Wisconsin Health Insurance Plans

2026 Subsidy-eligible and Off-Exchange plans

405 plans across the state

Obamacare (On-Exchange) plans

Subsidy-eligible plans sold through the federal Marketplace. Prices shown are before any tax credit.

Select $7,500
by Security Health Plan of Wisconsin, Inc.
Bronze HSA eligible EPO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
HMO Bronze 7500
by Aspirus Arise Health Plan of Wisconsin, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
HMO Bronze 10000
by Aspirus Arise Health Plan of Wisconsin, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$10,000 / $20,000
Out-of-pocket max · ind / family
$10,000 / $20,000
POS Bronze 7500
by Aspirus Arise Health Plan of Wisconsin, Inc.
Bronze HSA eligible POS
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Select $9,500
by Security Health Plan of Wisconsin, Inc.
Bronze HSA eligible EPO
Deductible · ind / family
$9,500 / $19,000
Out-of-pocket max · ind / family
$9,500 / $19,000
Dean Bronze Share
by Dean Health Plan
Bronze HSA eligible HMO
Deductible · ind / family
$8,000 / $16,000
Out-of-pocket max · ind / family
$10,600 / $21,200
Premier $7,500 HDHP
by Security Health Plan of Wisconsin, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$8,500 / $17,000
Premier $7,500
by Security Health Plan of Wisconsin, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Select $7,500 HDHP
by Security Health Plan of Wisconsin, Inc.
Bronze HSA eligible EPO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$8,500 / $17,000
SimplyOne $7,500 HDHP
by Security Health Plan of Wisconsin, Inc.
Bronze HSA eligible EPO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$8,500 / $17,000
Enrich $7,500
by Security Health Plan of Wisconsin, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Enrich $7,500 HDHP
by Security Health Plan of Wisconsin, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$8,500 / $17,000
Enrich $9,500
by Security Health Plan of Wisconsin, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$9,500 / $19,000
Out-of-pocket max · ind / family
$9,500 / $19,000
SimplyOne $9,500
by Security Health Plan of Wisconsin, Inc.
Bronze HSA eligible EPO
Deductible · ind / family
$9,500 / $19,000
Out-of-pocket max · ind / family
$9,500 / $19,000
SimplyOne $7,500
by Security Health Plan of Wisconsin, Inc.
Bronze HSA eligible EPO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
POS Bronze 8500
by Aspirus Arise Health Plan of Wisconsin, Inc.
Bronze HSA eligible POS
Deductible · ind / family
$8,500 / $17,000
Out-of-pocket max · ind / family
$9,500 / $19,000
HMO HDHP Silver 5900
by Aspirus Arise Health Plan of Wisconsin, Inc.
Silver HSA eligible HMO
Deductible · ind / family
$5,900 / $11,800
Out-of-pocket max · ind / family
$5,900 / $11,800
POS Silver 6000
by Aspirus Arise Health Plan of Wisconsin, Inc.
Silver POS
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Premier $5,000 HDHP
by Security Health Plan of Wisconsin, Inc.
Silver HSA eligible HMO
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$6,500 / $13,000
SimplyOne $5,000 HDHP
by Security Health Plan of Wisconsin, Inc.
Silver HSA eligible EPO
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$6,500 / $13,000
HMO Silver 6600
by Aspirus Arise Health Plan of Wisconsin, Inc.
Silver HMO
Deductible · ind / family
$6,600 / $13,200
Out-of-pocket max · ind / family
$8,600 / $17,200
Enrich $5,000 HDHP
by Security Health Plan of Wisconsin, Inc.
Silver HSA eligible HMO
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$6,500 / $13,000
Enrich $6,000 - 40%
by Security Health Plan of Wisconsin, Inc.
Silver HMO
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Enrich $4,000 - 50%
by Security Health Plan of Wisconsin, Inc.
Silver HMO
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$8,650 / $17,300
HMO Silver 6000
by Aspirus Arise Health Plan of Wisconsin, Inc.
Silver HMO
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Premier $6,000 - 40%
by Security Health Plan of Wisconsin, Inc.
Silver HMO
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Select $6,000 - 40%
by Security Health Plan of Wisconsin, Inc.
Silver EPO
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Prestige Silver
by Network Health Plan
Silver HMO
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Prestige Silver
by Network Health Plan
Silver HMO
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Premier $4,000 - 50%
by Security Health Plan of Wisconsin, Inc.
Silver HMO
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$8,650 / $17,300
Select $5,000 HDHP
by Security Health Plan of Wisconsin, Inc.
Silver HSA eligible EPO
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$6,500 / $13,000
Select $4,000 - 50%
by Security Health Plan of Wisconsin, Inc.
Silver EPO
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$8,650 / $17,300
Select $3,500 - 30%
by Security Health Plan of Wisconsin, Inc.
Gold EPO
Deductible · ind / family
$3,500 / $7,000
Out-of-pocket max · ind / family
$7,900 / $15,800
Select $2,000 - 25%
by Security Health Plan of Wisconsin, Inc.
Gold EPO
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
Premier $3,500 - 30%
by Security Health Plan of Wisconsin, Inc.
Gold HMO
Deductible · ind / family
$3,500 / $7,000
Out-of-pocket max · ind / family
$7,900 / $15,800
Premier $2,000 - 25%
by Security Health Plan of Wisconsin, Inc.
Gold HMO
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
Oak $1,300 Gold
by HealthPartners Insurance Company
Gold PPO
Deductible · ind / family
$1,300 / $2,600
Out-of-pocket max · ind / family
$8,600 / $17,200
Prestige Gold
by Network Health Plan
Gold HMO
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
Atlas $1,300 Gold
by HealthPartners Insurance Company
Gold PPO
Deductible · ind / family
$1,300 / $2,600
Out-of-pocket max · ind / family
$8,600 / $17,200
Prestige Gold
by Network Health Plan
Gold HMO
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
Enrich $2,000 - 25%
by Security Health Plan of Wisconsin, Inc.
Gold HMO
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
Enrich $3,500 - 30%
by Security Health Plan of Wisconsin, Inc.
Gold HMO
Deductible · ind / family
$3,500 / $7,000
Out-of-pocket max · ind / family
$7,900 / $15,800
HMO Gold 2700
by Aspirus Arise Health Plan of Wisconsin, Inc.
Gold HMO
Deductible · ind / family
$2,700 / $5,400
Out-of-pocket max · ind / family
$7,000 / $14,000
HMO Gold 2000
by Aspirus Arise Health Plan of Wisconsin, Inc.
Gold HMO
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
Dean Gold HSA
by Dean Health Plan
Gold HSA eligible HMO
Deductible · ind / family
$3,400 / $6,800
Out-of-pocket max · ind / family
$4,400 / $8,800
Enrich Protection
by Security Health Plan of Wisconsin, Inc.
Catastrophic HSA eligible HMO
Deductible · ind / family
$10,600 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200
Select Protection
by Security Health Plan of Wisconsin, Inc.
Catastrophic HSA eligible EPO
Deductible · ind / family
$10,600 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200
SimplyOne Protection
by Security Health Plan of Wisconsin, Inc.
Catastrophic HSA eligible EPO
Deductible · ind / family
$10,600 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200

Off-Exchange plans

Plans sold directly by the carriers, outside the federal Marketplace. These are not eligible for a subsidy tax credit.

Frequently asked questions

What are Obamacare health insurance plans?

Obamacare plans are eligible for reduced costs through a subsidy tax credit. They're offered only through the federal marketplace (healthcare.gov) or a state's own exchange — but certified brokers, agents, and web brokers can help you enroll and apply for a subsidy.

What are Off-Exchange health insurance plans?

Off-Exchange plans are available outside the federal marketplaces and existed before Obamacare. You can enroll through a broker, agent, web broker, or directly with the insurance company.

What's the difference between Obamacare and Off-Exchange plans?

The main difference is that only Obamacare plans are eligible for a subsidy tax credit. Otherwise, plan design, coverage, and rates are similar, and both must follow federal regulations.

How do I choose the plan that's best for me and my family?

Understand a few key concepts first — premium price, out-of-pocket costs, deductibles, and metal levels. Our choosing-a-plan FAQ explains each one.

FAQs — choosing a health insurance plan →