Wellcare Simple Value (HMO-POS)
Oregon Medicare Advantage Plan (2025 Plan)
by Wellcare by Health Net
Additional Coverage
HearingVisionDental
Overall Government Star Rating
3.0
out of 5 stars
Plan Name
Wellcare Simple Value (HMO-POS)
Plan Type
Medicare Advantage Plan With Part D Prescription Drug Coverage
Wellcare Simple Value (HMO-POS) is a Medicare Advantage Plan With Part D Prescription Drug Coverage, which is available in Oregon and offered by the health insurance company Wellcare by Health Net. This plan’s network type is HMO which determines in-network doctors who accept the health plan and whether a referral is needed.
Annual Deductible
$150 In-network
Primary doctor visit
$0 copay
Specialist visit
$25 copay per visit
ER visit
$125 copay per visit (always covered)
Wellcare Simple Value (HMO-POS) has a monthly premium cost of $0 per month, with an annual deductible of $150 In-network and a maximum out of pocket cost sharing of $6,600 In-network. The most common benefit costs which people evaluate when choosing a plan are costs for a primary doctor visit, specialist doctor visit, emergency room visit, and ambulance. These costs are listed in this summary section and a full list of benefit costs for Wellcare Simple Value (HMO-POS) are defined below.
Yes
Part D Prescription Drug Coverage
Wellcare Simple Value (HMO-POS) is a Medicare Advantage plan which does include Medicare Part D Prescription Drug coverage. Other common benefits included with Medicare Advantage plans are coverage for dental, vision, and hearing. Wellcare Simple Value (HMO-POS) includes coverage for hearing, vision, dental.
Medicare Advantage health plans can offer even more additional benefits. Wellcare Simple Value (HMO-POS) includes coverage for the following additional benefits:
Other benefits
Over the counter drug benefits
Home and bathroom safety devices
Each year the federal government evaluates the quality of Medicare Advantage and Part D Prescription Drug plans based on a 5-star scoring system. For 2025, Wellcare Simple Value (HMO-POS) received an overall government quality rating of 3.0 stars out of 5 stars.
Wellcare Simple Value (HMO-POS) performed worse than Oregon’s State average overall quality score of 3.5 stars.
This Plan’s 5-star Gov’t Quality Score
Oregon State Average Score
Overall Government 5 Star Quality Rating
3.0
3.5
Summary rating of health plan quality
Staying healthy: screenings, tests, & vaccines
Managing chronic (long term) conditions
Member experience with health plan
Member complaints & changes in the health plan's performance
Health plan customer service
Summary rating of drug plan quality
Drug plan customer service
Member complaints & changes in the drug plan's performance
Member experience with the drug plan
Drug safety & accuracy of drug pricing
The government calculates an “Overall star rating” based on ratings for sub components including “Health plan star rating” and “Drug plan star rating”, which includes further subcomponents of each.
Wellcare Simple Value (HMO-POS) received 3 stars for its health plan quality score which is worse than the Oregon State average health plan quality score of 3.4 stars.
Wellcare Simple Value (HMO-POS) received 3 stars for its drug plan quality score which is worse than the Oregon State average drug plan quality score of 3.5 stars.
Health Portion of Premium
Health Plan Max Out-of-Pocket
Nationwide Coverage included
Hearing Coverage included
Doctor Services
Specialist visit
In-network: $25 copay per visit
Tests, labs, & imaging
Diagnostic tests & procedures
In-network: $0 copay or 20% coinsurance
Diagnostic radiology services (like MRI)
Emergency care
$125 copay per visit (always covered)
Urgent care
$55 copay per visit (always covered)
Hospital Services
Inpatient hospital coverage
In-network: $673 per day for days 1 through 4
$0 per day for days 5 through 90
Out-of-network: Not Applicable
Outpatient hospital coverage
In-network: $0-500 copay per visit
Skilled nursing facility
Skilled nursing facility
In-network: $0 per day for days 1 through 20
$214 per day for days 21 through 50
$0 per day for days 51 through 100
Out-of-network: Not Applicable
Preventive services
Ambulance
Therapy services
Occupational therapy visit
Physical therapy & speech & language therapy visit
Mental health services
Outpatient group therapy with a psychiatrist
Outpatient individual therapy with a psychiatrist
Outpatient group therapy visit
Outpatient individual therapy visit
Opioid treatment services
Opioid treatment services
Other services
Durable medical equipment (like wheelchairs & oxygen)
In-network: 20% coinsurance per item
Prosthetics (like braces, artificial limbs)
In-network: 20% coinsurance per item
Diabetes supplies
In-network: $0 copay per item
Tier drug costs for: Standard retail pharmacy drug cost for 1-month
Tiers | Initial coverage phase | Catastrophic coverage phase |
---|
Preferred Generic | $5.00 copay | $0 copay |
Generic | $10.00 copay | $0 copay |
Preferred Brand | 25% coinsurance | $0 copay |
Non-Preferred Drug | 43% coinsurance | $0 copay |
Specialty Tier | 28% coinsurance | $0 copay |
Part B Drugs
Chemotherapy drugs
In-network: 0-20% coinsurance
Other Part B drugs
In-network: 0-20% coinsurance
Hearing
Preventive Dental
Oral exam
In-network: $0 copay
Out-of-network: 25% coinsurance
Cleaning
In-network: $0 copay
Out-of-network: 25% coinsurance
Fluoride treatment
In-network: $0 copay
Out-of-network: 25% coinsurance
Dental x-rays
In-network: $0 copay
Out-of-network: 25% coinsurance
Comprehensive dental
Prosthodontics, removable
Maxillofacial prosthetics
Oral and maxillofacial surgery
Adjunctive general services
In-network: $0 copay
Out-of-network: 25% coinsurance
Vision
Eyeglasses (frames & lenses)
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