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Plan Name On or Off Exchange Plan eligible for subsidy? Metal Level Deductible (individual/family) Out-of-pocket Max (individual/family)
Anthem Bronze Pathway HMO 9200 ($0 Virtual PCP + $0 Select Drugs) by Community Insurance Company(Anthem BCBS) Both Bronze $9,200 / $18,400 $9,200 / $18,400 Price & Details
Anthem Bronze Pathway HMO 7450 for HSA by Community Insurance Company(Anthem BCBS) Both Bronze $7,450 / $14,900 $7,450 / $14,900 Price & Details
Anthem Bronze Pathway HMO 7500 Standard ($0 Virtual PCP + $0 Select Drugs) by Community Insurance Company(Anthem BCBS) Both Bronze $7,500 / $15,000 $9,200 / $18,400 Price & Details
UHC Bronze Value+ ($5 Tier 2 Rx, Dental + Vision, No Referrals) by UnitedHealthcare Both Bronze $8,250 / $16,500 $9,200 / $18,400 Price & Details
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) by UnitedHealthcare Both Bronze $0 / $0 $9,200 / $18,400 Price & Details
UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) by UnitedHealthcare Both Bronze $0 / $0 $9,200 / $18,400 Price & Details
Everyday Bronze + Vision + Adult Dental by Buckeye Community Health Plan Both Bronze $8,450 / $16,900 $9,200 / $18,400 Price & Details
Choice Bronze HSA + Vision + Adult Dental by Buckeye Community Health Plan Both Bronze $7,250 / $14,500 $7,250 / $14,500 Price & Details
Bronze 10 by Molina Healthcare of Ohio, Inc. Both Bronze $2,850 / $5,700 $9,200 / $18,400 Price & Details
Bronze First 7500 $25 Generic Drugs by CareSource Obamacare Bronze $7,500 / $15,000 $9,200 / $18,400 Price & Details
Bronze First 7500 $25 Generic Drugs Adult Vision & Fitness by CareSource Obamacare Bronze $7,500 / $15,000 $9,200 / $18,400 Price & Details
Bronze 4 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care by Aetna CVS Health Both Bronze $0 / $0 $9,195 / $18,390 Price & Details
Bronze HSA $7,300 ON-EX by Medical Health Insuring Corp. of Ohio Obamacare Bronze $7,300 / $14,600 $7,300 / $14,600 Price & Details
Bronze $8,300 w/ Virtual & Wellness ON-EX by Medical Health Insuring Corp. of Ohio Obamacare Bronze $8,300 / $16,600 $9,200 / $18,400 Price & Details
Bronze Standard w/ Virtual & Wellness by Medical Health Insuring Corp. of Ohio Obamacare Bronze $7,500 / $15,000 $9,200 / $18,400 Price & Details
Bronze Simple HSA by Oscar Insurance Corporation of Ohio Both Bronze $5,000 / $10,000 $7,450 / $14,900 Price & Details
Bronze Classic PCP Saver (Select) by Oscar Buckeye State Insurance Corp. Both Bronze $7,750 / $15,500 $9,150 / $18,300 Price & Details
Bronze Classic 4700 (Select) by Oscar Buckeye State Insurance Corp. Both Bronze $4,700 / $9,400 $9,200 / $18,400 Price & Details
Bronze Complete+Dental $0 Tier-1 PCP, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx by Antidote Health Plan of Ohio, Inc. Both Bronze $8,000 / $16,000 $9,200 / $18,400 Price & Details
Bronze Elite+Dental $0 Tier-1 PCP, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx by Antidote Health Plan of Ohio, Inc. Both Bronze $6,500 / $13,000 $9,200 / $18,400 Price & Details
Bronze Standard w/ Virtual & Wellness (CLE-Care) by Medical Health Insuring Corp. of Ohio Obamacare Bronze $7,500 / $15,000 $9,200 / $18,400 Price & Details
AultCare Standard Bronze Select No Pediatric Dental by AultCare Insurance Company Obamacare Bronze $7,500 / $15,000 $9,200 / $18,400 Price & Details
AultCare Bronze 8550 Select No Pediatric Dental by AultCare Insurance Company Obamacare Bronze $8,550 / $17,100 $8,550 / $17,100 Price & Details
AultCare Bronze 7000 Select by AultCare Insurance Company Obamacare Bronze $7,000 / $14,000 $9,200 / $18,400 Price & Details
Paramount Economy Bronze HSA NWO OE by Paramount Insurance Company Obamacare Bronze $6,000 / $12,000 $7,500 / $15,000 Price & Details
Paramount Standard Expanded Bronze NWO OE by Paramount Insurance Company Obamacare Bronze $7,500 / $15,000 $9,200 / $18,400 Price & Details
Paramount Economy Bronze HSA NWO, Plus Adult Dental & Vision Off Exchange by Paramount Insurance Company Obamacare Bronze $6,000 / $12,000 $7,500 / $15,000 Price & Details
Paramount Value Bronze HRA NWO OE by Paramount Insurance Company Obamacare Bronze $9,200 / $18,400 $9,200 / $18,400 Price & Details
Paramount Economy Bronze HSA NCO OE by Paramount Insurance Company Obamacare Bronze $6,000 / $12,000 $7,500 / $15,000 Price & Details
Paramount Value Bronze HRA NCO OE by Paramount Insurance Company Obamacare Bronze $9,200 / $18,400 $9,200 / $18,400 Price & Details
Paramount Standard Expanded Bronze NCO OE by Paramount Insurance Company Obamacare Bronze $7,500 / $15,000 $9,200 / $18,400 Price & Details
Paramount Economy Bronze HSA NCO, Plus Adult Dental & Vision Off Exchange by Paramount Insurance Company Obamacare Bronze $6,000 / $12,000 $7,500 / $15,000 Price & Details
SummaCare Bronze 9200 with 3 Free PCP Visits by Summa Insurance Company, Inc. Both Bronze $9,200 / $18,400 $9,200 / $18,400 Price & Details
SummaCare Bronze 9200 with 3 Free PCP Visits + Adult Vision by Summa Insurance Company, Inc. Both Bronze $9,200 / $18,400 $9,200 / $18,400 Price & Details
Bronze Complete $0 Tier-1 PCP, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx by Antidote Health Plan of Ohio, Inc. Both Bronze $8,000 / $16,000 $9,200 / $18,400 Price & Details
Bronze 2 Advanced HSA: Aetna network + MinuteClinic + Virtual Primary Care by Aetna CVS Health Both Bronze $5,695 / $11,390 $7,495 / $14,990 Price & Details
Bronze Standard by Antidote Health Plan of Ohio, Inc. Both Bronze $7,500 / $15,000 $9,200 / $18,400 Price & Details
Bronze S: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care by Aetna CVS Health Both Bronze $7,500 / $15,000 $9,200 / $18,400 Price & Details
Bronze Classic Standard (Select) by Oscar Buckeye State Insurance Corp. Both Bronze $7,500 / $15,000 $9,200 / $18,400 Price & Details
Anthem Heart Healthy Bronze Pathway HMO 6000 ($0 Virtual PCP + $0 Select Drugs) by Community Insurance Company(Anthem BCBS) Both Bronze $6,000 / $12,000 $9,200 / $18,400 Price & Details
Bronze Elite $0 Tier-1 PCP, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx by Antidote Health Plan of Ohio, Inc. Both Bronze $6,500 / $13,000 $9,200 / $18,400 Price & Details
Anthem Bronze Pathway HMO 9200 Adult Dental & Vision ($0 Virtual PCP + $0 Select Drugs) by Community Insurance Company(Anthem BCBS) Both Bronze $9,200 / $18,400 $9,200 / $18,400 Price & Details
Bronze Classic Standard by Oscar Insurance Corporation of Ohio Both Bronze $7,500 / $15,000 $9,200 / $18,400 Price & Details
Standard Expanded Bronze + Vision + Adult Dental by Buckeye Community Health Plan Both Bronze $7,500 / $15,000 $9,200 / $18,400 Price & Details
Bronze 8 by Molina Healthcare of Ohio, Inc. Both Bronze $7,500 / $15,000 $9,200 / $18,400 Price & Details
UHC Bronze Value ($5 Tier 2 Rx, No Referrals) by UnitedHealthcare Both Bronze $8,250 / $16,500 $9,200 / $18,400 Price & Details
UHC Bronze Standard (No Referrals) by UnitedHealthcare Both Bronze $7,500 / $15,000 $9,200 / $18,400 Price & Details
SummaCare Bronze 8000 by Summa Insurance Company, Inc. Both Bronze $8,000 / $16,000 $9,200 / $18,400 Price & Details
Bronze 4 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + Adult Dental + Vision by Aetna CVS Health Both Bronze $0 / $0 $9,195 / $18,390 Price & Details
Everyday Bronze by Buckeye Community Health Plan Both Bronze $8,450 / $16,900 $9,200 / $18,400 Price & Details
Choice Bronze HSA by Buckeye Community Health Plan Both Bronze $7,250 / $14,500 $7,250 / $14,500 Price & Details
UHC Bronze Standard+ (Dental + Vision, No Referrals) by UnitedHealthcare Both Bronze $7,500 / $15,000 $9,200 / $18,400 Price & Details
Bronze 9 by Molina Healthcare of Ohio, Inc. Both Bronze $5,950 / $11,900 $7,950 / $15,900 Price & Details
Standard Expanded Bronze by Buckeye Community Health Plan Both Bronze $7,500 / $15,000 $9,200 / $18,400 Price & Details
Bronze Classic PCP Saver by Oscar Insurance Corporation of Ohio Both Bronze $7,750 / $15,500 $9,100 / $18,200 Price & Details
SummaCare Standard Bronze with Adult Vision by Summa Insurance Company, Inc. Both Bronze $7,500 / $15,000 $9,200 / $18,400 Price & Details
SummaCare Bronze 8000 with Adult Vision Exam by Summa Insurance Company, Inc. Both Bronze $8,000 / $16,000 $9,200 / $18,400 Price & Details
SummaCare Standard Bronze by Summa Insurance Company, Inc. Both Bronze $7,500 / $15,000 $9,200 / $18,400 Price & Details
Silver Standard w/ Virtual & Wellness by Medical Health Insuring Corp. of Ohio Obamacare Silver $5,000 / $10,000 $8,000 / $16,000 Price & Details
Anthem Silver Pathway HMO 5400 for HSA by Community Insurance Company(Anthem BCBS) Both Silver $5,400 / $10,800 $5,400 / $10,800 Price & Details
Anthem Silver Pathway HMO 5000 Standard ($0 Virtual PCP + $0 Select Drugs) by Community Insurance Company(Anthem BCBS) Both Silver $5,000 / $10,000 $8,000 / $16,000 Price & Details
Anthem Silver Pathway HMO 4000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs) by Community Insurance Company(Anthem BCBS) Both Silver $4,000 / $8,000 $8,600 / $17,200 Price & Details
UHC Silver Standard (No Referrals) by UnitedHealthcare Both Silver $5,000 / $10,000 $8,000 / $16,000 Price & Details
UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) by UnitedHealthcare Both Silver $0 / $0 $9,200 / $18,400 Price & Details
UHC Silver Standard+ (Dental + Vision, No Referrals) by UnitedHealthcare Both Silver $5,000 / $10,000 $8,000 / $16,000 Price & Details
UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) by UnitedHealthcare Both Silver $0 / $0 $9,200 / $18,400 Price & Details
Clear Silver by Buckeye Community Health Plan Both Silver $6,500 / $13,000 $6,500 / $13,000 Price & Details
Complete Silver by Buckeye Community Health Plan Both Silver $6,000 / $12,000 $8,500 / $17,000 Price & Details
Standard Silver by Buckeye Community Health Plan Both Silver $5,000 / $10,000 $8,000 / $16,000 Price & Details
Standard Silver + Vision + Adult Dental by Buckeye Community Health Plan Both Silver $5,000 / $10,000 $8,000 / $16,000 Price & Details
Silver 8 by Molina Healthcare of Ohio, Inc. Both Silver $5,000 / $10,000 $8,000 / $16,000 Price & Details
Low Premium Silver 6000 $3 Generic Drugs by CareSource Obamacare Silver $6,000 / $12,000 $9,000 / $18,000 Price & Details
Silver 5000 $20 Generic Drugs by CareSource Obamacare Silver $5,000 / $10,000 $8,000 / $16,000 Price & Details
Diabetes Silver 4000 $0 Select Drugs & Specialized Services by CareSource Obamacare Silver $4,000 / $8,000 $8,800 / $17,600 Price & Details
Healthy Heart Silver 4500 $0 Select Drugs & Specialized Services by CareSource Obamacare Silver $4,500 / $9,000 $8,800 / $17,600 Price & Details
HDHP Preventive Silver 5500 $0 Select Drugs by CareSource Obamacare Silver $5,500 / $11,000 $5,500 / $11,000 Price & Details
Low Premium Silver 6000 $3 Generic Drugs Adult Vision & Fitness by CareSource Obamacare Silver $6,000 / $12,000 $9,000 / $18,000 Price & Details
Silver 5000 $20 Generic Drugs Adult Vision & Fitness by CareSource Obamacare Silver $5,000 / $10,000 $8,000 / $16,000 Price & Details
Diabetes Silver 4000 $0 Select Drugs & Specialized Services Adult Vision & Fitness by CareSource Obamacare Silver $4,000 / $8,000 $8,800 / $17,600 Price & Details
Silver 10 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + Adult Dental + Vision by Aetna CVS Health Both Silver $0 / $0 $9,195 / $18,390 Price & Details
Healthy Heart Silver 4500 $0 Select Drugs & Specialized Services Adult Vision & Fitness by CareSource Obamacare Silver $4,500 / $9,000 $8,800 / $17,600 Price & Details
Silver S: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care by Aetna CVS Health Both Silver $5,000 / $10,000 $8,000 / $16,000 Price & Details
SilverSelect w/ Virtual & Wellness ON-EX by Medical Health Insuring Corp. of Ohio Obamacare Silver $0 / $0 $8,500 / $17,000 Price & Details
Silver $5000 w/ Virtual & Wellness ON-EX by Medical Health Insuring Corp. of Ohio Obamacare Silver $5,000 / $10,000 $7,800 / $15,600 Price & Details
Silver Simple PCP Saver by Oscar Insurance Corporation of Ohio Both Silver $5,750 / $11,500 $8,900 / $17,800 Price & Details
Silver Elite Saver Plus by Oscar Insurance Corporation of Ohio Both Silver $0 / $0 $9,100 / $18,200 Price & Details
Silver Simple Diabetes by Oscar Insurance Corporation of Ohio Both Silver $5,900 / $11,800 $8,750 / $17,500 Price & Details
Silver Classic Standard by Oscar Insurance Corporation of Ohio Both Silver $5,000 / $10,000 $8,000 / $16,000 Price & Details
Silver Simple Chronic Care CKM by Oscar Insurance Corporation of Ohio Both Silver $5,750 / $11,500 $9,200 / $18,400 Price & Details
Silver Simple PCP Saver (Select) by Oscar Buckeye State Insurance Corp. Both Silver $5,750 / $11,500 $8,900 / $17,800 Price & Details
Silver Elite Saver Plus (Select) by Oscar Buckeye State Insurance Corp. Both Silver $0 / $0 $9,100 / $18,200 Price & Details
Silver Classic Standard (Select) by Oscar Buckeye State Insurance Corp. Both Silver $5,000 / $10,000 $8,000 / $16,000 Price & Details
Silver Simple Chronic Care CKM (Select) by Oscar Buckeye State Insurance Corp. Both Silver $5,750 / $11,500 $9,200 / $18,400 Price & Details
Silver Standard by Antidote Health Plan of Ohio, Inc. Both Silver $5,000 / $10,000 $8,000 / $16,000 Price & Details
Silver Elite $0 Tier-1 PCP, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx by Antidote Health Plan of Ohio, Inc. Both Silver $5,000 / $10,000 $9,200 / $18,400 Price & Details
Silver Elite+Dental $0 Tier-1 PCP, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx by Antidote Health Plan of Ohio, Inc. Both Silver $5,000 / $10,000 $9,200 / $18,400 Price & Details
AultCare Silver 6550 Select No Pediatric Dental by AultCare Insurance Company Obamacare Silver $6,550 / $13,100 $6,550 / $13,100 Price & Details
AultCare Standard Silver Select No Pediatric Dental by AultCare Insurance Company Obamacare Silver $5,000 / $10,000 $8,000 / $16,000 Price & Details
AultCare Standard Silver Premier Select No Pediatric Dental by AultCare Insurance Company Obamacare Silver $5,000 / $10,000 $8,000 / $16,000 Price & Details
Silver Standard w/ Virtual & Wellness (CLE-Care) by Medical Health Insuring Corp. of Ohio Obamacare Silver $5,000 / $10,000 $8,000 / $16,000 Price & Details
Paramount Everyday Silver NWO OE by Paramount Insurance Company Obamacare Silver $4,000 / $8,000 $8,000 / $16,000 Price & Details
Paramount Essential Silver HRA NWO Off Exchange by Paramount Insurance Company Obamacare Silver $6,500 / $13,000 $8,000 / $16,000 Price & Details
Paramount Standard Silver NWO Off Exchange by Paramount Insurance Company Obamacare Silver $5,000 / $10,000 $8,000 / $16,000 Price & Details
Paramount Essential Silver HRA NWO, Plus Adult Dental & Vision Off Exchange by Paramount Insurance Company Obamacare Silver $6,500 / $13,000 $8,000 / $16,000 Price & Details
Paramount Everyday Silver NCO Off Exchange by Paramount Insurance Company Obamacare Silver $4,000 / $8,000 $8,000 / $16,000 Price & Details
Paramount Standard Silver NCO OE by Paramount Insurance Company Obamacare Silver $5,000 / $10,000 $8,000 / $16,000 Price & Details
Paramount Essential Silver HRA NCO Off Exchange by Paramount Insurance Company Obamacare Silver $6,500 / $13,000 $8,000 / $16,000 Price & Details
Paramount Essential Silver HRA NCO, Plus Adult Dental & Vision Off Exchange by Paramount Insurance Company Obamacare Silver $6,500 / $13,000 $8,000 / $16,000 Price & Details
SummaCare Silver 7000 with 3 Free PCP Visits by Summa Insurance Company, Inc. Both Silver $7,000 / $14,000 $7,550 / $15,100 Price & Details
SummaCare Standard Silver by Summa Insurance Company, Inc. Both Silver $5,000 / $10,000 $8,000 / $16,000 Price & Details
SummaCare Silver 6000 with 3 Free PCP Visits + Adult Vision Exam by Summa Insurance Company, Inc. Both Silver $6,000 / $12,000 $7,350 / $14,700 Price & Details
AultCare Silver 7900 Premier Select No Pediatric Dental by AultCare Insurance Company Obamacare Silver $7,900 / $15,800 $9,200 / $18,400 Price & Details
SummaCare Standard Silver with Adult Vision by Summa Insurance Company, Inc. Both Silver $5,000 / $10,000 $8,000 / $16,000 Price & Details
Silver Complete $0 Tier-1 PCP, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx by Antidote Health Plan of Ohio, Inc. Both Silver $6,500 / $13,000 $9,200 / $18,400 Price & Details
Silver Complete+Dental $0 Tier-1 PCP, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx by Antidote Health Plan of Ohio, Inc. Both Silver $6,500 / $13,000 $9,200 / $18,400 Price & Details
Anthem Silver Pathway X HMO 4000 ($0 Virtual PCP + $0 Select Drugs) by Community Insurance Company(Anthem BCBS) Both Silver $4,000 / $8,000 $8,600 / $17,200 Price & Details
Silver 12 with first 4 free PCP or MH visits by Molina Healthcare of Ohio, Inc. Both Silver $7,000 / $14,000 $9,200 / $18,400 Price & Details
Silver 1 by Molina Healthcare of Ohio, Inc. Both Silver $5,750 / $11,500 $7,940 / $15,880 Price & Details
Silver S: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care + Adult Dental+Vision by Aetna CVS Health Both Silver $5,000 / $10,000 $8,000 / $16,000 Price & Details
Silver 1 with Adult Vision Services by Molina Healthcare of Ohio, Inc. Both Silver $5,750 / $11,500 $7,940 / $15,880 Price & Details
Complete Silver + Vision + Adult Dental by Buckeye Community Health Plan Both Silver $6,000 / $12,000 $8,500 / $17,000 Price & Details
UHC Silver Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) by UnitedHealthcare Both Silver $2,500 / $5,000 $9,200 / $18,400 Price & Details
Silver 5 Advanced: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care by Aetna CVS Health Both Silver $7,495 / $14,990 $8,695 / $17,390 Price & Details
Anthem Heart Healthy Silver Pathway X HMO 6000 ($0 Virtual PCP + $0 Select Drugs) by Community Insurance Company(Anthem BCBS) Both Silver $6,000 / $12,000 $7,700 / $15,400 Price & Details
Silver 10 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care by Aetna CVS Health Both Silver $0 / $0 $9,195 / $18,390 Price & Details
UHC Silver Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) by UnitedHealthcare Both Silver $2,500 / $5,000 $9,200 / $18,400 Price & Details
SummaCare Silver 5000 1000 Rx with 3 Free PCP Visits by Summa Insurance Company, Inc. Both Silver $5,000 / $10,000 $7,850 / $15,700 Price & Details
SummaCare Silver 3500 with 3 Free PCP Visits + Adult Vision by Summa Insurance Company, Inc. Both Silver $3,500 / $7,000 $9,200 / $18,400 Price & Details
UHC Gold Standard (No Referrals) by UnitedHealthcare Both Gold $1,500 / $3,000 $7,800 / $15,600 Price & Details
Anthem Gold Pathway HMO 1500 Standard ($0 Virtual PCP + $0 Select Drugs) by Community Insurance Company(Anthem BCBS) Both Gold $1,500 / $3,000 $7,800 / $15,600 Price & Details
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) by UnitedHealthcare Both Gold $0 / $0 $7,000 / $14,000 Price & Details
UHC Gold Advantage ($3 Tier 2 Rx, No Referrals) by UnitedHealthcare Both Gold $500 / $1,000 $7,000 / $14,000 Price & Details
UHC Gold Advantage+ ($3 Tier 2 Rx, Dental + Vision, No Referrals) by UnitedHealthcare Both Gold $500 / $1,000 $7,000 / $14,000 Price & Details
UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) by UnitedHealthcare Both Gold $0 / $0 $7,000 / $14,000 Price & Details
Complete Gold by Buckeye Community Health Plan Both Gold $1,450 / $2,900 $7,500 / $15,000 Price & Details
UHC Gold Standard+ (Dental + Vision, No Referrals) by UnitedHealthcare Both Gold $1,500 / $3,000 $7,800 / $15,600 Price & Details
Clear Gold by Buckeye Community Health Plan Both Gold $900 / $1,800 $8,400 / $16,800 Price & Details
Standard Gold by Buckeye Community Health Plan Both Gold $1,500 / $3,000 $7,800 / $15,600 Price & Details
Clear Gold + Vision + Adult Dental by Buckeye Community Health Plan Both Gold $900 / $1,800 $8,400 / $16,800 Price & Details
Complete Gold + Vision + Adult Dental by Buckeye Community Health Plan Both Gold $1,450 / $2,900 $7,500 / $15,000 Price & Details
Gold 1 by Molina Healthcare of Ohio, Inc. Both Gold $1,640 / $3,280 $8,100 / $16,200 Price & Details
Gold 8 by Molina Healthcare of Ohio, Inc. Both Gold $1,500 / $3,000 $7,800 / $15,600 Price & Details
Standard Gold + Vision + Adult Dental by Buckeye Community Health Plan Both Gold $1,500 / $3,000 $7,800 / $15,600 Price & Details
Gold 1 with Adult Vision Services by Molina Healthcare of Ohio, Inc. Both Gold $1,640 / $3,280 $8,100 / $16,200 Price & Details
Gold 1500 $15 Generic Drugs by CareSource Obamacare Gold $1,500 / $3,000 $7,800 / $15,600 Price & Details
Diabetes Gold 1100 $0 Select Drugs & Specialized Services by CareSource Obamacare Gold $1,100 / $2,200 $7,500 / $15,000 Price & Details
Core Gold 1500 $10 Generic Drugs by CareSource Obamacare Gold $1,500 / $3,000 $7,000 / $14,000 Price & Details
Healthy Heart Gold 1500 $0 Select Drugs & Specialized Services by CareSource Obamacare Gold $1,500 / $3,000 $7,500 / $15,000 Price & Details
Gold 1500 $15 Generic Drugs Adult Vision & Fitness by CareSource Obamacare Gold $1,500 / $3,000 $7,800 / $15,600 Price & Details
Diabetes Gold 1100 $0 Select Drugs & Specialized Services Adult Vision & Fitness by CareSource Obamacare Gold $1,100 / $2,200 $7,500 / $15,000 Price & Details
Core Gold 1500 $10 Generic Drugs Adult Vision & Fitness by CareSource Obamacare Gold $1,500 / $3,000 $7,000 / $14,000 Price & Details
Healthy Heart Gold 1500 $0 Select Drugs & Specialized Services Adult Vision & Fitness by CareSource Obamacare Gold $1,500 / $3,000 $7,500 / $15,000 Price & Details
Gold 3 Advanced: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care by Aetna CVS Health Both Gold $895 / $1,790 $9,195 / $18,390 Price & Details
Gold S: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care by Aetna CVS Health Both Gold $1,500 / $3,000 $7,800 / $15,600 Price & Details
Gold 10 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care by Aetna CVS Health Both Gold $0 / $0 $6,595 / $13,190 Price & Details
Gold 10 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + Adult Dental + Vision by Aetna CVS Health Both Gold $0 / $0 $6,595 / $13,190 Price & Details
Gold Standard w/ Virtual & Wellness by Medical Health Insuring Corp. of Ohio Obamacare Gold $1,500 / $3,000 $7,800 / $15,600 Price & Details
Gold $500 w/ Virtual & Wellness ON-EX by Medical Health Insuring Corp. of Ohio Obamacare Gold $500 / $1,000 $7,000 / $14,000 Price & Details
Gold $1250 w/ Virtual & Wellness ON-EX by Medical Health Insuring Corp. of Ohio Obamacare Gold $1,250 / $2,500 $7,000 / $14,000 Price & Details
Gold Elite by Oscar Insurance Corporation of Ohio Both Gold $750 / $1,500 $5,750 / $11,500 Price & Details
Gold Elite Saver Plus by Oscar Insurance Corporation of Ohio Both Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold Classic (Select) by Oscar Buckeye State Insurance Corp. Both Gold $2,250 / $4,500 $7,000 / $14,000 Price & Details
Gold Classic Standard by Oscar Insurance Corporation of Ohio Both Gold $1,500 / $3,000 $7,800 / $15,600 Price & Details
Gold Elite Saver Plus (Select) by Oscar Buckeye State Insurance Corp. Both Gold $0 / $0 $8,700 / $17,400 Price & Details
Gold Classic Standard (Select) by Oscar Buckeye State Insurance Corp. Both Gold $1,500 / $3,000 $7,800 / $15,600 Price & Details
Gold Standard by Antidote Health Plan of Ohio, Inc. Both Gold $1,500 / $3,000 $7,800 / $15,600 Price & Details
Paramount Essential Gold NWO OE by Paramount Insurance Company Obamacare Gold $2,000 / $4,000 $6,500 / $13,000 Price & Details
Gold Complete $0 Tier-1 PCP, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx by Antidote Health Plan of Ohio, Inc. Both Gold $2,000 / $4,000 $8,000 / $16,000 Price & Details
Gold Complete+Dental $0 Tier-1 PCP, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx by Antidote Health Plan of Ohio, Inc. Both Gold $2,000 / $4,000 $8,000 / $16,000 Price & Details
AultCare Gold 1100 Select by AultCare Insurance Company Obamacare Gold $1,100 / $2,200 $6,900 / $13,800 Price & Details
AultCare Gold 1100 Select No Pediatric Dental by AultCare Insurance Company Obamacare Gold $1,100 / $2,200 $6,900 / $13,800 Price & Details
Gold Elite+Dental $0 Tier-1 PCP, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx by Antidote Health Plan of Ohio, Inc. Both Gold $1,500 / $3,000 $7,000 / $14,000 Price & Details
AultCare Standard Gold Select No Pediatric Dental by AultCare Insurance Company Obamacare Gold $1,500 / $3,000 $7,800 / $15,600 Price & Details
Gold Standard w/ Virtual & Wellness (CLE-CARE) by Medical Health Insuring Corp. of Ohio Obamacare Gold $1,500 / $3,000 $7,800 / $15,600 Price & Details
Paramount Standard Gold NWO OE by Paramount Insurance Company Obamacare Gold $1,500 / $3,000 $7,800 / $15,600 Price & Details
Paramount Essential Gold NWO, Plus Adult Dental & Vision by Paramount Insurance Company Obamacare Gold $2,000 / $4,000 $6,500 / $13,000 Price & Details
Paramount Standard Gold NCO Off Exchange by Paramount Insurance Company Obamacare Gold $1,500 / $3,000 $7,800 / $15,600 Price & Details
SummaCare Gold 2000 with 3 Free PCP Visits by Summa Insurance Company, Inc. Both Gold $2,000 / $4,000 $8,000 / $16,000 Price & Details
SummaCare Standard Gold by Summa Insurance Company, Inc. Both Gold $1,500 / $3,000 $7,800 / $15,600 Price & Details
SummaCare Gold 2000 with 3 Free PCP Visits + Adult Vision by Summa Insurance Company, Inc. Both Gold $2,000 / $4,000 $8,000 / $16,000 Price & Details
SummaCare Standard Gold with Adult Vision by Summa Insurance Company, Inc. Both Gold $1,500 / $3,000 $7,800 / $15,600 Price & Details
Gold Elite $0 Tier-1 PCP, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx by Antidote Health Plan of Ohio, Inc. Both Gold $1,500 / $3,000 $7,000 / $14,000 Price & Details
Young Adult Essentials ON-EX by Medical Health Insuring Corp. of Ohio Obamacare Catastrophic $9,200 / $18,400 $9,200 / $18,400 Price & Details
Catastrophic Standard by Antidote Health Plan of Ohio, Inc. Both Catastrophic $9,200 / $18,400 $9,200 / $18,400 Price & Details
Secure by Oscar Insurance Corporation of Ohio Both Catastrophic $9,200 / $18,400 $9,200 / $18,400 Price & Details
Secure (Select) by Oscar Buckeye State Insurance Corp. Both Catastrophic $9,200 / $18,400 $9,200 / $18,400 Price & Details
Anthem Catastrophic Pathway HMO 9200 by Community Insurance Company(Anthem BCBS) Both Catastrophic $9,200 / $18,400 $9,200 / $18,400 Price & Details
SummaCare Value with 3 Free PCP Visits + Adult Vision by Summa Insurance Company, Inc. Both Catastrophic $9,200 / $18,400 $9,200 / $18,400 Price & Details
Bronze 8000 HSA Off Exchange (Select) by Oscar Buckeye State Insurance Corp. Off Bronze $8,000 / $16,000 $8,000 / $16,000 Price & Details
Bronze 5000 HSA Off Exchange by Oscar Insurance Corporation of Ohio Off Bronze $5,000 / $10,000 $8,000 / $16,000 Price & Details
Bronze 7000 Off Exchange (Select) by Oscar Buckeye State Insurance Corp. Off Bronze $7,000 / $14,000 $9,200 / $18,400 Price & Details
Bronze 5000 HSA Off Exchange (Select) by Oscar Buckeye State Insurance Corp. Off Bronze $5,000 / $10,000 $8,000 / $16,000 Price & Details
Ambetter Health Solutions Bronze HSA 6400 by Buckeye Health Plan Community Solutions, Inc. Off Bronze $6,400 / $12,800 $8,050 / $16,100 Price & Details
Ambetter Health Solutions Bronze 5000 + Vision + Adult Dental by Buckeye Health Plan Community Solutions, Inc. Off Bronze $5,000 / $10,000 $8,500 / $17,000 Price & Details
Ambetter Health Solutions Bronze 1800 + Vision + Adult Dental by Buckeye Health Plan Community Solutions, Inc. Off Bronze $1,800 / $3,600 $9,200 / $18,400 Price & Details
UHC Bronze-X Value HSA (No Referrals) (Off-Exchange Only) by UnitedHealthcare Off Bronze $8,250 / $16,500 $8,300 / $16,600 Price & Details
Ambetter Health Solutions Bronze 7000 by Buckeye Health Plan Community Solutions, Inc. Off Bronze $7,000 / $14,000 $8,500 / $17,000 Price & Details
Bronze 3000 Off Exchange (Select) by Oscar Buckeye State Insurance Corp. Off Bronze $3,000 / $6,000 $9,200 / $18,400 Price & Details
Ambetter Health Solutions Bronze 7000 + Vision + Adult Dental by Buckeye Health Plan Community Solutions, Inc. Off Bronze $7,000 / $14,000 $8,500 / $17,000 Price & Details
Ambetter Health Solutions Bronze 1800 by Buckeye Health Plan Community Solutions, Inc. Off Bronze $1,800 / $3,600 $9,200 / $18,400 Price & Details
Bronze 3000 Off Exchange by Oscar Insurance Corporation of Ohio Off Bronze $3,000 / $6,000 $9,200 / $18,400 Price & Details
UHC Bronze-X Essential (Off-Exchange Only) by UnitedHealthcare Off Bronze $6,350 / $12,700 $9,200 / $18,400 Price & Details
Bronze 7000 Off Exchange by Oscar Insurance Corporation of Ohio Off Bronze $7,000 / $14,000 $9,200 / $18,400 Price & Details
Ambetter Health Solutions Bronze 5000 by Buckeye Health Plan Community Solutions, Inc. Off Bronze $5,000 / $10,000 $8,500 / $17,000 Price & Details
Ambetter Health Solutions Bronze HSA 6400 + Vision + Adult Dental by Buckeye Health Plan Community Solutions, Inc. Off Bronze $6,400 / $12,800 $8,050 / $16,100 Price & Details
Bronze 8000 HSA Off Exchange by Oscar Insurance Corporation of Ohio Off Bronze $8,000 / $16,000 $8,000 / $16,000 Price & Details
Silver 5300 Off Exchange by Oscar Insurance Corporation of Ohio Off Silver $5,300 / $10,600 $9,200 / $18,400 Price & Details
Silver 7000 Off Exchange (Select) by Oscar Buckeye State Insurance Corp. Off Silver $7,000 / $14,000 $9,200 / $18,400 Price & Details
Anthem Silver Pathway HMO 6100 for HSA by Community Insurance Company(Anthem BCBS) Off Silver $6,100 / $12,200 $6,100 / $12,200 Price & Details
Silver 3500 Chronic Care CKM Off Exchange (Select) by Oscar Buckeye State Insurance Corp. Off Silver $3,500 / $7,000 $9,200 / $18,400 Price & Details
Silver 5000 Off Exchange (Select) by Oscar Buckeye State Insurance Corp. Off Silver $5,000 / $10,000 $9,200 / $18,400 Price & Details
Ambetter Health Solutions Silver HSA 4000 by Buckeye Health Plan Community Solutions, Inc. Off Silver $4,000 / $8,000 $7,000 / $14,000 Price & Details
Ambetter Health Solutions Silver 4500 + Vision + Adult Dental by Buckeye Health Plan Community Solutions, Inc. Off Silver $4,500 / $9,000 $9,200 / $18,400 Price & Details
UHC Silver-X Standard (No Referrals) (Off-Exchange Only) by UnitedHealthcare Off Silver $5,000 / $10,000 $8,000 / $16,000 Price & Details
Ambetter Health Solutions Silver 5000 + Vision + Adult Dental by Buckeye Health Plan Community Solutions, Inc. Off Silver $5,000 / $10,000 $7,750 / $15,500 Price & Details
Ambetter Health Solutions Silver 1350 + Vision + Adult Dental by Buckeye Health Plan Community Solutions, Inc. Off Silver $1,350 / $2,700 $8,600 / $17,200 Price & Details
UHC Silver-X Value HSA (No Referrals) (Off-Exchange Only) by UnitedHealthcare Off Silver $3,300 / $6,600 $7,800 / $15,600 Price & Details
Ambetter Health Solutions Silver HSA 4000 + Vision + Adult Dental by Buckeye Health Plan Community Solutions, Inc. Off Silver $4,000 / $8,000 $7,000 / $14,000 Price & Details
UHC Silver-X Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)(Off-Exchange Only) by UnitedHealthcare Off Silver $0 / $0 $9,200 / $18,400 Price & Details
Silver 3000 Off Exchange by Oscar Insurance Corporation of Ohio Off Silver $3,000 / $6,000 $9,200 / $18,400 Price & Details
Silver 3500 HSA Off Exchange (Select) by Oscar Buckeye State Insurance Corp. Off Silver $3,500 / $7,000 $8,000 / $16,000 Price & Details
Silver 5000 HSA Off Exchange (Select) by Oscar Buckeye State Insurance Corp. Off Silver $5,000 / $10,000 $8,000 / $16,000 Price & Details
Anthem Silver Pathway HMO 4250 ($0 Virtual PCP + $0 Select Drugs) by Community Insurance Company(Anthem BCBS) Off Silver $4,250 / $8,500 $8,800 / $17,600 Price & Details
Ambetter Health Solutions Silver 3000 by Buckeye Health Plan Community Solutions, Inc. Off Silver $3,000 / $6,000 $9,200 / $18,400 Price & Details
Silver 5300 Off Exchange (Select) by Oscar Buckeye State Insurance Corp. Off Silver $5,300 / $10,600 $9,200 / $18,400 Price & Details
Ambetter Health Solutions Silver Copay HSA 4000 by Buckeye Health Plan Community Solutions, Inc. Off Silver $4,000 / $8,000 $7,000 / $14,000 Price & Details
Silver 7000 Off Exchange by Oscar Insurance Corporation of Ohio Off Silver $7,000 / $14,000 $9,200 / $18,400 Price & Details
Silver 3500 Chronic Care CKM Off Exchange by Oscar Insurance Corporation of Ohio Off Silver $3,500 / $7,000 $9,200 / $18,400 Price & Details
SummaCare Silver 5000 1000 Rx with 3 Free PCP Visits + Adult Vision OFF by Summa Insurance Company, Inc. Off Silver $5,000 / $10,000 $7,850 / $15,700 Price & Details
SummaCare Silver 3500 with 3 Free PCP Visits + Adult Vision OFF by Summa Insurance Company, Inc. Off Silver $3,500 / $7,000 $9,200 / $18,400 Price & Details
Silver 3000 Off Exchange (Select) by Oscar Buckeye State Insurance Corp. Off Silver $3,000 / $6,000 $9,200 / $18,400 Price & Details
Ambetter Health Solutions Silver 5000 by Buckeye Health Plan Community Solutions, Inc. Off Silver $5,000 / $10,000 $7,750 / $15,500 Price & Details
Ambetter Health Solutions Silver Copay HSA 4000 + Vision + Adult Dental by Buckeye Health Plan Community Solutions, Inc. Off Silver $4,000 / $8,000 $7,000 / $14,000 Price & Details
Silver 5000 Off Exchange by Oscar Insurance Corporation of Ohio Off Silver $5,000 / $10,000 $9,200 / $18,400 Price & Details
SummaCare Silver 5000 with 3 Free PCP Visits + Adult Vision OFF by Summa Insurance Company, Inc. Off Silver $5,000 / $10,000 $9,200 / $18,400 Price & Details
Ambetter Health Solutions Silver 4500 by Buckeye Health Plan Community Solutions, Inc. Off Silver $4,500 / $9,000 $9,200 / $18,400 Price & Details
Ambetter Health Solutions Silver 3000 + Vision + Adult Dental by Buckeye Health Plan Community Solutions, Inc. Off Silver $3,000 / $6,000 $9,200 / $18,400 Price & Details
UHC Silver-X Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals)(Off-Exchange Only) by UnitedHealthcare Off Silver $2,500 / $5,000 $9,200 / $18,400 Price & Details
Silver 3500 HSA Off Exchange by Oscar Insurance Corporation of Ohio Off Silver $3,500 / $7,000 $8,000 / $16,000 Price & Details
Silver 5000 HSA Off Exchange by Oscar Insurance Corporation of Ohio Off Silver $5,000 / $10,000 $8,000 / $16,000 Price & Details
Ambetter Health Solutions Silver 1350 by Buckeye Health Plan Community Solutions, Inc. Off Silver $1,350 / $2,700 $8,600 / $17,200 Price & Details
Gold 0 Off Exchange by Oscar Insurance Corporation of Ohio Off Gold $0 / $0 $8,500 / $17,000 Price & Details
Ambetter Health Solutions Gold 3500 by Buckeye Health Plan Community Solutions, Inc. Off Gold $3,500 / $7,000 $7,250 / $14,500 Price & Details
Gold 4000 Off Exchange (Select) by Oscar Buckeye State Insurance Corp. Off Gold $4,000 / $8,000 $8,500 / $17,000 Price & Details
Ambetter Health Solutions Gold 3000 + Vision + Adult Dental by Buckeye Health Plan Community Solutions, Inc. Off Gold $3,000 / $6,000 $5,000 / $10,000 Price & Details
Ambetter Health Solutions Gold 3000 by Buckeye Health Plan Community Solutions, Inc. Off Gold $3,000 / $6,000 $5,000 / $10,000 Price & Details
Gold 4000 Off Exchange by Oscar Insurance Corporation of Ohio Off Gold $4,000 / $8,000 $8,500 / $17,000 Price & Details
Gold 0 Off Exchange (Select) by Oscar Buckeye State Insurance Corp. Off Gold $0 / $0 $8,500 / $17,000 Price & Details
Ambetter Health Solutions Gold 3500 + Vision + Adult Dental by Buckeye Health Plan Community Solutions, Inc. Off Gold $3,500 / $7,000 $7,250 / $14,500 Price & Details
Gold 3525 HSA Off Exchange (Select) by Oscar Buckeye State Insurance Corp. Off Gold $3,525 / $7,050 $8,000 / $16,000 Price & Details
Ambetter Health Solutions Gold 1500 by Buckeye Health Plan Community Solutions, Inc. Off Gold $1,500 / $3,000 $6,000 / $12,000 Price & Details
Ambetter Health Solutions Gold 1500 + Vision + Adult Dental by Buckeye Health Plan Community Solutions, Inc. Off Gold $1,500 / $3,000 $6,000 / $12,000 Price & Details
Gold 1500 Chronic Care CKM Off Exchange by Oscar Insurance Corporation of Ohio Off Gold $1,500 / $3,000 $8,500 / $17,000 Price & Details
Gold 2000 Off Exchange (Select) by Oscar Buckeye State Insurance Corp. Off Gold $2,000 / $4,000 $8,500 / $17,000 Price & Details
Ambetter Health Solutions Gold 2500 by Buckeye Health Plan Community Solutions, Inc. Off Gold $2,500 / $5,000 $5,500 / $11,000 Price & Details
Ambetter Health Solutions Gold 2500 + Vision + Adult Dental by Buckeye Health Plan Community Solutions, Inc. Off Gold $2,500 / $5,000 $5,500 / $11,000 Price & Details
UHC Gold-X Value HSA (No Referrals) (Off-Exchange Only) by UnitedHealthcare Off Gold $3,300 / $6,600 $4,000 / $8,000 Price & Details
Gold 2000 Off Exchange by Oscar Insurance Corporation of Ohio Off Gold $2,000 / $4,000 $8,500 / $17,000 Price & Details
Gold 1500 Chronic Care CKM Off Exchange (Select) by Oscar Buckeye State Insurance Corp. Off Gold $1,500 / $3,000 $8,500 / $17,000 Price & Details
Gold 3525 HSA Off Exchange by Oscar Insurance Corporation of Ohio Off Gold $3,525 / $7,050 $8,000 / $16,000 Price & Details

 

 

After using a subsidy tax credit, you may be eligible for Obamacare plans as low as $0.

Licensed insurance agents at our trusted partner help people apply for a subsidy and sign up for Obamacare plans available on healthcare.gov or other State exchange marketplaces.

 

 

 

What are Obamacare Health Insurance Plans?

Obamacare health insurance plans are plans which are eligible for reduced costs with a subsidy tax credit. Obamacare plans are only offered through the federal government exchange marketplace healthcare.gov or some States have their own exchange marketplace website. Although plans are only offered through the exchange marketplaces, the federal government allows certified brokers, agents, and web brokers to help you enroll in an Obamacare plan and apply for a subsidy.

 

What are Off-Exchange Health Insurance Plans?

Off-Exchange health insurance plans are plans which are available outside of the federal government exchange marketplaces. Off-Exchange plans existed before Obamacare. For example, if someone did not have access to a health insurance plan through work, they may have purchased an Off-Exchange plan offered on the Individual Market.

You can enroll in an Off-Exchange plan through a broker, agent, web broker, or by contacting the insurance company directly.

 

Search Off-Exchange plans

 

What’s the difference between Obamacare plans and Off-Exchange plans?

The main difference between Obamacare plans and Off-Exchange plans is that only Obamacare plans are eligible for a subsidy tax credit to reduce costs.

Otherwise there are not many other differences between Obamacare plans and Off-Exchange plans. Plan design, coverage, and rates are similar and both sets of plans must adhere to federal government regulations. In fact, there are many plans which are available as both Obamacare plans and as Off-Exchange plans.

 

Can a plan be both an Obamacare and Off-Exchange plan?

Yes, a plan can be available as both an Obamacare and an Off-Exchange plan.

On the other hand, some plans are only offered as Obamacare plans while other plans are only offered as Off-Exchange plans.

 

Do plans which are both Obamacare and Off-Exchange plans cost the same price?

Yes, by law a plan which is offered as both an Obamacare plan and an Off-Exchange plan must be sold at the same price. In addition, broker, agents, and web brokers are required to sell plans at the same market price. However, keep in mind that only Obamacare plans are eligible for a subsidy to reduce the monthly premium price.

 

Who is eligible for Obamacare and Off-Exchange plans?

Technically everyone is eligible for Obamacare plans and Off-Exchange plans. The real question is - who is eligible for a subsidy tax credit? - which can only be used to reduce the costs of Obamacare plans. Note that even if you are not eligible for a subsidy tax credit, you are still allowed to purchase an Obamacare plan at the full price.

 

What is the Obamacare Subsidy (Tax Credit)?

The Obamacare subsidy is really a tax credit, and it is formally known as the Advanced Premium Tax Credit (APTC). Typically people receive a tax credit at the end of the year when filing taxes, but this tax credit can be received “in advance”, during the year, to reduce the monthly premium costs of an Obamacare health insurance plan.

You must complete an official federal government application to learn your subsidy amount. Everyone’s amount will be different. The calculation for the subsidy amount can be quite complicated. It is based on several different factors, but household income is the main factor. We recommend using our tool to estimate your subsidy amount.

 

Search Obamacare plans and estimate subsidy amount

 

Who is eligible to receive an Obamacare Subsidy (Tax Credit)

To be eligible for a subsidy to reduce the monthly premium costs of Obamacare plans, you must meet the following requirements.

  • Income requirements based on household size and household income. As examples, earn less than $48,240 for an individual and less than $98,400 for a family of four
  • Not eligible for other federal government sponsored insurance, such as Medicare or Medicaid
  • Do not have access to a health insurance plan from your employer which meet federal government coverage and affordability requirements
  • File taxes or be claimed as a spouse or dependent on taxes. Married couples are required to file taxes jointly.
  • Not be incarcerated
  • Be legally present in the United States

 

Why should I consider Off-Exchange plans?

Off-Exchange plans may provide you with additional options compared to available Obamacare plans. If you are not eligible for a subsidy, or only eligible for a small subsidy amount, Off-Exchange plans may still be an affordable option for you.

A second reason for considering Off-Exchange plans is that your favorite doctor may only accept a plan which is available as an Off-Exchange plan. We recommend researching provider networks when considering health insurance plans. We provide links to official provider directories, or doctor lookups, on Health Plan Radar.

In addition, some health insurance companies have been leaving the Obamacare plan market, but they may still offer Off-Exchange plans. Your preferred insurance company may still offer plans on the Off-Exchange market.

 

How do I choose an Obamacare plan or Off-Exchange plan which is best for me and my family?

There are several health insurance concepts you should understand before choosing a plan that’s best for you, including premium price, out-of-pocket costs, deductibles, and plan metal levels. Visit our choosing a plan FAQ page to learn more.

 

FAQs - Choosing an Obamacare or Off-Exchange Health Insurance Plan