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PPO Access HSA 5000 - Flex
Health Insurance Plan Details (2025 Plan)
 
          by HPHC Insurance Company Inc.
Monthly Premium
      PPO
    
    
      $ubsidy
    
      
         HSA
      
    
      Bronze
    
  - Deductible
- $5,000 /yr
- Max Out-of-Pocket
- $8,050 /yr
Details
| Deductible (per individual) | $5,000 /yr | 
| Deductible (per family) | $10,000 /yr | 
| Max Out-of-Pocket (per individual) | $8,050 /yr | 
| Max Out-of-Pocket (per family) | $16,100 /yr | 
| Drug Deductible (per individual) | |
| Drug Deductible (per family) | |
| Drug Max Out-of-Pocket (per individual) | |
| Drug Max Out-of-Pocket (per family) | |
| Plan Type | PPO | 
| Includes Child Dental? | No | 
| Includes Adult Dental? | No | 
Out-of-Pocket Costs
| Preventive Care | No Charge | 
| Primary Care Visit | $75 Copay after deductible | 
| Specialist Visit | $150 Copay after deductible | 
| Emergency Room | $1500 Copay after deductible | 
| Inpatient Facility | $1500 Copay per Stay after deductible | 
| Inpatient Physician | No Charge after deductible | 
| Generic Drugs | $5 Copay after deductible | 
| Preferred Brand Drugs | 50.00% Coinsurance after deductible | 
| Non-preferred Brand Drugs | 50.00% Coinsurance after deductible | 
| Specialty Drugs | 50.00% Coinsurance after deductible | 
Plan Documents
| Summary of Benefits and Coverage | SBC doc | 
| Provider Directory | Doctor lookup | 
| Drug Formulary List | n/a | 
* Figures shown are only for in-network medical costs
** Please check with insurance company if Copay and Coinsurance rates are before or after the deductible
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