Arkansas Health Insurance Plans

2026 Subsidy-eligible and Off-Exchange plans

61 plans across the state

Obamacare (On-Exchange) plans

Subsidy-eligible plans sold through the federal Marketplace. Prices shown are before any tax credit.

Everyday Bronze
by Celtic Insurance Company
Bronze HSA eligible PPO
Deductible · ind / family
$8,450 / $16,900
Out-of-pocket max · ind / family
$10,150 / $20,300
Bronze Value
by USAble Mutual Insurance Company
Bronze HSA eligible PPO
Deductible · ind / family
$6,900 / $13,800
Out-of-pocket max · ind / family
$9,800 / $19,600
Elite Bronze
by Celtic Insurance Company
Bronze HSA eligible PPO
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$10,500 / $21,000
HA Bronze National
by Health Advantage
Bronze HSA eligible POS
Deductible · ind / family
$9,975 / $19,950
Out-of-pocket max · ind / family
$9,975 / $19,950
HA Silver AH
by Health Advantage
Silver POS
Deductible · ind / family
$6,300 / $12,600
Out-of-pocket max · ind / family
$6,500 / $13,000
Standard Silver
by Celtic Insurance Company
Silver PPO
Deductible · ind / family
$6,000 / $12,000
Out-of-pocket max · ind / family
$8,900 / $17,800
Connected Silver
by Celtic Insurance Company
Silver PPO
Deductible · ind / family
$7,350 / $14,700
Out-of-pocket max · ind / family
$9,100 / $18,200
Silver AH
by USAble Mutual Insurance Company
Silver PPO
Deductible · ind / family
$6,350 / $12,700
Out-of-pocket max · ind / family
$6,550 / $13,100
Gold Value
by USAble Mutual Insurance Company
Gold PPO
Deductible · ind / family
$0 / $0
Out-of-pocket max · ind / family
$6,300 / $12,600
Gold Standardized
by USAble Mutual Insurance Company
Gold PPO
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
Standard Gold
by Celtic Insurance Company
Gold PPO
Deductible · ind / family
$2,000 / $4,000
Out-of-pocket max · ind / family
$8,200 / $16,400
Complete Gold
by Celtic Insurance Company
Gold PPO
Deductible · ind / family
$1,450 / $2,900
Out-of-pocket max · ind / family
$7,500 / $15,000
Catastrophic HSA
by USAble Mutual Insurance Company
Catastrophic HSA eligible PPO
Deductible · ind / family
$10,600 / $21,200
Out-of-pocket max · ind / family
$10,600 / $21,200

Off-Exchange plans

Plans sold directly by the carriers, outside the federal Marketplace. These are not eligible for a subsidy tax credit.

Bronze Classic HSA
by USAble Mutual Insurance Company
Bronze HSA eligible PPO
Deductible · ind / family
$7,150 / $14,300
Out-of-pocket max · ind / family
$7,150 / $14,300
Silver Classic HSA
by USAble Mutual Insurance Company
Silver HSA eligible PPO
Deductible · ind / family
$5,300 / $10,600
Out-of-pocket max · ind / family
$5,300 / $10,600
Silver Premier
by USAble Mutual Insurance Company
Silver PPO
Deductible · ind / family
$3,000 / $6,000
Out-of-pocket max · ind / family
$7,250 / $14,500
Focused Silver
by Celtic Insurance Company
Silver PPO
Deductible · ind / family
$6,300 / $12,600
Out-of-pocket max · ind / family
$8,400 / $16,800
Gold Classic HSA
by USAble Mutual Insurance Company
Gold HSA eligible PPO
Deductible · ind / family
$3,400 / $6,800
Out-of-pocket max · ind / family
$3,400 / $6,800

Frequently asked questions

What are Obamacare health insurance plans?

Obamacare plans are eligible for reduced costs through a subsidy tax credit. They're offered only through the federal marketplace (healthcare.gov) or a state's own exchange — but certified brokers, agents, and web brokers can help you enroll and apply for a subsidy.

What are Off-Exchange health insurance plans?

Off-Exchange plans are available outside the federal marketplaces and existed before Obamacare. You can enroll through a broker, agent, web broker, or directly with the insurance company.

What's the difference between Obamacare and Off-Exchange plans?

The main difference is that only Obamacare plans are eligible for a subsidy tax credit. Otherwise, plan design, coverage, and rates are similar, and both must follow federal regulations.

How do I choose the plan that's best for me and my family?

Understand a few key concepts first — premium price, out-of-pocket costs, deductibles, and metal levels. Our choosing-a-plan FAQ explains each one.

FAQs — choosing a health insurance plan →