Select your County to view details for Blue Shield Inspire (HMO) specific to your location


Overview of Blue Shield Inspire (HMO) in California

by Blue Shield of California

Additional Coverage

HearingVisionDental

Overall Government Star Rating

 3.5
out of 5 stars

Variations of Blue Shield Inspire (HMO) Within California

Blue Shield Inspire (HMO) is available in 8 California Counties. Pricing and benefit details can vary by location. Each variation of Blue Shield Inspire (HMO) has a unique Plan ID and benefits which can differ by monthly premium, deductible, out-of-pocket maximum, and other costs such as copays and coinsurance. Each variation of Blue Shield Inspire (HMO) in California is listed below:

Monthly Premium
$38 per month
Deductible
$0
Out-of-Pocket Max
$5,700 In-network

Available in Counties: Merced, San Joaquin, Santa Clara, Stanislaus
Monthly Premium
$39 per month
Deductible
$0
Out-of-Pocket Max
$4,300 In-network

Available in Counties: Alameda, San Mateo
Monthly Premium
$0 per month
Deductible
$0
Out-of-Pocket Max
$599 In-network

Available in Counties: Los Angeles, Orange

Each year the federal government evaluates the quality of Medicare Advantage and Part D Prescription Drug plans based on a 5-star scoring system. For 2025, Blue Shield Inspire (HMO) received an overall government quality rating of 3.5 stars out of 5 stars.

Blue Shield Inspire (HMO) performed the same as California’s State average overall quality score of 3.5 stars.

This Plan’s 5-star Gov’t Quality Score
California State Average Score
Overall Government 5 Star Quality Rating
 3.5
 3.5
Summary rating of health plan quality
 3
 3.4
Staying healthy: screenings, tests, & vaccines
 4
 3.9
Managing chronic (long term) conditions
 3
 3.5
Member experience with health plan
 2
 2.5
Member complaints & changes in the health plan's performance
 4
 3.7
Health plan customer service
 4
 4.1
Summary rating of drug plan quality
 4
 3.8
Drug plan customer service
 4
 4.3
Member complaints & changes in the drug plan's performance
 4
 3.9
Member experience with the drug plan
 4
 3.7
Drug safety & accuracy of drug pricing
 4
 3.8

The government calculates an “Overall star rating” based on ratings for sub components including “Health plan star rating” and “Drug plan star rating”, which includes further subcomponents of each.

Blue Shield Inspire (HMO) received 3 stars for its health plan quality score which is worse than the California State average health plan quality score of 3.4 stars.

Blue Shield Inspire (HMO) received 4 stars for its drug plan quality score which is better than the California State average drug plan quality score of 3.8 stars.


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