Health Insurance Plans in North Carolina
Enter your Zip Code to show plans available only in your area:
| Plan Name | On or Off Exchange | Plan eligible for subsidy? | Metal Level | Deductible (individual/family) | Out-of-pocket Max (individual/family) | |
|---|---|---|---|---|---|---|
| Blue Home Bronze Complete | $60 PCP | $20 Tier 1 Rx | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Both | Bronze | $4,000 / $8,000 | $10,600 / $21,200 | Price & Details | |
| AmeriHealth Caritas Next Bronze Essential + No Referrals by AmeriHealth Caritas Next | Obamacare | Bronze | $10,600 / $21,200 | $10,600 / $21,200 | Price & Details | |
| AmeriHealth Caritas Next Bronze Signature + No Referrals by AmeriHealth Caritas Next | Obamacare | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Blue Home Bronze HSA Eligible | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Both | Bronze | $8,500 / $17,000 | $8,500 / $17,000 | Price & Details | |
| AmeriHealth Caritas Next Bronze Premier + No Referrals by AmeriHealth Caritas Next | Obamacare | Bronze | $3,850 / $7,700 | $10,600 / $21,200 | Price & Details | |
| UHC Bronze Standard (No Referrals) by UnitedHealthcare | Both | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) by UnitedHealthcare | Both | Bronze | $0 / $0 | $10,600 / $21,200 | Price & Details | |
| Bronze Elite + PCP Saver Plus by Oscar Health Plan of North Carolina, Inc | Both | Bronze | $0 / $0 | $10,600 / $21,200 | Price & Details | |
| Connect Bronze RD 6000 Indiv Med Deductible by Cigna HealthCare of North Carolina, Inc. | Both | Bronze | $6,000 / $12,000 | $10,300 / $20,600 | Price & Details | |
| Connect Bronze RD CMS Standard by Cigna HealthCare of North Carolina, Inc. | Both | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Connect Bronze RD 5000 Indiv Med Deductible by Cigna HealthCare of North Carolina, Inc. | Both | Bronze | $5,000 / $10,000 | $9,700 / $19,400 | Price & Details | |
| Blue Advantage Bronze HSA Eligible | Integrated | Nationwide Doctors by Blue Cross and Blue Shield of NC | Both | Bronze | $8,500 / $17,000 | $8,500 / $17,000 | Price & Details | |
| Blue Value Bronze Complete | $60 PCP | $20 Tier 1 Rx | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Both | Bronze | $4,000 / $8,000 | $10,600 / $21,200 | Price & Details | |
| Blue Value Bronze HSA Eligible | Integrated | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Both | Bronze | $8,500 / $17,000 | $8,500 / $17,000 | Price & Details | |
| Blue Care Bronze Complete | $60 PCP | $20 Tier 1 Rx | Statewide Doctors by Blue Cross and Blue Shield of NC | Both | Bronze | $4,000 / $8,000 | $10,600 / $21,200 | Price & Details | |
| Blue Care Bronze HSA Eligible | Integrated | Statewide Doctors by Blue Cross and Blue Shield of NC | Both | Bronze | $8,500 / $17,000 | $8,500 / $17,000 | Price & Details | |
| Elite Bronze by Ambetter of North Carolina Inc. | Both | Bronze | $0 / $0 | $10,500 / $21,000 | Price & Details | |
| Elite Bronze + Vision + Adult Dental by Ambetter of North Carolina Inc. | Both | Bronze | $0 / $0 | $10,500 / $21,000 | Price & Details | |
| Blue Local Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC | Both | Bronze | $7,000 / $14,000 | $10,600 / $21,200 | Price & Details | |
| Blue Local Bronze Standard | with Atrium Health by Blue Cross and Blue Shield of NC | Both | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Bronze Simple Chronic Care CKM | with Atrium Health by Oscar Health Plan of North Carolina, Inc | Both | Bronze | $5,500 / $11,000 | $10,150 / $20,300 | Price & Details | |
| Bronze Elite + PCP Saver Plus | with Atrium Health by Oscar Health Plan of North Carolina, Inc | Both | Bronze | $0 / $0 | $10,600 / $21,200 | Price & Details | |
| Connect Bronze 6500 Indiv Med Deductible by Cigna HealthCare of North Carolina, Inc. | Both | Bronze | $6,500 / $13,000 | $9,900 / $19,800 | Price & Details | |
| Connect myDiabetesCare Bronze by Cigna HealthCare of North Carolina, Inc. | Both | Bronze | $6,000 / $12,000 | $9,900 / $19,800 | Price & Details | |
| Elite Bronze with Atrium Health by Ambetter of North Carolina Inc. | Both | Bronze | $0 / $0 | $10,500 / $21,000 | Price & Details | |
| Elite Bronze with Atrium Health + Vision + Adult Dental by Ambetter of North Carolina Inc. | Both | Bronze | $0 / $0 | $10,500 / $21,000 | Price & Details | |
| Blue Value Bronze Complete | $60 PCP | $20 Tier 1 Rx | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Both | Bronze | $4,000 / $8,000 | $10,600 / $21,200 | Price & Details | |
| Blue Value Bronze HSA Eligible | Integrated | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Both | Bronze | $8,500 / $17,000 | $8,500 / $17,000 | Price & Details | |
| Blue Local Bronze Standard | with Atrium Health by Blue Cross and Blue Shield of NC | Both | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Blue Local Bronze Complete | $60 PCP | $20 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC | Both | Bronze | $4,000 / $8,000 | $10,600 / $21,200 | Price & Details | |
| Blue Local Bronze HSA Eligible | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC | Both | Bronze | $8,500 / $17,000 | $8,500 / $17,000 | Price & Details | |
| Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Novant Health by Blue Cross and Blue Shield of NC | Both | Bronze | $7,000 / $14,000 | $10,600 / $21,200 | Price & Details | |
| Blue Home Bronze Standard | with Novant Health by Blue Cross and Blue Shield of NC | Both | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Blue Local Bronze Standard | with Atrium Health by Blue Cross and Blue Shield of NC | Both | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Blue Home Bronze Complete | $60 PCP | $20 Tier 1 Rx | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Both | Bronze | $4,000 / $8,000 | $10,600 / $21,200 | Price & Details | |
| Blue Home Bronze Standard | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Both | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Blue Home Bronze HSA Eligible | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Both | Bronze | $8,500 / $17,000 | $8,500 / $17,000 | Price & Details | |
| Blue Local Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC | Both | Bronze | $7,000 / $14,000 | $10,600 / $21,200 | Price & Details | |
| Blue Local Bronze Standard | with Atrium Health by Blue Cross and Blue Shield of NC | Both | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Blue Home Bronze Standard | with Cone Health by Blue Cross and Blue Shield of NC | Both | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Both | Bronze | $7,000 / $14,000 | $10,600 / $21,200 | Price & Details | |
| Blue Home Bronze Complete | $60 PCP | $20 Tier 1 Rx | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Both | Bronze | $4,000 / $8,000 | $10,600 / $21,200 | Price & Details | |
| Blue Home Bronze HSA Eligible | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Both | Bronze | $8,500 / $17,000 | $8,500 / $17,000 | Price & Details | |
| Blue Local Bronze Standard | with Atrium Health by Blue Cross and Blue Shield of NC | Both | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Blue Local Bronze HSA Eligible | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC | Both | Bronze | $8,500 / $17,000 | $8,500 / $17,000 | Price & Details | |
| Everyday Bronze with Atrium Health by Ambetter of North Carolina Inc. | Both | Bronze | $8,450 / $16,900 | $10,150 / $20,300 | Price & Details | |
| Bronze Simple Diabetes | with Atrium Health by Oscar Health Plan of North Carolina, Inc | Both | Bronze | $5,500 / $11,000 | $10,150 / $20,300 | Price & Details | |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits | with Atrium Health by Oscar Health Plan of North Carolina, Inc | Both | Bronze | $5,500 / $11,000 | $10,150 / $20,300 | Price & Details | |
| Blue Care Bronze Standard | Statewide Doctors by Blue Cross and Blue Shield of NC | Both | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Everyday Bronze with Atrium Health + Vision + Adult Dental by Ambetter of North Carolina Inc. | Both | Bronze | $8,450 / $16,900 | $10,150 / $20,300 | Price & Details | |
| Connect Bronze 5500 Indiv Med Deductible by Cigna HealthCare of North Carolina, Inc. | Both | Bronze | $5,500 / $11,000 | $10,250 / $20,500 | Price & Details | |
| Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Statewide Doctors by Blue Cross and Blue Shield of NC | Both | Bronze | $7,000 / $14,000 | $10,600 / $21,200 | Price & Details | |
| Standard Expanded Bronze with Atrium Health by Ambetter of North Carolina Inc. | Both | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Blue Local Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC | Both | Bronze | $7,000 / $14,000 | $10,600 / $21,200 | Price & Details | |
| Bronze Classic 4700 | with Atrium Health by Oscar Health Plan of North Carolina, Inc | Both | Bronze | $4,700 / $9,400 | $9,600 / $19,200 | Price & Details | |
| Connect Bronze CMS Standard by Cigna HealthCare of North Carolina, Inc. | Both | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Standard Expanded Bronze with Atrium Health + Vision + Adult Dental by Ambetter of North Carolina Inc. | Both | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Bronze Classic Standard | with Atrium Health by Oscar Health Plan of North Carolina, Inc | Both | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Nationwide Doctors by Blue Cross and Blue Shield of NC | Both | Bronze | $7,000 / $14,000 | $10,600 / $21,200 | Price & Details | |
| UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals by UnitedHealthcare | Both | Bronze | $10,600 / $21,200 | $10,600 / $21,200 | Price & Details | |
| Blue Advantage Bronze Standard | Nationwide Doctors by Blue Cross and Blue Shield of NC | Both | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Blue Advantage Bronze Complete | $60 PCP | $20 Tier 1 Rx | Nationwide Doctors by Blue Cross and Blue Shield of NC | Both | Bronze | $4,000 / $8,000 | $10,600 / $21,200 | Price & Details | |
| UHC Bronze Standard+ Dental + Vision (No Referrals) by UnitedHealthcare | Both | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Blue Value Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Both | Bronze | $7,000 / $14,000 | $10,600 / $21,200 | Price & Details | |
| Everyday Bronze by Ambetter of North Carolina Inc. | Both | Bronze | $8,450 / $16,900 | $10,150 / $20,300 | Price & Details | |
| Blue Home Bronze Standard | with Novant Health by Blue Cross and Blue Shield of NC | Both | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Blue Value Bronze Standard | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Both | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Standard Expanded Bronze by Ambetter of North Carolina Inc. | Both | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Blue Local Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC | Both | Bronze | $7,000 / $14,000 | $10,600 / $21,200 | Price & Details | |
| Blue Local Bronze Complete | $60 PCP | $20 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC | Both | Bronze | $4,000 / $8,000 | $10,600 / $21,200 | Price & Details | |
| Everyday Bronze + Vision + Adult Dental by Ambetter of North Carolina Inc. | Both | Bronze | $8,450 / $16,900 | $10,150 / $20,300 | Price & Details | |
| Standard Expanded Bronze + Vision + Adult Dental by Ambetter of North Carolina Inc. | Both | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Novant Health by Blue Cross and Blue Shield of NC | Both | Bronze | $7,000 / $14,000 | $10,600 / $21,200 | Price & Details | |
| Bronze Classic 4700 by Oscar Health Plan of North Carolina, Inc | Both | Bronze | $4,700 / $9,400 | $9,600 / $19,200 | Price & Details | |
| Blue Home Bronze Standard | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Both | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Both | Bronze | $7,000 / $14,000 | $10,600 / $21,200 | Price & Details | |
| Bronze Classic Standard by Oscar Health Plan of North Carolina, Inc | Both | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Both | Bronze | $7,000 / $14,000 | $10,600 / $21,200 | Price & Details | |
| Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Cone Health by Blue Cross and Blue Shield of NC | Both | Bronze | $7,000 / $14,000 | $10,600 / $21,200 | Price & Details | |
| Blue Value Bronze Standard | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Both | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Blue Home Bronze Standard | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Both | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Blue Value Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Both | Bronze | $7,000 / $14,000 | $10,600 / $21,200 | Price & Details | |
| Blue Local Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC | Both | Bronze | $7,000 / $14,000 | $10,600 / $21,200 | Price & Details | |
| Blue Home Silver Standard | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| AmeriHealth Caritas Next Silver Signature + No Referrals by AmeriHealth Caritas Next | Obamacare | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| AmeriHealth Caritas Next Silver Premier + No Referrals by AmeriHealth Caritas Next | Obamacare | Silver | $400 / $800 | $10,200 / $20,400 | Price & Details | |
| AmeriHealth Caritas Next Silver Essential + No Referrals by AmeriHealth Caritas Next | Obamacare | Silver | $6,100 / $12,200 | $9,000 / $18,000 | Price & Details | |
| UHC Silver Standard (No Referrals) by UnitedHealthcare | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| UHC Silver Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) by UnitedHealthcare | Both | Silver | $2,500 / $5,000 | $10,150 / $20,300 | Price & Details | |
| Silver Classic by Oscar Health Plan of North Carolina, Inc | Both | Silver | $5,400 / $10,800 | $9,200 / $18,400 | Price & Details | |
| Silver Simple PCP Saver by Oscar Health Plan of North Carolina, Inc | Both | Silver | $5,500 / $11,000 | $9,900 / $19,800 | Price & Details | |
| Silver Simple Diabetes by Oscar Health Plan of North Carolina, Inc | Both | Silver | $6,500 / $13,000 | $10,000 / $20,000 | Price & Details | |
| Connect Silver RD 3500 Indiv Med Deductible by Cigna HealthCare of North Carolina, Inc. | Both | Silver | $3,500 / $7,000 | $9,000 / $18,000 | Price & Details | |
| Connect Silver RD CMS Standard by Cigna HealthCare of North Carolina, Inc. | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Blue Advantage Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Nationwide Doctors by Blue Cross and Blue Shield of NC | Both | Silver | $2,800 / $5,600 | $10,600 / $21,200 | Price & Details | |
| Blue Advantage Silver Standard | Nationwide Doctors by Blue Cross and Blue Shield of NC | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Blue Value Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Both | Silver | $3,000 / $6,000 | $10,600 / $21,200 | Price & Details | |
| Blue Value Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Both | Silver | $2,800 / $5,600 | $10,600 / $21,200 | Price & Details | |
| Blue Value Silver Standard | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Blue Care Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Statewide Doctors by Blue Cross and Blue Shield of NC | Both | Silver | $2,800 / $5,600 | $10,600 / $21,200 | Price & Details | |
| Blue Care Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Statewide Doctors by Blue Cross and Blue Shield of NC | Both | Silver | $3,000 / $6,000 | $10,600 / $21,200 | Price & Details | |
| Clear Silver with $0 Insulin Options by Ambetter of North Carolina Inc. | Both | Silver | $7,000 / $14,000 | $7,000 / $14,000 | Price & Details | |
| Enhanced Asthma/COPD Care Silver with $0 Drug Options by Ambetter of North Carolina Inc. | Both | Silver | $5,900 / $11,800 | $8,150 / $16,300 | Price & Details | |
| Standard Silver by Ambetter of North Carolina Inc. | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Enhanced Asthma/COPD Care Silver with $0 Drug Options + Vision + Adult Dental by Ambetter of North Carolina Inc. | Both | Silver | $5,900 / $11,800 | $8,150 / $16,300 | Price & Details | |
| Standard Silver + Vision + Adult Dental by Ambetter of North Carolina Inc. | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Blue Local Silver Standard | with Atrium Health by Blue Cross and Blue Shield of NC | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Silver Classic Standard | with Atrium Health by Oscar Health Plan of North Carolina, Inc | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Silver Simple Diabetes | with Atrium Health by Oscar Health Plan of North Carolina, Inc | Both | Silver | $6,500 / $13,000 | $10,000 / $20,000 | Price & Details | |
| Silver Classic | with Atrium Health by Oscar Health Plan of North Carolina, Inc | Both | Silver | $5,400 / $10,800 | $9,200 / $18,400 | Price & Details | |
| Connect myDiabetesCare Silver by Cigna HealthCare of North Carolina, Inc. | Both | Silver | $4,300 / $8,600 | $9,200 / $18,400 | Price & Details | |
| Silver Simple PCP Saver | with Atrium Health by Oscar Health Plan of North Carolina, Inc | Both | Silver | $5,500 / $11,000 | $9,900 / $19,800 | Price & Details | |
| Silver Simple Women's Health with Menopause Benefits | with Atrium Health by Oscar Health Plan of North Carolina, Inc | Both | Silver | $6,000 / $12,000 | $10,150 / $20,300 | Price & Details | |
| Connect Silver 5000 Indiv Med Deductible by Cigna HealthCare of North Carolina, Inc. | Both | Silver | $5,000 / $10,000 | $8,850 / $17,700 | Price & Details | |
| Connect Silver CMS Standard by Cigna HealthCare of North Carolina, Inc. | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Focused Silver with Atrium Health by Ambetter of North Carolina Inc. | Both | Silver | $6,300 / $12,600 | $8,400 / $16,800 | Price & Details | |
| Standard Silver with Atrium Health by Ambetter of North Carolina Inc. | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Focused Silver with Atrium Health + Vision + Adult Dental by Ambetter of North Carolina Inc. | Both | Silver | $6,300 / $12,600 | $8,400 / $16,800 | Price & Details | |
| Standard Silver with Atrium Health + Vision + Adult Dental by Ambetter of North Carolina Inc. | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Blue Value Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Both | Silver | $3,000 / $6,000 | $10,600 / $21,200 | Price & Details | |
| Blue Value Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Both | Silver | $2,800 / $5,600 | $10,600 / $21,200 | Price & Details | |
| Blue Value Silver Standard | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Blue Local Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC | Both | Silver | $3,000 / $6,000 | $10,600 / $21,200 | Price & Details | |
| Blue Local Silver Standard | with Atrium Health by Blue Cross and Blue Shield of NC | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Blue Home Silver Standard | with Novant Health by Blue Cross and Blue Shield of NC | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Blue Local Silver Standard | with Atrium Health by Blue Cross and Blue Shield of NC | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Blue Home Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Both | Silver | $3,000 / $6,000 | $10,600 / $21,200 | Price & Details | |
| Blue Home Silver Standard | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Blue Local Silver Standard | with Atrium Health by Blue Cross and Blue Shield of NC | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Blue Home Silver Standard | with Cone Health by Blue Cross and Blue Shield of NC | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Blue Home Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Both | Silver | $3,000 / $6,000 | $10,600 / $21,200 | Price & Details | |
| Blue Local Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC | Both | Silver | $3,000 / $6,000 | $10,600 / $21,200 | Price & Details | |
| Silver Simple Breathe Easy with Enhanced COPD Benefits | with Atrium Health by Oscar Health Plan of North Carolina, Inc | Both | Silver | $6,200 / $12,400 | $9,600 / $19,200 | Price & Details | |
| Silver Simple Chronic Care CKM | with Atrium Health by Oscar Health Plan of North Carolina, Inc | Both | Silver | $5,900 / $11,800 | $10,150 / $20,300 | Price & Details | |
| Blue Advantage Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Nationwide Doctors by Blue Cross and Blue Shield of NC | Both | Silver | $3,000 / $6,000 | $10,600 / $21,200 | Price & Details | |
| Blue Local Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC | Both | Silver | $2,800 / $5,600 | $10,600 / $21,200 | Price & Details | |
| Connect Silver 3600 Indiv Med Deductible by Cigna HealthCare of North Carolina, Inc. | Both | Silver | $3,600 / $7,200 | $9,150 / $18,300 | Price & Details | |
| Blue Home Silver Standard | with Novant Health by Blue Cross and Blue Shield of NC | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Blue Care Silver Standard | Statewide Doctors by Blue Cross and Blue Shield of NC | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Blue Local Silver Standard | with Atrium Health by Blue Cross and Blue Shield of NC | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| UHC Silver Value ($0 Virtual Urgent Care, No Referrals) by UnitedHealthcare | Both | Silver | $3,550 / $7,100 | $10,000 / $20,000 | Price & Details | |
| UHC Silver Value + ($0 Virtual Urgent Care, Dental + Vision, No Referrals) by UnitedHealthcare | Both | Silver | $3,550 / $7,100 | $10,000 / $20,000 | Price & Details | |
| Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Novant Health by Blue Cross and Blue Shield of NC | Both | Silver | $2,800 / $5,600 | $10,600 / $21,200 | Price & Details | |
| Blue Local Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC | Both | Silver | $2,800 / $5,600 | $10,600 / $21,200 | Price & Details | |
| UHC Silver Advantage + ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) by UnitedHealthcare | Both | Silver | $2,500 / $5,000 | $10,150 / $20,300 | Price & Details | |
| Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Novant Health by Blue Cross and Blue Shield of NC | Both | Silver | $2,800 / $5,600 | $10,600 / $21,200 | Price & Details | |
| Blue Local Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC | Both | Silver | $2,800 / $5,600 | $10,600 / $21,200 | Price & Details | |
| Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Both | Silver | $2,800 / $5,600 | $10,600 / $21,200 | Price & Details | |
| Silver Classic Standard by Oscar Health Plan of North Carolina, Inc | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Cone Health by Blue Cross and Blue Shield of NC | Both | Silver | $2,800 / $5,600 | $10,600 / $21,200 | Price & Details | |
| Blue Home Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Both | Silver | $3,000 / $6,000 | $10,600 / $21,200 | Price & Details | |
| Connect Silver RD 5000 Indiv Med Deductible by Cigna HealthCare of North Carolina, Inc. | Both | Silver | $5,000 / $10,000 | $9,250 / $18,500 | Price & Details | |
| Blue Local Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC | Both | Silver | $2,800 / $5,600 | $10,600 / $21,200 | Price & Details | |
| Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Both | Silver | $2,800 / $5,600 | $10,600 / $21,200 | Price & Details | |
| Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Both | Silver | $2,800 / $5,600 | $10,600 / $21,200 | Price & Details | |
| Blue Home Silver Standard | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Blue Local Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC | Both | Silver | $2,800 / $5,600 | $10,600 / $21,200 | Price & Details | |
| Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Both | Gold | $1,800 / $3,600 | $10,600 / $21,200 | Price & Details | |
| AmeriHealth Caritas Next Gold Signature + No Referrals by AmeriHealth Caritas Next | Obamacare | Gold | $2,000 / $4,000 | $8,200 / $16,400 | Price & Details | |
| AmeriHealth Caritas Next Gold Premier + No Referrals by AmeriHealth Caritas Next | Obamacare | Gold | $850 / $1,700 | $8,500 / $17,000 | Price & Details | |
| UHC Gold Standard (No Referrals) by UnitedHealthcare | Both | Gold | $2,000 / $4,000 | $8,200 / $16,400 | Price & Details | |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) by UnitedHealthcare | Both | Gold | $0 / $0 | $10,600 / $21,200 | Price & Details | |
| UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, No Referrals) by UnitedHealthcare | Both | Gold | $750 / $1,500 | $9,200 / $18,400 | Price & Details | |
| UHC Gold Advantage + ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision, No Referrals) by UnitedHealthcare | Both | Gold | $750 / $1,500 | $9,200 / $18,400 | Price & Details | |
| Gold Classic Standard by Oscar Health Plan of North Carolina, Inc | Both | Gold | $2,000 / $4,000 | $8,200 / $16,400 | Price & Details | |
| Blue Advantage Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Nationwide Doctors by Blue Cross and Blue Shield of NC | Both | Gold | $1,800 / $3,600 | $10,600 / $21,200 | Price & Details | |
| Connect Gold RD CMS Standard by Cigna HealthCare of North Carolina, Inc. | Both | Gold | $2,000 / $4,000 | $8,200 / $16,400 | Price & Details | |
| Blue Advantage Gold Standard A | Nationwide Doctors by Blue Cross and Blue Shield of NC | Both | Gold | $2,000 / $4,000 | $8,200 / $16,400 | Price & Details | |
| Blue Care Gold Standard A | Statewide Doctors by Blue Cross and Blue Shield of NC | Both | Gold | $2,000 / $4,000 | $8,200 / $16,400 | Price & Details | |
| Blue Care Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Statewide Doctors by Blue Cross and Blue Shield of NC | Both | Gold | $1,800 / $3,600 | $10,600 / $21,200 | Price & Details | |
| Complete Gold by Ambetter of North Carolina Inc. | Both | Gold | $1,450 / $2,900 | $7,500 / $15,000 | Price & Details | |
| Standard Gold by Ambetter of North Carolina Inc. | Both | Gold | $2,000 / $4,000 | $8,200 / $16,400 | Price & Details | |
| Standard Gold + Vision + Adult Dental by Ambetter of North Carolina Inc. | Both | Gold | $2,000 / $4,000 | $8,200 / $16,400 | Price & Details | |
| Complete Gold + Vision + Adult Dental by Ambetter of North Carolina Inc. | Both | Gold | $1,450 / $2,900 | $7,500 / $15,000 | Price & Details | |
| Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC | Both | Gold | $1,800 / $3,600 | $10,600 / $21,200 | Price & Details | |
| Blue Local Gold Standard A | with Atrium Health by Blue Cross and Blue Shield of NC | Both | Gold | $2,000 / $4,000 | $8,200 / $16,400 | Price & Details | |
| Gold Classic Standard | with Atrium Health by Oscar Health Plan of North Carolina, Inc | Both | Gold | $2,000 / $4,000 | $8,200 / $16,400 | Price & Details | |
| Connect Gold CMS Standard by Cigna HealthCare of North Carolina, Inc. | Both | Gold | $2,000 / $4,000 | $8,200 / $16,400 | Price & Details | |
| Connect Gold 1500 Indiv Med Deductible by Cigna HealthCare of North Carolina, Inc. | Both | Gold | $1,500 / $3,000 | $9,950 / $19,900 | Price & Details | |
| Standard Gold with Atrium Health by Ambetter of North Carolina Inc. | Both | Gold | $2,000 / $4,000 | $8,200 / $16,400 | Price & Details | |
| Complete Gold with Atrium Health by Ambetter of North Carolina Inc. | Both | Gold | $1,450 / $2,900 | $7,500 / $15,000 | Price & Details | |
| Standard Gold with Atrium Health + Vision + Adult Dental by Ambetter of North Carolina Inc. | Both | Gold | $2,000 / $4,000 | $8,200 / $16,400 | Price & Details | |
| Complete Gold with Atrium Health + Vision + Adult Dental by Ambetter of North Carolina Inc. | Both | Gold | $1,450 / $2,900 | $7,500 / $15,000 | Price & Details | |
| Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Novant Health by Blue Cross and Blue Shield of NC | Both | Gold | $1,800 / $3,600 | $10,600 / $21,200 | Price & Details | |
| Blue Home Gold Standard A | with Novant Health by Blue Cross and Blue Shield of NC | Both | Gold | $2,000 / $4,000 | $8,200 / $16,400 | Price & Details | |
| Blue Value Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Both | Gold | $1,800 / $3,600 | $10,600 / $21,200 | Price & Details | |
| Blue Value Gold Standard A | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Both | Gold | $2,000 / $4,000 | $8,200 / $16,400 | Price & Details | |
| Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC | Both | Gold | $1,800 / $3,600 | $10,600 / $21,200 | Price & Details | |
| Blue Local Gold Standard A | with Atrium Health by Blue Cross and Blue Shield of NC | Both | Gold | $2,000 / $4,000 | $8,200 / $16,400 | Price & Details | |
| Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Novant Health by Blue Cross and Blue Shield of NC | Both | Gold | $1,800 / $3,600 | $10,600 / $21,200 | Price & Details | |
| Blue Home Gold Standard A | with Novant Health by Blue Cross and Blue Shield of NC | Both | Gold | $2,000 / $4,000 | $8,200 / $16,400 | Price & Details | |
| Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC | Both | Gold | $1,800 / $3,600 | $10,600 / $21,200 | Price & Details | |
| Blue Local Gold Standard A | with Atrium Health by Blue Cross and Blue Shield of NC | Both | Gold | $2,000 / $4,000 | $8,200 / $16,400 | Price & Details | |
| Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Both | Gold | $1,800 / $3,600 | $10,600 / $21,200 | Price & Details | |
| Blue Home Gold Standard A | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Both | Gold | $2,000 / $4,000 | $8,200 / $16,400 | Price & Details | |
| Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC | Both | Gold | $1,800 / $3,600 | $10,600 / $21,200 | Price & Details | |
| Blue Local Gold Standard A | with Atrium Health by Blue Cross and Blue Shield of NC | Both | Gold | $2,000 / $4,000 | $8,200 / $16,400 | Price & Details | |
| Blue Home Gold Standard A | with Cone Health by Blue Cross and Blue Shield of NC | Both | Gold | $2,000 / $4,000 | $8,200 / $16,400 | Price & Details | |
| Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Both | Gold | $1,800 / $3,600 | $10,600 / $21,200 | Price & Details | |
| Blue Home Gold Standard A | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Both | Gold | $2,000 / $4,000 | $8,200 / $16,400 | Price & Details | |
| Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC | Both | Gold | $1,800 / $3,600 | $10,600 / $21,200 | Price & Details | |
| Blue Local Gold Standard A | with Atrium Health by Blue Cross and Blue Shield of NC | Both | Gold | $2,000 / $4,000 | $8,200 / $16,400 | Price & Details | |
| Blue Value Gold Standard A | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Both | Gold | $2,000 / $4,000 | $8,200 / $16,400 | Price & Details | |
| Blue Value Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Both | Gold | $1,800 / $3,600 | $10,600 / $21,200 | Price & Details | |
| Blue Home Gold Standard A | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Both | Gold | $2,000 / $4,000 | $8,200 / $16,400 | Price & Details | |
| Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Cone Health by Blue Cross and Blue Shield of NC | Both | Gold | $1,800 / $3,600 | $10,600 / $21,200 | Price & Details | |
| Blue Home Bronze Standard A | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Off | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Blue Local Bronze Basic A | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC | Off | Bronze | $7,000 / $14,000 | $10,600 / $21,200 | Price & Details | |
| Blue Local Bronze Standard A | with Atrium Health by Blue Cross and Blue Shield of NC | Off | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Blue Local Bronze HSA Eligible A | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC | Off | Bronze | $8,500 / $17,000 | $8,500 / $17,000 | Price & Details | |
| Connect Bronze 7000 HSA Indiv Med Deductible by Cigna HealthCare of North Carolina, Inc. | Off | Bronze | $7,000 / $14,000 | $8,300 / $16,600 | Price & Details | |
| Blue Advantage Bronze Basic A | 3 Free PCP | $25 Tier 1 Rx | Integrated | Nationwide Doctors by Blue Cross and Blue Shield of NC | Off | Bronze | $7,000 / $14,000 | $10,600 / $21,200 | Price & Details | |
| Blue Advantage Bronze Standard A | Nationwide Doctors by Blue Cross and Blue Shield of NC | Off | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Blue Advantage Bronze Complete A | $60 PCP | $20 Tier 1 Rx | Nationwide Doctors by Blue Cross and Blue Shield of NC | Off | Bronze | $4,000 / $8,000 | $10,600 / $21,200 | Price & Details | |
| Blue Advantage Bronze HSA Eligible A | Integrated | Nationwide Doctors by Blue Cross and Blue Shield of NC | Off | Bronze | $8,500 / $17,000 | $8,500 / $17,000 | Price & Details | |
| Blue Value Bronze Basic A | 3 Free PCP | $25 Tier 1 Rx | Integrated | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Off | Bronze | $7,000 / $14,000 | $10,600 / $21,200 | Price & Details | |
| Blue Value Bronze Standard A | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Off | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Blue Value Bronze Complete A | $60 PCP | $20 Tier 1 Rx | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Off | Bronze | $4,000 / $8,000 | $10,600 / $21,200 | Price & Details | |
| Blue Value Bronze HSA Eligible A | Integrated | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Off | Bronze | $8,500 / $17,000 | $8,500 / $17,000 | Price & Details | |
| Blue Home Bronze Standard A | with Novant Health by Blue Cross and Blue Shield of NC | Off | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Blue Home Bronze Standard A | with Novant Health by Blue Cross and Blue Shield of NC | Off | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Blue Home Bronze Basic A | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Novant Health by Blue Cross and Blue Shield of NC | Off | Bronze | $7,000 / $14,000 | $10,600 / $21,200 | Price & Details | |
| Blue Home Bronze HSA Eligible A | Integrated | with Novant Health by Blue Cross and Blue Shield of NC | Off | Bronze | $8,500 / $17,000 | $8,500 / $17,000 | Price & Details | |
| Blue Local Bronze HSA Eligible A | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC | Off | Bronze | $8,500 / $17,000 | $8,500 / $17,000 | Price & Details | |
| Blue Local Bronze Standard A | with Atrium Health by Blue Cross and Blue Shield of NC | Off | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Blue Local Bronze Complete A | $60 PCP | $20 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC | Off | Bronze | $4,000 / $8,000 | $10,600 / $21,200 | Price & Details | |
| Blue Local Bronze Basic A | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC | Off | Bronze | $7,000 / $14,000 | $10,600 / $21,200 | Price & Details | |
| Blue Local Bronze HSA Eligible A | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC | Off | Bronze | $8,500 / $17,000 | $8,500 / $17,000 | Price & Details | |
| Blue Home Bronze HSA Eligible A | Integrated | with Cone Health by Blue Cross and Blue Shield of NC | Off | Bronze | $8,500 / $17,000 | $8,500 / $17,000 | Price & Details | |
| Blue Home Bronze Standard A | with Cone Health by Blue Cross and Blue Shield of NC | Off | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Blue Home Bronze Basic A | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Cone Health by Blue Cross and Blue Shield of NC | Off | Bronze | $7,000 / $14,000 | $10,600 / $21,200 | Price & Details | |
| Blue Home Bronze Standard A | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Off | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Blue Home Bronze HSA Eligible A | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Off | Bronze | $8,500 / $17,000 | $8,500 / $17,000 | Price & Details | |
| Blue Home Bronze Basic A | 3 Free PCP | $25 Tier 1 Rx | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Off | Bronze | $7,000 / $14,000 | $10,600 / $21,200 | Price & Details | |
| Blue Home Bronze Complete A | $60 PCP | $20 Tier 1 Rx | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Off | Bronze | $4,000 / $8,000 | $10,600 / $21,200 | Price & Details | |
| Blue Advantage Bronze Basic A | 3 Free PCP | $25 Tier 1 Rx | Integrated | Nationwide Doctors by Blue Cross and Blue Shield of NC | Off | Bronze | $7,000 / $14,000 | $10,600 / $21,200 | Price & Details | |
| Blue Advantage Bronze Complete A | $60 PCP | $20 Tier 1 Rx | Nationwide Doctors by Blue Cross and Blue Shield of NC | Off | Bronze | $4,000 / $8,000 | $10,600 / $21,200 | Price & Details | |
| Blue Advantage Bronze HSA Eligible A | Integrated | Nationwide Doctors by Blue Cross and Blue Shield of NC | Off | Bronze | $8,500 / $17,000 | $8,500 / $17,000 | Price & Details | |
| Blue Local Bronze Standard A | with Atrium Health by Blue Cross and Blue Shield of NC | Off | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Blue Local Bronze HSA Eligible A | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC | Off | Bronze | $8,500 / $17,000 | $8,500 / $17,000 | Price & Details | |
| Blue Home Bronze Basic A | 3 Free PCP | $25 Tier 1 Rx | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Off | Bronze | $7,000 / $14,000 | $10,600 / $21,200 | Price & Details | |
| Blue Home Bronze Standard A | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Off | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Blue Home Bronze HSA Eligible A | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Off | Bronze | $8,500 / $17,000 | $8,500 / $17,000 | Price & Details | |
| Blue Home Bronze Basic A | 3 Free PCP | $25 Tier 1 Rx | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Off | Bronze | $7,000 / $14,000 | $10,600 / $21,200 | Price & Details | |
| Blue Home Bronze Complete A | $60 PCP | $20 Tier 1 Rx | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Off | Bronze | $4,000 / $8,000 | $10,600 / $21,200 | Price & Details | |
| Blue Value Bronze Standard A | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Off | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Blue Local Bronze Basic A | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC | Off | Bronze | $7,000 / $14,000 | $10,600 / $21,200 | Price & Details | |
| Blue Value Bronze Complete A | $60 PCP | $20 Tier 1 Rx | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Off | Bronze | $4,000 / $8,000 | $10,600 / $21,200 | Price & Details | |
| Blue Local Bronze Standard A | with Atrium Health by Blue Cross and Blue Shield of NC | Off | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Blue Value Bronze HSA Eligible A | Integrated | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Off | Bronze | $8,500 / $17,000 | $8,500 / $17,000 | Price & Details | |
| Blue Local Bronze Complete A | $60 PCP | $20 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC | Off | Bronze | $4,000 / $8,000 | $10,600 / $21,200 | Price & Details | |
| Blue Care Bronze Basic A | 3 Free PCP | $25 Tier 1 Rx | Integrated | Statewide Doctors by Blue Cross and Blue Shield of NC | Off | Bronze | $7,000 / $14,000 | $10,600 / $21,200 | Price & Details | |
| Blue Care Bronze Complete A | $60 PCP | $20 Tier 1 Rx | Statewide Doctors by Blue Cross and Blue Shield of NC | Off | Bronze | $4,000 / $8,000 | $10,600 / $21,200 | Price & Details | |
| Blue Care Bronze HSA Eligible A | Integrated | Statewide Doctors by Blue Cross and Blue Shield of NC | Off | Bronze | $8,500 / $17,000 | $8,500 / $17,000 | Price & Details | |
| Blue Care Bronze Standard A | Statewide Doctors by Blue Cross and Blue Shield of NC | Off | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Blue Home Bronze HSA Eligible A | Integrated | with Novant Health by Blue Cross and Blue Shield of NC | Off | Bronze | $8,500 / $17,000 | $8,500 / $17,000 | Price & Details | |
| Blue Home Bronze Basic A | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Novant Health by Blue Cross and Blue Shield of NC | Off | Bronze | $7,000 / $14,000 | $10,600 / $21,200 | Price & Details | |
| Blue Local Bronze Standard A | with Atrium Health by Blue Cross and Blue Shield of NC | Off | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Blue Local Bronze Basic A | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC | Off | Bronze | $7,000 / $14,000 | $10,600 / $21,200 | Price & Details | |
| Blue Advantage Bronze Standard A | Nationwide Doctors by Blue Cross and Blue Shield of NC | Off | Bronze | $7,500 / $15,000 | $10,000 / $20,000 | Price & Details | |
| Blue Value Bronze Basic A | 3 Free PCP | $25 Tier 1 Rx | Integrated | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Off | Bronze | $7,000 / $14,000 | $10,600 / $21,200 | Price & Details | |
| Blue Local Bronze HSA Eligible A | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC | Off | Bronze | $8,500 / $17,000 | $8,500 / $17,000 | Price & Details | |
| Blue Home Bronze Complete A | $60 PCP | $20 Tier 1 Rx | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Off | Bronze | $4,000 / $8,000 | $10,600 / $21,200 | Price & Details | |
| Blue Home Bronze HSA Eligible A | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Off | Bronze | $8,500 / $17,000 | $8,500 / $17,000 | Price & Details | |
| Blue Local Bronze Basic A | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC | Off | Bronze | $7,000 / $14,000 | $10,600 / $21,200 | Price & Details | |
| Clarity Silver with Atrium Health + Vision + Adult Dental by Ambetter of North Carolina Inc. | Off | Silver | $6,300 / $12,600 | $10,600 / $21,200 | Price & Details | |
| Clarity Silver with Atrium Health by Ambetter of North Carolina Inc. | Off | Silver | $6,300 / $12,600 | $10,600 / $21,200 | Price & Details | |
| Blue Local Silver Preferred A | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC | Off | Silver | $2,800 / $5,600 | $10,600 / $21,200 | Price & Details | |
| Blue Local Silver Standard A | with Atrium Health by Blue Cross and Blue Shield of NC | Off | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Blue Local Silver Access A | 3 Free PCP | $15 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC | Off | Silver | $1,400 / $2,800 | $10,600 / $21,200 | Price & Details | |
| Blue Care Silver Preferred A | 3 Free PCP | $10 Tier 1 Rx | Integrated | Statewide Doctors by Blue Cross and Blue Shield of NC | Off | Silver | $2,800 / $5,600 | $10,600 / $21,200 | Price & Details | |
| Blue Care Silver Standard A | Statewide Doctors by Blue Cross and Blue Shield of NC | Off | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Blue Care Silver Access A | 3 Free PCP | $15 Tier 1 Rx | Statewide Doctors by Blue Cross and Blue Shield of NC | Off | Silver | $1,400 / $2,800 | $10,600 / $21,200 | Price & Details | |
| Blue Advantage Silver Preferred A | 3 Free PCP | $10 Tier 1 Rx | Integrated | Nationwide Doctors by Blue Cross and Blue Shield of NC | Off | Silver | $2,800 / $5,600 | $10,600 / $21,200 | Price & Details | |
| Blue Advantage Silver Access A | 3 Free PCP | $15 Tier 1 Rx | Nationwide Doctors by Blue Cross and Blue Shield of NC | Off | Silver | $1,400 / $2,800 | $10,600 / $21,200 | Price & Details | |
| Blue Advantage Silver Standard A | Nationwide Doctors by Blue Cross and Blue Shield of NC | Off | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| UHC Silver-X Standard (Off-Exchange Only) by UnitedHealthcare | Off | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Blue Value Silver Preferred A | 3 Free PCP | $10 Tier 1 Rx | Integrated | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Off | Silver | $2,800 / $5,600 | $10,600 / $21,200 | Price & Details | |
| Blue Value Silver Access A | 3 Free PCP | $15 Tier 1 Rx | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Off | Silver | $1,400 / $2,800 | $10,600 / $21,200 | Price & Details | |
| Blue Value Silver Standard A | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Off | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Blue Home Silver Access A | 3 Free PCP | $15 Tier 1 Rx | with Novant Health by Blue Cross and Blue Shield of NC | Off | Silver | $1,400 / $2,800 | $10,600 / $21,200 | Price & Details | |
| Clarity Silver by Ambetter of North Carolina Inc. | Off | Silver | $6,300 / $12,600 | $10,600 / $21,200 | Price & Details | |
| Clarity Silver + Vision + Adult Dental by Ambetter of North Carolina Inc. | Off | Silver | $6,300 / $12,600 | $10,600 / $21,200 | Price & Details | |
| Blue Home Silver Preferred A | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Novant Health by Blue Cross and Blue Shield of NC | Off | Silver | $2,800 / $5,600 | $10,600 / $21,200 | Price & Details | |
| Blue Home Silver Access A | 3 Free PCP | $15 Tier 1 Rx | with Novant Health by Blue Cross and Blue Shield of NC | Off | Silver | $1,400 / $2,800 | $10,600 / $21,200 | Price & Details | |
| Blue Local Silver Access A | 3 Free PCP | $15 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC | Off | Silver | $1,400 / $2,800 | $10,600 / $21,200 | Price & Details | |
| Blue Local Silver Standard A | with Atrium Health by Blue Cross and Blue Shield of NC | Off | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Blue Local Silver Preferred A | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC | Off | Silver | $2,800 / $5,600 | $10,600 / $21,200 | Price & Details | |
| Blue Home Silver Preferred A | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Cone Health by Blue Cross and Blue Shield of NC | Off | Silver | $2,800 / $5,600 | $10,600 / $21,200 | Price & Details | |
| Blue Home Silver Standard A | with Cone Health by Blue Cross and Blue Shield of NC | Off | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Blue Home Silver Access A | 3 Free PCP | $15 Tier 1 Rx | with Cone Health by Blue Cross and Blue Shield of NC | Off | Silver | $1,400 / $2,800 | $10,600 / $21,200 | Price & Details | |
| Blue Home Silver Preferred A | 3 Free PCP | $10 Tier 1 Rx | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Off | Silver | $2,800 / $5,600 | $10,600 / $21,200 | Price & Details | |
| Blue Advantage Silver Preferred A | 3 Free PCP | $10 Tier 1 Rx | Integrated | Nationwide Doctors by Blue Cross and Blue Shield of NC | Off | Silver | $2,800 / $5,600 | $10,600 / $21,200 | Price & Details | |
| Blue Advantage Silver Standard A | Nationwide Doctors by Blue Cross and Blue Shield of NC | Off | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Blue Advantage Silver Access A | 3 Free PCP | $15 Tier 1 Rx | Nationwide Doctors by Blue Cross and Blue Shield of NC | Off | Silver | $1,400 / $2,800 | $10,600 / $21,200 | Price & Details | |
| Blue Local Silver Preferred A | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC | Off | Silver | $2,800 / $5,600 | $10,600 / $21,200 | Price & Details | |
| Blue Local Silver Access A | 3 Free PCP | $15 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC | Off | Silver | $1,400 / $2,800 | $10,600 / $21,200 | Price & Details | |
| Blue Home Silver Access A | 3 Free PCP | $15 Tier 1 Rx | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Off | Silver | $1,400 / $2,800 | $10,600 / $21,200 | Price & Details | |
| Blue Home Silver Preferred A | 3 Free PCP | $10 Tier 1 Rx | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Off | Silver | $2,800 / $5,600 | $10,600 / $21,200 | Price & Details | |
| Blue Home Silver Standard A | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Off | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Blue Home Silver Access A | 3 Free PCP | $15 Tier 1 Rx | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Off | Silver | $1,400 / $2,800 | $10,600 / $21,200 | Price & Details | |
| Blue Value Silver Preferred A | 3 Free PCP | $10 Tier 1 Rx | Integrated | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Off | Silver | $2,800 / $5,600 | $10,600 / $21,200 | Price & Details | |
| Blue Value Silver Access A | 3 Free PCP | $15 Tier 1 Rx | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Off | Silver | $1,400 / $2,800 | $10,600 / $21,200 | Price & Details | |
| Blue Local Silver Preferred A | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC | Off | Silver | $2,800 / $5,600 | $10,600 / $21,200 | Price & Details | |
| Blue Local Silver Standard A | with Atrium Health by Blue Cross and Blue Shield of NC | Off | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Blue Local Silver Access A | 3 Free PCP | $15 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC | Off | Silver | $1,400 / $2,800 | $10,600 / $21,200 | Price & Details | |
| UHC Silver-X Advantage $2,500 Indiv Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) (Off-Exchange Only) by UnitedHealthcare | Off | Silver | $2,500 / $5,000 | $10,150 / $20,300 | Price & Details | |
| Connect Silver 3000 Indiv Med Deductible by Cigna HealthCare of North Carolina, Inc. | Off | Silver | $3,000 / $6,000 | $10,200 / $20,400 | Price & Details | |
| UHC Silver-X Value $3,550 Indiv Ded ($0 Virtual Urgent Care) (Off-Exchange Only) by UnitedHealthcare | Off | Silver | $3,550 / $7,100 | $10,000 / $20,000 | Price & Details | |
| Blue Local Silver Preferred A | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC | Off | Silver | $2,800 / $5,600 | $10,600 / $21,200 | Price & Details | |
| Blue Home Silver Standard A | with Novant Health by Blue Cross and Blue Shield of NC | Off | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Blue Home Silver Preferred A | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Novant Health by Blue Cross and Blue Shield of NC | Off | Silver | $2,800 / $5,600 | $10,600 / $21,200 | Price & Details | |
| Blue Local Silver Standard A | with Atrium Health by Blue Cross and Blue Shield of NC | Off | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Blue Home Silver Standard A | with Novant Health by Blue Cross and Blue Shield of NC | Off | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Blue Local Silver Access A | 3 Free PCP | $15 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC | Off | Silver | $1,400 / $2,800 | $10,600 / $21,200 | Price & Details | |
| Blue Home Silver Access A | 3 Free PCP | $15 Tier 1 Rx | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Off | Silver | $1,400 / $2,800 | $10,600 / $21,200 | Price & Details | |
| Blue Local Silver Standard A | with Atrium Health by Blue Cross and Blue Shield of NC | Off | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Connect Silver RD 2200 Indiv Med Deductible by Cigna HealthCare of North Carolina, Inc. | Off | Silver | $2,200 / $4,400 | $8,900 / $17,800 | Price & Details | |
| Blue Home Silver Preferred A | 3 Free PCP | $10 Tier 1 Rx | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Off | Silver | $2,800 / $5,600 | $10,600 / $21,200 | Price & Details | |
| Blue Home Silver Standard A | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Off | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Blue Advantage Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Nationwide Doctors by Blue Cross and Blue Shield of NC | Off | Silver | $3,000 / $6,000 | $10,600 / $21,200 | Price & Details | |
| Blue Home Silver Standard A | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Off | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Blue Value Silver Standard A | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Off | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Blue Advantage Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Nationwide Doctors by Blue Cross and Blue Shield of NC | Off | Gold | $1,800 / $3,600 | $10,600 / $21,200 | Price & Details | |
| Blue Advantage Gold Standard A | Nationwide Doctors by Blue Cross and Blue Shield of NC | Off | Gold | $2,000 / $4,000 | $8,200 / $16,400 | Price & Details |
Help with Obamacare & Off-Exchange Plans Sign Up
After using a subsidy tax credit, you may be eligible for Obamacare plans as low as $0.
Licensed insurance agents at our trusted partner help people apply for a subsidy and sign up for Obamacare plans available on healthcare.gov or other State exchange marketplaces.
TTY 711
Learn More About Obamacare and Off-Exchange Plans in North Carolina
What are Obamacare Health Insurance Plans?
Obamacare health insurance plans are plans which are eligible for reduced costs with a subsidy tax credit. Obamacare plans are only offered through the federal government exchange marketplace healthcare.gov or some States have their own exchange marketplace website. Although plans are only offered through the exchange marketplaces, the federal government allows certified brokers, agents, and web brokers to help you enroll in an Obamacare plan and apply for a subsidy.
What are Off-Exchange Health Insurance Plans?
Off-Exchange health insurance plans are plans which are available outside of the federal government exchange marketplaces. Off-Exchange plans existed before Obamacare. For example, if someone did not have access to a health insurance plan through work, they may have purchased an Off-Exchange plan offered on the Individual Market.
You can enroll in an Off-Exchange plan through a broker, agent, web broker, or by contacting the insurance company directly.
What’s the difference between Obamacare plans and Off-Exchange plans?
The main difference between Obamacare plans and Off-Exchange plans is that only Obamacare plans are eligible for a subsidy tax credit to reduce costs.
Otherwise there are not many other differences between Obamacare plans and Off-Exchange plans. Plan design, coverage, and rates are similar and both sets of plans must adhere to federal government regulations. In fact, there are many plans which are available as both Obamacare plans and as Off-Exchange plans.
Can a plan be both an Obamacare and Off-Exchange plan?
Yes, a plan can be available as both an Obamacare and an Off-Exchange plan.
On the other hand, some plans are only offered as Obamacare plans while other plans are only offered as Off-Exchange plans.
Do plans which are both Obamacare and Off-Exchange plans cost the same price?
Yes, by law a plan which is offered as both an Obamacare plan and an Off-Exchange plan must be sold at the same price. In addition, broker, agents, and web brokers are required to sell plans at the same market price. However, keep in mind that only Obamacare plans are eligible for a subsidy to reduce the monthly premium price.
Who is eligible for Obamacare and Off-Exchange plans?
Technically everyone is eligible for Obamacare plans and Off-Exchange plans. The real question is - who is eligible for a subsidy tax credit? - which can only be used to reduce the costs of Obamacare plans. Note that even if you are not eligible for a subsidy tax credit, you are still allowed to purchase an Obamacare plan at the full price.
What is the Obamacare Subsidy (Tax Credit)?
The Obamacare subsidy is really a tax credit, and it is formally known as the Advanced Premium Tax Credit (APTC). Typically people receive a tax credit at the end of the year when filing taxes, but this tax credit can be received “in advance”, during the year, to reduce the monthly premium costs of an Obamacare health insurance plan.
You must complete an official federal government application to learn your subsidy amount. Everyone’s amount will be different. The calculation for the subsidy amount can be quite complicated. It is based on several different factors, but household income is the main factor. We recommend using our tool to estimate your subsidy amount.
Search Obamacare plans and estimate subsidy amount
Who is eligible to receive an Obamacare Subsidy (Tax Credit)
To be eligible for a subsidy to reduce the monthly premium costs of Obamacare plans, you must meet the following requirements.
- Income requirements based on household size and household income. As examples, earn less than $48,240 for an individual and less than $98,400 for a family of four
- Not eligible for other federal government sponsored insurance, such as Medicare or Medicaid
- Do not have access to a health insurance plan from your employer which meet federal government coverage and affordability requirements
- File taxes or be claimed as a spouse or dependent on taxes. Married couples are required to file taxes jointly.
- Not be incarcerated
- Be legally present in the United States
Why should I consider Off-Exchange plans?
Off-Exchange plans may provide you with additional options compared to available Obamacare plans. If you are not eligible for a subsidy, or only eligible for a small subsidy amount, Off-Exchange plans may still be an affordable option for you.
A second reason for considering Off-Exchange plans is that your favorite doctor may only accept a plan which is available as an Off-Exchange plan. We recommend researching provider networks when considering health insurance plans. We provide links to official provider directories, or doctor lookups, on Health Plan Radar.
In addition, some health insurance companies have been leaving the Obamacare plan market, but they may still offer Off-Exchange plans. Your preferred insurance company may still offer plans on the Off-Exchange market.
How do I choose an Obamacare plan or Off-Exchange plan which is best for me and my family?
There are several health insurance concepts you should understand before choosing a plan that’s best for you, including premium price, out-of-pocket costs, deductibles, and plan metal levels. Visit our choosing a plan FAQ page to learn more.
FAQs - Choosing an Obamacare or Off-Exchange Health Insurance Plan