Deductible · ind / family
$10,600 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200
Idaho Health Insurance Plans
2026 Off-Exchange plans
164 plans across the state
Off-Exchange plans
Idaho runs its own marketplace — Health Plan Radar shows Off-Exchange plans here, sold directly by the insurance companies.
Deductible · ind / family
$10,600 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$10,600 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$10,600 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$10,600 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$10,600 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$10,600 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$10,600 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$10,600 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$10,600 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$10,600 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$8,000 / $16,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$9,950 / $19,900
Deductible · ind / family
$7,000 / $14,000
Out-of-pocket max · ind / family
$8,300 / $16,600
PREF Bronze Essential 9000 With 4 Copay No Deductible Office Visits
by Regence Blue Shield of Idaho
Bronze HSA eligible PPO
Deductible · ind / family
$9,000 / $18,000
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$8,300 / $16,600
Out-of-pocket max · ind / family
$8,300 / $16,600
Deductible · ind / family
$10,600 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$9,950 / $19,900
Select Health SLHP Exp Bronze 7000 - no deductible for PCP visits
by SelectHealth, Inc.
Bronze HSA eligible PPO
Deductible · ind / family
$7,000 / $14,000
Out-of-pocket max · ind / family
$9,900 / $19,800
Deductible · ind / family
$6,250 / $12,500
Out-of-pocket max · ind / family
$7,500 / $15,000
Deductible · ind / family
$6,250 / $12,500
Out-of-pocket max · ind / family
$7,500 / $15,000
Deductible · ind / family
$8,000 / $16,000
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$6,250 / $12,500
Out-of-pocket max · ind / family
$7,500 / $15,000
Deductible · ind / family
$6,250 / $12,500
Out-of-pocket max · ind / family
$7,500 / $15,000
Deductible · ind / family
$10,000 / $20,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$8,000 / $16,000
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$7,000 / $14,000
Out-of-pocket max · ind / family
$8,300 / $16,600
Deductible · ind / family
$8,000 / $16,000
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$8,000 / $16,000
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$8,600 / $17,200
Out-of-pocket max · ind / family
$8,600 / $17,200
Deductible · ind / family
$8,000 / $16,000
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$8,000 / $16,000
Out-of-pocket max · ind / family
$10,600 / $21,200
ICON Bronze Essential 9000 With 4 Copay No Deductible Office Visits POS
by Regence Blue Shield of Idaho
Bronze HSA eligible POS
Deductible · ind / family
$9,000 / $18,000
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$7,500 / $15,000
Deductible · ind / family
$10,600 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$8,000 / $16,000
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$6,250 / $12,500
Out-of-pocket max · ind / family
$7,500 / $15,000
Deductible · ind / family
$8,000 / $16,000
Out-of-pocket max · ind / family
$10,600 / $21,200
Select Health Med Exp Bronze 9950 - no deductible for office visits
by SelectHealth, Inc.
Bronze HSA eligible PPO
Deductible · ind / family
$9,950 / $19,900
Out-of-pocket max · ind / family
$9,950 / $19,900
Deductible · ind / family
$6,250 / $12,500
Out-of-pocket max · ind / family
$7,500 / $15,000
Deductible · ind / family
$8,400 / $16,800
Out-of-pocket max · ind / family
$8,400 / $16,800
Deductible · ind / family
$6,250 / $12,500
Out-of-pocket max · ind / family
$7,500 / $15,000
Deductible · ind / family
$8,000 / $16,000
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$9,200 / $18,400
Out-of-pocket max · ind / family
$9,500 / $19,000
Select Health SAHA Exp Bronze 9950 - no deductible for office visits
by SelectHealth, Inc.
Bronze HSA eligible PPO
Deductible · ind / family
$9,950 / $19,900
Out-of-pocket max · ind / family
$9,950 / $19,900
Deductible · ind / family
$9,000 / $18,000
Out-of-pocket max · ind / family
$10,500 / $21,000
Select Health SAHA Exp Bronze 7000 - no deductible for PCP visits
by SelectHealth, Inc.
Bronze HSA eligible PPO
Deductible · ind / family
$7,000 / $14,000
Out-of-pocket max · ind / family
$9,900 / $19,800
Select Health SLHP Exp Bronze 9950 - no deductible for office visits
by SelectHealth, Inc.
Bronze HSA eligible PPO
Deductible · ind / family
$9,950 / $19,900
Out-of-pocket max · ind / family
$9,950 / $19,900
Deductible · ind / family
$8,400 / $16,800
Out-of-pocket max · ind / family
$8,400 / $16,800
Deductible · ind / family
$8,400 / $16,800
Out-of-pocket max · ind / family
$8,400 / $16,800
Deductible · ind / family
$8,000 / $16,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$8,600 / $17,200
Out-of-pocket max · ind / family
$8,600 / $17,200
Select Health Med Exp Bronze 7000 - no deductible for office visits
by SelectHealth, Inc.
Bronze HSA eligible PPO
Deductible · ind / family
$7,000 / $14,000
Out-of-pocket max · ind / family
$9,900 / $19,800
Deductible · ind / family
$9,000 / $18,000
Out-of-pocket max · ind / family
$10,500 / $21,000
BrightPath Exp Bronze 7000 - no deductible for office visits
by SelectHealth, Inc.
Bronze HSA eligible PPO
Deductible · ind / family
$7,000 / $14,000
Out-of-pocket max · ind / family
$9,900 / $19,800
Deductible · ind / family
$6,250 / $12,500
Out-of-pocket max · ind / family
$7,500 / $15,000
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$9,950 / $19,900
Deductible · ind / family
$8,600 / $17,200
Out-of-pocket max · ind / family
$8,600 / $17,200
Deductible · ind / family
$8,000 / $16,000
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$8,000 / $16,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$5,500 / $11,000
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$3,200 / $6,400
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$3,200 / $6,400
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$9,900 / $19,800
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$9,900 / $19,800
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$8,500 / $17,000
Deductible · ind / family
$7,100 / $14,200
Out-of-pocket max · ind / family
$8,850 / $17,700
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$9,900 / $19,800
Deductible · ind / family
$5,500 / $11,000
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$7,100 / $14,200
Out-of-pocket max · ind / family
$8,850 / $17,700
Deductible · ind / family
$6,300 / $12,600
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$5,500 / $11,000
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$9,900 / $19,800
Deductible · ind / family
$3,200 / $6,400
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$9,900 / $19,800
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$9,900 / $19,800
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$9,900 / $19,800
Deductible · ind / family
$6,500 / $13,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$6,300 / $12,600
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$9,900 / $19,800
Deductible · ind / family
$6,300 / $12,600
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$6,300 / $12,600
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$6,300 / $12,600
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$7,100 / $14,200
Out-of-pocket max · ind / family
$8,850 / $17,700
Deductible · ind / family
$3,200 / $6,400
Out-of-pocket max · ind / family
$9,200 / $18,400
Molina Silver Saver Off Exchange with Four Free PCP Visits
by Molina Healthcare of Utah, Inc. dba Molina Healthcare of Idaho, Inc.
Silver HMO
Deductible · ind / family
$7,000 / $14,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$9,900 / $19,800
Deductible · ind / family
$7,100 / $14,200
Out-of-pocket max · ind / family
$8,850 / $17,700
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$9,900 / $19,800
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$5,500 / $11,000
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$9,900 / $19,800
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$9,300 / $18,600
Deductible · ind / family
$7,100 / $14,200
Out-of-pocket max · ind / family
$8,850 / $17,700
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$9,900 / $19,800
Deductible · ind / family
$5,500 / $11,000
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$7,100 / $14,200
Out-of-pocket max · ind / family
$8,850 / $17,700
Molina Silver Core Off Exchange
by Molina Healthcare of Utah, Inc. dba Molina Healthcare of Idaho, Inc.
Silver HMO
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,990 / $17,980
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$9,900 / $19,800
Deductible · ind / family
$3,200 / $6,400
Out-of-pocket max · ind / family
$9,200 / $18,400
Molina Silver Core Off Exchange Plus with Adult Vision
by Molina Healthcare of Utah, Inc. dba Molina Healthcare of Idaho, Inc.
Silver HMO
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,990 / $17,980
Deductible · ind / family
$3,200 / $6,400
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$5,500 / $11,000
Out-of-pocket max · ind / family
$9,200 / $18,400
Molina Silver Core Off Exchange Plus with Adult Dental and Vision
by Molina Healthcare of Utah, Inc. dba Molina Healthcare of Idaho, Inc.
Silver HMO
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,990 / $17,980
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$7,100 / $14,200
Out-of-pocket max · ind / family
$8,850 / $17,700
Deductible · ind / family
$5,700 / $11,400
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$9,900 / $19,800
Deductible · ind / family
$7,100 / $14,200
Out-of-pocket max · ind / family
$8,850 / $17,700
Deductible · ind / family
$3,600 / $7,200
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$8,000 / $16,000
Out-of-pocket max · ind / family
$10,500 / $21,000
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$6,400 / $12,800
Out-of-pocket max · ind / family
$7,400 / $14,800
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$9,900 / $19,800
Deductible · ind / family
$6,300 / $12,600
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$3,200 / $6,400
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$5,500 / $11,000
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$8,000 / $16,000
Out-of-pocket max · ind / family
$9,500 / $19,000
Deductible · ind / family
$5,500 / $11,000
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$8,000 / $16,000
Out-of-pocket max · ind / family
$9,500 / $19,000
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$9,900 / $19,800
Deductible · ind / family
$6,500 / $13,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$6,300 / $12,600
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$6,300 / $12,600
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$3,200 / $6,400
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$1,100 / $2,200
Out-of-pocket max · ind / family
$8,000 / $16,000
Deductible · ind / family
$2,300 / $4,600
Out-of-pocket max · ind / family
$10,150 / $20,300
Molina Gold Value Off Exchange Plus with Adult Dental and Vision
by Molina Healthcare of Utah, Inc. dba Molina Healthcare of Idaho, Inc.
Gold HMO
Deductible · ind / family
$2,250 / $4,500
Out-of-pocket max · ind / family
$8,000 / $16,000
Molina Gold Enhanced 895 Off Exchange Plus with Adult Dental and Vision
by Molina Healthcare of Utah, Inc. dba Molina Healthcare of Idaho, Inc.
Gold HMO
Deductible · ind / family
$895 / $1,790
Out-of-pocket max · ind / family
$8,700 / $17,400
Molina Gold Core 1640 Off Exchange Plus with Adult Dental and Vision
by Molina Healthcare of Utah, Inc. dba Molina Healthcare of Idaho, Inc.
Gold HMO
Deductible · ind / family
$1,640 / $3,280
Out-of-pocket max · ind / family
$8,100 / $16,200
Molina Gold Enhanced 895 Off Exchange Plus with Adult Vision
by Molina Healthcare of Utah, Inc. dba Molina Healthcare of Idaho, Inc.
Gold HMO
Deductible · ind / family
$895 / $1,790
Out-of-pocket max · ind / family
$8,700 / $17,400
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$9,200 / $18,400
Molina Gold Enhanced 895 Off Exchange
by Molina Healthcare of Utah, Inc. dba Molina Healthcare of Idaho, Inc.
Gold HMO
Deductible · ind / family
$895 / $1,790
Out-of-pocket max · ind / family
$8,700 / $17,400
Molina Gold Core 1640 Off Exchange
by Molina Healthcare of Utah, Inc. dba Molina Healthcare of Idaho, Inc.
Gold HMO
Deductible · ind / family
$1,640 / $3,280
Out-of-pocket max · ind / family
$8,100 / $16,200
Deductible · ind / family
$2,200 / $4,400
Out-of-pocket max · ind / family
$7,600 / $15,200
Deductible · ind / family
$1,500 / $3,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Molina Gold Value Off Exchange
by Molina Healthcare of Utah, Inc. dba Molina Healthcare of Idaho, Inc.
Gold HMO
Deductible · ind / family
$2,250 / $4,500
Out-of-pocket max · ind / family
$8,000 / $16,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,000 / $16,000
Molina Gold Value Off Exchange Plus with Adult Vision
by Molina Healthcare of Utah, Inc. dba Molina Healthcare of Idaho, Inc.
Gold HMO
Deductible · ind / family
$2,250 / $4,500
Out-of-pocket max · ind / family
$8,000 / $16,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,000 / $16,000
Deductible · ind / family
$1,500 / $3,000
Out-of-pocket max · ind / family
$7,000 / $14,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,000 / $16,000
Deductible · ind / family
$1,500 / $3,000
Out-of-pocket max · ind / family
$9,000 / $18,000
Deductible · ind / family
$1,500 / $3,000
Out-of-pocket max · ind / family
$7,000 / $14,000
Deductible · ind / family
$1,000 / $2,000
Out-of-pocket max · ind / family
$9,900 / $19,800
Deductible · ind / family
$2,300 / $4,600
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,000 / $16,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,000 / $16,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,000 / $16,000
Deductible · ind / family
$1,000 / $2,000
Out-of-pocket max · ind / family
$9,900 / $19,800
Deductible · ind / family
$1,000 / $2,000
Out-of-pocket max · ind / family
$9,900 / $19,800
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,000 / $16,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,000 / $16,000
Molina Gold Core 1640 Off Exchange Plus with Adult Vision
by Molina Healthcare of Utah, Inc. dba Molina Healthcare of Idaho, Inc.
Gold HMO
Deductible · ind / family
$1,640 / $3,280
Out-of-pocket max · ind / family
$8,100 / $16,200
Deductible · ind / family
$500 / $1,000
Out-of-pocket max · ind / family
$1,500 / $3,000
Frequently asked questions
What are Obamacare health insurance plans?
Obamacare plans are eligible for reduced costs through a subsidy tax credit. They're offered only through the federal marketplace (healthcare.gov) or a state's own exchange — but certified brokers, agents, and web brokers can help you enroll and apply for a subsidy.
What are Off-Exchange health insurance plans?
Off-Exchange plans are available outside the federal marketplaces and existed before Obamacare. You can enroll through a broker, agent, web broker, or directly with the insurance company.
What's the difference between Obamacare and Off-Exchange plans?
The main difference is that only Obamacare plans are eligible for a subsidy tax credit. Otherwise, plan design, coverage, and rates are similar, and both must follow federal regulations.
How do I choose the plan that's best for me and my family?
Understand a few key concepts first — premium price, out-of-pocket costs, deductibles, and metal levels. Our choosing-a-plan FAQ explains each one.