Deductible · ind / family
$10,250 / $20,500
Out-of-pocket max · ind / family
$10,250 / $20,500
Massachusetts Health Insurance Plans
2026 Off-Exchange plans
251 plans across the state
Off-Exchange plans
Massachusetts runs its own marketplace — Health Plan Radar shows Off-Exchange plans here, sold directly by the insurance companies.
Deductible · ind / family
$10,150 / $20,300
Out-of-pocket max · ind / family
$10,150 / $20,300
Complete PPO Plus 4000 35/45 ER750 10% with Care Complement
by Mass General Brigham Health Plan
Bronze PPO
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$3,500 / $7,000
Out-of-pocket max · ind / family
$9,800 / $19,600
Deductible · ind / family
$2,900 / $5,800
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$3,500 / $7,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$3,800 / $7,600
Out-of-pocket max · ind / family
$8,450 / $16,900
Complete PPO Plus 5000 35/45 ER750 10% with Care Complement
by Mass General Brigham Health Plan
Bronze PPO
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$2,900 / $5,800
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$4,500 / $9,000
Out-of-pocket max · ind / family
$9,250 / $18,500
Deductible · ind / family
$2,900 / $5,800
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$4,200 / $8,400
Out-of-pocket max · ind / family
$8,450 / $16,900
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$9,750 / $19,500
Complete PPO Plus HSA 4200 Enhanced FlexRx
by Mass General Brigham Health Plan
Bronze HSA eligible PPO
Deductible · ind / family
$4,200 / $8,400
Out-of-pocket max · ind / family
$8,450 / $16,900
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$8,050 / $16,100
Deductible · ind / family
$2,900 / $5,800
Out-of-pocket max · ind / family
$9,800 / $19,600
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$8,500 / $17,000
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$3,800 / $7,600
Out-of-pocket max · ind / family
$8,450 / $16,900
Standard High Bronze HSA: WellSense Clarity Bronze HSA 3800
by WellSense Health Plan
Bronze HSA eligible HMO
Deductible · ind / family
$3,800 / $7,600
Out-of-pocket max · ind / family
$8,450 / $16,900
Deductible · ind / family
$3,800 / $7,600
Out-of-pocket max · ind / family
$8,450 / $16,900
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$8,050 / $16,100
Standard High Bronze-X HSA: UHC Navigate HSA Bronze-X 3800
by UnitedHealthcare
Bronze HSA eligible EPO
Deductible · ind / family
$3,800 / $7,600
Out-of-pocket max · ind / family
$8,450 / $16,900
Deductible · ind / family
$3,500 / $7,000
Out-of-pocket max · ind / family
$9,800 / $19,600
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$9,750 / $19,500
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$8,050 / $16,100
Complete PPO Plus HSA 2500 35/50 Enhanced FlexRx
by Mass General Brigham Health Plan
Silver HSA eligible PPO
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,000 / $16,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Complete Access EPO HSA 3000 35/55 Enhanced FlexRx
by Mass General Brigham Health Plan
Silver HSA eligible EPO
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$8,000 / $16,000
HMO Blue New England $3,000 Deductible with HCCS
by Blue Cross Blue Shield of Massachusetts
Silver HMO
Deductible · ind / family
N/A / N/A
Out-of-pocket max · ind / family
N/A / N/A
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$9,800 / $19,600
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,750 / $17,500
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$9,800 / $19,600
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$9,750 / $19,500
Deductible · ind / family
$3,000 / $7,500
Out-of-pocket max · ind / family
$8,750 / $17,500
Choice Easy Tier PPO Plus 2500 15%/20%/35% with Care Complement
by Mass General Brigham Health Plan
Silver PPO
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$9,300 / $18,600
Complete HMO HSA 3000 ER 350 Enhanced FlexRx
by Mass General Brigham Health Plan
Silver HSA eligible HMO
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$8,000 / $16,000
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$9,800 / $19,600
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$3,450 / $6,900
Out-of-pocket max · ind / family
$6,300 / $12,600
Choice Easy Tier HMO 2500 15%/20%/35% with Care Complement
by Mass General Brigham Health Plan
Silver HMO
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$9,500 / $19,000
Deductible · ind / family
$4,500 / $9,000
Out-of-pocket max · ind / family
$6,650 / $13,300
Preferred Blue PPO Saver with Copayment
by Blue Cross Blue Shield of Massachusetts
Silver HSA eligible PPO
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,100 / $16,200
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,450 / $16,900
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$9,800 / $19,600
Deductible · ind / family
$3,500 / $7,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$8,100 / $16,200
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$7,800 / $15,600
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$9,800 / $19,600
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,700 / $17,400
Choice Easy Tier HMO 3000 45/55/750 with Care Complement
by Mass General Brigham Health Plan
Silver HMO
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$3,450 / $6,900
Out-of-pocket max · ind / family
$6,300 / $12,600
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$9,750 / $19,500
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$9,750 / $19,500
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$9,800 / $19,600
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$8,100 / $16,200
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$8,050 / $16,100
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$9,750 / $19,500
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$7,500 / $15,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,700 / $17,400
Deductible · ind / family
$5,500 / $11,000
Out-of-pocket max · ind / family
$9,100 / $18,200
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$8,500 / $17,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$7,150 / $14,300
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$9,750 / $19,500
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$9,900 / $19,800
Deductible · ind / family
$4,500 / $9,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Complete Access EPO 3000 40/55/750 with Care Complement
by Mass General Brigham Health Plan
Silver EPO
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$9,750 / $19,500
Deductible · ind / family
$3,500 / $7,000
Out-of-pocket max · ind / family
$10,100 / $20,200
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,100 / $16,200
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$9,700 / $19,400
HMO Blue New England Saver $3,000 with HCCS
by Blue Cross Blue Shield of Massachusetts
Silver HSA eligible HMO
Deductible · ind / family
N/A / N/A
Out-of-pocket max · ind / family
N/A / N/A
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,050 / $16,100
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$9,750 / $19,500
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$4,500 / $9,000
Out-of-pocket max · ind / family
$8,500 / $17,000
Standard Low Silver HSA: Community Care Connector Low Silver HSA
by Fallon Community Health Plan
Silver HSA eligible HMO
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,450 / $16,900
Deductible · ind / family
$3,400 / $6,800
Out-of-pocket max · ind / family
$7,000 / $14,000
Deductible · ind / family
$4,500 / $9,000
Out-of-pocket max · ind / family
$9,100 / $18,200
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$3,400 / $6,800
Out-of-pocket max · ind / family
$8,050 / $16,100
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$7,150 / $14,300
Deductible · ind / family
$1,500 / $3,000
Out-of-pocket max · ind / family
$9,050 / $18,100
HMO Blue Select $2,000 Deductible with Copayment
by Blue Cross Blue Shield of Massachusetts
Silver HMO
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$9,500 / $19,000
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$9,750 / $19,500
Deductible · ind / family
$4,750 / $9,500
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$6,500 / $13,000
Out-of-pocket max · ind / family
$9,900 / $19,800
Deductible · ind / family
$3,500 / $7,000
Out-of-pocket max · ind / family
$7,500 / $15,000
Choice Easy Tier PPO Plus 3000 45/55/750 with Care Complement
by Mass General Brigham Health Plan
Silver PPO
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Non Standard Silver: PPO Access HSA 2500 - Flex
by Harvard Pilgrim Health Care Inc.
Silver HSA eligible PPO
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,450 / $16,900
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$7,200 / $14,400
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$7,150 / $14,300
Standard Low Silver HSA: Tufts Health Direct Silver 2500 HSA
by Tufts Health Public Plans Inc.
Silver HSA eligible HMO
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,450 / $16,900
Complete HMO HSA 2500 30/60 Enhanced FlexRx
by Mass General Brigham Health Plan
Silver HSA eligible HMO
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,450 / $16,900
Complete HMO HSA 3600 35/55 Enhanced FlexRx
by Mass General Brigham Health Plan
Silver HSA eligible HMO
Deductible · ind / family
$3,600 / $7,200
Out-of-pocket max · ind / family
$8,000 / $16,000
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$3,350 / $6,650
Out-of-pocket max · ind / family
$6,950 / $13,900
HMO Blue New England $2,000 Deductible with Copayment
by Blue Cross Blue Shield of Massachusetts
Silver HMO
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$9,800 / $19,600
Complete HMO HSA 3000 35/55 Enhanced FlexRx
by Mass General Brigham Health Plan
Silver HSA eligible HMO
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$8,000 / $16,000
Deductible · ind / family
$3,500 / $7,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$9,150 / $18,300
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$10,000 / $20,000
HMO Blue New England $3,000 Deductible with Copayment
by Blue Cross Blue Shield of Massachusetts
Silver HMO
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$9,350 / $18,700
Complete HMO HSA 2500 35/50 Enhanced FlexRx
by Mass General Brigham Health Plan
Silver HSA eligible HMO
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,000 / $16,000
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,450 / $16,900
Complete PPO Plus HSA 3000 35/55 Enhanced FlexRx
by Mass General Brigham Health Plan
Silver HSA eligible PPO
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$8,000 / $16,000
Deductible · ind / family
$4,500 / $9,000
Out-of-pocket max · ind / family
$6,600 / $13,200
Advantage Blue Preferred Saver $3,000
by Blue Cross Blue Shield of Massachusetts
Silver HSA eligible EPO
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$7,150 / $14,300
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$9,500 / $19,000
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$8,050 / $16,100
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$9,800 / $19,600
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,450 / $16,900
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$7,150 / $14,300
Complete PPO Plus HSA 3600 35/55 Enhanced FlexRx
by Mass General Brigham Health Plan
Silver HSA eligible PPO
Deductible · ind / family
$3,600 / $7,200
Out-of-pocket max · ind / family
$8,000 / $16,000
Deductible · ind / family
$1,000 / $2,000
Out-of-pocket max · ind / family
$6,950 / $13,900
Choice Easy Tier PPO Plus 2000 25/50 ER450 with Care Complement
by Mass General Brigham Health Plan
Gold PPO
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$1,000 / $2,000
Out-of-pocket max · ind / family
$8,250 / $17,000
Deductible · ind / family
$1,000 / $2,000
Out-of-pocket max · ind / family
$9,100 / $18,200
Choice Easy Tier HMO 1500 25/50 ER350 with Care Complement
by Mass General Brigham Health Plan
Gold HMO
Deductible · ind / family
$1,500 / $3,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$5,000 / $10,000
Deductible · ind / family
$1,000 / $2,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$7,650 / $15,300
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$7,000 / $14,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$6,650 / $13,300
Complete Access EPO 2000 25/50 ER450 with Care Complement
by Mass General Brigham Health Plan
Gold EPO
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$9,000 / $18,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$5,750 / $11,500
Deductible · ind / family
$500 / $1,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$1,600 / $3,200
Out-of-pocket max · ind / family
$5,900 / $11,800
Deductible · ind / family
$1,750 / $3,500
Out-of-pocket max · ind / family
$5,500 / $11,000
Deductible · ind / family
$1,000 / $2,000
Out-of-pocket max · ind / family
$7,000 / $14,000
Deductible · ind / family
$1,000 / $2,500
Out-of-pocket max · ind / family
$9,450 / $18,900
Deductible · ind / family
$1,000 / $2,000
Out-of-pocket max · ind / family
$9,000 / $18,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$6,700 / $13,400
Deductible · ind / family
$1,000 / $2,000
Out-of-pocket max · ind / family
$7,000 / $14,000
Deductible · ind / family
$1,000 / $2,000
Out-of-pocket max · ind / family
$7,000 / $14,000
Choice Easy Tier PPO Plus 1500 25/50 ER350 with Care Complement
by Mass General Brigham Health Plan
Gold PPO
Deductible · ind / family
$1,500 / $3,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$6,650 / $13,300
HMO Blue New England $1,000 Deductible with Copayment
by Blue Cross Blue Shield of Massachusetts
Gold HMO
Deductible · ind / family
$1,000 / $2,000
Out-of-pocket max · ind / family
$8,750 / $17,500
Deductible · ind / family
$500 / $1,000
Out-of-pocket max · ind / family
$9,000 / $18,000
Deductible · ind / family
$1,000 / $2,000
Out-of-pocket max · ind / family
$9,000 / $18,000
Deductible · ind / family
$1,500 / $3,000
Out-of-pocket max · ind / family
$7,000 / $14,000
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$6,500 / $13,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$6,000 / $12,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$9,200 / $18,400
HMO Blue New England $1,500 Deductible with Copayment
by Blue Cross Blue Shield of Massachusetts
Gold HMO
Deductible · ind / family
$1,500 / $3,000
Out-of-pocket max · ind / family
$6,000 / $12,000
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$9,500 / $19,000
Deductible · ind / family
$1,000 / $2,000
Out-of-pocket max · ind / family
$9,800 / $19,600
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$7,500 / $15,000
Deductible · ind / family
$1,500 / $3,000
Out-of-pocket max · ind / family
$9,000 / $18,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$9,000 / $18,000
Choice Easy Tier PPO Plus 1000 25/50/350 with Care Complement
by Mass General Brigham Health Plan
Gold PPO
Deductible · ind / family
$1,000 / $2,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$7,500 / $15,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$7,000 / $14,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,500 / $17,000
Deductible · ind / family
$500 / $1,000
Out-of-pocket max · ind / family
$8,450 / $16,900
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$9,000 / $18,000
Deductible · ind / family
$1,000 / $2,000
Out-of-pocket max · ind / family
$7,000 / $14,000
Deductible · ind / family
$1,500 / $3,000
Out-of-pocket max · ind / family
$7,750 / $15,500
Deductible · ind / family
$1,000 / $2,000
Out-of-pocket max · ind / family
$7,500 / $15,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$6,000 / $12,000
Deductible · ind / family
$1,500 / $3,000
Out-of-pocket max · ind / family
$9,000 / $18,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$7,000 / $14,000
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,700 / $17,400
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$8,700 / $17,400
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$8,500 / $17,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
N/A / N/A
Out-of-pocket max · ind / family
N/A / N/A
Deductible · ind / family
$1,000 / $2,000
Out-of-pocket max · ind / family
$9,000 / $18,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$7,000 / $14,000
Deductible · ind / family
$1,000 / $2,000
Out-of-pocket max · ind / family
$9,000 / $18,000
Deductible · ind / family
$1,000 / $2,000
Out-of-pocket max · ind / family
$7,000 / $14,000
Deductible · ind / family
$1,500 / $3,000
Out-of-pocket max · ind / family
$7,000 / $14,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$1,000 / $2,000
Out-of-pocket max · ind / family
$7,000 / $14,000
Deductible · ind / family
$1,500 / $3,000
Out-of-pocket max · ind / family
$9,000 / $18,000
Deductible · ind / family
$1,000 / $2,000
Out-of-pocket max · ind / family
$9,000 / $18,000
Deductible · ind / family
N/A / N/A
Out-of-pocket max · ind / family
N/A / N/A
Deductible · ind / family
$1,000 / $2,000
Out-of-pocket max · ind / family
$7,000 / $14,000
Deductible · ind / family
N/A / N/A
Out-of-pocket max · ind / family
N/A / N/A
Choice Easy Tier PPO Plus 500 25/45/400 with Care Complement
by Mass General Brigham Health Plan
Gold PPO
Deductible · ind / family
$500 / $1,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$500 / $1,000
Out-of-pocket max · ind / family
$9,000 / $18,000
Deductible · ind / family
$1,000 / $2,000
Out-of-pocket max · ind / family
$7,000 / $14,000
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$6,650 / $13,300
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$6,000 / $12,000
Choice Easy Tier HMO 2000 25/50 ER450 with Care Complement
by Mass General Brigham Health Plan
Gold HMO
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$1,000 / $2,000
Out-of-pocket max · ind / family
$7,000 / $14,000
Deductible · ind / family
$3,500 / $7,000
Out-of-pocket max · ind / family
$4,900 / $9,800
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,100 / $16,200
Deductible · ind / family
$1,000 / $2,000
Out-of-pocket max · ind / family
$7,000 / $14,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$6,000 / $12,000
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$6,000 / $12,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,750 / $17,500
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,750 / $17,500
Deductible · ind / family
$1,500 / $3,000
Out-of-pocket max · ind / family
$9,000 / $18,000
Deductible · ind / family
$1,000 / $2,000
Out-of-pocket max · ind / family
$7,000 / $14,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$9,000 / $18,000
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$7,000 / $14,000
Deductible · ind / family
$1,000 / $2,000
Out-of-pocket max · ind / family
$7,000 / $14,000
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$7,000 / $14,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$9,800 / $19,600
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$8,500 / $17,000
Deductible · ind / family
N/A / N/A
Out-of-pocket max · ind / family
N/A / N/A
Deductible · ind / family
N/A / N/A
Out-of-pocket max · ind / family
N/A / N/A
Deductible · ind / family
$1,000 / $2,000
Out-of-pocket max · ind / family
$6,750 / $13,500
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,300 / $16,600
Deductible · ind / family
$0 / N/A
Out-of-pocket max · ind / family
$2,000 / $4,000
Deductible · ind / family
$500 / $1,000
Out-of-pocket max · ind / family
$5,000 / $10,000
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$2,500 / $5,000
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$3,500 / $7,000
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$3,000 / $6,000
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$3,000 / $6,000
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$3,000 / $6,000
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$3,000 / $6,000
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$3,000 / $6,000
Deductible · ind / family
$500 / $1,000
Out-of-pocket max · ind / family
$3,000 / $6,000
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$2,650 / $5,300
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$3,000 / $6,000
Deductible · ind / family
$500 / $1,000
Out-of-pocket max · ind / family
$5,000 / $10,000
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$3,000 / $6,000
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$3,000 / $6,000
Deductible · ind / family
$0 / N/A
Out-of-pocket max · ind / family
$5,000 / $10,000
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$3,000 / $6,000
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$2,500 / $5,000
Deductible · ind / family
$1,000 / $2,000
Out-of-pocket max · ind / family
$4,000 / $8,000
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$3,000 / $6,000
Frequently asked questions
What are Obamacare health insurance plans?
Obamacare plans are eligible for reduced costs through a subsidy tax credit. They're offered only through the federal marketplace (healthcare.gov) or a state's own exchange — but certified brokers, agents, and web brokers can help you enroll and apply for a subsidy.
What are Off-Exchange health insurance plans?
Off-Exchange plans are available outside the federal marketplaces and existed before Obamacare. You can enroll through a broker, agent, web broker, or directly with the insurance company.
What's the difference between Obamacare and Off-Exchange plans?
The main difference is that only Obamacare plans are eligible for a subsidy tax credit. Otherwise, plan design, coverage, and rates are similar, and both must follow federal regulations.
How do I choose the plan that's best for me and my family?
Understand a few key concepts first — premium price, out-of-pocket costs, deductibles, and metal levels. Our choosing-a-plan FAQ explains each one.