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Health Insurance Plans in North Carolina
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| Plan Name | On or Off Exchange | Plan eligible for subsidy? | Metal Level | Deductible (individual/family) | Out-of-pocket Max (individual/family) | |
|---|---|---|---|---|---|---|
| Blue Home Bronze Complete | $60 PCP | $20 Tier 1 Rx | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Obamacare | Bronze | $4,000 / $8,000 | $9,200 / $18,400 | Price & Details | |
| Blue Home Bronze Basic | 3 Free PCP | $20 Tier 1 Rx | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Obamacare | Bronze | $7,000 / $14,000 | $9,200 / $18,400 | Price & Details | |
| Blue Home Bronze Standard | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Obamacare | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| AmeriHealth Caritas Next Bronze Essential + No Referrals by AmeriHealth Caritas Next | Obamacare | Bronze | $9,200 / $18,400 | $9,200 / $18,400 | Price & Details | |
| AmeriHealth Caritas Next Bronze Signature + No Referrals by AmeriHealth Caritas Next | Obamacare | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| AmeriHealth Caritas Next Bronze Premier + No Referrals by AmeriHealth Caritas Next | Obamacare | Bronze | $3,500 / $7,000 | $9,200 / $18,400 | Price & Details | |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) by UnitedHealthcare | Both | Bronze | $0 / $0 | $9,200 / $18,400 | Price & Details | |
| UHC Bronze Value+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) by UnitedHealthcare | Both | Bronze | $7,000 / $14,000 | $9,200 / $18,400 | Price & Details | |
| Bronze 4 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care by Aetna CVS Health | Both | Bronze | $0 / $0 | $9,195 / $18,390 | Price & Details | |
| Bronze Elite + PCP Saver Plus by Oscar Health Plan of North Carolina, Inc | Both | Bronze | $0 / $0 | $9,200 / $18,400 | Price & Details | |
| Connect Bronze 6500 Indiv Med Deductible by Cigna HealthCare of North Carolina, Inc. | Obamacare | Bronze | $6,500 / $13,000 | $9,200 / $18,400 | Price & Details | |
| Connect Bronze 5500 Indiv Med Deductible by Cigna HealthCare of North Carolina, Inc. | Obamacare | Bronze | $5,500 / $11,000 | $9,200 / $18,400 | Price & Details | |
| Connect Bronze CMS Standard by Cigna HealthCare of North Carolina, Inc. | Obamacare | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Blue Advantage Bronze Basic | 3 Free PCP | $20 Tier 1 Rx | Integrated | Nationwide Doctors by Blue Cross and Blue Shield of NC | Obamacare | Bronze | $7,000 / $14,000 | $9,200 / $18,400 | Price & Details | |
| Blue Advantage Bronze Complete | $60 PCP | $20 Tier 1 Rx | Nationwide Doctors by Blue Cross and Blue Shield of NC | Obamacare | Bronze | $4,000 / $8,000 | $9,200 / $18,400 | Price & Details | |
| Elite Bronze with Atrium Health by Ambetter of North Carolina Inc. | Both | Bronze | $0 / $0 | $9,200 / $18,400 | Price & Details | |
| Blue Advantage Bronze Standard | Nationwide Doctors by Blue Cross and Blue Shield of NC | Obamacare | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Blue Value Bronze Complete | $60 PCP | $20 Tier 1 Rx | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Obamacare | Bronze | $4,000 / $8,000 | $9,200 / $18,400 | Price & Details | |
| Blue Value Bronze Basic | 3 Free PCP | $20 Tier 1 Rx | Integrated | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Obamacare | Bronze | $7,000 / $14,000 | $9,200 / $18,400 | Price & Details | |
| Blue Value Bronze Standard | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Obamacare | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Blue Care Bronze Standard | Statewide Doctors by Blue Cross and Blue Shield of NC | Obamacare | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Bronze First 7500 $25 Generic Drugs by CareSource | Obamacare | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Bronze First 7500 $25 Generic Drugs Adult Vision & Fitness by CareSource | Obamacare | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Elite Bronze by Ambetter of North Carolina Inc. | Both | Bronze | $0 / $0 | $9,200 / $18,400 | Price & Details | |
| Elite Bronze + Vision + Adult Dental by Ambetter of North Carolina Inc. | Both | Bronze | $0 / $0 | $9,200 / $18,400 | Price & Details | |
| Standard Expanded Bronze + Vision + Adult Dental by Ambetter of North Carolina Inc. | Both | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Blue Local Bronze Basic | 3 Free PCP | $20 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC | Obamacare | Bronze | $7,000 / $14,000 | $9,200 / $18,400 | Price & Details | |
| Blue Local Bronze Standard | with Atrium Health by Blue Cross and Blue Shield of NC | Obamacare | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Bronze Classic Standard | with Atrium Health by Oscar Health Plan of North Carolina, Inc | Both | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Elite Bronze with Atrium Health + Vision + Adult Dental by Ambetter of North Carolina Inc. | Both | Bronze | $0 / $0 | $9,200 / $18,400 | Price & Details | |
| Blue Home Bronze Basic | 3 Free PCP | $20 Tier 1 Rx | Integrated | with Novant Health by Blue Cross and Blue Shield of NC | Obamacare | Bronze | $7,000 / $14,000 | $9,200 / $18,400 | Price & Details | |
| Blue Home Bronze Standard | with Novant Health by Blue Cross and Blue Shield of NC | Obamacare | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Blue Value Bronze Complete | $60 PCP | $20 Tier 1 Rx | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Obamacare | Bronze | $4,000 / $8,000 | $9,200 / $18,400 | Price & Details | |
| Blue Value Bronze Basic | 3 Free PCP | $20 Tier 1 Rx | Integrated | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Obamacare | Bronze | $7,000 / $14,000 | $9,200 / $18,400 | Price & Details | |
| Blue Value Bronze Standard | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Obamacare | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Blue Local Bronze Complete | $60 PCP | $20 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC | Obamacare | Bronze | $4,000 / $8,000 | $9,200 / $18,400 | Price & Details | |
| Blue Local Bronze Basic | 3 Free PCP | $20 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC | Obamacare | Bronze | $7,000 / $14,000 | $9,200 / $18,400 | Price & Details | |
| Blue Local Bronze Standard | with Atrium Health by Blue Cross and Blue Shield of NC | Obamacare | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Blue Home Bronze Basic | 3 Free PCP | $20 Tier 1 Rx | Integrated | with Novant Health by Blue Cross and Blue Shield of NC | Obamacare | Bronze | $7,000 / $14,000 | $9,200 / $18,400 | Price & Details | |
| Blue Home Bronze Standard | with Novant Health by Blue Cross and Blue Shield of NC | Obamacare | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Blue Local Bronze Basic | 3 Free PCP | $20 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC | Obamacare | Bronze | $7,000 / $14,000 | $9,200 / $18,400 | Price & Details | |
| Blue Local Bronze Standard | with Atrium Health by Blue Cross and Blue Shield of NC | Obamacare | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Blue Home Bronze Complete | $60 PCP | $20 Tier 1 Rx | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Obamacare | Bronze | $4,000 / $8,000 | $9,200 / $18,400 | Price & Details | |
| Blue Home Bronze Basic | 3 Free PCP | $20 Tier 1 Rx | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Obamacare | Bronze | $7,000 / $14,000 | $9,200 / $18,400 | Price & Details | |
| Blue Home Bronze Standard | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Obamacare | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Blue Local Bronze Complete | $60 PCP | $20 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC | Obamacare | Bronze | $4,000 / $8,000 | $9,200 / $18,400 | Price & Details | |
| Blue Local Bronze Basic | 3 Free PCP | $20 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC | Obamacare | Bronze | $7,000 / $14,000 | $9,200 / $18,400 | Price & Details | |
| Blue Local Bronze Standard | with Atrium Health by Blue Cross and Blue Shield of NC | Obamacare | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Blue Home Bronze Complete | $60 PCP | $20 Tier 1 Rx | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Obamacare | Bronze | $4,000 / $8,000 | $9,200 / $18,400 | Price & Details | |
| Blue Home Bronze Basic | 3 Free PCP | $20 Tier 1 Rx | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Obamacare | Bronze | $7,000 / $14,000 | $9,200 / $18,400 | Price & Details | |
| Blue Home Bronze Standard | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Obamacare | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Blue Local Bronze Complete | $60 PCP | $20 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC | Obamacare | Bronze | $4,000 / $8,000 | $9,200 / $18,400 | Price & Details | |
| Blue Local Bronze Basic | 3 Free PCP | $20 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC | Obamacare | Bronze | $7,000 / $14,000 | $9,200 / $18,400 | Price & Details | |
| Blue Local Bronze Standard | with Atrium Health by Blue Cross and Blue Shield of NC | Obamacare | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Standard Expanded Bronze WellCare by WellCare of North Carolina | Both | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Standard Expanded Bronze with Atrium Health + Vision + Adult Dental by Ambetter of North Carolina Inc. | Both | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| WellCare Secure Health Bronze by WellCare of North Carolina | Both | Bronze | $7,100 / $14,200 | $9,200 / $18,400 | Price & Details | |
| Everyday Bronze with Atrium Health + Vision + Adult Dental by Ambetter of North Carolina Inc. | Both | Bronze | $8,450 / $16,900 | $9,200 / $18,400 | Price & Details | |
| Bronze Elite + PCP Saver Plus | with Atrium Health by Oscar Health Plan of North Carolina, Inc | Both | Bronze | $0 / $0 | $9,200 / $18,400 | Price & Details | |
| UHC Bronze Value ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) by UnitedHealthcare | Both | Bronze | $7,000 / $14,000 | $9,200 / $18,400 | Price & Details | |
| Standard Expanded Bronze with Atrium Health by Ambetter of North Carolina Inc. | Both | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Everyday Bronze with Atrium Health by Ambetter of North Carolina Inc. | Both | Bronze | $8,450 / $16,900 | $9,200 / $18,400 | Price & Details | |
| Bronze S: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care by Aetna CVS Health | Both | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Bronze 2 Advanced HSA: Aetna network + MinuteClinic + Virtual Primary Care by Aetna CVS Health | Both | Bronze | $5,695 / $11,390 | $7,495 / $14,990 | Price & Details | |
| UHC Bronze Standard (No Referrals) by UnitedHealthcare | Both | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Bronze 4 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + Adult Dental + Vision by Aetna CVS Health | Both | Bronze | $0 / $0 | $9,195 / $18,390 | Price & Details | |
| Everyday Bronze by Ambetter of North Carolina Inc. | Both | Bronze | $8,450 / $16,900 | $9,200 / $18,400 | Price & Details | |
| Bronze Classic 4700 | with Atrium Health by Oscar Health Plan of North Carolina, Inc | Both | Bronze | $4,700 / $9,400 | $9,100 / $18,200 | Price & Details | |
| Everyday Bronze + Vision + Adult Dental by Ambetter of North Carolina Inc. | Both | Bronze | $8,450 / $16,900 | $9,200 / $18,400 | Price & Details | |
| Bronze Classic Standard by Oscar Health Plan of North Carolina, Inc | Both | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Standard Expanded Bronze by Ambetter of North Carolina Inc. | Both | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Bronze Classic 4700 by Oscar Health Plan of North Carolina, Inc | Both | Bronze | $4,700 / $9,400 | $9,100 / $18,200 | Price & Details | |
| Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Obamacare | Silver | $1,575 / $3,150 | $9,200 / $18,400 | Price & Details | |
| WellCare Secure Health Silver by WellCare of North Carolina | Both | Silver | $8,100 / $16,200 | $8,100 / $16,200 | Price & Details | |
| Blue Home Silver Choice | 3 Free PCP | $15 Tier 1 Rx | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Obamacare | Silver | $3,000 / $6,000 | $9,200 / $18,400 | Price & Details | |
| Blue Home Silver Standard | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Obamacare | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| AmeriHealth Caritas Next Silver Signature + No Referrals by AmeriHealth Caritas Next | Obamacare | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| AmeriHealth Caritas Next Silver Premier + No Referrals by AmeriHealth Caritas Next | Obamacare | Silver | $0 / $0 | $9,200 / $18,400 | Price & Details | |
| AmeriHealth Caritas Next Silver Deluxe + No Referrals by AmeriHealth Caritas Next | Obamacare | Silver | $4,500 / $9,000 | $9,200 / $18,400 | Price & Details | |
| UHC Silver Standard (No Referrals) by UnitedHealthcare | Both | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Focused Silver by Ambetter of North Carolina Inc. | Both | Silver | $6,300 / $12,600 | $8,000 / $16,000 | Price & Details | |
| UHC Silver Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) by UnitedHealthcare | Both | Silver | $2,500 / $5,000 | $9,200 / $18,400 | Price & Details | |
| UHC Silver Value+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) by UnitedHealthcare | Both | Silver | $3,400 / $6,800 | $9,200 / $18,400 | Price & Details | |
| Silver 5 Advanced: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care by Aetna CVS Health | Both | Silver | $7,495 / $14,990 | $8,695 / $17,390 | Price & Details | |
| Silver S: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care by Aetna CVS Health | Both | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Silver 10 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care by Aetna CVS Health | Both | Silver | $0 / $0 | $9,195 / $18,390 | Price & Details | |
| Silver 10 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + Adult Dental + Vision by Aetna CVS Health | Both | Silver | $0 / $0 | $9,195 / $18,390 | Price & Details | |
| Silver Simple PCP Saver by Oscar Health Plan of North Carolina, Inc | Both | Silver | $5,500 / $11,000 | $8,600 / $17,200 | Price & Details | |
| Silver Classic by Oscar Health Plan of North Carolina, Inc | Both | Silver | $5,400 / $10,800 | $8,650 / $17,300 | Price & Details | |
| Silver Classic Standard by Oscar Health Plan of North Carolina, Inc | Both | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Connect Silver 4400 Indiv Med Deductible by Cigna HealthCare of North Carolina, Inc. | Obamacare | Silver | $4,400 / $8,800 | $8,800 / $17,600 | Price & Details | |
| Connect Silver 3500 Indiv Med Deductible by Cigna HealthCare of North Carolina, Inc. | Obamacare | Silver | $3,500 / $7,000 | $9,100 / $18,200 | Price & Details | |
| Connect Silver CMS Standard by Cigna HealthCare of North Carolina, Inc. | Obamacare | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Blue Advantage Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Nationwide Doctors by Blue Cross and Blue Shield of NC | Obamacare | Silver | $1,575 / $3,150 | $9,200 / $18,400 | Price & Details | |
| Blue Advantage Silver Choice | 3 Free PCP | $15 Tier 1 Rx | Nationwide Doctors by Blue Cross and Blue Shield of NC | Obamacare | Silver | $3,000 / $6,000 | $9,200 / $18,400 | Price & Details | |
| Blue Advantage Silver Standard | Nationwide Doctors by Blue Cross and Blue Shield of NC | Obamacare | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Blue Value Silver Choice | 3 Free PCP | $15 Tier 1 Rx | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Obamacare | Silver | $3,000 / $6,000 | $9,200 / $18,400 | Price & Details | |
| Blue Value Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Obamacare | Silver | $1,575 / $3,150 | $9,200 / $18,400 | Price & Details | |
| Blue Value Silver Standard | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Obamacare | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Blue Care Silver Standard | Statewide Doctors by Blue Cross and Blue Shield of NC | Obamacare | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Low Premium Silver 6000 $3 Generic Drugs by CareSource | Obamacare | Silver | $6,000 / $12,000 | $9,000 / $18,000 | Price & Details | |
| Silver 5000 $20 Generic Drugs by CareSource | Obamacare | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Diabetes Silver 4000 $0 Select Drugs & Specialized Services by CareSource | Obamacare | Silver | $4,000 / $8,000 | $8,800 / $17,600 | Price & Details | |
| Healthy Heart Silver 4500 $0 Select Drugs & Specialized Services by CareSource | Obamacare | Silver | $4,500 / $9,000 | $8,800 / $17,600 | Price & Details | |
| HDHP Preventive Silver 5500 $0 Select Drugs by CareSource | Obamacare | Silver | $5,500 / $11,000 | $5,500 / $11,000 | Price & Details | |
| Low Premium Silver 6000 $3 Generic Drugs Adult Vision & Fitness by CareSource | Obamacare | Silver | $6,000 / $12,000 | $9,000 / $18,000 | Price & Details | |
| Silver 5000 $20 Generic Drugs Adult Vision & Fitness by CareSource | Obamacare | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Diabetes Silver 4000 $0 Select Drugs & Specialized Services Adult Vision & Fitness by CareSource | Obamacare | Silver | $4,000 / $8,000 | $8,800 / $17,600 | Price & Details | |
| Healthy Heart Silver 4500 $0 Select Drugs & Specialized Services Adult Vision & Fitness by CareSource | Obamacare | Silver | $4,500 / $9,000 | $8,800 / $17,600 | Price & Details | |
| Focused Silver + Vision + Adult Dental by Ambetter of North Carolina Inc. | Both | Silver | $6,300 / $12,600 | $8,000 / $16,000 | Price & Details | |
| Standard Silver + Vision + Adult Dental by Ambetter of North Carolina Inc. | Both | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Blue Local Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC | Obamacare | Silver | $1,575 / $3,150 | $9,200 / $18,400 | Price & Details | |
| Blue Local Silver Standard | with Atrium Health by Blue Cross and Blue Shield of NC | Obamacare | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Silver Classic Standard | with Atrium Health by Oscar Health Plan of North Carolina, Inc | Both | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Silver Simple PCP Saver | with Atrium Health by Oscar Health Plan of North Carolina, Inc | Both | Silver | $5,500 / $11,000 | $8,600 / $17,200 | Price & Details | |
| Silver Simple Diabetes | with Atrium Health by Oscar Health Plan of North Carolina, Inc | Both | Silver | $6,450 / $12,900 | $8,550 / $17,100 | Price & Details | |
| Complete Silver with Atrium Health by Ambetter of North Carolina Inc. | Both | Silver | $6,000 / $12,000 | $8,500 / $17,000 | Price & Details | |
| Standard Silver with Atrium Health by Ambetter of North Carolina Inc. | Both | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Focused Silver with Atrium Health + Vision + Adult Dental by Ambetter of North Carolina Inc. | Both | Silver | $6,300 / $12,600 | $8,000 / $16,000 | Price & Details | |
| Standard Silver with Atrium Health + Vision + Adult Dental by Ambetter of North Carolina Inc. | Both | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Novant Health by Blue Cross and Blue Shield of NC | Obamacare | Silver | $1,575 / $3,150 | $9,200 / $18,400 | Price & Details | |
| Blue Home Silver Standard | with Novant Health by Blue Cross and Blue Shield of NC | Obamacare | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Blue Value Silver Choice | 3 Free PCP | $15 Tier 1 Rx | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Obamacare | Silver | $3,000 / $6,000 | $9,200 / $18,400 | Price & Details | |
| Blue Value Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Obamacare | Silver | $1,575 / $3,150 | $9,200 / $18,400 | Price & Details | |
| Blue Value Silver Standard | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Obamacare | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Blue Local Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC | Obamacare | Silver | $1,575 / $3,150 | $9,200 / $18,400 | Price & Details | |
| Blue Local Silver Choice | 3 Free PCP | $15 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC | Obamacare | Silver | $3,000 / $6,000 | $9,200 / $18,400 | Price & Details | |
| Blue Local Silver Standard | with Atrium Health by Blue Cross and Blue Shield of NC | Obamacare | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Novant Health by Blue Cross and Blue Shield of NC | Obamacare | Silver | $1,575 / $3,150 | $9,200 / $18,400 | Price & Details | |
| Blue Home Silver Standard | with Novant Health by Blue Cross and Blue Shield of NC | Obamacare | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Blue Local Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC | Obamacare | Silver | $1,575 / $3,150 | $9,200 / $18,400 | Price & Details | |
| Blue Local Silver Standard | with Atrium Health by Blue Cross and Blue Shield of NC | Obamacare | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Obamacare | Silver | $1,575 / $3,150 | $9,200 / $18,400 | Price & Details | |
| Blue Home Silver Choice | 3 Free PCP | $15 Tier 1 Rx | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Obamacare | Silver | $3,000 / $6,000 | $9,200 / $18,400 | Price & Details | |
| Blue Home Silver Standard | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Obamacare | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Blue Local Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC | Obamacare | Silver | $1,575 / $3,150 | $9,200 / $18,400 | Price & Details | |
| Blue Local Silver Choice | 3 Free PCP | $15 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC | Obamacare | Silver | $3,000 / $6,000 | $9,200 / $18,400 | Price & Details | |
| Blue Local Silver Standard | with Atrium Health by Blue Cross and Blue Shield of NC | Obamacare | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Obamacare | Silver | $1,575 / $3,150 | $9,200 / $18,400 | Price & Details | |
| Blue Home Silver Choice | 3 Free PCP | $15 Tier 1 Rx | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Obamacare | Silver | $3,000 / $6,000 | $9,200 / $18,400 | Price & Details | |
| Blue Home Silver Standard | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Obamacare | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Blue Local Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC | Obamacare | Silver | $1,575 / $3,150 | $9,200 / $18,400 | Price & Details | |
| Blue Local Silver Choice | 3 Free PCP | $15 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC | Obamacare | Silver | $3,000 / $6,000 | $9,200 / $18,400 | Price & Details | |
| Blue Local Silver Standard | with Atrium Health by Blue Cross and Blue Shield of NC | Obamacare | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Silver S: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care + Adult Dental+Vision by Aetna CVS Health | Both | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Standard Silver WellCare by WellCare of North Carolina | Both | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Focused Silver with Atrium Health by Ambetter of North Carolina Inc. | Both | Silver | $6,300 / $12,600 | $8,000 / $16,000 | Price & Details | |
| Complete Silver with Atrium Health + Vision + Adult Dental by Ambetter of North Carolina Inc. | Both | Silver | $6,000 / $12,000 | $8,500 / $17,000 | Price & Details | |
| Clear Silver with $0 Insulin Options by Ambetter of North Carolina Inc. | Both | Silver | $6,500 / $13,000 | $6,500 / $13,000 | Price & Details | |
| UHC Silver Value ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) by UnitedHealthcare | Both | Silver | $3,400 / $6,800 | $9,200 / $18,400 | Price & Details | |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) by UnitedHealthcare | Both | Silver | $2,500 / $5,000 | $9,200 / $18,400 | Price & Details | |
| Silver Classic | with Atrium Health by Oscar Health Plan of North Carolina, Inc | Both | Silver | $5,400 / $10,800 | $8,650 / $17,300 | Price & Details | |
| Standard Silver by Ambetter of North Carolina Inc. | Both | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Silver Simple Diabetes by Oscar Health Plan of North Carolina, Inc | Both | Silver | $6,450 / $12,900 | $8,550 / $17,100 | Price & Details | |
| Blue Home Gold Premier | 3 Free PCP | $10 Tier 1 Rx | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Obamacare | Gold | $1,800 / $3,600 | $9,100 / $18,200 | Price & Details | |
| Blue Home Gold Standard | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Obamacare | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| AmeriHealth Caritas Next Gold Signature + No Referrals by AmeriHealth Caritas Next | Obamacare | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| AmeriHealth Caritas Next Gold Deluxe + No Referrals by AmeriHealth Caritas Next | Obamacare | Gold | $850 / $1,700 | $7,500 / $15,000 | Price & Details | |
| Standard Gold WellCare by WellCare of North Carolina | Both | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| WellCare Secure Health Gold by WellCare of North Carolina | Both | Gold | $1,850 / $3,700 | $6,900 / $13,800 | Price & Details | |
| UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, No Referrals) by UnitedHealthcare | Both | Gold | $750 / $1,500 | $9,200 / $18,400 | Price & Details | |
| UHC Gold Standard (No Referrals) by UnitedHealthcare | Both | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) by UnitedHealthcare | Both | Gold | $0 / $0 | $9,200 / $18,400 | Price & Details | |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision, No Referrals) by UnitedHealthcare | Both | Gold | $750 / $1,500 | $9,200 / $18,400 | Price & Details | |
| Gold 3 Advanced: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care by Aetna CVS Health | Both | Gold | $895 / $1,790 | $9,195 / $18,390 | Price & Details | |
| Gold 10 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care by Aetna CVS Health | Both | Gold | $0 / $0 | $6,595 / $13,190 | Price & Details | |
| Gold 10 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + Adult Dental + Vision by Aetna CVS Health | Both | Gold | $0 / $0 | $6,595 / $13,190 | Price & Details | |
| Gold Elite Saver Plus by Oscar Health Plan of North Carolina, Inc | Both | Gold | $0 / $0 | $8,700 / $17,400 | Price & Details | |
| Connect Gold CMS Standard by Cigna HealthCare of North Carolina, Inc. | Obamacare | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| Blue Advantage Gold Premier | 3 Free PCP | $10 Tier 1 Rx | Nationwide Doctors by Blue Cross and Blue Shield of NC | Obamacare | Gold | $1,800 / $3,600 | $9,100 / $18,200 | Price & Details | |
| Blue Advantage Gold Standard | Nationwide Doctors by Blue Cross and Blue Shield of NC | Obamacare | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| Blue Value Gold Premier | 3 Free PCP | $10 Tier 1 Rx | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Obamacare | Gold | $1,800 / $3,600 | $9,100 / $18,200 | Price & Details | |
| Blue Value Gold Standard | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Obamacare | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| Blue Care Gold Standard | Statewide Doctors by Blue Cross and Blue Shield of NC | Obamacare | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| Gold 1500 $15 Generic Drugs by CareSource | Obamacare | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| Diabetes Gold 1100 $0 Select Drugs & Specialized Services by CareSource | Obamacare | Gold | $1,100 / $2,200 | $7,500 / $15,000 | Price & Details | |
| Core Gold 1500 $10 Generic Drugs by CareSource | Obamacare | Gold | $1,500 / $3,000 | $7,000 / $14,000 | Price & Details | |
| Healthy Heart Gold 1500 $0 Select Drugs & Specialized Services by CareSource | Obamacare | Gold | $1,500 / $3,000 | $7,500 / $15,000 | Price & Details | |
| Gold 1500 $15 Generic Drugs Adult Vision & Fitness by CareSource | Obamacare | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| Diabetes Gold 1100 $0 Select Drugs & Specialized Services Adult Vision & Fitness by CareSource | Obamacare | Gold | $1,100 / $2,200 | $7,500 / $15,000 | Price & Details | |
| Core Gold 1500 $10 Generic Drugs Adult Vision & Fitness by CareSource | Obamacare | Gold | $1,500 / $3,000 | $7,000 / $14,000 | Price & Details | |
| Healthy Heart Gold 1500 $0 Select Drugs & Specialized Services Adult Vision & Fitness by CareSource | Obamacare | Gold | $1,500 / $3,000 | $7,500 / $15,000 | Price & Details | |
| Complete Gold by Ambetter of North Carolina Inc. | Both | Gold | $1,450 / $2,900 | $7,500 / $15,000 | Price & Details | |
| Standard Gold by Ambetter of North Carolina Inc. | Both | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| Complete Gold + Vision + Adult Dental by Ambetter of North Carolina Inc. | Both | Gold | $1,450 / $2,900 | $7,500 / $15,000 | Price & Details | |
| Blue Local Gold Premier | 3 Free PCP | $10 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC | Obamacare | Gold | $1,800 / $3,600 | $9,100 / $18,200 | Price & Details | |
| Blue Local Gold Standard | with Atrium Health by Blue Cross and Blue Shield of NC | Obamacare | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| Standard Gold + Vision + Adult Dental by Ambetter of North Carolina Inc. | Both | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| Gold Classic Standard | with Atrium Health by Oscar Health Plan of North Carolina, Inc | Both | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| Gold Elite Saver Plus | with Atrium Health by Oscar Health Plan of North Carolina, Inc | Both | Gold | $0 / $0 | $8,700 / $17,400 | Price & Details | |
| Complete Gold with Atrium Health by Ambetter of North Carolina Inc. | Both | Gold | $1,450 / $2,900 | $7,500 / $15,000 | Price & Details | |
| Standard Gold with Atrium Health by Ambetter of North Carolina Inc. | Both | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| Blue Home Gold Premier | 3 Free PCP | $10 Tier 1 Rx | with Novant Health by Blue Cross and Blue Shield of NC | Obamacare | Gold | $1,800 / $3,600 | $9,100 / $18,200 | Price & Details | |
| Standard Gold with Atrium Health + Vision + Adult Dental by Ambetter of North Carolina Inc. | Both | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| Complete Gold with Atrium Health + Vision + Adult Dental by Ambetter of North Carolina Inc. | Both | Gold | $1,450 / $2,900 | $7,500 / $15,000 | Price & Details | |
| Blue Home Gold Standard | with Novant Health by Blue Cross and Blue Shield of NC | Obamacare | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| Blue Value Gold Premier | 3 Free PCP | $10 Tier 1 Rx | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Obamacare | Gold | $1,800 / $3,600 | $9,100 / $18,200 | Price & Details | |
| Blue Value Gold Standard | Limited Statewide Doctors by Blue Cross and Blue Shield of NC | Obamacare | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| Blue Local Gold Premier | 3 Free PCP | $10 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC | Obamacare | Gold | $1,800 / $3,600 | $9,100 / $18,200 | Price & Details | |
| Blue Local Gold Standard | with Atrium Health by Blue Cross and Blue Shield of NC | Obamacare | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| Blue Home Gold Premier | 3 Free PCP | $10 Tier 1 Rx | with Novant Health by Blue Cross and Blue Shield of NC | Obamacare | Gold | $1,800 / $3,600 | $9,100 / $18,200 | Price & Details | |
| Blue Home Gold Standard | with Novant Health by Blue Cross and Blue Shield of NC | Obamacare | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| Blue Local Gold Premier | 3 Free PCP | $10 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC | Obamacare | Gold | $1,800 / $3,600 | $9,100 / $18,200 | Price & Details | |
| Blue Local Gold Standard | with Atrium Health by Blue Cross and Blue Shield of NC | Obamacare | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| Blue Home Gold Premier | 3 Free PCP | $10 Tier 1 Rx | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Obamacare | Gold | $1,800 / $3,600 | $9,100 / $18,200 | Price & Details | |
| Blue Home Gold Standard | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Obamacare | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| Blue Local Gold Premier | 3 Free PCP | $10 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC | Obamacare | Gold | $1,800 / $3,600 | $9,100 / $18,200 | Price & Details | |
| Blue Local Gold Standard | with Atrium Health by Blue Cross and Blue Shield of NC | Obamacare | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| Blue Home Gold Premier | 3 Free PCP | $10 Tier 1 Rx | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Obamacare | Gold | $1,800 / $3,600 | $9,100 / $18,200 | Price & Details | |
| Blue Home Gold Standard | with UNC Health Alliance by Blue Cross and Blue Shield of NC | Obamacare | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| Blue Local Gold Premier | 3 Free PCP | $10 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC | Obamacare | Gold | $1,800 / $3,600 | $9,100 / $18,200 | Price & Details | |
| Blue Local Gold Standard | with Atrium Health by Blue Cross and Blue Shield of NC | Obamacare | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| Gold S: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care by Aetna CVS Health | Both | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| Gold Classic Standard by Oscar Health Plan of North Carolina, Inc | Both | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| Gold 3 Advanced: Aetna network + $0 MinuteClinic + Adult Dental + Vision by Aetna CVS Health | Both | Gold | $895 / $1,790 | $9,195 / $18,390 | Price & Details | |
| Secure | with Atrium Health by Oscar Health Plan of North Carolina, Inc | Both | Catastrophic | $9,200 / $18,400 | $9,200 / $18,400 | Price & Details | |
| Secure by Oscar Health Plan of North Carolina, Inc | Both | Catastrophic | $9,200 / $18,400 | $9,200 / $18,400 | Price & Details |
Help with Obamacare & Off-Exchange Plans Sign Up
After using a subsidy tax credit, you may be eligible for Obamacare plans as low as $0.
Licensed insurance agents at our trusted partner help people apply for a subsidy and sign up for Obamacare plans available on healthcare.gov or other State exchange marketplaces.
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Learn More About Obamacare and Off-Exchange Plans in North Carolina
What are Obamacare Health Insurance Plans?
Obamacare health insurance plans are plans which are eligible for reduced costs with a subsidy tax credit. Obamacare plans are only offered through the federal government exchange marketplace healthcare.gov or some States have their own exchange marketplace website. Although plans are only offered through the exchange marketplaces, the federal government allows certified brokers, agents, and web brokers to help you enroll in an Obamacare plan and apply for a subsidy.
What are Off-Exchange Health Insurance Plans?
Off-Exchange health insurance plans are plans which are available outside of the federal government exchange marketplaces. Off-Exchange plans existed before Obamacare. For example, if someone did not have access to a health insurance plan through work, they may have purchased an Off-Exchange plan offered on the Individual Market.
You can enroll in an Off-Exchange plan through a broker, agent, web broker, or by contacting the insurance company directly.
What’s the difference between Obamacare plans and Off-Exchange plans?
The main difference between Obamacare plans and Off-Exchange plans is that only Obamacare plans are eligible for a subsidy tax credit to reduce costs.
Otherwise there are not many other differences between Obamacare plans and Off-Exchange plans. Plan design, coverage, and rates are similar and both sets of plans must adhere to federal government regulations. In fact, there are many plans which are available as both Obamacare plans and as Off-Exchange plans.
Can a plan be both an Obamacare and Off-Exchange plan?
Yes, a plan can be available as both an Obamacare and an Off-Exchange plan.
On the other hand, some plans are only offered as Obamacare plans while other plans are only offered as Off-Exchange plans.
Do plans which are both Obamacare and Off-Exchange plans cost the same price?
Yes, by law a plan which is offered as both an Obamacare plan and an Off-Exchange plan must be sold at the same price. In addition, broker, agents, and web brokers are required to sell plans at the same market price. However, keep in mind that only Obamacare plans are eligible for a subsidy to reduce the monthly premium price.
Who is eligible for Obamacare and Off-Exchange plans?
Technically everyone is eligible for Obamacare plans and Off-Exchange plans. The real question is - who is eligible for a subsidy tax credit? - which can only be used to reduce the costs of Obamacare plans. Note that even if you are not eligible for a subsidy tax credit, you are still allowed to purchase an Obamacare plan at the full price.
What is the Obamacare Subsidy (Tax Credit)?
The Obamacare subsidy is really a tax credit, and it is formally known as the Advanced Premium Tax Credit (APTC). Typically people receive a tax credit at the end of the year when filing taxes, but this tax credit can be received “in advance”, during the year, to reduce the monthly premium costs of an Obamacare health insurance plan.
You must complete an official federal government application to learn your subsidy amount. Everyone’s amount will be different. The calculation for the subsidy amount can be quite complicated. It is based on several different factors, but household income is the main factor. We recommend using our tool to estimate your subsidy amount.
Search Obamacare plans and estimate subsidy amount
Who is eligible to receive an Obamacare Subsidy (Tax Credit)
To be eligible for a subsidy to reduce the monthly premium costs of Obamacare plans, you must meet the following requirements.
- Income requirements based on household size and household income. As examples, earn less than $48,240 for an individual and less than $98,400 for a family of four
- Not eligible for other federal government sponsored insurance, such as Medicare or Medicaid
- Do not have access to a health insurance plan from your employer which meet federal government coverage and affordability requirements
- File taxes or be claimed as a spouse or dependent on taxes. Married couples are required to file taxes jointly.
- Not be incarcerated
- Be legally present in the United States
Why should I consider Off-Exchange plans?
Off-Exchange plans may provide you with additional options compared to available Obamacare plans. If you are not eligible for a subsidy, or only eligible for a small subsidy amount, Off-Exchange plans may still be an affordable option for you.
A second reason for considering Off-Exchange plans is that your favorite doctor may only accept a plan which is available as an Off-Exchange plan. We recommend researching provider networks when considering health insurance plans. We provide links to official provider directories, or doctor lookups, on Health Plan Radar.
In addition, some health insurance companies have been leaving the Obamacare plan market, but they may still offer Off-Exchange plans. Your preferred insurance company may still offer plans on the Off-Exchange market.
How do I choose an Obamacare plan or Off-Exchange plan which is best for me and my family?
There are several health insurance concepts you should understand before choosing a plan that’s best for you, including premium price, out-of-pocket costs, deductibles, and plan metal levels. Visit our choosing a plan FAQ page to learn more.
FAQs - Choosing an Obamacare or Off-Exchange Health Insurance Plan