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Plans Offered by Blue Cross and Blue Shield of NC in North Carolina

Obamacare and Off-Exchange Health Insurance Plans

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Plan Name On or Off Exchange Plan eligible for subsidy? Metal Level Deductible (individual/family) Out-of-pocket Max (individual/family)
Blue Home Bronze Complete | $60 PCP | $20 Tier 1 Rx | with UNC Health Alliance by Blue Cross and Blue Shield of NC Both Bronze $4,000 / $8,000 $10,600 / $21,200 Price & Details
Blue Home Bronze HSA Eligible | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC Both Bronze $8,500 / $17,000 $8,500 / $17,000 Price & Details
Blue Advantage Bronze HSA Eligible | Integrated | Nationwide Doctors by Blue Cross and Blue Shield of NC Both Bronze $8,500 / $17,000 $8,500 / $17,000 Price & Details
Blue Value Bronze Complete | $60 PCP | $20 Tier 1 Rx | Limited Statewide Doctors by Blue Cross and Blue Shield of NC Both Bronze $4,000 / $8,000 $10,600 / $21,200 Price & Details
Blue Value Bronze HSA Eligible | Integrated | Limited Statewide Doctors by Blue Cross and Blue Shield of NC Both Bronze $8,500 / $17,000 $8,500 / $17,000 Price & Details
Blue Care Bronze Complete | $60 PCP | $20 Tier 1 Rx | Statewide Doctors by Blue Cross and Blue Shield of NC Both Bronze $4,000 / $8,000 $10,600 / $21,200 Price & Details
Blue Care Bronze HSA Eligible | Integrated | Statewide Doctors by Blue Cross and Blue Shield of NC Both Bronze $8,500 / $17,000 $8,500 / $17,000 Price & Details
Blue Local Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC Both Bronze $7,000 / $14,000 $10,600 / $21,200 Price & Details
Blue Local Bronze Standard | with Atrium Health by Blue Cross and Blue Shield of NC Both Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Blue Value Bronze Complete | $60 PCP | $20 Tier 1 Rx | Limited Statewide Doctors by Blue Cross and Blue Shield of NC Both Bronze $4,000 / $8,000 $10,600 / $21,200 Price & Details
Blue Value Bronze HSA Eligible | Integrated | Limited Statewide Doctors by Blue Cross and Blue Shield of NC Both Bronze $8,500 / $17,000 $8,500 / $17,000 Price & Details
Blue Local Bronze Standard | with Atrium Health by Blue Cross and Blue Shield of NC Both Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Blue Local Bronze Complete | $60 PCP | $20 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC Both Bronze $4,000 / $8,000 $10,600 / $21,200 Price & Details
Blue Local Bronze HSA Eligible | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC Both Bronze $8,500 / $17,000 $8,500 / $17,000 Price & Details
Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Novant Health by Blue Cross and Blue Shield of NC Both Bronze $7,000 / $14,000 $10,600 / $21,200 Price & Details
Blue Home Bronze Standard | with Novant Health by Blue Cross and Blue Shield of NC Both Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Blue Local Bronze Standard | with Atrium Health by Blue Cross and Blue Shield of NC Both Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Blue Home Bronze Complete | $60 PCP | $20 Tier 1 Rx | with UNC Health Alliance by Blue Cross and Blue Shield of NC Both Bronze $4,000 / $8,000 $10,600 / $21,200 Price & Details
Blue Home Bronze Standard | with UNC Health Alliance by Blue Cross and Blue Shield of NC Both Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Blue Home Bronze HSA Eligible | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC Both Bronze $8,500 / $17,000 $8,500 / $17,000 Price & Details
Blue Local Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC Both Bronze $7,000 / $14,000 $10,600 / $21,200 Price & Details
Blue Local Bronze Standard | with Atrium Health by Blue Cross and Blue Shield of NC Both Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Blue Home Bronze Standard | with Cone Health by Blue Cross and Blue Shield of NC Both Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC Both Bronze $7,000 / $14,000 $10,600 / $21,200 Price & Details
Blue Home Bronze Complete | $60 PCP | $20 Tier 1 Rx | with UNC Health Alliance by Blue Cross and Blue Shield of NC Both Bronze $4,000 / $8,000 $10,600 / $21,200 Price & Details
Blue Home Bronze HSA Eligible | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC Both Bronze $8,500 / $17,000 $8,500 / $17,000 Price & Details
Blue Local Bronze Standard | with Atrium Health by Blue Cross and Blue Shield of NC Both Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Blue Local Bronze HSA Eligible | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC Both Bronze $8,500 / $17,000 $8,500 / $17,000 Price & Details
Blue Care Bronze Standard | Statewide Doctors by Blue Cross and Blue Shield of NC Both Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Blue Care Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Statewide Doctors by Blue Cross and Blue Shield of NC Both Bronze $7,000 / $14,000 $10,600 / $21,200 Price & Details
Blue Local Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC Both Bronze $7,000 / $14,000 $10,600 / $21,200 Price & Details
Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Nationwide Doctors by Blue Cross and Blue Shield of NC Both Bronze $7,000 / $14,000 $10,600 / $21,200 Price & Details
Blue Advantage Bronze Standard | Nationwide Doctors by Blue Cross and Blue Shield of NC Both Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Blue Advantage Bronze Complete | $60 PCP | $20 Tier 1 Rx | Nationwide Doctors by Blue Cross and Blue Shield of NC Both Bronze $4,000 / $8,000 $10,600 / $21,200 Price & Details
Blue Value Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Limited Statewide Doctors by Blue Cross and Blue Shield of NC Both Bronze $7,000 / $14,000 $10,600 / $21,200 Price & Details
Blue Home Bronze Standard | with Novant Health by Blue Cross and Blue Shield of NC Both Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Blue Value Bronze Standard | Limited Statewide Doctors by Blue Cross and Blue Shield of NC Both Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Blue Local Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC Both Bronze $7,000 / $14,000 $10,600 / $21,200 Price & Details
Blue Local Bronze Complete | $60 PCP | $20 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC Both Bronze $4,000 / $8,000 $10,600 / $21,200 Price & Details
Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Novant Health by Blue Cross and Blue Shield of NC Both Bronze $7,000 / $14,000 $10,600 / $21,200 Price & Details
Blue Home Bronze Standard | with UNC Health Alliance by Blue Cross and Blue Shield of NC Both Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC Both Bronze $7,000 / $14,000 $10,600 / $21,200 Price & Details
Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC Both Bronze $7,000 / $14,000 $10,600 / $21,200 Price & Details
Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Cone Health by Blue Cross and Blue Shield of NC Both Bronze $7,000 / $14,000 $10,600 / $21,200 Price & Details
Blue Value Bronze Standard | Limited Statewide Doctors by Blue Cross and Blue Shield of NC Both Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Blue Home Bronze Standard | with UNC Health Alliance by Blue Cross and Blue Shield of NC Both Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Blue Value Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Limited Statewide Doctors by Blue Cross and Blue Shield of NC Both Bronze $7,000 / $14,000 $10,600 / $21,200 Price & Details
Blue Local Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC Both Bronze $7,000 / $14,000 $10,600 / $21,200 Price & Details
Blue Home Silver Standard | with UNC Health Alliance by Blue Cross and Blue Shield of NC Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Blue Advantage Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Nationwide Doctors by Blue Cross and Blue Shield of NC Both Silver $2,800 / $5,600 $10,600 / $21,200 Price & Details
Blue Advantage Silver Standard | Nationwide Doctors by Blue Cross and Blue Shield of NC Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Blue Value Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Limited Statewide Doctors by Blue Cross and Blue Shield of NC Both Silver $3,000 / $6,000 $10,600 / $21,200 Price & Details
Blue Value Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Limited Statewide Doctors by Blue Cross and Blue Shield of NC Both Silver $2,800 / $5,600 $10,600 / $21,200 Price & Details
Blue Value Silver Standard | Limited Statewide Doctors by Blue Cross and Blue Shield of NC Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Blue Care Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Statewide Doctors by Blue Cross and Blue Shield of NC Both Silver $2,800 / $5,600 $10,600 / $21,200 Price & Details
Blue Care Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Statewide Doctors by Blue Cross and Blue Shield of NC Both Silver $3,000 / $6,000 $10,600 / $21,200 Price & Details
Blue Local Silver Standard | with Atrium Health by Blue Cross and Blue Shield of NC Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Blue Value Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Limited Statewide Doctors by Blue Cross and Blue Shield of NC Both Silver $3,000 / $6,000 $10,600 / $21,200 Price & Details
Blue Value Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Limited Statewide Doctors by Blue Cross and Blue Shield of NC Both Silver $2,800 / $5,600 $10,600 / $21,200 Price & Details
Blue Value Silver Standard | Limited Statewide Doctors by Blue Cross and Blue Shield of NC Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Blue Local Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC Both Silver $3,000 / $6,000 $10,600 / $21,200 Price & Details
Blue Local Silver Standard | with Atrium Health by Blue Cross and Blue Shield of NC Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Blue Home Silver Standard | with Novant Health by Blue Cross and Blue Shield of NC Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Blue Local Silver Standard | with Atrium Health by Blue Cross and Blue Shield of NC Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Blue Home Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | with UNC Health Alliance by Blue Cross and Blue Shield of NC Both Silver $3,000 / $6,000 $10,600 / $21,200 Price & Details
Blue Home Silver Standard | with UNC Health Alliance by Blue Cross and Blue Shield of NC Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Blue Local Silver Standard | with Atrium Health by Blue Cross and Blue Shield of NC Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Blue Home Silver Standard | with Cone Health by Blue Cross and Blue Shield of NC Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Blue Home Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | with UNC Health Alliance by Blue Cross and Blue Shield of NC Both Silver $3,000 / $6,000 $10,600 / $21,200 Price & Details
Blue Local Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC Both Silver $3,000 / $6,000 $10,600 / $21,200 Price & Details
Blue Advantage Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Nationwide Doctors by Blue Cross and Blue Shield of NC Both Silver $3,000 / $6,000 $10,600 / $21,200 Price & Details
Blue Local Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC Both Silver $2,800 / $5,600 $10,600 / $21,200 Price & Details
Blue Home Silver Standard | with Novant Health by Blue Cross and Blue Shield of NC Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Blue Care Silver Standard | Statewide Doctors by Blue Cross and Blue Shield of NC Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Blue Local Silver Standard | with Atrium Health by Blue Cross and Blue Shield of NC Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Novant Health by Blue Cross and Blue Shield of NC Both Silver $2,800 / $5,600 $10,600 / $21,200 Price & Details
Blue Local Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC Both Silver $2,800 / $5,600 $10,600 / $21,200 Price & Details
Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Novant Health by Blue Cross and Blue Shield of NC Both Silver $2,800 / $5,600 $10,600 / $21,200 Price & Details
Blue Local Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC Both Silver $2,800 / $5,600 $10,600 / $21,200 Price & Details
Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC Both Silver $2,800 / $5,600 $10,600 / $21,200 Price & Details
Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Cone Health by Blue Cross and Blue Shield of NC Both Silver $2,800 / $5,600 $10,600 / $21,200 Price & Details
Blue Home Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | with UNC Health Alliance by Blue Cross and Blue Shield of NC Both Silver $3,000 / $6,000 $10,600 / $21,200 Price & Details
Blue Local Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC Both Silver $2,800 / $5,600 $10,600 / $21,200 Price & Details
Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC Both Silver $2,800 / $5,600 $10,600 / $21,200 Price & Details
Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC Both Silver $2,800 / $5,600 $10,600 / $21,200 Price & Details
Blue Home Silver Standard | with UNC Health Alliance by Blue Cross and Blue Shield of NC Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Blue Local Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC Both Silver $2,800 / $5,600 $10,600 / $21,200 Price & Details
Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with UNC Health Alliance by Blue Cross and Blue Shield of NC Both Gold $1,800 / $3,600 $10,600 / $21,200 Price & Details
Blue Advantage Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Nationwide Doctors by Blue Cross and Blue Shield of NC Both Gold $1,800 / $3,600 $10,600 / $21,200 Price & Details
Blue Advantage Gold Standard A | Nationwide Doctors by Blue Cross and Blue Shield of NC Both Gold $2,000 / $4,000 $8,200 / $16,400 Price & Details
Blue Care Gold Standard A | Statewide Doctors by Blue Cross and Blue Shield of NC Both Gold $2,000 / $4,000 $8,200 / $16,400 Price & Details
Blue Care Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Statewide Doctors by Blue Cross and Blue Shield of NC Both Gold $1,800 / $3,600 $10,600 / $21,200 Price & Details
Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC Both Gold $1,800 / $3,600 $10,600 / $21,200 Price & Details
Blue Local Gold Standard A | with Atrium Health by Blue Cross and Blue Shield of NC Both Gold $2,000 / $4,000 $8,200 / $16,400 Price & Details
Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Novant Health by Blue Cross and Blue Shield of NC Both Gold $1,800 / $3,600 $10,600 / $21,200 Price & Details
Blue Home Gold Standard A | with Novant Health by Blue Cross and Blue Shield of NC Both Gold $2,000 / $4,000 $8,200 / $16,400 Price & Details
Blue Value Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Limited Statewide Doctors by Blue Cross and Blue Shield of NC Both Gold $1,800 / $3,600 $10,600 / $21,200 Price & Details
Blue Value Gold Standard A | Limited Statewide Doctors by Blue Cross and Blue Shield of NC Both Gold $2,000 / $4,000 $8,200 / $16,400 Price & Details
Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC Both Gold $1,800 / $3,600 $10,600 / $21,200 Price & Details
Blue Local Gold Standard A | with Atrium Health by Blue Cross and Blue Shield of NC Both Gold $2,000 / $4,000 $8,200 / $16,400 Price & Details
Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Novant Health by Blue Cross and Blue Shield of NC Both Gold $1,800 / $3,600 $10,600 / $21,200 Price & Details
Blue Home Gold Standard A | with Novant Health by Blue Cross and Blue Shield of NC Both Gold $2,000 / $4,000 $8,200 / $16,400 Price & Details
Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC Both Gold $1,800 / $3,600 $10,600 / $21,200 Price & Details
Blue Local Gold Standard A | with Atrium Health by Blue Cross and Blue Shield of NC Both Gold $2,000 / $4,000 $8,200 / $16,400 Price & Details
Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with UNC Health Alliance by Blue Cross and Blue Shield of NC Both Gold $1,800 / $3,600 $10,600 / $21,200 Price & Details
Blue Home Gold Standard A | with UNC Health Alliance by Blue Cross and Blue Shield of NC Both Gold $2,000 / $4,000 $8,200 / $16,400 Price & Details
Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC Both Gold $1,800 / $3,600 $10,600 / $21,200 Price & Details
Blue Local Gold Standard A | with Atrium Health by Blue Cross and Blue Shield of NC Both Gold $2,000 / $4,000 $8,200 / $16,400 Price & Details
Blue Home Gold Standard A | with Cone Health by Blue Cross and Blue Shield of NC Both Gold $2,000 / $4,000 $8,200 / $16,400 Price & Details
Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with UNC Health Alliance by Blue Cross and Blue Shield of NC Both Gold $1,800 / $3,600 $10,600 / $21,200 Price & Details
Blue Home Gold Standard A | with UNC Health Alliance by Blue Cross and Blue Shield of NC Both Gold $2,000 / $4,000 $8,200 / $16,400 Price & Details
Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC Both Gold $1,800 / $3,600 $10,600 / $21,200 Price & Details
Blue Local Gold Standard A | with Atrium Health by Blue Cross and Blue Shield of NC Both Gold $2,000 / $4,000 $8,200 / $16,400 Price & Details
Blue Value Gold Standard A | Limited Statewide Doctors by Blue Cross and Blue Shield of NC Both Gold $2,000 / $4,000 $8,200 / $16,400 Price & Details
Blue Value Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Limited Statewide Doctors by Blue Cross and Blue Shield of NC Both Gold $1,800 / $3,600 $10,600 / $21,200 Price & Details
Blue Home Gold Standard A | with UNC Health Alliance by Blue Cross and Blue Shield of NC Both Gold $2,000 / $4,000 $8,200 / $16,400 Price & Details
Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Cone Health by Blue Cross and Blue Shield of NC Both Gold $1,800 / $3,600 $10,600 / $21,200 Price & Details
Blue Home Bronze Standard A | with UNC Health Alliance by Blue Cross and Blue Shield of NC Off Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Blue Local Bronze Basic A | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC Off Bronze $7,000 / $14,000 $10,600 / $21,200 Price & Details
Blue Local Bronze Standard A | with Atrium Health by Blue Cross and Blue Shield of NC Off Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Blue Local Bronze HSA Eligible A | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC Off Bronze $8,500 / $17,000 $8,500 / $17,000 Price & Details
Blue Advantage Bronze Basic A | 3 Free PCP | $25 Tier 1 Rx | Integrated | Nationwide Doctors by Blue Cross and Blue Shield of NC Off Bronze $7,000 / $14,000 $10,600 / $21,200 Price & Details
Blue Advantage Bronze Standard A | Nationwide Doctors by Blue Cross and Blue Shield of NC Off Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Blue Advantage Bronze Complete A | $60 PCP | $20 Tier 1 Rx | Nationwide Doctors by Blue Cross and Blue Shield of NC Off Bronze $4,000 / $8,000 $10,600 / $21,200 Price & Details
Blue Advantage Bronze HSA Eligible A | Integrated | Nationwide Doctors by Blue Cross and Blue Shield of NC Off Bronze $8,500 / $17,000 $8,500 / $17,000 Price & Details
Blue Value Bronze Basic A | 3 Free PCP | $25 Tier 1 Rx | Integrated | Limited Statewide Doctors by Blue Cross and Blue Shield of NC Off Bronze $7,000 / $14,000 $10,600 / $21,200 Price & Details
Blue Value Bronze Standard A | Limited Statewide Doctors by Blue Cross and Blue Shield of NC Off Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Blue Value Bronze Complete A | $60 PCP | $20 Tier 1 Rx | Limited Statewide Doctors by Blue Cross and Blue Shield of NC Off Bronze $4,000 / $8,000 $10,600 / $21,200 Price & Details
Blue Value Bronze HSA Eligible A | Integrated | Limited Statewide Doctors by Blue Cross and Blue Shield of NC Off Bronze $8,500 / $17,000 $8,500 / $17,000 Price & Details
Blue Home Bronze Standard A | with Novant Health by Blue Cross and Blue Shield of NC Off Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Blue Home Bronze Standard A | with Novant Health by Blue Cross and Blue Shield of NC Off Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Blue Home Bronze Basic A | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Novant Health by Blue Cross and Blue Shield of NC Off Bronze $7,000 / $14,000 $10,600 / $21,200 Price & Details
Blue Home Bronze HSA Eligible A | Integrated | with Novant Health by Blue Cross and Blue Shield of NC Off Bronze $8,500 / $17,000 $8,500 / $17,000 Price & Details
Blue Local Bronze HSA Eligible A | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC Off Bronze $8,500 / $17,000 $8,500 / $17,000 Price & Details
Blue Local Bronze Standard A | with Atrium Health by Blue Cross and Blue Shield of NC Off Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Blue Local Bronze Complete A | $60 PCP | $20 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC Off Bronze $4,000 / $8,000 $10,600 / $21,200 Price & Details
Blue Local Bronze Basic A | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC Off Bronze $7,000 / $14,000 $10,600 / $21,200 Price & Details
Blue Local Bronze HSA Eligible A | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC Off Bronze $8,500 / $17,000 $8,500 / $17,000 Price & Details
Blue Home Bronze HSA Eligible A | Integrated | with Cone Health by Blue Cross and Blue Shield of NC Off Bronze $8,500 / $17,000 $8,500 / $17,000 Price & Details
Blue Home Bronze Standard A | with Cone Health by Blue Cross and Blue Shield of NC Off Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Blue Home Bronze Basic A | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Cone Health by Blue Cross and Blue Shield of NC Off Bronze $7,000 / $14,000 $10,600 / $21,200 Price & Details
Blue Home Bronze Standard A | with UNC Health Alliance by Blue Cross and Blue Shield of NC Off Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Blue Home Bronze HSA Eligible A | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC Off Bronze $8,500 / $17,000 $8,500 / $17,000 Price & Details
Blue Home Bronze Basic A | 3 Free PCP | $25 Tier 1 Rx | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC Off Bronze $7,000 / $14,000 $10,600 / $21,200 Price & Details
Blue Home Bronze Complete A | $60 PCP | $20 Tier 1 Rx | with UNC Health Alliance by Blue Cross and Blue Shield of NC Off Bronze $4,000 / $8,000 $10,600 / $21,200 Price & Details
Blue Advantage Bronze Basic A | 3 Free PCP | $25 Tier 1 Rx | Integrated | Nationwide Doctors by Blue Cross and Blue Shield of NC Off Bronze $7,000 / $14,000 $10,600 / $21,200 Price & Details
Blue Advantage Bronze Complete A | $60 PCP | $20 Tier 1 Rx | Nationwide Doctors by Blue Cross and Blue Shield of NC Off Bronze $4,000 / $8,000 $10,600 / $21,200 Price & Details
Blue Advantage Bronze HSA Eligible A | Integrated | Nationwide Doctors by Blue Cross and Blue Shield of NC Off Bronze $8,500 / $17,000 $8,500 / $17,000 Price & Details
Blue Local Bronze Standard A | with Atrium Health by Blue Cross and Blue Shield of NC Off Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Blue Local Bronze HSA Eligible A | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC Off Bronze $8,500 / $17,000 $8,500 / $17,000 Price & Details
Blue Home Bronze Basic A | 3 Free PCP | $25 Tier 1 Rx | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC Off Bronze $7,000 / $14,000 $10,600 / $21,200 Price & Details
Blue Home Bronze Standard A | with UNC Health Alliance by Blue Cross and Blue Shield of NC Off Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Blue Home Bronze HSA Eligible A | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC Off Bronze $8,500 / $17,000 $8,500 / $17,000 Price & Details
Blue Home Bronze Basic A | 3 Free PCP | $25 Tier 1 Rx | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC Off Bronze $7,000 / $14,000 $10,600 / $21,200 Price & Details
Blue Home Bronze Complete A | $60 PCP | $20 Tier 1 Rx | with UNC Health Alliance by Blue Cross and Blue Shield of NC Off Bronze $4,000 / $8,000 $10,600 / $21,200 Price & Details
Blue Value Bronze Standard A | Limited Statewide Doctors by Blue Cross and Blue Shield of NC Off Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Blue Local Bronze Basic A | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC Off Bronze $7,000 / $14,000 $10,600 / $21,200 Price & Details
Blue Value Bronze Complete A | $60 PCP | $20 Tier 1 Rx | Limited Statewide Doctors by Blue Cross and Blue Shield of NC Off Bronze $4,000 / $8,000 $10,600 / $21,200 Price & Details
Blue Local Bronze Standard A | with Atrium Health by Blue Cross and Blue Shield of NC Off Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Blue Value Bronze HSA Eligible A | Integrated | Limited Statewide Doctors by Blue Cross and Blue Shield of NC Off Bronze $8,500 / $17,000 $8,500 / $17,000 Price & Details
Blue Local Bronze Complete A | $60 PCP | $20 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC Off Bronze $4,000 / $8,000 $10,600 / $21,200 Price & Details
Blue Care Bronze Basic A | 3 Free PCP | $25 Tier 1 Rx | Integrated | Statewide Doctors by Blue Cross and Blue Shield of NC Off Bronze $7,000 / $14,000 $10,600 / $21,200 Price & Details
Blue Care Bronze Complete A | $60 PCP | $20 Tier 1 Rx | Statewide Doctors by Blue Cross and Blue Shield of NC Off Bronze $4,000 / $8,000 $10,600 / $21,200 Price & Details
Blue Care Bronze HSA Eligible A | Integrated | Statewide Doctors by Blue Cross and Blue Shield of NC Off Bronze $8,500 / $17,000 $8,500 / $17,000 Price & Details
Blue Care Bronze Standard A | Statewide Doctors by Blue Cross and Blue Shield of NC Off Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Blue Home Bronze HSA Eligible A | Integrated | with Novant Health by Blue Cross and Blue Shield of NC Off Bronze $8,500 / $17,000 $8,500 / $17,000 Price & Details
Blue Home Bronze Basic A | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Novant Health by Blue Cross and Blue Shield of NC Off Bronze $7,000 / $14,000 $10,600 / $21,200 Price & Details
Blue Local Bronze Standard A | with Atrium Health by Blue Cross and Blue Shield of NC Off Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Blue Local Bronze Basic A | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC Off Bronze $7,000 / $14,000 $10,600 / $21,200 Price & Details
Blue Advantage Bronze Standard A | Nationwide Doctors by Blue Cross and Blue Shield of NC Off Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Blue Value Bronze Basic A | 3 Free PCP | $25 Tier 1 Rx | Integrated | Limited Statewide Doctors by Blue Cross and Blue Shield of NC Off Bronze $7,000 / $14,000 $10,600 / $21,200 Price & Details
Blue Local Bronze HSA Eligible A | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC Off Bronze $8,500 / $17,000 $8,500 / $17,000 Price & Details
Blue Home Bronze Complete A | $60 PCP | $20 Tier 1 Rx | with UNC Health Alliance by Blue Cross and Blue Shield of NC Off Bronze $4,000 / $8,000 $10,600 / $21,200 Price & Details
Blue Home Bronze HSA Eligible A | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC Off Bronze $8,500 / $17,000 $8,500 / $17,000 Price & Details
Blue Local Bronze Basic A | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC Off Bronze $7,000 / $14,000 $10,600 / $21,200 Price & Details
Blue Local Silver Preferred A | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC Off Silver $2,800 / $5,600 $10,600 / $21,200 Price & Details
Blue Local Silver Standard A | with Atrium Health by Blue Cross and Blue Shield of NC Off Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Blue Local Silver Access A | 3 Free PCP | $15 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC Off Silver $1,400 / $2,800 $10,600 / $21,200 Price & Details
Blue Care Silver Preferred A | 3 Free PCP | $10 Tier 1 Rx | Integrated | Statewide Doctors by Blue Cross and Blue Shield of NC Off Silver $2,800 / $5,600 $10,600 / $21,200 Price & Details
Blue Care Silver Standard A | Statewide Doctors by Blue Cross and Blue Shield of NC Off Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Blue Care Silver Access A | 3 Free PCP | $15 Tier 1 Rx | Statewide Doctors by Blue Cross and Blue Shield of NC Off Silver $1,400 / $2,800 $10,600 / $21,200 Price & Details
Blue Advantage Silver Preferred A | 3 Free PCP | $10 Tier 1 Rx | Integrated | Nationwide Doctors by Blue Cross and Blue Shield of NC Off Silver $2,800 / $5,600 $10,600 / $21,200 Price & Details
Blue Advantage Silver Access A | 3 Free PCP | $15 Tier 1 Rx | Nationwide Doctors by Blue Cross and Blue Shield of NC Off Silver $1,400 / $2,800 $10,600 / $21,200 Price & Details
Blue Advantage Silver Standard A | Nationwide Doctors by Blue Cross and Blue Shield of NC Off Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Blue Value Silver Preferred A | 3 Free PCP | $10 Tier 1 Rx | Integrated | Limited Statewide Doctors by Blue Cross and Blue Shield of NC Off Silver $2,800 / $5,600 $10,600 / $21,200 Price & Details
Blue Value Silver Access A | 3 Free PCP | $15 Tier 1 Rx | Limited Statewide Doctors by Blue Cross and Blue Shield of NC Off Silver $1,400 / $2,800 $10,600 / $21,200 Price & Details
Blue Value Silver Standard A | Limited Statewide Doctors by Blue Cross and Blue Shield of NC Off Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Blue Home Silver Access A | 3 Free PCP | $15 Tier 1 Rx | with Novant Health by Blue Cross and Blue Shield of NC Off Silver $1,400 / $2,800 $10,600 / $21,200 Price & Details
Blue Home Silver Preferred A | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Novant Health by Blue Cross and Blue Shield of NC Off Silver $2,800 / $5,600 $10,600 / $21,200 Price & Details
Blue Home Silver Access A | 3 Free PCP | $15 Tier 1 Rx | with Novant Health by Blue Cross and Blue Shield of NC Off Silver $1,400 / $2,800 $10,600 / $21,200 Price & Details
Blue Local Silver Access A | 3 Free PCP | $15 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC Off Silver $1,400 / $2,800 $10,600 / $21,200 Price & Details
Blue Local Silver Standard A | with Atrium Health by Blue Cross and Blue Shield of NC Off Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Blue Local Silver Preferred A | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC Off Silver $2,800 / $5,600 $10,600 / $21,200 Price & Details
Blue Home Silver Preferred A | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Cone Health by Blue Cross and Blue Shield of NC Off Silver $2,800 / $5,600 $10,600 / $21,200 Price & Details
Blue Home Silver Standard A | with Cone Health by Blue Cross and Blue Shield of NC Off Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Blue Home Silver Access A | 3 Free PCP | $15 Tier 1 Rx | with Cone Health by Blue Cross and Blue Shield of NC Off Silver $1,400 / $2,800 $10,600 / $21,200 Price & Details
Blue Home Silver Preferred A | 3 Free PCP | $10 Tier 1 Rx | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC Off Silver $2,800 / $5,600 $10,600 / $21,200 Price & Details
Blue Advantage Silver Preferred A | 3 Free PCP | $10 Tier 1 Rx | Integrated | Nationwide Doctors by Blue Cross and Blue Shield of NC Off Silver $2,800 / $5,600 $10,600 / $21,200 Price & Details
Blue Advantage Silver Standard A | Nationwide Doctors by Blue Cross and Blue Shield of NC Off Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Blue Advantage Silver Access A | 3 Free PCP | $15 Tier 1 Rx | Nationwide Doctors by Blue Cross and Blue Shield of NC Off Silver $1,400 / $2,800 $10,600 / $21,200 Price & Details
Blue Local Silver Preferred A | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC Off Silver $2,800 / $5,600 $10,600 / $21,200 Price & Details
Blue Local Silver Access A | 3 Free PCP | $15 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC Off Silver $1,400 / $2,800 $10,600 / $21,200 Price & Details
Blue Home Silver Access A | 3 Free PCP | $15 Tier 1 Rx | with UNC Health Alliance by Blue Cross and Blue Shield of NC Off Silver $1,400 / $2,800 $10,600 / $21,200 Price & Details
Blue Home Silver Preferred A | 3 Free PCP | $10 Tier 1 Rx | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC Off Silver $2,800 / $5,600 $10,600 / $21,200 Price & Details
Blue Home Silver Standard A | with UNC Health Alliance by Blue Cross and Blue Shield of NC Off Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Blue Home Silver Access A | 3 Free PCP | $15 Tier 1 Rx | with UNC Health Alliance by Blue Cross and Blue Shield of NC Off Silver $1,400 / $2,800 $10,600 / $21,200 Price & Details
Blue Value Silver Preferred A | 3 Free PCP | $10 Tier 1 Rx | Integrated | Limited Statewide Doctors by Blue Cross and Blue Shield of NC Off Silver $2,800 / $5,600 $10,600 / $21,200 Price & Details
Blue Value Silver Access A | 3 Free PCP | $15 Tier 1 Rx | Limited Statewide Doctors by Blue Cross and Blue Shield of NC Off Silver $1,400 / $2,800 $10,600 / $21,200 Price & Details
Blue Local Silver Preferred A | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC Off Silver $2,800 / $5,600 $10,600 / $21,200 Price & Details
Blue Local Silver Standard A | with Atrium Health by Blue Cross and Blue Shield of NC Off Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Blue Local Silver Access A | 3 Free PCP | $15 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC Off Silver $1,400 / $2,800 $10,600 / $21,200 Price & Details
Blue Local Silver Preferred A | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Atrium Health by Blue Cross and Blue Shield of NC Off Silver $2,800 / $5,600 $10,600 / $21,200 Price & Details
Blue Home Silver Standard A | with Novant Health by Blue Cross and Blue Shield of NC Off Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Blue Home Silver Preferred A | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Novant Health by Blue Cross and Blue Shield of NC Off Silver $2,800 / $5,600 $10,600 / $21,200 Price & Details
Blue Local Silver Standard A | with Atrium Health by Blue Cross and Blue Shield of NC Off Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Blue Home Silver Standard A | with Novant Health by Blue Cross and Blue Shield of NC Off Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Blue Local Silver Access A | 3 Free PCP | $15 Tier 1 Rx | with Atrium Health by Blue Cross and Blue Shield of NC Off Silver $1,400 / $2,800 $10,600 / $21,200 Price & Details
Blue Home Silver Access A | 3 Free PCP | $15 Tier 1 Rx | with UNC Health Alliance by Blue Cross and Blue Shield of NC Off Silver $1,400 / $2,800 $10,600 / $21,200 Price & Details
Blue Local Silver Standard A | with Atrium Health by Blue Cross and Blue Shield of NC Off Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Blue Home Silver Preferred A | 3 Free PCP | $10 Tier 1 Rx | Integrated | with UNC Health Alliance by Blue Cross and Blue Shield of NC Off Silver $2,800 / $5,600 $10,600 / $21,200 Price & Details
Blue Home Silver Standard A | with UNC Health Alliance by Blue Cross and Blue Shield of NC Off Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Blue Advantage Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Nationwide Doctors by Blue Cross and Blue Shield of NC Off Silver $3,000 / $6,000 $10,600 / $21,200 Price & Details
Blue Home Silver Standard A | with UNC Health Alliance by Blue Cross and Blue Shield of NC Off Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Blue Value Silver Standard A | Limited Statewide Doctors by Blue Cross and Blue Shield of NC Off Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Blue Advantage Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Nationwide Doctors by Blue Cross and Blue Shield of NC Off Gold $1,800 / $3,600 $10,600 / $21,200 Price & Details
Blue Advantage Gold Standard A | Nationwide Doctors by Blue Cross and Blue Shield of NC Off Gold $2,000 / $4,000 $8,200 / $16,400 Price & Details

 

 

Learn More About Obamacare and Off-Exchange Plans in North Carolina

 

What are Obamacare Health Insurance Plans?

Obamacare health insurance plans are plans which are eligible for reduced costs with a subsidy tax credit. Obamacare plans are only offered through the federal government exchange marketplace healthcare.gov or some States have their own exchange marketplace website. Although plans are only offered through the exchange marketplaces, the federal government allows certified brokers, agents, and web brokers to help you enroll in an Obamacare plan and apply for a subsidy.

 

What are Off-Exchange Health Insurance Plans?

Off-Exchange health insurance plans are plans which are available outside of the federal government exchange marketplaces. Off-Exchange plans existed before Obamacare. For example, if someone did not have access to a health insurance plan through work, they may have purchased an Off-Exchange plan offered on the Individual Market.

You can enroll in an Off-Exchange plan through a broker, agent, web broker, or by contacting the insurance company directly.

 

Search Off-Exchange plans

 

What’s the difference between Obamacare plans and Off-Exchange plans?

The main difference between Obamacare plans and Off-Exchange plans is that only Obamacare plans are eligible for a subsidy tax credit to reduce costs.

Otherwise there are not many other differences between Obamacare plans and Off-Exchange plans. Plan design, coverage, and rates are similar and both sets of plans must adhere to federal government regulations. In fact, there are many plans which are available as both Obamacare plans and as Off-Exchange plans.

 

Can a plan be both an Obamacare and Off-Exchange plan?

Yes, a plan can be available as both an Obamacare and an Off-Exchange plan.

On the other hand, some plans are only offered as Obamacare plans while other plans are only offered as Off-Exchange plans.

 

Do plans which are both Obamacare and Off-Exchange plans cost the same price?

Yes, by law a plan which is offered as both an Obamacare plan and an Off-Exchange plan must be sold at the same price. In addition, broker, agents, and web brokers are required to sell plans at the same market price. However, keep in mind that only Obamacare plans are eligible for a subsidy to reduce the monthly premium price.

 

Who is eligible for Obamacare and Off-Exchange plans?

Technically everyone is eligible for Obamacare plans and Off-Exchange plans. The real question is - who is eligible for a subsidy tax credit? - which can only be used to reduce the costs of Obamacare plans. Note that even if you are not eligible for a subsidy tax credit, you are still allowed to purchase an Obamacare plan at the full price.

 

What is the Obamacare Subsidy (Tax Credit)?

The Obamacare subsidy is really a tax credit, and it is formally known as the Advanced Premium Tax Credit (APTC). Typically people receive a tax credit at the end of the year when filing taxes, but this tax credit can be received “in advance”, during the year, to reduce the monthly premium costs of an Obamacare health insurance plan.

You must complete an official federal government application to learn your subsidy amount. Everyone’s amount will be different. The calculation for the subsidy amount can be quite complicated. It is based on several different factors, but household income is the main factor. We recommend using our tool to estimate your subsidy amount.

 

Search Obamacare plans and estimate subsidy amount

 

Who is eligible to receive an Obamacare Subsidy (Tax Credit)

To be eligible for a subsidy to reduce the monthly premium costs of Obamacare plans, you must meet the following requirements.

  • Income requirements based on household size and household income. As examples, earn less than $48,240 for an individual and less than $98,400 for a family of four
  • Not eligible for other federal government sponsored insurance, such as Medicare or Medicaid
  • Do not have access to a health insurance plan from your employer which meet federal government coverage and affordability requirements
  • File taxes or be claimed as a spouse or dependent on taxes. Married couples are required to file taxes jointly.
  • Not be incarcerated
  • Be legally present in the United States

 

Why should I consider Off-Exchange plans?

Off-Exchange plans may provide you with additional options compared to available Obamacare plans. If you are not eligible for a subsidy, or only eligible for a small subsidy amount, Off-Exchange plans may still be an affordable option for you.

A second reason for considering Off-Exchange plans is that your favorite doctor may only accept a plan which is available as an Off-Exchange plan. We recommend researching provider networks when considering health insurance plans. We provide links to official provider directories, or doctor lookups, on Health Plan Radar.

In addition, some health insurance companies have been leaving the Obamacare plan market, but they may still offer Off-Exchange plans. Your preferred insurance company may still offer plans on the Off-Exchange market.

 

How do I choose an Obamacare plan or Off-Exchange plan which is best for me and my family?

There are several health insurance concepts you should understand before choosing a plan that’s best for you, including premium price, out-of-pocket costs, deductibles, and plan metal levels. Visit our choosing a plan FAQ page to learn more.

 

FAQs - Choosing an Obamacare or Off-Exchange Health Insurance Plan