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Health Insurance Plans in Maine
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| Plan Name | On or Off Exchange | Plan eligible for subsidy? | Metal Level | Deductible (individual/family) | Out-of-pocket Max (individual/family) | |
|---|---|---|---|---|---|---|
| Anthem Catastrophic 9200, Off Marketplace Twin by Anthem Blue Cross and Blue Shield | Off | Catastrophic | $9,200 / $18,400 | $9,200 / $18,400 | Price & Details | |
| Anthem Catastrophic 9200, Off Marketplace by Anthem Blue Cross and Blue Shield | Off | Catastrophic | $9,200 / $18,400 | $9,200 / $18,400 | Price & Details | |
| Clear Choice HMO Catastrophic 9200 by Harvard Pilgrim Health Care Inc. | Off | Catastrophic | $9,200 / $18,400 | $9,200 / $18,400 | Price & Details | |
| Clear Choice HMO Catastrophic 9200 by Harvard Pilgrim Health Care Inc. | Off | Catastrophic | $9,200 / $18,400 | $9,200 / $18,400 | Price & Details | |
| Health Options Clear Choice Catastrophic HMO NE by Community Health Options | Off | Catastrophic | $9,200 / $18,400 | $9,200 / $18,400 | Price & Details | |
| Health Options Bronze $8000 Healthy Maine HMO NE by Community Health Options | Off | Bronze | $8,000 / $16,000 | $9,200 / $18,400 | Price & Details | |
| Health Options Bronze $8000 Healthy Maine PPO NE by Community Health Options | Off | Bronze | $8,000 / $16,000 | $9,200 / $18,400 | Price & Details | |
| Health Options Bronze $8000 Healthy Maine HMO National Off MP by Community Health Options | Off | Bronze | $8,000 / $16,000 | $9,200 / $18,400 | Price & Details | |
| Anthem Clear Choice IND Bronze Maine HMO Tiered Options 7500/50%/9200 by Anthem Blue Cross and Blue Shield | Off | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Health Options Clear Choice Bronze $9200 PPO NE by Community Health Options | Off | Bronze | $9,200 / $18,400 | $9,200 / $18,400 | Price & Details | |
| Clear Choice Maine's Choice Plus HMO Bronze 7500 by Harvard Pilgrim Health Care Inc. | Off | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Anthem Clear Choice Bronze PPO 6300 w/HSA, Off Marketplace Twin by Anthem Blue Cross and Blue Shield | Off | Bronze | $6,300 / $12,600 | $7,500 / $15,000 | Price & Details | |
| Clear Choice HMO HSA Bronze 7200 by Harvard Pilgrim Health Care Inc. | Off | Bronze | $7,200 / $14,400 | $7,200 / $14,400 | Price & Details | |
| Anthem Blue Choice IND Bronze PPO 8000/50%/9200 by Anthem Blue Cross and Blue Shield | Off | Bronze | $8,000 / $16,000 | $9,200 / $18,400 | Price & Details | |
| Clear Choice HMO HSA Bronze 7200 by Harvard Pilgrim Health Care Inc. | Off | Bronze | $7,200 / $14,400 | $7,200 / $14,400 | Price & Details | |
| Health Options Clear Choice Bronze $7500 PPO National Dental Off MP by Community Health Options | Off | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| HMO HSA Bronze 5500 by Harvard Pilgrim Health Care Inc. | Off | Bronze | $5,500 / $11,000 | $8,000 / $16,000 | Price & Details | |
| HMO HSA Bronze 5500 by Harvard Pilgrim Health Care Inc. | Off | Bronze | $5,500 / $11,000 | $8,000 / $16,000 | Price & Details | |
| Clear Choice PPO Access HSA Bronze 7200 by HPHC Insurance Company Inc. | Off | Bronze | $7,200 / $14,400 | $7,200 / $14,400 | Price & Details | |
| Clear Choice HMO Bronze 7500 by Harvard Pilgrim Health Care Inc. | Off | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Clear Choice PPO Access HSA Bronze 6300 by HPHC Insurance Company Inc. | Off | Bronze | $6,300 / $12,600 | $7,500 / $15,000 | Price & Details | |
| Clear Choice POS Bronze 7500 by Harvard Pilgrim Health Care Inc. | Off | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| UHC Clear Choice POS HSA Bronze 6300-1 by UnitedHealthcare | Off | Bronze | $6,300 / $12,600 | $7,500 / $15,000 | Price & Details | |
| UHC Clear Choice POS HSA Bronze 7200-1 by UnitedHealthcare | Off | Bronze | $7,200 / $14,400 | $7,200 / $14,400 | Price & Details | |
| Clear Choice PPO Access Bronze 9200 by HPHC Insurance Company Inc. | Off | Bronze | $9,200 / $18,400 | $9,200 / $18,400 | Price & Details | |
| Health Options Clear Choice Bronze $7500 HMO Tiered NE by Community Health Options | Off | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Health Options Clear Choice Bronze $7500 HMO NE by Community Health Options | Off | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Health Options Clear Choice Bronze $7500 PPO NE by Community Health Options | Off | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Clear Choice Maine's Choice Plus HMO HSA Bronze 7200 by Harvard Pilgrim Health Care Inc. | Off | Bronze | $7,200 / $14,400 | $7,200 / $14,400 | Price & Details | |
| Clear Choice PPO Access Bronze 9200 by HPHC Insurance Company Inc. | Off | Bronze | $9,200 / $18,400 | $9,200 / $18,400 | Price & Details | |
| Anthem Clear Choice Bronze Tiered 7500, Off Marketplace Twin by Anthem Blue Cross and Blue Shield | Off | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Anthem Bronze Tiered 8000, Off Marketplace by Anthem Blue Cross and Blue Shield | Off | Bronze | $8,000 / $16,000 | $9,200 / $18,400 | Price & Details | |
| Health Options Bronze $8000 Healthy Maine HMO Tiered NE by Community Health Options | Off | Bronze | $8,000 / $16,000 | $9,200 / $18,400 | Price & Details | |
| Anthem Clear Choice Bronze Tiered 6300 w/HSA, Off Marketplace Twin by Anthem Blue Cross and Blue Shield | Off | Bronze | $6,300 / $12,600 | $7,500 / $15,000 | Price & Details | |
| Anthem Bronze Tiered 8000, Off Marketplace Twin by Anthem Blue Cross and Blue Shield | Off | Bronze | $8,000 / $16,000 | $9,200 / $18,400 | Price & Details | |
| Anthem Maine HMO Tiered Options IND Bronze 8000/50%/9200 by Anthem Blue Cross and Blue Shield | Off | Bronze | $8,000 / $16,000 | $9,200 / $18,400 | Price & Details | |
| Health Options Clear Choice Bronze $9200 HMO NE by Community Health Options | Off | Bronze | $9,200 / $18,400 | $9,200 / $18,400 | Price & Details | |
| Health Options Clear Choice Bronze $9200 PPO National Dental Off MP by Community Health Options | Off | Bronze | $9,200 / $18,400 | $9,200 / $18,400 | Price & Details | |
| Clear Choice POS HSA Bronze 6300 by Harvard Pilgrim Health Care Inc. | Off | Bronze | $6,300 / $12,600 | $7,500 / $15,000 | Price & Details | |
| Anthem Clear Choice Bronze Tiered 6300 w/HSA, Off Marketplace by Anthem Blue Cross and Blue Shield | Off | Bronze | $6,300 / $12,600 | $7,500 / $15,000 | Price & Details | |
| Anthem Clear Choice Bronze Tiered 7500, Off Marketplace by Anthem Blue Cross and Blue Shield | Off | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Anthem Clear Choice IND Bronze Maine HMO Tiered Options 6300/50%/7500 w/HSA by Anthem Blue Cross and Blue Shield | Off | Bronze | $6,300 / $12,600 | $7,500 / $15,000 | Price & Details | |
| Health Options Clear Choice Bronze $7500 HMO Tiered NE Dental Off MP by Community Health Options | Off | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Clear Choice Maine's Choice Plus HMO HSA Bronze 7200 by Harvard Pilgrim Health Care Inc. | Off | Bronze | $7,200 / $14,400 | $7,200 / $14,400 | Price & Details | |
| Health Options Clear Choice Bronze $7500 PPO NE Dental by Community Health Options | Off | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Clear Choice Maine's Choice Plus HMO HSA Bronze 6300 by Harvard Pilgrim Health Care Inc. | Off | Bronze | $6,300 / $12,600 | $7,500 / $15,000 | Price & Details | |
| Health Options Clear Choice Bronze $6300 HSA PPO NE by Community Health Options | Off | Bronze | $6,300 / $12,600 | $7,500 / $15,000 | Price & Details | |
| Clear Choice Maine's Choice Plus HMO Bronze 7500 by Harvard Pilgrim Health Care Inc. | Off | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Clear Choice Maine's Choice Plus HMO HSA Bronze 6300 by Harvard Pilgrim Health Care Inc. | Off | Bronze | $6,300 / $12,600 | $7,500 / $15,000 | Price & Details | |
| Maine's Choice Plus HMO HSA Bronze 5500 by Harvard Pilgrim Health Care Inc. | Off | Bronze | $5,500 / $11,000 | $8,000 / $16,000 | Price & Details | |
| Maine's Choice Plus HMO HSA Bronze 5500 by Harvard Pilgrim Health Care Inc. | Off | Bronze | $5,500 / $11,000 | $8,000 / $16,000 | Price & Details | |
| Health Options Clear Choice Bronze $7200 HSA Plus PPO NE by Community Health Options | Off | Bronze | $7,200 / $14,400 | $7,200 / $14,400 | Price & Details | |
| Clear Choice POS HSA Bronze 7200 by Harvard Pilgrim Health Care Inc. | Off | Bronze | $7,200 / $14,400 | $7,200 / $14,400 | Price & Details | |
| Clear Choice POS HSA Bronze 7200 by Harvard Pilgrim Health Care Inc. | Off | Bronze | $7,200 / $14,400 | $7,200 / $14,400 | Price & Details | |
| Anthem Clear Choice Bronze PPO 6300 w/HSA, Off Marketplace by Anthem Blue Cross and Blue Shield | Off | Bronze | $6,300 / $12,600 | $7,500 / $15,000 | Price & Details | |
| Anthem Clear Choice IND Bronze Blue Choice PPO 6300/50%/7500 w/HSA by Anthem Blue Cross and Blue Shield | Off | Bronze | $6,300 / $12,600 | $7,500 / $15,000 | Price & Details | |
| Anthem Clear Choice IND Bronze Blue Choice PPO 7500/50%/9200 by Anthem Blue Cross and Blue Shield | Off | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Clear Choice HMO HSA Bronze 6300 by Harvard Pilgrim Health Care Inc. | Off | Bronze | $6,300 / $12,600 | $7,500 / $15,000 | Price & Details | |
| Clear Choice HMO Bronze 9200 by Harvard Pilgrim Health Care Inc. | Off | Bronze | $9,200 / $18,400 | $9,200 / $18,400 | Price & Details | |
| Clear Choice POS HSA Bronze 6300 by Harvard Pilgrim Health Care Inc. | Off | Bronze | $6,300 / $12,600 | $7,500 / $15,000 | Price & Details | |
| Clear Choice PPO Access HSA Bronze 7200 by HPHC Insurance Company Inc. | Off | Bronze | $7,200 / $14,400 | $7,200 / $14,400 | Price & Details | |
| Clear Choice HMO Bronze 9200 by Harvard Pilgrim Health Care Inc. | Off | Bronze | $9,200 / $18,400 | $9,200 / $18,400 | Price & Details | |
| Clear Choice HMO HSA Bronze 6300 by Harvard Pilgrim Health Care Inc. | Off | Bronze | $6,300 / $12,600 | $7,500 / $15,000 | Price & Details | |
| Health Options Clear Choice Bronze $6300 HSA Plus PPO National Dental Off MP by Community Health Options | Off | Bronze | $6,300 / $12,600 | $7,500 / $15,000 | Price & Details | |
| Clear Choice HMO Bronze 7500 by Harvard Pilgrim Health Care Inc. | Off | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Health Options Clear Choice Bronze $7200 HSA Plus PPO National Dental Off MP by Community Health Options | Off | Bronze | $7,200 / $14,400 | $7,200 / $14,400 | Price & Details | |
| Clear Choice POS Bronze 7500 by Harvard Pilgrim Health Care Inc. | Off | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| PPO Access HSA Bronze 5500 by HPHC Insurance Company Inc. | Off | Bronze | $5,500 / $11,000 | $8,000 / $16,000 | Price & Details | |
| PPO Access HSA Bronze 5500 by HPHC Insurance Company Inc. | Off | Bronze | $5,500 / $11,000 | $8,000 / $16,000 | Price & Details | |
| UHC Clear Choice POS Bronze 7500-1 by UnitedHealthcare | Off | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Clear Choice PPO Access HSA Bronze 6300 by HPHC Insurance Company Inc. | Off | Bronze | $6,300 / $12,600 | $7,500 / $15,000 | Price & Details | |
| UHC Clear Choice POS Bronze 9200-1 by UnitedHealthcare | Off | Bronze | $9,200 / $18,400 | $9,200 / $18,400 | Price & Details | |
| HMO Silver 5500 by Harvard Pilgrim Health Care Inc. | Off | Silver | $5,500 / $11,000 | $8,000 / $16,000 | Price & Details | |
| Anthem Clear Choice Silver Tiered 4200, Off Marketplace by Anthem Blue Cross and Blue Shield | Off | Silver | $4,200 / $8,400 | $8,000 / $16,000 | Price & Details | |
| Anthem Clear Choice IND Silver Maine HMO Tiered Options 4200/30%/8000 by Anthem Blue Cross and Blue Shield | Off | Silver | $4,200 / $8,400 | $8,000 / $16,000 | Price & Details | |
| Maine's Choice Plus HMO Silver 5700 by Harvard Pilgrim Health Care Inc. | Off | Silver | $5,700 / $11,400 | $8,500 / $17,000 | Price & Details | |
| Maine's Choice Plus HMO Silver 5700 by Harvard Pilgrim Health Care Inc. | Off | Silver | $5,700 / $11,400 | $8,500 / $17,000 | Price & Details | |
| Anthem Clear Choice Silver Tiered 4200, Off Marketplace Twin by Anthem Blue Cross and Blue Shield | Off | Silver | $4,200 / $8,400 | $8,000 / $16,000 | Price & Details | |
| Clear Choice Maine's Choice Plus HMO HSA Silver 3500 by Harvard Pilgrim Health Care Inc. | Off | Silver | $3,500 / $7,000 | $7,000 / $14,000 | Price & Details | |
| Clear Choice POS HSA Silver 4500 by Harvard Pilgrim Health Care Inc. | Off | Silver | $4,500 / $9,000 | $7,000 / $14,000 | Price & Details | |
| Clear Choice Maine's Choice Plus HMO Silver 4200 by Harvard Pilgrim Health Care Inc. | Off | Silver | $4,200 / $8,400 | $8,000 / $16,000 | Price & Details | |
| Anthem Clear Choice IND Silver Blue Choice PPO 3500/20%/7000 w/HSA by Anthem Blue Cross and Blue Shield | Off | Silver | $3,500 / $7,000 | $7,000 / $14,000 | Price & Details | |
| HMO Silver 5700 by Harvard Pilgrim Health Care Inc. | Off | Silver | $5,700 / $11,400 | $8,500 / $17,000 | Price & Details | |
| Anthem Clear Choice Silver PPO 3500, Off Marketplace Twin by Anthem Blue Cross and Blue Shield | Off | Silver | $3,500 / $7,000 | $8,500 / $17,000 | Price & Details | |
| Health Options Silver $4000 HMO National Off MP by Community Health Options | Off | Silver | $4,000 / $8,000 | $9,100 / $18,200 | Price & Details | |
| POS Silver 5700 by Harvard Pilgrim Health Care Inc. | Off | Silver | $4,200 / $8,400 | $8,000 / $16,000 | Price & Details | |
| Health Options Clear Choice Silver $4200 HMO NE by Community Health Options | Off | Silver | $4,200 / $8,400 | $8,000 / $16,000 | Price & Details | |
| Clear Choice Maine's Choice Plus HMO Silver 4200 w/ Pedi Dental by Harvard Pilgrim Health Care Inc. | Off | Silver | $4,200 / $8,400 | $8,000 / $16,000 | Price & Details | |
| UHC Choice Plus Silver 4750-2 by UnitedHealthcare | Off | Silver | $4,750 / $9,500 | $9,100 / $18,200 | Price & Details | |
| UHC Clear Choice POS HSA Silver 4500-1 by UnitedHealthcare | Off | Silver | $4,500 / $9,000 | $7,000 / $14,000 | Price & Details | |
| Clear Choice POS Silver 4200 by Harvard Pilgrim Health Care Inc. | Off | Silver | $5,700 / $11,400 | $8,500 / $17,000 | Price & Details | |
| PPO Access Silver 5700 by HPHC Insurance Company Inc. | Off | Silver | $5,700 / $11,400 | $8,500 / $17,000 | Price & Details | |
| Clear Choice PPO Access HSA Silver 3500 by HPHC Insurance Company Inc. | Off | Silver | $3,500 / $7,000 | $7,000 / $14,000 | Price & Details | |
| Clear Choice POS Silver 3500 by Harvard Pilgrim Health Care Inc. | Off | Silver | $3,500 / $7,000 | $8,500 / $17,000 | Price & Details | |
| Clear Choice PPO Access Silver 4200 by HPHC Insurance Company Inc. | Off | Silver | $4,200 / $8,400 | $8,000 / $16,000 | Price & Details | |
| Clear Choice PPO Access Silver 3500 by HPHC Insurance Company Inc. | Off | Silver | $3,500 / $7,000 | $8,500 / $17,000 | Price & Details | |
| UHC Clear Choice POS HSA Silver 3500-1 by UnitedHealthcare | Off | Silver | $3,500 / $7,000 | $7,000 / $14,000 | Price & Details | |
| POS Silver 5700 by Harvard Pilgrim Health Care Inc. | Off | Silver | $4,200 / $8,400 | $8,000 / $16,000 | Price & Details | |
| PPO Access Silver 5700 by HPHC Insurance Company Inc. | Off | Silver | $5,700 / $11,400 | $8,500 / $17,000 | Price & Details | |
| Health Options Clear Choice Silver $3500 HMO NE Dental by Community Health Options | Off | Silver | $3,500 / $7,000 | $8,500 / $17,000 | Price & Details | |
| Clear Choice PPO Access Silver 3500 by HPHC Insurance Company Inc. | Off | Silver | $3,500 / $7,000 | $8,500 / $17,000 | Price & Details | |
| UHC Clear Choice POS Silver 3500-1 by UnitedHealthcare | Off | Silver | $3,500 / $7,000 | $8,500 / $17,000 | Price & Details | |
| Clear Choice HMO Silver 4200 by Harvard Pilgrim Health Care Inc. | Off | Silver | $4,200 / $8,400 | $8,000 / $16,000 | Price & Details | |
| Clear Choice Maine's Choice Plus HMO Silver 3500 by Harvard Pilgrim Health Care Inc. | Off | Silver | $3,500 / $7,000 | $8,500 / $17,000 | Price & Details | |
| Anthem Maine HMO Tiered Options IND Silver 5000/25%/8000 by Anthem Blue Cross and Blue Shield | Off | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Anthem Clear Choice IND Silver Maine HMO Tiered Options 3500/30%/8500 by Anthem Blue Cross and Blue Shield | Off | Silver | $3,500 / $7,000 | $8,500 / $17,000 | Price & Details | |
| Anthem Clear Choice Silver Tiered 4500 w/HSA, Off Marketplace by Anthem Blue Cross and Blue Shield | Off | Silver | $4,500 / $9,000 | $7,000 / $14,000 | Price & Details | |
| Anthem Silver Tiered 5000, Off Marketplace by Anthem Blue Cross and Blue Shield | Off | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Anthem Clear Choice Silver Tiered 3500, Off Marketplace by Anthem Blue Cross and Blue Shield | Off | Silver | $3,500 / $7,000 | $8,500 / $17,000 | Price & Details | |
| Anthem Clear Choice IND Silver Maine HMO Tiered Options 4500/20%/7000 w/HSA by Anthem Blue Cross and Blue Shield | Off | Silver | $4,500 / $9,000 | $7,000 / $14,000 | Price & Details | |
| HMO Silver 5700 by Harvard Pilgrim Health Care Inc. | Off | Silver | $5,700 / $11,400 | $8,500 / $17,000 | Price & Details | |
| Clear Choice Maine's Choice Plus HMO HSA Silver 4500 by Harvard Pilgrim Health Care Inc. | Off | Silver | $4,500 / $9,000 | $7,000 / $14,000 | Price & Details | |
| Maine's Choice Plus HMO Silver 5500 by Harvard Pilgrim Health Care Inc. | Off | Silver | $5,500 / $11,000 | $8,000 / $16,000 | Price & Details | |
| Anthem Blue Choice IND Silver PPO 5000/25%/8000 by Anthem Blue Cross and Blue Shield | Off | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Anthem Clear Choice IND Silver Blue Choice PPO 4200/30%/8000 by Anthem Blue Cross and Blue Shield | Off | Silver | $4,200 / $8,400 | $8,000 / $16,000 | Price & Details | |
| UHC Clear Choice POS Silver 4200-1 by UnitedHealthcare | Off | Silver | $4,200 / $8,400 | $8,000 / $16,000 | Price & Details | |
| Clear Choice Maine's Choice Plus HMO HSA Silver 4500 by Harvard Pilgrim Health Care Inc. | Off | Silver | $4,500 / $9,000 | $7,000 / $14,000 | Price & Details | |
| Anthem Clear Choice IND Silver Maine HMO Tiered Options 3500/20%/7000 w/HSA by Anthem Blue Cross and Blue Shield | Off | Silver | $3,500 / $7,000 | $7,000 / $14,000 | Price & Details | |
| Clear Choice Maine's Choice Plus HMO Silver 4200 by Harvard Pilgrim Health Care Inc. | Off | Silver | $4,200 / $8,400 | $8,000 / $16,000 | Price & Details | |
| Anthem Silver Tiered 5000, Off Marketplace Twin by Anthem Blue Cross and Blue Shield | Off | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Anthem Clear Choice IND Silver Blue Choice PPO 3500/30%/8500 by Anthem Blue Cross and Blue Shield | Off | Silver | $3,500 / $7,000 | $8,500 / $17,000 | Price & Details | |
| Health Options Clear Choice Silver $4500 HSA HMO Tiered NE Dental Off MP by Community Health Options | Off | Silver | $4,500 / $9,000 | $7,000 / $14,000 | Price & Details | |
| Anthem Clear Choice IND Silver Blue Choice PPO 4500/20%/7000 w/HSA by Anthem Blue Cross and Blue Shield | Off | Silver | $4,500 / $9,000 | $7,000 / $14,000 | Price & Details | |
| Clear Choice Maine's Choice Plus HMO HSA Silver 3500 by Harvard Pilgrim Health Care Inc. | Off | Silver | $3,500 / $7,000 | $7,000 / $14,000 | Price & Details | |
| Anthem Clear Choice Silver PPO 3500, Off Marketplace by Anthem Blue Cross and Blue Shield | Off | Silver | $3,500 / $7,000 | $8,500 / $17,000 | Price & Details | |
| Anthem Clear Choice Silver Tiered 3500, Off Marketplace Twin by Anthem Blue Cross and Blue Shield | Off | Silver | $3,500 / $7,000 | $8,500 / $17,000 | Price & Details | |
| Clear Choice HMO HSA Silver 4500 by Harvard Pilgrim Health Care Inc. | Off | Silver | $4,500 / $9,000 | $7,000 / $14,000 | Price & Details | |
| Health Options Clear Choice Silver $3500 HMO Tiered NE Dental Off MP by Community Health Options | Off | Silver | $3,500 / $7,000 | $8,500 / $17,000 | Price & Details | |
| Clear Choice HMO HSA Silver 4500 by Harvard Pilgrim Health Care Inc. | Off | Silver | $4,500 / $9,000 | $7,000 / $14,000 | Price & Details | |
| Health Options Clear Choice Silver $4200 HMO Tiered NE by Community Health Options | Off | Silver | $4,200 / $8,400 | $8,000 / $16,000 | Price & Details | |
| Health Options Clear Choice Silver $4200 HMO Tiered NE Dental Off MP by Community Health Options | Off | Silver | $4,200 / $8,400 | $8,000 / $16,000 | Price & Details | |
| Clear Choice POS HSA Silver 4500 by Harvard Pilgrim Health Care Inc. | Off | Silver | $4,500 / $9,000 | $7,000 / $14,000 | Price & Details | |
| Maine's Choice Plus HMO Silver 5500 by Harvard Pilgrim Health Care Inc. | Off | Silver | $5,500 / $11,000 | $8,000 / $16,000 | Price & Details | |
| Clear Choice PPO Access HSA Silver 4500 by HPHC Insurance Company Inc. | Off | Silver | $4,500 / $9,000 | $7,000 / $14,000 | Price & Details | |
| Clear Choice POS Silver 4200 by Harvard Pilgrim Health Care Inc. | Off | Silver | $5,700 / $11,400 | $8,500 / $17,000 | Price & Details | |
| Health Options Clear Choice Silver $3500 PPO NE Dental Off MP by Community Health Options | Off | Silver | $3,500 / $7,000 | $8,500 / $17,000 | Price & Details | |
| Health Options Clear Choice Silver $3500 HSA PPO NE Dental Off MP by Community Health Options | Off | Silver | $3,500 / $7,000 | $7,000 / $14,000 | Price & Details | |
| Clear Choice Maine's Choice Plus HMO Silver 3500 by Harvard Pilgrim Health Care Inc. | Off | Silver | $3,500 / $7,000 | $8,500 / $17,000 | Price & Details | |
| Clear Choice HMO HSA Silver 3500 by Harvard Pilgrim Health Care Inc. | Off | Silver | $3,500 / $7,000 | $7,000 / $14,000 | Price & Details | |
| Clear Choice HMO HSA Silver 3500 by Harvard Pilgrim Health Care Inc. | Off | Silver | $3,500 / $7,000 | $7,000 / $14,000 | Price & Details | |
| Health Options Clear Choice Silver $3500 HMO Tiered NE by Community Health Options | Off | Silver | $3,500 / $7,000 | $8,500 / $17,000 | Price & Details | |
| Clear Choice PPO Access HSA Silver 4500 by HPHC Insurance Company Inc. | Off | Silver | $4,500 / $9,000 | $7,000 / $14,000 | Price & Details | |
| Clear Choice HMO Silver 4200 by Harvard Pilgrim Health Care Inc. | Off | Silver | $4,200 / $8,400 | $8,000 / $16,000 | Price & Details | |
| HMO Silver 5500 by Harvard Pilgrim Health Care Inc. | Off | Silver | $5,500 / $11,000 | $8,000 / $16,000 | Price & Details | |
| Health Options Clear Choice Silver $4200 PPO NE by Community Health Options | Off | Silver | $4,200 / $8,400 | $8,000 / $16,000 | Price & Details | |
| Clear Choice HMO Silver 3500 by Harvard Pilgrim Health Care Inc. | Off | Silver | $3,500 / $7,000 | $8,500 / $17,000 | Price & Details | |
| Clear Choice PPO Access HSA Silver 3500 by HPHC Insurance Company Inc. | Off | Silver | $3,500 / $7,000 | $7,000 / $14,000 | Price & Details | |
| Health Options Clear Choice Silver $3500 PPO National Dental Off MP by Community Health Options | Off | Silver | $3,500 / $7,000 | $8,500 / $17,000 | Price & Details | |
| Health Options Clear Choice Silver $3500 PPO National by Community Health Options | Off | Silver | $3,500 / $7,000 | $8,500 / $17,000 | Price & Details | |
| Health Options Clear Choice Silver $3500 HMO NE by Community Health Options | Off | Silver | $3,500 / $7,000 | $8,500 / $17,000 | Price & Details | |
| Clear Choice POS Silver 3500 by Harvard Pilgrim Health Care Inc. | Off | Silver | $3,500 / $7,000 | $8,500 / $17,000 | Price & Details | |
| Health Options Clear Choice Silver $4200 PPO National Dental Off MP by Community Health Options | Off | Silver | $4,200 / $8,400 | $8,000 / $16,000 | Price & Details | |
| Health Options Clear Choice Silver $3500 PPO NE by Community Health Options | Off | Silver | $3,500 / $7,000 | $8,500 / $17,000 | Price & Details | |
| Health Options Clear Choice Silver $3500 PPO NE Dental by Community Health Options | Off | Silver | $3,500 / $7,000 | $8,500 / $17,000 | Price & Details | |
| Health Options Clear Choice Silver $3500 HSA Plus PPO National Dental Off MP by Community Health Options | Off | Silver | $3,500 / $7,000 | $7,000 / $14,000 | Price & Details | |
| Clear Choice PPO Access Silver 4200 by HPHC Insurance Company Inc. | Off | Silver | $4,200 / $8,400 | $8,000 / $16,000 | Price & Details | |
| Clear Choice HMO Silver 3500 by Harvard Pilgrim Health Care Inc. | Off | Silver | $3,500 / $7,000 | $8,500 / $17,000 | Price & Details | |
| Health Options Clear Choice Gold $1500 PPO National by Community Health Options | Off | Gold | $1,500 / $3,000 | $5,000 / $10,000 | Price & Details | |
| UHC Clear Choice POS Gold 1500-4 by UnitedHealthcare | Off | Gold | $1,500 / $3,000 | $5,000 / $10,000 | Price & Details | |
| Anthem Clear Choice IND Gold Maine HMO Tiered Options 2500/30%/5000 by Anthem Blue Cross and Blue Shield | Off | Gold | $2,500 / $5,000 | $5,000 / $10,000 | Price & Details | |
| Anthem Clear Choice Gold Tiered 2500, Off Marketplace by Anthem Blue Cross and Blue Shield | Off | Gold | $2,500 / $5,000 | $5,000 / $10,000 | Price & Details | |
| Health Options Clear Choice Gold $1500 PPO NE by Community Health Options | Off | Gold | $1,500 / $3,000 | $5,000 / $10,000 | Price & Details | |
| Anthem Clear Choice IND Gold Blue Choice PPO 2500/30%/5000 by Anthem Blue Cross and Blue Shield | Off | Gold | $2,500 / $5,000 | $5,000 / $10,000 | Price & Details | |
| Anthem Clear Choice IND Gold Blue Choice PPO 1500/30%/5000 by Anthem Blue Cross and Blue Shield | Off | Gold | $1,500 / $3,000 | $5,000 / $10,000 | Price & Details | |
| Anthem Clear Choice Gold PPO 2500, Off Marketplace by Anthem Blue Cross and Blue Shield | Off | Gold | $2,500 / $5,000 | $5,000 / $10,000 | Price & Details | |
| Clear Choice HMO Gold 2500 by Harvard Pilgrim Health Care Inc. | Off | Gold | $2,500 / $5,000 | $5,000 / $10,000 | Price & Details | |
| Clear Choice HMO Gold 1500 by Harvard Pilgrim Health Care Inc. | Off | Gold | $1,500 / $3,000 | $5,000 / $10,000 | Price & Details | |
| Health Options Clear Choice Gold $2500 PPO NE by Community Health Options | Off | Gold | $2,500 / $5,000 | $5,000 / $10,000 | Price & Details | |
| Clear Choice Maine's Choice Plus HMO Gold 2500 by Harvard Pilgrim Health Care Inc. | Off | Gold | $2,500 / $5,000 | $5,000 / $10,000 | Price & Details | |
| Clear Choice Maine's Choice Plus HMO Gold 2500 by Harvard Pilgrim Health Care Inc. | Off | Gold | $2,500 / $5,000 | $5,000 / $10,000 | Price & Details | |
| Health Options Clear Choice Gold $2500 PPO NE Dental by Community Health Options | Off | Gold | $2,500 / $5,000 | $5,000 / $10,000 | Price & Details | |
| Anthem Blue Choice IND Gold PPO 2000/30%/5500 by Anthem Blue Cross and Blue Shield | Off | Gold | $2,000 / $4,000 | $5,500 / $11,000 | Price & Details | |
| UHC Choice Plus Gold 1500-3 by UnitedHealthcare | Off | Gold | $1,500 / $3,000 | $6,000 / $12,000 | Price & Details | |
| Health Options Clear Choice Gold $2500 PPO National Dental by Community Health Options | Off | Gold | $2,500 / $5,000 | $5,000 / $10,000 | Price & Details | |
| Anthem Clear Choice Gold PPO 2500, Off Marketplace Twin by Anthem Blue Cross and Blue Shield | Off | Gold | $2,500 / $5,000 | $5,000 / $10,000 | Price & Details | |
| UHC Clear Choice POS Gold 2500-1 by UnitedHealthcare | Off | Gold | $2,500 / $5,000 | $5,000 / $10,000 | Price & Details | |
| Anthem Clear Choice Gold Tiered 2500, Off Marketplace Twin by Anthem Blue Cross and Blue Shield | Off | Gold | $2,500 / $5,000 | $5,000 / $10,000 | Price & Details | |
| Anthem Maine HMO Tiered Options IND Gold 2000/30%/5500 by Anthem Blue Cross and Blue Shield | Off | Gold | $2,000 / $4,000 | $5,500 / $11,000 | Price & Details | |
| Anthem Clear Choice IND Gold Maine HMO Tiered Options 1500/30%/5000 by Anthem Blue Cross and Blue Shield | Off | Gold | $1,500 / $3,000 | $5,000 / $10,000 | Price & Details | |
| Health Options Clear Choice Gold $1500 PPO National Dental Off MP by Community Health Options | Off | Gold | $1,500 / $3,000 | $5,000 / $10,000 | Price & Details | |
| Clear Choice HMO Gold 2500 by Harvard Pilgrim Health Care Inc. | Off | Gold | $2,500 / $5,000 | $5,000 / $10,000 | Price & Details | |
| Clear Choice PPO Access Gold 2500 by HPHC Insurance Company Inc. | Off | Gold | $2,500 / $5,000 | $5,000 / $10,000 | Price & Details | |
| Clear Choice PPO Access Gold 1500 by HPHC Insurance Company Inc. | Off | Gold | $1,500 / $3,000 | $5,000 / $10,000 | Price & Details | |
| Clear Choice PPO Access Gold 1500 by HPHC Insurance Company Inc. | Off | Gold | $1,500 / $3,000 | $5,000 / $10,000 | Price & Details | |
| UHC Choice Plus Gold 3000-2 by UnitedHealthcare | Off | Gold | $3,000 / $6,000 | $9,200 / $18,400 | Price & Details | |
| Clear Choice Maine's Choice Plus HMO Gold 1500 by Harvard Pilgrim Health Care Inc. | Off | Gold | $1,500 / $3,000 | $5,000 / $10,000 | Price & Details | |
| Clear Choice Maine's Choice Plus HMO Gold 1500 by Harvard Pilgrim Health Care Inc. | Off | Gold | $1,500 / $3,000 | $5,000 / $10,000 | Price & Details | |
| Clear Choice PPO Access Gold 2500 by HPHC Insurance Company Inc. | Off | Gold | $2,500 / $5,000 | $5,000 / $10,000 | Price & Details | |
| Clear Choice HMO Gold 1500 by Harvard Pilgrim Health Care Inc. | Off | Gold | $1,500 / $3,000 | $5,000 / $10,000 | Price & Details | |
| UHC Clear Choice POS Platinum 500-1 by UnitedHealthcare | Off | Platinum | $500 / $1,000 | $3,000 / $6,000 | Price & Details | |
| Health Options Clear Choice Platinum PPO NE by Community Health Options | Off | Platinum | $500 / $1,000 | $3,000 / $6,000 | Price & Details |
Help with Obamacare & Off-Exchange Plans Sign Up
After using a subsidy tax credit, you may be eligible for Obamacare plans as low as $0.
Licensed insurance agents at our trusted partner help people apply for a subsidy and sign up for Obamacare plans available on healthcare.gov or other State exchange marketplaces.
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Learn More About Obamacare and Off-Exchange Plans in Maine
What are Obamacare Health Insurance Plans?
Obamacare health insurance plans are plans which are eligible for reduced costs with a subsidy tax credit. Obamacare plans are only offered through the federal government exchange marketplace healthcare.gov or some States have their own exchange marketplace website. Although plans are only offered through the exchange marketplaces, the federal government allows certified brokers, agents, and web brokers to help you enroll in an Obamacare plan and apply for a subsidy.
What are Off-Exchange Health Insurance Plans?
Off-Exchange health insurance plans are plans which are available outside of the federal government exchange marketplaces. Off-Exchange plans existed before Obamacare. For example, if someone did not have access to a health insurance plan through work, they may have purchased an Off-Exchange plan offered on the Individual Market.
You can enroll in an Off-Exchange plan through a broker, agent, web broker, or by contacting the insurance company directly.
What’s the difference between Obamacare plans and Off-Exchange plans?
The main difference between Obamacare plans and Off-Exchange plans is that only Obamacare plans are eligible for a subsidy tax credit to reduce costs.
Otherwise there are not many other differences between Obamacare plans and Off-Exchange plans. Plan design, coverage, and rates are similar and both sets of plans must adhere to federal government regulations. In fact, there are many plans which are available as both Obamacare plans and as Off-Exchange plans.
Can a plan be both an Obamacare and Off-Exchange plan?
Yes, a plan can be available as both an Obamacare and an Off-Exchange plan.
On the other hand, some plans are only offered as Obamacare plans while other plans are only offered as Off-Exchange plans.
Do plans which are both Obamacare and Off-Exchange plans cost the same price?
Yes, by law a plan which is offered as both an Obamacare plan and an Off-Exchange plan must be sold at the same price. In addition, broker, agents, and web brokers are required to sell plans at the same market price. However, keep in mind that only Obamacare plans are eligible for a subsidy to reduce the monthly premium price.
Who is eligible for Obamacare and Off-Exchange plans?
Technically everyone is eligible for Obamacare plans and Off-Exchange plans. The real question is - who is eligible for a subsidy tax credit? - which can only be used to reduce the costs of Obamacare plans. Note that even if you are not eligible for a subsidy tax credit, you are still allowed to purchase an Obamacare plan at the full price.
What is the Obamacare Subsidy (Tax Credit)?
The Obamacare subsidy is really a tax credit, and it is formally known as the Advanced Premium Tax Credit (APTC). Typically people receive a tax credit at the end of the year when filing taxes, but this tax credit can be received “in advance”, during the year, to reduce the monthly premium costs of an Obamacare health insurance plan.
You must complete an official federal government application to learn your subsidy amount. Everyone’s amount will be different. The calculation for the subsidy amount can be quite complicated. It is based on several different factors, but household income is the main factor. We recommend using our tool to estimate your subsidy amount.
Search Obamacare plans and estimate subsidy amount
Who is eligible to receive an Obamacare Subsidy (Tax Credit)
To be eligible for a subsidy to reduce the monthly premium costs of Obamacare plans, you must meet the following requirements.
- Income requirements based on household size and household income. As examples, earn less than $48,240 for an individual and less than $98,400 for a family of four
- Not eligible for other federal government sponsored insurance, such as Medicare or Medicaid
- Do not have access to a health insurance plan from your employer which meet federal government coverage and affordability requirements
- File taxes or be claimed as a spouse or dependent on taxes. Married couples are required to file taxes jointly.
- Not be incarcerated
- Be legally present in the United States
Why should I consider Off-Exchange plans?
Off-Exchange plans may provide you with additional options compared to available Obamacare plans. If you are not eligible for a subsidy, or only eligible for a small subsidy amount, Off-Exchange plans may still be an affordable option for you.
A second reason for considering Off-Exchange plans is that your favorite doctor may only accept a plan which is available as an Off-Exchange plan. We recommend researching provider networks when considering health insurance plans. We provide links to official provider directories, or doctor lookups, on Health Plan Radar.
In addition, some health insurance companies have been leaving the Obamacare plan market, but they may still offer Off-Exchange plans. Your preferred insurance company may still offer plans on the Off-Exchange market.
How do I choose an Obamacare plan or Off-Exchange plan which is best for me and my family?
There are several health insurance concepts you should understand before choosing a plan that’s best for you, including premium price, out-of-pocket costs, deductibles, and plan metal levels. Visit our choosing a plan FAQ page to learn more.
FAQs - Choosing an Obamacare or Off-Exchange Health Insurance Plan