Silver Value 1815 + Adult Dental + Adult Vision ($25 Tier 1 Primary Care Copay, Specialist & Urgent Care Copays, High Value Network Savings)

Health Insurance Plan Details (2025 Plan)

by Health First Commercial Plans, Inc.

Monthly Premium

HMO
$ubsidy
Silver
Deductible
$3,650 /yr
Max Out-of-Pocket
$7,100 /yr

Details

Deductible (per individual) $3,650 /yr
Deductible (per family) $7,300 /yr
Max Out-of-Pocket (per individual) $7,100 /yr
Max Out-of-Pocket (per family) $14,200 /yr
Drug Deductible (per individual) $200
Drug Deductible (per family) $400
Drug Max Out-of-Pocket (per individual) Included in Medical
Drug Max Out-of-Pocket (per family) Included in Medical
Plan Type HMO
Includes Child Dental? Yes
Includes Adult Dental? Yes
Medical Services
Preventive Care No Charge
Primary Care Visit $25 Copay
Specialist Visit $100 Copay
Emergency Room 20% Coinsurance after deductible
Inpatient Facility 20% Coinsurance after deductible
Inpatient Physician 20% Coinsurance after deductible
Drug Costs
Generic Drugs $15 Copay
Preferred Brand Drugs $30 Copay after deductible
Non-preferred Brand Drugs $55 Copay after deductible
Specialty Drugs 25% Coinsurance after deductible

Plan Documents

Summary of Benefits and Coverage SBC doc
Provider Directory Doctor lookup
Drug Formulary List drug list

* Figures shown are only for in-network medical costs

** Please check with insurance company if Copay and Coinsurance rates are before or after the deductible


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