Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Indiana Health Insurance Plans
2027 Subsidy-eligible and Off-Exchange plans
55 plans across the state
Obamacare (On-Exchange) plans
Subsidy-eligible plans sold through the federal Marketplace. Prices shown are before any tax credit.
AmeriHealth Caritas Next Bronze Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals
by AmeriHealth Caritas Next
Bronze HMO
Deductible · ind / family
$4,500 / $9,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Anthem Bronze Essential 11700 HSA Adult Dental/Vision ($0 Select Drugs + Incentives)
by Anthem Blue Cross and Blue Shield
Bronze HMO
Deductible · ind / family
$11,700 / $23,400
Out-of-pocket max · ind / family
$11,700 / $23,400
Anthem Bronze Essential 7500 HSA Standard ($0 Select Drugs + Incentives)
by Anthem Blue Cross and Blue Shield
Bronze HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Anthem Bronze Essential 11700 HSA ($0 Select Drugs + Incentives)
by Anthem Blue Cross and Blue Shield
Bronze HMO
Deductible · ind / family
$11,700 / $23,400
Out-of-pocket max · ind / family
$11,700 / $23,400
Anthem Bronze Essential 6750 HSA ($0 Select Drugs + Incentives)
by Anthem Blue Cross and Blue Shield
Bronze HMO
Deductible · ind / family
$6,750 / $13,500
Out-of-pocket max · ind / family
$8,500 / $17,000
Anthem Bronze Essential POS 5500 HSA ($0 Select Drugs + Incentives)
by Anthem Blue Cross and Blue Shield
Bronze POS
Deductible · ind / family
$5,500 / $11,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Anthem Heart Healthy Bronze Essential 4500 HSA ($0 Select Drugs + Incentives)
by Anthem Blue Cross and Blue Shield
Bronze HMO
Deductible · ind / family
$4,500 / $9,000
Out-of-pocket max · ind / family
$12,000 / $24,000
UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, Dental + Vision, No Referrals)
by UnitedHealthcare
Bronze EPO
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$12,000 / $24,000
AmeriHealth Caritas Next Bronze Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care +No Referrals
by AmeriHealth Caritas Next
Bronze HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$12,000 / $24,000
AmeriHealth Caritas Next Bronze Essential + Three Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals
by AmeriHealth Caritas Next
Bronze HMO
Deductible · ind / family
$12,000 / $24,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$7,950 / $15,900
Out-of-pocket max · ind / family
$7,950 / $15,900
UHC Bronze Essential ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals)
by UnitedHealthcare
Bronze EPO
Deductible · ind / family
$11,750 / $23,500
Out-of-pocket max · ind / family
$11,750 / $23,500
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, HSA, $0 Insulin, No Referrals)
by UnitedHealthcare
Bronze EPO
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$9,350 / $18,700
Out-of-pocket max · ind / family
$11,000 / $22,000
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$9,350 / $18,700
Out-of-pocket max · ind / family
$11,000 / $22,000
Deductible · ind / family
$7,950 / $15,900
Out-of-pocket max · ind / family
$7,950 / $15,900
Anthem Bronze Essential POS 7500 HSA Standard ($0 Select Drugs + Incentives)
by Anthem Blue Cross and Blue Shield
Bronze POS
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$6,300 / $12,600
Out-of-pocket max · ind / family
$9,600 / $19,200
Deductible · ind / family
$6,400 / $12,800
Out-of-pocket max · ind / family
$10,300 / $20,600
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Anthem Silver Essential 7000 ($0 Select Drugs + Incentives)
by Anthem Blue Cross and Blue Shield
Silver HMO
Deductible · ind / family
$7,000 / $14,000
Out-of-pocket max · ind / family
$11,600 / $23,200
Anthem Silver Essential 7000 Adult Dental/Vision ($0 Select Drugs + Incentives)
by Anthem Blue Cross and Blue Shield
Silver HMO
Deductible · ind / family
$7,000 / $14,000
Out-of-pocket max · ind / family
$11,600 / $23,200
Anthem Heart Healthy Silver Essential 4500 ($0 Select Drugs + Incentives)
by Anthem Blue Cross and Blue Shield
Silver HMO
Deductible · ind / family
$4,500 / $9,000
Out-of-pocket max · ind / family
$12,000 / $24,000
AmeriHealth Caritas Next Silver Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals
by AmeriHealth Caritas Next
Silver HMO
Deductible · ind / family
$6,400 / $12,800
Out-of-pocket max · ind / family
$10,300 / $20,600
Anthem Silver Essential 6400 Standard ($0 Select Drugs + Incentives)
by Anthem Blue Cross and Blue Shield
Silver HMO
Deductible · ind / family
$6,400 / $12,800
Out-of-pocket max · ind / family
$10,300 / $20,600
Deductible · ind / family
$6,400 / $12,800
Out-of-pocket max · ind / family
$10,300 / $20,600
UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, Dental + Vision, No Referrals)
by UnitedHealthcare
Silver EPO
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$12,000 / $24,000
AmeriHealth Caritas Next Silver Essential + Two Free PCP Visits + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals
by AmeriHealth Caritas Next
Silver HMO
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$6,400 / $12,800
Out-of-pocket max · ind / family
$10,300 / $20,600
AmeriHealth Caritas Next Silver Copay Focus + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals
by AmeriHealth Caritas Next
Silver HMO
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$12,000 / $24,000
UHC Silver Value ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, No Referrals)
by UnitedHealthcare
Silver EPO
Deductible · ind / family
$8,500 / $17,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$6,400 / $12,800
Out-of-pocket max · ind / family
$10,300 / $20,600
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$10,000 / $20,000
UHC Silver Value+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals)
by UnitedHealthcare
Silver EPO
Deductible · ind / family
$8,500 / $17,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Deductible · ind / family
$6,300 / $12,600
Out-of-pocket max · ind / family
$9,600 / $19,200
UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $0 Insulin, No Referrals)
by UnitedHealthcare
Silver EPO
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$12,000 / $24,000
UHC Gold Value ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, No Referrals)
by UnitedHealthcare
Gold EPO
Deductible · ind / family
$2,150 / $4,300
Out-of-pocket max · ind / family
$9,500 / $19,000
UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals)
by UnitedHealthcare
Gold EPO
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$8,500 / $17,000
UHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, $0 Insulin, No Referrals)
by UnitedHealthcare
Gold EPO
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$8,500 / $17,000
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,600 / $17,200
Deductible · ind / family
$1,450 / $2,900
Out-of-pocket max · ind / family
$9,500 / $19,000
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,600 / $17,200
AmeriHealth Caritas Next Gold Copay Focus + $0 Deductible + Free PCP + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals
by AmeriHealth Caritas Next
Gold HMO
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$9,000 / $18,000
Deductible · ind / family
$1,450 / $2,900
Out-of-pocket max · ind / family
$9,500 / $19,000
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$8,150 / $16,300
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,600 / $17,200
AmeriHealth Caritas Next Gold Signature + Free 24/7 Preferred Provider PCP/Urgent Virtual Care +No Referrals
by AmeriHealth Caritas Next
Gold HMO
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,600 / $17,200
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$8,150 / $16,300
AmeriHealth Caritas Next Gold Enhanced + Free 24/7 Preferred Provider PCP/Urgent Virtual Care + No Referrals
by AmeriHealth Caritas Next
Gold HMO
Deductible · ind / family
$1,000 / $2,000
Out-of-pocket max · ind / family
$10,000 / $20,000
UHC Gold Value+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals)
by UnitedHealthcare
Gold EPO
Deductible · ind / family
$2,150 / $4,300
Out-of-pocket max · ind / family
$9,500 / $19,000
Anthem Gold Essential 2500 Standard ($0 Select Drugs + Incentives)
by Anthem Blue Cross and Blue Shield
Gold HMO
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,600 / $17,200
Anthem Catastrophic Essential HSA (+ Incentives)
by Anthem Blue Cross and Blue Shield
Catastrophic HMO
Deductible · ind / family
$12,000 / $24,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Frequently asked questions
What are Obamacare health insurance plans?
Obamacare plans are eligible for reduced costs through a subsidy tax credit. They're offered only through the federal marketplace (healthcare.gov) or a state's own exchange — but certified brokers, agents, and web brokers can help you enroll and apply for a subsidy.
What are Off-Exchange health insurance plans?
Off-Exchange plans are available outside the federal marketplaces and existed before Obamacare. You can enroll through a broker, agent, web broker, or directly with the insurance company.
What's the difference between Obamacare and Off-Exchange plans?
The main difference is that only Obamacare plans are eligible for a subsidy tax credit. Otherwise, plan design, coverage, and rates are similar, and both must follow federal regulations.
How do I choose the plan that's best for me and my family?
Understand a few key concepts first — premium price, out-of-pocket costs, deductibles, and metal levels. Our choosing-a-plan FAQ explains each one.