Medicare Supplement Supplement 1 Plan
Massachusetts
2026 Medicare Supplement Insurance Plan (Medigap)
Standardized Medigap plan
$268-$347 / mo Premium range across carriers and ages*
Medicare Supplement Supplement 1 Plan Any provider
Monthly plan premium $268-$347
Part A hospital deductible You pay $0
Part B medical deductible You pay $0
Part B coinsurance You pay $0
✓ Standardized benefits Coverage is identical across carriers — only the premium differs
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What Supplement 1 Plan covers
A Medicare Supplement (Medigap) plan works alongside Original Medicare and helps pay the costs it leaves for you. Supplement 1 Plan benefits are standardized, so coverage is the same from any carrier — only the premium differs.
Skilled nursing facility ✓ Covered
Part A deductible ✓ Covered
Part B deductible ✓ Covered
Part B excess charges ✓ Covered
Foreign travel emergency ✓ Covered
Coverage details
What you pay for each service category with Supplement 1 Plan.
Part A coinsurance
Hospital stays Days 1-60: $0Days 61-90: $0Days 91-150: $0 while using your 60 lifetime reserve daysAdditional 365 days: $0 for Medicare-eligible servicesAfter the additional 365 days: All costs
Skilled nursing facility (for Medicare-covered stays) Day 1-20: $0Days 21-100: $0
Blood (during a hospital stay) First 3 pints: $0After 3 pints: $0
Hospice care $0
Part B coinsurance
Covered Part B services First: $0Then: $0
Preventive services $0 Generally for most preventative services Medicare covers
Part B excess charges All costs
Blood (outside a hospital stay) First 3 pints: $0After 3 pints: $0
Tests for diagnostic services $0
Home healthcare — Part A & B services
Home health care (for Medicare-approved services) $0
Durable medical equipment (covered by Medicare) First: $0Then: $0
Extra benefits
Foreign travel emergency $0
*Monthly costs shown do not include the standard Part B premium. 2026 Medicare Part B premium is $174.70 per month.
Insurance companies offering this plan
Supplement 1 Plan coverage is identical from every carrier below — compare them on price and service.
Harvard Pilgrim Health Care Inc.
Blue Cross and Blue Shield of Massachusetts
AARP - UnitedHealthcare Insurance Company
Tufts Insurance Company
Fallon Health and Life Assurance Company Inc.When can I sign up for Medicare?
Enter your birthday month and year to see when you can enroll in each part of Medicare.