Hawaii Medical Service Association

Health insurance plans in Hawaii · 2026

Compare every Hawaii Medical Service Association plan available in Hawaii, then estimate your subsidy to see your real monthly price.

Obamacare (On-Exchange) plans

Subsidy-eligible plans sold through the federal Marketplace. Prices shown are before any tax credit.

HMSA Bronze PPO I
by Hawaii Medical Service Association
Bronze HSA eligible PPO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
HMSA Bronze PPO II HSA
by Hawaii Medical Service Association
Bronze HSA eligible PPO
Deductible · ind / family
$7,100 / $14,200
Out-of-pocket max · ind / family
$7,100 / $14,200
HMSA Silver PPO
by Hawaii Medical Service Association
Silver PPO
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
HMSA Gold PPO I
by Hawaii Medical Service Association
Gold PPO
Deductible · ind / family
$700 / $1,400
Out-of-pocket max · ind / family
$8,200 / $16,400
HMSA Gold PPO II
by Hawaii Medical Service Association
Gold PPO
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
HMSA Platinum PPO
by Hawaii Medical Service Association
Platinum PPO
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$5,200 / $10,400
HMSA Catastrophic Plan
by Hawaii Medical Service Association
Catastrophic HSA eligible PPO
Deductible · ind / family
$10,600 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200

Off-Exchange plans

Plans sold directly by the carrier, outside the federal Marketplace. These are not eligible for a subsidy tax credit.