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How to check subsidy-eligible plansHealth Insurance Plans in Massachusetts
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| Plan Name | Metal Level | Deductible (individual/family) | Out-of-pocket Max (individual/family) | |
|---|---|---|---|---|
HMO Blue Essential by Blue Cross Blue Shield of Massachusetts | Catastrophic | $10,250 / $20,500 | $10,250 / $20,500 | Price & Details |
Tufts Health Direct Catastrophic by Tufts Health Public Plans Inc. | Catastrophic | $10,150 / $20,300 | $10,150 / $20,300 | Price & Details |
Complete PPO Plus 4000 35/45 ER750 10% with Care Complement by Mass General Brigham Health Plan | Bronze | $4,000 / $8,000 | $10,150 / $20,300 | Price & Details |
Bronze | $3,500 / $7,000 | $9,800 / $19,600 | Price & Details | |
Standard High Bronze: Tufts Health Direct Bronze 2900 by Tufts Health Public Plans Inc. | Bronze | $2,900 / $5,800 | $10,150 / $20,300 | Price & Details |
Non-Standard Bronze: HMO 3500 - Flex by Harvard Pilgrim Health Care Inc. | Bronze | $3,500 / $7,000 | $8,900 / $17,800 | Price & Details |
Standard High Bronze HSA - Flex by Harvard Pilgrim Health Care Inc. | Bronze | $3,800 / $7,600 | $8,450 / $16,900 | Price & Details |
Complete PPO Plus 5000 35/45 ER750 10% with Care Complement by Mass General Brigham Health Plan | Bronze | $5,000 / $10,000 | $9,200 / $18,400 | Price & Details |
Complete HMO 2900 30/65 by Mass General Brigham Health Plan | Bronze | $2,900 / $5,800 | $10,150 / $20,300 | Price & Details |
Preferred Blue PPO $4,500 Deductible by Blue Cross Blue Shield of Massachusetts | Bronze | $4,500 / $9,000 | $9,250 / $18,500 | Price & Details |
Select HMO 2900 30/65 by Mass General Brigham Health Plan | Bronze | $2,900 / $5,800 | $10,150 / $20,300 | Price & Details |
Complete HMO HSA 4200 Enhanced FlexRx by Mass General Brigham Health Plan | Bronze | $4,200 / $8,400 | $8,450 / $16,900 | Price & Details |
PPO Access 4000 - Flex by Harvard Pilgrim Health Care Inc. | Bronze | $4,000 / $8,000 | $9,750 / $19,500 | Price & Details |
Complete PPO Plus HSA 4200 Enhanced FlexRx by Mass General Brigham Health Plan | Bronze | $4,200 / $8,400 | $8,450 / $16,900 | Price & Details |
PPO Access HSA 5000 - Flex by Harvard Pilgrim Health Care Inc. | Bronze | $5,000 / $10,000 | $8,050 / $16,100 | Price & Details |
HMO Blue Basic Deductible by Blue Cross Blue Shield of Massachusetts | Bronze | $2,900 / $5,800 | $9,800 / $19,600 | Price & Details |
UHC Choice Plus HSA Bronze 5000-2 by UnitedHealthcare | Bronze | $5,000 / $10,000 | $8,500 / $17,000 | Price & Details |
Complete HMO 5000 35/45 ER750 10% with Care Complement by Mass General Brigham Health Plan | Bronze | $5,000 / $10,000 | $9,200 / $18,400 | Price & Details |
Complete HMO 4000 35/45 ER750 10% with Care Complement by Mass General Brigham Health Plan | Bronze | $4,000 / $8,000 | $10,150 / $20,300 | Price & Details |
UHC Navigate HSA Bronze 3800-3 by UnitedHealthcare | Bronze | $3,800 / $7,600 | $8,450 / $16,900 | Price & Details |
Standard High Bronze HSA: WellSense Clarity Bronze HSA 3800 by WellSense Health Plan | Bronze | $3,800 / $7,600 | $8,450 / $16,900 | Price & Details |
Bronze | $3,800 / $7,600 | $8,450 / $16,900 | Price & Details | |
National Access EPO HSA 4000 by Harvard Pilgrim Health Care Inc. | Bronze | $4,000 / $8,000 | $8,050 / $16,100 | Price & Details |
Standard High Bronze-X HSA: UHC Navigate HSA Bronze-X 3800 by UnitedHealthcare | Bronze | $3,800 / $7,600 | $8,450 / $16,900 | Price & Details |
Bronze | $3,500 / $7,000 | $9,800 / $19,600 | Price & Details | |
HMO 4000 - Flex by Harvard Pilgrim Health Care Inc. | Bronze | $4,000 / $8,000 | $9,750 / $19,500 | Price & Details |
HMO HSA 4000 - Flex by Harvard Pilgrim Health Care Inc. | Bronze | $4,000 / $8,000 | $8,050 / $16,100 | Price & Details |
Complete PPO Plus HSA 2500 35/50 Enhanced FlexRx by Mass General Brigham Health Plan | Silver | $2,500 / $5,000 | $8,000 / $16,000 | Price & Details |
Complete PPO Plus 2000 25/60 by Mass General Brigham Health Plan | Silver | $2,000 / $4,000 | $10,150 / $20,300 | Price & Details |
Complete Access EPO HSA 3000 35/55 Enhanced FlexRx by Mass General Brigham Health Plan | Silver | $3,000 / $6,000 | $8,000 / $16,000 | Price & Details |
HMO Blue New England $3,000 Deductible with HCCS by Blue Cross Blue Shield of Massachusetts | Silver | N/A / N/A | N/A / N/A | Price & Details |
Complete HMO 2000 25/60 II by Mass General Brigham Health Plan | Silver | $2,000 / $4,000 | $10,150 / $20,300 | Price & Details |
Advantage Blue Preferred $2,000 Deductible by Blue Cross Blue Shield of Massachusetts | Silver | $2,000 / $4,000 | $9,800 / $19,600 | Price & Details |
Preferred Blue PPO $2,500 Deductible by Blue Cross Blue Shield of Massachusetts | Silver | $2,500 / $5,000 | $8,750 / $17,500 | Price & Details |
Silver | $5,000 / $10,000 | $9,800 / $19,600 | Price & Details | |
Silver | $2,000 / $4,000 | $10,150 / $20,300 | Price & Details | |
Select HMO 2000 25/60 II by Mass General Brigham Health Plan | Silver | $2,000 / $4,000 | $10,150 / $20,300 | Price & Details |
UHC Choice Plus Silver 4000-2 by UnitedHealthcare | Silver | $4,000 / $8,000 | $10,150 / $20,300 | Price & Details |
HNE PPO Silver A National by HNE | Silver | $2,000 / $4,000 | $10,150 / $20,300 | Price & Details |
Complete HMO 2500 30/55/500 with Care Complement by Mass General Brigham Health Plan | Silver | $2,500 / $5,000 | $10,000 / $20,000 | Price & Details |
Focus Network HMO 3000 by Harvard Pilgrim Health Care Inc. | Silver | $3,000 / $6,000 | $9,750 / $19,500 | Price & Details |
Preferred Blue PPO $3,000 Deductible with HCCS by Blue Cross Blue Shield of Massachusetts | Silver | $3,000 / $7,500 | $8,750 / $17,500 | Price & Details |
Choice Easy Tier PPO Plus 2500 15%/20%/35% with Care Complement by Mass General Brigham Health Plan | Silver | $2,500 / $5,000 | $10,000 / $20,000 | Price & Details |
HMO Blue New England Basic Copayment by Blue Cross Blue Shield of Massachusetts | Silver | $2,000 / $4,000 | $9,300 / $18,600 | Price & Details |
Complete HMO HSA 3000 ER 350 Enhanced FlexRx by Mass General Brigham Health Plan | Silver | $3,000 / $6,000 | $8,000 / $16,000 | Price & Details |
Silver | $3,000 / $6,000 | $9,800 / $19,600 | Price & Details | |
Complete HMO 3000 40/55/750 with Care Complement by Mass General Brigham Health Plan | Silver | $3,000 / $6,000 | $10,000 / $20,000 | Price & Details |
Silver | $3,450 / $6,900 | $6,300 / $12,600 | Price & Details | |
Choice Easy Tier HMO 2500 15%/20%/35% with Care Complement by Mass General Brigham Health Plan | Silver | $2,500 / $5,000 | $10,000 / $20,000 | Price & Details |
Advantage Blue Preferred $3,000 Deductible by Blue Cross Blue Shield of Massachusetts | Silver | $3,000 / $6,000 | $9,500 / $19,000 | Price & Details |
HMO Blue New England Saver $4,500 by Blue Cross Blue Shield of Massachusetts | Silver | $4,500 / $9,000 | $6,650 / $13,300 | Price & Details |
Preferred Blue PPO Saver with Copayment by Blue Cross Blue Shield of Massachusetts | Silver | $2,500 / $5,000 | $8,100 / $16,200 | Price & Details |
HNE Silver HDHP by HNE | Silver | $2,500 / $5,000 | $8,450 / $16,900 | Price & Details |
HNE Essential 5000 by HNE | Silver | $5,000 / $10,000 | $9,800 / $19,600 | Price & Details |
Complete PPO Plus 3500 45/75 with Care Complement by Mass General Brigham Health Plan | Silver | $3,500 / $7,000 | $10,000 / $20,000 | Price & Details |
HNE Wise 3000/10% HDHP by HNE | Silver | $3,000 / $6,000 | $8,100 / $16,200 | Price & Details |
HNE Core 3000 by HNE | Silver | $3,000 / $6,000 | $7,800 / $15,600 | Price & Details |
HNE Essential 4000 by HNE | Silver | $4,000 / $8,000 | $9,800 / $19,600 | Price & Details |
HNE Core 2000 Copay by HNE | Silver | $2,000 / $4,000 | $8,700 / $17,400 | Price & Details |
Choice Easy Tier HMO 3000 45/55/750 with Care Complement by Mass General Brigham Health Plan | Silver | $3,000 / $6,000 | $10,000 / $20,000 | Price & Details |
HNE Wise Saver 3450 HDHP by HNE | Silver | $3,450 / $6,900 | $6,300 / $12,600 | Price & Details |
HMO 2500 - Flex by Harvard Pilgrim Health Care Inc. | Silver | $2,500 / $5,000 | $9,750 / $19,500 | Price & Details |
Standard High Silver: Tufts Health Direct Silver 2000 II by Tufts Health Public Plans Inc. | Silver | $2,000 / $4,000 | $10,150 / $20,300 | Price & Details |
Standard Silver-X: UHC Navigate Silver-X 2000 II by UnitedHealthcare | Silver | $2,000 / $4,000 | $10,150 / $20,300 | Price & Details |
Standard Silver by Harvard Pilgrim Health Care Inc. | Silver | $2,000 / $4,000 | $10,150 / $20,300 | Price & Details |
PPO Access 3000 - Flex by Harvard Pilgrim Health Care Inc. | Silver | $3,000 / $6,000 | $9,750 / $19,500 | Price & Details |
Standard Silver: Community Care Connector High Silver by Fallon Community Health Plan | Silver | $2,000 / $4,000 | $10,150 / $20,300 | Price & Details |
HNE Thrive Silver 3000 by HNE | Silver | $3,000 / $6,000 | $9,800 / $19,600 | Price & Details |
Silver | $3,000 / $6,000 | $8,100 / $16,200 | Price & Details | |
PPO Access HSA 3000 - Flex by Harvard Pilgrim Health Care Inc. | Silver | $3,000 / $6,000 | $8,050 / $16,100 | Price & Details |
HMO 3000 - Flex by Harvard Pilgrim Health Care Inc. | Silver | $3,000 / $6,000 | $9,750 / $19,500 | Price & Details |
UHC Choice Plus HSA Silver 3000-2 by UnitedHealthcare | Silver | $3,000 / $6,000 | $7,500 / $15,000 | Price & Details |
Silver | $2,000 / $4,000 | $8,700 / $17,400 | Price & Details | |
UHC Choice Silver 5500-1 by UnitedHealthcare | Silver | $5,500 / $11,000 | $9,100 / $18,200 | Price & Details |
UHC Choice Plus HSA Silver 4000-2 by UnitedHealthcare | Silver | $4,000 / $8,000 | $8,500 / $17,000 | Price & Details |
HMO Blue New England Saver $2,000 by Blue Cross Blue Shield of Massachusetts | Silver | $2,000 / $4,000 | $7,150 / $14,300 | Price & Details |
National Access EPO 3000 by Harvard Pilgrim Health Care Inc. | Silver | $3,000 / $6,000 | $9,200 / $18,400 | Price & Details |
HMO 2000 Value - Flex by Harvard Pilgrim Health Care Inc. | Silver | $2,000 / $4,000 | $9,750 / $19,500 | Price & Details |
UHC Navigate Silver 2000-3 by UnitedHealthcare | Silver | $2,000 / $4,000 | $10,150 / $20,300 | Price & Details |
UHC NexusACO R Silver 6000-2 by UnitedHealthcare | Silver | $6,000 / $12,000 | $9,900 / $19,800 | Price & Details |
UHC Navigate Silver 4500-2 by UnitedHealthcare | Silver | $4,500 / $9,000 | $10,150 / $20,300 | Price & Details |
HNE Silver A by HNE | Silver | $2,000 / $4,000 | $10,150 / $20,300 | Price & Details |
Standard Silver II by Harvard Pilgrim Health Care Inc. | Silver | $2,000 / $4,000 | $10,150 / $20,300 | Price & Details |
Complete HMO 2000 35/70 with Care Complement by Mass General Brigham Health Plan | Silver | $2,000 / $4,000 | $10,000 / $20,000 | Price & Details |
Complete Access EPO 3000 40/55/750 with Care Complement by Mass General Brigham Health Plan | Silver | $3,000 / $6,000 | $10,000 / $20,000 | Price & Details |
WellSense Clarity Silver 2000 by WellSense Health Plan | Silver | $2,000 / $4,000 | $10,150 / $20,300 | Price & Details |
National Access EPO 2000 by Harvard Pilgrim Health Care Inc. | Silver | $2,000 / $4,000 | $9,750 / $19,500 | Price & Details |
WellSense Clarity Silver 3500 by WellSense Health Plan | Silver | $3,500 / $7,000 | $10,100 / $20,200 | Price & Details |
HMO Blue Saver by Blue Cross Blue Shield of Massachusetts | Silver | $2,500 / $5,000 | $8,100 / $16,200 | Price & Details |
Complete PPO Plus 2500 15%/35% with Care Complement by Mass General Brigham Health Plan | Silver | $2,500 / $5,000 | $10,000 / $20,000 | Price & Details |
HMO Blue Select $3,000 Deductible by Blue Cross Blue Shield of Massachusetts | Silver | $3,000 / $6,000 | $9,700 / $19,400 | Price & Details |
HMO Blue New England Saver $3,000 with HCCS by Blue Cross Blue Shield of Massachusetts | Silver | N/A / N/A | N/A / N/A | Price & Details |
HMO HSA 2000 - Flex by Harvard Pilgrim Health Care Inc. | Silver | $2,000 / $4,000 | $8,050 / $16,100 | Price & Details |
PPO Access 2000 Value - Flex by Harvard Pilgrim Health Care Inc. | Silver | $2,000 / $4,000 | $9,750 / $19,500 | Price & Details |
Standard High Silver: WellSense Clarity Silver 2000 II by WellSense Health Plan | Silver | $2,000 / $4,000 | $10,150 / $20,300 | Price & Details |
UHC Choice Plus HSA Silver 4500-2 by UnitedHealthcare | Silver | $4,500 / $9,000 | $8,500 / $17,000 | Price & Details |
Standard Low Silver HSA: Community Care Connector Low Silver HSA by Fallon Community Health Plan | Silver | $2,500 / $5,000 | $8,450 / $16,900 | Price & Details |
Focus Network HMO HSA 3400 by Harvard Pilgrim Health Care Inc. | Silver | $3,400 / $6,800 | $7,000 / $14,000 | Price & Details |
HMO Blue New England $4,500 Deductible by Blue Cross Blue Shield of Massachusetts | Silver | $4,500 / $9,000 | $9,100 / $18,200 | Price & Details |
Allies Choice HMO 3000 40/55/500 with Care Complement by Mass General Brigham Health Plan | Silver | $3,000 / $6,000 | $9,200 / $18,400 | Price & Details |
HMO HSA 3400 - Flex by Harvard Pilgrim Health Care Inc. | Silver | $3,400 / $6,800 | $8,050 / $16,100 | Price & Details |
HMO Blue New England Saver $3,000 by Blue Cross Blue Shield of Massachusetts | Silver | $3,000 / $6,000 | $7,150 / $14,300 | Price & Details |
Preferred Blue PPO $1,500 Deductible by Blue Cross Blue Shield of Massachusetts | Silver | $1,500 / $3,000 | $9,050 / $18,100 | Price & Details |
HMO Blue Select $2,000 Deductible with Copayment by Blue Cross Blue Shield of Massachusetts | Silver | $2,000 / $4,000 | $9,500 / $19,000 | Price & Details |
HMO 5000 - Flex by Harvard Pilgrim Health Care Inc. | Silver | $5,000 / $10,000 | $9,750 / $19,500 | Price & Details |
UHC Choice Silver 4750-2 by UnitedHealthcare | Silver | $4,750 / $9,500 | $10,150 / $20,300 | Price & Details |
UHC Choice Plus Silver 6500-2 by UnitedHealthcare | Silver | $6,500 / $13,000 | $9,900 / $19,800 | Price & Details |
UHC Choice HSA Silver 3500-1 by UnitedHealthcare | Silver | $3,500 / $7,000 | $7,500 / $15,000 | Price & Details |
Choice Easy Tier PPO Plus 3000 45/55/750 with Care Complement by Mass General Brigham Health Plan | Silver | $3,000 / $6,000 | $10,000 / $20,000 | Price & Details |
Non Standard Silver: PPO Access HSA 2500 - Flex by Harvard Pilgrim Health Care Inc. | Silver | $2,500 / $5,000 | $8,450 / $16,900 | Price & Details |
Complete HMO 2000 25/60 with Care Complement by Mass General Brigham Health Plan | Silver | $2,000 / $4,000 | $10,150 / $20,300 | Price & Details |
Preferred Blue PPO Saver $2,000 by Blue Cross Blue Shield of Massachusetts | Silver | $2,000 / $4,000 | $7,200 / $14,400 | Price & Details |
Complete PPO Plus 3000 40/55/750 with Care Complement by Mass General Brigham Health Plan | Silver | $3,000 / $6,000 | $10,000 / $20,000 | Price & Details |
Preferred Blue PPO Saver $3,000 by Blue Cross Blue Shield of Massachusetts | Silver | $3,000 / $6,000 | $7,150 / $14,300 | Price & Details |
Standard Low Silver HSA: Tufts Health Direct Silver 2500 HSA by Tufts Health Public Plans Inc. | Silver | $2,500 / $5,000 | $8,450 / $16,900 | Price & Details |
Complete HMO HSA 2500 30/60 Enhanced FlexRx by Mass General Brigham Health Plan | Silver | $2,500 / $5,000 | $8,450 / $16,900 | Price & Details |
Complete HMO HSA 3600 35/55 Enhanced FlexRx by Mass General Brigham Health Plan | Silver | $3,600 / $7,200 | $8,000 / $16,000 | Price & Details |
Choice Easy Tier HMO 2500 30/50 with Care Complement by Mass General Brigham Health Plan | Silver | $2,500 / $5,000 | $10,000 / $20,000 | Price & Details |
HMO Blue New England Basic Saver by Blue Cross Blue Shield of Massachusetts | Silver | $3,350 / $6,650 | $6,950 / $13,900 | Price & Details |
HMO Blue New England $2,000 Deductible with Copayment by Blue Cross Blue Shield of Massachusetts | Silver | $2,000 / $4,000 | $9,800 / $19,600 | Price & Details |
Complete HMO HSA 3000 35/55 Enhanced FlexRx by Mass General Brigham Health Plan | Silver | $3,000 / $6,000 | $8,000 / $16,000 | Price & Details |
Complete HMO 3500 45/75 with Care Complement by Mass General Brigham Health Plan | Silver | $3,500 / $7,000 | $10,000 / $20,000 | Price & Details |
HMO Blue New England $5,000 Deductible by Blue Cross Blue Shield of Massachusetts | Silver | $5,000 / $10,000 | $9,150 / $18,300 | Price & Details |
Standard High Silver: Tufts Health Direct Silver 2000 by Tufts Health Public Plans Inc. | Silver | $2,000 / $4,000 | $10,150 / $20,300 | Price & Details |
Complete HMO 2500 15%/35% with Care Complement by Mass General Brigham Health Plan | Silver | $2,500 / $5,000 | $10,000 / $20,000 | Price & Details |
HMO Blue New England $3,000 Deductible with Copayment by Blue Cross Blue Shield of Massachusetts | Silver | $3,000 / $6,000 | $9,350 / $18,700 | Price & Details |
Complete HMO HSA 2500 35/50 Enhanced FlexRx by Mass General Brigham Health Plan | Silver | $2,500 / $5,000 | $8,000 / $16,000 | Price & Details |
UHC Navigate HSA Silver 2500-3 by UnitedHealthcare | Silver | $2,500 / $5,000 | $8,450 / $16,900 | Price & Details |
Complete PPO Plus HSA 3000 35/55 Enhanced FlexRx by Mass General Brigham Health Plan | Silver | $3,000 / $6,000 | $8,000 / $16,000 | Price & Details |
Preferred Blue PPO Saver $4,500 by Blue Cross Blue Shield of Massachusetts | Silver | $4,500 / $9,000 | $6,600 / $13,200 | Price & Details |
Advantage Blue Preferred Saver $3,000 by Blue Cross Blue Shield of Massachusetts | Silver | $3,000 / $6,000 | $7,150 / $14,300 | Price & Details |
Complete HMO 2000 25/60 by Mass General Brigham Health Plan | Silver | $2,000 / $4,000 | $10,150 / $20,300 | Price & Details |
Complete PPO Plus 2500 30/55/500 with Care Complement by Mass General Brigham Health Plan | Silver | $2,500 / $5,000 | $10,000 / $20,000 | Price & Details |
HMO Blue New England $3,000 Deductible by Blue Cross Blue Shield of Massachusetts | Silver | $3,000 / $6,000 | $9,500 / $19,000 | Price & Details |
HMO HSA 3000 - Flex by Harvard Pilgrim Health Care Inc. | Silver | $3,000 / $6,000 | $8,050 / $16,100 | Price & Details |
Complete PPO Plus 2000 35/70 with Care Complement by Mass General Brigham Health Plan | Silver | $2,000 / $4,000 | $10,000 / $20,000 | Price & Details |
HMO Blue Basic by Blue Cross Blue Shield of Massachusetts | Silver | $2,000 / $4,000 | $9,800 / $19,600 | Price & Details |
Standard Low Silver HSA - Flex by Harvard Pilgrim Health Care Inc. | Silver | $2,500 / $5,000 | $8,450 / $16,900 | Price & Details |
HMO Blue Select Saver $2,000 by Blue Cross Blue Shield of Massachusetts | Silver | $2,000 / $4,000 | $7,150 / $14,300 | Price & Details |
Complete PPO Plus HSA 3600 35/55 Enhanced FlexRx by Mass General Brigham Health Plan | Silver | $3,600 / $7,200 | $8,000 / $16,000 | Price & Details |
HMO Blue Select $1,000 Deductible with Copayment by Blue Cross Blue Shield of Massachusetts | Gold | $1,000 / $2,000 | $6,950 / $13,900 | Price & Details |
Choice Easy Tier PPO Plus 2000 25/50 ER450 with Care Complement by Mass General Brigham Health Plan | Gold | $2,000 / $4,000 | $10,000 / $20,000 | Price & Details |
UHC Choice Plus Gold 1000-2 by UnitedHealthcare | Gold | $1,000 / $2,000 | $8,250 / $17,000 | Price & Details |
Complete HMO 1000 35% by Mass General Brigham Health Plan | Gold | $1,000 / $2,000 | $9,100 / $18,200 | Price & Details |
Choice Easy Tier HMO 1500 25/50 ER350 with Care Complement by Mass General Brigham Health Plan | Gold | $1,500 / $3,000 | $10,000 / $20,000 | Price & Details |
UHC Choice Plus HSA Gold 2000-2 by UnitedHealthcare | Gold | $2,000 / $4,000 | $5,000 / $10,000 | Price & Details |
Choice Easy Tier HMO 1000 25/50/350 with Care Complement by Mass General Brigham Health Plan | Gold | $1,000 / $2,000 | $10,000 / $20,000 | Price & Details |
HMO Blue New England $2,000 Deductible by Blue Cross Blue Shield of Massachusetts | Gold | $2,000 / $4,000 | $7,650 / $15,300 | Price & Details |
Non-Standard Low Gold-X: UHC Navigate Gold-X 2000 by UnitedHealthcare | Gold | $2,000 / $4,000 | $7,000 / $14,000 | Price & Details |
HMO 2000 - Flex by Harvard Pilgrim Health Care Inc. | Gold | $2,000 / $4,000 | $6,650 / $13,300 | Price & Details |
Complete Access EPO 2000 25/50 ER450 with Care Complement by Mass General Brigham Health Plan | Gold | $2,000 / $4,000 | $9,000 / $18,000 | Price & Details |
Non-Standard Gold: HMO 2000 Value II - Flex by Harvard Pilgrim Health Care Inc. | Gold | $2,000 / $4,000 | $5,750 / $11,500 | Price & Details |
Choice Easy Tier HMO 500 25/45/400 with Care Complement by Mass General Brigham Health Plan | Gold | $500 / $1,000 | $10,000 / $20,000 | Price & Details |
Non-Standard Low Gold: Tufts Health Direct Gold 1600 by Tufts Health Public Plans Inc. | Gold | $1,600 / $3,200 | $5,900 / $11,800 | Price & Details |
Non-Standard Low Gold: WellSense Clarity Gold1750 by WellSense Health Plan | Gold | $1,750 / $3,500 | $5,500 / $11,000 | Price & Details |
Standard High Gold: WellSense Clarity Gold 1000 by WellSense Health Plan | Gold | $1,000 / $2,000 | $7,000 / $14,000 | Price & Details |
HMO Blue New England Premier Value by Blue Cross Blue Shield of Massachusetts | Gold | $1,000 / $2,500 | $9,450 / $18,900 | Price & Details |
Allies Choice HMO 1000 25/50/350 with Care Complement by Mass General Brigham Health Plan | Gold | $1,000 / $2,000 | $9,000 / $18,000 | Price & Details |
Focus Network HMO 2000 by Harvard Pilgrim Health Care Inc. | Gold | $2,000 / $4,000 | $6,700 / $13,400 | Price & Details |
Standard High Gold by Harvard Pilgrim Health Care Inc. | Gold | $1,000 / $2,000 | $7,000 / $14,000 | Price & Details |
Standard High Gold-X: UHC Navigate Gold-X 1000 by UnitedHealthcare | Gold | $1,000 / $2,000 | $7,000 / $14,000 | Price & Details |
Choice Easy Tier PPO Plus 1500 25/50 ER350 with Care Complement by Mass General Brigham Health Plan | Gold | $1,500 / $3,000 | $10,000 / $20,000 | Price & Details |
PPO Access 2000 - Flex by Harvard Pilgrim Health Care Inc. | Gold | $2,000 / $4,000 | $6,650 / $13,300 | Price & Details |
HMO Blue New England $1,000 Deductible with Copayment by Blue Cross Blue Shield of Massachusetts | Gold | $1,000 / $2,000 | $8,750 / $17,500 | Price & Details |
Complete HMO 500 with Care Complement by Mass General Brigham Health Plan | Gold | $500 / $1,000 | $9,000 / $18,000 | Price & Details |
Complete HMO 1000 25/50/350 with Care Complement by Mass General Brigham Health Plan | Gold | $1,000 / $2,000 | $9,000 / $18,000 | Price & Details |
HMO 1500 - Flex by Harvard Pilgrim Health Care Inc. | Gold | $1,500 / $3,000 | $7,000 / $14,000 | Price & Details |
HNE Core 2500 by HNE | Gold | $2,500 / $5,000 | $6,500 / $13,000 | Price & Details |
HNE Essential 2000 by HNE | Gold | $2,000 / $4,000 | $6,000 / $12,000 | Price & Details |
UHC Navigate Gold 2000-2 by UnitedHealthcare | Gold | $2,000 / $4,000 | $9,200 / $18,400 | Price & Details |
HMO Blue New England $1,500 Deductible with Copayment by Blue Cross Blue Shield of Massachusetts | Gold | $1,500 / $3,000 | $6,000 / $12,000 | Price & Details |
UHC Navigate Gold 3000-2 by UnitedHealthcare | Gold | $3,000 / $6,000 | $9,500 / $19,000 | Price & Details |
HNE Essential 1000 by HNE | Gold | $1,000 / $2,000 | $9,800 / $19,600 | Price & Details |
UHC NexusACO R Gold 3000-2 by UnitedHealthcare | Gold | $3,000 / $6,000 | $7,500 / $15,000 | Price & Details |
Allies Choice HMO 1500 25/50 ER350 with Care Complement by Mass General Brigham Health Plan | Gold | $1,500 / $3,000 | $9,000 / $18,000 | Price & Details |
Allies Choice HMO 2000 20/40/400 with Care Complement by Mass General Brigham Health Plan | Gold | $2,000 / $4,000 | $9,000 / $18,000 | Price & Details |
Choice Easy Tier PPO Plus 1000 25/50/350 with Care Complement by Mass General Brigham Health Plan | Gold | $1,000 / $2,000 | $10,000 / $20,000 | Price & Details |
UHC Choice Plus Gold 3000-2 by UnitedHealthcare | Gold | $3,000 / $6,000 | $7,500 / $15,000 | Price & Details |
UHC NexusACO R Gold 2000-4 by UnitedHealthcare | Gold | $2,000 / $4,000 | $7,000 / $14,000 | Price & Details |
UHC Choice Plus Gold 2000-3 by UnitedHealthcare | Gold | $2,000 / $4,000 | $8,500 / $17,000 | Price & Details |
Preferred Blue PPO $500 Deductible with HCCS by Blue Cross Blue Shield of Massachusetts | Gold | $500 / $1,000 | $8,450 / $16,900 | Price & Details |
Complete PPO Plus 2000 25/50 ER450 with Care Complement by Mass General Brigham Health Plan | Gold | $2,000 / $4,000 | $9,000 / $18,000 | Price & Details |
Standard High Gold: UHC Choice Gold 1000-3 by UnitedHealthcare | Gold | $1,000 / $2,000 | $7,000 / $14,000 | Price & Details |
UHC Choice Plus Gold 1500-1 by UnitedHealthcare | Gold | $1,500 / $3,000 | $7,750 / $15,500 | Price & Details |
UHC Choice Gold 1000-2 by UnitedHealthcare | Gold | $1,000 / $2,000 | $7,500 / $15,000 | Price & Details |
HMO Blue Deductible with Copayment by Blue Cross Blue Shield of Massachusetts | Gold | $2,000 / $4,000 | $6,000 / $12,000 | Price & Details |
UHC Navigate Gold 1500-2 by UnitedHealthcare | Gold | $1,500 / $3,000 | $9,000 / $18,000 | Price & Details |
UHC Navigate Gold 2000-3 by UnitedHealthcare | Gold | $2,000 / $4,000 | $7,000 / $14,000 | Price & Details |
UHC Choice Gold 2500-2 by UnitedHealthcare | Gold | $2,500 / $5,000 | $8,700 / $17,400 | Price & Details |
UHC Choice Gold 0-2 by UnitedHealthcare | Gold | $0 / $0 | $8,700 / $17,400 | Price & Details |
UHC Choice Plus Gold 5000-2 by UnitedHealthcare | Gold | $5,000 / $10,000 | $8,500 / $17,000 | Price & Details |
UHC Choice Gold 2000-4 by UnitedHealthcare | Gold | $2,000 / $4,000 | $9,200 / $18,400 | Price & Details |
HMO Blue New England Options Deductible II by Blue Cross Blue Shield of Massachusetts | Gold | N/A / N/A | N/A / N/A | Price & Details |
Complete PPO Plus 1000 10%/30% with Care Complement by Mass General Brigham Health Plan | Gold | $1,000 / $2,000 | $9,000 / $18,000 | Price & Details |
UHC Choice Plus HSA Gold 2000-4 by UnitedHealthcare | Gold | $2,000 / $4,000 | $7,000 / $14,000 | Price & Details |
Complete HMO 1000 10%/30% with Care Complement by Mass General Brigham Health Plan | Gold | $1,000 / $2,000 | $9,000 / $18,000 | Price & Details |
Complete HMO 1000 20/40 by Mass General Brigham Health Plan | Gold | $1,000 / $2,000 | $7,000 / $14,000 | Price & Details |
PPO Access 1500 - Flex by Harvard Pilgrim Health Care Inc. | Gold | $1,500 / $3,000 | $7,000 / $14,000 | Price & Details |
UHC Choice Gold 2000-2 by UnitedHealthcare | Gold | $2,000 / $4,000 | $9,200 / $18,400 | Price & Details |
Standard High Gold: UHC Choice Plus Gold 1000-3 by UnitedHealthcare | Gold | $1,000 / $2,000 | $7,000 / $14,000 | Price & Details |
Complete PPO Plus 1500 25/50 ER350 with Care Complement by Mass General Brigham Health Plan | Gold | $1,500 / $3,000 | $9,000 / $18,000 | Price & Details |
Complete PPO Plus 1000 25/50/350 with Care Complement by Mass General Brigham Health Plan | Gold | $1,000 / $2,000 | $9,000 / $18,000 | Price & Details |
HMO Blue New England $2,000 Deductible with HCCS by Blue Cross Blue Shield of Massachusetts | Gold | N/A / N/A | N/A / N/A | Price & Details |
Select HMO 1000 20/40 by Mass General Brigham Health Plan | Gold | $1,000 / $2,000 | $7,000 / $14,000 | Price & Details |
HMO Blue New England $500 Deductible with HCCS by Blue Cross Blue Shield of Massachusetts | Gold | N/A / N/A | N/A / N/A | Price & Details |
Choice Easy Tier PPO Plus 500 25/45/400 with Care Complement by Mass General Brigham Health Plan | Gold | $500 / $1,000 | $10,000 / $20,000 | Price & Details |
Complete PPO Plus 500 with Care Complement by Mass General Brigham Health Plan | Gold | $500 / $1,000 | $9,000 / $18,000 | Price & Details |
PPO Access 1000 - Flex by Harvard Pilgrim Health Care Inc. | Gold | $1,000 / $2,000 | $7,000 / $14,000 | Price & Details |
HMO Blue Value Deductible by Blue Cross Blue Shield of Massachusetts | Gold | $0 / $0 | $6,650 / $13,300 | Price & Details |
HNE Essential 3000 by HNE | Gold | $3,000 / $6,000 | $6,000 / $12,000 | Price & Details |
Choice Easy Tier HMO 2000 25/50 ER450 with Care Complement by Mass General Brigham Health Plan | Gold | $2,000 / $4,000 | $10,000 / $20,000 | Price & Details |
HMO 1000 - Flex by Harvard Pilgrim Health Care Inc. | Gold | $1,000 / $2,000 | $7,000 / $14,000 | Price & Details |
HMO Blue New England Total Deductible with RX by Blue Cross Blue Shield of Massachusetts | Gold | $3,500 / $7,000 | $4,900 / $9,800 | Price & Details |
HNE Wise Max 2000 HDHP by HNE | Gold | $2,000 / $4,000 | $8,100 / $16,200 | Price & Details |
Focus Network HMO 1000 by Harvard Pilgrim Health Care Inc. | Gold | $1,000 / $2,000 | $7,000 / $14,000 | Price & Details |
Gold | $2,000 / $4,000 | $6,000 / $12,000 | Price & Details | |
Gold | $3,000 / $6,000 | $6,000 / $12,000 | Price & Details | |
UHC Choice Plus Gold 2000-2 by UnitedHealthcare | Gold | $2,000 / $4,000 | $8,750 / $17,500 | Price & Details |
UHC Choice Plus Gold 2000-6 by UnitedHealthcare | Gold | $2,000 / $4,000 | $8,750 / $17,500 | Price & Details |
Complete HMO 1500 25/50 ER350 with Care Complement by Mass General Brigham Health Plan | Gold | $1,500 / $3,000 | $9,000 / $18,000 | Price & Details |
Standard High Gold: Tufts Health Direct Gold 1000 by Tufts Health Public Plans Inc. | Gold | $1,000 / $2,000 | $7,000 / $14,000 | Price & Details |
Complete HMO 2000 25/50 ER450 with Care Complement by Mass General Brigham Health Plan | Gold | $2,000 / $4,000 | $9,000 / $18,000 | Price & Details |
UHC Choice Gold 3000-2 by UnitedHealthcare | Gold | $3,000 / $6,000 | $7,000 / $14,000 | Price & Details |
Gold | $1,000 / $2,000 | $7,000 / $14,000 | Price & Details | |
HNE Wise Max 3000 HDHP by HNE | Gold | $3,000 / $6,000 | $7,000 / $14,000 | Price & Details |
Gold | $2,000 / $4,000 | $9,800 / $19,600 | Price & Details | |
UHC Choice Gold 0-3 by UnitedHealthcare | Gold | $0 / $0 | $8,500 / $17,000 | Price & Details |
HMO Blue New England Options Deductible III by Blue Cross Blue Shield of Massachusetts | Gold | N/A / N/A | N/A / N/A | Price & Details |
HMO Blue New England $1,500 Deductible with HCCS by Blue Cross Blue Shield of Massachusetts | Gold | N/A / N/A | N/A / N/A | Price & Details |
Advantage Blue Preferred $1,000 Deductible by Blue Cross Blue Shield of Massachusetts | Gold | $1,000 / $2,000 | $6,750 / $13,500 | Price & Details |
HMO Blue Select $2,000 Deductible by Blue Cross Blue Shield of Massachusetts | Gold | $2,000 / $4,000 | $8,300 / $16,600 | Price & Details |
HNE Choice Plus by HNE | Platinum | $0 / N/A | $2,000 / $4,000 | Price & Details |
HNE Essential 500 by HNE | Platinum | $500 / $1,000 | $5,000 / $10,000 | Price & Details |
HMO 25 - Flex by Harvard Pilgrim Health Care Inc. | Platinum | $0 / $0 | $2,500 / $5,000 | Price & Details |
Complete HMO 20/40 with Care Complement by Mass General Brigham Health Plan | Platinum | $0 / $0 | $3,500 / $7,000 | Price & Details |
Complete HMO 20/40 by Mass General Brigham Health Plan | Platinum | $0 / $0 | $3,000 / $6,000 | Price & Details |
Standard Platinum-X: UHC Navigate Platinum-X 0 by UnitedHealthcare | Platinum | $0 / $0 | $3,000 / $6,000 | Price & Details |
UHC Choice Plus Platinum 0-4 by UnitedHealthcare | Platinum | $0 / $0 | $3,000 / $6,000 | Price & Details |
Select HMO 20/40 by Mass General Brigham Health Plan | Platinum | $0 / $0 | $3,000 / $6,000 | Price & Details |
UHC Choice Plus Platinum 0-2 by UnitedHealthcare | Platinum | $0 / $0 | $3,000 / $6,000 | Price & Details |
UHC Choice Plus Platinum 500-1 by UnitedHealthcare | Platinum | $500 / $1,000 | $3,000 / $6,000 | Price & Details |
HMO Blue Premium by Blue Cross Blue Shield of Massachusetts | Platinum | $0 / $0 | $2,650 / $5,300 | Price & Details |
Standard Platinum - Flex by Harvard Pilgrim Health Care Inc. | Platinum | $0 / $0 | $3,000 / $6,000 | Price & Details |
Platinum | $500 / $1,000 | $5,000 / $10,000 | Price & Details | |
UHC Navigate Platinum 0-3 by UnitedHealthcare | Platinum | $0 / $0 | $3,000 / $6,000 | Price & Details |
Platinum | $0 / $0 | $3,000 / $6,000 | Price & Details | |
HNE Thrive Platinum Copay by HNE | Platinum | $0 / N/A | $5,000 / $10,000 | Price & Details |
Standard Platinum: WellSense Clarity Platinum 0 Deductible by WellSense Health Plan | Platinum | $0 / $0 | $3,000 / $6,000 | Price & Details |
PPO Access 25 - Flex by Harvard Pilgrim Health Care Inc. | Platinum | $0 / $0 | $2,500 / $5,000 | Price & Details |
UHC Navigate Platinum 1000-2 by UnitedHealthcare | Platinum | $1,000 / $2,000 | $4,000 / $8,000 | Price & Details |
Standard Platinum: Tufts Health Direct Platinum by Tufts Health Public Plans Inc. | Platinum | $0 / $0 | $3,000 / $6,000 | Price & Details |
Help with Obamacare & Off-Exchange Plans Sign Up
After using a subsidy tax credit, you may be eligible for Obamacare plans as low as $0.
Licensed insurance agents at our trusted partner help people apply for a subsidy and sign up for Obamacare plans available on healthcare.gov or other State exchange marketplaces.
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Learn More About Obamacare and Off-Exchange Plans in Massachusetts
What are Obamacare Health Insurance Plans?
Obamacare health insurance plans are plans which are eligible for reduced costs with a subsidy tax credit. Obamacare plans are only offered through the federal government exchange marketplace healthcare.gov or some States have their own exchange marketplace website. Although plans are only offered through the exchange marketplaces, the federal government allows certified brokers, agents, and web brokers to help you enroll in an Obamacare plan and apply for a subsidy.
What are Off-Exchange Health Insurance Plans?
Off-Exchange health insurance plans are plans which are available outside of the federal government exchange marketplaces. Off-Exchange plans existed before Obamacare. For example, if someone did not have access to a health insurance plan through work, they may have purchased an Off-Exchange plan offered on the Individual Market.
You can enroll in an Off-Exchange plan through a broker, agent, web broker, or by contacting the insurance company directly.
What’s the difference between Obamacare plans and Off-Exchange plans?
The main difference between Obamacare plans and Off-Exchange plans is that only Obamacare plans are eligible for a subsidy tax credit to reduce costs.
Otherwise there are not many other differences between Obamacare plans and Off-Exchange plans. Plan design, coverage, and rates are similar and both sets of plans must adhere to federal government regulations. In fact, there are many plans which are available as both Obamacare plans and as Off-Exchange plans.
Can a plan be both an Obamacare and Off-Exchange plan?
Yes, a plan can be available as both an Obamacare and an Off-Exchange plan.
On the other hand, some plans are only offered as Obamacare plans while other plans are only offered as Off-Exchange plans.
Do plans which are both Obamacare and Off-Exchange plans cost the same price?
Yes, by law a plan which is offered as both an Obamacare plan and an Off-Exchange plan must be sold at the same price. In addition, broker, agents, and web brokers are required to sell plans at the same market price. However, keep in mind that only Obamacare plans are eligible for a subsidy to reduce the monthly premium price.
Who is eligible for Obamacare and Off-Exchange plans?
Technically everyone is eligible for Obamacare plans and Off-Exchange plans. The real question is - who is eligible for a subsidy tax credit? - which can only be used to reduce the costs of Obamacare plans. Note that even if you are not eligible for a subsidy tax credit, you are still allowed to purchase an Obamacare plan at the full price.
What is the Obamacare Subsidy (Tax Credit)?
The Obamacare subsidy is really a tax credit, and it is formally known as the Advanced Premium Tax Credit (APTC). Typically people receive a tax credit at the end of the year when filing taxes, but this tax credit can be received “in advance”, during the year, to reduce the monthly premium costs of an Obamacare health insurance plan.
You must complete an official federal government application to learn your subsidy amount. Everyone’s amount will be different. The calculation for the subsidy amount can be quite complicated. It is based on several different factors, but household income is the main factor. We recommend using our tool to estimate your subsidy amount.
Search Obamacare plans and estimate subsidy amount
Who is eligible to receive an Obamacare Subsidy (Tax Credit)
To be eligible for a subsidy to reduce the monthly premium costs of Obamacare plans, you must meet the following requirements.
- Income requirements based on household size and household income. As examples, earn less than $48,240 for an individual and less than $98,400 for a family of four
- Not eligible for other federal government sponsored insurance, such as Medicare or Medicaid
- Do not have access to a health insurance plan from your employer which meet federal government coverage and affordability requirements
- File taxes or be claimed as a spouse or dependent on taxes. Married couples are required to file taxes jointly.
- Not be incarcerated
- Be legally present in the United States
Why should I consider Off-Exchange plans?
Off-Exchange plans may provide you with additional options compared to available Obamacare plans. If you are not eligible for a subsidy, or only eligible for a small subsidy amount, Off-Exchange plans may still be an affordable option for you.
A second reason for considering Off-Exchange plans is that your favorite doctor may only accept a plan which is available as an Off-Exchange plan. We recommend researching provider networks when considering health insurance plans. We provide links to official provider directories, or doctor lookups, on Health Plan Radar.
In addition, some health insurance companies have been leaving the Obamacare plan market, but they may still offer Off-Exchange plans. Your preferred insurance company may still offer plans on the Off-Exchange market.
How do I choose an Obamacare plan or Off-Exchange plan which is best for me and my family?
There are several health insurance concepts you should understand before choosing a plan that’s best for you, including premium price, out-of-pocket costs, deductibles, and plan metal levels. Visit our choosing a plan FAQ page to learn more.
FAQs - Choosing an Obamacare or Off-Exchange Health Insurance Plan