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Plan Name On or Off Exchange Plan eligible for subsidy? Metal Level Deductible (individual/family) Out-of-pocket Max (individual/family)
AZ Blue StandardHealth Bronze Neighborhood by Blue Cross and Blue Shield of Arizona, Inc. Both Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
AZ Blue Portfolio Bronze HSA Neighborhood by Blue Cross and Blue Shield of Arizona, Inc. Both Bronze $7,100 / $14,200 $7,100 / $14,200 Price & Details
Choice Bronze HSA by Health Net of Arizona, Inc. Obamacare Bronze $7,250 / $14,500 $7,250 / $14,500 Price & Details
Everyday Bronze by Health Net of Arizona, Inc. Obamacare Bronze $8,450 / $16,900 $10,150 / $20,300 Price & Details
Standard Expanded Bronze by Health Net of Arizona, Inc. Obamacare Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Choice Bronze HSA + Vision + Adult Dental by Health Net of Arizona, Inc. Obamacare Bronze $7,250 / $14,500 $7,250 / $14,500 Price & Details
Standard Expanded Bronze + Vision + Adult Dental by Health Net of Arizona, Inc. Obamacare Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Everyday Bronze + Vision + Adult Dental by Health Net of Arizona, Inc. Obamacare Bronze $8,450 / $16,900 $10,150 / $20,300 Price & Details
AZ Blue Portfolio Bronze HSA Neighborhood by Blue Cross and Blue Shield of Arizona, Inc. Both Bronze $7,100 / $14,200 $7,100 / $14,200 Price & Details
AZ Blue StandardHealth Bronze Neighborhood by Blue Cross and Blue Shield of Arizona, Inc. Both Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) by UnitedHealthcare Both Bronze $0 / $0 $10,600 / $21,200 Price & Details
UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) by UnitedHealthcare Both Bronze $0 / $0 $10,600 / $21,200 Price & Details
AZ Blue Portfolio Bronze HSA Focus by Blue Cross and Blue Shield of Arizona, Inc. Both Bronze $7,100 / $14,200 $7,100 / $14,200 Price & Details
AZ Blue StandardHealth Bronze Focus by Blue Cross and Blue Shield of Arizona, Inc. Both Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
AZ Blue Portfolio Bronze HSA Neighborhood by Blue Cross and Blue Shield of Arizona, Inc. Both Bronze $7,100 / $14,200 $7,100 / $14,200 Price & Details
Bronze Simple Breathe Easy with Enhanced COPD Benefits by Oscar Health Plan, Inc. Both Bronze $5,500 / $11,000 $10,150 / $20,300 Price & Details
AZ Blue Portfolio Bronze HSA Focus by Blue Cross and Blue Shield of Arizona, Inc. Both Bronze $7,100 / $14,200 $7,100 / $14,200 Price & Details
AZ Blue StandardHealth Bronze Focus by Blue Cross and Blue Shield of Arizona, Inc. Both Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Bronze Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx by Antidote Health Plan of Arizona, Inc. Both Bronze $8,700 / $17,400 $10,600 / $21,200 Price & Details
Bronze Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx by Antidote Health Plan of Arizona, Inc. Both Bronze $8,000 / $16,000 $10,600 / $21,200 Price & Details
Connect Bronze CMS Standard by Cigna Healthcare Both Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Connect Bronze 9500 Indiv Med Deductible by Cigna Healthcare Both Bronze $9,500 / $19,000 $9,500 / $19,000 Price & Details
AZ Blue StandardHealth Bronze Neighborhood by Blue Cross and Blue Shield of Arizona, Inc. Both Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
AZ Blue Portfolio Bronze HSA Focus by Blue Cross and Blue Shield of Arizona, Inc. Both Bronze $7,100 / $14,200 $7,100 / $14,200 Price & Details
Connect Bronze SoAZ 4000 Indiv Med Deductible by Cigna Healthcare Both Bronze $4,000 / $8,000 $10,150 / $20,300 Price & Details
AZ Blue Portfolio Bronze HSA Focus by Blue Cross and Blue Shield of Arizona, Inc. Both Bronze $7,100 / $14,200 $7,100 / $14,200 Price & Details
AZ Blue Portfolio Bronze HSA Focus by Blue Cross and Blue Shield of Arizona, Inc. Both Bronze $7,100 / $14,200 $7,100 / $14,200 Price & Details
AZ Blue StandardHealth Bronze Focus by Blue Cross and Blue Shield of Arizona, Inc. Both Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
AZ Blue Portfolio Bronze HSA Neighborhood by Blue Cross and Blue Shield of Arizona, Inc. Both Bronze $7,100 / $14,200 $7,100 / $14,200 Price & Details
AZ Blue Portfolio Bronze HSA Neighborhood by Blue Cross and Blue Shield of Arizona, Inc. Both Bronze $7,100 / $14,200 $7,100 / $14,200 Price & Details
Connect Bronze SoAZ 6300 Indiv Med Deductible by Cigna Healthcare Both Bronze $6,300 / $12,600 $10,150 / $20,300 Price & Details
AZ Blue StandardHealth Bronze Neighborhood by Blue Cross and Blue Shield of Arizona, Inc. Both Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
AZ Blue AdvanceHealth Bronze Neighborhood (4 Free PCP Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Bronze $10,150 / $20,300 $10,150 / $20,300 Price & Details
AZ Blue AdvanceHealth Bronze Focus (4 Free PCP Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Bronze $10,150 / $20,300 $10,150 / $20,300 Price & Details
Connect Bronze SoAZ CMS Standard by Cigna Healthcare Both Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Bronze Simple by Oscar Health Plan, Inc. Both Bronze $9,000 / $18,000 $10,600 / $21,200 Price & Details
Bronze Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx by Antidote Health Plan of Arizona, Inc. Both Bronze $8,700 / $17,400 $10,600 / $21,200 Price & Details
Buena Salud Bronce Simple Para Diabetes by Oscar Health Plan, Inc. Both Bronze $5,500 / $11,000 $10,150 / $20,300 Price & Details
UHC Bronze Essential ($0 Virtual Urgent Care) by UnitedHealthcare Both Bronze $10,600 / $21,200 $10,600 / $21,200 Price & Details
Bronze Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx by Antidote Health Plan of Arizona, Inc. Both Bronze $8,000 / $16,000 $10,600 / $21,200 Price & Details
UHC Bronze Standard+ (Dental + Vision) by UnitedHealthcare Both Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Bronze Elite + PCP Saver Plus by Oscar Health Plan, Inc. Both Bronze $0 / $0 $10,150 / $20,300 Price & Details
Imperial Standard Bronze by Imperial Insurance Companies, Inc. Both Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Bronze Standard by Antidote Health Plan of Arizona, Inc. Both Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
UHC Bronze Standard by UnitedHealthcare Both Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Bronze Classic Standard by Oscar Health Plan, Inc. Both Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
Bronze Simple Chronic Care CKM by Oscar Health Plan, Inc. Both Bronze $5,500 / $11,000 $10,150 / $20,300 Price & Details
AZ Blue AdvanceHealth Bronze Focus (4 Free PCP Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Bronze $10,150 / $20,300 $10,150 / $20,300 Price & Details
Connect Bronze 7400 Indiv Med Deductible by Cigna Healthcare Both Bronze $7,400 / $14,800 $10,600 / $21,200 Price & Details
AZ Blue AdvanceHealth Bronze Focus (4 Free PCP Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Bronze $10,150 / $20,300 $10,150 / $20,300 Price & Details
AZ Blue StandardHealth Bronze Focus by Blue Cross and Blue Shield of Arizona, Inc. Both Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
AZ Blue AdvanceHealth Bronze Focus (4 Free PCP Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Bronze $10,150 / $20,300 $10,150 / $20,300 Price & Details
AZ Blue StandardHealth Bronze Focus by Blue Cross and Blue Shield of Arizona, Inc. Both Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
AZ Blue AdvanceHealth Bronze Neighborhood (4 Free PCP Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Bronze $10,150 / $20,300 $10,150 / $20,300 Price & Details
AZ Blue AdvanceHealth Bronze Neighborhood (4 Free PCP Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Bronze $10,150 / $20,300 $10,150 / $20,300 Price & Details
AZ Blue StandardHealth Bronze Neighborhood by Blue Cross and Blue Shield of Arizona, Inc. Both Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
AZ Blue AdvanceHealth Bronze Focus (4 Free PCP Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Bronze $10,150 / $20,300 $10,150 / $20,300 Price & Details
AZ Blue AdvanceHealth Bronze Neighborhood (4 Free PCP Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Bronze $10,150 / $20,300 $10,150 / $20,300 Price & Details
AZ Blue StandardHealth Bronze Neighborhood by Blue Cross and Blue Shield of Arizona, Inc. Both Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
AZ Blue StandardHealth Bronze Neighborhood by Blue Cross and Blue Shield of Arizona, Inc. Both Bronze $7,500 / $15,000 $10,000 / $20,000 Price & Details
AZ Blue Portfolio Bronze HSA Neighborhood by Blue Cross and Blue Shield of Arizona, Inc. Both Bronze $7,100 / $14,200 $7,100 / $14,200 Price & Details
AZ Blue AdvanceHealth Bronze Neighborhood (4 Free PCP Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Bronze $10,150 / $20,300 $10,150 / $20,300 Price & Details
AZ Blue AdvanceHealth Bronze Neighborhood (4 Free PCP Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Bronze $10,150 / $20,300 $10,150 / $20,300 Price & Details
AZ Blue Portfolio Bronze HSA Neighborhood by Blue Cross and Blue Shield of Arizona, Inc. Both Bronze $7,100 / $14,200 $7,100 / $14,200 Price & Details
AZ Blue AdvanceHealth Bronze Neighborhood (4 Free PCP Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Bronze $10,150 / $20,300 $10,150 / $20,300 Price & Details
AZ Blue EverydayHealth Silver Neighborhood (1 Free PCP Visit) by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $7,500 / $15,000 $9,200 / $18,400 Price & Details
AZ Blue StandardHealth Silver Neighborhood by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
AZ Blue AdvanceHealth Silver Neighborhood (4 Free PCP Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $7,200 / $14,400 $7,200 / $14,400 Price & Details
AZ Blue EverydayHealth Silver Neighborhood (1 Free PCP Visit) by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $7,500 / $15,000 $9,200 / $18,400 Price & Details
AZ Blue StandardHealth Silver Neighborhood by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Complete Silver by Health Net of Arizona, Inc. Obamacare Silver $5,950 / $11,900 $8,850 / $17,700 Price & Details
Standard Silver by Health Net of Arizona, Inc. Obamacare Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Complete Silver + Vision + Adult Dental by Health Net of Arizona, Inc. Obamacare Silver $5,950 / $11,900 $8,850 / $17,700 Price & Details
Standard Silver + Vision + Adult Dental by Health Net of Arizona, Inc. Obamacare Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
AZ Blue StandardHealth Silver Neighborhood by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
UHC Silver Standard by UnitedHealthcare Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
UHC Silver Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) by UnitedHealthcare Both Silver $4,500 / $9,000 $10,150 / $20,300 Price & Details
UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) by UnitedHealthcare Both Silver $0 / $0 $10,600 / $21,200 Price & Details
UHC Silver Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) by UnitedHealthcare Both Silver $4,500 / $9,000 $10,150 / $20,300 Price & Details
UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) by UnitedHealthcare Both Silver $0 / $0 $10,600 / $21,200 Price & Details
AZ Blue EverydayHealth Silver Focus (1 Free PCP Visit) by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $7,500 / $15,000 $9,200 / $18,400 Price & Details
AZ Blue AdvanceHealth Silver Focus (4 Free PCP Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $7,200 / $14,400 $7,200 / $14,400 Price & Details
AZ Blue StandardHealth Silver Focus by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Imperial Standard Silver by Imperial Insurance Companies, Inc. Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
AZ Blue EverydayHealth Silver Neighborhood (1 Free PCP Visit) by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $7,500 / $15,000 $9,200 / $18,400 Price & Details
AZ Blue AdvanceHealth Silver Neighborhood (4 Free PCP Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $7,200 / $14,400 $7,200 / $14,400 Price & Details
Silver Simple Specialist Saver with COPD by Oscar Health Plan, Inc. Both Silver $6,500 / $13,000 $9,600 / $19,200 Price & Details
AZ Blue StandardHealth Silver Neighborhood by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Silver Simple PCP Saver by Oscar Health Plan, Inc. Both Silver $5,750 / $11,500 $9,400 / $18,800 Price & Details
Silver Elite Saver Plus by Oscar Health Plan, Inc. Both Silver $0 / $0 $8,500 / $17,000 Price & Details
Silver Classic Standard by Oscar Health Plan, Inc. Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Silver Simple Chronic Care CKM by Oscar Health Plan, Inc. Both Silver $5,900 / $11,800 $10,150 / $20,300 Price & Details
Silver Simple Women's Health with Menopause Benefits by Oscar Health Plan, Inc. Both Silver $6,000 / $12,000 $10,150 / $20,300 Price & Details
AZ Blue EverydayHealth Prosano Silver ($0 Prosano Health Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $7,500 / $15,000 $9,200 / $18,400 Price & Details
AZ Blue AdvanceHealth Silver Focus (4 Free PCP Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $7,200 / $14,400 $7,200 / $14,400 Price & Details
AZ Blue StandardHealth Silver Focus by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Silver Standard by Antidote Health Plan of Arizona, Inc. Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Silver Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx by Antidote Health Plan of Arizona, Inc. Both Silver $7,500 / $15,000 $10,600 / $21,200 Price & Details
Silver Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx by Antidote Health Plan of Arizona, Inc. Both Silver $6,500 / $13,000 $10,600 / $21,200 Price & Details
Silver Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx by Antidote Health Plan of Arizona, Inc. Both Silver $6,500 / $13,000 $10,600 / $21,200 Price & Details
Connect Silver CMS Standard by Cigna Healthcare Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Connect Silver 4000 Indiv Med Deductible by Cigna Healthcare Both Silver $4,000 / $8,000 $9,700 / $19,400 Price & Details
AZ Blue EverydayHealth Silver Neighborhood (1 Free PCP Visit) by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $7,500 / $15,000 $9,200 / $18,400 Price & Details
AZ Blue AdvanceHealth Silver Neighborhood (4 Free PCP Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $7,200 / $14,400 $7,200 / $14,400 Price & Details
AZ Blue StandardHealth Silver Neighborhood by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
AZ Blue ACA StandardHealth Silver with Health Choice by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
AZ Blue AdvanceHealth Silver Focus (4 Free PCP Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $7,200 / $14,400 $7,200 / $14,400 Price & Details
AZ Blue ACA StandardHealth Silver with Health Choice by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
AZ Blue StandardHealth Silver Focus by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Connect Silver SoAZ CMS Standard by Cigna Healthcare Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Connect Silver SoAZ 6200 Indiv Med Deductible by Cigna Healthcare Both Silver $6,200 / $12,400 $9,900 / $19,800 Price & Details
AZ Blue AdvanceHealth Silver Focus (4 Free PCP Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $7,200 / $14,400 $7,200 / $14,400 Price & Details
AZ Blue EverydayHealth Silver Focus (1 Free PCP Visit) by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $7,500 / $15,000 $9,200 / $18,400 Price & Details
AZ Blue StandardHealth Silver Focus by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
AZ Blue EverydayHealth Silver Focus (1 Free PCP Visit) by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $7,500 / $15,000 $9,200 / $18,400 Price & Details
AZ Blue AdvanceHealth Silver Focus (4 Free PCP Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $7,200 / $14,400 $7,200 / $14,400 Price & Details
AZ Blue StandardHealth Silver Focus by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
AZ Blue ACA StandardHealth Silver with Health Choice by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
AZ Blue EverydayHealth Silver Neighborhood (1 Free PCP Visit) by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $7,500 / $15,000 $9,200 / $18,400 Price & Details
AZ Blue StandardHealth Silver Neighborhood by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
AZ Blue EverydayHealth Silver Neighborhood (1 Free PCP Visit) by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $7,500 / $15,000 $9,200 / $18,400 Price & Details
AZ Blue StandardHealth Silver Neighborhood by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Connect Silver SoAZ 4000 Indiv Med Deductible by Cigna Healthcare Both Silver $4,000 / $8,000 $10,000 / $20,000 Price & Details
Silver Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx by Antidote Health Plan of Arizona, Inc. Both Silver $7,500 / $15,000 $10,600 / $21,200 Price & Details
Imperial Preferred Silver by Imperial Insurance Companies, Inc. Both Silver $7,500 / $15,000 $9,500 / $19,000 Price & Details
Silver Simple Diabetes by Oscar Health Plan, Inc. Both Silver $6,500 / $13,000 $10,000 / $20,000 Price & Details
Connect Silver 6100 Indiv Med Deductible by Cigna Healthcare Both Silver $6,100 / $12,200 $8,500 / $17,000 Price & Details
AZ Blue ACA StandardHealth Silver with Health Choice by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
AZ Blue ACA StandardHealth Silver with Health Choice by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
AZ Blue ACA StandardHealth Silver with Health Choice by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
AZ Blue EverydayHealth Prosano Silver ($0 Prosano Health Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $7,500 / $15,000 $9,200 / $18,400 Price & Details
AZ Blue AdvanceHealth Silver Neighborhood (4 Free PCP Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $7,200 / $14,400 $7,200 / $14,400 Price & Details
AZ Blue AdvanceHealth Silver Neighborhood (4 Free PCP Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $7,200 / $14,400 $7,200 / $14,400 Price & Details
AZ Blue ACA StandardHealth Silver with Health Choice by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
AZ Blue AdvanceHealth Silver Neighborhood (4 Free PCP Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $7,200 / $14,400 $7,200 / $14,400 Price & Details
AZ Blue AdvanceHealth Silver Neighborhood (4 Free PCP Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $7,200 / $14,400 $7,200 / $14,400 Price & Details
AZ Blue EverydayHealth Silver Neighborhood (1 Free PCP Visit) by Blue Cross and Blue Shield of Arizona, Inc. Both Silver $7,500 / $15,000 $9,200 / $18,400 Price & Details
AZ Blue EverydayHealth Gold Neighborhood (1 Free PCP Visit) by Blue Cross and Blue Shield of Arizona, Inc. Both Gold $1,475 / $2,950 $8,000 / $16,000 Price & Details
AZ Blue StandardHealth Gold Neighborhood by Blue Cross and Blue Shield of Arizona, Inc. Both Gold $2,000 / $4,000 $8,200 / $16,400 Price & Details
AZ Blue AdvanceHealth Gold Neighborhood (4 Free PCP Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Gold $4,800 / $9,600 $4,800 / $9,600 Price & Details
AZ Blue StandardHealth Gold Neighborhood by Blue Cross and Blue Shield of Arizona, Inc. Both Gold $2,000 / $4,000 $8,200 / $16,400 Price & Details
Complete Gold by Health Net of Arizona, Inc. Obamacare Gold $1,450 / $2,900 $7,500 / $15,000 Price & Details
Elite Gold by Health Net of Arizona, Inc. Obamacare Gold $0 / $0 $6,500 / $13,000 Price & Details
Standard Gold by Health Net of Arizona, Inc. Obamacare Gold $2,000 / $4,000 $8,200 / $16,400 Price & Details
Complete Gold + Vision + Adult Dental by Health Net of Arizona, Inc. Obamacare Gold $1,450 / $2,900 $7,500 / $15,000 Price & Details
Standard Gold + Vision + Adult Dental by Health Net of Arizona, Inc. Obamacare Gold $2,000 / $4,000 $8,200 / $16,400 Price & Details
Elite Gold + Vision + Adult Dental by Health Net of Arizona, Inc. Obamacare Gold $0 / $0 $6,500 / $13,000 Price & Details
AZ Blue EverydayHealth Gold Neighborhood (1 Free PCP Visit) by Blue Cross and Blue Shield of Arizona, Inc. Both Gold $1,475 / $2,950 $8,000 / $16,000 Price & Details
AZ Blue AdvanceHealth Gold Neighborhood (4 Free PCP Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Gold $4,800 / $9,600 $4,800 / $9,600 Price & Details
AZ Blue StandardHealth Gold Neighborhood by Blue Cross and Blue Shield of Arizona, Inc. Both Gold $2,000 / $4,000 $8,200 / $16,400 Price & Details
UHC Gold Standard by UnitedHealthcare Both Gold $2,000 / $4,000 $8,200 / $16,400 Price & Details
UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx) by UnitedHealthcare Both Gold $1,250 / $2,500 $8,000 / $16,000 Price & Details
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) by UnitedHealthcare Both Gold $0 / $0 $7,800 / $15,600 Price & Details
UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision) by UnitedHealthcare Both Gold $1,250 / $2,500 $8,000 / $16,000 Price & Details
AZ Blue EverydayHealth Gold Focus (1 Free PCP Visit) by Blue Cross and Blue Shield of Arizona, Inc. Both Gold $1,475 / $2,950 $8,000 / $16,000 Price & Details
AZ Blue StandardHealth Gold Focus by Blue Cross and Blue Shield of Arizona, Inc. Both Gold $2,000 / $4,000 $8,200 / $16,400 Price & Details
Imperial Standard Gold by Imperial Insurance Companies, Inc. Both Gold $2,000 / $4,000 $8,200 / $16,400 Price & Details
Imperial Preferred Gold by Imperial Insurance Companies, Inc. Both Gold $1,000 / $2,000 $8,000 / $16,000 Price & Details
AZ Blue EverydayHealth Gold Neighborhood (1 Free PCP Visit) by Blue Cross and Blue Shield of Arizona, Inc. Both Gold $1,475 / $2,950 $8,000 / $16,000 Price & Details
AZ Blue AdvanceHealth Gold Neighborhood (4 Free PCP Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Gold $4,800 / $9,600 $4,800 / $9,600 Price & Details
AZ Blue StandardHealth Gold Neighborhood by Blue Cross and Blue Shield of Arizona, Inc. Both Gold $2,000 / $4,000 $8,200 / $16,400 Price & Details
Gold Classic by Oscar Health Plan, Inc. Both Gold $3,500 / $7,000 $7,750 / $15,500 Price & Details
Gold Classic Standard by Oscar Health Plan, Inc. Both Gold $2,000 / $4,000 $8,200 / $16,400 Price & Details
Gold Simple by Oscar Health Plan, Inc. Both Gold $3,300 / $6,600 $9,950 / $19,900 Price & Details
Gold Simple Diabetes by Oscar Health Plan, Inc. Both Gold $2,000 / $4,000 $9,800 / $19,600 Price & Details
AZ Blue EverydayHealth Prosano Gold ($0 Prosano Health Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Gold $1,475 / $2,950 $8,000 / $16,000 Price & Details
AZ Blue AdvanceHealth Gold Focus (4 Free PCP Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Gold $4,800 / $9,600 $4,800 / $9,600 Price & Details
AZ Blue StandardHealth Gold Focus by Blue Cross and Blue Shield of Arizona, Inc. Both Gold $2,000 / $4,000 $8,200 / $16,400 Price & Details
Gold Standard by Antidote Health Plan of Arizona, Inc. Both Gold $2,000 / $4,000 $8,200 / $16,400 Price & Details
Gold Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx by Antidote Health Plan of Arizona, Inc. Both Gold $3,000 / $6,000 $9,000 / $18,000 Price & Details
Gold Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx by Antidote Health Plan of Arizona, Inc. Both Gold $3,000 / $6,000 $9,000 / $18,000 Price & Details
Gold Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx by Antidote Health Plan of Arizona, Inc. Both Gold $3,000 / $6,000 $9,000 / $18,000 Price & Details
Connect Gold 2500 Indiv Med Deductible by Cigna Healthcare Both Gold $2,500 / $5,000 $8,200 / $16,400 Price & Details
AZ Blue EverydayHealth Gold Neighborhood (1 Free PCP Visit) by Blue Cross and Blue Shield of Arizona, Inc. Both Gold $1,475 / $2,950 $8,000 / $16,000 Price & Details
AZ Blue AdvanceHealth Gold Neighborhood (4 Free PCP Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Gold $4,800 / $9,600 $4,800 / $9,600 Price & Details
AZ Blue EverydayHealth Prosano Gold ($0 Prosano Health Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Gold $1,475 / $2,950 $8,000 / $16,000 Price & Details
AZ Blue AdvanceHealth Gold Focus (4 Free PCP Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Gold $4,800 / $9,600 $4,800 / $9,600 Price & Details
AZ Blue StandardHealth Gold Focus by Blue Cross and Blue Shield of Arizona, Inc. Both Gold $2,000 / $4,000 $8,200 / $16,400 Price & Details
Connect Gold SoAZ 2500 Indiv Med Deductible by Cigna Healthcare Both Gold $2,500 / $5,000 $8,600 / $17,200 Price & Details
Connect Gold SoAZ CMS Standard by Cigna Healthcare Both Gold $2,000 / $4,000 $8,200 / $16,400 Price & Details
AZ Blue EverydayHealth Gold Focus (1 Free PCP Visit) by Blue Cross and Blue Shield of Arizona, Inc. Both Gold $1,475 / $2,950 $8,000 / $16,000 Price & Details
AZ Blue AdvanceHealth Gold Focus (4 Free PCP Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Gold $4,800 / $9,600 $4,800 / $9,600 Price & Details
AZ Blue StandardHealth Gold Focus by Blue Cross and Blue Shield of Arizona, Inc. Both Gold $2,000 / $4,000 $8,200 / $16,400 Price & Details
AZ Blue EverydayHealth Gold Focus (1 Free PCP Visit) by Blue Cross and Blue Shield of Arizona, Inc. Both Gold $1,475 / $2,950 $8,000 / $16,000 Price & Details
AZ Blue AdvanceHealth Gold Focus (4 Free PCP Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Gold $4,800 / $9,600 $4,800 / $9,600 Price & Details
AZ Blue AdvanceHealth Gold Neighborhood (4 Free PCP Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Gold $4,800 / $9,600 $4,800 / $9,600 Price & Details
AZ Blue EverydayHealth Gold Neighborhood (1 Free PCP Visit) by Blue Cross and Blue Shield of Arizona, Inc. Both Gold $1,475 / $2,950 $8,000 / $16,000 Price & Details
AZ Blue AdvanceHealth Gold Neighborhood (4 Free PCP Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Gold $4,800 / $9,600 $4,800 / $9,600 Price & Details
AZ Blue EverydayHealth Gold Neighborhood (1 Free PCP Visit) by Blue Cross and Blue Shield of Arizona, Inc. Both Gold $1,475 / $2,950 $8,000 / $16,000 Price & Details
AZ Blue AdvanceHealth Gold Focus (4 Free PCP Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Gold $4,800 / $9,600 $4,800 / $9,600 Price & Details
AZ Blue EverydayHealth Gold Neighborhood (1 Free PCP Visit) by Blue Cross and Blue Shield of Arizona, Inc. Both Gold $1,475 / $2,950 $8,000 / $16,000 Price & Details
Gold Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx by Antidote Health Plan of Arizona, Inc. Both Gold $3,000 / $6,000 $9,000 / $18,000 Price & Details
Connect Gold CMS Standard by Cigna Healthcare Both Gold $2,000 / $4,000 $8,200 / $16,400 Price & Details
AZ Blue StandardHealth Gold Focus by Blue Cross and Blue Shield of Arizona, Inc. Both Gold $2,000 / $4,000 $8,200 / $16,400 Price & Details
AZ Blue StandardHealth Gold Neighborhood by Blue Cross and Blue Shield of Arizona, Inc. Both Gold $2,000 / $4,000 $8,200 / $16,400 Price & Details
AZ Blue StandardHealth Gold Neighborhood by Blue Cross and Blue Shield of Arizona, Inc. Both Gold $2,000 / $4,000 $8,200 / $16,400 Price & Details
AZ Blue StandardHealth Gold Neighborhood by Blue Cross and Blue Shield of Arizona, Inc. Both Gold $2,000 / $4,000 $8,200 / $16,400 Price & Details
AZ Blue AdvanceHealth Gold Neighborhood (4 Free PCP Visits) by Blue Cross and Blue Shield of Arizona, Inc. Both Gold $4,800 / $9,600 $4,800 / $9,600 Price & Details
Catastrophic Standard by Antidote Health Plan of Arizona, Inc. Both Catastrophic $10,600 / $21,200 $10,600 / $21,200 Price & Details
Bronze 8300 HSA Off Exchange by Oscar Health Plan, Inc. Off Bronze $8,300 / $16,600 $8,300 / $16,600 Price & Details
Ambetter Health Solutions Bronze 5000 + Vision + Adult Dental by Ambetter Health Off Bronze $5,000 / $10,000 $9,700 / $19,400 Price & Details
UHC Bronze-X Value HSA (Off-Exchange Only) by UnitedHealthcare Off Bronze $8,300 / $16,600 $8,300 / $16,600 Price & Details
Bronze 3000 Off Exchange by Oscar Health Plan, Inc. Off Bronze $3,000 / $6,000 $10,150 / $20,300 Price & Details
UHC Bronze-X Essential $9,300 Indiv Ded ($0 Virtual Urgent Care) (Off-Exchange Only) by UnitedHealthcare Off Bronze $9,300 / $18,600 $9,300 / $18,600 Price & Details
Ambetter Health Solutions Bronze HSA 6400 + Vision + Adult Dental by Ambetter Health Off Bronze $6,400 / $12,800 $8,050 / $16,100 Price & Details
Ambetter Health Solutions Bronze HSA 6400 by Ambetter Health Off Bronze $6,400 / $12,800 $8,050 / $16,100 Price & Details
Ambetter Health Solutions Bronze 5000 by Ambetter Health Off Bronze $5,000 / $10,000 $9,700 / $19,400 Price & Details
Ambetter Health Solutions Silver HSA 4000 + Vision + Adult Dental by Ambetter Health Off Silver $4,000 / $8,000 $7,000 / $14,000 Price & Details
UHC Silver-X Standard (Off-Exchange Only) by UnitedHealthcare Off Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
Connect Silver 4300 Indiv Med Deductible by Cigna Healthcare Off Silver $4,300 / $8,600 $9,000 / $18,000 Price & Details
Ambetter Health Solutions Silver 5000 by Ambetter Health Off Silver $5,000 / $10,000 $8,700 / $17,400 Price & Details
Ambetter Health Solutions Silver 4500 by Ambetter Health Off Silver $4,500 / $9,000 $9,200 / $18,400 Price & Details
Silver Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx by Antidote Health Plan of Arizona, Inc. Off Silver $6,500 / $13,000 $10,600 / $21,200 Price & Details
Silver Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx by Antidote Health Plan of Arizona, Inc. Off Silver $6,500 / $13,000 $10,600 / $21,200 Price & Details
Ambetter Health Solutions Silver 1350 by Ambetter Health Off Silver $1,350 / $2,700 $9,500 / $19,000 Price & Details
UHC Silver-X Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) (Off-Exchange Only) by UnitedHealthcare Off Silver $4,500 / $9,000 $10,150 / $20,300 Price & Details
Silver Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx by Antidote Health Plan of Arizona, Inc. Off Silver $7,500 / $15,000 $10,600 / $21,200 Price & Details
Ambetter Health Solutions Silver 3000 by Ambetter Health Off Silver $3,000 / $6,000 $9,600 / $19,200 Price & Details
Ambetter Health Solutions Silver 3000 + Vision + Adult Dental by Ambetter Health Off Silver $3,000 / $6,000 $9,600 / $19,200 Price & Details
Silver 6000 HSA Off Exchange by Oscar Health Plan, Inc. Off Silver $6,000 / $12,000 $8,300 / $16,600 Price & Details
Silver 3000 Off Exchange by Oscar Health Plan, Inc. Off Silver $3,000 / $6,000 $9,500 / $19,000 Price & Details
Ambetter Health Solutions Silver 5000 + Vision + Adult Dental by Ambetter Health Off Silver $5,000 / $10,000 $8,700 / $17,400 Price & Details
Ambetter Health Solutions Silver 4500 + Vision + Adult Dental by Ambetter Health Off Silver $4,500 / $9,000 $9,200 / $18,400 Price & Details
Ambetter Health Solutions Silver HSA 4000 by Ambetter Health Off Silver $4,000 / $8,000 $7,000 / $14,000 Price & Details
UHC Silver-X Value HSA (Off-Exchange Only) by UnitedHealthcare Off Silver $3,500 / $7,000 $7,500 / $15,000 Price & Details
Silver Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx by Antidote Health Plan of Arizona, Inc. Off Silver $7,500 / $15,000 $10,600 / $21,200 Price & Details
Silver 3750 Chronic Care CKM Off Exchange by Oscar Health Plan, Inc. Off Silver $3,750 / $7,500 $9,500 / $19,000 Price & Details
Ambetter Health Solutions Silver Copay HSA 4000 by Ambetter Health Off Silver $4,000 / $8,000 $7,000 / $14,000 Price & Details
Ambetter Health Solutions Silver Copay HSA 4000 + Vision + Adult Dental by Ambetter Health Off Silver $4,000 / $8,000 $7,000 / $14,000 Price & Details
UHC Silver-X Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) (Off-Exchange Only) by UnitedHealthcare Off Silver $4,500 / $9,000 $10,150 / $20,300 Price & Details
UHC Silver-X Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) (Off-Exchange Only) by UnitedHealthcare Off Silver $0 / $0 $10,600 / $21,200 Price & Details
Ambetter Health Solutions Silver 1350 + Vision + Adult Dental by Ambetter Health Off Silver $1,350 / $2,700 $9,500 / $19,000 Price & Details
Silver Standard by Antidote Health Plan of Arizona, Inc. Off Silver $6,000 / $12,000 $8,900 / $17,800 Price & Details
UHC Silver-X Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) (Off-Exchange Only) by UnitedHealthcare Off Silver $0 / $0 $10,600 / $21,200 Price & Details
Connect Silver SoAZ 4300 Indiv Med Deductible by Cigna Healthcare Off Silver $4,300 / $8,600 $9,000 / $18,000 Price & Details
Ambetter Health Solutions Gold 2500 by Ambetter Health Off Gold $2,500 / $5,000 $6,000 / $12,000 Price & Details
Ambetter Health Solutions Gold 0 by Ambetter Health Off Gold $0 / $0 $8,500 / $17,000 Price & Details
UHC Gold-X Value HSA (Off-Exchange Only) by UnitedHealthcare Off Gold $3,400 / $6,800 $4,000 / $8,000 Price & Details
Gold 2000 Off Exchange by Oscar Health Plan, Inc. Off Gold $2,000 / $4,000 $8,500 / $17,000 Price & Details
Ambetter Health Solutions Gold 3000 + Vision + Adult Dental by Ambetter Health Off Gold $3,000 / $6,000 $5,000 / $10,000 Price & Details
Ambetter Health Solutions Gold 1500 by Ambetter Health Off Gold $1,500 / $3,000 $6,500 / $13,000 Price & Details
Ambetter Health Solutions Gold 1500 + Vision + Adult Dental by Ambetter Health Off Gold $1,500 / $3,000 $6,500 / $13,000 Price & Details
Gold 3750 HSA Off Exchange by Oscar Health Plan, Inc. Off Gold $3,750 / $7,500 $8,300 / $16,600 Price & Details
Ambetter Health Solutions Gold 3500 by Ambetter Health Off Gold $3,500 / $7,000 $7,250 / $14,500 Price & Details
Ambetter Health Solutions Gold 2500 + Vision + Adult Dental by Ambetter Health Off Gold $2,500 / $5,000 $6,000 / $12,000 Price & Details
Ambetter Health Solutions Gold 3000 by Ambetter Health Off Gold $3,000 / $6,000 $5,000 / $10,000 Price & Details
Ambetter Health Solutions Gold 3500 + Vision + Adult Dental by Ambetter Health Off Gold $3,500 / $7,000 $7,250 / $14,500 Price & Details
Ambetter Health Solutions Gold 0 + Vision + Adult Dental by Ambetter Health Off Gold $0 / $0 $8,500 / $17,000 Price & Details

 

 

After using a subsidy tax credit, you may be eligible for Obamacare plans as low as $0.

Licensed insurance agents at our trusted partner help people apply for a subsidy and sign up for Obamacare plans available on healthcare.gov or other State exchange marketplaces.

 

 

 

What are Obamacare Health Insurance Plans?

Obamacare health insurance plans are plans which are eligible for reduced costs with a subsidy tax credit. Obamacare plans are only offered through the federal government exchange marketplace healthcare.gov or some States have their own exchange marketplace website. Although plans are only offered through the exchange marketplaces, the federal government allows certified brokers, agents, and web brokers to help you enroll in an Obamacare plan and apply for a subsidy.

 

What are Off-Exchange Health Insurance Plans?

Off-Exchange health insurance plans are plans which are available outside of the federal government exchange marketplaces. Off-Exchange plans existed before Obamacare. For example, if someone did not have access to a health insurance plan through work, they may have purchased an Off-Exchange plan offered on the Individual Market.

You can enroll in an Off-Exchange plan through a broker, agent, web broker, or by contacting the insurance company directly.

 

Search Off-Exchange plans

 

What’s the difference between Obamacare plans and Off-Exchange plans?

The main difference between Obamacare plans and Off-Exchange plans is that only Obamacare plans are eligible for a subsidy tax credit to reduce costs.

Otherwise there are not many other differences between Obamacare plans and Off-Exchange plans. Plan design, coverage, and rates are similar and both sets of plans must adhere to federal government regulations. In fact, there are many plans which are available as both Obamacare plans and as Off-Exchange plans.

 

Can a plan be both an Obamacare and Off-Exchange plan?

Yes, a plan can be available as both an Obamacare and an Off-Exchange plan.

On the other hand, some plans are only offered as Obamacare plans while other plans are only offered as Off-Exchange plans.

 

Do plans which are both Obamacare and Off-Exchange plans cost the same price?

Yes, by law a plan which is offered as both an Obamacare plan and an Off-Exchange plan must be sold at the same price. In addition, broker, agents, and web brokers are required to sell plans at the same market price. However, keep in mind that only Obamacare plans are eligible for a subsidy to reduce the monthly premium price.

 

Who is eligible for Obamacare and Off-Exchange plans?

Technically everyone is eligible for Obamacare plans and Off-Exchange plans. The real question is - who is eligible for a subsidy tax credit? - which can only be used to reduce the costs of Obamacare plans. Note that even if you are not eligible for a subsidy tax credit, you are still allowed to purchase an Obamacare plan at the full price.

 

What is the Obamacare Subsidy (Tax Credit)?

The Obamacare subsidy is really a tax credit, and it is formally known as the Advanced Premium Tax Credit (APTC). Typically people receive a tax credit at the end of the year when filing taxes, but this tax credit can be received “in advance”, during the year, to reduce the monthly premium costs of an Obamacare health insurance plan.

You must complete an official federal government application to learn your subsidy amount. Everyone’s amount will be different. The calculation for the subsidy amount can be quite complicated. It is based on several different factors, but household income is the main factor. We recommend using our tool to estimate your subsidy amount.

 

Search Obamacare plans and estimate subsidy amount

 

Who is eligible to receive an Obamacare Subsidy (Tax Credit)

To be eligible for a subsidy to reduce the monthly premium costs of Obamacare plans, you must meet the following requirements.

  • Income requirements based on household size and household income. As examples, earn less than $48,240 for an individual and less than $98,400 for a family of four
  • Not eligible for other federal government sponsored insurance, such as Medicare or Medicaid
  • Do not have access to a health insurance plan from your employer which meet federal government coverage and affordability requirements
  • File taxes or be claimed as a spouse or dependent on taxes. Married couples are required to file taxes jointly.
  • Not be incarcerated
  • Be legally present in the United States

 

Why should I consider Off-Exchange plans?

Off-Exchange plans may provide you with additional options compared to available Obamacare plans. If you are not eligible for a subsidy, or only eligible for a small subsidy amount, Off-Exchange plans may still be an affordable option for you.

A second reason for considering Off-Exchange plans is that your favorite doctor may only accept a plan which is available as an Off-Exchange plan. We recommend researching provider networks when considering health insurance plans. We provide links to official provider directories, or doctor lookups, on Health Plan Radar.

In addition, some health insurance companies have been leaving the Obamacare plan market, but they may still offer Off-Exchange plans. Your preferred insurance company may still offer plans on the Off-Exchange market.

 

How do I choose an Obamacare plan or Off-Exchange plan which is best for me and my family?

There are several health insurance concepts you should understand before choosing a plan that’s best for you, including premium price, out-of-pocket costs, deductibles, and plan metal levels. Visit our choosing a plan FAQ page to learn more.

 

FAQs - Choosing an Obamacare or Off-Exchange Health Insurance Plan