Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Wyoming Health Insurance Plans
2026 Subsidy-eligible and Off-Exchange plans
37 plans across the state
Obamacare (On-Exchange) plans
Subsidy-eligible plans sold through the federal Marketplace. Prices shown are before any tax credit.
BlueSelect Expanded Bronze Standard without Kid's Dental
by Blue Cross Blue Shield of Wyoming
Bronze PPO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$7,000 / $14,000
Out-of-pocket max · ind / family
$8,300 / $16,600
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
by UnitedHealthcare
Bronze HSA eligible EPO
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$6,800 / $13,600
Out-of-pocket max · ind / family
$8,500 / $17,000
Deductible · ind / family
$10,600 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200
UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
by UnitedHealthcare
Bronze HSA eligible EPO
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$3,600 / $7,200
Out-of-pocket max · ind / family
$10,400 / $20,800
UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals)
by UnitedHealthcare
Silver EPO
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$10,150 / $20,300
UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals)
by UnitedHealthcare
Silver EPO
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$5,500 / $11,000
Out-of-pocket max · ind / family
$9,400 / $18,800
Deductible · ind / family
$5,400 / $10,800
Out-of-pocket max · ind / family
$9,850 / $19,700
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$3,600 / $7,200
Out-of-pocket max · ind / family
$10,400 / $20,800
Deductible · ind / family
$5,500 / $11,000
Out-of-pocket max · ind / family
$9,400 / $18,800
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$1,500 / $3,000
Out-of-pocket max · ind / family
$7,000 / $14,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,600 / $17,200
UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision, No Referrals)
by UnitedHealthcare
Gold EPO
Deductible · ind / family
$1,500 / $3,000
Out-of-pocket max · ind / family
$7,000 / $14,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$7,000 / $14,000
Deductible · ind / family
$1,500 / $3,000
Out-of-pocket max · ind / family
$10,600 / $21,200
Off-Exchange plans
Plans sold directly by the carriers, outside the federal Marketplace. These are not eligible for a subsidy tax credit.
Deductible · ind / family
$6,800 / $13,600
Out-of-pocket max · ind / family
$8,500 / $17,000
BlueSelect Expanded Bronze Standard without Kid's Dental
by Blue Cross Blue Shield of Wyoming
Bronze HSA eligible PPO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$10,600 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
UHC Silver-X Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) (Off-Exchange Only)
by UnitedHealthcare
Silver EPO
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$5,500 / $11,000
Out-of-pocket max · ind / family
$9,400 / $18,800
Deductible · ind / family
$3,600 / $7,200
Out-of-pocket max · ind / family
$10,400 / $20,800
Deductible · ind / family
$3,600 / $7,200
Out-of-pocket max · ind / family
$10,400 / $20,800
Deductible · ind / family
$5,500 / $11,000
Out-of-pocket max · ind / family
$9,400 / $18,800
UHC Silver-X Value ($0 Virtual Urgent Care, No Referrals) (Off-Exchange Only)
by UnitedHealthcare
Silver EPO
Deductible · ind / family
$5,400 / $10,800
Out-of-pocket max · ind / family
$9,850 / $19,700
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
Deductible · ind / family
$1,500 / $3,000
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$7,000 / $14,000
Frequently asked questions
What are Obamacare health insurance plans?
Obamacare plans are eligible for reduced costs through a subsidy tax credit. They're offered only through the federal marketplace (healthcare.gov) or a state's own exchange — but certified brokers, agents, and web brokers can help you enroll and apply for a subsidy.
What are Off-Exchange health insurance plans?
Off-Exchange plans are available outside the federal marketplaces and existed before Obamacare. You can enroll through a broker, agent, web broker, or directly with the insurance company.
What's the difference between Obamacare and Off-Exchange plans?
The main difference is that only Obamacare plans are eligible for a subsidy tax credit. Otherwise, plan design, coverage, and rates are similar, and both must follow federal regulations.
How do I choose the plan that's best for me and my family?
Understand a few key concepts first — premium price, out-of-pocket costs, deductibles, and metal levels. Our choosing-a-plan FAQ explains each one.