West Virginia Institutional Special Needs I-SNP Plan (2024 Plan)
WV Senior Advantage (HMO I-SNP) is a Institutional Special Needs Plan (I-SNP), which is available in West Virginia and offered by the health insurance company West Virginia Senior Advantage. This plan’s network type is HMO which determines in-network doctors who accept the health plan and whether a referral is needed.
WV Senior Advantage (HMO I-SNP) has a monthly premium cost of $40 per month, with an annual deductible of $240 per year for in-network services. and a maximum out of pocket cost sharing of $8,850 In-network. The most common benefit costs which people evaluate when choosing a plan are costs for a primary doctor visit, specialist doctor visit, emergency room visit, and ambulance. These costs are listed in this summary section and a full list of benefit costs for WV Senior Advantage (HMO I-SNP) are defined below.
WV Senior Advantage (HMO I-SNP) is a Medicare Advantage plan which does include Medicare Part D Prescription Drug coverage. Other common benefits included with Medicare Advantage plans are coverage for dental, vision, and hearing. WV Senior Advantage (HMO I-SNP) includes coverage for hearing, vision.
Medicare Advantage health plans can offer even more additional benefits. WV Senior Advantage (HMO I-SNP) includes coverage for the following additional benefits:
Each year the federal government evaluates the quality of Medicare Advantage and Part D Prescription Drug plans based on a 5-star scoring system. For 2024, WV Senior Advantage (HMO I-SNP) received an overall government quality rating of 5.0 stars out of 5 stars.
WV Senior Advantage (HMO I-SNP) performed better than West Virginia’s State average overall quality score of 4.1 stars.
The government calculates an “Overall star rating” based on ratings for sub components including “Health plan star rating” and “Drug plan star rating”, which includes further subcomponents of each.
WV Senior Advantage (HMO I-SNP) received 5 stars for its health plan quality score which is better than the West Virginia State average health plan quality score of 4.2 stars.
WV Senior Advantage (HMO I-SNP) received 4 stars for its drug plan quality score which is better than the West Virginia State average drug plan quality score of 3.8 stars.
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Health Plan RadarIn this article we rank West Virginia Medicare Advantage plans based on our evaluation of government 5-star quality scores. Each year the government rates the quality of Medicare Advantage health insurance plans with a 5-star quality score. An overall quality score is assigned to each plan which is based on the scores of various quality metrics.
Health Plan RadarThe Medicare landscape in West Virginia is constantly changing. In this article we show a summary of new and returning health insurance companies offering Medicare Advantage Plans (Part C) and Medicare Prescription Drug Plans (Part D) in West Virginia.