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Paramount Elite Courage (PPO)

Ohio Medicare Advantage Plan (2025 Plan)

Monthly Premium

Your Cost
$0
by Paramount Elite Medicare Plans

Additional Coverage

HearingVisionDental

Overall Government Star Rating

(coming soon)

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Plan Overview

Plan Name
Paramount Elite Courage (PPO)
Insurance Carrier
Paramount Elite Medicare Plans
Plan Type
Medicare Advantage Plan Without Prescription Drugs
Network Type
PPO

Paramount Elite Courage (PPO) is a Medicare Advantage Plan Without Prescription Drugs, which is available in Ohio and offered by the health insurance company Paramount Elite Medicare Plans. This plan’s network type is PPO which determines in-network doctors who accept the health plan and whether a referral is needed.

Cost Summary

Monthly Premium
$0
Annual Deductible
$0
Max Out-of-Pocket
$4,151
Primary doctor visit
$0 copay
Specialist visit
$35 copay per visit
ER visit
$125 copay per visit (always covered)
Ambulance
$250 copay

Paramount Elite Courage (PPO) has a monthly premium cost of $0 per month, with an annual deductible of $0 and a maximum out of pocket cost sharing of $8,950 In and Out-of-network $4,151 In-network $8,950 Out-of-network. The most common benefit costs which people evaluate when choosing a plan are costs for a primary doctor visit, specialist doctor visit, emergency room visit, and ambulance. These costs are listed in this summary section and a full list of benefit costs for Paramount Elite Courage (PPO) are defined below.

Additional Benefits and Coverage

No
Part D Prescription Drug Coverage
Yes
Dental
Yes
Vision
Yes
Hearing

Paramount Elite Courage (PPO) is a Medicare Advantage plan which does not include Medicare Part D Prescription Drug coverage. Other common benefits included with Medicare Advantage plans are coverage for dental, vision, and hearing. Paramount Elite Courage (PPO) includes coverage for hearing, vision, dental.

Medicare Advantage health plans can offer even more additional benefits. Paramount Elite Courage (PPO) includes coverage for the following additional benefits:

Other benefits

Fitness benefit
Limited coverage
Over the counter drug benefits
Limited coverage
In-home support services
Not covered
Home and bathroom safety devices
Not covered
Meals for short duration
Limited coverage
Annual physical exams
Limited coverage
Telehealth
Limited coverage

Plan Benefits and Coverage Details

Monthly Premium
$0
Health Portion of Premium
$0
Drug Portion of Premium
$0
Health Plan Deductible
$0
Health Plan Max Out-of-Pocket
$8,950 In and Out-of-network
$4,151 In-network
$8,950 Out-of-network
Nationwide Coverage included
No
Hearing Coverage included
Yes
Vision Coverage included
Yes
Dental Coverage included
Yes
Doctor Lookup Link
http://www.paramounthealthcare.com/medicareplans
Plan Link
http://paramounthealthcare.com/medicareplans

Medical Benefits

Doctor Services

Primary doctor visit
In-network: $0 copay
Out-of-network: 30% coinsurance per visit
Specialist visit
In-network: $35 copay per visit
Out-of-network: 30% coinsurance per visit

Tests, labs, & imaging

Diagnostic tests & procedures
In-network: $10 copay
Out-of-network: 30% coinsurance
Lab services
In-network: $0-5 copay
Out-of-network: 10-30% coinsurance
Diagnostic radiology services (like MRI)
In-network: $0-200 copay
Out-of-network: 30% coinsurance
Outpatient x-rays
In-network: $10 copay
Out-of-network: 30% coinsurance
Emergency care
$125 copay per visit (always covered)
Urgent care
$35 copay per visit (always covered)

Hospital Services

Inpatient hospital coverage
In-network: $300 per day for days 1 through 5
$0 per day for days 6 through 90
Out-of-network: 30% per day for days 1 and beyond
Outpatient hospital coverage
In-network: $0-200 copay per visit
Out-of-network: $0-200 copay per visit

Skilled nursing facility

Skilled nursing facility
In-network: $0 per day for days 1 through 20
$214 per day for days 21 through 100
Out-of-network: 30% per stay
30% per day for days 1 through 100

Preventive services

Preventive services
In-network: $0 copay
Out-of-network: $0 copay

Ambulance

Ground ambulance
In-network: $250 copay
Out-of-network: $250 copay

Therapy services

Occupational therapy visit
In-network: $25 copay
Out-of-network: 30% coinsurance
Physical therapy & speech & language therapy visit
In-network: $25 copay
Out-of-network: 30% coinsurance

Mental health services

Outpatient group therapy with a psychiatrist
In-network: $35 copay
Out-of-network: 30% coinsurance
Outpatient individual therapy with a psychiatrist
In-network: $35 copay
Out-of-network: 30% coinsurance
Outpatient group therapy visit
In-network: $35 copay
Out-of-network: 30% coinsurance
Outpatient individual therapy visit
In-network: $35 copay
Out-of-network: 30% coinsurance

Opioid treatment services

Opioid treatment services
Covered

Other services

Durable medical equipment (like wheelchairs & oxygen)
In-network: 0-20% coinsurance per item
Out-of-network: 30% coinsurance per item
Prosthetics (like braces, artificial limbs)
In-network: 20% coinsurance per item
Out-of-network: 50% coinsurance per item
Diabetes supplies
In-network: 0-20% coinsurance per item
Out-of-network: 0-20% coinsurance per item

Prescription Drug Benefits

Tier drug costs for: Standard retail pharmacy drug cost for 1-month

Part B Drugs

Chemotherapy drugs
In-network: 0-20% coinsurance
Out-of-network: 30% coinsurance
Other Part B drugs
In-network: 0-20% coinsurance
Out-of-network: 30% coinsurance

Extra Benefits

Hearing

Hearing exam
In-network: $35 copay
Out-of-network: $0 copay or 50% coinsurance
Fitting/evaluation
In-network: $0 copay
Out-of-network: $0 copay or 50% coinsurance
Hearing aids - All types
In-network: $0 copay
Out-of-network: $0 copay

Preventive Dental

Oral exam
In-network: $0 copay
Out-of-network: 30% coinsurance
Cleaning
In-network: $0 copay
Out-of-network: 30% coinsurance
Fluoride treatment
In-network: $0 copay
Out-of-network: 30% coinsurance
Dental x-rays
In-network: $0 copay
Out-of-network: 30% coinsurance

Comprehensive dental

Restorative services
In-network: $0 copay
Out-of-network: 30% coinsurance
Endodontics
In-network: $0 copay
Out-of-network: 30% coinsurance
Periodontics
In-network: $0 copay
Out-of-network: 30% coinsurance
Prosthodontics, removable
In-network: $0 copay
Out-of-network: 30% coinsurance
Prosthodontics, fixed
In-network: $0 copay
Out-of-network: 30% coinsurance
Maxillofacial prosthetics
Not covered
Implant services
Not covered
Oral and maxillofacial surgery
In-network: $0 copay
Out-of-network: 30% coinsurance
Orthodontics
Not covered
Adjunctive general services
In-network: $0 copay
Out-of-network: 30% coinsurance

Vision

Routine eye exam
In-network: $0 copay
Out-of-network: $0 copay
Contact lenses
In-network: $0 copay
Out-of-network: $200 copay
Eyeglasses (frames & lenses)
In-network: $0 copay
Out-of-network: $200 copay
Eyeglass frames (only)
Not covered
Eyeglass lenses (only)
Not covered
Upgrades
Not covered

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