Off Silver $3,500 / $7,000 $9,450 / $18,900 Price & Details
HAP IND HMO Silver F55 Henry Ford Choice by HAP Off Silver $5,500 / $11,000 $9,450 / $18,900 Price & Details
Physicians Health Plan HMO Exclusive Silver Choice by Physicians Health Plan Off Silver $3,000 / $6,000 $8,500 / $17,000 Price & Details
Blue Cross Metro Detroit HMO Silver Off Marketplace by Blue Care Network of Michigan Off Silver $6,300 / $12,600 $9,400 / $18,800 Price & Details
HAP IND HMO Silver D35 Henry Ford Choice by HAP Off Silver $3,500 / $7,000 $9,450 / $18,900 Price & Details
Physicians Health Plan HMO Exclusive Silver Core by Physicians Health Plan Off Silver $5,000 / $10,000 $9,100 / $18,200 Price & Details
HAP IND HMO Silver F55 Genesys Choice by HAP Off Silver $5,500 / $11,000 $9,450 / $18,900 Price & Details
HAP IND PPO Gold HSA D3 by HAP Off Gold $3,000 / $6,000 $3,000 / $6,000 Price & Details
HAP IND HMO Gold HSA D3 by HAP Off Gold $3,000 / $6,000 $3,000 / $6,000 Price & Details
HAP IND HMO Gold HSA D3 Henry Ford Choice by HAP Off Gold $3,000 / $6,000 $3,000 / $6,000 Price & Details
HAP IND HMO Gold HSA D3 Genesys Choice by HAP Off Gold $3,000 / $6,000 $3,000 / $6,000 Price & Details

 

 

After using a subsidy tax credit, you may be eligible for Obamacare plans as low as $0.

Licensed insurance agents at our trusted partner help people apply for a subsidy and sign up for Obamacare plans available on healthcare.gov or other State exchange marketplaces.

 

 

 

What are Obamacare Health Insurance Plans?

Obamacare health insurance plans are plans which are eligible for reduced costs with a subsidy tax credit. Obamacare plans are only offered through the federal government exchange marketplace healthcare.gov or some States have their own exchange marketplace website. Although plans are only offered through the exchange marketplaces, the federal government allows certified brokers, agents, and web brokers to help you enroll in an Obamacare plan and apply for a subsidy.

 

What are Off-Exchange Health Insurance Plans?

Off-Exchange health insurance plans are plans which are available outside of the federal government exchange marketplaces. Off-Exchange plans existed before Obamacare. For example, if someone did not have access to a health insurance plan through work, they may have purchased an Off-Exchange plan offered on the Individual Market.

You can enroll in an Off-Exchange plan through a broker, agent, web broker, or by contacting the insurance company directly.

 

Search Off-Exchange plans

 

What’s the difference between Obamacare plans and Off-Exchange plans?

The main difference between Obamacare plans and Off-Exchange plans is that only Obamacare plans are eligible for a subsidy tax credit to reduce costs.

Otherwise there are not many other differences between Obamacare plans and Off-Exchange plans. Plan design, coverage, and rates are similar and both sets of plans must adhere to federal government regulations. In fact, there are many plans which are available as both Obamacare plans and as Off-Exchange plans.

 

Can a plan be both an Obamacare and Off-Exchange plan?

Yes, a plan can be available as both an Obamacare and an Off-Exchange plan.

On the other hand, some plans are only offered as Obamacare plans while other plans are only offered as Off-Exchange plans.

 

Do plans which are both Obamacare and Off-Exchange plans cost the same price?

Yes, by law a plan which is offered as both an Obamacare plan and an Off-Exchange plan must be sold at the same price. In addition, broker, agents, and web brokers are required to sell plans at the same market price. However, keep in mind that only Obamacare plans are eligible for a subsidy to reduce the monthly premium price.

 

Who is eligible for Obamacare and Off-Exchange plans?

Technically everyone is eligible for Obamacare plans and Off-Exchange plans. The real question is - who is eligible for a subsidy tax credit? - which can only be used to reduce the costs of Obamacare plans. Note that even if you are not eligible for a subsidy tax credit, you are still allowed to purchase an Obamacare plan at the full price.

 

What is the Obamacare Subsidy (Tax Credit)?

The Obamacare subsidy is really a tax credit, and it is formally known as the Advanced Premium Tax Credit (APTC). Typically people receive a tax credit at the end of the year when filing taxes, but this tax credit can be received “in advance”, during the year, to reduce the monthly premium costs of an Obamacare health insurance plan.

You must complete an official federal government application to learn your subsidy amount. Everyone’s amount will be different. The calculation for the subsidy amount can be quite complicated. It is based on several different factors, but household income is the main factor. We recommend using our tool to estimate your subsidy amount.

 

Search Obamacare plans and estimate subsidy amount

 

Who is eligible to receive an Obamacare Subsidy (Tax Credit)

To be eligible for a subsidy to reduce the monthly premium costs of Obamacare plans, you must meet the following requirements.

  • Income requirements based on household size and household income. As examples, earn less than $48,240 for an individual and less than $98,400 for a family of four
  • Not eligible for other federal government sponsored insurance, such as Medicare or Medicaid
  • Do not have access to a health insurance plan from your employer which meet federal government coverage and affordability requirements
  • File taxes or be claimed as a spouse or dependent on taxes. Married couples are required to file taxes jointly.
  • Not be incarcerated
  • Be legally present in the United States

 

Why should I consider Off-Exchange plans?

Off-Exchange plans may provide you with additional options compared to available Obamacare plans. If you are not eligible for a subsidy, or only eligible for a small subsidy amount, Off-Exchange plans may still be an affordable option for you.

A second reason for considering Off-Exchange plans is that your favorite doctor may only accept a plan which is available as an Off-Exchange plan. We recommend researching provider networks when considering health insurance plans. We provide links to official provider directories, or doctor lookups, on Health Plan Radar.

In addition, some health insurance companies have been leaving the Obamacare plan market, but they may still offer Off-Exchange plans. Your preferred insurance company may still offer plans on the Off-Exchange market.

 

How do I choose an Obamacare plan or Off-Exchange plan which is best for me and my family?

There are several health insurance concepts you should understand before choosing a plan that’s best for you, including premium price, out-of-pocket costs, deductibles, and plan metal levels. Visit our choosing a plan FAQ page to learn more.

 

FAQs - Choosing an Obamacare or Off-Exchange Health Insurance Plan