Call now to get help signing up for plans from licensed insurance agents!
No obligation to enroll. Mon-Fri: 8am-9pm, Sat: 9am-8pm ET
TTY users 711

Health Insurance Plans in Minnesota

We're sorry, we do not have plan information for On-Exchange Marketplace plans in Minnesota. Below are health plans available in the Off-Exchange market, without a subsidy. Please contact us if you would like to check if you may be eligible for a subsidy to reduce the cost of these plans.

Enter your Zip Code to show plans available only in your area:

Plan NameOn or Off ExchangePlan eligible for subsidy?Metal LevelDeductible (individual/family)Out-of-pocket Max (individual/family)
Altru Prime by Medica Catastrophic by Medica Insurance CompanyOffCatastrophic$10,600 / $21,200$10,600 / $21,200Price & Details
Engage by Medica Catastrophic by Medica Insurance CompanyOffCatastrophic$10,600 / $21,200$10,600 / $21,200Price & Details
Essentia Choice Care with Medica Catastrophic by Medica Insurance CompanyOffCatastrophic$10,600 / $21,200$10,600 / $21,200Price & Details
Ridgeview Distinct by Medica Catastrophic by Medica Insurance CompanyOffCatastrophic$10,600 / $21,200$10,600 / $21,200Price & Details
Bold by M Health Fairview and Medica Catastrophic by Medica Insurance CompanyOffCatastrophic$10,600 / $21,200$10,600 / $21,200Price & Details
Medica Applause Catastrophic by Medica Insurance CompanyOffCatastrophic$10,600 / $21,200$10,600 / $21,200Price & Details
QUARTZ SELECT CATASTROPHIC (VISION) $10,600 DED DIRECT by QuartzOffCatastrophic$10,600 / $21,200$10,600 / $21,200Price & Details
North Memorial Acclaim by Medica Catastrophic by Medica Insurance CompanyOffCatastrophic$10,600 / $21,200$10,600 / $21,200Price & Details
Bold by M Health Fairview and Medica Bronze $0 Copay PCP Visits by Medica Insurance CompanyOffBronze$7,500 / $15,000$10,600 / $21,200Price & Details
QUARTZ EASY COMPARE BRONZE (DENTAL & VISION) DIRECT SELECT by QuartzOffBronze$7,500 / $15,000$9,700 / $19,400Price & Details
Engage by Medica Bronze Copay (First 3) by Medica Insurance CompanyOffBronze$7,500 / $15,000$10,600 / $21,200Price & Details
Blue Plus Minnesota Value Bronze Plan 206 by Blue PlusOffBronze$7,750 / $15,500$10,600 / $21,200Price & Details
Blue Plus Southeast MN HSA Bronze Plan 270 by Blue PlusOffBronze$8,500 / $17,000$8,500 / $17,000Price & Details
Engage by Medica Bronze HSA by Medica Insurance CompanyOffBronze$7,500 / $15,000$8,500 / $17,000Price & Details
Bold by M Health Fairview and Medica Bronze Share Plus Metro by Medica Insurance CompanyOffBronze$5,000 / $10,000$10,600 / $21,200Price & Details
Medica Applause Bronze Share Plus Metro by Medica Insurance CompanyOffBronze$5,000 / $10,000$10,600 / $21,200Price & Details
Medica Applause Bronze Simple HSA + Adult Eye Exam OX by Medica Insurance CompanyOffBronze$7,100 / $14,200$7,100 / $14,200Price & Details
Medica Easy Compare Bronze Engage by Medica by Medica Insurance CompanyOffBronze$7,500 / $15,000$9,700 / $19,400Price & Details
Blue Plus Easy Compare Bronze Blue Plus Minnesota Value Plan 208 by Blue PlusOffBronze$7,500 / $15,000$9,700 / $19,400Price & Details
Engage by Medica Bronze Share Plus by Medica Insurance CompanyOffBronze$5,000 / $10,000$10,600 / $21,200Price & Details
Blue Plus Easy Compare Bronze Blue Plus Minnesota Value Plan 208 by Blue PlusOffBronze$7,500 / $15,000$9,700 / $19,400Price & Details
Essentia Choice Care with Medica Bronze Copay (First 3) by Medica Insurance CompanyOffBronze$7,500 / $15,000$10,600 / $21,200Price & Details
Blue Plus Minnesota Value Bronze Plan 203 by Blue PlusOffBronze$5,800 / $11,600$10,600 / $21,200Price & Details
Blue Plus Easy Compare Bronze Blue Plus Southeast MN Plan 274 by Blue PlusOffBronze$7,500 / $15,000$9,700 / $19,400Price & Details
Medica Symphony for HSA Bronze G by Medica Insurance CompanyOffBronze$7,500 / $15,000$8,500 / $17,000Price & Details
Engage by Medica Bronze $0 Copay PCP Visits by Medica Insurance CompanyOffBronze$7,500 / $15,000$10,600 / $21,200Price & Details
Blue Plus Minnesota Value Bronze Plan 203 by Blue PlusOffBronze$5,800 / $11,600$10,600 / $21,200Price & Details
North Memorial Acclaim by Medica Bronze Copay (First 3) by Medica Insurance CompanyOffBronze$7,500 / $15,000$10,600 / $21,200Price & Details
Blue Plus Metro MN HSA Bronze Plan 258 by Blue PlusOffBronze$8,500 / $17,000$8,500 / $17,000Price & Details
Medica Applause Bronze Copay (First 3) by Medica Insurance CompanyOffBronze$7,500 / $15,000$10,600 / $21,200Price & Details
Medica Easy Compare Bronze Essentia Choice Care by Medica Insurance CompanyOffBronze$7,500 / $15,000$9,700 / $19,400Price & Details
Medica Easy Compare Bronze Altru Prime by Medica Insurance CompanyOffBronze$7,500 / $15,000$9,700 / $19,400Price & Details
Ridgeview Distinct by Medica Bronze Share Plus Metro by Medica Insurance CompanyOffBronze$5,000 / $10,000$10,600 / $21,200Price & Details
Blue Plus Easy Compare Bronze Blue Plus Southeast MN Plan 274 by Blue PlusOffBronze$7,500 / $15,000$9,700 / $19,400Price & Details
Blue Plus Easy Compare Bronze Blue Plus Minnesota Value Plan 208 by Blue PlusOffBronze$7,500 / $15,000$9,700 / $19,400Price & Details
Ridgeview Distinct by Medica Bronze $0 Copay PCP Visits by Medica Insurance CompanyOffBronze$7,500 / $15,000$10,600 / $21,200Price & Details
QUARTZ SELECT BRONZE (DENTAL & VISION) $10,000 DED FLAT RX COPAYS DIRECT by QuartzOffBronze$10,000 / $20,000$10,100 / $20,200Price & Details
Blue Plus Southeast MN HSA Bronze Plan 270 by Blue PlusOffBronze$8,500 / $17,000$8,500 / $17,000Price & Details
Medica Easy Compare Bronze Ridgeview Distinct by Medica Insurance CompanyOffBronze$7,500 / $15,000$9,700 / $19,400Price & Details
Blue Plus Easy Compare Bronze Blue Plus Minnesota Value Plan 208 by Blue PlusOffBronze$7,500 / $15,000$9,700 / $19,400Price & Details
Essentia Choice Care with Medica Bronze HSA by Medica Insurance CompanyOffBronze$7,500 / $15,000$8,500 / $17,000Price & Details
Medica Applause Bronze Share Plus by Medica Insurance CompanyOffBronze$5,000 / $10,000$10,600 / $21,200Price & Details
QUARTZ SELECT BRONZE (VISION) $8,200 HSA DIRECT by QuartzOffBronze$8,200 / $16,400$8,200 / $16,400Price & Details
Ridgeview Distinct by Medica Bronze HSA by Medica Insurance CompanyOffBronze$7,500 / $15,000$8,500 / $17,000Price & Details
Blue Plus Minnesota Value Bronze Plan 203 by Blue PlusOffBronze$5,800 / $11,600$10,600 / $21,200Price & Details
Essentia Choice Care with Medica Bronze $0 Copay PCP Visits by Medica Insurance CompanyOffBronze$7,500 / $15,000$10,600 / $21,200Price & Details
Blue Plus Minnesota Value HSA Bronze Plan 200 by Blue PlusOffBronze$8,500 / $17,000$8,500 / $17,000Price & Details
Blue Plus Minnesota Value Bronze Plan 206 by Blue PlusOffBronze$7,750 / $15,500$10,600 / $21,200Price & Details
Essentia Choice Care with Medica Bronze Share Plus by Medica Insurance CompanyOffBronze$5,000 / $10,000$10,600 / $21,200Price & Details
Blue Plus Minnesota Value Bronze Plan 206 by Blue PlusOffBronze$7,750 / $15,500$10,600 / $21,200Price & Details
Blue Plus Minnesota Value Bronze Plan 203 by Blue PlusOffBronze$5,800 / $11,600$10,600 / $21,200Price & Details
Ridgeview Distinct by Medica Bronze Copay (First 3) by Medica Insurance CompanyOffBronze$7,500 / $15,000$10,600 / $21,200Price & Details
QUARTZ SELECT BRONZE (VISION) $10,000 DED FLAT RX COPAYS DIRECT by QuartzOffBronze$10,000 / $20,000$10,100 / $20,200Price & Details
Medica Solo Bronze A by Medica Insurance CompanyOffBronze$9,000 / $18,000$10,600 / $21,200Price & Details
Blue Plus Minnesota Value Bronze Plan 203 by Blue PlusOffBronze$5,800 / $11,600$10,600 / $21,200Price & Details
Blue Plus Minnesota Value HSA Bronze Plan 200 by Blue PlusOffBronze$8,500 / $17,000$8,500 / $17,000Price & Details
Medica Easy Compare Bronze North Memorial Acclaim by Medica Insurance CompanyOffBronze$7,500 / $15,000$9,700 / $19,400Price & Details
Blue Plus Minnesota Value HSA Bronze Plan 200 by Blue PlusOffBronze$8,500 / $17,000$8,500 / $17,000Price & Details
Blue Plus Minnesota Value Bronze Plan 203 by Blue PlusOffBronze$5,800 / $11,600$10,600 / $21,200Price & Details
Blue Plus Minnesota Value Bronze Plan 206 by Blue PlusOffBronze$7,750 / $15,500$10,600 / $21,200Price & Details
Blue Plus Metro MN Bronze Plan 259 by Blue PlusOffBronze$7,750 / $15,500$10,600 / $21,200Price & Details
Blue Plus Minnesota Value HSA Bronze Plan 200 by Blue PlusOffBronze$8,500 / $17,000$8,500 / $17,000Price & Details
Blue Plus Easy Compare Bronze Blue Plus Minnesota Value Plan 208 by Blue PlusOffBronze$7,500 / $15,000$9,700 / $19,400Price & Details
Blue Plus Minnesota Value Bronze Plan 203 by Blue PlusOffBronze$5,800 / $11,600$10,600 / $21,200Price & Details
Blue Plus Metro MN HSA Bronze Plan 258 by Blue PlusOffBronze$8,500 / $17,000$8,500 / $17,000Price & Details
Blue Plus Metro MN Bronze Plan 259 by Blue PlusOffBronze$7,750 / $15,500$10,600 / $21,200Price & Details
Blue Plus Minnesota Value Bronze Plan 206 by Blue PlusOffBronze$7,750 / $15,500$10,600 / $21,200Price & Details
North Memorial Acclaim by Medica Bronze $0 Copay PCP Visits by Medica Insurance CompanyOffBronze$7,500 / $15,000$10,600 / $21,200Price & Details
Blue Plus Minnesota Value Bronze Plan 206 by Blue PlusOffBronze$7,750 / $15,500$10,600 / $21,200Price & Details
Blue Plus Minnesota Value HSA Bronze Plan 200 by Blue PlusOffBronze$8,500 / $17,000$8,500 / $17,000Price & Details
Altru Prime by Medica Bronze $0 Copay PCP Visits by Medica Insurance CompanyOffBronze$7,500 / $15,000$10,600 / $21,200Price & Details
Blue Plus Metro MN HSA Bronze Plan 258 by Blue PlusOffBronze$8,500 / $17,000$8,500 / $17,000Price & Details
Altru Prime by Medica Bronze Copay (First 3) by Medica Insurance CompanyOffBronze$7,500 / $15,000$10,600 / $21,200Price & Details
QUARTZ EASY COMPARE BRONZE (VISION) DIRECT SELECT by QuartzOffBronze$7,500 / $15,000$9,700 / $19,400Price & Details
North Memorial Acclaim by Medica Bronze HSA by Medica Insurance CompanyOffBronze$7,500 / $15,000$8,500 / $17,000Price & Details
North Memorial Acclaim by Medica Bronze Share Plus Metro by Medica Insurance CompanyOffBronze$5,000 / $10,000$10,600 / $21,200Price & Details
Altru Prime by Medica Bronze Share Plus by Medica Insurance CompanyOffBronze$5,000 / $10,000$10,600 / $21,200Price & Details
Blue Plus Metro MN HSA Bronze Plan 258 by Blue PlusOffBronze$8,500 / $17,000$8,500 / $17,000Price & Details
Blue Plus Metro MN Bronze Plan 259 by Blue PlusOffBronze$7,750 / $15,500$10,600 / $21,200Price & Details
Blue Plus Minnesota Value HSA Bronze Plan 200 by Blue PlusOffBronze$8,500 / $17,000$8,500 / $17,000Price & Details
Blue Plus Minnesota Value Bronze Plan 206 by Blue PlusOffBronze$7,750 / $15,500$10,600 / $21,200Price & Details
Blue Plus Easy Compare Bronze Blue Plus Minnesota Value Plan 208 by Blue PlusOffBronze$7,500 / $15,000$9,700 / $19,400Price & Details
Blue Plus Metro MN Bronze Plan 259 by Blue PlusOffBronze$7,750 / $15,500$10,600 / $21,200Price & Details
Medica Easy Compare Bronze Bold by M Health Fairview by Medica Insurance CompanyOffBronze$7,500 / $15,000$9,700 / $19,400Price & Details
Blue Plus Metro MN HSA Bronze Plan 258 by Blue PlusOffBronze$8,500 / $17,000$8,500 / $17,000Price & Details
Bold by M Health Fairview and Medica Bronze Copay (First 3) by Medica Insurance CompanyOffBronze$7,500 / $15,000$10,600 / $21,200Price & Details
Blue Plus Metro MN Bronze Plan 259 by Blue PlusOffBronze$7,750 / $15,500$10,600 / $21,200Price & Details
Altru Prime by Medica Bronze HSA by Medica Insurance CompanyOffBronze$7,500 / $15,000$8,500 / $17,000Price & Details
Medica Applause Bronze Copay Plus + Adult Eye Exam OX by Medica Insurance CompanyOffBronze$5,000 / $10,000$10,600 / $21,200Price & Details
Medica Encore Bronze B by Medica Insurance CompanyOffBronzeN/A / N/AN/A / N/APrice & Details
Bold by M Health Fairview and Medica Bronze HSA by Medica Insurance CompanyOffBronze$7,500 / $15,000$8,500 / $17,000Price & Details
Blue Plus Easy Compare Bronze Blue Plus Minnesota Value Plan 208 by Blue PlusOffBronze$7,500 / $15,000$9,700 / $19,400Price & Details
Medica Applause Bronze $0 Copay PCP Visits by Medica Insurance CompanyOffBronze$7,500 / $15,000$10,600 / $21,200Price & Details
Medica Easy Compare Bronze Applause by Medica Insurance CompanyOffBronze$7,500 / $15,000$9,700 / $19,400Price & Details
Medica Applause Bronze HSA by Medica Insurance CompanyOffBronze$7,500 / $15,000$8,500 / $17,000Price & Details
Medica Direct Value Bronze F by Medica Insurance CompanyOffBronzeN/A / N/AN/A / N/APrice & Details
Blue Plus Minnesota Value HSA Bronze Plan 200 by Blue PlusOffBronze$8,500 / $17,000$8,500 / $17,000Price & Details
Altru Prime by Medica Silver $0 Copay PCP Visits by Medica Insurance CompanyOffSilver$3,500 / $7,000$10,450 / $20,900Price & Details
Medica Direct HSA Silver H by Medica Insurance CompanyOffSilverN/A / N/AN/A / N/APrice & Details
Medica Easy Compare Silver and Rx Copay Applause by Medica Insurance CompanyOffSilver$4,500 / $9,000$9,200 / $18,400Price & Details
Medica Applause Silver $0 Copay PCP Visits by Medica Insurance CompanyOffSilver$3,500 / $7,000$10,450 / $20,900Price & Details
Medica Solo Silver A by Medica Insurance CompanyOffSilver$3,600 / $7,200$8,800 / $17,600Price & Details
Bold by M Health Fairview and Medica Silver Copay (First 3) by Medica Insurance CompanyOffSilver$2,600 / $5,200$9,300 / $18,600Price & Details
Bold by M Health Fairview and Medica Silver Share by Medica Insurance CompanyOffSilver$1,600 / $3,200$9,350 / $18,700Price & Details
Bold by M Health Fairview and Medica Silver HSA by Medica Insurance CompanyOffSilver$3,700 / $7,400$8,500 / $17,000Price & Details
Medica Easy Compare Silver and Rx Copay Bold by M Health Fairview by Medica Insurance CompanyOffSilver$4,500 / $9,000$9,200 / $18,400Price & Details
Blue Plus Metro MN HSA Silver Plan 253 by Blue PlusOffSilver$3,400 / $10,200$7,900 / $15,800Price & Details
Medica Encore Silver B by Medica Insurance CompanyOffSilverN/A / N/AN/A / N/APrice & Details
Medica Symphony for HSA Silver G by Medica Insurance CompanyOffSilver$4,750 / $9,500$8,300 / $16,600Price & Details
Medica Applause Silver HSA by Medica Insurance CompanyOffSilver$3,700 / $7,400$8,500 / $17,000Price & Details
Medica Applause Silver Simple HSA + Adult Eye Exam OX by Medica Insurance CompanyOffSilver$5,275 / $10,550$5,275 / $10,550Price & Details
Medica Applause Silver Copay Plus + Adult Eye Exam OX by Medica Insurance CompanyOffSilver$3,500 / $7,000$8,500 / $17,000Price & Details
Blue Plus Easy Compare Silver and Rx Copay Blue Plus Minnesota Value Plan 204 by Blue PlusOffSilver$4,500 / $9,000$9,200 / $18,400Price & Details
Engage by Medica Silver Share by Medica Insurance CompanyOffSilver$1,600 / $3,200$9,350 / $18,700Price & Details
Blue Plus Metro MN HSA Silver Plan 253 by Blue PlusOffSilver$3,400 / $10,200$7,900 / $15,800Price & Details
Medica Easy Compare Silver and Rx Copay Altru Prime by Medica Insurance CompanyOffSilver$4,500 / $9,000$9,200 / $18,400Price & Details
Blue Plus Minnesota Value HSA Silver Plan 201 by Blue PlusOffSilver$3,400 / $10,200$7,900 / $15,800Price & Details
Blue Plus Easy Compare Silver and Rx Copay Blue Plus Minnesota Value Plan 204 by Blue PlusOffSilver$4,500 / $9,000$9,200 / $18,400Price & Details
North Memorial Acclaim by Medica Silver $0 Copay PCP Visits by Medica Insurance CompanyOffSilver$3,500 / $7,000$10,450 / $20,900Price & Details
North Memorial Acclaim by Medica Silver HSA by Medica Insurance CompanyOffSilver$3,700 / $7,400$8,500 / $17,000Price & Details
Medica Easy Compare Silver and Rx Copay North Memorial Acclaim by Medica Insurance CompanyOffSilver$4,500 / $9,000$9,200 / $18,400Price & Details
Blue Plus Metro MN HSA Silver Plan 253 by Blue PlusOffSilver$3,400 / $10,200$7,900 / $15,800Price & Details
QUARTZ SELECT SILVER (DENTAL & VISION) $0 DED FLAT RX COPAYS DIRECT by QuartzOffSilver$0 / $0$9,900 / $19,800Price & Details
QUARTZ SELECT SILVER (VISION) $8,000 DED DIRECT by QuartzOffSilver$8,000 / $16,000$9,900 / $19,800Price & Details
Altru Prime by Medica Silver HSA by Medica Insurance CompanyOffSilver$3,700 / $7,400$8,500 / $17,000Price & Details
Blue Plus Metro MN HSA Silver Plan 253 by Blue PlusOffSilver$3,400 / $10,200$7,900 / $15,800Price & Details
North Memorial Acclaim by Medica Silver Copay (First 3) by Medica Insurance CompanyOffSilver$2,600 / $5,200$9,300 / $18,600Price & Details
Ridgeview Distinct by Medica Silver Copay (First 3) by Medica Insurance CompanyOffSilver$2,600 / $5,200$9,300 / $18,600Price & Details
Blue Plus Easy Compare Silver and Rx Copay Blue Plus Minnesota Value Plan 204 by Blue PlusOffSilver$4,500 / $9,000$9,200 / $18,400Price & Details
Blue Plus Easy Compare Silver and Rx Copay Blue Plus Minnesota Value Plan 204 by Blue PlusOffSilver$4,500 / $9,000$9,200 / $18,400Price & Details
Blue Plus Minnesota Value HSA Silver Plan 201 by Blue PlusOffSilver$3,400 / $10,200$7,900 / $15,800Price & Details
Blue Plus Minnesota Value HSA Silver Plan 201 by Blue PlusOffSilver$3,400 / $10,200$7,900 / $15,800Price & Details
Blue Plus Easy Compare Silver and Rx Copay Blue Plus Southeast MN Plan 273 by Blue PlusOffSilver$4,500 / $9,000$9,200 / $18,400Price & Details
QUARTZ SELECT SILVER (VISION) $0 DED FLAT RX COPAYS DIRECT by QuartzOffSilver$0 / $0$9,900 / $19,800Price & Details
Ridgeview Distinct by Medica Silver HSA by Medica Insurance CompanyOffSilver$3,700 / $7,400$8,500 / $17,000Price & Details
Blue Plus Minnesota Value HSA Silver Plan 201 by Blue PlusOffSilver$3,400 / $10,200$7,900 / $15,800Price & Details
Altru Prime by Medica Silver Copay (First 3) by Medica Insurance CompanyOffSilver$2,600 / $5,200$9,300 / $18,600Price & Details
Blue Plus Easy Compare Silver and Rx Copay Blue Plus Minnesota Value Plan 204 by Blue PlusOffSilver$4,500 / $9,000$9,200 / $18,400Price & Details
Blue Plus Minnesota Value HSA Silver Plan 201 by Blue PlusOffSilver$3,400 / $10,200$7,900 / $15,800Price & Details
Essentia Choice Care with Medica Silver $0 Copay PCP Visits by Medica Insurance CompanyOffSilver$3,500 / $7,000$10,450 / $20,900Price & Details
Essentia Choice Care with Medica Silver HSA by Medica Insurance CompanyOffSilver$3,700 / $7,400$8,500 / $17,000Price & Details
Medica Easy Compare Silver and Rx Copay Essentia Choice Care by Medica Insurance CompanyOffSilver$4,500 / $9,000$9,200 / $18,400Price & Details
Ridgeview Distinct by Medica Silver $0 Copay PCP Visits by Medica Insurance CompanyOffSilver$3,500 / $7,000$10,450 / $20,900Price & Details
Medica Direct Value Silver F by Medica Insurance CompanyOffSilverN/A / N/AN/A / N/APrice & Details
Blue Plus Easy Compare Silver and Rx Copay Blue Plus Minnesota Value Plan 204 by Blue PlusOffSilver$4,500 / $9,000$9,200 / $18,400Price & Details
QUARTZ EASY COMPARE SILVER (VISION) DIRECT SELECT by QuartzOffSilver$4,500 / $9,000$9,200 / $18,400Price & Details
Medica Easy Compare Silver and Rx Copay Ridgeview Distinct by Medica Insurance CompanyOffSilver$4,500 / $9,000$9,200 / $18,400Price & Details
Blue Plus Metro MN HSA Silver Plan 253 by Blue PlusOffSilver$3,400 / $10,200$7,900 / $15,800Price & Details
Essentia Choice Care with Medica Silver Share by Medica Insurance CompanyOffSilver$1,600 / $3,200$9,350 / $18,700Price & Details
QUARTZ EASY COMPARE SILVER (DENTAL & VISION) DIRECT SELECT by QuartzOffSilver$4,500 / $9,000$9,200 / $18,400Price & Details
QUARTZ SELECT SILVER (DENTAL & VISION) $8,000 DED DIRECT by QuartzOffSilver$8,000 / $16,000$9,900 / $19,800Price & Details
Blue Plus Southeast MN HSA Silver Plan 271 by Blue PlusOffSilver$3,400 / $10,200$7,900 / $15,800Price & Details
Blue Plus Minnesota Value HSA Silver Plan 201 by Blue PlusOffSilver$3,400 / $10,200$7,900 / $15,800Price & Details
Ridgeview Distinct by Medica Silver Share by Medica Insurance CompanyOffSilver$1,600 / $3,200$9,350 / $18,700Price & Details
Altru Prime by Medica Silver Share by Medica Insurance CompanyOffSilver$1,600 / $3,200$9,350 / $18,700Price & Details
Bold by M Health Fairview and Medica Silver $0 Copay PCP Visits by Medica Insurance CompanyOffSilver$3,500 / $7,000$10,450 / $20,900Price & Details
Blue Plus Easy Compare Silver and Rx Copay Blue Plus Southeast MN Plan 273 by Blue PlusOffSilver$4,500 / $9,000$9,200 / $18,400Price & Details
North Memorial Acclaim by Medica Silver Share by Medica Insurance CompanyOffSilver$1,600 / $3,200$9,350 / $18,700Price & Details
Medica Applause Silver Share by Medica Insurance CompanyOffSilver$1,600 / $3,200$9,350 / $18,700Price & Details
Essentia Choice Care with Medica Silver Copay (First 3) by Medica Insurance CompanyOffSilver$2,600 / $5,200$9,300 / $18,600Price & Details
Engage by Medica Silver $0 Copay PCP Visits by Medica Insurance CompanyOffSilver$3,500 / $7,000$10,450 / $20,900Price & Details
Engage by Medica Silver HSA by Medica Insurance CompanyOffSilver$3,700 / $7,400$8,500 / $17,000Price & Details
Medica Easy Compare Silver and Rx Copay Engage by Medica by Medica Insurance CompanyOffSilver$4,500 / $9,000$9,200 / $18,400Price & Details
Engage by Medica Silver Copay (First 3) by Medica Insurance CompanyOffSilver$2,600 / $5,200$9,300 / $18,600Price & Details
Blue Plus Easy Compare Silver and Rx Copay Blue Plus Minnesota Value Plan 204 by Blue PlusOffSilver$4,500 / $9,000$9,200 / $18,400Price & Details
Blue Plus Southeast MN HSA Silver Plan 271 by Blue PlusOffSilver$3,400 / $10,200$7,900 / $15,800Price & Details
Blue Plus Minnesota Value HSA Silver Plan 201 by Blue PlusOffSilver$3,400 / $10,200$7,900 / $15,800Price & Details
QUARTZ SELECT GOLD MAINTENANCE (VISION) $700 DED DIRECT by QuartzOffGold$700 / $1,400$9,300 / $18,600Price & Details
Medica Easy Compare Gold and Rx Copay Engage by Medica by Medica Insurance CompanyOffGold$2,000 / $4,000$8,200 / $16,400Price & Details
Engage by Medica Gold $0 Copay PCP Visits by Medica Insurance CompanyOffGold$1,500 / $3,000$8,800 / $17,600Price & Details
Blue Plus Easy Compare Gold and Rx Copay Blue Plus Southeast MN Plan 275 by Blue PlusOffGold$2,000 / $4,000$8,200 / $16,400Price & Details
Blue Plus Southeast MN Gold Rx Copay Plan 272 by Blue PlusOffGold$1,200 / $3,600$7,500 / $15,000Price & Details
Blue Plus Southeast MN Gold Rx Copay Plan 272 by Blue PlusOffGold$1,200 / $3,600$7,500 / $15,000Price & Details
Medica Easy Compare Gold and Rx Copay Essentia Choice Care by Medica Insurance CompanyOffGold$2,000 / $4,000$8,200 / $16,400Price & Details
Blue Plus Minnesota Value HSA Gold Plan 207 by Blue PlusOffGold$3,400 / $10,200$5,600 / $16,800Price & Details
Essentia Choice Care with Medica Gold $0 Copay PCP Visits by Medica Insurance CompanyOffGold$1,500 / $3,000$8,800 / $17,600Price & Details
Blue Plus Easy Compare Gold and Rx Copay Blue Plus Minnesota Value Plan 205 by Blue PlusOffGold$2,000 / $4,000$8,200 / $16,400Price & Details
Blue Plus Minnesota Value Gold Rx Copay Plan 202 by Blue PlusOffGold$1,200 / $3,600$7,500 / $15,000Price & Details
North Memorial Acclaim by Medica Gold $0 Copay PCP Visits by Medica Insurance CompanyOffGold$1,500 / $3,000$8,800 / $17,600Price & Details
Medica Applause Gold Simple HSA + Adult Eye Exam OX by Medica Insurance CompanyOffGold$3,400 / $6,800$3,400 / $6,800Price & Details
Medica Direct HSA Gold H by Medica Insurance CompanyOffGoldN/A / N/AN/A / N/APrice & Details
Medica Symphony for HSA Gold G by Medica Insurance CompanyOffGold$3,400 / $6,800$4,400 / $8,800Price & Details
Medica Direct Value Gold F by Medica Insurance CompanyOffGoldN/A / N/AN/A / N/APrice & Details
Blue Plus Minnesota Value Gold Rx Copay Plan 202 by Blue PlusOffGold$1,200 / $3,600$7,500 / $15,000Price & Details
Medica Encore Gold B by Medica Insurance CompanyOffGoldN/A / N/AN/A / N/APrice & Details
Blue Plus Easy Compare Gold and Rx Copay Blue Plus Minnesota Value Plan 205 by Blue PlusOffGold$2,000 / $4,000$8,200 / $16,400Price & Details
Medica Solo Gold A by Medica Insurance CompanyOffGold$1,200 / $2,400$8,300 / $16,600Price & Details
Blue Plus Metro MN Gold Rx Copay Plan 255 by Blue PlusOffGold$1,200 / $3,600$7,500 / $15,000Price & Details
Blue Plus Minnesota Value Gold Rx Copay Plan 202 by Blue PlusOffGold$1,200 / $3,600$7,500 / $15,000Price & Details
Blue Plus Minnesota Value HSA Gold Plan 207 by Blue PlusOffGold$3,400 / $10,200$5,600 / $16,800Price & Details
Blue Plus Minnesota Value Gold Rx Copay Plan 202 by Blue PlusOffGold$1,200 / $3,600$7,500 / $15,000Price & Details
Blue Plus Minnesota Value HSA Gold Plan 207 by Blue PlusOffGold$3,400 / $10,200$5,600 / $16,800Price & Details
Altru Prime by Medica Gold $0 Copay PCP Visits by Medica Insurance CompanyOffGold$1,500 / $3,000$8,800 / $17,600Price & Details
Blue Plus Easy Compare Gold and Rx Copay Blue Plus Minnesota Value Plan 205 by Blue PlusOffGold$2,000 / $4,000$8,200 / $16,400Price & Details
Blue Plus Minnesota Value Gold Rx Copay Plan 202 by Blue PlusOffGold$1,200 / $3,600$7,500 / $15,000Price & Details
Blue Plus Easy Compare Gold and Rx Copay Blue Plus Minnesota Value Plan 205 by Blue PlusOffGold$2,000 / $4,000$8,200 / $16,400Price & Details
Blue Plus Minnesota Value Gold Rx Copay Plan 202 by Blue PlusOffGold$1,200 / $3,600$7,500 / $15,000Price & Details
Blue Plus Metro MN Gold Rx Copay Plan 255 by Blue PlusOffGold$1,200 / $3,600$7,500 / $15,000Price & Details
QUARTZ EASY COMPARE GOLD FLAT RX COPAYS (VISION) DIRECT SELECT by QuartzOffGold$2,000 / $4,000$8,200 / $16,400Price & Details
Blue Plus Metro MN Gold Rx Copay Plan 255 by Blue PlusOffGold$1,200 / $3,600$7,500 / $15,000Price & Details
Blue Plus Minnesota Value HSA Gold Plan 207 by Blue PlusOffGold$3,400 / $10,200$5,600 / $16,800Price & Details
QUARTZ SELECT GOLD MAINTENANCE (DENTAL & VISION) $700 DED DIRECT by QuartzOffGold$700 / $1,400$9,300 / $18,600Price & Details
QUARTZ SELECT GOLD (VISION) $4,000 DED DIRECT by QuartzOffGold$4,000 / $8,000$8,000 / $16,000Price & Details
Medica Easy Compare Gold and Rx Copay Ridgeview Distinct by Medica Insurance CompanyOffGold$2,000 / $4,000$8,200 / $16,400Price & Details
Blue Plus Minnesota Value HSA Gold Plan 207 by Blue PlusOffGold$3,400 / $10,200$5,600 / $16,800Price & Details
QUARTZ EASY COMPARE GOLD FLAT RX COPAYS (DENTAL & VISION) DIRECT SELECT by QuartzOffGold$2,000 / $4,000$8,200 / $16,400Price & Details
Blue Plus Minnesota Value Gold Rx Copay Plan 202 by Blue PlusOffGold$1,200 / $3,600$7,500 / $15,000Price & Details
QUARTZ SELECT GOLD (DENTAL & VISION) $4,000 DED DIRECT by QuartzOffGold$4,000 / $8,000$8,000 / $16,000Price & Details
Ridgeview Distinct by Medica Gold $0 Copay PCP Visits by Medica Insurance CompanyOffGold$1,500 / $3,000$8,800 / $17,600Price & Details
Blue Plus Easy Compare Gold and Rx Copay Blue Plus Minnesota Value Plan 205 by Blue PlusOffGold$2,000 / $4,000$8,200 / $16,400Price & Details
Blue Plus Easy Compare Gold and Rx Copay Blue Plus Southeast MN Plan 275 by Blue PlusOffGold$2,000 / $4,000$8,200 / $16,400Price & Details
Medica Applause Gold $0 Copay PCP Visits by Medica Insurance CompanyOffGold$1,500 / $3,000$8,800 / $17,600Price & Details
Blue Plus Metro MN Gold Rx Copay Plan 255 by Blue PlusOffGold$1,200 / $3,600$7,500 / $15,000Price & Details
Medica Easy Compare Gold and Rx Copay Applause by Medica Insurance CompanyOffGold$2,000 / $4,000$8,200 / $16,400Price & Details
Blue Plus Metro MN Gold Rx Copay Plan 255 by Blue PlusOffGold$1,200 / $3,600$7,500 / $15,000Price & Details
Blue Plus Minnesota Value HSA Gold Plan 207 by Blue PlusOffGold$3,400 / $10,200$5,600 / $16,800Price & Details
Blue Plus Easy Compare Gold and Rx Copay Blue Plus Minnesota Value Plan 205 by Blue PlusOffGold$2,000 / $4,000$8,200 / $16,400Price & Details
Medica Easy Compare Gold and Rx Copay North Memorial Acclaim by Medica Insurance CompanyOffGold$2,000 / $4,000$8,200 / $16,400Price & Details
Blue Plus Minnesota Value HSA Gold Plan 207 by Blue PlusOffGold$3,400 / $10,200$5,600 / $16,800Price & Details
Medica Easy Compare Gold and Rx Copay Bold by M Health Fairview by Medica Insurance CompanyOffGold$2,000 / $4,000$8,200 / $16,400Price & Details
Bold by M Health Fairview and Medica Gold $0 Copay PCP Visits by Medica Insurance CompanyOffGold$1,500 / $3,000$8,800 / $17,600Price & Details
Blue Plus Easy Compare Gold and Rx Copay Blue Plus Minnesota Value Plan 205 by Blue PlusOffGold$2,000 / $4,000$8,200 / $16,400Price & Details
Medica Applause Gold Copay Plus + Adult Eye Exam OX by Medica Insurance CompanyOffGold$1,000 / $2,000$5,350 / $10,700Price & Details
Medica Easy Compare Gold and Rx Copay Altru Prime by Medica Insurance CompanyOffGold$2,000 / $4,000$8,200 / $16,400Price & Details
Medica Value Platinum E by Medica Insurance CompanyOffPlatinum$600 / $1,200$3,000 / $6,000Price & Details
Medica Direct Value Platinum F by Medica Insurance CompanyOffPlatinumN/A / N/AN/A / N/APrice & Details

 

 

Help with Obamacare & Off-Exchange Plans Sign Up

After using a subsidy tax credit, you may be eligible for Obamacare plans as low as $0.

Licensed insurance agents at our trusted partner help people apply for a subsidy and sign up for Obamacare plans available on healthcare.gov or other State exchange marketplaces.

Health Plan Radar
Health Plan Radar
Partner

   TTY 711

 

 

Learn More About Obamacare and Off-Exchange Plans in Minnesota

 

What are Obamacare Health Insurance Plans?

Obamacare health insurance plans are plans which are eligible for reduced costs with a subsidy tax credit. Obamacare plans are only offered through the federal government exchange marketplace healthcare.gov or some States have their own exchange marketplace website. Although plans are only offered through the exchange marketplaces, the federal government allows certified brokers, agents, and web brokers to help you enroll in an Obamacare plan and apply for a subsidy.

 

What are Off-Exchange Health Insurance Plans?

Off-Exchange health insurance plans are plans which are available outside of the federal government exchange marketplaces. Off-Exchange plans existed before Obamacare. For example, if someone did not have access to a health insurance plan through work, they may have purchased an Off-Exchange plan offered on the Individual Market.

You can enroll in an Off-Exchange plan through a broker, agent, web broker, or by contacting the insurance company directly.

 

Search Off-Exchange plans

 

What’s the difference between Obamacare plans and Off-Exchange plans?

The main difference between Obamacare plans and Off-Exchange plans is that only Obamacare plans are eligible for a subsidy tax credit to reduce costs.

Otherwise there are not many other differences between Obamacare plans and Off-Exchange plans. Plan design, coverage, and rates are similar and both sets of plans must adhere to federal government regulations. In fact, there are many plans which are available as both Obamacare plans and as Off-Exchange plans.

 

Can a plan be both an Obamacare and Off-Exchange plan?

Yes, a plan can be available as both an Obamacare and an Off-Exchange plan.

On the other hand, some plans are only offered as Obamacare plans while other plans are only offered as Off-Exchange plans.

 

Do plans which are both Obamacare and Off-Exchange plans cost the same price?

Yes, by law a plan which is offered as both an Obamacare plan and an Off-Exchange plan must be sold at the same price. In addition, broker, agents, and web brokers are required to sell plans at the same market price. However, keep in mind that only Obamacare plans are eligible for a subsidy to reduce the monthly premium price.

 

Who is eligible for Obamacare and Off-Exchange plans?

Technically everyone is eligible for Obamacare plans and Off-Exchange plans. The real question is - who is eligible for a subsidy tax credit? - which can only be used to reduce the costs of Obamacare plans. Note that even if you are not eligible for a subsidy tax credit, you are still allowed to purchase an Obamacare plan at the full price.

 

What is the Obamacare Subsidy (Tax Credit)?

The Obamacare subsidy is really a tax credit, and it is formally known as the Advanced Premium Tax Credit (APTC). Typically people receive a tax credit at the end of the year when filing taxes, but this tax credit can be received “in advance”, during the year, to reduce the monthly premium costs of an Obamacare health insurance plan.

You must complete an official federal government application to learn your subsidy amount. Everyone’s amount will be different. The calculation for the subsidy amount can be quite complicated. It is based on several different factors, but household income is the main factor. We recommend using our tool to estimate your subsidy amount.

 

Search Obamacare plans and estimate subsidy amount

 

Who is eligible to receive an Obamacare Subsidy (Tax Credit)

To be eligible for a subsidy to reduce the monthly premium costs of Obamacare plans, you must meet the following requirements.

  • Income requirements based on household size and household income. As examples, earn less than $48,240 for an individual and less than $98,400 for a family of four
  • Not eligible for other federal government sponsored insurance, such as Medicare or Medicaid
  • Do not have access to a health insurance plan from your employer which meet federal government coverage and affordability requirements
  • File taxes or be claimed as a spouse or dependent on taxes. Married couples are required to file taxes jointly.
  • Not be incarcerated
  • Be legally present in the United States

 

Why should I consider Off-Exchange plans?

Off-Exchange plans may provide you with additional options compared to available Obamacare plans. If you are not eligible for a subsidy, or only eligible for a small subsidy amount, Off-Exchange plans may still be an affordable option for you.

A second reason for considering Off-Exchange plans is that your favorite doctor may only accept a plan which is available as an Off-Exchange plan. We recommend researching provider networks when considering health insurance plans. We provide links to official provider directories, or doctor lookups, on Health Plan Radar.

In addition, some health insurance companies have been leaving the Obamacare plan market, but they may still offer Off-Exchange plans. Your preferred insurance company may still offer plans on the Off-Exchange market.

 

How do I choose an Obamacare plan or Off-Exchange plan which is best for me and my family?

There are several health insurance concepts you should understand before choosing a plan that’s best for you, including premium price, out-of-pocket costs, deductibles, and plan metal levels. Visit our choosing a plan FAQ page to learn more.

 

FAQs - Choosing an Obamacare or Off-Exchange Health Insurance Plan