Medicare Supplement Supplement 1A Plan
Massachusetts
2026 Medicare Supplement Insurance Plan (Medigap)
Standardized Medigap plan
$216-$270 / mo Premium range across carriers and ages*
Medicare Supplement Supplement 1A Plan Any provider
Monthly plan premium $216-$270
Part A hospital deductible You pay $0
Part B medical deductible You pay $283
Part B coinsurance You pay $0
✓ Standardized benefits Coverage is identical across carriers — only the premium differs
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What Supplement 1A Plan covers
A Medicare Supplement (Medigap) plan works alongside Original Medicare and helps pay the costs it leaves for you. Supplement 1A Plan benefits are standardized, so coverage is the same from any carrier — only the premium differs.
Skilled nursing facility ✓ Covered
Part A deductible ✓ Covered
Part B deductible Not covered
Part B excess charges ✓ Covered
Foreign travel emergency ✓ Covered
Coverage details
What you pay for each service category with Supplement 1A Plan.
Part A coinsurance
Hospital stays Days 1-60: $0Days 61-90: $0Days 91-150: $0 while using your 60 lifetime reserve daysAdditional 365 days: $0 for Medicare-eligible servicesAfter the additional 365 days: All costs
Skilled nursing facility (for Medicare-covered stays) Day 1-20: $0Days 21-100: $0
Blood (during a hospital stay) First 3 pints: $0After 3 pints: $0
Hospice care $0
Part B coinsurance
Covered Part B services First: $283 (Part B deductible)Then: $0
Preventive services $0 Generally for most preventative services Medicare covers
Part B excess charges All costs
Blood (outside a hospital stay) First 3 pints: $0After 3 pints: $283 (Part B deductible), then $0
Tests for diagnostic services $0
Home healthcare — Part A & B services
Home health care (for Medicare-approved services) $0
Durable medical equipment (covered by Medicare) First: $283 (Part B deductible)Then: $0
Extra benefits
Foreign travel emergency $0
*Monthly costs shown do not include the standard Part B premium. 2026 Medicare Part B premium is $174.70 per month.
Insurance companies offering this plan
Supplement 1A Plan coverage is identical from every carrier below — compare them on price and service.
Harvard Pilgrim Health Care Inc.
AARP - UnitedHealthcare Insurance Company
Blue Cross and Blue Shield of Massachusetts
Fallon Health and Life Assurance Company Inc.
Health New England
Tufts Insurance CompanyWhen can I sign up for Medicare?
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