Select your County to view details for Freedom Blue PPO Merit (PPO) specific to your location


Overview of Freedom Blue PPO Merit (PPO) in West Virginia

by Highmark Blue Cross Blue Shield

Additional Coverage

HearingVisionDental

Overall Government Star Rating

 4.5
out of 5 stars

Variations of Freedom Blue PPO Merit (PPO) Within West Virginia

Freedom Blue PPO Merit (PPO) is available in 55 West Virginia Counties. Pricing and benefit details can vary by location. Each variation of Freedom Blue PPO Merit (PPO) has a unique Plan ID and benefits which can differ by monthly premium, deductible, out-of-pocket maximum, and other costs such as copays and coinsurance. Each variation of Freedom Blue PPO Merit (PPO) in West Virginia is listed below:

Monthly Premium
$0 per month
Deductible
$150 annual deductible
Out-of-Pocket Max
$13,000 In and Out-of-network
$8,300 In-network

Available in Counties: Barbour, Berkeley, Braxton, Brooke, Calhoun, Doddridge, Gilmer, Grant, Hampshire, Hancock, Hardy, Harrison, Jefferson, Lewis, Marion, Marshall, Mineral, Monongalia, Morgan, Ohio, Pendleton, Pleasants, Preston, Randolph, Ritchie, Taylor, Tucker, Tyler, Upshur, Wetzel, Wirt, Wood
Monthly Premium
$0 per month
Deductible
$50 annual deductible
Out-of-Pocket Max
$13,000 In and Out-of-network
$8,300 In-network

Available in Counties: Boone, Cabell, Clay, Fayette, Greenbrier, Jackson, Kanawha, Lincoln, Logan, Mason, McDowell, Mercer, Mingo, Monroe, Nicholas, Pocahontas, Putnam, Raleigh, Roane, Summers, Wayne, Webster, Wyoming

Each year the federal government evaluates the quality of Medicare Advantage and Part D Prescription Drug plans based on a 5-star scoring system. For 2025, Freedom Blue PPO Merit (PPO) received an overall government quality rating of 4.5 stars out of 5 stars.

Freedom Blue PPO Merit (PPO) performed better than West Virginia’s State average overall quality score of 4.0 stars.

This Plan’s 5-star Gov’t Quality Score
West Virginia State Average Score
Overall Government 5 Star Quality Rating
 4.5
 4.0
Summary rating of health plan quality
 4.5
 3.9
Staying healthy: screenings, tests, & vaccines
 3
 3.0
Managing chronic (long term) conditions
 3
 3.3
Member experience with health plan
 5
 4.4
Member complaints & changes in the health plan's performance
 4
 4.1
Health plan customer service
 5
 4.2
Summary rating of drug plan quality
 4
 3.9
Drug plan customer service
 4
 4.1
Member complaints & changes in the drug plan's performance
 4
 3.9
Member experience with the drug plan
 4
 4.2
Drug safety & accuracy of drug pricing
 4
 3.4

The government calculates an “Overall star rating” based on ratings for sub components including “Health plan star rating” and “Drug plan star rating”, which includes further subcomponents of each.

Freedom Blue PPO Merit (PPO) received 4.5 stars for its health plan quality score which is better than the West Virginia State average health plan quality score of 3.9 stars.

Freedom Blue PPO Merit (PPO) received 4 stars for its drug plan quality score which is better than the West Virginia State average drug plan quality score of 3.9 stars.


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