We are in the process of adding California Obamacare plans, which are eligible for a subsidy to reduce costs. The plans shown may or may not be eligible for a subsidy.

Enter your Zip Code to show plans available only in your area:

Plan Name On or Off Exchange Plan eligible for subsidy? Metal Level Deductible (individual/family) Out-of-pocket Max (individual/family)
Minimum Coverage Ambetter HMO by Health Net of California, Inc Off Catastrophic $9,200 / $18,400 $9,200 / $18,400 Price & Details
Minimum Coverage Ambetter HMO by Health Net of California, Inc Off Catastrophic $9,200 / $18,400 $9,200 / $18,400 Price & Details
Minimum Coverage Ambetter PPO by Health Net of California, Inc Off Catastrophic $9,200 / $18,400 $9,200 / $18,400 Price & Details
Minimum Coverage Ambetter PPO + Adult Dental & Vision by Health Net of California, Inc Off Catastrophic $9,200 / $18,400 $9,200 / $18,400 Price & Details
Minimum Coverage EPO by Anthem Blue Cross Off Catastrophic $9,200 / $18,400 $9,200 / $18,400 Price & Details
Minimum Coverage HMO by Kaiser Permanente Off Catastrophic $9,200 / $18,400 $9,200 / $18,400 Price & Details
Minimum Coverage HMO by Anthem Blue Cross Off Catastrophic $9,200 / $18,400 $9,200 / $18,400 Price & Details
Minimum Coverage PPO by Blue Shield of California Off Catastrophic $9,200 / $18,400 $9,200 / $18,400 Price & Details
Minimum Coverage Ambetter PPO by Health Net of California, Inc Off Catastrophic $9,200 / $18,400 $9,200 / $18,400 Price & Details
Minimum Coverage Ambetter PPO by Health Net of California, Inc Off Catastrophic $9,200 / $18,400 $9,200 / $18,400 Price & Details
Minimum Coverage Ambetter PPO + Adult Dental & Vision by Health Net of California, Inc Off Catastrophic $9,200 / $18,400 $9,200 / $18,400 Price & Details
Minimum Coverage Ambetter PPO by Health Net of California, Inc Off Catastrophic $9,200 / $18,400 $9,200 / $18,400 Price & Details
Minimum Coverage Ambetter PPO + Adult Dental & Vision by Health Net of California, Inc Off Catastrophic $9,200 / $18,400 $9,200 / $18,400 Price & Details
Minimum Coverage Ambetter PPO by Health Net of California, Inc Off Catastrophic $9,200 / $18,400 $9,200 / $18,400 Price & Details
Minimum Coverage Ambetter PPO by Health Net of California, Inc Off Catastrophic $9,200 / $18,400 $9,200 / $18,400 Price & Details
Minimum Coverage Ambetter PPO by Health Net of California, Inc Off Catastrophic $9,200 / $18,400 $9,200 / $18,400 Price & Details
Minimum Coverage Ambetter PPO + Adult Dental & Vision by Health Net of California, Inc Off Catastrophic $9,200 / $18,400 $9,200 / $18,400 Price & Details
Minimum Coverage Ambetter PPO + Adult Dental & Vision by Health Net of California, Inc Off Catastrophic $9,200 / $18,400 $9,200 / $18,400 Price & Details
Minimum Coverage Ambetter PPO by Health Net of California, Inc Off Catastrophic $9,200 / $18,400 $9,200 / $18,400 Price & Details
Minimum Coverage Ambetter PPO by Health Net of California, Inc Off Catastrophic $9,200 / $18,400 $9,200 / $18,400 Price & Details
Minimum Coverage Performance HMO by Sharp Health Plan Off Catastrophic $9,200 / $18,400 $9,200 / $18,400 Price & Details
Minimum Coverage Ambetter PPO by Health Net of California, Inc Off Catastrophic $9,200 / $18,400 $9,200 / $18,400 Price & Details
Minimum Coverage Ambetter HMO by Health Net of California, Inc Off Catastrophic $9,200 / $18,400 $9,200 / $18,400 Price & Details
Minimum Coverage Ambetter HMO + Adult Dental & Vision by Health Net of California, Inc Off Catastrophic $9,200 / $18,400 $9,200 / $18,400 Price & Details
Minimum Coverage Ambetter HMO by Health Net of California, Inc Off Catastrophic $9,200 / $18,400 $9,200 / $18,400 Price & Details
Minimum Coverage Ambetter HMO + Adult Dental & Vision by Health Net of California, Inc Off Catastrophic $9,200 / $18,400 $9,200 / $18,400 Price & Details
Minimum Coverage HMO by Valley Health Plan Off Catastrophic $9,200 / $18,400 $9,200 / $18,400 Price & Details
Minimum Coverage Ambetter PPO by Health Net of California, Inc Off Catastrophic $9,200 / $18,400 $9,200 / $18,400 Price & Details
Minimum Coverage Ambetter PPO + Adult Dental & Vision by Health Net of California, Inc Off Catastrophic $9,200 / $18,400 $9,200 / $18,400 Price & Details
Minimum Coverage HMO by Western Health Advantage Off Catastrophic $9,200 / $18,400 $9,200 / $18,400 Price & Details
Minimum Coverage Ambetter PPO by Health Net of California, Inc Off Catastrophic $9,200 / $18,400 $9,200 / $18,400 Price & Details
Minimum Coverage HMO by Western Health Advantage Off Catastrophic $9,200 / $18,400 $9,200 / $18,400 Price & Details
Bronze 7500 Trio HMO by Blue Shield of California Off Bronze $7,500 / $15,000 $8,850 / $17,700 Price & Details
Bronze 60 HMO by Valley Health Plan Off Bronze $5,800 / $11,600 $8,850 / $17,700 Price & Details
Bronze 60 HDHP Ambetter PPO by Health Net of California, Inc Off Bronze $6,650 / $13,300 $6,650 / $13,300 Price & Details
Bronze 60 HDHP Ambetter PPO by Health Net of California, Inc Off Bronze $6,650 / $13,300 $6,650 / $13,300 Price & Details
Bronze 60 HDHP Ambetter PPO by Health Net of California, Inc Off Bronze $6,650 / $13,300 $6,650 / $13,300 Price & Details
Bronze 7500 Trio HMO by Blue Shield of California Off Bronze $7,500 / $15,000 $8,850 / $17,700 Price & Details
Bronze 7500 Trio HMO by Blue Shield of California Off Bronze $7,500 / $15,000 $8,850 / $17,700 Price & Details
Bronze 60 HDHP EPO by Anthem Blue Cross Off Bronze $6,650 / $13,300 $6,650 / $13,300 Price & Details
Bronze 60 EPO by Anthem Blue Cross Off Bronze $5,800 / $11,600 $8,850 / $17,700 Price & Details
Bronze 60 HDHP Ambetter PPO by Health Net of California, Inc Off Bronze $6,650 / $13,300 $6,650 / $13,300 Price & Details
Bronze 60 HMO by Kaiser Permanente Off Bronze $5,800 / $11,600 $8,850 / $17,700 Price & Details
Bronze 7500 Trio HMO by Blue Shield of California Off Bronze $7,500 / $15,000 $8,850 / $17,700 Price & Details
Bronze 60 HDHP Ambetter PPO by Health Net of California, Inc Off Bronze $6,650 / $13,300 $6,650 / $13,300 Price & Details
Bronze 60 Ambetter PPO by Health Net of California, Inc Off Bronze $5,800 / $11,600 $8,850 / $17,700 Price & Details
Bronze 60 HDHP Ambetter PPO by Health Net of California, Inc Off Bronze $6,650 / $13,300 $6,650 / $13,300 Price & Details
Bronze 60 Ambetter PPO by Health Net of California, Inc Off Bronze $5,800 / $11,600 $8,850 / $17,700 Price & Details
Bronze 60 HMO by Anthem Blue Cross Off Bronze $5,800 / $11,600 $8,850 / $17,700 Price & Details
Bronze 60 HDHP HMO by Kaiser Permanente Off Bronze $6,650 / $13,300 $6,650 / $13,300 Price & Details
Bronze 60 PPO by Blue Shield of California Off Bronze $5,800 / $11,600 $8,850 / $17,700 Price & Details
Bronze 60 HDHP PPO by Blue Shield of California Off Bronze $6,650 / $13,300 $6,650 / $13,300 Price & Details
Bronze 60 HMO 7500/0% PCP by Kaiser Permanente Off Bronze $7,500 / $15,000 $7,500 / $15,000 Price & Details
Bronze 60 HDHP Ambetter PPO + Adult Dental & Vision by Health Net of California, Inc Off Bronze $6,650 / $13,300 $6,650 / $13,300 Price & Details
Bronze 60 Ambetter PPO + Adult Dental & Vision by Health Net of California, Inc Off Bronze $5,800 / $11,600 $8,850 / $17,700 Price & Details
Bronze 60 HDHP Ambetter PPO by Health Net of California, Inc Off Bronze $6,650 / $13,300 $6,650 / $13,300 Price & Details
Bronze 7500 Trio HMO by Blue Shield of California Off Bronze $7,500 / $15,000 $8,850 / $17,700 Price & Details
Bronze 60 Ambetter PPO by Health Net of California, Inc Off Bronze $5,800 / $11,600 $8,850 / $17,700 Price & Details
Bronze 60 Ambetter PPO + Adult Dental & Vision by Health Net of California, Inc Off Bronze $5,800 / $11,600 $8,850 / $17,700 Price & Details
Bronze 7500 Trio HMO by Blue Shield of California Off Bronze $7,500 / $15,000 $8,850 / $17,700 Price & Details
Bronze 60 Ambetter PPO by Health Net of California, Inc Off Bronze $5,800 / $11,600 $8,850 / $17,700 Price & Details
Bronze 60 Ambetter PPO by Health Net of California, Inc Off Bronze $5,800 / $11,600 $8,850 / $17,700 Price & Details
Bronze 60 Ambetter PPO + Adult Dental & Vision by Health Net of California, Inc Off Bronze $5,800 / $11,600 $8,850 / $17,700 Price & Details
Bronze 60 HDHP Ambetter PPO + Adult Dental & Vision by Health Net of California, Inc Off Bronze $6,650 / $13,300 $6,650 / $13,300 Price & Details
Bronze 60 Ambetter PPO by Health Net of California, Inc Off Bronze $5,800 / $11,600 $8,850 / $17,700 Price & Details
Bronze 60 Ambetter PPO by Health Net of California, Inc Off Bronze $5,800 / $11,600 $8,850 / $17,700 Price & Details
Bronze 60 HDHP Ambetter PPO by Health Net of California, Inc Off Bronze $6,650 / $13,300 $6,650 / $13,300 Price & Details
Bronze 60 HDHP Ambetter PPO + Adult Dental & Vision by Health Net of California, Inc Off Bronze $6,650 / $13,300 $6,650 / $13,300 Price & Details
Bronze 60 Ambetter PPO by Health Net of California, Inc Off Bronze $5,800 / $11,600 $8,850 / $17,700 Price & Details
Bronze 7500 Trio HMO by Blue Shield of California Off Bronze $7,500 / $15,000 $8,850 / $17,700 Price & Details
Bronze 60 Ambetter PPO by Health Net of California, Inc Off Bronze $5,800 / $11,600 $8,850 / $17,700 Price & Details
Bronze 60 Ambetter HMO by Health Net of California, Inc Off Bronze $5,800 / $11,600 $8,850 / $17,700 Price & Details
Bronze 60 HDHP Ambetter PPO by Health Net of California, Inc Off Bronze $6,650 / $13,300 $6,650 / $13,300 Price & Details
Bronze 60 Ambetter PPO + Adult Dental & Vision by Health Net of California, Inc Off Bronze $5,800 / $11,600 $8,850 / $17,700 Price & Details
Bronze 60 HDHP Ambetter PPO + Adult Dental & Vision by Health Net of California, Inc Off Bronze $6,650 / $13,300 $6,650 / $13,300 Price & Details
Bronze 7500 Trio HMO by Blue Shield of California Off Bronze $7,500 / $15,000 $8,850 / $17,700 Price & Details
Bronze 60 Performance HMO by Sharp Health Plan Off Bronze $5,800 / $11,600 $8,850 / $17,700 Price & Details
Bronze 60 HDHP Ambetter PPO by Health Net of California, Inc Off Bronze $6,650 / $13,300 $6,650 / $13,300 Price & Details
Bronze 60 Ambetter PPO by Health Net of California, Inc Off Bronze $5,800 / $11,600 $8,850 / $17,700 Price & Details
Bronze 60 HDHP Premier HMO by Sharp Health Plan Off Bronze $6,650 / $13,300 $6,650 / $13,300 Price & Details
Bronze 60 HDHP Ambetter PPO by Health Net of California, Inc Off Bronze $6,650 / $13,300 $6,650 / $13,300 Price & Details
Bronze 60 HDHP Ambetter PPO + Adult Dental & Vision by Health Net of California, Inc Off Bronze $6,650 / $13,300 $6,650 / $13,300 Price & Details
Bronze 60 Ambetter PPO + Adult Dental & Vision by Health Net of California, Inc Off Bronze $5,800 / $11,600 $8,850 / $17,700 Price & Details
Bronze 60 Ambetter HMO by Health Net of California, Inc Off Bronze $5,800 / $11,600 $8,850 / $17,700 Price & Details
Bronze 60 Ambetter HMO + Adult Dental & Vision by Health Net of California, Inc Off Bronze $5,800 / $11,600 $8,850 / $17,700 Price & Details
Bronze 60 Ambetter HMO by Health Net of California, Inc Off Bronze $5,800 / $11,600 $8,850 / $17,700 Price & Details
Bronze 7500 Trio HMO by Blue Shield of California Off Bronze $7,500 / $15,000 $8,850 / $17,700 Price & Details
(2025) Bronze MI04 HMO by Sutter Health Plan Off Bronze $5,800 / $11,600 $8,850 / $17,700 Price & Details
Bronze 60 Ambetter HMO by Health Net of California, Inc Off Bronze $5,800 / $11,600 $8,850 / $17,700 Price & Details
Bronze 60 Ambetter HMO + Adult Dental & Vision by Health Net of California, Inc Off Bronze $5,800 / $11,600 $8,850 / $17,700 Price & Details
Bronze 7500 Trio HMO by Blue Shield of California Off Bronze $7,500 / $15,000 $8,850 / $17,700 Price & Details
Bronze 7500 Trio HMO by Blue Shield of California Off Bronze $7,500 / $15,000 $8,850 / $17,700 Price & Details
Bronze 7500 Trio HMO by Blue Shield of California Off Bronze $7,500 / $15,000 $8,850 / $17,700 Price & Details
Bronze 7500 Trio HMO by Blue Shield of California Off Bronze $7,500 / $15,000 $8,850 / $17,700 Price & Details
Bronze 7500 Trio HMO by Blue Shield of California Off Bronze $7,500 / $15,000 $8,850 / $17,700 Price & Details
Advantage Bronze 6650 HDHP by Western Health Advantage Off Bronze $6,650 / $13,300 $6,650 / $13,300 Price & Details
Bronze 60 HMO by Western Health Advantage Off Bronze $5,800 / $11,600 $8,850 / $17,700 Price & Details
Bronze 60 Ambetter PPO by Health Net of California, Inc Off Bronze $5,800 / $11,600 $8,850 / $17,700 Price & Details
Bronze 60 Ambetter PPO by Health Net of California, Inc Off Bronze $5,800 / $11,600 $8,850 / $17,700 Price & Details
Bronze 60 Ambetter PPO + Adult Dental & Vision by Health Net of California, Inc Off Bronze $5,800 / $11,600 $8,850 / $17,700 Price & Details
Bronze 60 HDHP Ambetter PPO by Health Net of California, Inc Off Bronze $6,650 / $13,300 $6,650 / $13,300 Price & Details
Bronze 7500 Trio HMO by Blue Shield of California Off Bronze $7,500 / $15,000 $8,850 / $17,700 Price & Details
Bronze 60 HDHP Ambetter PPO + Adult Dental & Vision by Health Net of California, Inc Off Bronze $6,650 / $13,300 $6,650 / $13,300 Price & Details
Bronze 7500 Trio HMO by Blue Shield of California Off Bronze $7,500 / $15,000 $8,850 / $17,700 Price & Details
Advantage Bronze 6650 HDHP by Western Health Advantage Off Bronze $6,650 / $13,300 $6,650 / $13,300 Price & Details
Bronze 7500 Trio HMO by Blue Shield of California Off Bronze $7,500 / $15,000 $8,850 / $17,700 Price & Details
Bronze 60 HMO by Western Health Advantage Off Bronze $5,800 / $11,600 $8,850 / $17,700 Price & Details
Bronze 7500 Trio HMO by Blue Shield of California Off Bronze $7,500 / $15,000 $8,850 / $17,700 Price & Details
Silver 70 Ambetter PPO by Health Net of California, Inc Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Trio HMO by Blue Shield of California Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Trio HMO by Blue Shield of California Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Trio HMO by Blue Shield of California Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Trio HMO by Blue Shield of California Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Trio HMO by Blue Shield of California Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Trio HMO by Blue Shield of California Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange EPO by Anthem Blue Cross Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Ambetter PPO by Health Net of California, Inc Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 HMO 2850/50 PCP by Kaiser Permanente Off Silver $2,850 / $5,700 $8,750 / $17,500 Price & Details
Silver 70 Off Exchange Trio HMO by Blue Shield of California Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Ambetter HMO by Health Net of California, Inc Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 HDHP HMO 3600/25% PCP by Kaiser Permanente Off Silver $3,600 / $7,200 $7,200 / $14,400 Price & Details
Silver 70 Off Exchange Ambetter HMO + Adult Dental & Vision by Health Net of California, Inc Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 HMO Off Exchange by Kaiser Permanente Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Ambetter HMO by Health Net of California, Inc Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Trio HMO by Blue Shield of California Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Ambetter PPO + Adult Dental & Vision by Health Net of California, Inc Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 2600 HDHP PPO by Blue Shield of California Off Silver $2,600 / $5,200 $6,850 / $13,700 Price & Details
Silver 70 Off Exchange PPO by Blue Shield of California Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 PPO by Blue Shield of California Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange HMO by Anthem Blue Cross Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 1750 PPO by Blue Shield of California Off Silver $1,750 / $3,500 $8,750 / $17,500 Price & Details
Silver 70 Off Exchange Ambetter PPO + Adult Dental & Vision by Health Net of California, Inc Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Ambetter PPO by Health Net of California, Inc Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Ambetter PPO by Health Net of California, Inc Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Ambetter HMO + Adult Dental & Vision by Health Net of California, Inc Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Trio HMO by Blue Shield of California Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Trio HMO by Blue Shield of California Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Ambetter PPO by Health Net of California, Inc Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Ambetter PPO by Health Net of California, Inc Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Ambetter HMO by Health Net of California, Inc Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Ambetter HMO by Health Net of California, Inc Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Trio HMO by Blue Shield of California Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Ambetter PPO + Adult Dental & Vision by Health Net of California, Inc Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Ambetter HMO by Health Net of California, Inc Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Ambetter HMO by Health Net of California, Inc Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Trio HMO by Blue Shield of California Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Ambetter HMO + Adult Dental & Vision by Health Net of California, Inc Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Trio HMO by Blue Shield of California Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Ambetter PPO by Health Net of California, Inc Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Ambetter PPO + Adult Dental & Vision by Health Net of California, Inc Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Ambetter PPO by Health Net of California, Inc Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Ambetter HMO by Health Net of California, Inc Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Trio HMO by Blue Shield of California Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Trio HMO by Blue Shield of California Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Ambetter HMO by Health Net of California, Inc Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Trio HMO by Blue Shield of California Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Ambetter HMO + Adult Dental & Vision by Health Net of California, Inc Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Ambetter HMO by Health Net of California, Inc Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Ambetter PPO by Health Net of California, Inc Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Performance HMO by Sharp Health Plan Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Trio HMO by Blue Shield of California Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Premier HMO by Sharp Health Plan Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Ambetter HMO by Health Net of California, Inc Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Ambetter HMO + Adult Dental & Vision by Health Net of California, Inc Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Ambetter PPO by Health Net of California, Inc Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Ambetter PPO + Adult Dental & Vision by Health Net of California, Inc Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Ambetter HMO by Health Net of California, Inc Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Ambetter HMO by Health Net of California, Inc Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Ambetter HMO + Adult Dental & Vision by Health Net of California, Inc Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Trio HMO by Blue Shield of California Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Trio HMO by Blue Shield of California Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Trio HMO by Blue Shield of California Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Ambetter HMO by Health Net of California, Inc Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Ambetter HMO + Adult Dental & Vision by Health Net of California, Inc Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Ambetter HMO by Health Net of California, Inc Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Trio HMO by Blue Shield of California Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Trio HMO by Blue Shield of California Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Trio HMO by Blue Shield of California Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Trio HMO by Blue Shield of California Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Trio HMO by Blue Shield of California Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
(2025) Silver MI03 HMO by Sutter Health Plan Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 HMO by Valley Health Plan Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Trio HMO by Blue Shield of California Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Trio HMO by Blue Shield of California Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Trio HMO by Blue Shield of California Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Trio HMO by Blue Shield of California Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Advantage Silver 5100 HDHP by Western Health Advantage Off Silver $5,100 / $10,200 $5,100 / $10,200 Price & Details
Silver 70 HMO by Western Health Advantage Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Trio HMO by Blue Shield of California Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Trio HMO by Blue Shield of California Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Ambetter PPO + Adult Dental & Vision by Health Net of California, Inc Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Trio HMO by Blue Shield of California Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Ambetter PPO by Health Net of California, Inc Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Ambetter PPO by Health Net of California, Inc Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Trio HMO by Blue Shield of California Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Trio HMO by Blue Shield of California Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Advantage Silver 5100 HDHP by Western Health Advantage Off Silver $5,100 / $10,200 $5,100 / $10,200 Price & Details
Silver 70 HMO by Western Health Advantage Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Trio HMO by Blue Shield of California Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Silver 70 Off Exchange Trio HMO by Blue Shield of California Off Silver $5,400 / $10,800 $8,700 / $17,400 Price & Details
Gold 80 Ambetter HMO + Adult Dental & Vision by Health Net of California, Inc Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 HMO by Valley Health Plan Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Ambetter HMO by Health Net of California, Inc Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Trio HMO by Blue Shield of California Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Trio HMO by Blue Shield of California Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Trio HMO by Blue Shield of California Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Trio HMO by Blue Shield of California Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Ambetter PPO by Health Net of California, Inc Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Ambetter PPO by Health Net of California, Inc Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Trio HMO by Blue Shield of California Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Trio HMO by Blue Shield of California Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Trio HMO by Blue Shield of California Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Ambetter PPO + Adult Dental & Vision by Health Net of California, Inc Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Trio HMO by Blue Shield of California Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Ambetter PPO by Health Net of California, Inc Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 EPO by Anthem Blue Cross Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Ambetter HMO + Adult Dental & Vision by Health Net of California, Inc Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Ambetter PPO + Adult Dental & Vision by Health Net of California, Inc Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 HMO Coinsurance by Kaiser Permanente Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 HMO by Anthem Blue Cross Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 PPO by Blue Shield of California Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 HMO by Kaiser Permanente Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Ambetter HMO by Health Net of California, Inc Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Trio HMO by Blue Shield of California Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Ambetter PPO by Health Net of California, Inc Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 HMO 0/30 PCP by Kaiser Permanente Off Gold $0 / $0 $7,800 / $15,600 Price & Details
Gold 80 Ambetter HMO by Health Net of California, Inc Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Ambetter HMO + Adult Dental & Vision by Health Net of California, Inc Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Ambetter PPO by Health Net of California, Inc Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Ambetter PPO + Adult Dental & Vision by Health Net of California, Inc Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Ambetter HMO by Health Net of California, Inc Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Trio HMO by Blue Shield of California Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Ambetter PPO by Health Net of California, Inc Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Ambetter HMO by Health Net of California, Inc Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Ambetter HMO + Adult Dental & Vision by Health Net of California, Inc Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Ambetter PPO by Health Net of California, Inc Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Trio HMO by Blue Shield of California Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Ambetter HMO by Health Net of California, Inc Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Ambetter PPO + Adult Dental & Vision by Health Net of California, Inc Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Ambetter HMO by Health Net of California, Inc Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Trio HMO by Blue Shield of California Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Ambetter HMO by Health Net of California, Inc Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Ambetter HMO + Adult Dental & Vision by Health Net of California, Inc Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Ambetter PPO + Adult Dental & Vision by Health Net of California, Inc Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Ambetter PPO by Health Net of California, Inc Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Ambetter PPO by Health Net of California, Inc Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Ambetter HMO + Adult Dental & Vision by Health Net of California, Inc Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Performance HMO by Sharp Health Plan Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Ambetter PPO by Health Net of California, Inc Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Premier HMO by Sharp Health Plan Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Ambetter HMO by Health Net of California, Inc Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Trio HMO by Blue Shield of California Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Ambetter HMO by Health Net of California, Inc Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Ambetter HMO by Health Net of California, Inc Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Ambetter HMO by Health Net of California, Inc Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Ambetter HMO by Health Net of California, Inc Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Ambetter HMO by Health Net of California, Inc Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Ambetter HMO + Adult Dental & Vision by Health Net of California, Inc Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Trio HMO by Blue Shield of California Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Trio HMO by Blue Shield of California Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Trio HMO by Blue Shield of California Off Gold $0 / $0 $8,700 / $17,400 Price & Details
(2025) Gold MI02 HMO by Sutter Health Plan Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Trio HMO by Blue Shield of California Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 HMO by Western Health Advantage Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Trio HMO by Blue Shield of California Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Ambetter PPO by Health Net of California, Inc Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Ambetter PPO + Adult Dental & Vision by Health Net of California, Inc Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 Ambetter PPO by Health Net of California, Inc Off Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold 80 HMO by Western Health Advantage Off Gold $0 / $0 $8,700 / $17,400 Price & Details
(2025) Platinum MI01 HMO by Sutter Health Plan Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Trio HMO by Blue Shield of California Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Ambetter HMO by Health Net of California, Inc Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Ambetter HMO by Health Net of California, Inc Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Trio HMO by Blue Shield of California Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Trio HMO by Blue Shield of California Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Ambetter PPO by Health Net of California, Inc Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Ambetter PPO by Health Net of California, Inc Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Ambetter HMO by Health Net of California, Inc Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Ambetter PPO by Health Net of California, Inc Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Trio HMO by Blue Shield of California Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Ambetter HMO + Adult Dental & Vision by Health Net of California, Inc Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Ambetter PPO + Adult Dental & Vision by Health Net of California, Inc Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Ambetter HMO + Adult Dental & Vision by Health Net of California, Inc Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Ambetter PPO by Health Net of California, Inc Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Ambetter PPO + Adult Dental & Vision by Health Net of California, Inc Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 EPO by Anthem Blue Cross Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Trio HMO by Blue Shield of California Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Ambetter PPO + Adult Dental & Vision by Health Net of California, Inc Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 HMO by Anthem Blue Cross Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Ambetter PPO by Health Net of California, Inc Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 PPO by Blue Shield of California Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 HMO by Kaiser Permanente Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Ambetter HMO by Health Net of California, Inc Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Ambetter PPO by Health Net of California, Inc Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Trio HMO by Blue Shield of California Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Ambetter HMO by Health Net of California, Inc Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Ambetter HMO + Adult Dental & Vision by Health Net of California, Inc Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Trio HMO by Blue Shield of California Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Ambetter HMO by Health Net of California, Inc Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Ambetter PPO + Adult Dental & Vision by Health Net of California, Inc Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Ambetter HMO by Health Net of California, Inc Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Ambetter PPO by Health Net of California, Inc Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Ambetter HMO + Adult Dental & Vision by Health Net of California, Inc Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Ambetter HMO + Adult Dental & Vision by Health Net of California, Inc Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Ambetter PPO by Health Net of California, Inc Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Ambetter PPO by Health Net of California, Inc Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Trio HMO by Blue Shield of California Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Ambetter HMO by Health Net of California, Inc Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Ambetter PPO by Health Net of California, Inc Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Ambetter HMO by Health Net of California, Inc Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Trio HMO by Blue Shield of California Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Performance HMO by Sharp Health Plan Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Ambetter HMO + Adult Dental & Vision by Health Net of California, Inc Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Ambetter PPO + Adult Dental & Vision by Health Net of California, Inc Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Trio HMO by Blue Shield of California Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Premier HMO by Sharp Health Plan Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Trio HMO by Blue Shield of California Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Ambetter HMO by Health Net of California, Inc Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Ambetter HMO by Health Net of California, Inc Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Ambetter HMO by Health Net of California, Inc Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Ambetter HMO + Adult Dental & Vision by Health Net of California, Inc Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Ambetter HMO by Health Net of California, Inc Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Trio HMO by Blue Shield of California Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Trio HMO by Blue Shield of California Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Ambetter HMO by Health Net of California, Inc Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Trio HMO by Blue Shield of California Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 HMO by Valley Health Plan Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Trio HMO by Blue Shield of California Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Trio HMO by Blue Shield of California Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 HMO by Western Health Advantage Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Ambetter PPO by Health Net of California, Inc Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Ambetter PPO + Adult Dental & Vision by Health Net of California, Inc Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Trio HMO by Blue Shield of California Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Ambetter PPO by Health Net of California, Inc Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 HMO by Western Health Advantage Off Platinum $0 / $0 $4,500 / $9,000 Price & Details
Platinum 90 Trio HMO by Blue Shield of California Off Platinum $0 / $0 $4,500 / $9,000 Price & Details

 

 

After using a subsidy tax credit, you may be eligible for Obamacare plans as low as $0.

Licensed insurance agents at our trusted partner help people apply for a subsidy and sign up for Obamacare plans available on healthcare.gov or other State exchange marketplaces.

 

 

 

What are Obamacare Health Insurance Plans?

Obamacare health insurance plans are plans which are eligible for reduced costs with a subsidy tax credit. Obamacare plans are only offered through the federal government exchange marketplace healthcare.gov or some States have their own exchange marketplace website. Although plans are only offered through the exchange marketplaces, the federal government allows certified brokers, agents, and web brokers to help you enroll in an Obamacare plan and apply for a subsidy.

 

What are Off-Exchange Health Insurance Plans?

Off-Exchange health insurance plans are plans which are available outside of the federal government exchange marketplaces. Off-Exchange plans existed before Obamacare. For example, if someone did not have access to a health insurance plan through work, they may have purchased an Off-Exchange plan offered on the Individual Market.

You can enroll in an Off-Exchange plan through a broker, agent, web broker, or by contacting the insurance company directly.

 

Search Off-Exchange plans

 

What’s the difference between Obamacare plans and Off-Exchange plans?

The main difference between Obamacare plans and Off-Exchange plans is that only Obamacare plans are eligible for a subsidy tax credit to reduce costs.

Otherwise there are not many other differences between Obamacare plans and Off-Exchange plans. Plan design, coverage, and rates are similar and both sets of plans must adhere to federal government regulations. In fact, there are many plans which are available as both Obamacare plans and as Off-Exchange plans.

 

Can a plan be both an Obamacare and Off-Exchange plan?

Yes, a plan can be available as both an Obamacare and an Off-Exchange plan.

On the other hand, some plans are only offered as Obamacare plans while other plans are only offered as Off-Exchange plans.

 

Do plans which are both Obamacare and Off-Exchange plans cost the same price?

Yes, by law a plan which is offered as both an Obamacare plan and an Off-Exchange plan must be sold at the same price. In addition, broker, agents, and web brokers are required to sell plans at the same market price. However, keep in mind that only Obamacare plans are eligible for a subsidy to reduce the monthly premium price.

 

Who is eligible for Obamacare and Off-Exchange plans?

Technically everyone is eligible for Obamacare plans and Off-Exchange plans. The real question is - who is eligible for a subsidy tax credit? - which can only be used to reduce the costs of Obamacare plans. Note that even if you are not eligible for a subsidy tax credit, you are still allowed to purchase an Obamacare plan at the full price.

 

What is the Obamacare Subsidy (Tax Credit)?

The Obamacare subsidy is really a tax credit, and it is formally known as the Advanced Premium Tax Credit (APTC). Typically people receive a tax credit at the end of the year when filing taxes, but this tax credit can be received “in advance”, during the year, to reduce the monthly premium costs of an Obamacare health insurance plan.

You must complete an official federal government application to learn your subsidy amount. Everyone’s amount will be different. The calculation for the subsidy amount can be quite complicated. It is based on several different factors, but household income is the main factor. We recommend using our tool to estimate your subsidy amount.

 

Search Obamacare plans and estimate subsidy amount

 

Who is eligible to receive an Obamacare Subsidy (Tax Credit)

To be eligible for a subsidy to reduce the monthly premium costs of Obamacare plans, you must meet the following requirements.

  • Income requirements based on household size and household income. As examples, earn less than $48,240 for an individual and less than $98,400 for a family of four
  • Not eligible for other federal government sponsored insurance, such as Medicare or Medicaid
  • Do not have access to a health insurance plan from your employer which meet federal government coverage and affordability requirements
  • File taxes or be claimed as a spouse or dependent on taxes. Married couples are required to file taxes jointly.
  • Not be incarcerated
  • Be legally present in the United States

 

Why should I consider Off-Exchange plans?

Off-Exchange plans may provide you with additional options compared to available Obamacare plans. If you are not eligible for a subsidy, or only eligible for a small subsidy amount, Off-Exchange plans may still be an affordable option for you.

A second reason for considering Off-Exchange plans is that your favorite doctor may only accept a plan which is available as an Off-Exchange plan. We recommend researching provider networks when considering health insurance plans. We provide links to official provider directories, or doctor lookups, on Health Plan Radar.

In addition, some health insurance companies have been leaving the Obamacare plan market, but they may still offer Off-Exchange plans. Your preferred insurance company may still offer plans on the Off-Exchange market.

 

How do I choose an Obamacare plan or Off-Exchange plan which is best for me and my family?

There are several health insurance concepts you should understand before choosing a plan that’s best for you, including premium price, out-of-pocket costs, deductibles, and plan metal levels. Visit our choosing a plan FAQ page to learn more.

 

FAQs - Choosing an Obamacare or Off-Exchange Health Insurance Plan