We are in the process of adding 2017 Massachusetts Obamacare plans, which are eligible for a subsidy to reduce costs. The plans shown may or may not be eligible for a subsidy.

 

Plan Name On or Off Exchange Plan eligible for subsidy? Metal Level Deductible (individual/family) Out-of-pocket Max (individual/family)
HMO Blue Essential
by Blue Cross Blue Shield of Massachusetts
Off catastrophic $6,800 / $13,600 $6,800 / $13,600 Price & Details
Direct Catastrophic
by Tufts Health Public Plans Inc.
Off catastrophic $7,150 / $14,300 $7,150 / $14,300 Price & Details
Choice Plus HAS 6100
by UnitedHealthcare
Off bronze $6,100 / $12,200 $6,500 / $13,000 Price & Details
Access Blue New England Basic Saver II
by Blue Cross Blue Shield of Massachusetts
Off bronze $3,350 / $6,550 $6,550 / $13,100 Price & Details
Choice HSA 6001
by UnitedHealthcare
Off bronze $6,100 / $12,200 $6,500 / $13,000 Price & Details
HMO Blue Basic Deductible
by Blue Cross Blue Shield of Massachusetts
Off bronze $2,750 / $5,500 $6,800 / $13,600 Price & Details
Best Buy HSA HMO 3100
by Harvard Pilgrim Health Care Inc.
Off bronze $3,100 / $6,200 $6,400 / $12,800 Price & Details
Direct Bronze
by Tufts Health Public Plans Inc.
Off bronze $2,750 / $5,500 $7,150 / $14,300 Price & Details
Access Blue New England Basic Saver
by Blue Cross Blue Shield of Massachusetts
Off bronze $3,350 / $6,550 $6,550 / $13,100 Price & Details
Access Blue Basic Saver
by Blue Cross Blue Shield of Massachusetts
Off bronze $3,350 / $6,550 $6,550 / $13,100 Price & Details
NHP Prime HMO 3000/6000 25/40 FlexRx 4-Tier
by Neighborhood Health Plan
Off bronze $2,750 / $5,500 $7,150 / $14,300 Price & Details
Focus Network MA - Best Buy HSA HMO 3100
by Harvard Pilgrim Health Care Inc.
Off bronze $3,100 / $6,200 $6,400 / $12,800 Price & Details
Focus Network MA - Best Buy HSA HMO 3100
by Harvard Pilgrim Health Care Inc.
Off bronze $3,100 / $6,200 $6,400 / $12,800 Price & Details
Preferred Blue PPO Basic Saver
by Blue Cross Blue Shield of Massachusetts
Off bronze $3,350 / $6,550 $6,550 / $13,100 Price & Details
Best Buy HSA PPO 4500
by HPHC Insurance Company Inc.
Off bronze $4,500 / $9,000 $6,200 / $12,400 Price & Details
Best Buy HSA PPO 4500
by HPHC Insurance Company Inc.
Off bronze $4,500 / $9,000 $6,200 / $12,400 Price & Details
Best Buy HSA HMO 3100
by Harvard Pilgrim Health Care Inc.
Off bronze $3,100 / $6,200 $6,400 / $12,800 Price & Details
Best Buy HSA PPO 3100
by Harvard Pilgrim Health Care Inc.
Off bronze $3,100 / $6,200 $6,400 / $12,800 Price & Details
Best Buy HSA PPO 3100
by Harvard Pilgrim Health Care Inc.
Off bronze $3,100 / $6,200 $6,400 / $12,800 Price & Details
Standard Bronze
by Harvard Pilgrim Health Care Inc.
Off bronze $2,750 / $5,500 $7,150 / $14,300 Price & Details
MyDoc HMO Bronze HSA 3400
by Minuteman Health, Inc
Off bronze $3,400 / $6,750 $6,550 / $13,100 Price & Details
MyDoc HMO Bronze Standard
by Minuteman Health, Inc
Off bronze $2,750 / $5,500 $7,150 / $14,300 Price & Details
MyDoc HMO Bronze 2500
by Minuteman Health, Inc
Off bronze $2,500 / $5,000 $7,150 / $14,300 Price & Details
NHP Prime HMO HSA 2000/4000 FlexRx 4-Tier
by Neighborhood Health Plan
Off silver $2,000 / $4,000 $6,550 / $13,100 Price & Details
NHP Prime HMO 1750/3500 50/75 FlexRx 4-Tier
by Neighborhood Health Plan
Off silver $1,750 / $3,500 $5,000 / $10,000 Price & Details
Access Blue Select Saver $2,000
by Blue Cross Blue Shield of Massachusetts
Off silver $2,000 / $4,000 $6,550 / $13,100 Price & Details
Direct Silver 2200 with Coinsurance
by Tufts Health Public Plans Inc.
Off silver $2,200 / $4,400 $7,150 / $14,300 Price & Details
Direct Silver 2000
by Tufts Health Public Plans Inc.
Off silver $2,000 / $4,000 $7,150 / $14,300 Price & Details
NHP Prime HMO 2000/4000 30/50 35% FlexRx 4-Tier
by Neighborhood Health Plan
Off silver $2,000 / $4,000 $6,850 / $13,700 Price & Details
NHP Prime HMO HSA 2500/5000 FlexRx 4-Tier
by Neighborhood Health Plan
Off silver $2,500 / $5,000 $6,550 / $13,100 Price & Details
NHP Prime HMO 2000/4000 30/50 FlexRx 4-Tier
by Neighborhood Health Plan
Off silver $2,000 / $4,000 $7,150 / $14,300 Price & Details
HMO Blue New England Basic Coinsurance
by Blue Cross Blue Shield of Massachusetts
Off silver $2,000 / $4,000 $5,850 / $11,700 Price & Details
HMO Blue Select $3,000 Deductible
by Blue Cross Blue Shield of Massachusetts
Off silver $3,000 / $6,000 $4,850 / $9,700 Price & Details
Access Blue New England Saver $3,000
by Blue Cross Blue Shield of Massachusetts
Off silver $3,000 / $6,000 $6,550 / $13,100 Price & Details
HMO Blue New England $3,000 Deductible with HCCS
by Blue Cross Blue Shield of Massachusetts
Off silver $3,000 / $6,000 $4,850 / $9,700 Price & Details
Access Blue New England Saver $2,500
by Blue Cross Blue Shield of Massachusetts
Off silver $2,500 / $5,000 $6,550 / $13,100 Price & Details
HMO Blue New England Basic Copayment
by Blue Cross Blue Shield of Massachusetts
Off silver $2,000 / $4,000 $5,850 / $11,700 Price & Details
HMO Blue Basic Copayment
by Blue Cross Blue Shield of Massachusetts
Off silver $2,000 / $4,000 $5,850 / $11,700 Price & Details
Best Buy HMO 3000
by Harvard Pilgrim Health Care Inc.
Off silver $3,000 / $6,000 $5,250 / $10,500 Price & Details
Preferred Blue PPO Basic Coinsurance
by Blue Cross Blue Shield of Massachusetts
Off silver $2,000 / $4,000 $5,850 / $11,700 Price & Details
Preferred Blue PPO Basic $2,000 with HCCS
by Blue Cross Blue Shield of Massachusetts
Off silver $2,000 / $4,000 $4,850 / $9,700 Price & Details
Choice Plus 2500
by UnitedHealthcare
Off silver $2,500 / $5,000 $5,500 / $11,000 Price & Details
Choice Plus 2000 -3
by UnitedHealthcare
Off silver $2,000 / $4,000 $7,000 / $14,000 Price & Details
HMO Blue New England $3,000 Deductible
by Blue Cross Blue Shield of Massachusetts
Off silver $3,000 / $6,000 $4,850 / $9,700 Price & Details
Core Coverage HMO 3000
by Harvard Pilgrim Health Care Inc.
Off silver $3,000 / $6,000 $5,250 / $10,500 Price & Details
Access Blue New England Saver $2,000
by Blue Cross Blue Shield of Massachusetts
Off silver $2,000 / $4,000 $6,550 / $13,100 Price & Details
Preferred Blue PPO Saver $3,000
by Blue Cross Blue Shield of Massachusetts
Off silver $3,000 / $6,000 $6,550 / $13,100 Price & Details
Core Coverage HMO 3000
by Harvard Pilgrim Health Care Inc.
Off silver $3,000 / $6,000 $5,250 / $10,500 Price & Details
Best Buy HSA HMO 3000
by Harvard Pilgrim Health Care Inc.
Off silver $3,000 / $6,000 $6,000 / $12,000 Price & Details
Access Blue New England Basic $2,000 with HCCS
by Blue Cross Blue Shield of Massachusetts
Off silver / / Price & Details
Blue Care Elect $4,500 Deductible
by Blue Cross Blue Shield of Massachusetts
Off silver $4,500 / $9,000 $5,850 / $11,700 Price & Details
Best Buy HSA HMO 2000 with Coinsurance
by Harvard Pilgrim Health Care Inc.
Off silver $2,000 / $4,000 $5,750 / $11,500 Price & Details
Best Buy HSA HMO 3000
by Harvard Pilgrim Health Care Inc.
Off silver $3,000 / $6,000 $6,000 / $12,000 Price & Details
Best Buy HSA HMO 2000 with Coinsurance
by Harvard Pilgrim Health Care Inc.
Off silver $2,000 / $4,000 $5,750 / $11,500 Price & Details
Preferred Blue PPO Basic $2,000
by Blue Cross Blue Shield of Massachusetts
Off silver $2,000 / $4,000 $4,850 / $9,700 Price & Details
Silver Choice 2000
by UnitedHealthcare
Off silver $2,000 / $4,000 $6,850 / $13,700 Price & Details
Blue Care Elect $3,000 Deductible
by Blue Cross Blue Shield of Massachusetts
Off silver $3,000 / $7,500 $5,850 / $11,700 Price & Details
Core Coverage HMO 1750
by Harvard Pilgrim Health Care Inc.
Off silver $1,750 / $3,500 $6,400 / $12,800 Price & Details
Non-Standard Core Coverage HMO 1750
by Harvard Pilgrim Health Care Inc.
Off silver $1,750 / $3,500 $6,400 / $12,800 Price & Details
Access Blue New England Basic $2,000
by Blue Cross Blue Shield of Massachusetts
Off silver $2,000 / $4,000 $4,850 / $9,700 Price & Details
Choice Plus HSA 3000 - 1
by UnitedHealthcare
Off silver $3,000 / $6,000 $5,000 / $10,000 Price & Details
Best Buy HMO 3000
by Harvard Pilgrim Health Care Inc.
Off silver $3,000 / $6,000 $5,250 / $10,500 Price & Details
Best Buy 2000 with Coinsurance
by Harvard Pilgrim Health Care Inc.
Off silver $2,000 / $4,000 $6,300 / $12,600 Price & Details
Access Blue Basic
by Blue Cross Blue Shield of Massachusetts
Off silver $2,000 / $4,000 $6,800 / $13,600 Price & Details
Best Buy HMO 2000 with Coinsurance
by Harvard Pilgrim Health Care Inc.
Off silver $2,000 / $4,000 $6,300 / $12,600 Price & Details
Best Buy HSA PPO 3000
by Harvard Pilgrim Health Care Inc.
Off silver $3,000 / $6,000 $6,000 / $12,000 Price & Details
Preferred Blue PPO Basic Copayment
by Blue Cross Blue Shield of Massachusetts
Off silver $2,000 / $4,000 $4,850 / $9,700 Price & Details
Best Buy HSA PPO 3000
by Harvard Pilgrim Health Care Inc.
Off silver $3,000 / $6,000 $6,000 / $12,000 Price & Details
Standard Silver
by Harvard Pilgrim Health Care Inc.
Off silver $2,000 / $4,000 $7,150 / $14,300 Price & Details
Preferred Blue PPO Saver $2,000
by Blue Cross Blue Shield of Massachusetts
Off silver $2,000 / $4,000 $6,550 / $13,100 Price & Details
Preferred Blue PPO $2,000 Deductible with HCCS
by Blue Cross Blue Shield of Massachusetts
Off silver $2,000 / $4,000 $4,850 / $9,700 Price & Details
Best Buy PPO 3000
by Harvard Pilgrim Health Care Inc.
Off silver $3,000 / $6,000 $5,250 / $10,500 Price & Details
Best Buy PPO 2000 with Coinsurance
by Harvard Pilgrim Health Care Inc.
Off silver $2,000 / $4,000 $6,300 / $12,600 Price & Details
Preferred Blue PPO $2,000 Deductible
by Blue Cross Blue Shield of Massachusetts
Off silver $2,000 / $4,000 $4,850 / $9,700 Price & Details
Best Buy PPO 3000
by Harvard Pilgrim Health Care Inc.
Off silver $3,000 / $6,000 $5,250 / $10,500 Price & Details
Best Buy PPO 2000 with Coinsurance
by Harvard Pilgrim Health Care Inc.
Off silver $2,000 / $4,000 $6,300 / $12,600 Price & Details
NHP Prime PPO HSA 2500/5000 FlexRx 4-Tier
by Neighborhood Health Plan
Off silver $2,500 / $5,000 $6,550 / $13,100 Price & Details
NHP Prime PPO HSA 2000/4000 FlexRx 4-Tier
by Neighborhood Health Plan
Off silver $2,000 / $4,000 $6,550 / $13,100 Price & Details
NHP Prime PPO 2000/4000 30/50 FlexRx 4-Tier
by Neighborhood Health Plan
Off silver $2,000 / $4,000 $7,150 / $14,300 Price & Details
Choice Plus 2000 -2
by UnitedHealthcare
Off gold $2,000 / $4,000 $4,000 / $8,000 Price & Details
HMO Blue Select $1,000 Deductible
by Blue Cross Blue Shield of Massachusetts
Off gold $1,000 / $2,000 $4,850 / $9,700 Price & Details
Choice Plus 1500
by UnitedHealthcare
Off gold $1,500 / $3,000 $4,000 / $8,000 Price & Details
Gold Choice 1000
by UnitedHealthcare
Off gold $1,000 / $2,000 $5,000 / $10,000 Price & Details
HMO Blue $1,000 Deductible
by Blue Cross Blue Shield of Massachusetts
Off gold $1,000 / $2,000 $4,650 / $9,300 Price & Details
NHP Prime HMO 2000/4000 25/40/150 FlexRx 4-Tier
by Neighborhood Health Plan
Off gold $2,000 / $4,000 $5,350 / $10,700 Price & Details
HMO Blue Select $2,000 Deductible with Copayment
by Blue Cross Blue Shield of Massachusetts
Off gold $2,000 / $4,000 $4,000 / $8,000 Price & Details
NHP Prime HMO 1500/3000 25/40 FlexRx 4-Tier
by Neighborhood Health Plan
Off gold $1,500 / $3,000 $5,000 / $10,000 Price & Details
NHP Prime HMO 500/1000 20/35 30% FlexRx 4-Tier
by Neighborhood Health Plan
Off gold $500 / $1,000 $3,000 / $6,000 Price & Details
Direct Gold 1000
by Tufts Health Public Plans Inc.
Off gold $1,000 / $2,000 $5,000 / $10,000 Price & Details
NHP Prime HMO 1000/2000 25/40/150 FlexRx 4-Tier
by Neighborhood Health Plan
Off gold $1,000 / $2,000 $5,350 / $10,700 Price & Details
Non-Standard Best Buy HMO 2000
by Harvard Pilgrim Health Care Inc.
Off gold $2,000 / $4,000 $5,250 / $10,500 Price & Details
Direct Gold 500 with Coinsurance
by Tufts Health Public Plans Inc.
Off gold $500 / $1,000 $3,250 / $6,500 Price & Details
NHP Prime HMO 750/1500 30/45 FlexRx 4-Tier
by Neighborhood Health Plan
Off gold $750 / $1,500 $5,000 / $10,000 Price & Details
NHP Prime HMO 1000/2000 30/45 FlexRx 4-Tier
by Neighborhood Health Plan
Off gold $1,000 / $2,000 $5,000 / $10,000 Price & Details
HMO Blue Select $2,000 Deductible
by Blue Cross Blue Shield of Massachusetts
Off gold $2,000 / $4,000 $5,850 / $11,700 Price & Details
HMO Blue New England $2,000 Deductible with Copayment
by Blue Cross Blue Shield of Massachusetts
Off gold $2,000 / $4,000 $4,000 / $8,000 Price & Details
HMO Blue New England Options Deductible III
by Blue Cross Blue Shield of Massachusetts
Off gold / / Price & Details
HMO Blue New England $2,000 Deductible with HCCS
by Blue Cross Blue Shield of Massachusetts
Off gold / / Price & Details
HMO Blue Select $1,000 Deductible with Copayment
by Blue Cross Blue Shield of Massachusetts
Off gold $1,000 / $2,000 $5,850 / $11,700 Price & Details
HMO Blue New England $1,000 Deductible with Coinsurance and HCC
by Blue Cross Blue Shield of Massachusetts
Off gold / / Price & Details
Choice Plus 2000
by UnitedHealthcare
Off gold $2,000 / $4,000 $4,000 / $8,000 Price & Details
Access Blue New England Saver
by Blue Cross Blue Shield of Massachusetts
Off gold $1,500 / $3,000 $6,550 / $13,100 Price & Details
HMO Blue New England $1,000 Deductible with Coinsurance
by Blue Cross Blue Shield of Massachusetts
Off gold $1,000 / $2,000 $5,850 / $11,700 Price & Details
HMO Blue $2,000 Deductible
by Blue Cross Blue Shield of Massachusetts
Off gold $2,000 / $4,000 $5,850 / $11,700 Price & Details
HMO Blue New England $2,000 Deductible
by Blue Cross Blue Shield of Massachusetts
Off gold $2,000 / $4,000 $5,850 / $11,700 Price & Details
Best Buy HSA HMO 2000
by Harvard Pilgrim Health Care Inc.
Off gold $2,000 / $4,000 $5,250 / $10,500 Price & Details
Best Buy HMO 2000
by Harvard Pilgrim Health Care Inc.
Off gold $2,000 / $4,000 $5,250 / $10,500 Price & Details
Best Buy HSA HMO 2000
by Harvard Pilgrim Health Care Inc.
Off gold $2,000 / $4,000 $5,250 / $10,500 Price & Details
HMO Blue New England Options Deductible II
by Blue Cross Blue Shield of Massachusetts
Off gold / / Price & Details
HMO Blue New England $1,500 Deductible with HCCS
by Blue Cross Blue Shield of Massachusetts
Off gold / / Price & Details
Gold Choice 500
by UnitedHealthcare
Off gold $500 / $1,000 $3,000 / $6,000 Price & Details
HMO Blue New England $1,000 Deductible with Copayment and HCCS
by Blue Cross Blue Shield of Massachusetts
Off gold $1,000 / $2,000 $5,850 / $11,700 Price & Details
Choice Plus HSA 1750 - 1
by UnitedHealthcare
Off gold $1,750 / $3,500 $5,000 / $10,000 Price & Details
Best Buy 1000 with Coinsurance
by Harvard Pilgrim Health Care Inc.
Off gold $1,000 / $2,000 $5,250 / $10,500 Price & Details
Best Buy HMO 1000 with Coinsurance
by Harvard Pilgrim Health Care Inc.
Off gold $1,000 / $2,000 $5,250 / $10,500 Price & Details
HMO Blue New England $1,000 Deductible with Copayment
by Blue Cross Blue Shield of Massachusetts
Off gold $1,000 / $2,000 $5,850 / $11,700 Price & Details
Choice Plus 1000 - 1
by UnitedHealthcare
Off gold $1,250 / $2,500 $4,250 / $8,500 Price & Details
HMO Blue New England $1,500 Deductible
by Blue Cross Blue Shield of Massachusetts
Off gold $1,500 / $3,000 $3,000 / $6,000 Price & Details
HMO Blue New England Premier Value with Coinsurance and HCCS
by Blue Cross Blue Shield of Massachusetts
Off gold / / Price & Details
HMO Blue New England $1,000 Deductible with HCCS
by Blue Cross Blue Shield of Massachusetts
Off gold / / Price & Details
Best Buy HSA PPO 2000
by Harvard Pilgrim Health Care Inc.
Off gold $2,000 / $4,000 $5,250 / $10,500 Price & Details
Best Buy HSA PPO 2000
by Harvard Pilgrim Health Care Inc.
Off gold $2,000 / $4,000 $5,250 / $10,500 Price & Details
Best Buy HMO 1000
by Harvard Pilgrim Health Care Inc.
Off gold $1,000 / $2,000 $5,250 / $10,500 Price & Details
Best Buy HMO 1000
by Harvard Pilgrim Health Care Inc.
Off gold $1,000 / $2,000 $5,250 / $10,500 Price & Details
Standard Gold
by Harvard Pilgrim Health Care Inc.
Off gold $1,000 / $2,000 $5,000 / $10,000 Price & Details
HMO Blue New England $1,000 Deductible
by Blue Cross Blue Shield of Massachusetts
Off gold $1,000 / $2,000 $4,850 / $9,700 Price & Details
HMO Blue New England Premier Value with Coinsurance
by Blue Cross Blue Shield of Massachusetts
Off gold $1,000 / $2,500 $4,850 / $9,700 Price & Details
Preferred Blue PPO Saver $1,500
by Blue Cross Blue Shield of Massachusetts
Off gold $1,500 / $3,000 $6,550 / $13,100 Price & Details
Best Buy PPO 2000
by Harvard Pilgrim Health Care Inc.
Off gold $2,000 / $4,000 $5,250 / $10,500 Price & Details
HMO Blue New England $500 Deductible with HCCS
by Blue Cross Blue Shield of Massachusetts
Off gold / / Price & Details
Best Buy PPO 2000
by Harvard Pilgrim Health Care Inc.
Off gold $2,000 / $4,000 $5,250 / $10,500 Price & Details
Best Buy PPO 1000 with Coinsurance
by Harvard Pilgrim Health Care Inc.
Off gold $1,000 / $2,000 $5,250 / $10,500 Price & Details
Best Buy PPO 1000
by Harvard Pilgrim Health Care Inc.
Off gold $1,000 / $2,000 $5,250 / $10,500 Price & Details
Best Buy PPO 1000 with Coinsurance
by Harvard Pilgrim Health Care Inc.
Off gold $1,000 / $2,000 $5,250 / $10,500 Price & Details
HMO Blue New England Premier Value with HCCS
by Blue Cross Blue Shield of Massachusetts
Off gold / / Price & Details
Preferred Blue PPO Options Deductible III
by Blue Cross Blue Shield of Massachusetts
Off gold $2,000 / $4,000 $4,000 / $8,000 Price & Details
Preferred Blue PPO $1,000 Deductible with HCCS
by Blue Cross Blue Shield of Massachusetts
Off gold $1,000 / $2,500 $5,850 / $11,700 Price & Details
Affordable HMO 40
by Harvard Pilgrim Health Care Inc.
Off gold $0 / $0 $3,000 / $6,000 Price & Details
HMO Blue New England Premier Value
by Blue Cross Blue Shield of Massachusetts
Off gold $1,000 / $2,500 $4,850 / $9,700 Price & Details
Affordable HMO 40
by Harvard Pilgrim Health Care Inc.
Off gold $0 / $0 $3,000 / $6,000 Price & Details
Best Buy PPO 1000
by Harvard Pilgrim Health Care Inc.
Off gold $1,000 / $2,000 $5,250 / $10,500 Price & Details
Preferred Blue PPO $1,000 Deductible
by Blue Cross Blue Shield of Massachusetts
Off gold $1,000 / $2,500 $4,850 / $9,700 Price & Details
NHP Prime PPO 1500/3000 25/40 FlexRx 4-Tier
by Neighborhood Health Plan
Off gold $1,500 / $3,000 $5,000 / $10,000 Price & Details
Preferred Blue PPO Options Deductible II
by Blue Cross Blue Shield of Massachusetts
Off gold $0 / $0 $4,850 / $9,700 Price & Details
Preferred Blue PPO $500 Deductible with HCCS
by Blue Cross Blue Shield of Massachusetts
Off gold $500 / $1,000 $4,850 / $9,700 Price & Details
NHP Prime PPO 1000/2000 25/40/150 FlexRx 4-Tier
by Neighborhood Health Plan
Off gold $1,000 / $2,000 $5,350 / $10,700 Price & Details
NHP Prime PPO 1000/2000 30/45 FlexRx 4-Tier
by Neighborhood Health Plan
Off gold $1,000 / $2,000 $5,000 / $10,000 Price & Details
Affordable PPO 40
by Harvard Pilgrim Health Care Inc.
Off gold $0 / $0 $3,000 / $6,000 Price & Details
Affordable PPO 40
by Harvard Pilgrim Health Care Inc.
Off gold $0 / $0 $3,000 / $6,000 Price & Details
NHP Prime HMO 500/1000 20/20 FlexRx 4-Tier
by Neighborhood Health Plan
Off platinum $500 / $1,000 $2,000 / $4,000 Price & Details
Platinum Choice
by UnitedHealthcare
Off platinum $0 / $0 $2,000 / $4,000 Price & Details
Affordable HMO 25
by Harvard Pilgrim Health Care Inc.
Off platinum $0 / $0 $2,000 / $4,000 Price & Details
MyDoc HMO Platinum Extra Value
by Minuteman Health, Inc
Off platinum $0 / $0 $6,000 / $12,000 Price & Details
NHP Prime HMO 500/1000 20/20/100 FlexRx 4-Tier
by Neighborhood Health Plan
Off platinum $500 / $1,000 $2,000 / $4,000 Price & Details
NHP Prime HMO 500/1000 20/35/100 FlexRx 4-Tier
by Neighborhood Health Plan
Off platinum $500 / $1,000 $1,500 / $3,000 Price & Details
NHP Prime HMO 500/1000 20/35 FlexRx 4-Tier
by Neighborhood Health Plan
Off platinum $500 / $1,000 $1,500 / $3,000 Price & Details
NHP Prime HMO 25/40 FlexRx 4-Tier
by Neighborhood Health Plan
Off platinum $0 / $0 $3,000 / $6,000 Price & Details
NHP Prime HMO 25/25/100 FlexRx 4-Tier
by Neighborhood Health Plan
Off platinum / $1,500 / $3,000 Price & Details
NHP Prime HMO 25/25 FlexRx 4-Tier
by Neighborhood Health Plan
Off platinum / $1,500 / $3,000 Price & Details
Direct Platinum
by Tufts Health Public Plans Inc.
Off platinum $0 / $0 $3,000 / $6,000 Price & Details
Choice Plus 25
by UnitedHealthcare
Off platinum $0 / $0 $3,000 / $6,000 Price & Details
Affordable PPO 25
by Harvard Pilgrim Health Care Inc.
Off platinum $0 / $0 $2,000 / $4,000 Price & Details
Focus Network MA - Affordable HMO 25
by Harvard Pilgrim Health Care Inc.
Off platinum $0 / $0 $2,000 / $4,000 Price & Details
Choice Plus 20 -1
by UnitedHealthcare
Off platinum $0 / $0 $3,000 / $6,000 Price & Details
Focus Network MA - Affordable HMO 25
by Harvard Pilgrim Health Care Inc.
Off platinum $0 / $0 $2,000 / $4,000 Price & Details
Affordable PPO 25
by Harvard Pilgrim Health Care Inc.
Off platinum $0 / $0 $2,000 / $4,000 Price & Details
HMO Blue New England Options Deductible
by Blue Cross Blue Shield of Massachusetts
Off platinum / / Price & Details
Choice Plus 250
by UnitedHealthcare
Off platinum $250 / $500 $2,500 / $5,000 Price & Details
HMO Blue New England $500 Deductible
by Blue Cross Blue Shield of Massachusetts
Off platinum $500 / $1,000 $1,500 / $3,000 Price & Details
Affordable HMO 25
by Harvard Pilgrim Health Care Inc.
Off platinum $0 / $0 $2,000 / $4,000 Price & Details
Standard Platinum
by Harvard Pilgrim Health Care Inc.
Off platinum $0 / $0 $3,000 / $6,000 Price & Details
Preferred Blue PPO $500 Deductible
by Blue Cross Blue Shield of Massachusetts
Off platinum $500 / $1,000 $3,000 / $6,000 Price & Details
HMO Blue New England Enhanced Value
by Blue Cross Blue Shield of Massachusetts
Off platinum $0 / $0 $3,000 / $6,000 Price & Details
Preferred Blue PPO Options
by Blue Cross Blue Shield of Massachusetts
Off platinum $0 / $0 $5,850 / $11,700 Price & Details
HMO Blue Premium
by Blue Cross Blue Shield of Massachusetts
Off platinum $0 / $0 $2,650 / $5,300 Price & Details

 

 

After using a subsidy tax credit, you may be eligible for Obamacare plans as low as $0.

HealthSherpa is our trusted partner to help people apply for a subsidy and sign up for Obamacare plans available on healthcare.gov or other State exchange marketplaces.

HealthSherpa is certified by the government to be an Obamacare web broker. Web brokers and agents are required to sell plans at the same market price. So why not get free help from HealthSherpa?!

 

OR
Call HealthSherpa today
1-855-780-0230

 

Off-Exchange plans are available outside of the government exchange marketplaces and may not be eligible for reduced costs with a subsidy tax credit. Off-Exchange plans can provide you with additional options compared to Obamacare plans on the exchange marketplaces.

eHealth is our preferred web broker partner for help with Off-Exchange plans. Web brokers and agents are required to sell plans at the same market price. So why not get free help from eHealth?!

 

 

 

 

 

What are Obamacare Health Insurance Plans?

Obamacare health insurance plans are plans which are eligible for reduced costs with a subsidy tax credit. Obamacare plans are only offered through the government exchange marketplace healthcare.gov or some States have their own exchange marketplace website. Although plans are only offered through the exchange marketplaces, the government allows certified brokers, agents, and web brokers to help you enroll in an Obamacare plan and apply for a subsidy.

 

What are Off-Exchange Health Insurance Plans?

Off-Exchange health insurance plans are plans which are available outside of the government exchange marketplaces. Off-Exchange plans existed before Obamacare. For example, if someone did not have access to a health insurance plan through work, they may have purchased an Off-Exchange plan offered on the Individual Market.

You can enroll in an Off-Exchange plan through a broker, agent, web broker, or by contacting the insurance company directly.

 

Search Off-Exchange plans

 

What’s the difference between Obamacare plans and Off-Exchange plans?

The main difference between Obamacare plans and Off-Exchange plans is that only Obamacare plans are eligible for a subsidy tax credit to reduce costs.

Otherwise there are not many other differences between Obamacare plans and Off-Exchange plans. Plan design, coverage, and rates are similar and both sets of plans must adhere to government regulations. In fact, there are many plans which are available as both Obamacare plans and as Off-Exchange plans.

 

Can a plan be both an Obamacare and Off-Exchange plan?

Yes, a plan can be available as both an Obamacare and an Off-Exchange plan.

On the other hand, some plans are only offered as Obamacare plans while other plans are only offered as Off-Exchange plans.

 

Do plans which are both Obamacare and Off-Exchange plans cost the same price?

Yes, by law a plan which is offered as both an Obamacare plan and an Off-Exchange plan must be sold at the same price. In addition, broker, agents, and web brokers are required to sell plans at the same market price. However, keep in mind that only Obamacare plans are eligible for a subsidy to reduce the monthly premium price.

 

Who is eligible for Obamacare and Off-Exchange plans?

Technically everyone is eligible for Obamacare plans and Off-Exchange plans. The real question is - who is eligible for a subsidy tax credit? - which can only be used to reduce the costs of Obamacare plans. Note that even if you are not eligible for a subsidy tax credit, you are still allowed to purchase an Obamacare plan at the full price.

 

What is the Obamacare Subsidy (Tax Credit)?

The Obamacare subsidy is really a tax credit, and it is formally known as the Advanced Premium Tax Credit (APTC). Typically people receive a tax credit at the end of the year when filing taxes, but this tax credit can be received “in advance”, during the year, to reduce the monthly premium costs of an Obamacare health insurance plan.

You must complete an official government application to learn your subsidy amount. Everyone’s amount will be different. The calculation for the subsidy amount can be quite complicated. It is based on several different factors, but household income is the main factor. We recommend using our tool to estimate your subsidy amount.

 

Search Obamacare plans and estimate subsidy amount

 

Who is eligible to receive an Obamacare Subsidy (Tax Credit)

To be eligible for a subsidy to reduce the monthly premium costs of Obamacare plans, you must meet the following requirements.

  • Income requirements based on household size and household income. As examples, earn less than $48,240 for an individual and less than $98,400 for a family of four
  • Not eligible for other government sponsored insurance, such as Medicare or Medicaid
  • Do not have access to a health insurance plan from your employer which meet government coverage and affordability requirements
  • File taxes or be claimed as a spouse or dependent on taxes. Married couples are required to file taxes jointly.
  • Not be incarcerated
  • Be legally present in the United States

 

Why should I consider Off-Exchange plans?

Off-Exchange plans may provide you with additional options compared to available Obamacare plans. If you are not eligible for a subsidy, or only eligible for a small subsidy amount, Off-Exchange plans may still be an affordable option for you.

A second reason for considering Off-Exchange plans is that your favorite doctor may only accept a plan which is available as an Off-Exchange plan. We recommend researching provider networks when considering health insurance plans. We provide links to official provider directories, or doctor lookups, on Health Plan Radar.

In addition, some health insurance companies have been leaving the Obamacare plan market, but they may still offer Off-Exchange plans. Your preferred insurance company may still offer plans on the Off-Exchange market.

 

How do I choose an Obamacare plan or Off-Exchange plan which is best for me and my family?

There are several health insurance concepts you should understand before choosing a plan that’s best for you, including premium price, out-of-pocket costs, deductibles, and plan metal levels. Visit our choosing a plan FAQ page to learn more.

 

FAQs - Choosing an Obamacare or Off-Exchange Health Insurance Plan