Deductible · ind / family
$7,400 / $14,800
Out-of-pocket max · ind / family
$10,600 / $21,200
Arizona Health Insurance Plans
2026 Subsidy-eligible and Off-Exchange plans
248 plans across the state
Obamacare (On-Exchange) plans
Subsidy-eligible plans sold through the federal Marketplace. Prices shown are before any tax credit.
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
AZ Blue Portfolio Bronze HSA Focus
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$7,100 / $14,200
Out-of-pocket max · ind / family
$7,100 / $14,200
AZ Blue AdvanceHealth Bronze Focus (4 Free PCP Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$10,150 / $20,300
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$8,450 / $16,900
Out-of-pocket max · ind / family
$10,150 / $20,300
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care)
by UnitedHealthcare
Bronze HSA eligible HMO
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$10,600 / $21,200
AZ Blue Portfolio Bronze HSA Neighborhood
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$7,100 / $14,200
Out-of-pocket max · ind / family
$7,100 / $14,200
Bronze Simple Breathe Easy with Enhanced COPD Benefits
by Oscar Health Plan, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$5,500 / $11,000
Out-of-pocket max · ind / family
$10,150 / $20,300
AZ Blue AdvanceHealth Bronze Neighborhood (4 Free PCP Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$10,150 / $20,300
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$10,150 / $20,300
AZ Blue StandardHealth Bronze Neighborhood
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$7,250 / $14,500
Out-of-pocket max · ind / family
$7,250 / $14,500
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
AZ Blue Portfolio Bronze HSA Focus
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$7,100 / $14,200
Out-of-pocket max · ind / family
$7,100 / $14,200
AZ Blue AdvanceHealth Bronze Neighborhood (4 Free PCP Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$10,150 / $20,300
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
AZ Blue StandardHealth Bronze Neighborhood
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$8,450 / $16,900
Out-of-pocket max · ind / family
$10,150 / $20,300
AZ Blue Portfolio Bronze HSA Neighborhood
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$7,100 / $14,200
Out-of-pocket max · ind / family
$7,100 / $14,200
AZ Blue Portfolio Bronze HSA Neighborhood
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$7,100 / $14,200
Out-of-pocket max · ind / family
$7,100 / $14,200
AZ Blue StandardHealth Bronze Neighborhood
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
AZ Blue Portfolio Bronze HSA Neighborhood
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$7,100 / $14,200
Out-of-pocket max · ind / family
$7,100 / $14,200
AZ Blue Portfolio Bronze HSA Neighborhood
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$7,100 / $14,200
Out-of-pocket max · ind / family
$7,100 / $14,200
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
AZ Blue AdvanceHealth Bronze Neighborhood (4 Free PCP Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$10,150 / $20,300
Out-of-pocket max · ind / family
$10,150 / $20,300
AZ Blue StandardHealth Bronze Focus
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
AZ Blue Portfolio Bronze HSA Focus
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$7,100 / $14,200
Out-of-pocket max · ind / family
$7,100 / $14,200
AZ Blue StandardHealth Bronze Focus
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
AZ Blue StandardHealth Bronze Neighborhood
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision)
by UnitedHealthcare
Bronze HSA eligible HMO
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$10,600 / $21,200
AZ Blue AdvanceHealth Bronze Focus (4 Free PCP Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$10,150 / $20,300
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
AZ Blue Portfolio Bronze HSA Focus
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$7,100 / $14,200
Out-of-pocket max · ind / family
$7,100 / $14,200
Bronze Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx
by Antidote Health Plan of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$8,000 / $16,000
Out-of-pocket max · ind / family
$10,600 / $21,200
AZ Blue AdvanceHealth Bronze Neighborhood (4 Free PCP Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$10,150 / $20,300
Out-of-pocket max · ind / family
$10,150 / $20,300
Bronze Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx
by Antidote Health Plan of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$8,000 / $16,000
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$7,250 / $14,500
Out-of-pocket max · ind / family
$7,250 / $14,500
Bronze Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx
by Antidote Health Plan of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$8,700 / $17,400
Out-of-pocket max · ind / family
$10,600 / $21,200
AZ Blue Portfolio Bronze HSA Neighborhood
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$7,100 / $14,200
Out-of-pocket max · ind / family
$7,100 / $14,200
AZ Blue StandardHealth Bronze Focus
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$5,500 / $11,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$9,500 / $19,000
Out-of-pocket max · ind / family
$9,500 / $19,000
AZ Blue StandardHealth Bronze Focus
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
AZ Blue AdvanceHealth Bronze Focus (4 Free PCP Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$10,150 / $20,300
Out-of-pocket max · ind / family
$10,150 / $20,300
AZ Blue AdvanceHealth Bronze Neighborhood (4 Free PCP Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$10,150 / $20,300
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$10,600 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200
AZ Blue StandardHealth Bronze Neighborhood
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
AZ Blue AdvanceHealth Bronze Focus (4 Free PCP Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$10,150 / $20,300
Out-of-pocket max · ind / family
$10,150 / $20,300
AZ Blue Portfolio Bronze HSA Neighborhood
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$7,100 / $14,200
Out-of-pocket max · ind / family
$7,100 / $14,200
Bronze Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx
by Antidote Health Plan of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$8,700 / $17,400
Out-of-pocket max · ind / family
$10,600 / $21,200
AZ Blue StandardHealth Bronze Focus
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
AZ Blue AdvanceHealth Bronze Focus (4 Free PCP Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$10,150 / $20,300
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$5,500 / $11,000
Out-of-pocket max · ind / family
$10,150 / $20,300
AZ Blue StandardHealth Bronze Neighborhood
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
AZ Blue Portfolio Bronze HSA Focus
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$7,100 / $14,200
Out-of-pocket max · ind / family
$7,100 / $14,200
AZ Blue StandardHealth Bronze Neighborhood
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$9,000 / $18,000
Out-of-pocket max · ind / family
$10,600 / $21,200
AZ Blue AdvanceHealth Bronze Neighborhood (4 Free PCP Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$10,150 / $20,300
Out-of-pocket max · ind / family
$10,150 / $20,300
AZ Blue AdvanceHealth Bronze Neighborhood (4 Free PCP Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Bronze HSA eligible HMO
Deductible · ind / family
$10,150 / $20,300
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$6,300 / $12,600
Out-of-pocket max · ind / family
$10,150 / $20,300
AZ Blue ACA StandardHealth Silver with Health Choice
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
AZ Blue AdvanceHealth Silver Focus (4 Free PCP Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$7,200 / $14,400
Out-of-pocket max · ind / family
$7,200 / $14,400
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
AZ Blue ACA StandardHealth Silver with Health Choice
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
AZ Blue AdvanceHealth Silver Neighborhood (4 Free PCP Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$7,200 / $14,400
Out-of-pocket max · ind / family
$7,200 / $14,400
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
AZ Blue ACA StandardHealth Silver with Health Choice
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$10,150 / $20,300
UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision)
by UnitedHealthcare
Silver HMO
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$10,600 / $21,200
AZ Blue EverydayHealth Silver Focus (1 Free PCP Visit)
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Ambetter Health Solutions Silver Copay HSA 4000 + Vision + Adult Dental
by Ambetter Health
Silver HSA eligible HMO
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$7,000 / $14,000
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$9,700 / $19,400
AZ Blue ACA StandardHealth Silver with Health Choice
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Silver Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx
by Antidote Health Plan of Arizona, Inc.
Silver HMO
Deductible · ind / family
$6,500 / $13,000
Out-of-pocket max · ind / family
$10,600 / $21,200
AZ Blue AdvanceHealth Silver Focus (4 Free PCP Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$7,200 / $14,400
Out-of-pocket max · ind / family
$7,200 / $14,400
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
AZ Blue EverydayHealth Silver Neighborhood (1 Free PCP Visit)
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
AZ Blue EverydayHealth Silver Neighborhood (1 Free PCP Visit)
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$9,200 / $18,400
AZ Blue AdvanceHealth Silver Focus (4 Free PCP Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$7,200 / $14,400
Out-of-pocket max · ind / family
$7,200 / $14,400
Deductible · ind / family
$6,500 / $13,000
Out-of-pocket max · ind / family
$10,000 / $20,000
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$8,500 / $17,000
UHC Silver Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision)
by UnitedHealthcare
Silver HMO
Deductible · ind / family
$4,500 / $9,000
Out-of-pocket max · ind / family
$10,150 / $20,300
AZ Blue EverydayHealth Silver Focus (1 Free PCP Visit)
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
AZ Blue EverydayHealth Silver Neighborhood (1 Free PCP Visit)
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$6,100 / $12,200
Out-of-pocket max · ind / family
$8,500 / $17,000
Deductible · ind / family
$6,200 / $12,400
Out-of-pocket max · ind / family
$9,900 / $19,800
AZ Blue AdvanceHealth Silver Neighborhood (4 Free PCP Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$7,200 / $14,400
Out-of-pocket max · ind / family
$7,200 / $14,400
Deductible · ind / family
$6,500 / $13,000
Out-of-pocket max · ind / family
$9,600 / $19,200
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
AZ Blue EverydayHealth Silver Neighborhood (1 Free PCP Visit)
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$9,200 / $18,400
AZ Blue EverydayHealth Prosano Silver ($0 Prosano Health Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Silver Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx
by Antidote Health Plan of Arizona, Inc.
Silver HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
AZ Blue AdvanceHealth Silver Focus (4 Free PCP Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$7,200 / $14,400
Out-of-pocket max · ind / family
$7,200 / $14,400
AZ Blue EverydayHealth Silver Focus (1 Free PCP Visit)
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$9,500 / $19,000
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$4,500 / $9,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
AZ Blue AdvanceHealth Silver Neighborhood (4 Free PCP Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$7,200 / $14,400
Out-of-pocket max · ind / family
$7,200 / $14,400
AZ Blue ACA StandardHealth Silver with Health Choice
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
AZ Blue EverydayHealth Silver Neighborhood (1 Free PCP Visit)
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$9,200 / $18,400
AZ Blue ACA StandardHealth Silver with Health Choice
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$5,950 / $11,900
Out-of-pocket max · ind / family
$8,850 / $17,700
AZ Blue EverydayHealth Prosano Silver ($0 Prosano Health Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$9,200 / $18,400
AZ Blue AdvanceHealth Silver Neighborhood (4 Free PCP Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$7,200 / $14,400
Out-of-pocket max · ind / family
$7,200 / $14,400
Deductible · ind / family
$5,950 / $11,900
Out-of-pocket max · ind / family
$8,850 / $17,700
AZ Blue ACA StandardHealth Silver with Health Choice
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
AZ Blue EverydayHealth Silver Neighborhood (1 Free PCP Visit)
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$5,900 / $11,800
Out-of-pocket max · ind / family
$10,150 / $20,300
AZ Blue EverydayHealth Silver Neighborhood (1 Free PCP Visit)
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$9,200 / $18,400
Silver Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx
by Antidote Health Plan of Arizona, Inc.
Silver HMO
Deductible · ind / family
$6,500 / $13,000
Out-of-pocket max · ind / family
$10,600 / $21,200
AZ Blue AdvanceHealth Silver Neighborhood (4 Free PCP Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$7,200 / $14,400
Out-of-pocket max · ind / family
$7,200 / $14,400
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
AZ Blue AdvanceHealth Silver Neighborhood (4 Free PCP Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$7,200 / $14,400
Out-of-pocket max · ind / family
$7,200 / $14,400
Silver Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx
by Antidote Health Plan of Arizona, Inc.
Silver HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
UHC Silver-X Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) (Off-Exchange Only)
by UnitedHealthcare
Silver HMO
Deductible · ind / family
$4,500 / $9,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$5,750 / $11,500
Out-of-pocket max · ind / family
$9,400 / $18,800
AZ Blue AdvanceHealth Silver Neighborhood (4 Free PCP Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$7,200 / $14,400
Out-of-pocket max · ind / family
$7,200 / $14,400
AZ Blue AdvanceHealth Silver Focus (4 Free PCP Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Silver HMO
Deductible · ind / family
$7,200 / $14,400
Out-of-pocket max · ind / family
$7,200 / $14,400
Deductible · ind / family
$1,000 / $2,000
Out-of-pocket max · ind / family
$8,000 / $16,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$6,500 / $13,000
AZ Blue AdvanceHealth Gold Neighborhood (4 Free PCP Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Gold HMO
Deductible · ind / family
$4,800 / $9,600
Out-of-pocket max · ind / family
$4,800 / $9,600
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
Deductible · ind / family
$1,450 / $2,900
Out-of-pocket max · ind / family
$7,500 / $15,000
AZ Blue AdvanceHealth Gold Neighborhood (4 Free PCP Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Gold HMO
Deductible · ind / family
$4,800 / $9,600
Out-of-pocket max · ind / family
$4,800 / $9,600
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$6,500 / $13,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$9,800 / $19,600
AZ Blue AdvanceHealth Gold Neighborhood (4 Free PCP Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Gold HMO
Deductible · ind / family
$4,800 / $9,600
Out-of-pocket max · ind / family
$4,800 / $9,600
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
AZ Blue EverydayHealth Gold Neighborhood (1 Free PCP Visit)
by Blue Cross and Blue Shield of Arizona, Inc.
Gold HMO
Deductible · ind / family
$1,475 / $2,950
Out-of-pocket max · ind / family
$8,000 / $16,000
Deductible · ind / family
$1,450 / $2,900
Out-of-pocket max · ind / family
$7,500 / $15,000
AZ Blue AdvanceHealth Gold Neighborhood (4 Free PCP Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Gold HMO
Deductible · ind / family
$4,800 / $9,600
Out-of-pocket max · ind / family
$4,800 / $9,600
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
Gold Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx
by Antidote Health Plan of Arizona, Inc.
Gold HMO
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$9,000 / $18,000
UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision)
by UnitedHealthcare
Gold HMO
Deductible · ind / family
$1,250 / $2,500
Out-of-pocket max · ind / family
$8,000 / $16,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
AZ Blue EverydayHealth Gold Neighborhood (1 Free PCP Visit)
by Blue Cross and Blue Shield of Arizona, Inc.
Gold HMO
Deductible · ind / family
$1,475 / $2,950
Out-of-pocket max · ind / family
$8,000 / $16,000
Deductible · ind / family
$1,250 / $2,500
Out-of-pocket max · ind / family
$8,000 / $16,000
AZ Blue EverydayHealth Gold Neighborhood (1 Free PCP Visit)
by Blue Cross and Blue Shield of Arizona, Inc.
Gold HMO
Deductible · ind / family
$1,475 / $2,950
Out-of-pocket max · ind / family
$8,000 / $16,000
Gold Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx
by Antidote Health Plan of Arizona, Inc.
Gold HMO
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$9,000 / $18,000
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,600 / $17,200
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx)
by UnitedHealthcare
Gold HMO
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$7,800 / $15,600
AZ Blue EverydayHealth Gold Focus (1 Free PCP Visit)
by Blue Cross and Blue Shield of Arizona, Inc.
Gold HMO
Deductible · ind / family
$1,475 / $2,950
Out-of-pocket max · ind / family
$8,000 / $16,000
AZ Blue AdvanceHealth Gold Focus (4 Free PCP Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Gold HMO
Deductible · ind / family
$4,800 / $9,600
Out-of-pocket max · ind / family
$4,800 / $9,600
AZ Blue EverydayHealth Gold Focus (1 Free PCP Visit)
by Blue Cross and Blue Shield of Arizona, Inc.
Gold HMO
Deductible · ind / family
$1,475 / $2,950
Out-of-pocket max · ind / family
$8,000 / $16,000
AZ Blue EverydayHealth Gold Neighborhood (1 Free PCP Visit)
by Blue Cross and Blue Shield of Arizona, Inc.
Gold HMO
Deductible · ind / family
$1,475 / $2,950
Out-of-pocket max · ind / family
$8,000 / $16,000
AZ Blue EverydayHealth Prosano Gold ($0 Prosano Health Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Gold HMO
Deductible · ind / family
$1,475 / $2,950
Out-of-pocket max · ind / family
$8,000 / $16,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
AZ Blue AdvanceHealth Gold Neighborhood (4 Free PCP Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Gold HMO
Deductible · ind / family
$4,800 / $9,600
Out-of-pocket max · ind / family
$4,800 / $9,600
Gold Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx
by Antidote Health Plan of Arizona, Inc.
Gold HMO
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$9,000 / $18,000
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$8,200 / $16,400
AZ Blue AdvanceHealth Gold Focus (4 Free PCP Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Gold HMO
Deductible · ind / family
$4,800 / $9,600
Out-of-pocket max · ind / family
$4,800 / $9,600
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
AZ Blue AdvanceHealth Gold Neighborhood (4 Free PCP Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Gold HMO
Deductible · ind / family
$4,800 / $9,600
Out-of-pocket max · ind / family
$4,800 / $9,600
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
AZ Blue EverydayHealth Gold Neighborhood (1 Free PCP Visit)
by Blue Cross and Blue Shield of Arizona, Inc.
Gold HMO
Deductible · ind / family
$1,475 / $2,950
Out-of-pocket max · ind / family
$8,000 / $16,000
AZ Blue AdvanceHealth Gold Focus (4 Free PCP Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Gold HMO
Deductible · ind / family
$4,800 / $9,600
Out-of-pocket max · ind / family
$4,800 / $9,600
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
AZ Blue AdvanceHealth Gold Focus (4 Free PCP Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Gold HMO
Deductible · ind / family
$4,800 / $9,600
Out-of-pocket max · ind / family
$4,800 / $9,600
AZ Blue EverydayHealth Gold Neighborhood (1 Free PCP Visit)
by Blue Cross and Blue Shield of Arizona, Inc.
Gold HMO
Deductible · ind / family
$1,475 / $2,950
Out-of-pocket max · ind / family
$8,000 / $16,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
AZ Blue EverydayHealth Gold Focus (1 Free PCP Visit)
by Blue Cross and Blue Shield of Arizona, Inc.
Gold HMO
Deductible · ind / family
$1,475 / $2,950
Out-of-pocket max · ind / family
$8,000 / $16,000
AZ Blue EverydayHealth Prosano Gold ($0 Prosano Health Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Gold HMO
Deductible · ind / family
$1,475 / $2,950
Out-of-pocket max · ind / family
$8,000 / $16,000
Deductible · ind / family
$3,500 / $7,000
Out-of-pocket max · ind / family
$7,750 / $15,500
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
Deductible · ind / family
$3,300 / $6,600
Out-of-pocket max · ind / family
$9,950 / $19,900
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
AZ Blue AdvanceHealth Gold Focus (4 Free PCP Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Gold HMO
Deductible · ind / family
$4,800 / $9,600
Out-of-pocket max · ind / family
$4,800 / $9,600
AZ Blue EverydayHealth Gold Neighborhood (1 Free PCP Visit)
by Blue Cross and Blue Shield of Arizona, Inc.
Gold HMO
Deductible · ind / family
$1,475 / $2,950
Out-of-pocket max · ind / family
$8,000 / $16,000
AZ Blue AdvanceHealth Gold Neighborhood (4 Free PCP Visits)
by Blue Cross and Blue Shield of Arizona, Inc.
Gold HMO
Deductible · ind / family
$4,800 / $9,600
Out-of-pocket max · ind / family
$4,800 / $9,600
Gold Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx
by Antidote Health Plan of Arizona, Inc.
Gold HMO
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$9,000 / $18,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
Deductible · ind / family
$10,600 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200
Off-Exchange plans
Plans sold directly by the carriers, outside the federal Marketplace. These are not eligible for a subsidy tax credit.
Deductible · ind / family
$8,300 / $16,600
Out-of-pocket max · ind / family
$8,300 / $16,600
UHC Bronze-X Essential $9,300 Indiv Ded ($0 Virtual Urgent Care) (Off-Exchange Only)
by UnitedHealthcare
Bronze HMO
Deductible · ind / family
$9,300 / $18,600
Out-of-pocket max · ind / family
$9,300 / $18,600
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$9,700 / $19,400
Ambetter Health Solutions Bronze HSA 6400 + Vision + Adult Dental
by Ambetter Health
Bronze HSA eligible HMO
Deductible · ind / family
$6,400 / $12,800
Out-of-pocket max · ind / family
$8,050 / $16,100
Deductible · ind / family
$6,400 / $12,800
Out-of-pocket max · ind / family
$8,050 / $16,100
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$10,150 / $20,300
Deductible · ind / family
$8,300 / $16,600
Out-of-pocket max · ind / family
$8,300 / $16,600
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$9,700 / $19,400
Deductible · ind / family
$1,350 / $2,700
Out-of-pocket max · ind / family
$9,500 / $19,000
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$9,600 / $19,200
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,300 / $16,600
UHC Silver-X Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) (Off-Exchange Only)
by UnitedHealthcare
Silver HMO
Deductible · ind / family
$4,500 / $9,000
Out-of-pocket max · ind / family
$10,150 / $20,300
UHC Silver-X Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) (Off-Exchange Only)
by UnitedHealthcare
Silver HMO
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$4,300 / $8,600
Out-of-pocket max · ind / family
$9,000 / $18,000
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$7,000 / $14,000
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$7,000 / $14,000
Silver Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx
by Antidote Health Plan of Arizona, Inc.
Silver HMO
Deductible · ind / family
$6,500 / $13,000
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$3,500 / $7,000
Out-of-pocket max · ind / family
$7,500 / $15,000
Deductible · ind / family
$3,750 / $7,500
Out-of-pocket max · ind / family
$9,500 / $19,000
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$9,500 / $19,000
Silver Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx
by Antidote Health Plan of Arizona, Inc.
Silver HMO
Deductible · ind / family
$6,500 / $13,000
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$8,700 / $17,400
UHC Silver-X Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) (Off-Exchange Only)
by UnitedHealthcare
Silver HMO
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$4,500 / $9,000
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$4,300 / $8,600
Out-of-pocket max · ind / family
$9,000 / $18,000
Ambetter Health Solutions Silver HSA 4000 + Vision + Adult Dental
by Ambetter Health
Silver HSA eligible HMO
Deductible · ind / family
$4,000 / $8,000
Out-of-pocket max · ind / family
$7,000 / $14,000
Deductible · ind / family
$1,350 / $2,700
Out-of-pocket max · ind / family
$9,500 / $19,000
Silver Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx
by Antidote Health Plan of Arizona, Inc.
Silver HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$4,500 / $9,000
Out-of-pocket max · ind / family
$9,200 / $18,400
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Deductible · ind / family
$5,000 / $10,000
Out-of-pocket max · ind / family
$8,700 / $17,400
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$9,600 / $19,200
Silver Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx
by Antidote Health Plan of Arizona, Inc.
Silver HMO
Deductible · ind / family
$7,500 / $15,000
Out-of-pocket max · ind / family
$10,600 / $21,200
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$6,000 / $12,000
Deductible · ind / family
$3,750 / $7,500
Out-of-pocket max · ind / family
$8,300 / $16,600
Deductible · ind / family
$3,400 / $6,800
Out-of-pocket max · ind / family
$4,000 / $8,000
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$8,500 / $17,000
Deductible · ind / family
$1,500 / $3,000
Out-of-pocket max · ind / family
$6,500 / $13,000
Deductible · ind / family
$3,500 / $7,000
Out-of-pocket max · ind / family
$7,250 / $14,500
Deductible · ind / family
$3,500 / $7,000
Out-of-pocket max · ind / family
$7,250 / $14,500
Deductible · ind / family
$2,500 / $5,000
Out-of-pocket max · ind / family
$6,000 / $12,000
Deductible · ind / family
$1,500 / $3,000
Out-of-pocket max · ind / family
$6,500 / $13,000
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$5,000 / $10,000
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,500 / $17,000
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$8,500 / $17,000
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$5,000 / $10,000
Frequently asked questions
What are Obamacare health insurance plans?
Obamacare plans are eligible for reduced costs through a subsidy tax credit. They're offered only through the federal marketplace (healthcare.gov) or a state's own exchange — but certified brokers, agents, and web brokers can help you enroll and apply for a subsidy.
What are Off-Exchange health insurance plans?
Off-Exchange plans are available outside the federal marketplaces and existed before Obamacare. You can enroll through a broker, agent, web broker, or directly with the insurance company.
What's the difference between Obamacare and Off-Exchange plans?
The main difference is that only Obamacare plans are eligible for a subsidy tax credit. Otherwise, plan design, coverage, and rates are similar, and both must follow federal regulations.
How do I choose the plan that's best for me and my family?
Understand a few key concepts first — premium price, out-of-pocket costs, deductibles, and metal levels. Our choosing-a-plan FAQ explains each one.