Deductible · ind / family
$7,800 / $15,600
Out-of-pocket max · ind / family
$7,800 / $15,600
Oklahoma Health Insurance Plans
2027 Subsidy-eligible and Off-Exchange plans
164 plans across the state
Obamacare (On-Exchange) plans
Subsidy-eligible plans sold through the federal Marketplace. Prices shown are before any tax credit.
Deductible · ind / family
$5,000 / $14,100
Out-of-pocket max · ind / family
$8,300 / $16,900
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$8,000 / $16,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$11,100 / $22,200
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$11,750 / $23,500
Out-of-pocket max · ind / family
$11,750 / $23,500
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$8,000 / $16,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$8,000 / $16,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$11,100 / $22,200
Deductible · ind / family
$11,750 / $23,500
Out-of-pocket max · ind / family
$11,750 / $23,500
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$8,000 / $16,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$11,900 / $23,800
Deductible · ind / family
$9,350 / $18,700
Out-of-pocket max · ind / family
$11,000 / $22,000
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$11,100 / $22,200
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$11,750 / $23,500
Out-of-pocket max · ind / family
$11,750 / $23,500
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$11,000 / $22,000
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$11,900 / $23,800
Deductible · ind / family
$9,150 / $18,300
Out-of-pocket max · ind / family
$12,000 / $24,000
Bronze Simple Breathe Easy with Enhanced COPD Benefits
by Oscar Insurance Company
Bronze HSA eligible HMO
Deductible · ind / family
$5,500 / $11,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$8,000 / $16,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$5,500 / $11,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$5,500 / $11,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$9,350 / $18,700
Out-of-pocket max · ind / family
$11,000 / $22,000
UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals)
by UnitedHealthcare
Bronze HMO
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$12,000 / $24,000
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals)
by UnitedHealthcare
Bronze HMO
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$12,000 / $24,000
UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals)
by UnitedHealthcare
Bronze HMO
Deductible · ind / family
$11,750 / $23,500
Out-of-pocket max · ind / family
$11,750 / $23,500
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$6,400 / $12,800
Out-of-pocket max · ind / family
$10,300 / $20,600
Deductible · ind / family
$3,100 / $6,200
Out-of-pocket max · ind / family
$10,200 / $20,400
Deductible · ind / family
$6,400 / $12,800
Out-of-pocket max · ind / family
$10,300 / $20,600
Deductible · ind / family
$6,200 / $12,400
Out-of-pocket max · ind / family
$10,300 / $20,600
Deductible · ind / family
$7,000 / $17,900
Out-of-pocket max · ind / family
$9,200 / $19,100
Deductible · ind / family
$6,400 / $12,800
Out-of-pocket max · ind / family
$10,300 / $20,600
Deductible · ind / family
$7,000 / $14,000
Out-of-pocket max · ind / family
$10,700 / $21,400
UHC Silver Value ($0 Virtual Urgent Care, $9 Tier 2 Rx, $0 Insulin, No Referrals)
by UnitedHealthcare
Silver HMO
Deductible · ind / family
$3,100 / $6,200
Out-of-pocket max · ind / family
$10,500 / $21,000
Deductible · ind / family
$7,200 / $17,100
Out-of-pocket max · ind / family
$9,200 / $24,000
UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals)
by UnitedHealthcare
Silver HMO
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$6,400 / $12,800
Out-of-pocket max · ind / family
$10,300 / $20,600
Deductible · ind / family
$7,000 / $14,000
Out-of-pocket max · ind / family
$10,700 / $21,400
Deductible · ind / family
$6,400 / $12,800
Out-of-pocket max · ind / family
$10,300 / $20,600
UHC Silver Value+ ($0 Virtual Urgent Care, $9 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals)
by UnitedHealthcare
Silver HMO
Deductible · ind / family
$3,100 / $6,200
Out-of-pocket max · ind / family
$10,500 / $21,000
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$5,900 / $11,800
Out-of-pocket max · ind / family
$9,400 / $18,800
Deductible · ind / family
$6,400 / $12,800
Out-of-pocket max · ind / family
$10,300 / $20,600
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$3,100 / $6,200
Out-of-pocket max · ind / family
$10,200 / $20,400
Deductible · ind / family
$6,300 / $12,600
Out-of-pocket max · ind / family
$9,600 / $19,200
Deductible · ind / family
$7,000 / $14,000
Out-of-pocket max · ind / family
$10,300 / $20,600
Deductible · ind / family
$6,400 / $12,800
Out-of-pocket max · ind / family
$10,300 / $20,600
UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals)
by UnitedHealthcare
Silver HMO
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$6,400 / $12,800
Out-of-pocket max · ind / family
$10,300 / $20,600
Deductible · ind / family
$7,000 / $14,000
Out-of-pocket max · ind / family
$10,700 / $21,400
Deductible · ind / family
$3,100 / $6,200
Out-of-pocket max · ind / family
$10,200 / $20,400
Enhanced Asthma/COPD Care Silver $0 Rx Options + Vision + Adult Dental
by Ambetter of Oklahoma
Silver PPO
Deductible · ind / family
$5,900 / $11,800
Out-of-pocket max · ind / family
$9,400 / $18,800
Deductible · ind / family
$3,100 / $6,200
Out-of-pocket max · ind / family
$10,200 / $20,400
Deductible · ind / family
$9,000 / $18,000
Out-of-pocket max · ind / family
$10,300 / $20,600
Deductible · ind / family
$7,000 / $14,000
Out-of-pocket max · ind / family
$10,700 / $21,400
Deductible · ind / family
$6,500 / $13,000
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$6,500 / $13,000
Out-of-pocket max · ind / family
$10,500 / $21,000
Deductible · ind / family
$5,750 / $11,500
Out-of-pocket max · ind / family
$10,000 / $20,000
Enhanced Diabetes Care Silver $0 Rx Options + Vision + Adult Dental
by Ambetter of Oklahoma
Silver PPO
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$6,400 / $12,800
Out-of-pocket max · ind / family
$10,300 / $20,600
Deductible · ind / family
$6,400 / $12,800
Out-of-pocket max · ind / family
$10,300 / $20,600
Deductible · ind / family
$3,100 / $6,200
Out-of-pocket max · ind / family
$10,200 / $20,400
Deductible · ind / family
$6,400 / $12,800
Out-of-pocket max · ind / family
$10,300 / $20,600
Deductible · ind / family
$7,000 / $14,000
Out-of-pocket max · ind / family
$10,700 / $21,400
Deductible · ind / family
$7,000 / $14,000
Out-of-pocket max · ind / family
$10,700 / $21,400
Deductible · ind / family
$3,100 / $6,200
Out-of-pocket max · ind / family
$10,200 / $20,400
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$7,000 / $14,000
Out-of-pocket max · ind / family
$10,700 / $21,400
Deductible · ind / family
$6,400 / $12,800
Out-of-pocket max · ind / family
$10,300 / $20,600
Deductible · ind / family
$4,700 / $9,400
Out-of-pocket max · ind / family
$11,300 / $22,600
Deductible · ind / family
$6,400 / $12,800
Out-of-pocket max · ind / family
$10,300 / $20,600
Deductible · ind / family
$3,100 / $6,200
Out-of-pocket max · ind / family
$10,200 / $20,400
Deductible · ind / family
$6,400 / $12,800
Out-of-pocket max · ind / family
$10,300 / $20,600
Deductible · ind / family
$6,400 / $12,800
Out-of-pocket max · ind / family
$10,300 / $20,600
Deductible · ind / family
$7,000 / $14,000
Out-of-pocket max · ind / family
$10,700 / $21,400
Deductible · ind / family
$6,400 / $12,800
Out-of-pocket max · ind / family
$10,300 / $20,600
Deductible · ind / family
$3,100 / $6,200
Out-of-pocket max · ind / family
$10,200 / $20,400
Deductible · ind / family
$6,300 / $12,600
Out-of-pocket max · ind / family
$9,600 / $19,200
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,600 / $17,200
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$1,800 / $3,600
Out-of-pocket max · ind / family
$7,800 / $15,600
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,600 / $17,200
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$8,150 / $16,300
Deductible · ind / family
$800 / $1,600
Out-of-pocket max · ind / family
$7,250 / $14,500
Deductible · ind / family
$1,100 / $3,300
Out-of-pocket max · ind / family
$8,500 / $17,000
Deductible · ind / family
$1,800 / $3,600
Out-of-pocket max · ind / family
$7,800 / $15,600
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,600 / $17,200
Deductible · ind / family
$1,800 / $3,600
Out-of-pocket max · ind / family
$7,800 / $15,600
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,600 / $17,200
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,600 / $17,200
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,600 / $17,200
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,600 / $17,200
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,600 / $17,200
Deductible · ind / family
$1,800 / $3,600
Out-of-pocket max · ind / family
$7,800 / $15,600
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$7,000 / $14,000
Deductible · ind / family
$3,800 / $12,000
Out-of-pocket max · ind / family
$7,500 / $15,000
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,600 / $17,200
UHC Gold Advantage+ ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals)
by UnitedHealthcare
Gold HMO
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$7,000 / $14,000
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,600 / $17,200
Deductible · ind / family
$1,800 / $3,600
Out-of-pocket max · ind / family
$7,800 / $15,600
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,600 / $17,200
Deductible · ind / family
$1,800 / $3,600
Out-of-pocket max · ind / family
$7,800 / $15,600
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,600 / $17,200
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,600 / $17,200
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$8,150 / $16,300
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,600 / $17,200
UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals)
by UnitedHealthcare
Gold HMO
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$7,500 / $15,000
Deductible · ind / family
$1,800 / $3,600
Out-of-pocket max · ind / family
$7,800 / $15,600
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,600 / $17,200
Deductible · ind / family
$800 / $1,600
Out-of-pocket max · ind / family
$7,250 / $14,500
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,600 / $17,200
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,600 / $17,200
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,600 / $17,200
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,600 / $17,200
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,600 / $17,200
UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals)
by UnitedHealthcare
Gold HMO
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$7,500 / $15,000
Deductible · ind / family
$1,800 / $3,600
Out-of-pocket max · ind / family
$7,800 / $15,600
Deductible · ind / family
$12,000 / $24,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$12,000 / $24,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$12,000 / $24,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$12,000 / $24,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$12,000 / $24,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$12,000 / $24,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$12,000 / $24,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$12,000 / $24,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$12,000 / $24,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Off-Exchange plans
Plans sold directly by the carriers, outside the federal Marketplace. These are not eligible for a subsidy tax credit.
Deductible · ind / family
$6,500 / $14,000
Out-of-pocket max · ind / family
$8,300 / $16,000
Deductible · ind / family
$8,500 / $17,000
Out-of-pocket max · ind / family
$8,500 / $17,000
Deductible · ind / family
$8,300 / $16,000
Out-of-pocket max · ind / family
$8,300 / $16,000
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$10,000 / $20,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$6,600 / $17,400
Out-of-pocket max · ind / family
$9,500 / $24,000
Deductible · ind / family
$5,800 / $17,400
Out-of-pocket max · ind / family
$9,800 / $24,000
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,500 / $17,000
Deductible · ind / family
$3,750 / $7,500
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$3,100 / $9,200
Out-of-pocket max · ind / family
$7,900 / $23,700
Deductible · ind / family
$1,500 / $3,000
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$4,500 / $9,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$4,800 / $14,400
Out-of-pocket max · ind / family
$7,300 / $17,400
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,500 / $17,000
Deductible · ind / family
$2,200 / $6,600
Out-of-pocket max · ind / family
$8,500 / $17,400
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$6,000 / $12,000
Frequently asked questions
What are Obamacare health insurance plans?
Obamacare plans are eligible for reduced costs through a subsidy tax credit. They're offered only through the federal marketplace (healthcare.gov) or a state's own exchange — but certified brokers, agents, and web brokers can help you enroll and apply for a subsidy.
What are Off-Exchange health insurance plans?
Off-Exchange plans are available outside the federal marketplaces and existed before Obamacare. You can enroll through a broker, agent, web broker, or directly with the insurance company.
What's the difference between Obamacare and Off-Exchange plans?
The main difference is that only Obamacare plans are eligible for a subsidy tax credit. Otherwise, plan design, coverage, and rates are similar, and both must follow federal regulations.
How do I choose the plan that's best for me and my family?
Understand a few key concepts first — premium price, out-of-pocket costs, deductibles, and metal levels. Our choosing-a-plan FAQ explains each one.