Humana Dual Select H5525-046 (PPO D-SNP)

Ohio Medicare-Medicaid Dual Eligible D-SNP Plan (2026 Plan)


Monthly Premium

Your Cost
$31
by Humana

Additional Coverage

HearingVisionDental

Overall Government Star Rating

 3.5
out of 5 stars

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Plan Name
Humana Dual Select H5525-046 (PPO D-SNP)
Insurance Carrier
Humana
Plan Type
Medicare-Medicaid Dual Eligible Medicare Advantage Plan (D-SNP)
Network Type
PPO

Humana Dual Select H5525-046 (PPO D-SNP) is a Medicare-Medicaid Dual Eligible Medicare Advantage Plan (D-SNP), which is available in Ohio and offered by the health insurance company Humana. This plan’s network type is PPO which determines in-network doctors who accept the health plan and whether a referral is needed.

Monthly Premium
$31
Annual Deductible
Coming soon
Max Out-of-Pocket
$9,250
Primary doctor visit
20% coinsurance
Specialist visit
20% coinsurance
ER visit
$115 copay
Ambulance
$335 copay

Humana Dual Select H5525-046 (PPO D-SNP) has a monthly premium cost of $31 per month, with an annual deductible of Coming soon and a maximum out of pocket cost sharing of $13,900 In and Out-of-network $9,250 In-network. The most common benefit costs which people evaluate when choosing a plan are costs for a primary doctor visit, specialist doctor visit, emergency room visit, and ambulance. These costs are listed in this summary section and a full list of benefit costs for Humana Dual Select H5525-046 (PPO D-SNP) are defined below.

Yes
Part D Prescription Drug Coverage
Yes
Dental
Yes
Vision
Yes
Hearing

Humana Dual Select H5525-046 (PPO D-SNP) is a Medicare Advantage plan which does include Medicare Part D Prescription Drug coverage. Other common benefits included with Medicare Advantage plans are coverage for dental, vision, and hearing. Humana Dual Select H5525-046 (PPO D-SNP) includes coverage for hearing, vision, dental.

Medicare Advantage health plans can offer even more additional benefits. Humana Dual Select H5525-046 (PPO D-SNP) includes coverage for the following additional benefits:

Other benefits

Fitness benefit
Not covered
Over the counter drug benefits
Limited coverage
In-home support services
Not covered
Home and bathroom safety devices
Not covered
Meals for short duration
Limited coverage
Annual physical exams
Limited coverage
Telehealth
Limited coverage

Each year the federal government evaluates the quality of Medicare Advantage and Part D Prescription Drug plans based on a 5-star scoring system. For 2026, Humana Dual Select (PPO D-SNP) received an overall government quality rating of 3.5 stars out of 5 stars.

Humana Dual Select (PPO D-SNP) performed worse than Ohio’s State average overall quality score of 3.6 stars.

This Plan’s 5-star Gov’t Quality Score
Ohio State Average Score
Overall Government 5 Star Quality Rating
 3.5
 3.6
Summary rating of health plan quality
 3.5
 3.5
Staying healthy: screenings, tests, & vaccines
 3
 2.9
Managing chronic (long term) conditions
 3
 3.4
Member experience with health plan
 4
 3.4
Member complaints & changes in the health plan's performance
 3
 3.2
Health plan customer service
 4
 4.1
Summary rating of drug plan quality
 3.5
 3.4
Drug plan customer service
 5
 4.9
Member complaints & changes in the drug plan's performance
 3
 3.3
Member experience with the drug plan
 4
 4.1
Drug safety & accuracy of drug pricing
 3
 3.5

The government calculates an “Overall star rating” based on ratings for sub components including “Health plan star rating” and “Drug plan star rating”, which includes further subcomponents of each.

Humana Dual Select (PPO D-SNP) received 3.5 stars for its health plan quality score which is the same as the Ohio State average health plan quality score of 3.5 stars.

Humana Dual Select (PPO D-SNP) received 3.5 stars for its drug plan quality score which is better than the Ohio State average drug plan quality score of 3.4 stars.


Monthly Premium
$31
Health Portion of Premium
$0
Drug Portion of Premium
$31
Health Plan Deductible
Coming soon
Health Plan Max Out-of-Pocket
$13,900 In and Out-of-network
$9,250 In-network
Nationwide Coverage included
No
Hearing Coverage included
Yes
Vision Coverage included
Yes
Dental Coverage included
Yes

Doctor Services

Primary doctor visit
In-network: 20% coinsurance
Out-of-network: 20% coinsurance
Specialist visit
In-network: 20% coinsurance
Out-of-network: 20% coinsurance

Tests, labs, & imaging

Diagnostic tests & procedures
In-network: $0 copay
Out-of-network: 20% coinsurance
Lab services
In-network: $0 copay
Out-of-network: 20% coinsurance
Diagnostic radiology services (like MRI)
In-network: $0-$335 copay
Out-of-network: $0-$335 copay
Outpatient x-rays
In-network: $50 copay
Out-of-network: $50 copay
Emergency care
$115 copay
Urgent care
20% coinsurance

Hospital Services

Inpatient hospital coverage
In-network:
  Tier 1
  $2230 per stay
Out-of-network:
  $2230 per stay
Outpatient hospital coverage
In-network: $0-$35 copay
Out-of-network: $0-$35 copay

Skilled nursing facility

Skilled nursing facility
In-network:
  Tier 1
  $0 per day for days 1-20
  $218 per day for days 21-100
Out-of-network:
  $0 per day for days 1-20
  $218 per day for days 21-100
  $0 per stay

Preventive services

Preventive services
In-network: $0 copay
Out-of-network: $0 copay

Ambulance

Ground ambulance
In-network: $335 copay
Out-of-network: $335 copay

Therapy services

Occupational therapy visit
In-network: 20% coinsurance
Out-of-network: 20% coinsurance
Physical therapy & speech & language therapy visit
In-network: 20% coinsurance
Out-of-network: 20% coinsurance

Mental health services

Outpatient group therapy with a psychiatrist
In-network: $35 copay
Out-of-network: $35 copay
Outpatient individual therapy with a psychiatrist
In-network: $35 copay
Out-of-network: $35 copay
Outpatient group therapy visit
In-network: $35 copay
Out-of-network: $35 copay
Outpatient individual therapy visit
In-network: $35 copay
Out-of-network: $35 copay

Opioid treatment services

Opioid treatment services
Covered

Other services

Durable medical equipment (like wheelchairs & oxygen)
In-network: $0 copay
Out-of-network: $0 copay
Prosthetics (like braces, artificial limbs)
In-network: 20% coinsurance
Out-of-network: 20% coinsurance
Diabetes supplies
In-network: $0 copay
Out-of-network: 20% coinsurance

Tier drug costs for: Standard retail pharmacy drug cost for 1-month

TiersInitial coverage phaseCatastrophic coverage phase
Preferred Generic$0.00 copay$0 copay
Generic$0.00 copay$0 copay
Preferred Brand25% coinsurance$0 copay
Non-Preferred Drug25% coinsurance$0 copay
Specialty Tier25% coinsurance$0 copay

Part B Drugs

Chemotherapy drugs
In-network: 0%-20% coinsurance
Out-of-network: 20% coinsurance
Other Part B drugs
In-network: $0 copay
Out-of-network: $0 copay

Hearing

Hearing exam
In-network: $0 copay
Out-of-network: $0 copay
Fitting/evaluation
In-network: $0 copay
Out-of-network: $0 copay
Hearing aids - prescription
In-network: $0 copay
Out-of-network: $0 copay
Hearing aids - over the counter
In-network: $0 copay
Out-of-network: $0 copay

Preventive Dental

Oral exam
In-network: $0 copay
Out-of-network: $0 copay
Cleaning
In-network: $0 copay
Out-of-network: $0 copay
Fluoride treatment
In-network: $0 copay
Out-of-network: $0 copay
Dental x-rays
In-network: $0 copay
Out-of-network: $0 copay

Comprehensive dental

Restorative services
In-network: $0 copay
Out-of-network: $0 copay
Endodontics
In-network: $0 copay
Out-of-network: $0 copay
Periodontics
In-network: $0 copay
Out-of-network: $0 copay
Prosthodontics, removable
In-network: $0 copay
Out-of-network: $0 copay
Prosthodontics, fixed
Not covered
Maxillofacial prosthetics
In-network: $0 copay
Out-of-network: $0 copay
Implant services
In-network: $0 copay
Out-of-network: $0 copay
Oral and maxillofacial surgery
In-network: $0 copay
Out-of-network: $0 copay
Orthodontics
In-network: $0 copay
Out-of-network: $0 copay
Adjunctive general services
In-network: $0 copay
Out-of-network: $0 copay

Vision

Routine eye exam
In-network: $0 copay
Out-of-network: $0 copay
Contact lenses
In-network: $0 copay
Out-of-network: $0 copay
Eyeglasses (frames & lenses)
In-network: $0 copay
Out-of-network: $0 copay
Eyeglass frames (only)
Not covered
Eyeglass lenses (only)
Not covered
Upgrades
In-network: $0 copay
Out-of-network: $0 copay

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