Cooperative Medicare Advantage (HMO)

by Group Health Cooperative of Eau Claire

2026 Medicare Advantage plan available in Wisconsin

Plan ID H7598-004-0

Additional coverage:

RxHearingVisionDental

Medicare Advantage HMO $0 premium

Monthly plan premium $0 / mo

Annual deductible $0 / yr

Max out-of-pocket · in-network $6,000 / yr

Drug deductible $275 / yr

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Plan Overview

Cooperative Medicare Advantage (HMO) is a Medicare Advantage Plan With Part D Prescription Drug Coverage, which is available in Wisconsin and offered by the health insurance company Group Health Cooperative of Eau Claire. This plan's network type is HMO, which determines the in-network doctors who accept the plan and whether a referral is needed.

Plan Name Cooperative Medicare Advantage (HMO)

Insurance Carrier Group Health Cooperative of Eau Claire

Plan Type Medicare Advantage Plan With Part D Prescription Drug Coverage

Network Type HMO

Cost Summary

Cooperative Medicare Advantage (HMO) has a monthly premium cost of $0 per month, with an annual deductible of $0 and a maximum out-of-pocket cost sharing of $6,000. The most common costs people evaluate when choosing a plan are listed here; a full list of benefit costs is defined below.

Monthly Premium $0 / mo

Health portion of premium $0

Drug portion of premium $0

Annual Deductible $0 / yr

Max Out-of-Pocket · in-network $6,000 / yr

Primary doctor visit $0 copay

Specialist visit $35 copay

ER visit $130 copay

Ambulance $295 copay

Additional Benefits and Coverage

Cooperative Medicare Advantage (HMO) is a Medicare Advantage plan which includes Medicare Part D prescription drug coverage. Other common benefits included with Medicare Advantage plans are coverage for dental, vision, and hearing. Cooperative Medicare Advantage (HMO) includes coverage for hearing, vision, dental.

Part D Prescription Drug Coverage Yes

Dental Yes

Vision Yes

Hearing Yes

Nationwide Coverage No

Other benefits

Fitness benefit Limited coverage

Over-the-counter drug benefits Limited coverage

In-home support services Not covered

Home & bathroom safety devices Not covered

Meals for short duration Not covered

Annual physical exams Limited coverage

Telehealth Not covered

Medical Benefits

Doctor Services

Primary doctor visit In-network: $0 copay
Out-of-network: $0 copay

Specialist visit In-network: $35 copay
Out-of-network: $35 copay

Tests, labs & imaging

Diagnostic tests & procedures In-network: $20 copay
Out-of-network: $20 copay

Lab services In-network: $20 copay
Out-of-network: $20 copay

Diagnostic radiology services (like MRI) In-network: $150-$200 copay
Out-of-network: $150-$200 copay

Outpatient x-rays In-network: $50-$100 copay
Out-of-network: $50-$100 copay

Emergency care $130 copay

Urgent care $50 copay

Hospital Services

Inpatient hospital coverage Tier 1
$295 per day for days 1-6
$0 per day for days 7-90
$0 per stay

Outpatient hospital coverage In-network: $300 copay
Out-of-network: $300 copay

Skilled nursing facility

Skilled nursing facility Tier 1
$0 per day for days 1-20
$218 per day for days 21-100

Preventive services

Preventive services In-network: $0 copay
Out-of-network: $0 copay

Ambulance

Ground ambulance In-network: $295 copay
Out-of-network: $295 copay

Therapy services

Occupational therapy visit In-network: $35 copay
Out-of-network: $35 copay

Physical therapy & speech & language therapy visit In-network: $35 copay
Out-of-network: $35 copay

Mental health services

Outpatient group therapy with a psychiatrist In-network: $35 copay
Out-of-network: $35 copay

Outpatient individual therapy with a psychiatrist In-network: $35 copay
Out-of-network: $35 copay

Outpatient group therapy visit In-network: $35 copay
Out-of-network: $35 copay

Outpatient individual therapy visit In-network: $35 copay
Out-of-network: $35 copay

Opioid treatment services

Opioid treatment services Covered

Other services

Durable medical equipment (like wheelchairs & oxygen) In-network: 20% coinsurance
Out-of-network: 20% coinsurance

Prosthetics (like braces, artificial limbs) In-network: 20% coinsurance
Out-of-network: 20% coinsurance

Diabetes supplies In-network: $0 copay
Out-of-network: $0 copay

Prescription drugs (Part D benefits)

Drug tier standard retail · 1-month supply Initial coverage Catastrophic

Preferred Generic $0.00 copay $0 copay

Generic $15.00 copay $0 copay

Preferred Brand 19% coinsurance $0 copay

Non-Preferred Drug 50% coinsurance $0 copay

Specialty Tier 29% coinsurance $0 copay

Part B drugs

Chemotherapy drugs In-network: 0%-20% coinsurance
Out-of-network: 0%-20% coinsurance

Other Part B drugs In-network: 0%-20% coinsurance
Out-of-network: 0%-20% coinsurance

Extra Benefits

Hearing

Hearing exam In-network: $0 copay
Out-of-network: $0 copay

Fitting/evaluation Not covered

Hearing aids - prescription In-network: $0 copay
Out-of-network: $0 copay

Hearing aids - over the counter Not covered

Preventive dental

Oral exam In-network: $0 copay
Out-of-network: $0 copay

Cleaning In-network: $0 copay
Out-of-network: $0 copay

Fluoride treatment In-network: $0 copay
Out-of-network: $0 copay

Dental x-rays In-network: $0 copay
Out-of-network: $0 copay

Comprehensive dental

Restorative services In-network: $0 copay
Out-of-network: $0 copay

Endodontics In-network: $0 copay
Out-of-network: $0 copay

Periodontics In-network: $0 copay
Out-of-network: $0 copay

Prosthodontics, removable In-network: $0 copay
Out-of-network: $0 copay

Prosthodontics, fixed In-network: $0 copay
Out-of-network: $0 copay

Maxillofacial prosthetics In-network: $0 copay
Out-of-network: $0 copay

Implant services In-network: $0 copay
Out-of-network: $0 copay

Oral and maxillofacial surgery In-network: $0 copay
Out-of-network: $0 copay

Orthodontics Not covered

Adjunctive general services In-network: $0 copay
Out-of-network: $0 copay

Vision

Routine eye exam In-network: $0 copay
Out-of-network: $0 copay

Contact lenses In-network: $0 copay
Out-of-network: $0 copay

Eyeglasses (frames & lenses) In-network: $0 copay
Out-of-network: $0 copay

Eyeglass frames (only) Not covered

Eyeglass lenses (only) Not covered

Upgrades Not covered

Plan documents & tools

Plan details (carrier site)Provider directory Drug list (formulary)

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