Elite Bronze + Vision + Adult Dental
by Ambetter from Louisiana Healthcare Connections
Bronze HSA eligible EPO
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$10,500 / $21,000
Louisiana Health Insurance Plans
2026 Subsidy-eligible and Off-Exchange plans
111 plans across the state
Obamacare (On-Exchange) plans
Subsidy-eligible plans sold through the federal Marketplace. Prices shown are before any tax credit.
Precision Blue Copay (PCP) 50/50 $7500 Standardized (M) HSA Eligible
by HMO Louisiana, Inc.
Bronze HSA eligible POS
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Precision Blue 90/70 $9900 with 2 $0 PCP Virtual Visits (M) HSA Eligible
by HMO Louisiana, Inc.
Bronze HSA eligible POS
Deductible · ind / family
$9,900 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200
UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals)
by UnitedHealthcare
Bronze HSA eligible EPO
Deductible · ind / family
$10,600 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Precision Blue Copay (PCP) 50/50 $7500 Standardized (BR) HSA Eligible
by HMO Louisiana, Inc.
Bronze HSA eligible POS
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Signature Blue 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible
by HMO Louisiana, Inc.
Bronze HSA eligible POS
Deductible · ind / family
$9,900 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200
Everyday Bronze + Vision + Adult Dental
by Ambetter from Louisiana Healthcare Connections
Bronze HSA eligible EPO
Deductible · ind / family
$8,450 / $16,900
Out-of-pocket max · ind / family
$10,150 / $20,300
Signature Blue Copay (PCP) 50/50 $7500 Standardized HSA Eligible
by HMO Louisiana, Inc.
Bronze HSA eligible POS
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$8,450 / $16,900
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Standard Expanded Bronze + Vision + Adult Dental
by Ambetter from Louisiana Healthcare Connections
Bronze HSA eligible EPO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Blue POS 60/40 $6500 with 2 $0 PCP Virtual Visits HSA Eligible
by HMO Louisiana, Inc.
Bronze HSA eligible POS
Deductible · ind / family
$6,500 / $19,500
Out-of-pocket max · ind / family
$10,600 / $21,200
Blue POS Copay (PCP) 50/50 $7500 Standardized HSA Eligible
by HMO Louisiana, Inc.
Bronze HSA eligible POS
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Blue Connect Copay (PCP) 50/50 $7500 Standardized (L) HSA Eligible
by HMO Louisiana, Inc.
Bronze HSA eligible POS
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$6,100 / $12,200
Out-of-pocket max · ind / family
$8,300 / $16,600
Blue Max 70/50 $6700 with 2 $0 PCP Virtual Visits HSA Eligible
by Louisiana Health Service & Indemnity Company
Bronze HSA eligible PPO
Deductible · ind / family
$6,700 / $20,100
Out-of-pocket max · ind / family
$10,600 / $21,200
Blue POS 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible
by HMO Louisiana, Inc.
Bronze HSA eligible POS
Deductible · ind / family
$9,900 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
by UnitedHealthcare
Bronze HSA eligible EPO
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$10,600 / $21,200
Community Blue 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible
by HMO Louisiana, Inc.
Bronze HSA eligible POS
Deductible · ind / family
$9,900 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200
Blue Max Copay (PCP) 50/50 $7500 Standardized HSA Eligible
by Louisiana Health Service & Indemnity Company
Bronze HSA eligible PPO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Blue Connect Copay (PCP) 50/50 $7500 Standardized (H) HSA Eligible
by HMO Louisiana, Inc.
Bronze HSA eligible POS
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Community Blue Copay (PCP) 50/50 $7500 Standardized HSA Eligible
by HMO Louisiana, Inc.
Bronze HSA eligible POS
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$3,850 / $7,700
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$10,600 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$10,600 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$10,500 / $21,000
Blue Connect Copay (PCP) 50/50 $7500 Standardized (N) HSA Eligible
by HMO Louisiana, Inc.
Bronze HSA eligible POS
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$7,450 / $14,900
Out-of-pocket max · ind / family
$9,850 / $19,700
Deductible · ind / family
$10,600 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$7,450 / $14,900
Out-of-pocket max · ind / family
$9,850 / $19,700
Blue Connect Copay (PCP) 50/50 $7500 Standardized (S) HSA Eligible
by HMO Louisiana, Inc.
Bronze HSA eligible POS
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$5,400 / $10,800
Out-of-pocket max · ind / family
$5,400 / $10,800
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$3,200 / $9,600
Out-of-pocket max · ind / family
$9,100 / $18,200
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$3,200 / $9,600
Out-of-pocket max · ind / family
$9,100 / $18,200
Deductible · ind / family
$3,200 / $9,600
Out-of-pocket max · ind / family
$9,100 / $18,200
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$10,600 / $21,200
UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
by UnitedHealthcare
Silver EPO
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$3,200 / $9,600
Out-of-pocket max · ind / family
$9,100 / $18,200
Deductible · ind / family
$6,900 / $13,800
Out-of-pocket max · ind / family
$9,300 / $18,600
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$5,400 / $10,800
Out-of-pocket max · ind / family
$5,400 / $10,800
Deductible · ind / family
$6,900 / $13,800
Out-of-pocket max · ind / family
$9,300 / $18,600
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$6,300 / $12,600
Out-of-pocket max · ind / family
$8,400 / $16,800
UHC Silver Value + ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
by UnitedHealthcare
Silver EPO
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$10,600 / $21,200
UHC Silver Copay Focus + $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
by UnitedHealthcare
Silver EPO
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$6,300 / $12,600
Out-of-pocket max · ind / family
$8,400 / $16,800
Deductible · ind / family
$400 / $800
Out-of-pocket max · ind / family
$10,200 / $20,400
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$3,200 / $9,600
Out-of-pocket max · ind / family
$9,100 / $18,200
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Blue Max Copay (PCP) 50/50 $3300 with 2 $0 PCP Virtual Visits
by Louisiana Health Service & Indemnity Company
Silver PPO
Deductible · ind / family
$3,300 / $9,900
Out-of-pocket max · ind / family
$9,900 / $19,800
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$3,200 / $9,600
Out-of-pocket max · ind / family
$9,100 / $18,200
Deductible · ind / family
$6,100 / $12,200
Out-of-pocket max · ind / family
$9,000 / $18,000
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$3,200 / $9,600
Out-of-pocket max · ind / family
$9,100 / $18,200
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$3,200 / $9,600
Out-of-pocket max · ind / family
$9,100 / $18,200
Deductible · ind / family
$3,400 / $6,800
Out-of-pocket max · ind / family
$8,300 / $16,600
Blue Max Copay (PCP) 60/40 $6000 Standardized
by Louisiana Health Service & Indemnity Company
Silver PPO
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,300 / $16,600
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,300 / $16,600
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,300 / $16,600
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,300 / $16,600
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,300 / $16,600
Blue Max Copay (PCP) 75/55 $2000 Standardized
by Louisiana Health Service & Indemnity Company
Gold PPO
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,300 / $16,600
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals)
by UnitedHealthcare
Gold EPO
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$9,250 / $18,500
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$6,500 / $13,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,300 / $16,600
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,300 / $16,600
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,300 / $16,600
Blue Max 80/60 $1500 with 2 $0 PCP Virtual Visits
by Louisiana Health Service & Indemnity Company
Gold PPO
Deductible · ind / family
$1,500 / $4,500
Out-of-pocket max · ind / family
$9,900 / $19,800
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,300 / $16,600
Deductible · ind / family
$1,000 / $3,000
Out-of-pocket max · ind / family
$9,700 / $19,400
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,300 / $16,600
UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals)
by UnitedHealthcare
Gold EPO
Deductible · ind / family
$950 / $1,900
Out-of-pocket max · ind / family
$9,600 / $19,200
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,300 / $16,600
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,300 / $16,600
Deductible · ind / family
$3,750 / $7,500
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$3,750 / $7,500
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$1,450 / $2,900
Out-of-pocket max · ind / family
$7,600 / $15,200
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$6,500 / $13,000
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$950 / $1,900
Out-of-pocket max · ind / family
$9,600 / $19,200
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,300 / $16,600
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,300 / $16,600
Deductible · ind / family
$1,450 / $2,900
Out-of-pocket max · ind / family
$7,600 / $15,200
Deductible · ind / family
$950 / $1,900
Out-of-pocket max · ind / family
$8,500 / $17,000
Off-Exchange plans
Plans sold directly by the carriers, outside the federal Marketplace. These are not eligible for a subsidy tax credit.
Blue Connect Copay (PCP) 70/50 $3100 with 2 $0 PCP Virtual Visits (L)
by HMO Louisiana, Inc.
Silver POS
Deductible · ind / family
$3,100 / $9,300
Out-of-pocket max · ind / family
$9,900 / $19,800
Deductible · ind / family
$3,100 / $9,300
Out-of-pocket max · ind / family
$9,900 / $19,800
Deductible · ind / family
$3,100 / $9,300
Out-of-pocket max · ind / family
$9,900 / $19,800
Blue Connect Copay (PCP) 70/50 $3100 with 2 $0 PCP Virtual Visits (N)
by HMO Louisiana, Inc.
Silver POS
Deductible · ind / family
$3,100 / $9,300
Out-of-pocket max · ind / family
$9,900 / $19,800
Precision Blue copay (PCP) 70/50 $3200 with 2 $0 PCP Virtual Visits (BR)
by HMO Louisiana, Inc.
Silver POS
Deductible · ind / family
$3,200 / $9,600
Out-of-pocket max · ind / family
$9,900 / $19,800
Deductible · ind / family
$6,300 / $12,600
Out-of-pocket max · ind / family
$10,600 / $21,200
Blue Connect Copay (PCP) 70/50 $3100 with 2 $0 PCP Virtual Visits (S)
by HMO Louisiana, Inc.
Silver POS
Deductible · ind / family
$3,100 / $9,300
Out-of-pocket max · ind / family
$9,900 / $19,800
Blue Max Copay (PCP) 50/50 $3400 with 2 $0 PCP Virtual Visits
by Louisiana Health Service & Indemnity Company
Silver PPO
Deductible · ind / family
$3,400 / $10,200
Out-of-pocket max · ind / family
$9,900 / $19,800
Deductible · ind / family
$2,700 / $8,100
Out-of-pocket max · ind / family
$9,900 / $19,800
Precision Blue copay (PCP) 70/50 $3200 with 2 $0 PCP Virtual Visits (M)
by HMO Louisiana, Inc.
Silver POS
Deductible · ind / family
$3,200 / $9,600
Out-of-pocket max · ind / family
$9,900 / $19,800
Deductible · ind / family
$3,500 / $7,000
Out-of-pocket max · ind / family
$8,300 / $16,600
Frequently asked questions
What are Obamacare health insurance plans?
Obamacare plans are eligible for reduced costs through a subsidy tax credit. They're offered only through the federal marketplace (healthcare.gov) or a state's own exchange — but certified brokers, agents, and web brokers can help you enroll and apply for a subsidy.
What are Off-Exchange health insurance plans?
Off-Exchange plans are available outside the federal marketplaces and existed before Obamacare. You can enroll through a broker, agent, web broker, or directly with the insurance company.
What's the difference between Obamacare and Off-Exchange plans?
The main difference is that only Obamacare plans are eligible for a subsidy tax credit. Otherwise, plan design, coverage, and rates are similar, and both must follow federal regulations.
How do I choose the plan that's best for me and my family?
Understand a few key concepts first — premium price, out-of-pocket costs, deductibles, and metal levels. Our choosing-a-plan FAQ explains each one.