OMNIA Silver Value ($0 Horizon CareOnline Virtual Care, $0 Select Insulin, No Referrals)

Health Insurance Plan Details (2025 Plan)

SBC doc

doctor lookup

EPO

Silver

Deductible (per individual)	$2,000 /yr
Deductible (per family)	$4,000 /yr
Max Out-of-Pocket (per individual)	$9,150 /yr
Max Out-of-Pocket (per family)	$18,300 /yr
Drug Deductible (per individual)
Drug Deductible (per family)
Drug Max Out-of-Pocket (per individual)
Drug Max Out-of-Pocket (per family)
Plan Type	EPO
Includes Child Dental?	No
Includes Adult Dental?	No

Medical Services
Preventive Care	No Charge
Primary Care Visit	$30 Copay
Specialist Visit	40.00% Coinsurance after deductible
Emergency Room	40.00% Coinsurance after deductible
Inpatient Facility	40.00% Coinsurance after deductible
Inpatient Physician	40.00% Coinsurance after deductible

Drug Costs
Generic Drugs	40.00% Coinsurance after deductible
Preferred Brand Drugs	40.00% Coinsurance after deductible
Non-preferred Brand Drugs	40.00% Coinsurance after deductible
Specialty Drugs	40.00% Coinsurance after deductible

Summary of Benefits and Coverage	SBC doc
Provider Directory	Doctor lookup
Drug Formulary List	n/a

* Figures shown are only for in-network medical costs

** Please check with insurance company if Copay and Coinsurance rates are before or after the deductible

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