South Carolina Health Insurance Plans

2026 Subsidy-eligible and Off-Exchange plans

180 plans across the state

Obamacare (On-Exchange) plans

Subsidy-eligible plans sold through the federal Marketplace. Prices shown are before any tax credit.

Everyday Bronze
by Absolute Total Care, Inc
Bronze HSA eligible HMO
Deductible · ind / family
$8,450 / $16,900
Out-of-pocket max · ind / family
$10,150 / $20,300
Elite Bronze
by Absolute Total Care, Inc
Bronze HSA eligible HMO
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$10,500 / $21,000
Blue Congaree Bronze 2
by Blue Cross and Blue Shield of South Carolina
Bronze HMO
Deductible · ind / family
$10,600 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200
Blue Pee Dee Bronze 2
by Blue Cross and Blue Shield of South Carolina
Bronze HMO
Deductible · ind / family
$10,600 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200
Blue Congaree Bronze 1
by Blue Cross and Blue Shield of South Carolina
Bronze HMO
Deductible · ind / family
$7,900 / $15,800
Out-of-pocket max · ind / family
$9,500 / $19,000
Blue Reedy Bronze 2
by Blue Cross and Blue Shield of South Carolina
Bronze HMO
Deductible · ind / family
$10,600 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200
Blue Reedy Bronze 1
by Blue Cross and Blue Shield of South Carolina
Bronze HMO
Deductible · ind / family
$7,900 / $15,800
Out-of-pocket max · ind / family
$9,500 / $19,000
Blue Pee Dee Bronze 1
by Blue Cross and Blue Shield of South Carolina
Bronze HMO
Deductible · ind / family
$7,900 / $15,800
Out-of-pocket max · ind / family
$9,500 / $19,000
Blue Cooper Bronze 1
by Blue Cross and Blue Shield of South Carolina
Bronze HMO
Deductible · ind / family
$7,900 / $15,800
Out-of-pocket max · ind / family
$9,500 / $19,000
Blue Cooper Bronze 2
by Blue Cross and Blue Shield of South Carolina
Bronze HMO
Deductible · ind / family
$10,600 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200
Blue Beaufort Bronze 2
by Blue Cross and Blue Shield of South Carolina
Bronze HMO
Deductible · ind / family
$10,600 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200
Blue Beaufort Bronze 1
by Blue Cross and Blue Shield of South Carolina
Bronze HMO
Deductible · ind / family
$7,900 / $15,800
Out-of-pocket max · ind / family
$9,500 / $19,000
Blue Congaree Silver 2
by Blue Cross and Blue Shield of South Carolina
Silver HMO
Deductible · ind / family
$7,900 / $15,800
Out-of-pocket max · ind / family
$8,800 / $17,600
Focused Silver
by Absolute Total Care, Inc
Silver HMO
Deductible · ind / family
$6,300 / $12,600
Out-of-pocket max · ind / family
$8,400 / $16,800
Blue Beaufort Silver 1
by Blue Cross and Blue Shield of South Carolina
Silver HMO
Deductible · ind / family
$7,000 / $14,000
Out-of-pocket max · ind / family
$10,500 / $21,000
Blue Beaufort Silver 2
by Blue Cross and Blue Shield of South Carolina
Silver HMO
Deductible · ind / family
$7,900 / $15,800
Out-of-pocket max · ind / family
$8,800 / $17,600
Molina Silver Core
by MOLINA HEALTHCARE OF SOUTH CAROLINA, INC
Silver HMO
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,990 / $17,980
Blue Cooper Silver 1
by Blue Cross and Blue Shield of South Carolina
Silver HMO
Deductible · ind / family
$7,000 / $14,000
Out-of-pocket max · ind / family
$10,500 / $21,000
Blue Cooper Silver 2
by Blue Cross and Blue Shield of South Carolina
Silver HMO
Deductible · ind / family
$7,900 / $15,800
Out-of-pocket max · ind / family
$8,800 / $17,600
Blue Pee Dee Silver 1
by Blue Cross and Blue Shield of South Carolina
Silver HMO
Deductible · ind / family
$7,000 / $14,000
Out-of-pocket max · ind / family
$10,500 / $21,000
Molina Silver Saver
by MOLINA HEALTHCARE OF SOUTH CAROLINA, INC
Silver HMO
Deductible · ind / family
$7,000 / $14,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Standard Silver
by Absolute Total Care, Inc
Silver HMO
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Blue Reedy Silver 1
by Blue Cross and Blue Shield of South Carolina
Silver HMO
Deductible · ind / family
$7,000 / $14,000
Out-of-pocket max · ind / family
$10,500 / $21,000
Blue Pee Dee Silver 2
by Blue Cross and Blue Shield of South Carolina
Silver HMO
Deductible · ind / family
$7,900 / $15,800
Out-of-pocket max · ind / family
$8,800 / $17,600
Blue Reedy Silver 2
by Blue Cross and Blue Shield of South Carolina
Silver HMO
Deductible · ind / family
$7,900 / $15,800
Out-of-pocket max · ind / family
$8,800 / $17,600
Blue Congaree Silver 1
by Blue Cross and Blue Shield of South Carolina
Silver HMO
Deductible · ind / family
$7,000 / $14,000
Out-of-pocket max · ind / family
$10,500 / $21,000
Molina Gold Standard
by MOLINA HEALTHCARE OF SOUTH CAROLINA, INC
Gold HMO
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
Blue Pee Dee Gold 1
by Blue Cross and Blue Shield of South Carolina
Gold HMO
Deductible · ind / family
$250 / $500
Out-of-pocket max · ind / family
$8,900 / $17,800
Blue Congaree Gold 1
by Blue Cross and Blue Shield of South Carolina
Gold HMO
Deductible · ind / family
$250 / $500
Out-of-pocket max · ind / family
$8,900 / $17,800
Blue Beaufort Gold 1
by Blue Cross and Blue Shield of South Carolina
Gold HMO
Deductible · ind / family
$250 / $500
Out-of-pocket max · ind / family
$8,900 / $17,800
Blue Reedy Gold 1
by Blue Cross and Blue Shield of South Carolina
Gold HMO
Deductible · ind / family
$250 / $500
Out-of-pocket max · ind / family
$8,900 / $17,800
Standard Gold
by Absolute Total Care, Inc
Gold HMO
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
Molina Gold Value
by MOLINA HEALTHCARE OF SOUTH CAROLINA, INC
Gold HMO
Deductible · ind / family
$2,250 / $4,500
Out-of-pocket max · ind / family
$8,000 / $16,000
BlueEssentials Gold 1
by Blue Cross and Blue Shield of South Carolina
Gold EPO
Deductible · ind / family
$2,700 / $5,400
Out-of-pocket max · ind / family
$5,400 / $10,800
Blue Cooper Gold 1
by Blue Cross and Blue Shield of South Carolina
Gold HMO
Deductible · ind / family
$250 / $500
Out-of-pocket max · ind / family
$8,900 / $17,800

Off-Exchange plans

Plans sold directly by the carriers, outside the federal Marketplace. These are not eligible for a subsidy tax credit.

Thrive Silver
by Absolute Total Care, Inc
Silver HMO
Deductible · ind / family
$8,000 / $16,000
Out-of-pocket max · ind / family
$10,600 / $21,200
Elite Gold
by Absolute Total Care, Inc
Gold HMO
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$6,500 / $13,000
Everyday Gold
by Absolute Total Care, Inc
Gold HMO
Deductible · ind / family
$800 / $1,600
Out-of-pocket max · ind / family
$7,250 / $14,500

Frequently asked questions

What are Obamacare health insurance plans?

Obamacare plans are eligible for reduced costs through a subsidy tax credit. They're offered only through the federal marketplace (healthcare.gov) or a state's own exchange — but certified brokers, agents, and web brokers can help you enroll and apply for a subsidy.

What are Off-Exchange health insurance plans?

Off-Exchange plans are available outside the federal marketplaces and existed before Obamacare. You can enroll through a broker, agent, web broker, or directly with the insurance company.

What's the difference between Obamacare and Off-Exchange plans?

The main difference is that only Obamacare plans are eligible for a subsidy tax credit. Otherwise, plan design, coverage, and rates are similar, and both must follow federal regulations.

How do I choose the plan that's best for me and my family?

Understand a few key concepts first — premium price, out-of-pocket costs, deductibles, and metal levels. Our choosing-a-plan FAQ explains each one.

FAQs — choosing a health insurance plan →