Select your County to view details for Cigna True Choice Medicare (PPO) specific to your location


Overview of Cigna True Choice Medicare (PPO) in Tennessee

by Cigna Healthcare

Additional Coverage

HearingVisionDental

Overall Government Star Rating

 3.0
out of 5 stars

Variations of Cigna True Choice Medicare (PPO) Within Tennessee

Cigna True Choice Medicare (PPO) is available in 85 Tennessee Counties. Pricing and benefit details can vary by location. Each variation of Cigna True Choice Medicare (PPO) has a unique Plan ID and benefits which can differ by monthly premium, deductible, out-of-pocket maximum, and other costs such as copays and coinsurance. Each variation of Cigna True Choice Medicare (PPO) in Tennessee is listed below:

Monthly Premium
$0 per month
Deductible
$275 annual deductible
Out-of-Pocket Max
$10,000 In and Out-of-network
$5,350 In-network

Available in Counties: Fayette, Lauderdale, Shelby, Tipton
Monthly Premium
$0 per month
Deductible
$0
Out-of-Pocket Max
$9,950 In and Out-of-network
$5,500 In-network

Available in Counties: Cheatham, Davidson, Robertson, Rutherford, Sumner, Trousdale, Williamson, Wilson
Monthly Premium
$0 per month
Deductible
$200 annual deductible
Out-of-Pocket Max
$10,000 In and Out-of-network
$5,650 In-network

Available in Counties: Anderson, Blount, Campbell, Claiborne, Cocke, Grainger, Hamblen, Hancock, Jefferson, Knox, Loudon, Meigs, Monroe, Morgan, Rhea, Scott, Sevier, Union
Monthly Premium
$0 per month
Deductible
$200 annual deductible
Out-of-Pocket Max
$10,000 In and Out-of-network
$6,425 In-network

Available in Counties: Benton, Carroll, Decatur, Hardeman, Hardin, Haywood, Henderson, Henry, Lake, Madison, McNairy, Weakley
Monthly Premium
$0 per month
Deductible
$200 annual deductible
Out-of-Pocket Max
$10,000 In and Out-of-network
$5,700 In-network

Available in Counties: Carter, Greene, Johnson, Sullivan, Unicoi, Washington
Monthly Premium
$0 per month
Deductible
$0
Out-of-Pocket Max
$9,550 In and Out-of-network
$5,700 In-network

Available in Counties: Bedford, Cannon, Clay, Coffee, Cumberland, DeKalb, Dickson, Fentress, Giles, Hickman, Houston, Humphreys, Jackson, Lawrence, Lewis, Lincoln, Macon, Marshall, Maury, Moore, Overton, Perry, Pickett, Putnam, Smith, Stewart, Van Buren, Warren, Wayne, White
Monthly Premium
$0 per month
Deductible
$500 annual deductible
Out-of-Pocket Max
$10,000 In and Out-of-network
$5,700 In-network

Available in Counties: Bledsoe, Bradley, Grundy, Hamilton, Marion, Polk, Sequatchie

Each year the federal government evaluates the quality of Medicare Advantage and Part D Prescription Drug plans based on a 5-star scoring system. For 2025, Cigna True Choice Medicare (PPO) received an overall government quality rating of 3.0 stars out of 5 stars.

Cigna True Choice Medicare (PPO) performed worse than Tennessee’s State average overall quality score of 4.0 stars.

This Plan’s 5-star Gov’t Quality Score
Tennessee State Average Score
Overall Government 5 Star Quality Rating
 3.0
 4.0
Summary rating of health plan quality
 3
 4.0
Staying healthy: screenings, tests, & vaccines
 3
 3.5
Managing chronic (long term) conditions
 3
 3.5
Member experience with health plan
 3
 4.2
Member complaints & changes in the health plan's performance
 3
 4.3
Health plan customer service
 4
 3.9
Summary rating of drug plan quality
 3
 3.9
Drug plan customer service
 4
 4.1
Member complaints & changes in the drug plan's performance
 3
 4.2
Member experience with the drug plan
 4
 4.2
Drug safety & accuracy of drug pricing
 3
 3.2

The government calculates an “Overall star rating” based on ratings for sub components including “Health plan star rating” and “Drug plan star rating”, which includes further subcomponents of each.

Cigna True Choice Medicare (PPO) received 3 stars for its health plan quality score which is worse than the Tennessee State average health plan quality score of 4.0 stars.

Cigna True Choice Medicare (PPO) received 3 stars for its drug plan quality score which is worse than the Tennessee State average drug plan quality score of 3.9 stars.


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