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Health Insurance Plans in Missouri
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| Plan Name | On or Off Exchange | Plan eligible for subsidy? | Metal Level | Deductible (individual/family) | Out-of-pocket Max (individual/family) | |
|---|---|---|---|---|---|---|
| UHC Bronze Standard (No Referrals) by UnitedHealthcare | Both | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Anthem Heart Healthy Bronze Pathway 4900 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Healthy Alliance Life Co(Anthem BCBS) | Both | Bronze | $4,900 / $9,800 | $9,200 / $18,400 | Price & Details | |
| Anthem Bronze Pathway 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) by Healthy Alliance Life Co(Anthem BCBS) | Both | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Everyday Bronze + Vision + Adult Dental by Celtic Insurance Company | Both | Bronze | $8,450 / $16,900 | $9,200 / $18,400 | Price & Details | |
| Elite Bronze by Celtic Insurance Company | Both | Bronze | $0 / $0 | $9,200 / $18,400 | Price & Details | |
| Blue KC Saver Bronze Preferred-Care Blue EPO by Blue Cross and Blue Shield of Kansas City | Both | Bronze | $6,500 / $13,000 | $8,000 / $16,000 | Price & Details | |
| Blue KC First Bronze Preferred-Care Blue EPO by Blue Cross and Blue Shield of Kansas City | Both | Bronze | $7,000 / $14,000 | $9,200 / $18,400 | Price & Details | |
| Blue KC Standard Bronze Preferred-Care Blue EPO by Blue Cross and Blue Shield of Kansas City | Both | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Bronze 4 Advanced: Aetna network + $0 CVS Health Virtual Primary Care by Aetna CVS Health | Both | Bronze | $0 / $0 | $9,195 / $18,390 | Price & Details | |
| Balance by Medica Bronze $0 Copay PCP Visits by Medica Insurance Company | Both | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Balance by Medica Bronze Premier by Medica Insurance Company | Both | Bronze | $2,000 / $4,000 | $9,200 / $18,400 | Price & Details | |
| Bronze Classic 4700 by Oscar Insurance Company | Both | Bronze | $4,700 / $9,400 | $9,100 / $18,200 | Price & Details | |
| Bronze Elite + PCP Saver Plus by Oscar Insurance Company | Both | Bronze | $0 / $0 | $9,200 / $18,400 | Price & Details | |
| Medica with MU Health Care Bronze $0 Copay PCP Visits by Medica Insurance Company | Both | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Medica with MU Health Care Bronze Premier by Medica Insurance Company | Both | Bronze | $2,000 / $4,000 | $9,200 / $18,400 | Price & Details | |
| Select by Medica Bronze Share by Medica Insurance Company | Both | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Select by Medica Bronze $0 Copay PCP Visits by Medica Insurance Company | Both | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Blue KC Standard Bronze BlueSelect EPO by Blue Cross and Blue Shield of Kansas City | Both | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| WellFirst by Medica Expanded Bronze Standard by SSM Health Insurance Company | Both | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| WellFirst by Medica Bronze $0 Copay PCP Visits by SSM Health Insurance Company | Both | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Standard Expanded Bronze by Celtic Insurance Company | Both | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Everyday Bronze by Celtic Insurance Company | Both | Bronze | $8,450 / $16,900 | $9,200 / $18,400 | Price & Details | |
| Bronze 2 Advanced HSA: Aetna network + CVS Health Virtual Primary Care by Aetna CVS Health | Both | Bronze | $5,695 / $11,390 | $7,495 / $14,990 | Price & Details | |
| UHC Bronze Value ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) by UnitedHealthcare | Both | Bronze | $8,250 / $16,500 | $9,200 / $18,400 | Price & Details | |
| UHC Bronze Value+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) by UnitedHealthcare | Both | Bronze | $8,250 / $16,500 | $9,200 / $18,400 | Price & Details | |
| Standard Expanded Bronze + Vision + Adult Dental by Celtic Insurance Company | Both | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) by UnitedHealthcare | Both | Bronze | $0 / $0 | $9,200 / $18,400 | Price & Details | |
| Elite Bronze + Vision + Adult Dental by Celtic Insurance Company | Both | Bronze | $0 / $0 | $9,200 / $18,400 | Price & Details | |
| Cox HealthPlans Bronze Expanded Standard $7,500 Deductible by Cox Health Systems Insurance Company | Both | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Bronze S: Aetna network + $0 CVS Health Virtual Primary Care by Aetna CVS Health | Both | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Bronze 4 Advanced: Aetna network + $0 CVS Health Virtual Primary Care + Adult Dental + Vision by Aetna CVS Health | Both | Bronze | $0 / $0 | $9,195 / $18,390 | Price & Details | |
| Anthem Bronze Pathway 9200 (+ Incentives) by Healthy Alliance Life Co(Anthem BCBS) | Both | Bronze | $9,200 / $18,400 | $9,200 / $18,400 | Price & Details | |
| Balance by Medica Expanded Bronze Standard by Medica Insurance Company | Both | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Anthem Bronze Pathway 6900 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Healthy Alliance Life Co(Anthem BCBS) | Both | Bronze | $6,900 / $13,800 | $9,200 / $18,400 | Price & Details | |
| WellFirst by Medica Bronze Share by SSM Health Insurance Company | Both | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Bronze Classic Standard by Oscar Insurance Company | Both | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Blue KC Choice Bronze 2 BlueSelect EPO with Spira Care by Blue Cross and Blue Shield of Kansas City | Both | Bronze | $8,500 / $17,000 | $9,200 / $18,400 | Price & Details | |
| Medica with MU Health Care Expanded Bronze Standard by Medica Insurance Company | Both | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Select by Medica Expanded Bronze Standard by Medica Insurance Company | Both | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Cox HealthPlans Bronze Preferred $9,200 Deductible by Cox Health Systems Insurance Company | Both | Bronze | $9,200 / $18,400 | $9,200 / $18,400 | Price & Details | |
| Silver Elite Saver Plus by Oscar Insurance Company | Both | Silver | $0 / $0 | $9,100 / $18,200 | Price & Details | |
| Complete Silver by Celtic Insurance Company | Both | Silver | $6,000 / $12,000 | $8,600 / $17,200 | Price & Details | |
| Anthem Heart Healthy Silver Pathway 2900 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Healthy Alliance Life Co(Anthem BCBS) | Both | Silver | $2,900 / $5,800 | $9,000 / $18,000 | Price & Details | |
| Anthem Silver Pathway 5350 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Healthy Alliance Life Co(Anthem BCBS) | Both | Silver | $5,350 / $10,700 | $8,500 / $17,000 | Price & Details | |
| Anthem Silver Pathway 5000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) by Healthy Alliance Life Co(Anthem BCBS) | Both | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| UHC Silver Standard (No Referrals) by UnitedHealthcare | Both | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) by UnitedHealthcare | Both | Silver | $0 / $0 | $9,200 / $18,400 | Price & Details | |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) by UnitedHealthcare | Both | Silver | $2,500 / $5,000 | $9,200 / $18,400 | Price & Details | |
| Premier Silver by Celtic Insurance Company | Both | Silver | $8,350 / $16,700 | $8,350 / $16,700 | Price & Details | |
| UHC Silver Standard+ (Dental + Vision, No Referrals) by UnitedHealthcare | Both | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Standard Silver by Celtic Insurance Company | Both | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Premier Silver + Vision + Adult Dental by Celtic Insurance Company | Both | Silver | $8,350 / $16,700 | $8,350 / $16,700 | Price & Details | |
| Complete Silver + Vision + Adult Dental by Celtic Insurance Company | Both | Silver | $6,000 / $12,000 | $8,600 / $17,200 | Price & Details | |
| Blue KC Community Silver Preferred-Care Blue EPO by Blue Cross and Blue Shield of Kansas City | Both | Silver | $6,000 / $12,000 | $7,800 / $15,600 | Price & Details | |
| Silver 5 Advanced: Aetna network + $0 CVS Health Virtual Primary Care by Aetna CVS Health | Both | Silver | $7,495 / $14,990 | $8,695 / $17,390 | Price & Details | |
| Blue KC Standard Silver Preferred-Care Blue EPO by Blue Cross and Blue Shield of Kansas City | Both | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Silver S: Aetna network + $0 CVS Health Virtual Primary Care by Aetna CVS Health | Both | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Silver 10 Advanced: Aetna network + $0 CVS Health Virtual Primary Care by Aetna CVS Health | Both | Silver | $0 / $0 | $9,195 / $18,390 | Price & Details | |
| Silver 10 Advanced: Aetna network + $0 CVS Health Virtual Primary Care + Adult Dental + Vision by Aetna CVS Health | Both | Silver | $0 / $0 | $9,195 / $18,390 | Price & Details | |
| Balance by Medica Silver $0 Copay PCP Visits by Medica Insurance Company | Both | Silver | $3,500 / $7,000 | $9,000 / $18,000 | Price & Details | |
| Balance by Medica Silver Standard by Medica Insurance Company | Both | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Cox HealthPlans Silver Connect 9 $6,000 Deductible by Cox Health Systems Insurance Company | Both | Silver | $6,000 / $12,000 | $7,000 / $14,000 | Price & Details | |
| Cox HealthPlans Silver Preferred $3,500 Deductible by Cox Health Systems Insurance Company | Both | Silver | $3,500 / $7,000 | $7,900 / $15,800 | Price & Details | |
| Cox HealthPlans Silver Standard $5,000 Deductible by Cox Health Systems Insurance Company | Both | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Silver Simple PCP Saver by Oscar Insurance Company | Both | Silver | $5,750 / $11,500 | $8,600 / $17,200 | Price & Details | |
| Silver Classic Standard by Oscar Insurance Company | Both | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Silver Simple Diabetes by Oscar Insurance Company | Both | Silver | $6,450 / $12,900 | $8,550 / $17,100 | Price & Details | |
| Medica with MU Health Care Silver $0 Copay PCP Visits by Medica Insurance Company | Both | Silver | $3,500 / $7,000 | $9,000 / $18,000 | Price & Details | |
| Medica with MU Health Care Silver Share by Medica Insurance Company | Both | Silver | $3,525 / $7,050 | $7,600 / $15,200 | Price & Details | |
| Medica with MU Health Care Silver Standard by Medica Insurance Company | Both | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Select by Medica Silver $0 Copay PCP Visits by Medica Insurance Company | Both | Silver | $3,500 / $7,000 | $9,000 / $18,000 | Price & Details | |
| Select by Medica Silver Standard by Medica Insurance Company | Both | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Select by Medica Silver Share by Medica Insurance Company | Both | Silver | $3,525 / $7,050 | $7,600 / $15,200 | Price & Details | |
| Blue KC Choice Silver BlueSelect Plus EPO with Spira Care by Blue Cross and Blue Shield of Kansas City | Both | Silver | $4,150 / $8,300 | $8,000 / $16,000 | Price & Details | |
| Blue KC Choice Silver 1 BlueSelect EPO with Spira Care by Blue Cross and Blue Shield of Kansas City | Both | Silver | $4,150 / $8,300 | $8,000 / $16,000 | Price & Details | |
| WellFirst by Medica Silver Copay Plus by SSM Health Insurance Company | Both | Silver | $3,525 / $7,050 | $9,000 / $18,000 | Price & Details | |
| Blue KC Standard Silver BlueSelect EPO by Blue Cross and Blue Shield of Kansas City | Both | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| WellFirst by Medica Silver $0 Copay PCP Visits by SSM Health Insurance Company | Both | Silver | $3,500 / $7,000 | $9,000 / $18,000 | Price & Details | |
| WellFirst by Medica Silver Standard by SSM Health Insurance Company | Both | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| UHC Silver Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) by UnitedHealthcare | Both | Silver | $2,500 / $5,000 | $9,200 / $18,400 | Price & Details | |
| Silver S: Aetna network + $0 CVS Health Virtual Primary Care + Adult Dental+Vision by Aetna CVS Health | Both | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Anthem Silver Pathway 7250 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Healthy Alliance Life Co(Anthem BCBS) | Both | Silver | $7,250 / $14,500 | $7,800 / $15,600 | Price & Details | |
| Balance by Medica Silver Share by Medica Insurance Company | Both | Silver | $3,525 / $7,050 | $7,600 / $15,200 | Price & Details | |
| UHC Gold Standard (No Referrals) by UnitedHealthcare | Both | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) by UnitedHealthcare | Both | Gold | $500 / $1,000 | $7,000 / $14,000 | Price & Details | |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) by UnitedHealthcare | Both | Gold | $0 / $0 | $7,000 / $14,000 | Price & Details | |
| Standard Gold by Celtic Insurance Company | Both | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| Everyday Gold by Celtic Insurance Company | Both | Gold | $750 / $1,500 | $7,000 / $14,000 | Price & Details | |
| Complete Gold by Celtic Insurance Company | Both | Gold | $1,450 / $2,900 | $7,700 / $15,400 | Price & Details | |
| Complete Gold + Vision + Adult Dental by Celtic Insurance Company | Both | Gold | $1,450 / $2,900 | $7,700 / $15,400 | Price & Details | |
| Standard Gold + Vision + Adult Dental by Celtic Insurance Company | Both | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| Everyday Gold + Vision + Adult Dental by Celtic Insurance Company | Both | Gold | $750 / $1,500 | $7,000 / $14,000 | Price & Details | |
| Blue KC Standard Gold Preferred-Care Blue EPO by Blue Cross and Blue Shield of Kansas City | Both | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| Gold S: Aetna network + $0 CVS Health Virtual Primary Care by Aetna CVS Health | Both | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| Balance by Medica Gold $0 Copay PCP Visits by Medica Insurance Company | Both | Gold | $1,325 / $2,650 | $7,750 / $15,500 | Price & Details | |
| Balance by Medica Gold Share by Medica Insurance Company | Both | Gold | $2,500 / $5,000 | $5,150 / $10,300 | Price & Details | |
| Balance by Medica Gold Standard by Medica Insurance Company | Both | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| Cox HealthPlans Gold Standard $1,500 Deductible by Cox Health Systems Insurance Company | Both | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| Medica with MU Health Care Gold $0 Copay PCP Visits by Medica Insurance Company | Both | Gold | $1,325 / $2,650 | $7,750 / $15,500 | Price & Details | |
| Medica with MU Health Care Gold Standard by Medica Insurance Company | Both | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| Medica with MU Health Care Gold Share by Medica Insurance Company | Both | Gold | $2,500 / $5,000 | $5,150 / $10,300 | Price & Details | |
| Select by Medica Gold $0 Copay PCP Visits by Medica Insurance Company | Both | Gold | $1,325 / $2,650 | $7,750 / $15,500 | Price & Details | |
| Select by Medica Gold Standard by Medica Insurance Company | Both | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| Select by Medica Gold Share by Medica Insurance Company | Both | Gold | $2,500 / $5,000 | $5,150 / $10,300 | Price & Details | |
| WellFirst by Medica Gold $0 Copay PCP Visits by SSM Health Insurance Company | Both | Gold | $1,325 / $2,650 | $7,750 / $15,500 | Price & Details | |
| WellFirst by Medica Gold Standard by SSM Health Insurance Company | Both | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| Anthem Gold Pathway 1500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) by Healthy Alliance Life Co(Anthem BCBS) | Both | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) by UnitedHealthcare | Both | Gold | $500 / $1,000 | $7,000 / $14,000 | Price & Details | |
| Gold Classic Standard by Oscar Insurance Company | Both | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| WellFirst by Medica Gold Copay Plus by SSM Health Insurance Company | Both | Gold | $1,600 / $3,200 | $6,750 / $13,500 | Price & Details | |
| Cox HealthPlans Gold Preferred $500 Deductible by Cox Health Systems Insurance Company | Both | Gold | $500 / $1,000 | $7,500 / $15,000 | Price & Details | |
| Balance by Medica Catastrophic by Medica Insurance Company | Both | Catastrophic | $9,200 / $18,400 | $9,200 / $18,400 | Price & Details | |
| Medica with MU Health Care Catastrophic by Medica Insurance Company | Both | Catastrophic | $9,200 / $18,400 | $9,200 / $18,400 | Price & Details | |
| Anthem Catastrophic Pathway 9200 (+ Incentives) by Healthy Alliance Life Co(Anthem BCBS) | Both | Catastrophic | $9,200 / $18,400 | $9,200 / $18,400 | Price & Details | |
| Secure by Oscar Insurance Company | Both | Catastrophic | $9,200 / $18,400 | $9,200 / $18,400 | Price & Details | |
| WellFirst by Medica Catastrophic by SSM Health Insurance Company | Both | Catastrophic | $9,200 / $18,400 | $9,200 / $18,400 | Price & Details | |
| Select by Medica Catastrophic by Medica Insurance Company | Both | Catastrophic | $9,200 / $18,400 | $9,200 / $18,400 | Price & Details | |
| Blue KC Catastrophic BlueSelect EPO by Blue Cross and Blue Shield of Kansas City | Both | Catastrophic | $9,200 / $18,400 | $9,200 / $18,400 | Price & Details | |
| Ambetter Health Solutions Bronze PPO 1800 by Bankers Reserve Life Insurance Co. | Off | Bronze | $1,800 / $3,600 | $9,200 / $18,400 | Price & Details | |
| Ambetter Health Solutions Bronze PPO 5000 by Bankers Reserve Life Insurance Co. | Off | Bronze | $5,000 / $10,000 | $8,500 / $17,000 | Price & Details | |
| Ambetter Health Solutions Bronze HSA PPO 6400 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Bronze | $6,400 / $12,800 | $8,050 / $16,100 | Price & Details | |
| Ambetter Health Solutions Bronze PPO 1800 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Bronze | $1,800 / $3,600 | $9,200 / $18,400 | Price & Details | |
| Ambetter Health Solutions Bronze 1800 by Bankers Reserve Life Insurance Co. | Off | Bronze | $1,800 / $3,600 | $9,200 / $18,400 | Price & Details | |
| Ambetter Health Solutions Bronze PPO 7000 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Bronze | $7,000 / $14,000 | $8,500 / $17,000 | Price & Details | |
| Ambetter Health Solutions Bronze 7000 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Bronze | $7,000 / $14,000 | $8,500 / $17,000 | Price & Details | |
| Ambetter Health Solutions Bronze 7000 by Bankers Reserve Life Insurance Co. | Off | Bronze | $7,000 / $14,000 | $8,500 / $17,000 | Price & Details | |
| Ambetter Health Solutions Bronze HSA 6400 by Bankers Reserve Life Insurance Co. | Off | Bronze | $6,400 / $12,800 | $8,050 / $16,100 | Price & Details | |
| Ambetter Health Solutions Bronze HSA 6400 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Bronze | $6,400 / $12,800 | $8,050 / $16,100 | Price & Details | |
| Ambetter Health Solutions Bronze 1800 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Bronze | $1,800 / $3,600 | $9,200 / $18,400 | Price & Details | |
| Ambetter Health Solutions Bronze 5000 by Bankers Reserve Life Insurance Co. | Off | Bronze | $5,000 / $10,000 | $8,500 / $17,000 | Price & Details | |
| Ambetter Health Solutions Bronze 5000 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Bronze | $5,000 / $10,000 | $8,500 / $17,000 | Price & Details | |
| Ambetter Health Solutions Bronze HSA PPO 6400 by Bankers Reserve Life Insurance Co. | Off | Bronze | $6,400 / $12,800 | $8,050 / $16,100 | Price & Details | |
| Ambetter Health Solutions Bronze PPO 7000 by Bankers Reserve Life Insurance Co. | Off | Bronze | $7,000 / $14,000 | $8,500 / $17,000 | Price & Details | |
| Ambetter Health Solutions Bronze PPO 5000 by Bankers Reserve Life Insurance Co. | Off | Bronze | $5,000 / $10,000 | $8,500 / $17,000 | Price & Details | |
| Ambetter Health Solutions Bronze PPO 5000 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Bronze | $5,000 / $10,000 | $8,500 / $17,000 | Price & Details | |
| Ambetter Health Solutions Bronze PPO 1800 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Bronze | $1,800 / $3,600 | $9,200 / $18,400 | Price & Details | |
| Ambetter Health Solutions Bronze PPO 7000 by Bankers Reserve Life Insurance Co. | Off | Bronze | $7,000 / $14,000 | $8,500 / $17,000 | Price & Details | |
| Ambetter Health Solutions Bronze PPO 7000 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Bronze | $7,000 / $14,000 | $8,500 / $17,000 | Price & Details | |
| Ambetter Health Solutions Bronze HSA PPO 6400 by Bankers Reserve Life Insurance Co. | Off | Bronze | $6,400 / $12,800 | $8,050 / $16,100 | Price & Details | |
| Ambetter Health Solutions Bronze HSA PPO 6400 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Bronze | $6,400 / $12,800 | $8,050 / $16,100 | Price & Details | |
| Ambetter Health Solutions Bronze PPO 5000 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Bronze | $5,000 / $10,000 | $8,500 / $17,000 | Price & Details | |
| Ambetter Health Solutions Bronze PPO 1800 by Bankers Reserve Life Insurance Co. | Off | Bronze | $1,800 / $3,600 | $9,200 / $18,400 | Price & Details | |
| Ambetter Health Solutions Silver 5500 by Bankers Reserve Life Insurance Co. | Off | Silver | $5,500 / $11,000 | $8,500 / $17,000 | Price & Details | |
| Ambetter Health Solutions Silver 1350 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Silver | $1,350 / $2,700 | $8,600 / $17,200 | Price & Details | |
| Ambetter Health Solutions Silver 3500 by Bankers Reserve Life Insurance Co. | Off | Silver | $3,500 / $7,000 | $9,200 / $18,400 | Price & Details | |
| Ambetter Health Solutions Silver HSA PPO 4000 by Bankers Reserve Life Insurance Co. | Off | Silver | $4,000 / $8,000 | $7,000 / $14,000 | Price & Details | |
| Ambetter Health Solutions Silver PPO 5500 by Bankers Reserve Life Insurance Co. | Off | Silver | $5,500 / $11,000 | $8,500 / $17,000 | Price & Details | |
| Ambetter Health Solutions Silver PPO 1350 by Bankers Reserve Life Insurance Co. | Off | Silver | $1,350 / $2,700 | $8,600 / $17,200 | Price & Details | |
| Ambetter Health Solutions Silver PPO 5500 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Silver | $5,500 / $11,000 | $8,500 / $17,000 | Price & Details | |
| Ambetter Health Solutions Silver 4500 by Bankers Reserve Life Insurance Co. | Off | Silver | $4,500 / $9,000 | $9,200 / $18,400 | Price & Details | |
| Ambetter Health Solutions Silver PPO 3500 by Bankers Reserve Life Insurance Co. | Off | Silver | $3,500 / $7,000 | $9,200 / $18,400 | Price & Details | |
| Ambetter Health Solutions Silver PPO 4500 by Bankers Reserve Life Insurance Co. | Off | Silver | $4,500 / $9,000 | $9,200 / $18,400 | Price & Details | |
| Ambetter Health Solutions Silver Copay HSA PPO 4000 by Bankers Reserve Life Insurance Co. | Off | Silver | $4,000 / $8,000 | $7,000 / $14,000 | Price & Details | |
| Ambetter Health Solutions Silver PPO 5500 by Bankers Reserve Life Insurance Co. | Off | Silver | $5,500 / $11,000 | $8,500 / $17,000 | Price & Details | |
| Ambetter Health Solutions Silver Copay HSA 4000 by Bankers Reserve Life Insurance Co. | Off | Silver | $4,000 / $8,000 | $7,000 / $14,000 | Price & Details | |
| Ambetter Health Solutions Silver Copay HSA 4000 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Silver | $4,000 / $8,000 | $7,000 / $14,000 | Price & Details | |
| Ambetter Health Solutions Silver HSA 4000 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Silver | $4,000 / $8,000 | $7,000 / $14,000 | Price & Details | |
| Ambetter Health Solutions Silver 1350 by Bankers Reserve Life Insurance Co. | Off | Silver | $1,350 / $2,700 | $8,600 / $17,200 | Price & Details | |
| Ambetter Health Solutions Silver PPO 4500 by Bankers Reserve Life Insurance Co. | Off | Silver | $4,500 / $9,000 | $9,200 / $18,400 | Price & Details | |
| Ambetter Health Solutions Silver PPO 4500 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Silver | $4,500 / $9,000 | $9,200 / $18,400 | Price & Details | |
| Ambetter Health Solutions Silver HSA 4000 by Bankers Reserve Life Insurance Co. | Off | Silver | $4,000 / $8,000 | $7,000 / $14,000 | Price & Details | |
| Ambetter Health Solutions Silver 4500 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Silver | $4,500 / $9,000 | $9,200 / $18,400 | Price & Details | |
| Ambetter Health Solutions Silver 3500 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Silver | $3,500 / $7,000 | $9,200 / $18,400 | Price & Details | |
| Ambetter Health Solutions Silver 5500 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Silver | $5,500 / $11,000 | $8,500 / $17,000 | Price & Details | |
| Ambetter Health Solutions Silver Copay HSA PPO 4000 by Bankers Reserve Life Insurance Co. | Off | Silver | $4,000 / $8,000 | $7,000 / $14,000 | Price & Details | |
| Ambetter Health Solutions Silver Copay HSA PPO 4000 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Silver | $4,000 / $8,000 | $7,000 / $14,000 | Price & Details | |
| Ambetter Health Solutions Silver HSA PPO 4000 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Silver | $4,000 / $8,000 | $7,000 / $14,000 | Price & Details | |
| Ambetter Health Solutions Silver HSA PPO 4000 by Bankers Reserve Life Insurance Co. | Off | Silver | $4,000 / $8,000 | $7,000 / $14,000 | Price & Details | |
| Ambetter Health Solutions Silver PPO 3500 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Silver | $3,500 / $7,000 | $9,200 / $18,400 | Price & Details | |
| Ambetter Health Solutions Silver PPO 5500 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Silver | $5,500 / $11,000 | $8,500 / $17,000 | Price & Details | |
| Ambetter Health Solutions Silver PPO 1350 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Silver | $1,350 / $2,700 | $8,600 / $17,200 | Price & Details | |
| Ambetter Health Solutions Silver HSA PPO 4000 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Silver | $4,000 / $8,000 | $7,000 / $14,000 | Price & Details | |
| Ambetter Health Solutions Silver PPO 4500 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Silver | $4,500 / $9,000 | $9,200 / $18,400 | Price & Details | |
| Ambetter Health Solutions Silver Copay HSA PPO 4000 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Silver | $4,000 / $8,000 | $7,000 / $14,000 | Price & Details | |
| Ambetter Health Solutions Silver PPO 3500 by Bankers Reserve Life Insurance Co. | Off | Silver | $3,500 / $7,000 | $9,200 / $18,400 | Price & Details | |
| Ambetter Health Solutions Silver PPO 3500 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Silver | $3,500 / $7,000 | $9,200 / $18,400 | Price & Details | |
| Ambetter Health Solutions Silver PPO 1350 by Bankers Reserve Life Insurance Co. | Off | Silver | $1,350 / $2,700 | $8,600 / $17,200 | Price & Details | |
| Ambetter Health Solutions Silver PPO 1350 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Silver | $1,350 / $2,700 | $8,600 / $17,200 | Price & Details | |
| Ambetter Health Solutions Gold PPO 1500 by Bankers Reserve Life Insurance Co. | Off | Gold | $1,500 / $3,000 | $6,000 / $12,000 | Price & Details | |
| Ambetter Health Solutions Gold 3000 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Gold | $3,000 / $6,000 | $5,000 / $10,000 | Price & Details | |
| Ambetter Health Solutions Gold PPO 1500 by Bankers Reserve Life Insurance Co. | Off | Gold | $1,500 / $3,000 | $6,000 / $12,000 | Price & Details | |
| Ambetter Health Solutions Gold PPO 2500 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Gold | $2,500 / $5,000 | $5,500 / $11,000 | Price & Details | |
| Ambetter Health Solutions Gold 2500 by Bankers Reserve Life Insurance Co. | Off | Gold | $2,500 / $5,000 | $5,500 / $11,000 | Price & Details | |
| Ambetter Health Solutions Gold PPO 2500 by Bankers Reserve Life Insurance Co. | Off | Gold | $2,500 / $5,000 | $5,500 / $11,000 | Price & Details | |
| Ambetter Health Solutions Gold PPO 1500 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Gold | $1,500 / $3,000 | $6,000 / $12,000 | Price & Details | |
| Ambetter Health Solutions Gold 3000 by Bankers Reserve Life Insurance Co. | Off | Gold | $3,000 / $6,000 | $5,000 / $10,000 | Price & Details | |
| Ambetter Health Solutions Gold 2500 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Gold | $2,500 / $5,000 | $5,500 / $11,000 | Price & Details | |
| Ambetter Health Solutions Gold PPO 2500 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Gold | $2,500 / $5,000 | $5,500 / $11,000 | Price & Details | |
| Ambetter Health Solutions Gold PPO 3000 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Gold | $3,000 / $6,000 | $5,000 / $10,000 | Price & Details | |
| Ambetter Health Solutions Gold 3500 by Bankers Reserve Life Insurance Co. | Off | Gold | $3,500 / $7,000 | $7,250 / $14,500 | Price & Details | |
| Ambetter Health Solutions Gold 1500 by Bankers Reserve Life Insurance Co. | Off | Gold | $1,500 / $3,000 | $6,000 / $12,000 | Price & Details | |
| Ambetter Health Solutions Gold 3500 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Gold | $3,500 / $7,000 | $7,250 / $14,500 | Price & Details | |
| Ambetter Health Solutions Gold PPO 3000 by Bankers Reserve Life Insurance Co. | Off | Gold | $3,000 / $6,000 | $5,000 / $10,000 | Price & Details | |
| Ambetter Health Solutions Gold PPO 3000 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Gold | $3,000 / $6,000 | $5,000 / $10,000 | Price & Details | |
| Ambetter Health Solutions Gold PPO 3500 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Gold | $3,500 / $7,000 | $7,250 / $14,500 | Price & Details | |
| Ambetter Health Solutions Gold 1500 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Gold | $1,500 / $3,000 | $6,000 / $12,000 | Price & Details | |
| Ambetter Health Solutions Gold PPO 3500 by Bankers Reserve Life Insurance Co. | Off | Gold | $3,500 / $7,000 | $7,250 / $14,500 | Price & Details | |
| Ambetter Health Solutions Gold PPO 1500 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Gold | $1,500 / $3,000 | $6,000 / $12,000 | Price & Details | |
| Ambetter Health Solutions Gold PPO 3500 by Bankers Reserve Life Insurance Co. | Off | Gold | $3,500 / $7,000 | $7,250 / $14,500 | Price & Details | |
| Ambetter Health Solutions Gold PPO 3000 by Bankers Reserve Life Insurance Co. | Off | Gold | $3,000 / $6,000 | $5,000 / $10,000 | Price & Details | |
| Ambetter Health Solutions Gold PPO 2500 by Bankers Reserve Life Insurance Co. | Off | Gold | $2,500 / $5,000 | $5,500 / $11,000 | Price & Details | |
| Ambetter Health Solutions Gold PPO 3500 + Vision + Adult Dental by Bankers Reserve Life Insurance Co. | Off | Gold | $3,500 / $7,000 | $7,250 / $14,500 | Price & Details |
Help with Obamacare & Off-Exchange Plans Sign Up
After using a subsidy tax credit, you may be eligible for Obamacare plans as low as $0.
Licensed insurance agents at our trusted partner help people apply for a subsidy and sign up for Obamacare plans available on healthcare.gov or other State exchange marketplaces.
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Learn More About Obamacare and Off-Exchange Plans in Missouri
What are Obamacare Health Insurance Plans?
Obamacare health insurance plans are plans which are eligible for reduced costs with a subsidy tax credit. Obamacare plans are only offered through the federal government exchange marketplace healthcare.gov or some States have their own exchange marketplace website. Although plans are only offered through the exchange marketplaces, the federal government allows certified brokers, agents, and web brokers to help you enroll in an Obamacare plan and apply for a subsidy.
What are Off-Exchange Health Insurance Plans?
Off-Exchange health insurance plans are plans which are available outside of the federal government exchange marketplaces. Off-Exchange plans existed before Obamacare. For example, if someone did not have access to a health insurance plan through work, they may have purchased an Off-Exchange plan offered on the Individual Market.
You can enroll in an Off-Exchange plan through a broker, agent, web broker, or by contacting the insurance company directly.
What’s the difference between Obamacare plans and Off-Exchange plans?
The main difference between Obamacare plans and Off-Exchange plans is that only Obamacare plans are eligible for a subsidy tax credit to reduce costs.
Otherwise there are not many other differences between Obamacare plans and Off-Exchange plans. Plan design, coverage, and rates are similar and both sets of plans must adhere to federal government regulations. In fact, there are many plans which are available as both Obamacare plans and as Off-Exchange plans.
Can a plan be both an Obamacare and Off-Exchange plan?
Yes, a plan can be available as both an Obamacare and an Off-Exchange plan.
On the other hand, some plans are only offered as Obamacare plans while other plans are only offered as Off-Exchange plans.
Do plans which are both Obamacare and Off-Exchange plans cost the same price?
Yes, by law a plan which is offered as both an Obamacare plan and an Off-Exchange plan must be sold at the same price. In addition, broker, agents, and web brokers are required to sell plans at the same market price. However, keep in mind that only Obamacare plans are eligible for a subsidy to reduce the monthly premium price.
Who is eligible for Obamacare and Off-Exchange plans?
Technically everyone is eligible for Obamacare plans and Off-Exchange plans. The real question is - who is eligible for a subsidy tax credit? - which can only be used to reduce the costs of Obamacare plans. Note that even if you are not eligible for a subsidy tax credit, you are still allowed to purchase an Obamacare plan at the full price.
What is the Obamacare Subsidy (Tax Credit)?
The Obamacare subsidy is really a tax credit, and it is formally known as the Advanced Premium Tax Credit (APTC). Typically people receive a tax credit at the end of the year when filing taxes, but this tax credit can be received “in advance”, during the year, to reduce the monthly premium costs of an Obamacare health insurance plan.
You must complete an official federal government application to learn your subsidy amount. Everyone’s amount will be different. The calculation for the subsidy amount can be quite complicated. It is based on several different factors, but household income is the main factor. We recommend using our tool to estimate your subsidy amount.
Search Obamacare plans and estimate subsidy amount
Who is eligible to receive an Obamacare Subsidy (Tax Credit)
To be eligible for a subsidy to reduce the monthly premium costs of Obamacare plans, you must meet the following requirements.
- Income requirements based on household size and household income. As examples, earn less than $48,240 for an individual and less than $98,400 for a family of four
- Not eligible for other federal government sponsored insurance, such as Medicare or Medicaid
- Do not have access to a health insurance plan from your employer which meet federal government coverage and affordability requirements
- File taxes or be claimed as a spouse or dependent on taxes. Married couples are required to file taxes jointly.
- Not be incarcerated
- Be legally present in the United States
Why should I consider Off-Exchange plans?
Off-Exchange plans may provide you with additional options compared to available Obamacare plans. If you are not eligible for a subsidy, or only eligible for a small subsidy amount, Off-Exchange plans may still be an affordable option for you.
A second reason for considering Off-Exchange plans is that your favorite doctor may only accept a plan which is available as an Off-Exchange plan. We recommend researching provider networks when considering health insurance plans. We provide links to official provider directories, or doctor lookups, on Health Plan Radar.
In addition, some health insurance companies have been leaving the Obamacare plan market, but they may still offer Off-Exchange plans. Your preferred insurance company may still offer plans on the Off-Exchange market.
How do I choose an Obamacare plan or Off-Exchange plan which is best for me and my family?
There are several health insurance concepts you should understand before choosing a plan that’s best for you, including premium price, out-of-pocket costs, deductibles, and plan metal levels. Visit our choosing a plan FAQ page to learn more.
FAQs - Choosing an Obamacare or Off-Exchange Health Insurance Plan