Plan Name On or Off Exchange Plan eligible for subsidy? Metal Level Deductible (individual/family) Out-of-pocket Max (individual/family)
Bronze PPO 7350/0/60
by Capital Advantage Assurance Company
Both bronze $7,350 / $14,700 $7,350 / $14,700 Price & Details
my Direct Blue HMO 6950B
by Highmark Choice Company
Both bronze $6,950 / $13,900 $7,350 / $14,700 Price & Details
UPMC Advantage Bronze $6,950/$35 - Select Network
by UPMC Health Options, Inc.
Both bronze $6,950 / $13,900 $7,350 / $14,700 Price & Details
my Direct Blue EPO 6950B
by Highmark Inc.
Both bronze $6,950 / $13,900 $7,350 / $14,700 Price & Details
my Direct Blue Conemaugh EPO 6950B
by Highmark Inc.
Both bronze $6,950 / $13,900 $7,350 / $14,700 Price & Details
Personal Choice PPO Bronze
by Independence Blue Cross (QCC Ins. Co.)
Obamacare bronze $5,500 / $11,000 $7,350 / $14,700 Price & Details
Tower UPMC Advantage Bronze $6,950/$35 - Tower Network
by UPMC Health Options, Inc.
Both bronze $6,950 / $13,900 $7,350 / $14,700 Price & Details
Personal Choice Bronze Reserve
by Independence Blue Cross (QCC Ins. Co.)
Obamacare bronze $6,650 / $13,300 $6,650 / $13,300 Price & Details
Geisinger Marketplace HMO 30/60/6100
by Geisinger Health Plan
Obamacare bronze $6,100 / $12,200 $7,350 / $14,700 Price & Details
Geisinger Marketplace HMO 30/60/6100
by Geisinger Health Plan
Obamacare bronze $6,100 / $12,200 $7,350 / $14,700 Price & Details
my Priority Blue Flex HMO 7150B
by First Priority Health
Both bronze $7,150 / $14,300 $7,350 / $14,700 Price & Details
my Direct Blue EPO 7000B
by Highmark Health Insurance Company
Both bronze $7,000 / $14,000 $7,350 / $14,700 Price & Details
Geisinger Marketplace Select HMO 30/60/6100
by Geisinger Health Plan
Obamacare bronze $6,100 / $12,200 $7,350 / $14,700 Price & Details
Geisinger Marketplace HMO 30/60/6100
by Geisinger Health Plan
Obamacare bronze $6,100 / $12,200 $7,350 / $14,700 Price & Details
my Direct Blue Lehigh Valley EPO 7000B
by Highmark Health Insurance Company
Both bronze $7,000 / $14,000 $7,350 / $14,700 Price & Details
my Direct Blue HMO 7000B
by Highmark Choice Company
Both bronze $7,000 / $14,000 $7,350 / $14,700 Price & Details
my Direct Blue EPO 7000B
by Highmark Inc.
Both bronze $7,000 / $14,000 $7,350 / $14,700 Price & Details
my Direct Blue Conemaugh EPO 7000B
by Highmark Inc.
Both bronze $7,000 / $14,000 $7,350 / $14,700 Price & Details
Geisinger Marketplace HMO 30/60/6100
by Geisinger Health Plan
Obamacare bronze $6,100 / $12,200 $7,350 / $14,700 Price & Details
Geisinger Marketplace HMO 30/60/6100
by Geisinger Health Plan
Obamacare bronze $6,100 / $12,200 $7,350 / $14,700 Price & Details
my Priority Blue Flex HMO 6200BQE
by First Priority Health
Both bronze $6,200 / $12,400 $6,550 / $13,100 Price & Details
UPMC Advantage Bronze $6,950/$35 - Partner Network
by UPMC Health Options, Inc.
Both bronze $6,950 / $13,900 $7,350 / $14,700 Price & Details
UPMC Advantage Bronze $6,950/$35 - Premium Network
by UPMC Health Options, Inc.
Both bronze $6,950 / $13,900 $7,350 / $14,700 Price & Details
UPMC Advantage Inside Advantage for Individuals Bronze $6,950/$35 - Premium Network
by UPMC Health Options, Inc.
Both bronze $6,950 / $13,900 $7,350 / $14,700 Price & Details
my Direct Blue EPO 6950B
by Highmark Health Insurance Company
Both bronze $6,950 / $13,900 $7,350 / $14,700 Price & Details
my Direct Blue Lehigh Valley EPO 6950B
by Highmark Health Insurance Company
Both bronze $6,950 / $13,900 $7,350 / $14,700 Price & Details
Silver PPO 5000/10/30
by Capital Advantage Assurance Company
Both silver $5,000 / $10,000 $7,350 / $14,700 Price & Details
Geisinger Marketplace HMO 30/60/4650
by Geisinger Health Plan
Obamacare silver $4,650 / $9,300 $7,350 / $14,700 Price & Details
UPMC Advantage Silver $3,500/$25 - Premium Network
by UPMC Health Options, Inc.
Both silver $3,500 / $7,000 $7,350 / $14,700 Price & Details
UPMC Advantage Silver $3,500/$30 - Premium Network
by UPMC Health Options, Inc.
Both silver $3,500 / $7,000 $7,350 / $14,700 Price & Details
UPMC Advantage Silver $0/$50 - Premium Network
by UPMC Health Options, Inc.
Both silver $0 / $0 $7,350 / $14,700 Price & Details
UPMC Advantage Silver $1,750/$50 - Premium Network
by UPMC Health Options, Inc.
Both silver $1,750 / $3,500 $7,350 / $14,700 Price & Details
UPMC Advantage Silver HSA $2,700/20% - Premium Network
by UPMC Health Options, Inc.
Both silver $2,700 / $5,400 $4,300 / $8,600 Price & Details
UPMC Advantage Silver $1,750/$50 - Partner Network
by UPMC Health Options, Inc.
Both silver $1,750 / $3,500 $7,350 / $14,700 Price & Details
UPMC Advantage Silver $0/$50 - Select Network
by UPMC Health Options, Inc.
Both silver $0 / $0 $7,350 / $14,700 Price & Details
UPMC Advantage Silver $3,500/$25 - Partner Network
by UPMC Health Options, Inc.
Both silver $3,500 / $7,000 $7,350 / $14,700 Price & Details
UPMC Advantage Silver HSA $2,700/20% - Partner Network
by UPMC Health Options, Inc.
Both silver $2,700 / $5,400 $4,300 / $8,600 Price & Details
Tower UPMC Advantage Silver $3,500/$25 - Tower Network
by UPMC Health Options, Inc.
Both silver $3,500 / $7,000 $7,350 / $14,700 Price & Details
my Direct Blue EPO 7150S
by Highmark Inc.
Both silver $7,150 / $14,300 $7,350 / $14,700 Price & Details
Geisinger Marketplace HMO 30/60/4650
by Geisinger Health Plan
Obamacare silver $4,650 / $9,300 $7,350 / $14,700 Price & Details
my Direct Blue EPO 7150S
by Highmark Health Insurance Company
Both silver $7,150 / $14,300 $7,350 / $14,700 Price & Details
Personal Choice PPO Silver
by Independence Blue Cross (QCC Ins. Co.)
Obamacare silver $2,500 / $5,000 $6,500 / $13,000 Price & Details
Keystone HMO Silver Proactive
by Keystone Health Plan East, Inc
Obamacare silver $0 / $0 $7,350 / $14,700 Price & Details
Personal Choice Silver Reserve
by Independence Blue Cross (QCC Ins. Co.)
Obamacare silver $2,700 / $5,400 $6,650 / $13,300 Price & Details
Geisinger Marketplace Select HMO 30/60/4650
by Geisinger Health Plan
Obamacare silver $4,650 / $9,300 $7,350 / $14,700 Price & Details
Geisinger Marketplace Extra HMO 10/50/4500
by Geisinger Health Plan
Obamacare silver $4,500 / $9,000 $7,350 / $14,700 Price & Details
UPMC Advantage Inside Advantage for Individuals Silver $3,500/$25 - Premium Network
by UPMC Health Options, Inc.
Both silver $3,500 / $7,000 $7,350 / $14,700 Price & Details
UPMC Advantage Inside Advantage for Individuals Silver $1,750/$50 - Premium Network
by UPMC Health Options, Inc.
Both silver $1,750 / $3,500 $7,350 / $14,700 Price & Details
UPMC Advantage Inside Advantage for Individuals Silver $0/$50 - Premium Network
by UPMC Health Options, Inc.
Both silver $0 / $0 $7,350 / $14,700 Price & Details
Geisinger Marketplace Extra HMO 10/50/4500
by Geisinger Health Plan
Obamacare silver $4,500 / $9,000 $7,350 / $14,700 Price & Details
Geisinger Marketplace HMO 30/60/4650
by Geisinger Health Plan
Obamacare silver $4,650 / $9,300 $7,350 / $14,700 Price & Details
Geisinger Marketplace HMO 30/60/4650
by Geisinger Health Plan
Obamacare silver $4,650 / $9,300 $7,350 / $14,700 Price & Details
Geisinger Marketplace HMO 30/60/4650
by Geisinger Health Plan
Obamacare silver $4,650 / $9,300 $7,350 / $14,700 Price & Details
my Direct Blue Lehigh Valley EPO 7150S
by Highmark Health Insurance Company
Both silver $7,150 / $14,300 $7,350 / $14,700 Price & Details
my Priority Blue Flex HMO 6900S
by First Priority Health
Both silver $6,900 / $13,800 $7,350 / $14,700 Price & Details
UPMC Advantage Silver $0/$50 - Partner Network
by UPMC Health Options, Inc.
Both silver $0 / $0 $7,350 / $14,700 Price & Details
UPMC Advantage Silver $3,500/$30 - Partner Network
by UPMC Health Options, Inc.
Both silver $3,500 / $7,000 $7,350 / $14,700 Price & Details
my Direct Blue HMO 7150S
by Highmark Choice Company
Both silver $7,150 / $14,300 $7,350 / $14,700 Price & Details
UPMC Advantage Silver $3,500/$25 - Select Network
by UPMC Health Options, Inc.
Both silver $3,500 / $7,000 $7,350 / $14,700 Price & Details
UPMC Advantage Silver $3,500/$30 - Select Network
by UPMC Health Options, Inc.
Both silver $3,500 / $7,000 $7,350 / $14,700 Price & Details
UPMC Advantage Silver $1,750/$50 - Select Network
by UPMC Health Options, Inc.
Both silver $1,750 / $3,500 $7,350 / $14,700 Price & Details
UPMC Advantage Silver HSA $2,700/20% - Select Network
by UPMC Health Options, Inc.
Both silver $2,700 / $5,400 $4,300 / $8,600 Price & Details
my Direct Blue Conemaugh EPO 7150S
by Highmark Inc.
Both silver $7,150 / $14,300 $7,350 / $14,700 Price & Details
UPMC Advantage Inside Advantage for Individuals Silver HSA $2,700/20% - Premium Network
by UPMC Health Options, Inc.
Both silver $2,700 / $5,400 $4,300 / $8,600 Price & Details
Keystone HMO Gold
by Keystone Health Plan East, Inc
Obamacare gold $0 / $0 $6,000 / $12,000 Price & Details
Personal Choice PPO Gold
by Independence Blue Cross (QCC Ins. Co.)
Obamacare gold $0 / $0 $6,000 / $12,000 Price & Details
Keystone HMO Gold Proactive
by Keystone Health Plan East, Inc
Obamacare gold $0 / $0 $7,350 / $14,700 Price & Details
Geisinger Marketplace HMO 20/40/3000
by Geisinger Health Plan
Obamacare gold $3,000 / $6,000 $7,350 / $14,700 Price & Details
Geisinger Marketplace HMO 20/40/3000
by Geisinger Health Plan
Obamacare gold $3,000 / $6,000 $7,350 / $14,700 Price & Details
Gold PPO 2000/10/20
by Capital Advantage Assurance Company
Both gold $2,000 / $4,000 $7,350 / $14,700 Price & Details
UPMC Advantage Gold $1,400/$20 - Premium Network
by UPMC Health Options, Inc.
Both gold $1,400 / $2,800 $5,000 / $10,000 Price & Details
UPMC Advantage Gold $800/$20 - Select Network
by UPMC Health Options, Inc.
Both gold $800 / $1,600 $5,000 / $10,000 Price & Details
my Direct Blue EPO 1000G
by Highmark Health Insurance Company
Both gold $1,000 / $2,000 $5,000 / $10,000 Price & Details
Geisinger Marketplace Select HMO 20/40/3000
by Geisinger Health Plan
Obamacare gold $3,000 / $6,000 $7,350 / $14,700 Price & Details
my Direct Blue EPO 1000G
by Highmark Inc.
Both gold $1,000 / $2,000 $6,500 / $13,000 Price & Details
my Priority Blue Flex HMO 1000G
by First Priority Health
Both gold $1,000 / $2,000 $6,000 / $12,000 Price & Details
Tower UPMC Advantage Gold $800/$20 - Tower Network
by UPMC Health Options, Inc.
Both gold $800 / $1,600 $5,000 / $10,000 Price & Details
my Direct Blue Conemaugh EPO 1000G
by Highmark Inc.
Both gold $1,000 / $2,000 $6,500 / $13,000 Price & Details
Geisinger Marketplace Extra HMO 10/50/500
by Geisinger Health Plan
Obamacare gold $500 / $1,000 $5,000 / $10,000 Price & Details
Geisinger Marketplace HMO 20/40/3000
by Geisinger Health Plan
Obamacare gold $3,000 / $6,000 $7,350 / $14,700 Price & Details
Geisinger Marketplace HMO 20/40/3000
by Geisinger Health Plan
Obamacare gold $3,000 / $6,000 $7,350 / $14,700 Price & Details
Geisinger Marketplace HMO 20/40/3000
by Geisinger Health Plan
Obamacare gold $3,000 / $6,000 $7,350 / $14,700 Price & Details
Geisinger Marketplace Extra HMO 10/50/500
by Geisinger Health Plan
Obamacare gold $500 / $1,000 $5,000 / $10,000 Price & Details
my Lehigh Valley Flex Blue HMO 1000G
by First Priority Health
Both gold $1,000 / $2,000 $6,000 / $12,000 Price & Details
UPMC Advantage Gold $800/$20 - Partner Network
by UPMC Health Options, Inc.
Both gold $800 / $1,600 $5,000 / $10,000 Price & Details
UPMC Advantage Gold $1,400$20 - Partner Network
by UPMC Health Options, Inc.
Both gold $1,400 / $2,800 $5,000 / $10,000 Price & Details
UPMC Advantage Gold $800/$20 - Premium Network
by UPMC Health Options, Inc.
Both gold $800 / $1,600 $5,000 / $10,000 Price & Details
my Direct Blue HMO 1000G
by Highmark Choice Company
Both gold $1,000 / $2,000 $6,500 / $13,000 Price & Details
UPMC Advantage Gold $1,400/$20 - Select Network
by UPMC Health Options, Inc.
Both gold $1,400 / $2,800 $5,000 / $10,000 Price & Details
UPMC Advantage Inside Advantage for Individuals Gold $800/$20 - Premium Network
by UPMC Health Options, Inc.
Both gold $800 / $1,600 $5,000 / $10,000 Price & Details
my Direct Blue Lehigh Valley EPO 1000G
by Highmark Health Insurance Company
Both gold $1,000 / $2,000 $5,000 / $10,000 Price & Details
UPMC Advantage Platinum $250/$20 - Select Network
by UPMC Health Options, Inc.
Both platinum $250 / $500 $1,500 / $3,000 Price & Details
UPMC Advantage Platinum $250/$20 - Partner Network
by UPMC Health Options, Inc.
Both platinum $250 / $500 $1,500 / $3,000 Price & Details
Personal Choice Platinum
by Independence Blue Cross (QCC Ins. Co.)
Obamacare platinum $0 / $0 $4,000 / $8,000 Price & Details
Keystone HMO Platinum
by Keystone Health Plan East, Inc
Obamacare platinum $0 / $0 $4,500 / $9,000 Price & Details
UPMC Advantage Platinum $250/$20 - Premium Network
by UPMC Health Options, Inc.
Both platinum $250 / $500 $1,500 / $3,000 Price & Details
UPMC Advantage Inside Advantage for Individuals Platinum $250/$20 - Premium Network
by UPMC Health Options, Inc.
Both platinum $250 / $500 $1,500 / $3,000 Price & Details
Major Events Blue PPO 7350
by Highmark Select Resources Inc.
Off catastrophic $7,350 / $14,700 $7,350 / $14,700 Price & Details
Geisinger Marketplace Value
by Geisinger Health Plan
Obamacare catastrophic $7,350 / $14,700 $7,350 / $14,700 Price & Details
Geisinger Marketplace Value
by Geisinger Health Plan
Obamacare catastrophic $7,350 / $14,700 $7,350 / $14,700 Price & Details
Personal Choice Catastrophic
by Independence Blue Cross (QCC Ins. Co.)
Obamacare catastrophic $7,350 / $14,700 $7,350 / $14,700 Price & Details
Geisinger Marketplace Value
by Geisinger Health Plan
Obamacare catastrophic $7,350 / $14,700 $7,350 / $14,700 Price & Details
my Direct Blue Lehigh Valley Major Events EPO 7350
by Highmark Health Insurance Company
Both catastrophic $7,350 / $14,700 $7,350 / $14,700 Price & Details
Geisinger Marketplace Value
by Geisinger Health Plan
Obamacare catastrophic $7,350 / $14,700 $7,350 / $14,700 Price & Details
Geisinger Marketplace Value
by Geisinger Health Plan
Obamacare catastrophic $7,350 / $14,700 $7,350 / $14,700 Price & Details
my Priority Blue Major Events HMO 7350
by First Priority Health
Both catastrophic $7,350 / $14,700 $7,350 / $14,700 Price & Details
UPMC Advantage Catastrophic $7,350/$0 - Partner Network
by UPMC Health Options, Inc.
Both catastrophic $7,350 / $14,700 $7,350 / $14,700 Price & Details
UPMC Advantage Catastrophic $7,350/$0 - Premium Network
by UPMC Health Options, Inc.
Both catastrophic $7,350 / $14,700 $7,350 / $14,700 Price & Details
UPMC Advantage Catastrophic $7,350/$0 – Select Network
by UPMC Health Options, Inc.
Both catastrophic $7,350 / $14,700 $7,350 / $14,700 Price & Details
Major Events PPO 7350 a Community Blue Plan
by Highmark Inc.
Both catastrophic $7,350 / $14,700 $7,350 / $14,700 Price & Details
UPMC Advantage Catastrophic $7,350/$0 - Premium Network
by UPMC Health Options, Inc.
Both catastrophic $7,350 / $14,700 $7,350 / $14,700 Price & Details
my Direct Blue Major Events EPO 7350
by Highmark Health Insurance Company
Both catastrophic $7,350 / $14,700 $7,350 / $14,700 Price & Details
Personal Choice Catastrophic
by Independence Blue Cross (QCC Ins. Co.)
Off catastrophic $7,350 / $14,700 $7,350 / $14,700 Price & Details
Major Events PPO 7350 a Community Blue Plan
by Highmark Inc.
Off catastrophic $7,350 / $14,700 $7,350 / $14,700 Price & Details
Catastrophic HMO 7350/0/75
by Keystone Health Plan Central, A Capital BlueCross Company
Off catastrophic $7,350 / $14,700 $7,350 / $14,700 Price & Details
Personal Choice Bronze Reserve
by Independence Blue Cross (QCC Ins. Co.)
Off bronze $6,650 / $13,300 $6,650 / $13,300 Price & Details
Personal Choice Bronze Basic
by Independence Blue Cross (QCC Ins. Co.)
Off bronze $7,350 / $14,700 $7,350 / $14,700 Price & Details
Bronze HMO 7350/0/60
by Keystone Health Plan Central, A Capital BlueCross Company
Off bronze $7,350 / $14,700 $7,350 / $14,700 Price & Details
Personal Choice PPO Bronze
by Independence Blue Cross (QCC Ins. Co.)
Off bronze $5,500 / $11,000 $7,350 / $14,700 Price & Details
my Priority Blue Flex HMO 7150B
by First Priority Health
Off bronze $7,150 / $14,300 $7,350 / $14,700 Price & Details
Keystone HMO Bronze
by Keystone Health Plan East, Inc
Off bronze $6,850 / $13,700 $7,350 / $14,700 Price & Details
myBlue Access $7,000
by Blue Cross of Northeastern Pennsylvania
Off bronze $7,000 / $14,000 $7,350 / $14,700 Price & Details
UPMC Advantage Essential Bronze
by UPMC Health Plan
Off bronze $6,250 / $12,500 $7,000 / $14,000 Price & Details
Shared Cost Blue PPO 7000
by Highmark Health Insurance Company
Off bronze $7,000 / $14,000 $7,350 / $14,700 Price & Details
Shared Cost Blue PPO 7000
by Highmark Health Insurance Company
Off bronze $7,000 / $14,000 $7,350 / $14,700 Price & Details
Keystone HMO Silver Proactive Select
by Keystone Health Plan East, Inc
Off silver $0 / $0 $7,300 / $14,600 Price & Details
Keystone HMO Silver Proactive
by Keystone Health Plan East, Inc
Off silver $0 / $0 $7,350 / $14,700 Price & Details
Personal Choice Silver Reserve
by Independence Blue Cross (QCC Ins. Co.)
Off silver $2,700 / $5,400 $6,650 / $13,300 Price & Details
my Priority Blue Flex HMO 2100S
by First Priority Health
Off silver $2,100 / $4,200 $7,350 / $14,700 Price & Details
UPMC Advantage Silver $1,800/$50 - Premium Network
by UPMC Health Options, Inc.
Off silver $1,800 / $3,600 $7,350 / $14,700 Price & Details
my Direct Blue Conemaugh EPO 3750S
by Highmark Inc.
Off silver $3,750 / $7,500 $7,350 / $14,700 Price & Details
Tower UPMC Advantage Silver $3,550/$25 - Tower Network
by UPMC Health Options, Inc.
Off silver $3,550 / $7,100 $7,350 / $14,700 Price & Details
Keystone HMO Silver
by Keystone Health Plan East, Inc
Off silver $2,500 / $5,000 $6,500 / $13,000 Price & Details
Keystone HMO Silver Proactive Value
by Keystone Health Plan East, Inc
Off silver $1,500 / $3,000 $7,350 / $14,700 Price & Details
Personal Choice Silver Reserve Select
by Independence Blue Cross (QCC Ins. Co.)
Off silver $2,700 / $5,400 $6,600 / $13,200 Price & Details
Personal Choice PPO Silver
by Independence Blue Cross (QCC Ins. Co.)
Off silver $2,500 / $5,000 $6,500 / $13,000 Price & Details
my Priority Blue Flex HMO 2750SQE
by First Priority Health
Off silver $2,750 / $5,500 $6,000 / $12,000 Price & Details
my Lehigh Valley Flex Blue HMO 1850S
by First Priority Health
Off silver $1,850 / $3,700 $7,350 / $14,700 Price & Details
UPMC Advantage Silver $1,800/$50 - Partner Network
by UPMC Health Options, Inc.
Off silver $1,800 / $3,600 $7,350 / $14,700 Price & Details
my Direct Blue HMO 2850SQE
by Highmark Choice Company
Off silver $2,850 / $5,700 $6,550 / $13,100 Price & Details
my Direct Blue HMO 3750S
by Highmark Choice Company
Off silver $3,750 / $7,500 $7,350 / $14,700 Price & Details
my Direct Blue EPO 2850SQE
by Highmark Inc.
Off silver $2,850 / $5,700 $6,550 / $13,100 Price & Details
my Direct Blue EPO 3750S
by Highmark Inc.
Off silver $3,750 / $7,500 $7,350 / $14,700 Price & Details
my Direct Blue Conemaugh EPO 2850SQE
by Highmark Inc.
Off silver $2,850 / $5,700 $6,550 / $13,100 Price & Details
Silver PPO 4950/10/30
by Capital Advantage Assurance Company
Off silver $5,000 / $10,000 $7,350 / $14,700 Price & Details
UPMC Advantage Inside Advantage for Individuals Silver $1,800/$
by UPMC Health Options, Inc.
Off silver $1,800 / $3,600 $7,350 / $14,700 Price & Details
my Direct Blue EPO 2750SQE
by Highmark Health Insurance Company
Off silver $2,750 / $5,500 $6,000 / $12,000 Price & Details
my Direct Blue EPO 3750S
by Highmark Health Insurance Company
Off silver $3,750 / $7,500 $7,350 / $14,700 Price & Details
Silver CareConnect 3000/0/35
by Capital BlueCross
Off silver $3,000 / $6,000 $7,350 / $14,700 Price & Details
my Direct Blue Lehigh Valley EPO 2750SQE
by Highmark Health Insurance Company
Off silver $2,750 / $5,500 $6,000 / $12,000 Price & Details
my Direct Blue Lehigh Valley EPO 3750S
by Highmark Health Insurance Company
Off silver $3,750 / $7,500 $7,350 / $14,700 Price & Details
UPMC Advantage Silver $1,800/$50 - Select Network
by UPMC Health Options, Inc.
Off silver $1,800 / $3,600 $7,350 / $14,700 Price & Details
Keystone HMO Gold Proactive
by Keystone Health Plan East, Inc
Off gold $0 / $0 $7,350 / $14,700 Price & Details
Personal Choice PPO Gold
by Independence Blue Cross (QCC Ins. Co.)
Off gold $0 / $0 $6,000 / $12,000 Price & Details
Keystone HMO Gold
by Keystone Health Plan East, Inc
Off gold $0 / $0 $6,000 / $12,000 Price & Details
Keystone HMO Platinum
by Keystone Health Plan East, Inc
Off platinum $0 / $0 $4,500 / $9,000 Price & Details
Personal Choice Platinum
by Independence Blue Cross (QCC Ins. Co.)
Off platinum $0 / $0 $4,000 / $8,000 Price & Details

 

 

After using a subsidy tax credit, you may be eligible for Obamacare plans as low as $0.

HealthSherpa is our trusted partner to help people apply for a subsidy and sign up for Obamacare plans available on healthcare.gov or other State exchange marketplaces.

HealthSherpa is certified by the government to be an Obamacare web broker. Web brokers and agents are required to sell plans at the same market price. So why not get free help from HealthSherpa?!

 

OR
Call HealthSherpa today
1-855-780-0230
Mon-Fri 8:00am - 10:00pm
Sat-Sun 11:00am - 7:30pm
(Eastern Times)

 

Off-Exchange plans are available outside of the government exchange marketplaces and may not be eligible for reduced costs with a subsidy tax credit. Off-Exchange plans can provide you with additional options compared to Obamacare plans on the exchange marketplaces.

eHealth is our preferred web broker partner for help with Off-Exchange plans. Web brokers and agents are required to sell plans at the same market price. So why not get free help from eHealth?!

 

 

 

 

 

What are Obamacare Health Insurance Plans?

Obamacare health insurance plans are plans which are eligible for reduced costs with a subsidy tax credit. Obamacare plans are only offered through the government exchange marketplace healthcare.gov or some States have their own exchange marketplace website. Although plans are only offered through the exchange marketplaces, the government allows certified brokers, agents, and web brokers to help you enroll in an Obamacare plan and apply for a subsidy.

 

What are Off-Exchange Health Insurance Plans?

Off-Exchange health insurance plans are plans which are available outside of the government exchange marketplaces. Off-Exchange plans existed before Obamacare. For example, if someone did not have access to a health insurance plan through work, they may have purchased an Off-Exchange plan offered on the Individual Market.

You can enroll in an Off-Exchange plan through a broker, agent, web broker, or by contacting the insurance company directly.

 

Search Off-Exchange plans

 

What’s the difference between Obamacare plans and Off-Exchange plans?

The main difference between Obamacare plans and Off-Exchange plans is that only Obamacare plans are eligible for a subsidy tax credit to reduce costs.

Otherwise there are not many other differences between Obamacare plans and Off-Exchange plans. Plan design, coverage, and rates are similar and both sets of plans must adhere to government regulations. In fact, there are many plans which are available as both Obamacare plans and as Off-Exchange plans.

 

Can a plan be both an Obamacare and Off-Exchange plan?

Yes, a plan can be available as both an Obamacare and an Off-Exchange plan.

On the other hand, some plans are only offered as Obamacare plans while other plans are only offered as Off-Exchange plans.

 

Do plans which are both Obamacare and Off-Exchange plans cost the same price?

Yes, by law a plan which is offered as both an Obamacare plan and an Off-Exchange plan must be sold at the same price. In addition, broker, agents, and web brokers are required to sell plans at the same market price. However, keep in mind that only Obamacare plans are eligible for a subsidy to reduce the monthly premium price.

 

Who is eligible for Obamacare and Off-Exchange plans?

Technically everyone is eligible for Obamacare plans and Off-Exchange plans. The real question is - who is eligible for a subsidy tax credit? - which can only be used to reduce the costs of Obamacare plans. Note that even if you are not eligible for a subsidy tax credit, you are still allowed to purchase an Obamacare plan at the full price.

 

What is the Obamacare Subsidy (Tax Credit)?

The Obamacare subsidy is really a tax credit, and it is formally known as the Advanced Premium Tax Credit (APTC). Typically people receive a tax credit at the end of the year when filing taxes, but this tax credit can be received “in advance”, during the year, to reduce the monthly premium costs of an Obamacare health insurance plan.

You must complete an official government application to learn your subsidy amount. Everyone’s amount will be different. The calculation for the subsidy amount can be quite complicated. It is based on several different factors, but household income is the main factor. We recommend using our tool to estimate your subsidy amount.

 

Search Obamacare plans and estimate subsidy amount

 

Who is eligible to receive an Obamacare Subsidy (Tax Credit)

To be eligible for a subsidy to reduce the monthly premium costs of Obamacare plans, you must meet the following requirements.

  • Income requirements based on household size and household income. As examples, earn less than $48,240 for an individual and less than $98,400 for a family of four
  • Not eligible for other government sponsored insurance, such as Medicare or Medicaid
  • Do not have access to a health insurance plan from your employer which meet government coverage and affordability requirements
  • File taxes or be claimed as a spouse or dependent on taxes. Married couples are required to file taxes jointly.
  • Not be incarcerated
  • Be legally present in the United States

 

Why should I consider Off-Exchange plans?

Off-Exchange plans may provide you with additional options compared to available Obamacare plans. If you are not eligible for a subsidy, or only eligible for a small subsidy amount, Off-Exchange plans may still be an affordable option for you.

A second reason for considering Off-Exchange plans is that your favorite doctor may only accept a plan which is available as an Off-Exchange plan. We recommend researching provider networks when considering health insurance plans. We provide links to official provider directories, or doctor lookups, on Health Plan Radar.

In addition, some health insurance companies have been leaving the Obamacare plan market, but they may still offer Off-Exchange plans. Your preferred insurance company may still offer plans on the Off-Exchange market.

 

How do I choose an Obamacare plan or Off-Exchange plan which is best for me and my family?

There are several health insurance concepts you should understand before choosing a plan that’s best for you, including premium price, out-of-pocket costs, deductibles, and plan metal levels. Visit our choosing a plan FAQ page to learn more.

 

FAQs - Choosing an Obamacare or Off-Exchange Health Insurance Plan