Health Insurance Plans in Kansas
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| Plan Name | On or Off Exchange | Plan eligible for subsidy? | Metal Level | Deductible (individual/family) | Out-of-pocket Max (individual/family) | |
|---|---|---|---|---|---|---|
| Bronze Classic Standard by Oscar Insurance Company | Both | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| UHC Bronze Standard (No Referrals) by UnitedHealthcare | Both | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| UHC Bronze Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) by UnitedHealthcare | Both | Bronze | $7,100 / $14,200 | $9,200 / $18,400 | Price & Details | |
| Standard Expanded Bronze by Ambetter from Sunflower Health Plan | Both | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Everyday Bronze by Ambetter from Sunflower Health Plan | Both | Bronze | $8,450 / $16,900 | $9,200 / $18,400 | Price & Details | |
| Bronze Elite + PCP Saver by Oscar Insurance Company | Both | Bronze | $0 / $0 | $9,200 / $18,400 | Price & Details | |
| UHC Bronze Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) by UnitedHealthcare | Both | Bronze | $7,100 / $14,200 | $9,200 / $18,400 | Price & Details | |
| Everyday Bronze + Vision + Adult Dental by Ambetter from Sunflower Health Plan | Both | Bronze | $8,450 / $16,900 | $9,200 / $18,400 | Price & Details | |
| Bronze 2 Advanced HSA: Aetna network + MinuteClinic + Virtual Primary Care by Aetna CVS Health | Both | Bronze | $5,695 / $11,390 | $7,495 / $14,990 | Price & Details | |
| Bronze 4 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + Adult Dental + Vision by Aetna CVS Health | Both | Bronze | $0 / $0 | $9,195 / $18,390 | Price & Details | |
| Select by Medica Expanded Bronze Standard by Medica Insurance Company | Both | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Select by Medica Bronze $0 Copay PCP Visits by Medica Insurance Company | Both | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Blue KC Standard Bronze BlueSelect EPO by Blue Cross and Blue Shield of Kansas City | Both | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| BlueCare EPO Bronze by Blue Cross and Blue Shield of Kansas, Inc. | Obamacare | Bronze | $8,200 / $16,400 | $9,100 / $18,200 | Price & Details | |
| BlueCare EPO Simple Bronze HDHP by Blue Cross and Blue Shield of Kansas, Inc. | Obamacare | Bronze | $7,100 / $14,200 | $7,100 / $14,200 | Price & Details | |
| BlueCare EPO Standardized Expanded Bronze by Blue Cross and Blue Shield of Kansas, Inc. | Obamacare | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Elite Bronze by Ambetter from Sunflower Health Plan | Both | Bronze | $0 / $0 | $9,200 / $18,400 | Price & Details | |
| Elite Bronze + Vision + Adult Dental by Ambetter from Sunflower Health Plan | Both | Bronze | $0 / $0 | $9,200 / $18,400 | Price & Details | |
| Standard Expanded Bronze + Vision + Adult Dental by Ambetter from Sunflower Health Plan | Both | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Bronze Classic 4700 by Oscar Insurance Company | Both | Bronze | $4,700 / $9,400 | $9,200 / $18,400 | Price & Details | |
| Bronze S: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care by Aetna CVS Health | Both | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| Bronze 4 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care by Aetna CVS Health | Both | Bronze | $0 / $0 | $9,195 / $18,390 | Price & Details | |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) by UnitedHealthcare | Both | Bronze | $0 / $0 | $9,200 / $18,400 | Price & Details | |
| Select by Medica Bronze Share by Medica Insurance Company | Both | Bronze | $7,500 / $15,000 | $9,200 / $18,400 | Price & Details | |
| UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) by UnitedHealthcare | Both | Bronze | $0 / $0 | $9,200 / $18,400 | Price & Details | |
| Blue KC Choice Bronze 2 BlueSelect EPO with Spira Care by Blue Cross and Blue Shield of Kansas City | Both | Bronze | $8,500 / $17,000 | $9,200 / $18,400 | Price & Details | |
| Blue KC Saver Bronze Preferred-Care Blue EPO by Blue Cross and Blue Shield of Kansas City | Both | Bronze | $6,500 / $13,000 | $8,000 / $16,000 | Price & Details | |
| Clear Silver by Ambetter from Sunflower Health Plan | Both | Silver | $6,500 / $13,000 | $6,500 / $13,000 | Price & Details | |
| UHC Silver Value ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) by UnitedHealthcare | Both | Silver | $3,500 / $7,000 | $9,200 / $18,400 | Price & Details | |
| Silver 5 Advanced: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care by Aetna CVS Health | Both | Silver | $7,495 / $14,990 | $8,695 / $17,390 | Price & Details | |
| Silver S: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care by Aetna CVS Health | Both | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| UHC Silver Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) by UnitedHealthcare | Both | Silver | $2,500 / $5,000 | $9,200 / $18,400 | Price & Details | |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) by UnitedHealthcare | Both | Silver | $2,500 / $5,000 | $9,200 / $18,400 | Price & Details | |
| Silver S: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care + Adult Dental+Vision by Aetna CVS Health | Both | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Select by Medica Silver $0 Copay PCP Visits by Medica Insurance Company | Both | Silver | $3,500 / $7,000 | $9,000 / $18,000 | Price & Details | |
| Blue KC Choice Silver 1 BlueSelect EPO with Spira Care by Blue Cross and Blue Shield of Kansas City | Both | Silver | $4,150 / $8,300 | $8,000 / $16,000 | Price & Details | |
| BlueCare EPO Simple Silver HDHP by Blue Cross and Blue Shield of Kansas, Inc. | Obamacare | Silver | $4,500 / $9,000 | $7,500 / $15,000 | Price & Details | |
| BlueCare EPO Silver Plus by Blue Cross and Blue Shield of Kansas, Inc. | Obamacare | Silver | $5,500 / $11,000 | $7,350 / $14,700 | Price & Details | |
| BlueCare EPO Standardized Silver by Blue Cross and Blue Shield of Kansas, Inc. | Obamacare | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Standard Silver by Ambetter from Sunflower Health Plan | Both | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Focused Silver by Ambetter from Sunflower Health Plan | Both | Silver | $6,300 / $12,600 | $8,000 / $16,000 | Price & Details | |
| Focused Silver + Vision + Adult Dental by Ambetter from Sunflower Health Plan | Both | Silver | $6,300 / $12,600 | $8,000 / $16,000 | Price & Details | |
| Silver Classic by Oscar Insurance Company | Both | Silver | $5,400 / $10,800 | $8,600 / $17,200 | Price & Details | |
| Standard Silver + Vision + Adult Dental by Ambetter from Sunflower Health Plan | Both | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Silver Simple PCP Saver by Oscar Insurance Company | Both | Silver | $5,750 / $11,500 | $8,600 / $17,200 | Price & Details | |
| Silver Simple Diabetes by Oscar Insurance Company | Both | Silver | $5,900 / $11,800 | $8,550 / $17,100 | Price & Details | |
| Silver Classic Standard by Oscar Insurance Company | Both | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Silver 10 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care by Aetna CVS Health | Both | Silver | $0 / $0 | $9,195 / $18,390 | Price & Details | |
| Silver 10 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + Adult Dental + Vision by Aetna CVS Health | Both | Silver | $0 / $0 | $9,195 / $18,390 | Price & Details | |
| UHC Silver Standard (No Referrals) by UnitedHealthcare | Both | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| UHC Silver Value+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) by UnitedHealthcare | Both | Silver | $3,500 / $7,000 | $9,200 / $18,400 | Price & Details | |
| Select by Medica Silver Standard by Medica Insurance Company | Both | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Select by Medica Silver Share by Medica Insurance Company | Both | Silver | $3,525 / $7,050 | $7,600 / $15,200 | Price & Details | |
| Blue KC Choice Silver BlueSelect Plus EPO with Spira Care by Blue Cross and Blue Shield of Kansas City | Both | Silver | $4,150 / $8,300 | $8,000 / $16,000 | Price & Details | |
| Blue KC Standard Silver BlueSelect EPO by Blue Cross and Blue Shield of Kansas City | Both | Silver | $5,000 / $10,000 | $8,000 / $16,000 | Price & Details | |
| Gold 10 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care by Aetna CVS Health | Both | Gold | $0 / $0 | $6,595 / $13,190 | Price & Details | |
| Gold 3 Advanced: Aetna network + $0 MinuteClinic + Adult Dental + Vision by Aetna CVS Health | Both | Gold | $895 / $1,790 | $9,195 / $18,390 | Price & Details | |
| Select by Medica Gold Share by Medica Insurance Company | Both | Gold | $2,500 / $5,000 | $5,150 / $10,300 | Price & Details | |
| BlueCare EPO Gold by Blue Cross and Blue Shield of Kansas, Inc. | Obamacare | Gold | $1,500 / $3,000 | $4,950 / $9,900 | Price & Details | |
| BlueCare EPO Gold Plus by Blue Cross and Blue Shield of Kansas, Inc. | Obamacare | Gold | $700 / $1,400 | $8,300 / $16,600 | Price & Details | |
| BlueCare EPO Standardized Gold by Blue Cross and Blue Shield of Kansas, Inc. | Obamacare | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| Everyday Gold by Ambetter from Sunflower Health Plan | Both | Gold | $750 / $1,500 | $7,000 / $14,000 | Price & Details | |
| Elite Gold by Ambetter from Sunflower Health Plan | Both | Gold | $0 / $0 | $5,500 / $11,000 | Price & Details | |
| Standard Gold by Ambetter from Sunflower Health Plan | Both | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| Everyday Gold + Vision + Adult Dental by Ambetter from Sunflower Health Plan | Both | Gold | $750 / $1,500 | $7,000 / $14,000 | Price & Details | |
| Standard Gold + Vision + Adult Dental by Ambetter from Sunflower Health Plan | Both | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| Elite Gold + Vision + Adult Dental by Ambetter from Sunflower Health Plan | Both | Gold | $0 / $0 | $5,500 / $11,000 | Price & Details | |
| Gold Classic Standard by Oscar Insurance Company | Both | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| UHC Gold Standard (No Referrals) by UnitedHealthcare | Both | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| Gold 3 Advanced: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care by Aetna CVS Health | Both | Gold | $895 / $1,790 | $9,195 / $18,390 | Price & Details | |
| Gold S: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care by Aetna CVS Health | Both | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| Gold 10 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + Adult Dental + Vision by Aetna CVS Health | Both | Gold | $0 / $0 | $6,595 / $13,190 | Price & Details | |
| UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) by UnitedHealthcare | Both | Gold | $500 / $1,000 | $7,000 / $14,000 | Price & Details | |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) by UnitedHealthcare | Both | Gold | $0 / $0 | $7,000 / $14,000 | Price & Details | |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) by UnitedHealthcare | Both | Gold | $500 / $1,000 | $7,000 / $14,000 | Price & Details | |
| UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) by UnitedHealthcare | Both | Gold | $0 / $0 | $7,000 / $14,000 | Price & Details | |
| Select by Medica Gold Standard by Medica Insurance Company | Both | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| Select by Medica Gold $0 Copay PCP Visits by Medica Insurance Company | Both | Gold | $1,325 / $2,650 | $7,750 / $15,500 | Price & Details | |
| Blue KC Standard Gold Preferred-Care Blue EPO by Blue Cross and Blue Shield of Kansas City | Both | Gold | $1,500 / $3,000 | $7,800 / $15,600 | Price & Details | |
| Secure by Oscar Insurance Company | Both | Catastrophic | $9,200 / $18,400 | $9,200 / $18,400 | Price & Details | |
| Blue KC Catastrophic BlueSelect EPO by Blue Cross and Blue Shield of Kansas City | Both | Catastrophic | $9,200 / $18,400 | $9,200 / $18,400 | Price & Details | |
| Silver 201 HSA by Ambetter from Sunflower Health Plan | Off | Silver | $5,800 / $11,600 | $5,800 / $11,600 | Price & Details | |
| Silver 203 by Ambetter from Sunflower Health Plan | Off | Silver | $4,450 / $8,900 | $7,250 / $14,500 | Price & Details | |
| Gold 201 HSA by Ambetter from Sunflower Health Plan | Off | Gold | $3,300 / $6,600 | $3,300 / $6,600 | Price & Details | |
| Gold 202 by Ambetter from Sunflower Health Plan | Off | Gold | $2,000 / $4,000 | $6,000 / $12,000 | Price & Details |
Help with Obamacare & Off-Exchange Plans Sign Up
After using a subsidy tax credit, you may be eligible for Obamacare plans as low as $0.
Licensed insurance agents at our trusted partner help people apply for a subsidy and sign up for Obamacare plans available on healthcare.gov or other State exchange marketplaces.
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Learn More About Obamacare and Off-Exchange Plans in Kansas
What are Obamacare Health Insurance Plans?
Obamacare health insurance plans are plans which are eligible for reduced costs with a subsidy tax credit. Obamacare plans are only offered through the federal government exchange marketplace healthcare.gov or some States have their own exchange marketplace website. Although plans are only offered through the exchange marketplaces, the federal government allows certified brokers, agents, and web brokers to help you enroll in an Obamacare plan and apply for a subsidy.
What are Off-Exchange Health Insurance Plans?
Off-Exchange health insurance plans are plans which are available outside of the federal government exchange marketplaces. Off-Exchange plans existed before Obamacare. For example, if someone did not have access to a health insurance plan through work, they may have purchased an Off-Exchange plan offered on the Individual Market.
You can enroll in an Off-Exchange plan through a broker, agent, web broker, or by contacting the insurance company directly.
What’s the difference between Obamacare plans and Off-Exchange plans?
The main difference between Obamacare plans and Off-Exchange plans is that only Obamacare plans are eligible for a subsidy tax credit to reduce costs.
Otherwise there are not many other differences between Obamacare plans and Off-Exchange plans. Plan design, coverage, and rates are similar and both sets of plans must adhere to federal government regulations. In fact, there are many plans which are available as both Obamacare plans and as Off-Exchange plans.
Can a plan be both an Obamacare and Off-Exchange plan?
Yes, a plan can be available as both an Obamacare and an Off-Exchange plan.
On the other hand, some plans are only offered as Obamacare plans while other plans are only offered as Off-Exchange plans.
Do plans which are both Obamacare and Off-Exchange plans cost the same price?
Yes, by law a plan which is offered as both an Obamacare plan and an Off-Exchange plan must be sold at the same price. In addition, broker, agents, and web brokers are required to sell plans at the same market price. However, keep in mind that only Obamacare plans are eligible for a subsidy to reduce the monthly premium price.
Who is eligible for Obamacare and Off-Exchange plans?
Technically everyone is eligible for Obamacare plans and Off-Exchange plans. The real question is - who is eligible for a subsidy tax credit? - which can only be used to reduce the costs of Obamacare plans. Note that even if you are not eligible for a subsidy tax credit, you are still allowed to purchase an Obamacare plan at the full price.
What is the Obamacare Subsidy (Tax Credit)?
The Obamacare subsidy is really a tax credit, and it is formally known as the Advanced Premium Tax Credit (APTC). Typically people receive a tax credit at the end of the year when filing taxes, but this tax credit can be received “in advance”, during the year, to reduce the monthly premium costs of an Obamacare health insurance plan.
You must complete an official federal government application to learn your subsidy amount. Everyone’s amount will be different. The calculation for the subsidy amount can be quite complicated. It is based on several different factors, but household income is the main factor. We recommend using our tool to estimate your subsidy amount.
Search Obamacare plans and estimate subsidy amount
Who is eligible to receive an Obamacare Subsidy (Tax Credit)
To be eligible for a subsidy to reduce the monthly premium costs of Obamacare plans, you must meet the following requirements.
- Income requirements based on household size and household income. As examples, earn less than $48,240 for an individual and less than $98,400 for a family of four
- Not eligible for other federal government sponsored insurance, such as Medicare or Medicaid
- Do not have access to a health insurance plan from your employer which meet federal government coverage and affordability requirements
- File taxes or be claimed as a spouse or dependent on taxes. Married couples are required to file taxes jointly.
- Not be incarcerated
- Be legally present in the United States
Why should I consider Off-Exchange plans?
Off-Exchange plans may provide you with additional options compared to available Obamacare plans. If you are not eligible for a subsidy, or only eligible for a small subsidy amount, Off-Exchange plans may still be an affordable option for you.
A second reason for considering Off-Exchange plans is that your favorite doctor may only accept a plan which is available as an Off-Exchange plan. We recommend researching provider networks when considering health insurance plans. We provide links to official provider directories, or doctor lookups, on Health Plan Radar.
In addition, some health insurance companies have been leaving the Obamacare plan market, but they may still offer Off-Exchange plans. Your preferred insurance company may still offer plans on the Off-Exchange market.
How do I choose an Obamacare plan or Off-Exchange plan which is best for me and my family?
There are several health insurance concepts you should understand before choosing a plan that’s best for you, including premium price, out-of-pocket costs, deductibles, and plan metal levels. Visit our choosing a plan FAQ page to learn more.
FAQs - Choosing an Obamacare or Off-Exchange Health Insurance Plan