HumanaChoice H5216-185 (PPO)

Medicare Plan Details

2021 Plan

Monthly Premium

(select county for price)

by Humana

Additional Coverage

Hearing Vision Dental

Overall Government Star Rating

4.0

out of 5 stars

State: New Jersey

Select your county to view the price for this plan

Plan Type

Medicare Advantage (Part C) with Prescription Drug (Part D)

Medicare Advantage combines Part A and Part B. This plan = Part A + Part B + Part D

Monthly Premium

Health Portion of Premium

Drug Portion of Premium

Health Plan Deductible

Health Plan Max Out-of-Pocket

$10,000 In and Out-of-network
$6,700 In-network

Nationwide Coverage included

Hearing Coverage included

Yes

Vision Coverage included

Yes

Dental Coverage included

Yes

Doctor Lookup Link

http://www.humana.com/medicare

Plan Link

http://www.humana.com/medicare

Medical Benefits

Doctor Services

Primary doctor visit

In-network: $5 copay per visit
Out-of-network: $5-100 copay per visit

Specialist visit

In-network: $40 copay per visit
Out-of-network: $40 copay per visit

Tests, labs, & imaging

Diagnostic tests & procedures

In-network: $0-105 copay
Out-of-network: $0-105 copay

Lab services

In-network: $0-40 copay
Out-of-network: $0-105 copay

Diagnostic radiology services (like MRI)

In-network: $40-360 copay
Out-of-network: $40-360 copay

Outpatient x-rays

In-network: $5-100 copay
Out-of-network: $5-100 copay

Emergency care

$90 copay per visit (always covered)

Urgent care

$5-40 copay per visit (always covered)

Hospital Services

Inpatient hospital coverage

In-network: $360 per day for days 1 through 5
$0 per day for days 6 through 90
$0 per day for days 91 and beyond
Out-of-network: $360 per day for days 1 through 5
$0 per day for days 6 through 90

Outpatient hospital coverage

In-network: $40-360 copay per visit
Out-of-network: $40-360 copay per visit

Skilled nursing facility

In-network: $0 per day for days 1 through 20
$184 per day for days 21 through 100
Out-of-network: $0 per day for days 1 through 20
$184 per day for days 21 through 100

Preventive services

In-network: $0 copay
Out-of-network: $0 copay

Ambulance

Ground ambulance

In-network: $290 copay
Out-of-network: $290 copay

Therapy services

Occupational therapy visit

In-network: $20-40 copay
Out-of-network: $20-40 copay

Physical therapy & speech & language therapy visit

In-network: $20-40 copay
Out-of-network: $20-40 copay

Mental health services

Outpatient group therapy with a psychiatrist

In-network: $40 copay
Out-of-network: $40 copay

Outpatient individual therapy with a psychiatrist

In-network: $40 copay
Out-of-network: $40 copay

Outpatient group therapy visit

In-network: $40 copay
Out-of-network: $40 copay

Outpatient individual therapy visit

In-network: $40 copay
Out-of-network: $40 copay

Opioid treatment services

Covered

Other services

Durable medical equipment (like wheelchairs & oxygen)

In-network: 11% coinsurance per item
Out-of-network: $10 copay or 10-20% coinsurance per item

Prosthetics (like braces, artificial limbs)

In-network: 20% coinsurance per item
Out-of-network: 20% coinsurance per item

Diabetes supplies

In-network: $0 copay or 10-20% coinsurance per item
Out-of-network: $10 copay or 10-20% coinsurance per item

Prescription Drug Benefits

Tier drug costs for: Standard retail pharmacy drug cost for 1-month

Tiers	Initial coverage phase	Gap coverage phase	Catastrophic coverage phase
Preferred Generic	$10.00 copay	Generic drugs : 25% Brand-name drugs : 25%	Generic drugs : $3.70 copay or 5% (whichever costs more) Brand-name drugs : $9.20 copay or 5% (whichever costs more)
Generic	$20.00 copay
Preferred Brand	$47.00 copay
Non-Preferred Drug	$100.00 copay
Specialty Tier	33%

Part B Drugs

Chemotherapy drugs

In-network: 15% coinsurance
Out-of-network: 15% coinsurance

Other Part B drugs

In-network: 15% coinsurance
Out-of-network: 15% coinsurance

Extra Benefits

Hearing

Hearing exam

In-network: $40 copay
Out-of-network: $40 copay

Fitting/evaluation

Not covered

Hearing aids - Inner ear

Not covered

Hearing aids - Outer ear

Not covered

Hearing aids - Over the ear

Not covered

Preventive Dental

Oral exam

In-network: $0 copay
Out-of-network: 50% coinsurance

Cleaning

In-network: $0 copay
Out-of-network: 50% coinsurance

Fluoride treatment

In-network: $0 copay
Out-of-network: 50% coinsurance

Dental x-rays

In-network: $0 copay
Out-of-network: 50% coinsurance

Comprehensive dental

Non-routine services

Not covered

Diagnostic services

Not covered

Restorative services

In-network: 50% coinsurance
Out-of-network: 55-75% coinsurance

Endodontics

Not covered

Periodontics

In-network: 70% coinsurance
Out-of-network: 55-75% coinsurance

Extractions

In-network: 50% coinsurance
Out-of-network: 55-75% coinsurance

Prosthodontics, other oral/maxillofacial surgery, other services

Not covered

Vision

Routine eye exam

In-network: $0 copay
Out-of-network: $0 copay

Contact lenses

In-network: $0 copay
Out-of-network: $0 copay

Eyeglasses (frames & lenses)

In-network: $0 copay
Out-of-network: $0 copay

Eyeglass frames (only)

Not covered

Eyeglass lenses (only)

Not covered

Upgrades

Not covered

Other benefits

Fitness benefit

Limited coverage

Over the counter drug benefits

Limited coverage

In-home support services

Not covered

Home and bathroom safety devices

Not covered

Meals for short duration

Limited coverage

Annual physical exams

Limited coverage

Telehealth

Limited coverage

Summary rating of health plan quality

3.5

Staying healthy: screenings, tests, & vaccines

Managing chronic (long term) conditions

Member experience with health plan

Member complaints & changes in the health plan's performance

Health plan customer service

Summary rating of drug plan quality

3.5

Drug plan customer service

Member complaints & changes in the drug plan's performance

Member experience with the drug plan

Drug safety & accuracy of drug pricing

When Can I Sign Up for Medicare?

Enter your birthday month and year to learn when you can sign up for different Medicare plan options.

Medicare Health Plans

New Plan Sign Up Help

Quote & Compare

Get Quote

-or call-

(888) 763-2752

TTY 711

Get advice from Licensed Insurance Agents

No obligation to enroll. Find your plan online or speak with a licensed insurance agent to get help signing up for the right plan for you! Plan availability depends on your location. Licensed agents may not be able to provide assistance for all plans shown on this site.

Advertisement

Call now to get help signing up for plans from licensed insurance agents! No obligation to enroll. Mon-Fri: 8am - 9pm ET

Medicare65quote.com

(888) 763-2752