Find Plan Options in Your Area
Sign Up Help
 
Mon-Fri: 8am-9pm, Sat: 8am-8pm ET
Medicare65quote.com
TTY 711

BSW SeniorCare Advantage Premium (HMO-POS)

Texas Medicare Advantage Plan (2025 Plan)

Monthly Premium

Your Cost
$199
by Baylor Scott & White Health Plan

Additional Coverage

HearingVisionDental

Overall Government Star Rating

 4.5
out of 5 stars

Ready to Enroll Online?

Plan Overview

Plan Name
BSW SeniorCare Advantage Premium (HMO-POS)
Insurance Carrier
Baylor Scott & White Health Plan
Plan Type
Medicare Advantage Plan Without Prescription Drugs
Network Type
HMO

BSW SeniorCare Advantage Premium (HMO-POS) is a Medicare Advantage Plan Without Prescription Drugs, which is available in Texas and offered by the health insurance company Baylor Scott & White Health Plan. This plan’s network type is HMO which determines in-network doctors who accept the health plan and whether a referral is needed.

Cost Summary

Monthly Premium
$199
Annual Deductible
$0
Max Out-of-Pocket
$4,500
Primary doctor visit
$0 copay
Specialist visit
$0 copay
ER visit
$90 copay per visit (always covered)
Ambulance
$40 copay

BSW SeniorCare Advantage Premium (HMO-POS) has a monthly premium cost of $199 per month, with an annual deductible of $0 and a maximum out of pocket cost sharing of $4,500 In-network. The most common benefit costs which people evaluate when choosing a plan are costs for a primary doctor visit, specialist doctor visit, emergency room visit, and ambulance. These costs are listed in this summary section and a full list of benefit costs for BSW SeniorCare Advantage Premium (HMO-POS) are defined below.

Additional Benefits and Coverage

No
Part D Prescription Drug Coverage
Yes
Dental
Yes
Vision
Yes
Hearing

BSW SeniorCare Advantage Premium (HMO-POS) is a Medicare Advantage plan which does not include Medicare Part D Prescription Drug coverage. Other common benefits included with Medicare Advantage plans are coverage for dental, vision, and hearing. BSW SeniorCare Advantage Premium (HMO-POS) includes coverage for hearing, vision, dental.

Medicare Advantage health plans can offer even more additional benefits. BSW SeniorCare Advantage Premium (HMO-POS) includes coverage for the following additional benefits:

Other benefits

Fitness benefit
Limited coverage
Over the counter drug benefits
Limited coverage
In-home support services
Not covered
Home and bathroom safety devices
Not covered
Meals for short duration
Limited coverage
Annual physical exams
Limited coverage
Telehealth
Limited coverage

Comparing the Quality Score of BSW SeniorCare Advantage Premium (HMO-POS) to Other Plans in Texas

Each year the federal government evaluates the quality of Medicare Advantage and Part D Prescription Drug plans based on a 5-star scoring system. For 2025, BSW SeniorCare Advantage Premium (HMO-POS) received an overall government quality rating of 4.5 stars out of 5 stars.

BSW SeniorCare Advantage Premium (HMO-POS) performed better than Texas’s State average overall quality score of 3.9 stars.

This Plan’s 5-star Gov’t Quality Score
Texas State Average Score
Overall Government 5 Star Quality Rating
 4.5
 3.9
Summary rating of health plan quality
 4
 3.8
Staying healthy: screenings, tests, & vaccines
 4
 3.9
Managing chronic (long term) conditions
 3
 3.5
Member experience with health plan
 5
 3.8
Member complaints & changes in the health plan's performance
 4
 3.9
Health plan customer service
 4
 4.2

The government calculates an “Overall star rating” based on ratings for sub components including “Health plan star rating” and “Drug plan star rating”, which includes further subcomponents of each.

BSW SeniorCare Advantage Premium (HMO-POS) received 4 stars for its health plan quality score which is better than the Texas State average health plan quality score of 3.8 stars.

Plan Benefits and Coverage Details

Monthly Premium
$199
Health Portion of Premium
$199
Drug Portion of Premium
$0
Health Plan Deductible
$0
Health Plan Max Out-of-Pocket
$4,500 In-network
Nationwide Coverage included
No
Hearing Coverage included
Yes
Vision Coverage included
Yes
Dental Coverage included
Yes
Doctor Lookup Link
http://BSWHealthPlan.com/Medicare
Plan Link
http://BSWHealthPlan.com/Medicare

Medical Benefits

Doctor Services

Primary doctor visit
In-network: $0 copay
Specialist visit
In-network: $0 copay

Tests, labs, & imaging

Diagnostic tests & procedures
In-network: $0 copay
Lab services
In-network: $0 copay
Diagnostic radiology services (like MRI)
In-network: $0 copay
Outpatient x-rays
In-network: $0 copay
Emergency care
$90 copay per visit (always covered)
Urgent care
$40 copay per visit (always covered)

Hospital Services

Inpatient hospital coverage
In-network: $100 per stay
Out-of-network: Not Applicable
Outpatient hospital coverage
In-network: $0 copay

Skilled nursing facility

Skilled nursing facility
In-network: $0 per day for days 1 through 20
$15 per day for days 21 through 100
Out-of-network: Not Applicable

Preventive services

Preventive services
In-network: $0 copay

Ambulance

Ground ambulance
In-network: $40 copay

Therapy services

Occupational therapy visit
In-network: $10 copay
Physical therapy & speech & language therapy visit
In-network: $10 copay

Mental health services

Outpatient group therapy with a psychiatrist
In-network: $0 copay
Outpatient individual therapy with a psychiatrist
In-network: $0 copay
Outpatient group therapy visit
In-network: $0 copay
Outpatient individual therapy visit
In-network: $0 copay

Opioid treatment services

Opioid treatment services
Covered

Other services

Durable medical equipment (like wheelchairs & oxygen)
In-network: $0 copay
Prosthetics (like braces, artificial limbs)
In-network: $0 copay
Diabetes supplies
In-network: $0 copay

Prescription Drug Benefits

Tier drug costs for: Standard retail pharmacy drug cost for 1-month

Part B Drugs

Chemotherapy drugs
In-network: 0-20% coinsurance
Other Part B drugs
In-network: 0-20% coinsurance

Extra Benefits

Hearing

Hearing exam
In-network: $0 copay
Fitting/evaluation
In-network: $0 copay
Hearing aids - All types
In-network: $0 copay

Preventive Dental

Oral exam
In-network: $0 copay
Out-of-network: 0%-50% coinsurance
Cleaning
In-network: $0 copay
Out-of-network: 0%-50% coinsurance
Fluoride treatment
Not covered
Dental x-rays
In-network: $0 copay
Out-of-network: 0%-50% coinsurance

Comprehensive dental

Restorative services
In-network: 50% coinsurance
Out-of-network: 0%-50% coinsurance
Endodontics
In-network: 50% coinsurance
Out-of-network: 0%-50% coinsurance
Periodontics
In-network: 50% coinsurance
Out-of-network: 0%-50% coinsurance
Prosthodontics, removable
In-network: 50% coinsurance
Out-of-network: 0%-50% coinsurance
Prosthodontics, fixed
In-network: 50% coinsurance
Out-of-network: 0%-50% coinsurance
Maxillofacial prosthetics
Not covered
Implant services
In-network: 50% coinsurance
Out-of-network: 0%-50% coinsurance
Oral and maxillofacial surgery
In-network: 50% coinsurance
Out-of-network: 0%-50% coinsurance
Orthodontics
Not covered
Adjunctive general services
In-network: 50% coinsurance
Out-of-network: 0%-50% coinsurance

Vision

Routine eye exam
In-network: $0 copay
Contact lenses
In-network: $0 copay
Eyeglasses (frames & lenses)
In-network: $0 copay
Eyeglass frames (only)
In-network: $0 copay
Eyeglass lenses (only)
In-network: $0 copay
Upgrades
Not covered

When Can I Sign Up for Medicare?

Enter your birthday month and year to learn when you can sign up for different Medicare plan options.

 

 

Ready to Enroll Online?

Please Support Our Sponsor

Advertisement

Medicare Health Plans

Get Advice & Sign Up Help

TTY 711

Speak with a Licensed Insurance Agent

Mon-Fri: 8am - 9pm ET
Sat: 8am - 8pm ET

Medicare65quote

  • Medicare Advantage Plans
  • Medicare Prescription Drug Plans
  • Medicare Supplement Insurance Plans

No obligation to enroll. Find your plan online or speak with a licensed insurance agent to get help signing up for the right plan for you! See www.medicare65quote.com for our Third-Party Marketing Organization disclaimer.
Insurance Ad -No Government Affiliation

Related Articles
Best Texas Medicare Advantage Health Insurance Companies for 2025
Health Plan Radar Health Plan Radar

In this article we rank Texas Medicare Advantage plans based on our evaluation of government 5-star quality scores. Each year the government rates the quality of Medicare Advantage health insurance plans with a 5-star quality score. An overall quality score is assigned to each plan which is based on the scores of various quality metrics.

Read more →