Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$10,600 / $21,200
Kansas Health Insurance Plans
2026 Subsidy-eligible and Off-Exchange plans
101 plans across the state
Obamacare (On-Exchange) plans
Subsidy-eligible plans sold through the federal Marketplace. Prices shown are before any tax credit.
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Standard Expanded Bronze + Vision + Adult Dental
by Ambetter from Sunflower Health Plan
Bronze HSA eligible EPO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$4,700 / $9,400
Out-of-pocket max · ind / family
$9,500 / $19,000
Deductible · ind / family
$5,500 / $11,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$7,100 / $14,200
Out-of-pocket max · ind / family
$7,100 / $14,200
Deductible · ind / family
$8,300 / $16,600
Out-of-pocket max · ind / family
$9,300 / $18,600
Deductible · ind / family
$8,000 / $16,000
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,600 / $21,200
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
by UnitedHealthcare
Bronze HSA eligible EPO
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$8,450 / $16,900
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Everyday Bronze + Vision + Adult Dental
by Ambetter from Sunflower Health Plan
Bronze HSA eligible EPO
Deductible · ind / family
$8,450 / $16,900
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$10,600 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$10,500 / $21,000
Blue KC Simply Blue Bronze with Spira Care Blue Metro EPO
by Blue Cross and Blue Shield of Kansas City
Bronze HSA eligible EPO
Deductible · ind / family
$8,000 / $16,000
Out-of-pocket max · ind / family
$10,600 / $21,200
Blue KC Choice Bronze 2 with Spira Care BlueSelect EPO
by Blue Cross and Blue Shield of Kansas City
Bronze HSA eligible EPO
Deductible · ind / family
$8,500 / $17,000
Out-of-pocket max · ind / family
$10,600 / $21,200
Blue KC Standard Bronze BlueSelect EPO
by Blue Cross and Blue Shield of Kansas City
Bronze HSA eligible EPO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
by UnitedHealthcare
Bronze HSA eligible EPO
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$10,500 / $21,000
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Blue KC Simply Blue Silver with Spira Care Blue Metro EPO
by Blue Cross and Blue Shield of Kansas City
Silver EPO
Deductible · ind / family
$4,600 / $9,200
Out-of-pocket max · ind / family
$8,800 / $17,600
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
UHC Silver Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals)
by UnitedHealthcare
Silver EPO
Deductible · ind / family
$3,250 / $6,500
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$3,525 / $7,050
Out-of-pocket max · ind / family
$8,850 / $17,700
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
by UnitedHealthcare
Silver EPO
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$3,500 / $7,000
Out-of-pocket max · ind / family
$10,450 / $20,900
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$6,300 / $12,600
Out-of-pocket max · ind / family
$8,400 / $16,800
Deductible · ind / family
$5,500 / $11,000
Out-of-pocket max · ind / family
$7,500 / $15,000
Deductible · ind / family
$6,300 / $12,600
Out-of-pocket max · ind / family
$8,400 / $16,800
Deductible · ind / family
$3,400 / $6,800
Out-of-pocket max · ind / family
$8,300 / $16,600
UHC Silver Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals)
by UnitedHealthcare
Silver EPO
Deductible · ind / family
$3,250 / $6,500
Out-of-pocket max · ind / family
$9,200 / $18,400
Blue KC Choice Silver 1 with Spira Care BlueSelect EPO
by Blue Cross and Blue Shield of Kansas City
Silver EPO
Deductible · ind / family
$4,150 / $8,300
Out-of-pocket max · ind / family
$8,000 / $16,000
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals)
by UnitedHealthcare
Gold EPO
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$7,000 / $14,000
Blue KC Simply Blue Gold with Spira Care Blue Metro EPO
by Blue Cross and Blue Shield of Kansas City
Gold EPO
Deductible · ind / family
$1,700 / $3,400
Out-of-pocket max · ind / family
$8,000 / $16,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
Deductible · ind / family
$700 / $1,400
Out-of-pocket max · ind / family
$8,300 / $16,600
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$6,500 / $13,000
Deductible · ind / family
$1,500 / $3,000
Out-of-pocket max · ind / family
$6,400 / $12,800
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
Deductible · ind / family
$800 / $1,600
Out-of-pocket max · ind / family
$7,250 / $14,500
UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals)
by UnitedHealthcare
Gold EPO
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$7,000 / $14,000
UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals)
by UnitedHealthcare
Gold EPO
Deductible · ind / family
$500 / $1,000
Out-of-pocket max · ind / family
$7,000 / $14,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$5,900 / $11,800
Deductible · ind / family
$500 / $1,000
Out-of-pocket max · ind / family
$7,000 / $14,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$6,500 / $13,000
Deductible · ind / family
$800 / $1,600
Out-of-pocket max · ind / family
$7,250 / $14,500
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
Deductible · ind / family
$1,500 / $3,000
Out-of-pocket max · ind / family
$8,800 / $17,600
Blue KC Catastrophic BlueSelect EPO
by Blue Cross and Blue Shield of Kansas City
Catastrophic HSA eligible EPO
Deductible · ind / family
$10,600 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200
Off-Exchange plans
Plans sold directly by the carriers, outside the federal Marketplace. These are not eligible for a subsidy tax credit.
Ambetter Health Solutions Bronze HSA 6400 + Vision + Adult Dental
by Ambetter Health
Bronze HSA eligible EPO
Deductible · ind / family
$6,400 / $12,800
Out-of-pocket max · ind / family
$8,050 / $16,100
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$9,700 / $19,400
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$6,400 / $12,800
Out-of-pocket max · ind / family
$8,050 / $16,100
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$9,700 / $19,400
Deductible · ind / family
$8,300 / $16,600
Out-of-pocket max · ind / family
$8,300 / $16,600
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$9,600 / $19,200
Deductible · ind / family
$4,500 / $9,000
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$3,750 / $7,500
Out-of-pocket max · ind / family
$9,500 / $19,000
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$7,000 / $14,000
Deductible · ind / family
$5,950 / $11,900
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$1,350 / $2,700
Out-of-pocket max · ind / family
$9,500 / $19,000
Ambetter Health Solutions Silver Copay HSA 4000 + Vision + Adult Dental
by Ambetter Health
Silver HSA eligible EPO
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$7,000 / $14,000
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$7,000 / $14,000
UHC Silver-X Value ($0 Virtual Urgent Care, No Referrals) (Off-Exchange Only)
by UnitedHealthcare
Silver EPO
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$8,700 / $17,400
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$9,500 / $19,000
UHC Silver-X Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) (Off-Exchange Only)
by UnitedHealthcare
Silver EPO
Deductible · ind / family
$3,250 / $6,500
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$8,700 / $17,400
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,300 / $16,600
Deductible · ind / family
$1,350 / $2,700
Out-of-pocket max · ind / family
$9,500 / $19,000
Deductible · ind / family
$4,500 / $9,000
Out-of-pocket max · ind / family
$9,200 / $18,400
Ambetter Health Solutions Silver HSA 4000 + Vision + Adult Dental
by Ambetter Health
Silver HSA eligible EPO
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$7,000 / $14,000
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$9,600 / $19,200
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$5,000 / $10,000
Deductible · ind / family
$3,500 / $7,000
Out-of-pocket max · ind / family
$7,250 / $14,500
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$5,000 / $10,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,500 / $17,000
Deductible · ind / family
$1,500 / $3,000
Out-of-pocket max · ind / family
$6,500 / $13,000
Deductible · ind / family
$3,500 / $7,000
Out-of-pocket max · ind / family
$7,250 / $14,500
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$8,500 / $17,000
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$6,000 / $12,000
Deductible · ind / family
$1,500 / $3,000
Out-of-pocket max · ind / family
$6,500 / $13,000
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$8,500 / $17,000
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$6,000 / $12,000
Deductible · ind / family
$3,750 / $7,500
Out-of-pocket max · ind / family
$8,300 / $16,600
Frequently asked questions
What are Obamacare health insurance plans?
Obamacare plans are eligible for reduced costs through a subsidy tax credit. They're offered only through the federal marketplace (healthcare.gov) or a state's own exchange — but certified brokers, agents, and web brokers can help you enroll and apply for a subsidy.
What are Off-Exchange health insurance plans?
Off-Exchange plans are available outside the federal marketplaces and existed before Obamacare. You can enroll through a broker, agent, web broker, or directly with the insurance company.
What's the difference between Obamacare and Off-Exchange plans?
The main difference is that only Obamacare plans are eligible for a subsidy tax credit. Otherwise, plan design, coverage, and rates are similar, and both must follow federal regulations.
How do I choose the plan that's best for me and my family?
Understand a few key concepts first — premium price, out-of-pocket costs, deductibles, and metal levels. Our choosing-a-plan FAQ explains each one.