HumanaChoice H5216-185 (PPO)

Medicare Plan Details

2020 Plan

Monthly Premium

(select county for price)

by Humana

Additional Coverage

Vision

Overall Government Star Rating

4.0

out of 5 stars

State: New Jersey

Select your county to view the price for this plan

Plan Type

Medicare Advantage (Part C) with Prescription Drug (Part D)

Medicare Advantage combines Part A and Part B. This plan = Part A + Part B + Part D

Monthly Premium

Health Portion of Premium

Drug Portion of Premium

Health Plan Deductible

$400 annual deductible

Health Plan Max Out-of-Pocket

$10,000 In and Out-of-network
$6,700 In-network

Nationwide Coverage included

Hearing Coverage included

Vision Coverage included

Yes

Dental Coverage included

Doctor Lookup Link

http://www.humana.com/medicare

Plan Link

http://www.humana.com/medicare

Medical Benefits

Doctor Services

Primary doctor visit

In-network: $10 per visit
Out-of-network: 30% per visit

Specialist visit

In-network: $40 per visit
Out-of-network: 30% per visit

Tests, labs, & imaging

Diagnostic tests & procedures

In-network: $0-105
Out-of-network: 30%

Lab services

In-network: $0-40
Out-of-network: 30%

Diagnostic radiology services (like MRI)

In-network: $40-360
Out-of-network: 30%

Outpatient x-rays

In-network: $10-100
Out-of-network: 30%

Emergency care

$90 per visit (always covered)

Urgent care

$10-40 or 30% per visit (always covered)

Hospital Services

Inpatient hospital coverage

In-network: $360 per day for days 1 through 5
$0 per day for days 6 through 90
$0 per day for days 91 and beyond
Out-of-network: 30% per stay

Outpatient hospital coverage

In-network: $40-360 per visit
Out-of-network: 30% per visit

Skilled nursing facility

In-network: $0 per day for days 1 through 20
$178 per day for days 21 through 100
Out-of-network: 30% per stay

Preventive services

In-network: $0 copay
Out-of-network: $0 or 30%

Ambulance

Ground ambulance

In-network: $270
Out-of-network: $270

Therapy services

Occupational therapy visit

In-network: $20-40
Out-of-network: 30%

Physical therapy & speech & language therapy visit

In-network: $20-40
Out-of-network: 30%

Mental health services

Outpatient group therapy with a psychiatrist

In-network: $40
Out-of-network: 30%

Outpatient individual therapy with a psychiatrist

In-network: $40
Out-of-network: 30%

Outpatient group therapy visit

In-network: $40
Out-of-network: 30%

Outpatient individual therapy visit

In-network: $40
Out-of-network: 30%

Opioid treatment services

Covered

Other services

Durable medical equipment (like wheelchairs & oxygen)

In-network: 11% per item
Out-of-network: 30% per item

Prosthetics (like braces, artificial limbs)

In-network: 20% per item
Out-of-network: 30% per item

Diabetes supplies

In-network: $0 or 10-20% per item
Out-of-network: 30% per item

Prescription Drug Benefits

Tier drug costs for: Standard retail pharmacy drug cost for 1-month

Tiers	Initial coverage phase	Gap coverage phase	Catastrophic coverage phase
Preferred Generic	$10.00 copay	Generic drugs : 25% Brand-name drugs : 25%	Generic drugs : $3.60 copay or 5% (whichever costs more) Brand-name drugs : $8.95 copay or 5% (whichever costs more)
Generic	$20.00 copay
Preferred Brand	$47.00 copay
Non-Preferred Drug	$100.00 copay
Specialty Tier	33%

Part B Drugs

Chemotherapy drugs

In-network: 15%
Out-of-network: 30%

Other Part B drugs

In-network: 15%
Out-of-network: 30%

Extra Benefits

Hearing

Hearing exam

In-network: $40
Out-of-network: 30%

Fitting/evaluation

Not covered

Hearing aids - Inner ear

Not covered

Hearing aids - Outer ear

Not covered

Hearing aids - Over the ear

Not covered

Preventive Dental

Oral exam

Not covered

Cleaning

Not covered

Fluoride treatment

Not covered

Dental x-rays

Not covered

Comprehensive dental

Non-routine services

Not covered

Diagnostic services

Not covered

Restorative services

Not covered

Endodontics

Not covered

Periodontics

Not covered

Extractions

Not covered

Prosthodontics, other oral/maxillofacial surgery, other services

Not covered

Vision

Routine eye exam

In-network: $0 copay
Out-of-network: $0 copay

Contact lenses

In-network: $0 copay
Out-of-network: $0 copay

Eyeglasses (frames & lenses)

In-network: $0 copay
Out-of-network: $0 copay

Eyeglass frames (only)

Not covered

Eyeglass lenses (only)

Not covered

Upgrades

Not covered

Other benefits

Fitness benefit

Limited coverage

Over the counter drug benefits

Limited coverage

In-home support services

Not covered

Home and bathroom safety devices

Not covered

Meals for short duration

Limited coverage

Annual physical exams

Limited coverage

Telehealth

Limited coverage

Summary rating of health plan quality

Staying healthy: screenings, tests, & vaccines

Managing chronic (long term) conditions

Member experience with health plan

Member complaints & changes in the health plan's performance

Health plan customer service

Summary rating of drug plan quality

Drug plan customer service

Member complaints & changes in the drug plan's performance

Member experience with the drug plan

Drug safety & accuracy of drug pricing

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