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Health Insurance Plans in Indiana

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Plan NameOn or Off ExchangePlan eligible for subsidy?Metal LevelDeductible (individual/family)Out-of-pocket Max (individual/family)
HSA Eligible Bronze 6000 by CareSource Indiana, Inc.ObamacareBronze$6,000 / $12,000$7,250 / $14,500Price & Details
Connect Bronze SW 7400 Indiv Med Deductible by Cigna HealthcareBothBronze$7,400 / $14,800$9,950 / $19,900Price & Details
Connect myDiabetesCare Bronze SW by Cigna HealthcareBothBronze$7,000 / $14,000$9,800 / $19,600Price & Details
Connect Bronze 7900 Indiv Med Deductible by Cigna HealthcareBothBronze$7,900 / $15,800$10,500 / $21,000Price & Details
Anthem Bronze Essential 10150 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldBothBronze$10,150 / $20,300$10,150 / $20,300Price & Details
Connect myDiabetesCare Bronze by Cigna HealthcareBothBronze$7,000 / $14,000$9,800 / $19,600Price & Details
Anthem Bronze Essential 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldBothBronze$7,500 / $15,000$10,000 / $20,000Price & Details
Anthem Bronze Essential POS 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldBothBronze$5,500 / $11,000$10,150 / $20,300Price & Details
Anthem Bronze Essential 10150 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldBothBronze$10,150 / $20,300$10,150 / $20,300Price & Details
Connect Bronze 3800 Indiv Med Deductible by Cigna HealthcareBothBronze$3,800 / $7,600$9,950 / $19,900Price & Details
Connect Bronze SW CMS Standard by Cigna HealthcareBothBronze$7,500 / $15,000$10,000 / $20,000Price & Details
Connect Bronze SW 4500 Indiv Med Deductible by Cigna HealthcareBothBronze$4,500 / $9,000$10,150 / $20,300Price & Details
Connect Bronze CMS Standard by Cigna HealthcareBothBronze$7,500 / $15,000$10,000 / $20,000Price & Details
UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) by UnitedHealthcareObamacareBronze$0 / $0$10,600 / $21,200Price & Details
Anthem Heart Healthy Bronze Essential 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldBothBronze$4,500 / $9,000$10,150 / $20,300Price & Details
UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) by UnitedHealthcareObamacareBronze$10,600 / $21,200$10,600 / $21,200Price & Details
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) by UnitedHealthcareObamacareBronze$0 / $0$10,600 / $21,200Price & Details
Anthem Bronze Essential POS 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldBothBronze$7,500 / $15,000$10,000 / $20,000Price & Details
Anthem Bronze Essential 6500 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldBothBronze$6,500 / $13,000$8,450 / $16,900Price & Details
UHC Bronze Standard (No Referrals) by UnitedHealthcareObamacareBronze$7,500 / $15,000$10,000 / $20,000Price & Details
Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness by CareSource Indiana, Inc.ObamacareBronze$10,600 / $21,200$10,600 / $21,200Price & Details
Bronze 7500 $25 Generic Drugs + Adult Vision & Fitness by CareSource Indiana, Inc.ObamacareBronze$7,500 / $15,000$10,000 / $20,000Price & Details
Low Premium Bronze 10600 $25 Generic Drugs by CareSource Indiana, Inc.ObamacareBronze$10,600 / $21,200$10,600 / $21,200Price & Details
Bronze 7500 $25 Generic Drugs by CareSource Indiana, Inc.ObamacareBronze$7,500 / $15,000$10,000 / $20,000Price & Details
UHC Silver Standard+ (Dental + Vision, No Referrals) by UnitedHealthcareObamacareSilver$6,000 / $12,000$8,900 / $17,800Price & Details
UHC Silver Standard (No Referrals) by UnitedHealthcareObamacareSilver$6,000 / $12,000$8,900 / $17,800Price & Details
Anthem Heart Healthy Silver Essential 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldBothSilver$4,500 / $9,000$8,800 / $17,600Price & Details
Standard Silver + Vision + Adult Dental by Ambetter HealthBothSilver$6,000 / $12,000$8,900 / $17,800Price & Details
Focused Silver + Vision + Adult Dental by Ambetter HealthBothSilver$6,300 / $12,600$8,400 / $16,800Price & Details
Low Premium Silver 6200 $3 Generic Drugs by CareSource Indiana, Inc.ObamacareSilver$6,200 / $12,400$9,800 / $19,600Price & Details
Connect Silver SW 6800 Indiv Med Deductible by Cigna HealthcareBothSilver$6,800 / $13,600$9,250 / $18,500Price & Details
Silver 6000 $20 Generic Drugs by CareSource Indiana, Inc.ObamacareSilver$6,000 / $12,000$8,900 / $17,800Price & Details
Connect Silver SW CMS Standard by Cigna HealthcareBothSilver$6,000 / $12,000$8,900 / $17,800Price & Details
Focused Silver by Ambetter HealthBothSilver$6,300 / $12,600$8,400 / $16,800Price & Details
Diabetes Silver 5000 $0 Chronic Care Drugs & Services by CareSource Indiana, Inc.ObamacareSilver$5,000 / $10,000$9,500 / $19,000Price & Details
Connect Silver CMS Standard by Cigna HealthcareBothSilver$6,000 / $12,000$8,900 / $17,800Price & Details
Connect Silver 3000 Indiv Med Deductible by Cigna HealthcareBothSilver$3,000 / $6,000$9,175 / $18,350Price & Details
Connect Silver 6300 Indiv Med Deductible by Cigna HealthcareBothSilver$6,300 / $12,600$9,800 / $19,600Price & Details
Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services by CareSource Indiana, Inc.ObamacareSilver$5,000 / $10,000$9,500 / $19,000Price & Details
HDHP Preventive Silver 5500 $0 Chronic Care Drugs by CareSource Indiana, Inc.ObamacareSilver$5,500 / $11,000$5,500 / $11,000Price & Details
Low Premium Silver 6200 $3 Generic Drugs + Adult Vision & Fitness by CareSource Indiana, Inc.ObamacareSilver$6,200 / $12,400$9,800 / $19,600Price & Details
Anthem Silver Essential 7000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldBothSilver$7,000 / $14,000$8,850 / $17,700Price & Details
Silver 6000 $20 Generic Drugs + Adult Vision & Fitness by CareSource Indiana, Inc.ObamacareSilver$6,000 / $12,000$8,900 / $17,800Price & Details
Standard Silver by Ambetter HealthBothSilver$6,000 / $12,000$8,900 / $17,800Price & Details
Connect Silver SW 4400 Indiv Med Deductible by Cigna HealthcareBothSilver$4,400 / $8,800$9,950 / $19,900Price & Details
Diabetes Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness by CareSource Indiana, Inc.ObamacareSilver$5,000 / $10,000$9,500 / $19,000Price & Details
UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) by UnitedHealthcareObamacareSilver$0 / $0$10,150 / $20,300Price & Details
UHC Silver Value+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) by UnitedHealthcareObamacareSilver$7,000 / $14,000$10,600 / $21,200Price & Details
Anthem Silver Essential 7000 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldBothSilver$7,000 / $14,000$8,850 / $17,700Price & Details
Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness by CareSource Indiana, Inc.ObamacareSilver$5,000 / $10,000$9,500 / $19,000Price & Details
Anthem Silver Essential 3500 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldBothSilver$3,500 / $7,000$8,450 / $16,900Price & Details
Anthem Silver Essential 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldBothSilver$6,000 / $12,000$8,900 / $17,800Price & Details
UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) by UnitedHealthcareObamacareSilver$0 / $0$10,150 / $20,300Price & Details
UHC Silver Value ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) by UnitedHealthcareObamacareSilver$7,000 / $14,000$10,600 / $21,200Price & Details
Connect Gold SW CMS Standard by Cigna HealthcareBothGold$2,000 / $4,000$8,200 / $16,400Price & Details
Elite Gold by Ambetter HealthBothGold$0 / $0$6,500 / $13,000Price & Details
UHC Gold Value ($0 Virtual Urgent Care, $1 Tier 2 Rx, No Referrals) by UnitedHealthcareObamacareGold$2,350 / $4,700$8,700 / $17,400Price & Details
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) by UnitedHealthcareObamacareGold$0 / $0$7,700 / $15,400Price & Details
Anthem Gold Essential 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldBothGold$2,000 / $4,000$8,200 / $16,400Price & Details
Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness by CareSource Indiana, Inc.ObamacareGold$3,000 / $6,000$8,500 / $17,000Price & Details
Complete Gold + Vision + Adult Dental by Ambetter HealthBothGold$1,450 / $2,900$7,500 / $15,000Price & Details
Diabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness by CareSource Indiana, Inc.ObamacareGold$3,000 / $6,000$8,500 / $17,000Price & Details
UHC Gold Value+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision, No Referrals) by UnitedHealthcareObamacareGold$2,350 / $4,700$8,700 / $17,400Price & Details
UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) by UnitedHealthcareObamacareGold$0 / $0$7,700 / $15,400Price & Details
Anthem Gold Essential 2200 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldBothGold$2,200 / $4,400$4,700 / $9,400Price & Details
Gold 2000 $15 Generic Drugs + Adult Vision & Fitness by CareSource Indiana, Inc.ObamacareGold$2,000 / $4,000$8,200 / $16,400Price & Details
UHC Gold Standard (No Referrals) by UnitedHealthcareObamacareGold$2,000 / $4,000$8,200 / $16,400Price & Details
Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services by CareSource Indiana, Inc.ObamacareGold$3,000 / $6,000$8,500 / $17,000Price & Details
Standard Gold + Vision + Adult Dental by Ambetter HealthBothGold$2,000 / $4,000$8,200 / $16,400Price & Details
Diabetes Gold 3000 $0 Chronic Care Drugs & Services by CareSource Indiana, Inc.ObamacareGold$3,000 / $6,000$8,500 / $17,000Price & Details
Connect Gold 2700 Indiv Med Deductible by Cigna HealthcareBothGold$2,700 / $5,400$6,700 / $13,400Price & Details
Complete Gold by Ambetter HealthBothGold$1,450 / $2,900$7,500 / $15,000Price & Details
Connect Gold CMS Standard by Cigna HealthcareBothGold$2,000 / $4,000$8,200 / $16,400Price & Details
Gold 2000 $15 Generic Drugs by CareSource Indiana, Inc.ObamacareGold$2,000 / $4,000$8,200 / $16,400Price & Details
Standard Gold by Ambetter HealthBothGold$2,000 / $4,000$8,200 / $16,400Price & Details
Connect Gold SW 2700 Indiv Med Deductible by Cigna HealthcareBothGold$2,700 / $5,400$6,700 / $13,400Price & Details
Elite Gold + Vision + Adult Dental by Ambetter HealthBothGold$0 / $0$6,500 / $13,000Price & Details
Platinum Zero $5 Generic Drugs by CareSource Indiana, Inc.ObamacarePlatinum$0 / $0$5,200 / $10,400Price & Details
Platinum Zero $5 Generic Drugs + Adult Vision & Fitness by CareSource Indiana, Inc.ObamacarePlatinum$0 / $0$5,200 / $10,400Price & Details
Anthem Catastrophic Essential (+ Incentives) by Anthem Blue Cross and Blue ShieldBothCatastrophic$10,600 / $21,200$10,600 / $21,200Price & Details
Anthem ICHRA Bronze Pathway 5000 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffBronze$5,000 / $10,000$8,450 / $16,900Price & Details
Anthem ICHRA Bronze Pathway 5000 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffBronze$5,000 / $10,000$8,450 / $16,900Price & Details
Anthem ICHRA Bronze Pathway 5000 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffBronze$5,000 / $10,000$8,450 / $16,900Price & Details
Anthem ICHRA Bronze Pathway 5000 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffBronze$5,000 / $10,000$10,150 / $20,300Price & Details
Anthem ICHRA Bronze Pathway 5000 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffBronze$5,000 / $10,000$8,450 / $16,900Price & Details
Anthem ICHRA Bronze Pathway 5000 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffBronze$5,000 / $10,000$10,150 / $20,300Price & Details
Standard Expanded Bronze + Vision + Adult Dental by Ambetter HealthOffBronze$7,500 / $15,000$10,000 / $20,000Price & Details
Everyday Bronze by Ambetter HealthOffBronze$8,450 / $16,900$10,150 / $20,300Price & Details
Anthem ICHRA Bronze Pathway 5000 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffBronze$5,000 / $10,000$8,450 / $16,900Price & Details
Anthem ICHRA Bronze Pathway 5000 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffBronze$5,000 / $10,000$10,150 / $20,300Price & Details
Anthem ICHRA Bronze Pathway 5000 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffBronze$5,000 / $10,000$10,150 / $20,300Price & Details
Anthem ICHRA Bronze Pathway 5000 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffBronze$5,000 / $10,000$8,450 / $16,900Price & Details
Anthem ICHRA Bronze Pathway 5000 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffBronze$5,000 / $10,000$10,150 / $20,300Price & Details
Anthem ICHRA Bronze Pathway 5000 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffBronze$5,000 / $10,000$10,150 / $20,300Price & Details
Anthem ICHRA Bronze Pathway 5000 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffBronze$5,000 / $10,000$8,450 / $16,900Price & Details
Anthem ICHRA Bronze Pathway 5000 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffBronze$5,000 / $10,000$8,450 / $16,900Price & Details
Choice Bronze HSA by Ambetter HealthOffBronze$7,250 / $14,500$7,250 / $14,500Price & Details
Connect Bronze 5400 Indiv Med Deductible by Cigna HealthcareOffBronze$5,400 / $10,800$9,900 / $19,800Price & Details
Anthem ICHRA Bronze Pathway 5000 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffBronze$5,000 / $10,000$10,150 / $20,300Price & Details
Anthem ICHRA Bronze Pathway 5000 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffBronze$5,000 / $10,000$8,450 / $16,900Price & Details
Anthem ICHRA Bronze Pathway 5000 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffBronze$5,000 / $10,000$8,450 / $16,900Price & Details
Connect Bronze SW 6800 HSA Indiv Med Deductible by Cigna HealthcareOffBronze$6,800 / $13,600$8,100 / $16,200Price & Details
Anthem ICHRA Bronze Pathway 5000 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffBronze$5,000 / $10,000$10,150 / $20,300Price & Details
Anthem ICHRA Bronze Pathway 5000 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffBronze$5,000 / $10,000$8,450 / $16,900Price & Details
Ambetter Health Solutions Bronze PPO 5000 by Celtic Insurance CompanyOffBronze$5,000 / $10,000$9,700 / $19,400Price & Details
Ambetter Health Solutions Bronze HSA PPO 6400 + Vision + Adult Dental by Celtic Insurance CompanyOffBronze$6,400 / $12,800$8,050 / $16,100Price & Details
Anthem ICHRA Bronze Pathway 5000 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffBronze$5,000 / $10,000$10,150 / $20,300Price & Details
Anthem ICHRA Bronze Pathway 5000 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffBronze$5,000 / $10,000$8,450 / $16,900Price & Details
Anthem ICHRA Bronze Pathway 5000 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffBronze$5,000 / $10,000$10,150 / $20,300Price & Details
Everyday Bronze + Vision + Adult Dental by Ambetter HealthOffBronze$8,450 / $16,900$10,150 / $20,300Price & Details
Anthem ICHRA Bronze Pathway 5000 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffBronze$5,000 / $10,000$8,450 / $16,900Price & Details
Connect Bronze SW 5400 Indiv Med Deductible by Cigna HealthcareOffBronze$5,400 / $10,800$9,900 / $19,800Price & Details
Anthem ICHRA Bronze Pathway 5000 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffBronze$5,000 / $10,000$10,150 / $20,300Price & Details
Connect Bronze 6800 HSA Indiv Med Deductible by Cigna HealthcareOffBronze$6,800 / $13,600$8,100 / $16,200Price & Details
Anthem ICHRA Bronze Pathway 5000 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffBronze$5,000 / $10,000$10,150 / $20,300Price & Details
Anthem ICHRA Bronze Pathway 5000 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffBronze$5,000 / $10,000$8,450 / $16,900Price & Details
Choice Bronze HSA + Vision + Adult Dental by Ambetter HealthOffBronze$7,250 / $14,500$7,250 / $14,500Price & Details
Ambetter Health Solutions Bronze PPO 5000 + Vision + Adult Dental by Celtic Insurance CompanyOffBronze$5,000 / $10,000$9,700 / $19,400Price & Details
Ambetter Health Solutions Bronze HSA PPO 6400 by Celtic Insurance CompanyOffBronze$6,400 / $12,800$8,050 / $16,100Price & Details
Standard Expanded Bronze by Ambetter HealthOffBronze$7,500 / $15,000$10,000 / $20,000Price & Details
Anthem ICHRA Bronze Pathway 5000 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffBronze$5,000 / $10,000$8,450 / $16,900Price & Details
Anthem ICHRA Bronze Pathway 5000 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffBronze$5,000 / $10,000$8,450 / $16,900Price & Details
Ambetter Health Solutions Bronze HSA 6400 by Celtic Insurance CompanyOffBronze$6,400 / $12,800$8,050 / $16,100Price & Details
Ambetter Health Solutions Bronze HSA 6400 + Vision + Adult Dental by Celtic Insurance CompanyOffBronze$6,400 / $12,800$8,050 / $16,100Price & Details
Ambetter Health Solutions Bronze 5000 + Vision + Adult Dental by Celtic Insurance CompanyOffBronze$5,000 / $10,000$9,700 / $19,400Price & Details
Anthem ICHRA Bronze Pathway 5000 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffBronze$5,000 / $10,000$10,150 / $20,300Price & Details
Anthem ICHRA Bronze Pathway 5000 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffBronze$5,000 / $10,000$10,150 / $20,300Price & Details
Anthem ICHRA Bronze Pathway 5000 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffBronze$5,000 / $10,000$10,150 / $20,300Price & Details
Ambetter Health Solutions Bronze 5000 by Celtic Insurance CompanyOffBronze$5,000 / $10,000$9,700 / $19,400Price & Details
Anthem ICHRA Bronze Pathway 5000 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffBronze$5,000 / $10,000$10,150 / $20,300Price & Details
Anthem ICHRA Silver Pathway 5400 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffSilver$5,400 / $10,800$5,400 / $10,800Price & Details
Anthem ICHRA Silver Pathway 2250 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffSilver$2,250 / $4,500$9,800 / $19,600Price & Details
Anthem ICHRA Silver Pathway 5400 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffSilver$5,400 / $10,800$5,400 / $10,800Price & Details
Ambetter Health Solutions Silver 5000 by Celtic Insurance CompanyOffSilver$5,000 / $10,000$8,700 / $17,400Price & Details
Connect Silver SW 4300 HSA Indiv Med Deductible by Cigna HealthcareOffSilver$4,300 / $8,600$7,200 / $14,400Price & Details
Ambetter Health Solutions Silver 5000 + Vision + Adult Dental by Celtic Insurance CompanyOffSilver$5,000 / $10,000$8,700 / $17,400Price & Details
Anthem ICHRA Silver Pathway 2250 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffSilver$2,250 / $4,500$9,800 / $19,600Price & Details
Ambetter Health Solutions Silver 4500 + Vision + Adult Dental by Celtic Insurance CompanyOffSilver$4,500 / $9,000$9,200 / $18,400Price & Details
Ambetter Health Solutions Silver Copay HSA 4000 + Vision + Adult Dental by Celtic Insurance CompanyOffSilver$4,000 / $8,000$7,000 / $14,000Price & Details
Anthem ICHRA Silver Pathway 5400 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffSilver$5,400 / $10,800$5,400 / $10,800Price & Details
Ambetter Health Solutions Silver 4500 by Celtic Insurance CompanyOffSilver$4,500 / $9,000$9,200 / $18,400Price & Details
Clarity Silver by Ambetter HealthOffSilver$6,300 / $12,600$10,600 / $21,200Price & Details
Ambetter Health Solutions Silver Copay HSA 4000 by Celtic Insurance CompanyOffSilver$4,000 / $8,000$7,000 / $14,000Price & Details
Ambetter Health Solutions Silver HSA 4000 by Celtic Insurance CompanyOffSilver$4,000 / $8,000$7,000 / $14,000Price & Details
Ambetter Health Solutions Silver 3000 + Vision + Adult Dental by Celtic Insurance CompanyOffSilver$3,000 / $6,000$9,600 / $19,200Price & Details
Ambetter Health Solutions Silver PPO 4500 by Celtic Insurance CompanyOffSilver$4,500 / $9,000$9,200 / $18,400Price & Details
Ambetter Health Solutions Silver 1350 + Vision + Adult Dental by Celtic Insurance CompanyOffSilver$1,350 / $2,700$9,500 / $19,000Price & Details
Anthem ICHRA Silver Pathway 5400 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffSilver$5,400 / $10,800$5,400 / $10,800Price & Details
Ambetter Health Solutions Silver HSA PPO 4000 by Celtic Insurance CompanyOffSilver$4,000 / $8,000$7,000 / $14,000Price & Details
Ambetter Health Solutions Silver HSA PPO 4000 + Vision + Adult Dental by Celtic Insurance CompanyOffSilver$4,000 / $8,000$7,000 / $14,000Price & Details
Anthem ICHRA Silver Pathway 2250 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffSilver$2,250 / $4,500$9,800 / $19,600Price & Details
Connect myDiabetesCare Silver SW by Cigna HealthcareOffSilver$3,800 / $7,600$9,950 / $19,900Price & Details
Connect Silver SW 4700 Indiv Med Deductible by Cigna HealthcareOffSilver$4,700 / $9,400$9,400 / $18,800Price & Details
Anthem ICHRA Silver Pathway 2250 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffSilver$2,250 / $4,500$9,800 / $19,600Price & Details
Ambetter Health Solutions Silver PPO 3000 by Celtic Insurance CompanyOffSilver$3,000 / $6,000$9,600 / $19,200Price & Details
Ambetter Health Solutions Silver Copay HSA PPO 4000 + Vision + Adult Dental by Celtic Insurance CompanyOffSilver$4,000 / $8,000$7,000 / $14,000Price & Details
Anthem ICHRA Silver Pathway 2250 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffSilver$2,250 / $4,500$9,800 / $19,600Price & Details
Anthem ICHRA Silver Pathway 2250 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffSilver$2,250 / $4,500$9,800 / $19,600Price & Details
Ambetter Health Solutions Silver 3000 by Celtic Insurance CompanyOffSilver$3,000 / $6,000$9,600 / $19,200Price & Details
Ambetter Health Solutions Silver 1350 by Celtic Insurance CompanyOffSilver$1,350 / $2,700$9,500 / $19,000Price & Details
Anthem ICHRA Silver Pathway 5400 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffSilver$5,400 / $10,800$5,400 / $10,800Price & Details
Anthem ICHRA Silver Pathway 2250 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffSilver$2,250 / $4,500$9,800 / $19,600Price & Details
Anthem ICHRA Silver Pathway 5400 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffSilver$5,400 / $10,800$5,400 / $10,800Price & Details
Ambetter Health Solutions Silver PPO 4500 + Vision + Adult Dental by Celtic Insurance CompanyOffSilver$4,500 / $9,000$9,200 / $18,400Price & Details
Anthem ICHRA Silver Pathway 2250 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffSilver$2,250 / $4,500$9,800 / $19,600Price & Details
Ambetter Health Solutions Silver PPO 1350 + Vision + Adult Dental by Celtic Insurance CompanyOffSilver$1,350 / $2,700$9,200 / $18,400Price & Details
Anthem ICHRA Silver Pathway 5400 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffSilver$5,400 / $10,800$5,400 / $10,800Price & Details
Anthem ICHRA Silver Pathway 5400 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffSilver$5,400 / $10,800$5,400 / $10,800Price & Details
Anthem ICHRA Silver Pathway 5400 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffSilver$5,400 / $10,800$5,400 / $10,800Price & Details
Ambetter Health Solutions Silver Copay HSA PPO 4000 by Celtic Insurance CompanyOffSilver$4,000 / $8,000$7,000 / $14,000Price & Details
Connect Silver 4700 Indiv Med Deductible by Cigna HealthcareOffSilver$4,700 / $9,400$9,400 / $18,800Price & Details
Anthem ICHRA Silver Pathway 5400 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffSilver$5,400 / $10,800$5,400 / $10,800Price & Details
Anthem ICHRA Silver Pathway 5400 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffSilver$5,400 / $10,800$5,400 / $10,800Price & Details
Ambetter Health Solutions Silver PPO 5000 by Celtic Insurance CompanyOffSilver$5,000 / $10,000$8,700 / $17,400Price & Details
Ambetter Health Solutions Silver PPO 5000 + Vision + Adult Dental by Celtic Insurance CompanyOffSilver$5,000 / $10,000$8,700 / $17,400Price & Details
Anthem ICHRA Silver Pathway 2250 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffSilver$2,250 / $4,500$9,800 / $19,600Price & Details
Anthem ICHRA Silver Pathway 2250 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffSilver$2,250 / $4,500$9,800 / $19,600Price & Details
Anthem ICHRA Silver Pathway 2250 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffSilver$2,250 / $4,500$9,800 / $19,600Price & Details
Ambetter Health Solutions Silver PPO 3000 + Vision + Adult Dental by Celtic Insurance CompanyOffSilver$3,000 / $6,000$9,600 / $19,200Price & Details
Ambetter Health Solutions Silver HSA 4000 + Vision + Adult Dental by Celtic Insurance CompanyOffSilver$4,000 / $8,000$7,000 / $14,000Price & Details
Anthem ICHRA Silver Pathway 2250 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffSilver$2,250 / $4,500$9,800 / $19,600Price & Details
Anthem ICHRA Silver Pathway 5400 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffSilver$5,400 / $10,800$5,400 / $10,800Price & Details
Connect Silver 4300 HSA Indiv Med Deductible by Cigna HealthcareOffSilver$4,300 / $8,600$7,200 / $14,400Price & Details
Connect myDiabetesCare Silver by Cigna HealthcareOffSilver$3,800 / $7,600$9,950 / $19,900Price & Details
Anthem ICHRA Silver Pathway 2250 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffSilver$2,250 / $4,500$9,800 / $19,600Price & Details
Anthem ICHRA Silver Pathway 5400 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffSilver$5,400 / $10,800$5,400 / $10,800Price & Details
Anthem ICHRA Silver Pathway 2250 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffSilver$2,250 / $4,500$9,800 / $19,600Price & Details
Anthem ICHRA Silver Pathway 5400 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffSilver$5,400 / $10,800$5,400 / $10,800Price & Details
Anthem ICHRA Silver Pathway 5400 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffSilver$5,400 / $10,800$5,400 / $10,800Price & Details
Ambetter Health Solutions Silver PPO 1350 by Celtic Insurance CompanyOffSilver$1,350 / $2,700$9,200 / $18,400Price & Details
Anthem ICHRA Silver Pathway 2250 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffSilver$2,250 / $4,500$9,800 / $19,600Price & Details
Anthem ICHRA Silver Pathway 2250 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffSilver$2,250 / $4,500$9,800 / $19,600Price & Details
Anthem ICHRA Silver Pathway 5400 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffSilver$5,400 / $10,800$5,400 / $10,800Price & Details
Ambetter Health Solutions Gold PPO 3500 + Vision + Adult Dental by Celtic Insurance CompanyOffGold$3,500 / $7,000$7,250 / $14,500Price & Details
Ambetter Health Solutions Gold 2500 + Vision + Adult Dental by Celtic Insurance CompanyOffGold$2,500 / $5,000$6,000 / $12,000Price & Details
Anthem ICHRA Gold Pathway 1200 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffGold$1,200 / $2,400$8,000 / $16,000Price & Details
Anthem ICHRA Gold Pathway 3400 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffGold$3,400 / $6,800$3,400 / $6,800Price & Details
Anthem ICHRA Gold Pathway 3400 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffGold$3,400 / $6,800$3,400 / $6,800Price & Details
Anthem ICHRA Gold Pathway 1200 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffGold$1,200 / $2,400$8,000 / $16,000Price & Details
Anthem ICHRA Gold Pathway 3400 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffGold$3,400 / $6,800$3,400 / $6,800Price & Details
Ambetter Health Solutions Gold PPO 0 by Celtic Insurance CompanyOffGold$0 / $0$8,500 / $17,000Price & Details
Anthem ICHRA Gold Pathway 1200 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffGold$1,200 / $2,400$8,000 / $16,000Price & Details
Ambetter Health Solutions Gold PPO 3000 by Celtic Insurance CompanyOffGold$3,000 / $6,000$5,000 / $10,000Price & Details
Ambetter Health Solutions Gold 1500 by Celtic Insurance CompanyOffGold$1,500 / $3,000$6,500 / $13,000Price & Details
Ambetter Health Solutions Gold PPO 2500 + Vision + Adult Dental by Celtic Insurance CompanyOffGold$2,500 / $5,000$6,000 / $12,000Price & Details
Anthem ICHRA Gold Pathway 1200 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffGold$1,200 / $2,400$8,000 / $16,000Price & Details
Anthem ICHRA Gold Pathway 3400 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffGold$3,400 / $6,800$3,400 / $6,800Price & Details
Anthem ICHRA Gold Pathway 1200 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffGold$1,200 / $2,400$8,000 / $16,000Price & Details
Anthem ICHRA Gold Pathway 3400 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffGold$3,400 / $6,800$3,400 / $6,800Price & Details
Anthem ICHRA Gold Pathway 1200 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffGold$1,200 / $2,400$8,000 / $16,000Price & Details
Anthem ICHRA Gold Pathway 3400 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffGold$3,400 / $6,800$3,400 / $6,800Price & Details
Anthem ICHRA Gold Pathway 3400 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffGold$3,400 / $6,800$3,400 / $6,800Price & Details
Anthem ICHRA Gold Pathway 3400 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffGold$3,400 / $6,800$3,400 / $6,800Price & Details
Anthem ICHRA Gold Pathway 1200 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffGold$1,200 / $2,400$8,000 / $16,000Price & Details
Ambetter Health Solutions Gold PPO 1500 + Vision + Adult Dental by Celtic Insurance CompanyOffGold$1,500 / $3,000$6,500 / $13,000Price & Details
Anthem ICHRA Gold Pathway 3400 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffGold$3,400 / $6,800$3,400 / $6,800Price & Details
Connect Gold 2800 Indiv Med Deductible by Cigna HealthcareOffGold$2,800 / $5,600$6,700 / $13,400Price & Details
Anthem ICHRA Gold Pathway 3400 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffGold$3,400 / $6,800$3,400 / $6,800Price & Details
Anthem ICHRA Gold Pathway 1200 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffGold$1,200 / $2,400$8,000 / $16,000Price & Details
Anthem ICHRA Gold Pathway 1200 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffGold$1,200 / $2,400$8,000 / $16,000Price & Details
Ambetter Health Solutions Gold PPO 0 + Vision + Adult Dental by Celtic Insurance CompanyOffGold$0 / $0$8,500 / $17,000Price & Details
Ambetter Health Solutions Gold 3500 by Celtic Insurance CompanyOffGold$3,500 / $7,000$7,250 / $14,500Price & Details
Ambetter Health Solutions Gold PPO 3500 by Celtic Insurance CompanyOffGold$3,500 / $7,000$7,250 / $14,500Price & Details
Ambetter Health Solutions Gold 0 + Vision + Adult Dental by Celtic Insurance CompanyOffGold$0 / $0$8,500 / $17,000Price & Details
Anthem ICHRA Gold Pathway 3400 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffGold$3,400 / $6,800$3,400 / $6,800Price & Details
Anthem ICHRA Gold Pathway 1200 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffGold$1,200 / $2,400$8,000 / $16,000Price & Details
Anthem ICHRA Gold Pathway 1200 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffGold$1,200 / $2,400$8,000 / $16,000Price & Details
Anthem ICHRA Gold Pathway 3400 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffGold$3,400 / $6,800$3,400 / $6,800Price & Details
Anthem ICHRA Gold Pathway 3400 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffGold$3,400 / $6,800$3,400 / $6,800Price & Details
Anthem ICHRA Gold Pathway 1200 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffGold$1,200 / $2,400$8,000 / $16,000Price & Details
Anthem ICHRA Gold Pathway 3400 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffGold$3,400 / $6,800$3,400 / $6,800Price & Details
Anthem ICHRA Gold Pathway 3400 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffGold$3,400 / $6,800$3,400 / $6,800Price & Details
Ambetter Health Solutions Gold PPO 3000 + Vision + Adult Dental by Celtic Insurance CompanyOffGold$3,000 / $6,000$5,000 / $10,000Price & Details
Ambetter Health Solutions Gold 1500 + Vision + Adult Dental by Celtic Insurance CompanyOffGold$1,500 / $3,000$6,500 / $13,000Price & Details
Ambetter Health Solutions Gold 0 by Celtic Insurance CompanyOffGold$0 / $0$8,500 / $17,000Price & Details
Ambetter Health Solutions Gold 3500 + Vision + Adult Dental by Celtic Insurance CompanyOffGold$3,500 / $7,000$7,250 / $14,500Price & Details
Anthem ICHRA Gold Pathway 1200 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffGold$1,200 / $2,400$8,000 / $16,000Price & Details
Anthem ICHRA Gold Pathway 3400 HSA (+ Incentives) by Anthem Blue Cross and Blue ShieldOffGold$3,400 / $6,800$3,400 / $6,800Price & Details
Ambetter Health Solutions Gold PPO 2500 by Celtic Insurance CompanyOffGold$2,500 / $5,000$6,000 / $12,000Price & Details
Anthem ICHRA Gold Pathway 1200 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffGold$1,200 / $2,400$8,000 / $16,000Price & Details
Ambetter Health Solutions Gold 3000 by Celtic Insurance CompanyOffGold$3,000 / $6,000$5,000 / $10,000Price & Details
Anthem ICHRA Gold Pathway 1200 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffGold$1,200 / $2,400$8,000 / $16,000Price & Details
Ambetter Health Solutions Gold 3000 + Vision + Adult Dental by Celtic Insurance CompanyOffGold$3,000 / $6,000$5,000 / $10,000Price & Details
Ambetter Health Solutions Gold PPO 1500 by Celtic Insurance CompanyOffGold$1,500 / $3,000$6,500 / $13,000Price & Details
Ambetter Health Solutions Gold 2500 by Celtic Insurance CompanyOffGold$2,500 / $5,000$6,000 / $12,000Price & Details
Connect Gold SW 2800 Indiv Med Deductible by Cigna HealthcareOffGold$2,800 / $5,600$6,700 / $13,400Price & Details
Anthem ICHRA Gold Pathway 1200 ($0 Virtual PCP + $0 Select Drugs + Incentives) by Anthem Blue Cross and Blue ShieldOffGold$1,200 / $2,400$8,000 / $16,000Price & Details
Ambetter Health Solutions Platinum 0 + Vision + Adult Dental by Celtic Insurance CompanyOffPlatinum$0 / $0$5,000 / $10,000Price & Details
Ambetter Health Solutions Platinum 300 by Celtic Insurance CompanyOffPlatinum$300 / $600$4,000 / $8,000Price & Details
Ambetter Health Solutions Platinum PPO 300 by Celtic Insurance CompanyOffPlatinum$300 / $600$4,000 / $8,000Price & Details
Ambetter Health Solutions Platinum PPO 300 + Vision + Adult Dental by Celtic Insurance CompanyOffPlatinum$300 / $600$4,000 / $8,000Price & Details
Ambetter Health Solutions Platinum 300 + Vision + Adult Dental by Celtic Insurance CompanyOffPlatinum$300 / $600$4,000 / $8,000Price & Details
Ambetter Health Solutions Platinum 0 by Celtic Insurance CompanyOffPlatinum$0 / $0$5,000 / $10,000Price & Details
Ambetter Health Solutions Platinum PPO 0 + Vision + Adult Dental by Celtic Insurance CompanyOffPlatinum$0 / $0$5,000 / $10,000Price & Details
Ambetter Health Solutions Platinum PPO 0 by Celtic Insurance CompanyOffPlatinum$0 / $0$5,000 / $10,000Price & Details

 

 

Help with Obamacare & Off-Exchange Plans Sign Up

After using a subsidy tax credit, you may be eligible for Obamacare plans as low as $0.

Licensed insurance agents at our trusted partner help people apply for a subsidy and sign up for Obamacare plans available on healthcare.gov or other State exchange marketplaces.

Health Plan Radar
Health Plan Radar
Partner

   TTY 711

 

 

Learn More About Obamacare and Off-Exchange Plans in Indiana

 

What are Obamacare Health Insurance Plans?

Obamacare health insurance plans are plans which are eligible for reduced costs with a subsidy tax credit. Obamacare plans are only offered through the federal government exchange marketplace healthcare.gov or some States have their own exchange marketplace website. Although plans are only offered through the exchange marketplaces, the federal government allows certified brokers, agents, and web brokers to help you enroll in an Obamacare plan and apply for a subsidy.

 

What are Off-Exchange Health Insurance Plans?

Off-Exchange health insurance plans are plans which are available outside of the federal government exchange marketplaces. Off-Exchange plans existed before Obamacare. For example, if someone did not have access to a health insurance plan through work, they may have purchased an Off-Exchange plan offered on the Individual Market.

You can enroll in an Off-Exchange plan through a broker, agent, web broker, or by contacting the insurance company directly.

 

Search Off-Exchange plans

 

What’s the difference between Obamacare plans and Off-Exchange plans?

The main difference between Obamacare plans and Off-Exchange plans is that only Obamacare plans are eligible for a subsidy tax credit to reduce costs.

Otherwise there are not many other differences between Obamacare plans and Off-Exchange plans. Plan design, coverage, and rates are similar and both sets of plans must adhere to federal government regulations. In fact, there are many plans which are available as both Obamacare plans and as Off-Exchange plans.

 

Can a plan be both an Obamacare and Off-Exchange plan?

Yes, a plan can be available as both an Obamacare and an Off-Exchange plan.

On the other hand, some plans are only offered as Obamacare plans while other plans are only offered as Off-Exchange plans.

 

Do plans which are both Obamacare and Off-Exchange plans cost the same price?

Yes, by law a plan which is offered as both an Obamacare plan and an Off-Exchange plan must be sold at the same price. In addition, broker, agents, and web brokers are required to sell plans at the same market price. However, keep in mind that only Obamacare plans are eligible for a subsidy to reduce the monthly premium price.

 

Who is eligible for Obamacare and Off-Exchange plans?

Technically everyone is eligible for Obamacare plans and Off-Exchange plans. The real question is - who is eligible for a subsidy tax credit? - which can only be used to reduce the costs of Obamacare plans. Note that even if you are not eligible for a subsidy tax credit, you are still allowed to purchase an Obamacare plan at the full price.

 

What is the Obamacare Subsidy (Tax Credit)?

The Obamacare subsidy is really a tax credit, and it is formally known as the Advanced Premium Tax Credit (APTC). Typically people receive a tax credit at the end of the year when filing taxes, but this tax credit can be received “in advance”, during the year, to reduce the monthly premium costs of an Obamacare health insurance plan.

You must complete an official federal government application to learn your subsidy amount. Everyone’s amount will be different. The calculation for the subsidy amount can be quite complicated. It is based on several different factors, but household income is the main factor. We recommend using our tool to estimate your subsidy amount.

 

Search Obamacare plans and estimate subsidy amount

 

Who is eligible to receive an Obamacare Subsidy (Tax Credit)

To be eligible for a subsidy to reduce the monthly premium costs of Obamacare plans, you must meet the following requirements.

  • Income requirements based on household size and household income. As examples, earn less than $48,240 for an individual and less than $98,400 for a family of four
  • Not eligible for other federal government sponsored insurance, such as Medicare or Medicaid
  • Do not have access to a health insurance plan from your employer which meet federal government coverage and affordability requirements
  • File taxes or be claimed as a spouse or dependent on taxes. Married couples are required to file taxes jointly.
  • Not be incarcerated
  • Be legally present in the United States

 

Why should I consider Off-Exchange plans?

Off-Exchange plans may provide you with additional options compared to available Obamacare plans. If you are not eligible for a subsidy, or only eligible for a small subsidy amount, Off-Exchange plans may still be an affordable option for you.

A second reason for considering Off-Exchange plans is that your favorite doctor may only accept a plan which is available as an Off-Exchange plan. We recommend researching provider networks when considering health insurance plans. We provide links to official provider directories, or doctor lookups, on Health Plan Radar.

In addition, some health insurance companies have been leaving the Obamacare plan market, but they may still offer Off-Exchange plans. Your preferred insurance company may still offer plans on the Off-Exchange market.

 

How do I choose an Obamacare plan or Off-Exchange plan which is best for me and my family?

There are several health insurance concepts you should understand before choosing a plan that’s best for you, including premium price, out-of-pocket costs, deductibles, and plan metal levels. Visit our choosing a plan FAQ page to learn more.

 

FAQs - Choosing an Obamacare or Off-Exchange Health Insurance Plan