Deductible · ind / family
$5,200 / $10,400
Out-of-pocket max · ind / family
$8,050 / $16,100
Delaware Health Insurance Plans
2026 Subsidy-eligible and Off-Exchange plans
44 plans across the state
Obamacare (On-Exchange) plans
Subsidy-eligible plans sold through the federal Marketplace. Prices shown are before any tax credit.
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
my Blue Access Select PPO Bronze 3800 + Adult Dental and Vision
by Highmark BCBSD Inc.
Bronze HSA eligible PPO
Deductible · ind / family
$3,800 / $7,600
Out-of-pocket max · ind / family
$9,900 / $19,800
Deductible · ind / family
$8,450 / $16,900
Out-of-pocket max · ind / family
$10,150 / $20,300
AmeriHealth Caritas Next Bronze Essential + No Referrals
by AmeriHealth Caritas Next
Bronze HSA eligible HMO
Deductible · ind / family
$10,600 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$8,450 / $16,900
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$9,200 / $18,400
Out-of-pocket max · ind / family
$9,200 / $18,400
AmeriHealth Caritas Next Bronze Signature + No Referrals
by AmeriHealth Caritas Next
Bronze HSA eligible HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$5,200 / $10,400
Out-of-pocket max · ind / family
$8,050 / $16,100
AmeriHealth Caritas Next Bronze Premier + No Referrals
by AmeriHealth Caritas Next
Bronze HSA eligible HMO
Deductible · ind / family
$3,850 / $7,700
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$3,800 / $7,600
Out-of-pocket max · ind / family
$9,900 / $19,800
Standard Expanded Bronze + Vision + Adult Dental
by Ambetter Health of Delaware
Bronze HSA eligible EPO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$400 / $800
Out-of-pocket max · ind / family
$10,200 / $20,400
Deductible · ind / family
$6,300 / $12,600
Out-of-pocket max · ind / family
$8,400 / $16,800
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$6,100 / $12,200
Out-of-pocket max · ind / family
$9,000 / $18,000
my Blue Access Select PPO Premier Silver 0 + Adult Dental and Vision
by Highmark BCBSD Inc.
Silver PPO
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$9,700 / $19,400
Deductible · ind / family
$6,300 / $12,600
Out-of-pocket max · ind / family
$8,400 / $16,800
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$8,350 / $16,700
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$8,350 / $16,700
Deductible · ind / family
$1,200 / $2,400
Out-of-pocket max · ind / family
$9,150 / $18,300
Deductible · ind / family
$1,450 / $2,900
Out-of-pocket max · ind / family
$7,500 / $15,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,300 / $16,600
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,300 / $16,600
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$7,000 / $14,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,300 / $16,600
Deductible · ind / family
$950 / $1,900
Out-of-pocket max · ind / family
$8,500 / $17,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,300 / $16,600
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$7,500 / $15,000
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$7,500 / $15,000
Deductible · ind / family
$1,200 / $2,400
Out-of-pocket max · ind / family
$9,150 / $18,300
Deductible · ind / family
$1,450 / $2,900
Out-of-pocket max · ind / family
$7,500 / $15,000
my Blue Access Select PPO Standard Gold 2000 + Adult Dental and Vision
by Highmark BCBSD Inc.
Gold PPO
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,300 / $16,600
Deductible · ind / family
$1,700 / $3,400
Out-of-pocket max · ind / family
$7,100 / $14,200
my Blue Access Select PPO Premier Platinum 0 + Adult Dental and Vision
by Highmark BCBSD Inc.
Platinum PPO
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$5,000 / $10,000
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$5,300 / $10,600
my Blue Access Major Events Select PPO Catastrophic 10600 - 3 Free PCP Visits
by Highmark BCBSD Inc.
Catastrophic HSA eligible PPO
Deductible · ind / family
$10,600 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200
Off-Exchange plans
Plans sold directly by the carriers, outside the federal Marketplace. These are not eligible for a subsidy tax credit.
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$9,400 / $18,800
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$9,400 / $18,800
AmeriHealth Caritas Next Silver Off-Marketplace High + No Referrals
by AmeriHealth Caritas Next
Silver HMO
Deductible · ind / family
$2,750 / $5,500
Out-of-pocket max · ind / family
$10,600 / $21,200
AmeriHealth Caritas Next Silver Off-Marketplace Low + No Referrals
by AmeriHealth Caritas Next
Silver HMO
Deductible · ind / family
$5,500 / $11,000
Out-of-pocket max · ind / family
$10,600 / $21,200
Frequently asked questions
What are Obamacare health insurance plans?
Obamacare plans are eligible for reduced costs through a subsidy tax credit. They're offered only through the federal marketplace (healthcare.gov) or a state's own exchange — but certified brokers, agents, and web brokers can help you enroll and apply for a subsidy.
What are Off-Exchange health insurance plans?
Off-Exchange plans are available outside the federal marketplaces and existed before Obamacare. You can enroll through a broker, agent, web broker, or directly with the insurance company.
What's the difference between Obamacare and Off-Exchange plans?
The main difference is that only Obamacare plans are eligible for a subsidy tax credit. Otherwise, plan design, coverage, and rates are similar, and both must follow federal regulations.
How do I choose the plan that's best for me and my family?
Understand a few key concepts first — premium price, out-of-pocket costs, deductibles, and metal levels. Our choosing-a-plan FAQ explains each one.