Arizona Health Insurance Plans

2027 Subsidy-eligible and Off-Exchange plans

164 plans across the state

Obamacare (On-Exchange) plans

Subsidy-eligible plans sold through the federal Marketplace. Prices shown are before any tax credit.

Core Value Bronze
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Core Value Bronze
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Easy Choice Bronze
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Core Value Bronze
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Easy Choice Bronze
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Prosano Protect Bronze
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HMO
Deductible · ind / family
$11,000 / $22,000
Out-of-pocket max · ind / family
$11,000 / $22,000
Choice Bronze HSA
by Health Net of Arizona, Inc.
Bronze HMO
Deductible · ind / family
$7,950 / $15,900
Out-of-pocket max · ind / family
$7,950 / $15,900
PCP Guided Care Bronze
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Bronze Standard
by Antidote Health Plan of Arizona, Inc.
Bronze HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Core Value Bronze
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$12,000 / $24,000
PCP Guided Care Bronze
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Everyday Bronze
by Health Net of Arizona, Inc.
Bronze HMO
Deductible · ind / family
$9,350 / $18,700
Out-of-pocket max · ind / family
$11,000 / $22,000
Core Value Bronze
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Bronze Simple
by Oscar Health Plan, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$9,150 / $18,300
Out-of-pocket max · ind / family
$12,000 / $24,000
PCP Guided Care Bronze
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$12,000 / $24,000
PCP Guided Care Bronze
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$12,000 / $24,000
Everyday Copay Silver
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Core Value Silver
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$9,000 / $18,000
Silver Core Plan
by Oscar Health Plan, Inc.
Silver HMO
Deductible · ind / family
$9,000 / $18,000
Out-of-pocket max · ind / family
$10,300 / $20,600
Easy Choice Silver
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$6,400 / $12,800
Out-of-pocket max · ind / family
$10,300 / $20,600
Everyday Copay Silver
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$10,000 / $20,000
PCP Guided Care Silver
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$6,400 / $12,800
Out-of-pocket max · ind / family
$10,300 / $20,600
Core Value Silver
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$9,000 / $18,000
Core Value Silver
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$9,000 / $18,000
Everyday Copay Silver
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Easy Choice Silver
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$6,400 / $12,800
Out-of-pocket max · ind / family
$10,300 / $20,600
Core Value Silver
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$9,000 / $18,000
PCP Guided Care Silver
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$6,400 / $12,800
Out-of-pocket max · ind / family
$10,300 / $20,600
Everyday Copay Silver
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$10,000 / $20,000
PCP Guided Care Silver
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$6,400 / $12,800
Out-of-pocket max · ind / family
$10,300 / $20,600
Summit Silver
by Health Net of Arizona, Inc.
Silver HMO
Deductible · ind / family
$4,100 / $8,200
Out-of-pocket max · ind / family
$9,800 / $19,600
PCP Guided Care Silver
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$6,400 / $12,800
Out-of-pocket max · ind / family
$10,300 / $20,600
Signature Silver
by Health Net of Arizona, Inc.
Silver HMO
Deductible · ind / family
$6,400 / $12,800
Out-of-pocket max · ind / family
$10,300 / $20,600
Silver Standard
by Antidote Health Plan of Arizona, Inc.
Silver HMO
Deductible · ind / family
$6,400 / $12,800
Out-of-pocket max · ind / family
$10,300 / $20,600
Complete Silver
by Health Net of Arizona, Inc.
Silver HMO
Deductible · ind / family
$6,950 / $13,900
Out-of-pocket max · ind / family
$9,850 / $19,700
Core Value Silver
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$9,000 / $18,000
Everyday Copay Silver
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$10,000 / $20,000
PCP Guided Care Gold
by Blue Cross and Blue Shield of Arizona, Inc.
Gold HMO
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,600 / $17,200
Everyday Copay Gold
by Blue Cross and Blue Shield of Arizona, Inc.
Gold HMO
Deductible · ind / family
$1,500 / $3,000
Out-of-pocket max · ind / family
$6,000 / $12,000
Prosano Priority Gold
by Blue Cross and Blue Shield of Arizona, Inc.
Gold HMO
Deductible · ind / family
$1,500 / $3,000
Out-of-pocket max · ind / family
$8,000 / $16,000
Everyday Copay Gold
by Blue Cross and Blue Shield of Arizona, Inc.
Gold HMO
Deductible · ind / family
$1,500 / $3,000
Out-of-pocket max · ind / family
$6,000 / $12,000
PCP Guided Care Gold
by Blue Cross and Blue Shield of Arizona, Inc.
Gold HMO
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,600 / $17,200
Everyday Gold
by Health Net of Arizona, Inc.
Gold HMO
Deductible · ind / family
$800 / $1,600
Out-of-pocket max · ind / family
$7,250 / $14,500
PCP Guided Care Gold
by Blue Cross and Blue Shield of Arizona, Inc.
Gold HMO
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,600 / $17,200
Signature Gold
by Health Net of Arizona, Inc.
Gold HMO
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,600 / $17,200
Everyday Copay Gold
by Blue Cross and Blue Shield of Arizona, Inc.
Gold HMO
Deductible · ind / family
$1,500 / $3,000
Out-of-pocket max · ind / family
$6,000 / $12,000
Gold Standard
by Antidote Health Plan of Arizona, Inc.
Gold HMO
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,600 / $17,200
Easy Choice Gold
by Blue Cross and Blue Shield of Arizona, Inc.
Gold HMO
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,600 / $17,200
Gold Simple
by Oscar Health Plan, Inc.
Gold HMO
Deductible · ind / family
$2,750 / $5,500
Out-of-pocket max · ind / family
$10,000 / $20,000
Everyday Copay Gold
by Blue Cross and Blue Shield of Arizona, Inc.
Gold HMO
Deductible · ind / family
$1,500 / $3,000
Out-of-pocket max · ind / family
$6,000 / $12,000
Everyday Copay Gold
by Blue Cross and Blue Shield of Arizona, Inc.
Gold HMO
Deductible · ind / family
$1,500 / $3,000
Out-of-pocket max · ind / family
$6,000 / $12,000
Easy Choice Gold
by Blue Cross and Blue Shield of Arizona, Inc.
Gold HMO
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,600 / $17,200
PCP Guided Care Gold
by Blue Cross and Blue Shield of Arizona, Inc.
Gold HMO
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,600 / $17,200
Catastrophic Standard
by Antidote Health Plan of Arizona, Inc.
Catastrophic HMO
Deductible · ind / family
$12,000 / $24,000
Out-of-pocket max · ind / family
$12,000 / $24,000

Off-Exchange plans

Plans sold directly by the carriers, outside the federal Marketplace. These are not eligible for a subsidy tax credit.

Frequently asked questions

What are Obamacare health insurance plans?

Obamacare plans are eligible for reduced costs through a subsidy tax credit. They're offered only through the federal marketplace (healthcare.gov) or a state's own exchange — but certified brokers, agents, and web brokers can help you enroll and apply for a subsidy.

What are Off-Exchange health insurance plans?

Off-Exchange plans are available outside the federal marketplaces and existed before Obamacare. You can enroll through a broker, agent, web broker, or directly with the insurance company.

What's the difference between Obamacare and Off-Exchange plans?

The main difference is that only Obamacare plans are eligible for a subsidy tax credit. Otherwise, plan design, coverage, and rates are similar, and both must follow federal regulations.

How do I choose the plan that's best for me and my family?

Understand a few key concepts first — premium price, out-of-pocket costs, deductibles, and metal levels. Our choosing-a-plan FAQ explains each one.

FAQs — choosing a health insurance plan →