California Medicare Plans

2026 Medicare Advantage, Part D & Supplement (Medigap) plans offered across California

Medicare Advantage Plans With Part D Prescription Drug Coverage

Medicare Advantage bundles Part A and Part B into one plan. These plans also include Part D drug coverage — Part A + Part B + Part D.135 plans

Aetna Medicare Enhanced (PPO)
Aetna Medicare
by Aetna Medicare
Additional coverage
HearingVisionDental
Gov't star rating
4.5 out of 5 stars 4.5 / 5
More details
Enroll online
Aetna Medicare Signature (PPO)
Aetna Medicare
by Aetna Medicare
Additional coverage
HearingVisionDental
Gov't star rating
4.5 out of 5 stars 4.5 / 5
More details
Enroll online
SCAN Desert Choice (HMO)
SCAN Health Plan
by SCAN Health Plan
Additional coverage
HearingVisionDental
Gov't star rating
4.0 out of 5 stars 4.0 / 5
More details
Enroll online
Alignment Health smartHMO (HMO)
Alignment Health Plan
by Alignment Health Plan
Additional coverage
HearingVisionDental
Gov't star rating
4.0 out of 5 stars 4.0 / 5
More details
Enroll online
Blue Shield 65 Plus (HMO)
Blue Shield of California
by Blue Shield of California
Additional coverage
HearingVisionDental
Gov't star rating
4.0 out of 5 stars 4.0 / 5
More details
Enroll online
SCAN Allied (HMO)
SCAN Health Plan
by SCAN Health Plan
Additional coverage
HearingVisionDental
Gov't star rating
4.0 out of 5 stars 4.0 / 5
More details
Enroll online
SCAN MyChoice (HMO)
SCAN Health Plan
by SCAN Health Plan
Additional coverage
HearingVisionDental
Gov't star rating
4.0 out of 5 stars 4.0 / 5
More details
Enroll online
Alignment Health Honor+ Plan (HMO)
Alignment Health Plan
by Alignment Health Plan
Additional coverage
HearingVisionDental
Gov't star rating
4.0 out of 5 stars 4.0 / 5
More details
Enroll online
Providence Medicare Sycamore + Rx (HMO)
Providence Medicare Advantage Plans
by Providence Medicare Advantage Plans
Additional coverage
HearingVisionDental
Gov't star rating
4.0 out of 5 stars 4.0 / 5
More details
Enroll online
Alignment Health My Choice (HMO)
Alignment Health Plan
by Alignment Health Plan
Additional coverage
HearingVisionDental
Gov't star rating
4.0 out of 5 stars 4.0 / 5
More details
Enroll online
Alignment Health Harmony (HMO)
Alignment Health Plan
by Alignment Health Plan
Additional coverage
HearingVisionDental
Gov't star rating
4.0 out of 5 stars 4.0 / 5
More details
Enroll online
Alignment Health My Choice (PPO)
Alignment Health Plan
by Alignment Health Plan
Additional coverage
HearingVision
Gov't star rating
4.0 out of 5 stars 4.0 / 5
More details
Enroll online
SCAN Venture (HMO)
SCAN Health Plan
by SCAN Health Plan
Additional coverage
HearingVisionDental
Gov't star rating
4.0 out of 5 stars 4.0 / 5
More details
Enroll online
SCAN Compass (HMO)
SCAN Health Plan
by SCAN Health Plan
Additional coverage
HearingVisionDental
Gov't star rating
4.0 out of 5 stars 4.0 / 5
More details
Enroll online
SCAN Alta (HMO)
SCAN Health Plan
by SCAN Health Plan
Additional coverage
HearingVisionDental
Gov't star rating
4.0 out of 5 stars 4.0 / 5
More details
Enroll online
Blue Shield Inspire (HMO)
Blue Shield of California
by Blue Shield of California
Additional coverage
HearingVisionDental
Gov't star rating
4.0 out of 5 stars 4.0 / 5
More details
Enroll online
Alignment Health smartSavings (HMO)
Alignment Health Plan
by Alignment Health Plan
Additional coverage
HearingVisionDental
Gov't star rating
4.0 out of 5 stars 4.0 / 5
More details
Enroll online
SCAN Classic (HMO)
SCAN Health Plan
by SCAN Health Plan
Additional coverage
HearingVisionDental
Gov't star rating
4.0 out of 5 stars 4.0 / 5
More details
Enroll online
Alignment Health CommUnity (HMO)
Alignment Health Plan
by Alignment Health Plan
Additional coverage
HearingVisionDental
Gov't star rating
4.0 out of 5 stars 4.0 / 5
More details
Enroll online
SCAN Select (HMO)
SCAN Health Plan
by SCAN Health Plan
Additional coverage
HearingVisionDental
Gov't star rating
4.0 out of 5 stars 4.0 / 5
More details
Enroll online
Alignment Health Balance (PPO)
Alignment Health Plan
by Alignment Health Plan
Additional coverage
HearingVisionDental
Gov't star rating
4.0 out of 5 stars 4.0 / 5
More details
Enroll online
SCAN Essential Savings (HMO)
SCAN Health Plan
by SCAN Health Plan
Additional coverage
VisionDental
Gov't star rating
4.0 out of 5 stars 4.0 / 5
More details
Enroll online
Blue Shield Advantage (HMO)
Blue Shield of California
by Blue Shield of California
Additional coverage
HearingVisionDental
Gov't star rating
4.0 out of 5 stars 4.0 / 5
More details
Enroll online
Alignment Health the ONE (HMO)
Alignment Health Plan
by Alignment Health Plan
Additional coverage
HearingVision
Gov't star rating
4.0 out of 5 stars 4.0 / 5
More details
Enroll online
Alignment Health ValorCare (HMO)
Alignment Health Plan
by Alignment Health Plan
Additional coverage
HearingVisionDental
Gov't star rating
4.0 out of 5 stars 4.0 / 5
More details
Enroll online
Blue Shield 65 Plus Plan 2 (HMO)
Blue Shield of California
by Blue Shield of California
Additional coverage
VisionDental
Gov't star rating
4.0 out of 5 stars 4.0 / 5
More details
Enroll online
Blue Shield 65 Plus Choice Plan (HMO)
Blue Shield of California
by Blue Shield of California
Additional coverage
HearingVisionDental
Gov't star rating
4.0 out of 5 stars 4.0 / 5
More details
Enroll online
SCAN Prime (HMO)
SCAN Health Plan
by SCAN Health Plan
Additional coverage
HearingVisionDental
Gov't star rating
4.0 out of 5 stars 4.0 / 5
More details
Enroll online
Astiva Health Savings Plan (HMO)
Astiva Health
by Astiva Health
Additional coverage
HearingVisionDental
Gov't star rating
3.5 out of 5 stars 3.5 / 5
More details
Enroll online
Wellcare Simple Focus (HMO)
Wellcare
by Wellcare
Additional coverage
HearingVisionDental
Gov't star rating
3.5 out of 5 stars 3.5 / 5
More details
Enroll online
Astiva Health Premier Plan (HMO)
Astiva Health
by Astiva Health
Additional coverage
HearingVisionDental
Gov't star rating
3.5 out of 5 stars 3.5 / 5
More details
Enroll online
Clever Care Longevity (HMO)
Clever Care Health Plan
by Clever Care Health Plan
Additional coverage
HearingVisionDental
Gov't star rating
3.5 out of 5 stars 3.5 / 5
More details
Enroll online
Wellcare Simple (HMO)
Wellcare
by Wellcare
Additional coverage
HearingVisionDental
Gov't star rating
3.5 out of 5 stars 3.5 / 5
More details
Enroll online
Wellcare Low Premium (HMO)
Wellcare
by Wellcare
Additional coverage
HearingVisionDental
Gov't star rating
3.5 out of 5 stars 3.5 / 5
More details
Enroll online
Clever Care Value (HMO)
Clever Care Health Plan
by Clever Care Health Plan
Additional coverage
HearingVisionDental
Gov't star rating
3.5 out of 5 stars 3.5 / 5
More details
Enroll online
Sharp Direct Advantage Gold (HMO)
Sharp Health Plan
by Sharp Health Plan
Additional coverage
HearingVision
Gov't star rating
3.5 out of 5 stars 3.5 / 5
More details
Enroll online
HumanaChoice (PPO)
Humana
by Humana
Additional coverage
HearingVisionDental
Gov't star rating
3.5 out of 5 stars 3.5 / 5
More details
Enroll online
Imperial Dynamic Plan (HMO)
Imperial Health Plan of California, Inc.
by Imperial Health Plan of California, Inc.
Additional coverage
HearingVisionDental
Gov't star rating
3.5 out of 5 stars 3.5 / 5
More details
Enroll online
Wellcare Giveback (HMO)
Wellcare
by Wellcare
Additional coverage
HearingVisionDental
Gov't star rating
3.5 out of 5 stars 3.5 / 5
More details
Enroll online
Sharp Direct Advantage VIP (HMO)
Sharp Health Plan
by Sharp Health Plan
Additional coverage
HearingVisionDental
Gov't star rating
3.5 out of 5 stars 3.5 / 5
More details
Enroll online
Anthem Medicare Advantage (HMO-POS)
Anthem Blue Cross
by Anthem Blue Cross
Additional coverage
HearingVisionDental
Gov't star rating
3.0 out of 5 stars 3.0 / 5
More details
Enroll online
Aspire Health Protect (HMO)
Aspire Health
by Aspire Health
Additional coverage
(none)
Gov't star rating
3.0 out of 5 stars 3.0 / 5
More details
Enroll online
Anthem Prime (HMO-POS)
Anthem Blue Cross Partnership Plan
by Anthem Blue Cross Partnership Plan
Additional coverage
HearingVisionDental
Gov't star rating
3.0 out of 5 stars 3.0 / 5
More details
Enroll online
Anthem Select (HMO-POS)
Anthem Blue Cross
by Anthem Blue Cross
Additional coverage
HearingVisionDental
Gov't star rating
3.0 out of 5 stars 3.0 / 5
More details
Enroll online
Aetna Medicare Signature (HMO)
Aetna Medicare
by Aetna Medicare
Additional coverage
HearingVisionDental
Gov't star rating
3.0 out of 5 stars 3.0 / 5
More details
Enroll online
Aetna Medicare Enhanced (HMO-POS)
Aetna Medicare
by Aetna Medicare
Additional coverage
HearingVisionDental
Gov't star rating
3.0 out of 5 stars 3.0 / 5
More details
Enroll online
Central Health Medicare Plan (HMO)
Central Health Medicare Plan
by Central Health Medicare Plan
Additional coverage
HearingVisionDental
Gov't star rating
3.0 out of 5 stars 3.0 / 5
More details
Enroll online
Humana Gold Plus Giveback (HMO)
Humana
by Humana
Additional coverage
HearingVisionDental
Gov't star rating
3.0 out of 5 stars 3.0 / 5
More details
Enroll online
Aspire Health Advantage (HMO)
Aspire Health
by Aspire Health
Additional coverage
Dental
Gov't star rating
3.0 out of 5 stars 3.0 / 5
More details
Enroll online
Molina Medicare Choice Care (HMO)
Molina Healthcare of California
by Molina Healthcare of California
Additional coverage
HearingVisionDental
Gov't star rating
3.0 out of 5 stars 3.0 / 5
More details
Enroll online
Humana Gold Plus (HMO)
Humana
by Humana
Additional coverage
HearingVisionDental
Gov't star rating
3.0 out of 5 stars 3.0 / 5
More details
Enroll online
CCHP Senior Value Program (HMO)
CCHP (Chinese Community Health Plan)
by CCHP (Chinese Community Health Plan)
Additional coverage
HearingVisionDental
Gov't star rating
3.0 out of 5 stars 3.0 / 5
More details
Enroll online
Aspire Health Value (HMO)
Aspire Health
by Aspire Health
Additional coverage
(none)
Gov't star rating
3.0 out of 5 stars 3.0 / 5
More details
Enroll online
CCHP Senior Program (HMO)
CCHP (Chinese Community Health Plan)
by CCHP (Chinese Community Health Plan)
Additional coverage
HearingVisionDental
Gov't star rating
3.0 out of 5 stars 3.0 / 5
More details
Enroll online
Central Health Jade Plan (HMO)
Central Health Medicare Plan
by Central Health Medicare Plan
Additional coverage
HearingVisionDental
Gov't star rating
3.0 out of 5 stars 3.0 / 5
More details
Enroll online
Humana Community (HMO)
Humana
by Humana
Additional coverage
HearingVisionDental
Gov't star rating
3.0 out of 5 stars 3.0 / 5
More details
Enroll online
Aetna Medicare Prime (HMO-POS)
Aetna Medicare
by Aetna Medicare
Additional coverage
HearingVisionDental
Gov't star rating
3.0 out of 5 stars 3.0 / 5
More details
Enroll online
Aspire Health Plus (HMO-POS)
Aspire Health
by Aspire Health
Additional coverage
(none)
Gov't star rating
3.0 out of 5 stars 3.0 / 5
More details
Enroll online
Advantage Care (HMO)
Align Senior Care
by Align Senior Care
Additional coverage
HearingVisionDental
Gov't star rating
Not yet rated
More details
Enroll online
Champion Ally (HMO)
Champion Heath Plan
by Champion Heath Plan
Additional coverage
HearingVisionDental
Gov't star rating
Not yet rated
More details
Enroll online
Elite Signature HMO (HMO)
Elite Health Plan, Inc.
by Elite Health Plan, Inc.
Additional coverage
HearingVisionDental
Gov't star rating
Not yet rated
More details
Enroll online
Elite Core HMO (HMO)
Elite Health Plan, Inc.
by Elite Health Plan, Inc.
Additional coverage
HearingVisionDental
Gov't star rating
Not yet rated
More details
Enroll online

Medicare Advantage Plans Without Prescription Drugs

Bundled Part A + Part B coverage without built-in Part D. Often paired with a standalone drug plan.6 plans

Aetna Medicare Eagle (PPO)
Aetna Medicare
by Aetna Medicare
Additional coverage
HearingVisionDental
Gov't star rating
4.5 out of 5 stars 4.5 / 5
More details
Enroll online
Humana USAA Honor Giveback (PPO)
Humana
by Humana
Additional coverage
HearingVisionDental
Gov't star rating
3.5 out of 5 stars 3.5 / 5
More details
Enroll online
Imperial Courage Plan (HMO)
Imperial Health Plan of California, Inc.
by Imperial Health Plan of California, Inc.
Additional coverage
HearingVisionDental
Gov't star rating
3.5 out of 5 stars 3.5 / 5
More details
Enroll online
Central Health Valor Care Plan (HMO)
Central Health Medicare Plan
by Central Health Medicare Plan
Additional coverage
HearingVisionDental
Gov't star rating
3.0 out of 5 stars 3.0 / 5
More details
Enroll online
Humana USAA Honor Giveback (HMO)
Humana
by Humana
Additional coverage
HearingVisionDental
Gov't star rating
3.0 out of 5 stars 3.0 / 5
More details
Enroll online

Medicare-Medicaid Dual Eligible Advantage Plans (D-SNP)

Medicare Advantage plans for members eligible for both Medicare and Medicaid — extra benefits with little to no cost sharing.49 plans

SCAN Connections (HMO D-SNP)
SCAN Health Plan
by SCAN Health Plan
Additional coverage
RxHearingVisionDental
Gov't star rating
4.0 out of 5 stars 4.0 / 5
More details
Enroll online
SCAN Connections at Home (HMO D-SNP)
SCAN Health Plan
by SCAN Health Plan
Additional coverage
RxHearingVisionDental
Gov't star rating
4.0 out of 5 stars 4.0 / 5
More details
Enroll online
DualConnect (HMO D-SNP)
Santa Clara Family Health Plan
by Santa Clara Family Health Plan
Additional coverage
RxHearingVision
Gov't star rating
3.5 out of 5 stars 3.5 / 5
More details
Enroll online
Wellcare Dual Liberty (HMO D-SNP)
Wellcare
by Wellcare
Additional coverage
RxHearingVisionDental
Gov't star rating
3.5 out of 5 stars 3.5 / 5
More details
Enroll online
CommuniCare Advantage (HMO D-SNP)
Community Health Group
by Community Health Group
Additional coverage
RxHearingVisionDental
Gov't star rating
3.5 out of 5 stars 3.5 / 5
More details
Enroll online
Blue Shield TotalDual Plan (HMO D-SNP)
Blue Shield of California
by Blue Shield of California
Additional coverage
RxHearingVisionDental
Gov't star rating
3.5 out of 5 stars 3.5 / 5
More details
Enroll online
L.A. Care Medicare Plus (HMO D-SNP)
L.A. Care Health Plan
by L.A. Care Health Plan
Additional coverage
RxHearingVisionDental
Gov't star rating
3.0 out of 5 stars 3.0 / 5
More details
Enroll online
Anthem Dual Advantage (HMO D-SNP)
Anthem Blue Cross
by Anthem Blue Cross
Additional coverage
RxHearingVisionDental
Gov't star rating
3.0 out of 5 stars 3.0 / 5
More details
Enroll online
CareAdvantage (HMO D-SNP)
HEALTH PLAN OF SAN MATEO
by HEALTH PLAN OF SAN MATEO
Additional coverage
RxHearingVision
Gov't star rating
3.0 out of 5 stars 3.0 / 5
More details
Enroll online
CCHP Senior Select Program (HMO D-SNP)
CCHP (Chinese Community Health Plan)
by CCHP (Chinese Community Health Plan)
Additional coverage
RxHearingVisionDental
Gov't star rating
3.0 out of 5 stars 3.0 / 5
More details
Enroll online
IEHP DualChoice (HMO D-SNP)
IEHP DualChoice
by IEHP DualChoice
Additional coverage
RxHearingVision
Gov't star rating
3.0 out of 5 stars 3.0 / 5
More details
Enroll online
Anthem Dual Advantage (PPO D-SNP)
Anthem Blue Cross Life and Health Insurance Company
by Anthem Blue Cross Life and Health Insurance Company
Additional coverage
RxHearingVisionDental
Gov't star rating
2.5 out of 5 stars 2.5 / 5
More details
Enroll online
Anthem Dual Advantage 2 (PPO D-SNP)
Anthem Blue Cross Life and Health Insurance Company
by Anthem Blue Cross Life and Health Insurance Company
Additional coverage
RxHearingVisionDental
Gov't star rating
2.5 out of 5 stars 2.5 / 5
More details
Enroll online
Advantage D-SNP (HMO) (HMO D-SNP)
Health Plan of San Joaquin / Mountain Valley Health Plan Advantage D-SNP (HMO)
by Health Plan of San Joaquin / Mountain Valley Health Plan Advantage D-SNP (HMO)
Additional coverage
RxHearingVision
Gov't star rating
Not yet rated
More details
Enroll online
TotalCare (HMO D-SNP)
Central California Alliance for Health
by Central California Alliance for Health
Additional coverage
RxHearingVision
Gov't star rating
Not yet rated
More details
Enroll online
SFHP Care Plus (HMO D-SNP)
San Francisco Health Plan
by San Francisco Health Plan
Additional coverage
RxHearingVisionDental
Gov't star rating
Not yet rated
More details
Enroll online

Part D - Prescription Drug Plans

Standalone prescription drug coverage to add to Original Medicare or a Medicare Supplement plan.12 plans

Wellcare Value Script (PDP)
Wellcare
by Wellcare
Additional coverage
Drug plan only
Gov't star rating
3.5 out of 5 stars 3.5 / 5
More details
Enroll online
Wellcare Classic (PDP)
Wellcare
by Wellcare
Additional coverage
Drug plan only
Gov't star rating
3.5 out of 5 stars 3.5 / 5
More details
Enroll online
Humana Premier Rx Plan (PDP)
Humana
by Humana
Additional coverage
Drug plan only
Gov't star rating
3.0 out of 5 stars 3.0 / 5
More details
Enroll online
Blue Shield Rx Enhanced (PDP)
Blue Shield of California
by Blue Shield of California
Additional coverage
Drug plan only
Gov't star rating
3.0 out of 5 stars 3.0 / 5
More details
Enroll online
SilverScript Choice (PDP)
Aetna Medicare
by Aetna Medicare
Additional coverage
Drug plan only
Gov't star rating
3.0 out of 5 stars 3.0 / 5
More details
Enroll online
Humana Value Rx Plan (PDP)
Humana
by Humana
Additional coverage
Drug plan only
Gov't star rating
3.0 out of 5 stars 3.0 / 5
More details
Enroll online
Blue Shield Rx Plus (PDP)
Blue Shield of California
by Blue Shield of California
Additional coverage
Drug plan only
Gov't star rating
3.0 out of 5 stars 3.0 / 5
More details
Enroll online
Humana Basic Rx Plan (PDP)
Humana
by Humana
Additional coverage
Drug plan only
Gov't star rating
3.0 out of 5 stars 3.0 / 5
More details
Enroll online
HealthSpring Extra Rx (PDP)
HealthSpring
by HealthSpring
Additional coverage
Drug plan only
Gov't star rating
2.5 out of 5 stars 2.5 / 5
More details
Enroll online

Medicare Supplement Insurance Plans (Medigap)

Standardized plans that work alongside Original Medicare to cover its out-of-pocket gaps. Coverage is identical from every carrier — premiums vary by county, age & tobacco use, so each is shown as a range. 11 plan types

A
Supplement Plan A
$113-$727
/ mo
Covered benefits
  • Skilled nursing facility
  • Part A deductible
  • Part B deductible
  • Part B excess charges
  • Foreign travel emergency
View plan details
B
Supplement Plan B
$175-$676
/ mo
Covered benefits
  • Skilled nursing facility
  • Part A deductible
  • Part B deductible
  • Part B excess charges
  • Foreign travel emergency
View plan details
C
Supplement Plan C
$236-$829
/ mo
Covered benefits
  • Skilled nursing facility
  • Part A deductible
  • Part B deductible
  • Part B excess charges
  • Foreign travel emergency
View plan details
D
Supplement Plan D
$185-$610
/ mo
Covered benefits
  • Skilled nursing facility
  • Part A deductible
  • Part B deductible
  • Part B excess charges
  • Foreign travel emergency
View plan details
F
Supplement Plan F
$181-$1423
/ mo
Covered benefits
  • Skilled nursing facility
  • Part A deductible
  • Part B deductible
  • Part B excess charges
  • Foreign travel emergency
View plan details
G
Supplement Plan G
$150-$1264
/ mo
Covered benefits
  • Skilled nursing facility
  • Part A deductible
  • Part B deductible
  • Part B excess charges
  • Foreign travel emergency
View plan details
K
Supplement Plan K
$85-$338
/ mo
Covered benefits
  • Skilled nursing facility
  • Part A deductible
  • Part B deductible
  • Part B excess charges
  • Foreign travel emergency
View plan details
L
Supplement Plan L
$143-$492
/ mo
Covered benefits
  • Skilled nursing facility
  • Part A deductible
  • Part B deductible
  • Part B excess charges
  • Foreign travel emergency
View plan details
N
Supplement Plan N
$122-$963
/ mo
Covered benefits
  • Skilled nursing facility
  • Part A deductible
  • Part B deductible
  • Part B excess charges
  • Foreign travel emergency
View plan details

Insurance companies offering Medicare Supplement plans in California

AARP - UnitedHealthcare Insurance Company AFLAC American Retirement Life Insurance Company Anthem BlueCross - California Bankers Life Blue Shield of California Life & Health Insurance Company Continental Life Insurance Company of Brentwood, Tennessee Everence Association Inc. First Health Life & Health Insurance Company Humana Medico Insurance Company Mutual of Omaha State Farm Mutual Automobile Insurance Company USAA Life Insurance Company United American Insurance Company

Frequently asked questions

Why don't these plans show one firm premium?

Medicare Advantage and Part D plans are priced by service area, usually your county. A plan can be $0 in one California county and carry a premium in another, so we show plans without a price here and confirm your exact premium once you pick a county on the plan's details page.

What's the difference between Medicare Advantage and a Supplement plan?

Medicare Advantage (Part C) bundles your Medicare coverage into one plan, often with extra benefits like dental, vision, and drug coverage, using a network of providers. A Medicare Supplement (Medigap) plan works alongside Original Medicare to help pay costs it doesn't cover and lets you see any provider that accepts Medicare, but doesn't include drug coverage.

What does a Medicare star rating mean?

Every year Medicare rates plans on a 1-to-5 star scale based on quality of care and member experience. A higher rating suggests better performance. Five-star plans can also be joined outside the usual enrollment periods through a Five-Star Special Enrollment Period.

Are all plans available in California shown here?

We may not show every plan available in your area. For a complete list, visit Medicare.gov or call 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, 7 days a week.