Optima Medicare Salute (HMO)
Virginia Medicare Advantage Plan (2023 Plan)
Overall Government Star Rating4.0
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Optima Medicare Salute (HMO) is a Medicare Advantage Plan Without Prescription Drugs, which is available in Virginia and offered by the health insurance company Optima Medicare. This plan’s network type is HMO which determines in-network doctors who accept the health plan and whether a referral is needed.
Optima Medicare Salute (HMO) has a monthly premium cost of $0 per month, with an annual deductible of $0 and a maximum out of pocket cost sharing of $3,400 In-network. The most common benefit costs which people evaluate when choosing a plan are costs for a primary doctor visit, specialist doctor visit, emergency room visit, and ambulance. These costs are listed in this summary section and a full list of benefit costs for Optima Medicare Salute (HMO) are defined below.
Additional Benefits and Coverage
Optima Medicare Salute (HMO) is a Medicare Advantage plan which does not include Medicare Part D Prescription Drug coverage. Other common benefits included with Medicare Advantage plans are coverage for dental, vision, and hearing. Optima Medicare Salute (HMO) includes coverage for hearing, vision, dental.
Medicare Advantage health plans can offer even more additional benefits. Optima Medicare Salute (HMO) includes coverage for the following additional benefits:
Comparing the Quality Score of Optima Medicare Salute (HMO) to Other Plans in Virginia
Each year the federal government evaluates the quality of Medicare Advantage and Part D Prescription Drug plans based on a 5-star scoring system. For 2023, Optima Medicare Salute (HMO) received an overall government quality rating of 4.0 stars out of 5 stars.
Optima Medicare Salute (HMO) performed the same as Virginia’s State average overall quality score of 4.0 stars.
The government calculates an “Overall star rating” based on ratings for sub components including “Health plan star rating” and “Drug plan star rating”, which includes further subcomponents of each.
Optima Medicare Salute (HMO) received 4 stars for its health plan quality score which is the same as the Virginia State average health plan quality score of 4.0 stars.
Plan Benefits and Coverage Details
Tests, labs, & imaging
$0 per day for days 7 through 90
Skilled nursing facility
$188 per day for days 21 through 100
Mental health services
Opioid treatment services
Prescription Drug Benefits
Tier drug costs for: Standard retail pharmacy drug cost for 1-month
Part B Drugs
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In this article we rank Virginia Medicare Advantage plans based on our evaluation of government 5-star quality scores. Each year the government rates the quality of Medicare Advantage health insurance plans with a 5-star quality score. An overall quality score is assigned to each plan which is based on the scores of various quality metrics.
The Medicare landscape in Virginia is constantly changing. In this article we show a summary of new and returning health insurance companies offering Medicare Advantage Plans (Part C) and Medicare Prescription Drug Plans (Part D) in Virginia.