Health Insurance Plans in Indiana
Enter your Zip Code to show plans available only in your area:
| Plan Name | On or Off Exchange | Plan eligible for subsidy? | Metal Level | Deductible (individual/family) | Out-of-pocket Max (individual/family) | |
|---|---|---|---|---|---|---|
| Elite Bronze + Vision + Adult Dental by Celtic Insurance Company | Obamacare | Bronze | $0 / $0 | $9,250 / $18,500 | Price & Details | |
| Elite Bronze by Celtic Insurance Company | Obamacare | Bronze | $0 / $0 | $9,250 / $18,500 | Price & Details | |
| Anthem Bronze Pathway Essentials 4500 (3 $0 PCP Visits + $0 Virtual PCP + $0 Select Drugs) by Anthem Blue Cross and Blue Shield | Both | Bronze | $4,500 / $9,000 | $9,450 / $18,900 | Price & Details | |
| Anthem Bronze Pathway Essentials 6500 HSA by Anthem Blue Cross and Blue Shield | Both | Bronze | $6,500 / $13,000 | $7,500 / $15,000 | Price & Details | |
| Anthem Bronze Pathway Essentials POS 5000 ($0 Virtual PCP + $0 Virtual Chat + $0 Select Drugs) by Anthem Blue Cross and Blue Shield | Both | Bronze | $5,000 / $10,000 | $9,450 / $18,900 | Price & Details | |
| Anthem Bronze Pathway Essentials POS 7500 Standard by Anthem Blue Cross and Blue Shield | Both | Bronze | $7,500 / $15,000 | $9,400 / $18,800 | Price & Details | |
| CareSource Marketplace Bronze First by CareSource Indiana, Inc. | Both | Bronze | $7,500 / $15,000 | $9,400 / $18,800 | Price & Details | |
| CareSource Marketplace Bronze First Dental, Vision, & Fitness by CareSource Indiana, Inc. | Both | Bronze | $7,500 / $15,000 | $9,400 / $18,800 | Price & Details | |
| Choice Bronze HSA by Celtic Insurance Company | Obamacare | Bronze | $7,250 / $14,500 | $7,250 / $14,500 | Price & Details | |
| Everyday Bronze by Celtic Insurance Company | Obamacare | Bronze | $8,450 / $16,900 | $9,250 / $18,500 | Price & Details | |
| Standard Expanded Bronze by Celtic Insurance Company | Obamacare | Bronze | $7,500 / $15,000 | $9,400 / $18,800 | Price & Details | |
| Choice Bronze HSA + Vision + Adult Dental by Celtic Insurance Company | Obamacare | Bronze | $7,250 / $14,500 | $7,250 / $14,500 | Price & Details | |
| Everyday Bronze + Vision + Adult Dental by Celtic Insurance Company | Obamacare | Bronze | $8,450 / $16,900 | $9,250 / $18,500 | Price & Details | |
| Standard Expanded Bronze + Vision + Adult Dental by Celtic Insurance Company | Obamacare | Bronze | $7,500 / $15,000 | $9,400 / $18,800 | Price & Details | |
| Bronze S: Aetna network of doctors & hospitals + $0 MinuteClinic + $0 CVS Health Virtual Care 24/7 by Aetna CVS Health | Both | Bronze | $7,500 / $15,000 | $9,400 / $18,800 | Price & Details | |
| Bronze 4: Aetna network of doctors & hospitals + $0 MinuteClinic + $0 CVS Health Virtual Care 24/7 by Aetna CVS Health | Both | Bronze | $0 / $0 | $9,400 / $18,800 | Price & Details | |
| Ascension Personalized Care Balanced Bronze by US Health and Life | Obamacare | Bronze | $9,450 / $18,900 | $9,450 / $18,900 | Price & Details | |
| Ascension Personalized Care No Medical Deductible Bronze by US Health and Life | Obamacare | Bronze | $0 / $0 | $9,450 / $18,900 | Price & Details | |
| Ascension Personalized Care Standard Expanded Bronze by US Health and Life | Obamacare | Bronze | $7,500 / $15,000 | $9,400 / $18,800 | Price & Details | |
| Connect Bronze CMS Standard by Cigna Healthcare | Obamacare | Bronze | $7,500 / $15,000 | $9,400 / $18,800 | Price & Details | |
| Connect Bronze 8500 Indiv Med Deductible by Cigna Healthcare | Obamacare | Bronze | $8,500 / $17,000 | $9,450 / $18,900 | Price & Details | |
| Connect Bronze 3500 Indiv Med Deductible by Cigna Healthcare | Obamacare | Bronze | $3,500 / $7,000 | $9,450 / $18,900 | Price & Details | |
| Connect Bronze 6500 Indiv Med Deductible Enhanced Diabetes Care by Cigna Healthcare | Obamacare | Bronze | $6,500 / $13,000 | $9,450 / $18,900 | Price & Details | |
| Connect Bronze 0 Indiv Med Deductible by Cigna Healthcare | Obamacare | Bronze | $0 / $0 | $9,450 / $18,900 | Price & Details | |
| CareSource Marketplace Low Premium Bronze by CareSource Indiana, Inc. | Both | Bronze | $9,450 / $18,900 | $9,450 / $18,900 | Price & Details | |
| Anthem Bronze Pathway Essentials 7500 Standard by Anthem Blue Cross and Blue Shield | Both | Bronze | $7,500 / $15,000 | $9,400 / $18,800 | Price & Details | |
| Bronze 2 HSA: Aetna network of doctors & hospitals + MinuteClinic + Virtual Care 24/7 by Aetna CVS Health | Both | Bronze | $6,200 / $12,400 | $7,500 / $15,000 | Price & Details | |
| CareSource Marketplace Low Premium Bronze Dental, Vision, & Fitness by CareSource Indiana, Inc. | Both | Bronze | $9,450 / $18,900 | $9,450 / $18,900 | Price & Details | |
| CareSource Marketplace HSA Eligible Bronze by CareSource Indiana, Inc. | Both | Bronze | $6,000 / $12,000 | $7,200 / $14,400 | Price & Details | |
| Anthem Bronze Pathway Essentials 9450 ($0 Virtual PCP + $0 Virtual Chat + $0 Select Drugs) by Anthem Blue Cross and Blue Shield | Both | Bronze | $9,450 / $18,900 | $9,450 / $18,900 | Price & Details | |
| Anthem Bronze Pathway Essentials 5500 ($0 Virtual PCP + $0 Virtual Chat + $0 Select Drugs) by Anthem Blue Cross and Blue Shield | Both | Bronze | $5,500 / $11,000 | $9,450 / $18,900 | Price & Details | |
| Anthem Silver Pathway Essentials 7200 ($0 Virtual PCP + $0 Virtual Chat + $0 Select Drugs) by Anthem Blue Cross and Blue Shield | Both | Silver | $7,200 / $14,400 | $8,700 / $17,400 | Price & Details | |
| Anthem Silver Pathway Essentials 3000 ($0 Virtual PCP + $0 Virtual Chat + $0 Select Drugs) by Anthem Blue Cross and Blue Shield | Both | Silver | $3,000 / $6,000 | $9,450 / $18,900 | Price & Details | |
| Anthem Silver Pathway Essentials 5900 Standard by Anthem Blue Cross and Blue Shield | Both | Silver | $5,900 / $11,800 | $9,100 / $18,200 | Price & Details | |
| Anthem Silver Pathway Essentials 4000 HSA by Anthem Blue Cross and Blue Shield | Both | Silver | $4,000 / $8,000 | $5,600 / $11,200 | Price & Details | |
| CareSource Marketplace Silver by CareSource Indiana, Inc. | Both | Silver | $5,900 / $11,800 | $9,100 / $18,200 | Price & Details | |
| CareSource Marketplace Essential Silver by CareSource Indiana, Inc. | Both | Silver | $6,500 / $13,000 | $6,500 / $13,000 | Price & Details | |
| CareSource Marketplace Diabetes Silver by CareSource Indiana, Inc. | Both | Silver | $3,500 / $7,000 | $9,450 / $18,900 | Price & Details | |
| CareSource Marketplace Low Premium Silver Dental, Vision, & Fitness by CareSource Indiana, Inc. | Both | Silver | $6,500 / $13,000 | $9,100 / $18,200 | Price & Details | |
| CareSource Marketplace Diabetes Silver Dental, Vision, & Fitness by CareSource Indiana, Inc. | Both | Silver | $3,500 / $7,000 | $9,450 / $18,900 | Price & Details | |
| CareSource Marketplace Essential Silver Dental, Vision, & Fitness by CareSource Indiana, Inc. | Both | Silver | $6,500 / $13,000 | $6,500 / $13,000 | Price & Details | |
| Complete Silver by Celtic Insurance Company | Obamacare | Silver | $6,000 / $12,000 | $8,500 / $17,000 | Price & Details | |
| Premier Silver by Celtic Insurance Company | Obamacare | Silver | $8,150 / $16,300 | $8,150 / $16,300 | Price & Details | |
| Clear Silver by Celtic Insurance Company | Obamacare | Silver | $5,400 / $10,800 | $5,400 / $10,800 | Price & Details | |
| Focused Silver by Celtic Insurance Company | Obamacare | Silver | $6,300 / $12,600 | $8,000 / $16,000 | Price & Details | |
| Standard Silver by Celtic Insurance Company | Obamacare | Silver | $5,900 / $11,800 | $9,100 / $18,200 | Price & Details | |
| Complete Silver + Vision + Adult Dental by Celtic Insurance Company | Obamacare | Silver | $6,000 / $12,000 | $8,500 / $17,000 | Price & Details | |
| Clear Silver + Vision + Adult Dental by Celtic Insurance Company | Obamacare | Silver | $5,400 / $10,800 | $5,400 / $10,800 | Price & Details | |
| Focused Silver + Vision + Adult Dental by Celtic Insurance Company | Obamacare | Silver | $6,300 / $12,600 | $8,000 / $16,000 | Price & Details | |
| Premier Silver + Vision + Adult Dental by Celtic Insurance Company | Obamacare | Silver | $8,150 / $16,300 | $8,150 / $16,300 | Price & Details | |
| Standard Silver + Vision + Adult Dental by Celtic Insurance Company | Obamacare | Silver | $5,900 / $11,800 | $9,100 / $18,200 | Price & Details | |
| Silver 5: Aetna network of doctors & hospitals + $0 MinuteClinic + $0 CVS Health Virtual Care 24/7 by Aetna CVS Health | Both | Silver | $8,395 / $16,790 | $8,885 / $17,770 | Price & Details | |
| Ascension Personalized Care No Deductible Silver by US Health and Life | Obamacare | Silver | $0 / $0 | $9,450 / $18,900 | Price & Details | |
| Ascension Personalized Care Low Premium Silver by US Health and Life | Obamacare | Silver | $4,000 / $8,000 | $9,000 / $18,000 | Price & Details | |
| Ascension Personalized Care Standard Silver by US Health and Life | Obamacare | Silver | $5,900 / $11,800 | $9,100 / $18,200 | Price & Details | |
| Connect Silver 7000 Indiv Med Deductible by Cigna Healthcare | Obamacare | Silver | $7,000 / $14,000 | $9,400 / $18,800 | Price & Details | |
| Connect Silver 3000 Indiv Med Deductible by Cigna Healthcare | Obamacare | Silver | $3,000 / $6,000 | $9,300 / $18,600 | Price & Details | |
| Connect Silver CMS Standard by Cigna Healthcare | Obamacare | Silver | $5,900 / $11,800 | $9,100 / $18,200 | Price & Details | |
| Connect Silver 4000 Indiv Med Deductible Enhanced Diabetes Care by Cigna Healthcare | Obamacare | Silver | $4,000 / $8,000 | $9,200 / $18,400 | Price & Details | |
| Connect Silver 8000 Indiv Med Deductible by Cigna Healthcare | Obamacare | Silver | $8,000 / $16,000 | $9,300 / $18,600 | Price & Details | |
| CareSource Marketplace Core Silver by CareSource Indiana, Inc. | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Silver S: Aetna network of doctors & hospitals + $0 MinuteClinic + $0 CVS Health Virtual Care 24/7 by Aetna CVS Health | Both | Silver | $5,900 / $11,800 | $9,100 / $18,200 | Price & Details | |
| Silver 6: Aetna network of doctors & hospitals + $0 MinuteClinic + $0 CVS Health Virtual Care 24/7 by Aetna CVS Health | Both | Silver | $7,795 / $15,590 | $8,445 / $16,890 | Price & Details | |
| CareSource Marketplace Low Premium Silver by CareSource Indiana, Inc. | Both | Silver | $6,500 / $13,000 | $9,100 / $18,200 | Price & Details | |
| CareSource Marketplace Silver Dental, Vision, & Fitness by CareSource Indiana, Inc. | Both | Silver | $5,900 / $11,800 | $9,100 / $18,200 | Price & Details | |
| CareSource Marketplace Core Silver Dental, Vision, & Fitness by CareSource Indiana, Inc. | Both | Silver | $6,000 / $12,000 | $8,900 / $17,800 | Price & Details | |
| Anthem Silver Pathway Essentials 5000 ($0 Virtual PCP + $0 Virtual Chat + $0 Select Drugs) by Anthem Blue Cross and Blue Shield | Both | Silver | $5,000 / $10,000 | $7,500 / $15,000 | Price & Details | |
| Silver 7: Aetna network of doctors & hospitals + $0 MinuteClinic + $0 CVS Health Virtual Care 24/7 by Aetna CVS Health | Both | Silver | $7,795 / $15,590 | $8,845 / $17,690 | Price & Details | |
| Complete Gold by Celtic Insurance Company | Obamacare | Gold | $1,450 / $2,900 | $7,500 / $15,000 | Price & Details | |
| Anthem Gold Pathway Essentials 2700 ($0 Virtual PCP + $0 Virtual Chat + $0 Select Drugs) by Anthem Blue Cross and Blue Shield | Both | Gold | $2,700 / $5,400 | $4,700 / $9,400 | Price & Details | |
| Anthem Gold Pathway Essentials 1500 Standard by Anthem Blue Cross and Blue Shield | Both | Gold | $1,500 / $3,000 | $8,700 / $17,400 | Price & Details | |
| CareSource Marketplace Gold by CareSource Indiana, Inc. | Both | Gold | $1,500 / $3,000 | $8,700 / $17,400 | Price & Details | |
| CareSource Marketplace Core Gold by CareSource Indiana, Inc. | Both | Gold | $2,000 / $4,000 | $7,000 / $14,000 | Price & Details | |
| CareSource Marketplace Diabetes Gold by CareSource Indiana, Inc. | Both | Gold | $1,000 / $2,000 | $7,500 / $15,000 | Price & Details | |
| CareSource Marketplace Gold Dental, Vision, & Fitness by CareSource Indiana, Inc. | Both | Gold | $1,500 / $3,000 | $8,700 / $17,400 | Price & Details | |
| CareSource Marketplace Core Gold Dental, Vision, & Fitness by CareSource Indiana, Inc. | Both | Gold | $2,000 / $4,000 | $7,000 / $14,000 | Price & Details | |
| CareSource Marketplace Diabetes Gold Dental, Vision, & Fitness by CareSource Indiana, Inc. | Both | Gold | $1,000 / $2,000 | $7,500 / $15,000 | Price & Details | |
| Elite Gold by Celtic Insurance Company | Obamacare | Gold | $0 / $0 | $5,500 / $11,000 | Price & Details | |
| Everyday Gold by Celtic Insurance Company | Obamacare | Gold | $750 / $1,500 | $7,500 / $15,000 | Price & Details | |
| Standard Gold by Celtic Insurance Company | Obamacare | Gold | $1,500 / $3,000 | $8,700 / $17,400 | Price & Details | |
| Complete Gold + Vision + Adult Dental by Celtic Insurance Company | Obamacare | Gold | $1,450 / $2,900 | $7,500 / $15,000 | Price & Details | |
| Everyday Gold + Vision + Adult Dental by Celtic Insurance Company | Obamacare | Gold | $750 / $1,500 | $7,500 / $15,000 | Price & Details | |
| Elite Gold + Vision + Adult Dental by Celtic Insurance Company | Obamacare | Gold | $0 / $0 | $5,500 / $11,000 | Price & Details | |
| Standard Gold + Vision + Adult Dental by Celtic Insurance Company | Obamacare | Gold | $1,500 / $3,000 | $8,700 / $17,400 | Price & Details | |
| Connect Gold 500 Indiv Med Deductible by Cigna Healthcare | Obamacare | Gold | $500 / $1,000 | $8,200 / $16,400 | Price & Details | |
| Gold 3: Aetna network of doctors & hospitals + $0 MinuteClinic + $0 CVS Health Virtual Care 24/7 by Aetna CVS Health | Both | Gold | $795 / $1,590 | $9,195 / $18,390 | Price & Details | |
| Gold S: Aetna network of doctors & hospitals + $0 MinuteClinic + $0 CVS Health Virtual Care 24/7 by Aetna CVS Health | Both | Gold | $1,500 / $3,000 | $8,700 / $17,400 | Price & Details | |
| Connect Gold CMS Standard by Cigna Healthcare | Obamacare | Gold | $1,500 / $3,000 | $8,700 / $17,400 | Price & Details | |
| Ascension Personalized Care Standard Gold by US Health and Life | Obamacare | Gold | $1,500 / $3,000 | $8,700 / $17,400 | Price & Details | |
| Anthem Catastrophic Pathway 9450 by Anthem Blue Cross and Blue Shield | Off | Catastrophic | $9,450 / $18,900 | $9,450 / $18,900 | Price & Details | |
| Bronze S: Aetna network of doctors + $0 MinuteClinic + $0 CVS Health Virtual Care 24/7 + Ped Dental by Aetna CVS Health | Off | Bronze | $7,500 / $15,000 | $9,400 / $18,800 | Price & Details | |
| Bronze 2 HSA: Aetna network of doctors & hospitals + MinuteClinic + Virtual Care 24/7 + Ped Dental by Aetna CVS Health | Off | Bronze | $6,200 / $12,400 | $7,500 / $15,000 | Price & Details | |
| Bronze 4: Aetna network of doctors + $0 MinuteClinic + $0 CVS Health Virtual Care 24/7 + Ped Dental by Aetna CVS Health | Off | Bronze | $0 / $0 | $9,400 / $18,800 | Price & Details | |
| Silver 5: Aetna network of doctors + $0 MinuteClinic + $0 CVS Health Virtual Care 24/7 + Ped Dental by Aetna CVS Health | Off | Silver | $8,395 / $16,790 | $8,885 / $17,770 | Price & Details | |
| Silver 7: Aetna network of doctors + $0 MinuteClinic + $0 CVS Health Virtual Care 24/7 + Ped Dental by Aetna CVS Health | Off | Silver | $7,795 / $15,590 | $8,845 / $17,690 | Price & Details | |
| Silver S: Aetna network of doctors + $0 MinuteClinic + $0 CVS Health Virtual Care 24/7 + Ped Dental by Aetna CVS Health | Off | Silver | $5,900 / $11,800 | $9,100 / $18,200 | Price & Details | |
| Silver 6: Aetna network of doctors + $0 MinuteClinic + $0 CVS Health Virtual Care 24/7 + Ped Dental by Aetna CVS Health | Off | Silver | $7,795 / $15,590 | $8,445 / $16,890 | Price & Details | |
| Gold 3: Aetna network of doctors + $0 MinuteClinic + $0 CVS Health Virtual Care 24/7 + Ped Dental by Aetna CVS Health | Off | Gold | $795 / $1,590 | $9,195 / $18,390 | Price & Details | |
| Gold S: Aetna network of doctors + $0 MinuteClinic + $0 CVS Health Virtual Care 24/7 + Ped Dental by Aetna CVS Health | Off | Gold | $1,500 / $3,000 | $8,700 / $17,400 | Price & Details |
Help with Obamacare & Off-Exchange Plans Sign Up
After using a subsidy tax credit, you may be eligible for Obamacare plans as low as $0.
Licensed insurance agents at our trusted partner help people apply for a subsidy and sign up for Obamacare plans available on healthcare.gov or other State exchange marketplaces.
TTY 711
Learn More About Obamacare and Off-Exchange Plans in Indiana
What are Obamacare Health Insurance Plans?
Obamacare health insurance plans are plans which are eligible for reduced costs with a subsidy tax credit. Obamacare plans are only offered through the federal government exchange marketplace healthcare.gov or some States have their own exchange marketplace website. Although plans are only offered through the exchange marketplaces, the federal government allows certified brokers, agents, and web brokers to help you enroll in an Obamacare plan and apply for a subsidy.
What are Off-Exchange Health Insurance Plans?
Off-Exchange health insurance plans are plans which are available outside of the federal government exchange marketplaces. Off-Exchange plans existed before Obamacare. For example, if someone did not have access to a health insurance plan through work, they may have purchased an Off-Exchange plan offered on the Individual Market.
You can enroll in an Off-Exchange plan through a broker, agent, web broker, or by contacting the insurance company directly.
What’s the difference between Obamacare plans and Off-Exchange plans?
The main difference between Obamacare plans and Off-Exchange plans is that only Obamacare plans are eligible for a subsidy tax credit to reduce costs.
Otherwise there are not many other differences between Obamacare plans and Off-Exchange plans. Plan design, coverage, and rates are similar and both sets of plans must adhere to federal government regulations. In fact, there are many plans which are available as both Obamacare plans and as Off-Exchange plans.
Can a plan be both an Obamacare and Off-Exchange plan?
Yes, a plan can be available as both an Obamacare and an Off-Exchange plan.
On the other hand, some plans are only offered as Obamacare plans while other plans are only offered as Off-Exchange plans.
Do plans which are both Obamacare and Off-Exchange plans cost the same price?
Yes, by law a plan which is offered as both an Obamacare plan and an Off-Exchange plan must be sold at the same price. In addition, broker, agents, and web brokers are required to sell plans at the same market price. However, keep in mind that only Obamacare plans are eligible for a subsidy to reduce the monthly premium price.
Who is eligible for Obamacare and Off-Exchange plans?
Technically everyone is eligible for Obamacare plans and Off-Exchange plans. The real question is - who is eligible for a subsidy tax credit? - which can only be used to reduce the costs of Obamacare plans. Note that even if you are not eligible for a subsidy tax credit, you are still allowed to purchase an Obamacare plan at the full price.
What is the Obamacare Subsidy (Tax Credit)?
The Obamacare subsidy is really a tax credit, and it is formally known as the Advanced Premium Tax Credit (APTC). Typically people receive a tax credit at the end of the year when filing taxes, but this tax credit can be received “in advance”, during the year, to reduce the monthly premium costs of an Obamacare health insurance plan.
You must complete an official federal government application to learn your subsidy amount. Everyone’s amount will be different. The calculation for the subsidy amount can be quite complicated. It is based on several different factors, but household income is the main factor. We recommend using our tool to estimate your subsidy amount.
Search Obamacare plans and estimate subsidy amount
Who is eligible to receive an Obamacare Subsidy (Tax Credit)
To be eligible for a subsidy to reduce the monthly premium costs of Obamacare plans, you must meet the following requirements.
- Income requirements based on household size and household income. As examples, earn less than $48,240 for an individual and less than $98,400 for a family of four
- Not eligible for other federal government sponsored insurance, such as Medicare or Medicaid
- Do not have access to a health insurance plan from your employer which meet federal government coverage and affordability requirements
- File taxes or be claimed as a spouse or dependent on taxes. Married couples are required to file taxes jointly.
- Not be incarcerated
- Be legally present in the United States
Why should I consider Off-Exchange plans?
Off-Exchange plans may provide you with additional options compared to available Obamacare plans. If you are not eligible for a subsidy, or only eligible for a small subsidy amount, Off-Exchange plans may still be an affordable option for you.
A second reason for considering Off-Exchange plans is that your favorite doctor may only accept a plan which is available as an Off-Exchange plan. We recommend researching provider networks when considering health insurance plans. We provide links to official provider directories, or doctor lookups, on Health Plan Radar.
In addition, some health insurance companies have been leaving the Obamacare plan market, but they may still offer Off-Exchange plans. Your preferred insurance company may still offer plans on the Off-Exchange market.
How do I choose an Obamacare plan or Off-Exchange plan which is best for me and my family?
There are several health insurance concepts you should understand before choosing a plan that’s best for you, including premium price, out-of-pocket costs, deductibles, and plan metal levels. Visit our choosing a plan FAQ page to learn more.
FAQs - Choosing an Obamacare or Off-Exchange Health Insurance Plan