Anthem Veteran (PPO)

by Anthem Blue Cross and Blue Shield

2026 Medicare Advantage plan available in Virginia

Plan ID H4909-020-0

Additional coverage:

HearingVisionDental

Medicare Advantage PPO $0 premium 3.5 Overall

Monthly plan premium $0 / mo

Annual deductible $750 / yr

Max out-of-pocket · in-network $6,800 / yr

3.5 Overall Government Star Rating 2026 · out of 5 stars

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Plan Overview

Anthem Veteran (PPO) is a Medicare Advantage Plan Without Prescription Drugs, which is available in Virginia and offered by the health insurance company Anthem Blue Cross and Blue Shield. This plan's network type is PPO, which determines the in-network doctors who accept the plan and whether a referral is needed.

Plan Name Anthem Veteran (PPO)

Insurance Carrier Anthem Blue Cross and Blue Shield

Plan Type Medicare Advantage Plan Without Prescription Drugs

Network Type PPO

Cost Summary

Anthem Veteran (PPO) has a monthly premium cost of $0 per month, with an annual deductible of $750 annual deductible and a maximum out-of-pocket cost sharing of $6,800. The most common costs people evaluate when choosing a plan are listed here; a full list of benefit costs is defined below.

Monthly Premium $0 / mo

Annual Deductible $750 annual deductible / yr

Max Out-of-Pocket · in-network $6,800 / yr

Primary doctor visit $0 copay

Specialist visit $45 copay

ER visit $115 copay

Ambulance $295 copay

Additional Benefits and Coverage

Anthem Veteran (PPO) is a Medicare Advantage plan which does not include Medicare Part D prescription drug coverage. Other common benefits included with Medicare Advantage plans are coverage for dental, vision, and hearing. Anthem Veteran (PPO) includes coverage for hearing, vision, dental.

Part D Prescription Drug Coverage No

Dental Yes

Vision Yes

Hearing Yes

Nationwide Coverage No

Other benefits

Fitness benefit Limited coverage

Over-the-counter drug benefits Limited coverage

In-home support services Not covered

Home & bathroom safety devices Not covered

Meals for short duration Not covered

Annual physical exams Limited coverage

Telehealth Limited coverage

Medical Benefits

Doctor Services

Primary doctor visit In-network: $0 copay
Out-of-network: $35 copay

Specialist visit In-network: $45 copay
Out-of-network: $60 copay

Tests, labs & imaging

Diagnostic tests & procedures In-network: $0-$140 copay
Out-of-network: 35% coinsurance

Lab services In-network: $0-$15 copay
Out-of-network: 35% coinsurance

Diagnostic radiology services (like MRI) In-network: $50-$290 copay
Out-of-network: 35% coinsurance

Outpatient x-rays In-network: $50-$110 copay
Out-of-network: 35% coinsurance

Emergency care $115 copay

Urgent care $40 copay

Hospital Services

Inpatient hospital coverage In-network:
  Tier 1
  $290 per day for days 1-5
  $0 per day for days 6-90
  $0 per stay
Out-of-network:
  35% per stay

Outpatient hospital coverage In-network: $0-$290 copay
Out-of-network: 35% coinsurance

Skilled nursing facility

Skilled nursing facility In-network:
  Tier 1
  $0 per day for days 1-20
  $218 per day for days 21-100
Out-of-network:
  35% per stay

Preventive services

Preventive services In-network: $0 copay
Out-of-network: 35% coinsurance

Ambulance

Ground ambulance In-network: $295 copay
Out-of-network: $295 copay

Therapy services

Occupational therapy visit In-network: $35 copay
Out-of-network: 35% coinsurance

Physical therapy & speech & language therapy visit In-network: $35 copay
Out-of-network: 35% coinsurance

Mental health services

Outpatient group therapy with a psychiatrist In-network: $45 copay
Out-of-network: 35% coinsurance

Outpatient individual therapy with a psychiatrist In-network: $45 copay
Out-of-network: 35% coinsurance

Outpatient group therapy visit In-network: $45 copay
Out-of-network: 35% coinsurance

Outpatient individual therapy visit In-network: $45 copay
Out-of-network: 35% coinsurance

Opioid treatment services

Opioid treatment services Covered

Other services

Durable medical equipment (like wheelchairs & oxygen) In-network: 0%-20% coinsurance
Out-of-network: 35% coinsurance

Prosthetics (like braces, artificial limbs) In-network: 20% coinsurance
Out-of-network: 35% coinsurance

Diabetes supplies In-network: $0 copay
Out-of-network: 35% coinsurance

Medicare star rating

Each year the federal government rates Medicare Advantage and Part D plans on a 5-star system covering quality of care, chronic-condition management, member experience, and customer service. For 2026, Anthem Veteran (PPO) earned an overall rating of 3.5 stars — worse than Virginia's state average of 3.8 stars.

Rating category This plan State average

Overall star rating ★ 3.5 3.8

Health plan quality

Summary rating of health plan quality ★ 3.0 3.8

Staying healthy: screenings, tests & vaccines ★ 2.0 3.5

Managing chronic (long-term) conditions ★ 3.0 3.5

Member experience with health plan ★ 3.0 3.7

Member complaints & changes in performance ★ 3.0 4.0

Health plan customer service ★ 4.0 4.3

Extra Benefits

Hearing

Hearing exam In-network: $0 copay
Out-of-network: 20% coinsurance

Fitting/evaluation In-network: $0 copay
Out-of-network: 20% coinsurance

Hearing aids - prescription In-network: $0 copay
Out-of-network: $0 copay

Hearing aids - over the counter In-network: $0 copay
Out-of-network: $0 copay

Preventive dental

Oral exam In-network: $0 copay
Out-of-network: 20% coinsurance

Cleaning In-network: $0 copay
Out-of-network: 20% coinsurance

Fluoride treatment In-network: $0 copay
Out-of-network: 20% coinsurance

Dental x-rays In-network: $0 copay
Out-of-network: 20% coinsurance

Comprehensive dental

Restorative services In-network: 25% coinsurance
Out-of-network: 50% coinsurance

Endodontics In-network: 25% coinsurance
Out-of-network: 50% coinsurance

Periodontics In-network: 25% coinsurance
Out-of-network: 50% coinsurance

Prosthodontics, removable In-network: 25% coinsurance
Out-of-network: 50% coinsurance

Prosthodontics, fixed In-network: 25% coinsurance
Out-of-network: 50% coinsurance

Maxillofacial prosthetics Not covered

Implant services Not covered

Oral and maxillofacial surgery In-network: 25% coinsurance
Out-of-network: 50% coinsurance

Orthodontics Not covered

Adjunctive general services In-network: 25% coinsurance
Out-of-network: 50% coinsurance

Vision

Routine eye exam In-network: $0 copay
Out-of-network: $0 copay

Contact lenses In-network: $0 copay
Out-of-network: $0 copay

Eyeglasses (frames & lenses) In-network: $0 copay
Out-of-network: $0 copay

Eyeglass frames (only) In-network: $0 copay
Out-of-network: $0 copay

Eyeglass lenses (only) In-network: $0 copay
Out-of-network: $0 copay

Upgrades Not covered

Plan documents & tools

Plan details (carrier site)Provider directory Drug list (formulary)

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