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Blue Cross Select Gold
Health Insurance Plan Details (2026 Plan)
by Blue Cross and Blue Shield of Alabama
Monthly Premium
PPO
$ubsidy
Gold
- Deductible
- N/A /yr
- Max Out-of-Pocket
- N/A /yr
Details
| Deductible (per individual) | $850 /yr |
| Deductible (per family) | $1,700 /yr |
| Max Out-of-Pocket (per individual) | $6,000 /yr |
| Max Out-of-Pocket (per family) | $12,000 /yr |
| Drug Deductible (per individual) | Included in Medical |
| Drug Deductible (per family) | Included in Medical |
| Drug Max Out-of-Pocket (per individual) | Included in Medical |
| Drug Max Out-of-Pocket (per family) | Included in Medical |
| Plan Type | PPO |
| Includes Child Dental? | Yes |
| Includes Adult Dental? | No |
Out-of-Pocket Costs
| Preventive Care | No Charge |
| Primary Care Visit | $35 Copay |
| Specialist Visit | $50 Copay |
| Emergency Room | $300 Copay |
| Inpatient Facility | $300 Copay per Day |
| Inpatient Physician | No Charge after Deductible |
| Generic Drugs | $5 Copay |
| Preferred Brand Drugs | $55 Copay |
| Non-preferred Brand Drugs | 40% Coinsurance |
| Specialty Drugs | $200 Copay |
Plan Documents
| Summary of Benefits and Coverage | SBC doc |
| Provider Directory | Doctor lookup |
| Drug Formulary List | drug list |
* Figures shown are only for in-network medical costs
** Please check with insurance company if Copay and Coinsurance rates are before or after the deductible
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