HealthPartners Freedom Crest (Cost)
North Dakota Medicare Advantage Plan (2025 Plan)
Additional Coverage
HearingVisionDental
Overall Government Star Rating
(coming soon)
Plan Name
HealthPartners Freedom Crest (Cost)
Plan Type
Medicare Advantage Plan Without Prescription Drugs
HealthPartners Freedom Crest (Cost) is a Medicare Advantage Plan Without Prescription Drugs, which is available in North Dakota and offered by the health insurance company HealthPartners. This plan’s network type is COST which determines in-network doctors who accept the health plan and whether a referral is needed.
Primary doctor visit
$0 copay
Specialist visit
$0 copay
ER visit
$140 copay per visit (always covered)
HealthPartners Freedom Crest (Cost) has a monthly premium cost of $227 per month, with an annual deductible of $0 and a maximum out of pocket cost sharing of $3,000 In-network. The most common benefit costs which people evaluate when choosing a plan are costs for a primary doctor visit, specialist doctor visit, emergency room visit, and ambulance. These costs are listed in this summary section and a full list of benefit costs for HealthPartners Freedom Crest (Cost) are defined below.
No
Part D Prescription Drug Coverage
HealthPartners Freedom Crest (Cost) is a Medicare Advantage plan which does not include Medicare Part D Prescription Drug coverage. Other common benefits included with Medicare Advantage plans are coverage for dental, vision, and hearing. HealthPartners Freedom Crest (Cost) includes coverage for hearing, vision, dental.
Medicare Advantage health plans can offer even more additional benefits. HealthPartners Freedom Crest (Cost) includes coverage for the following additional benefits:
Other benefits
Over the counter drug benefits
Home and bathroom safety devices
Health Portion of Premium
Health Plan Max Out-of-Pocket
Nationwide Coverage included
Hearing Coverage included
Doctor Services
Tests, labs, & imaging
Diagnostic tests & procedures
Diagnostic radiology services (like MRI)
Emergency care
$140 copay per visit (always covered)
Hospital Services
Inpatient hospital coverage
Outpatient hospital coverage
Skilled nursing facility
Preventive services
Ambulance
Therapy services
Occupational therapy visit
Physical therapy & speech & language therapy visit
Mental health services
Outpatient group therapy with a psychiatrist
Outpatient individual therapy with a psychiatrist
Outpatient group therapy visit
Outpatient individual therapy visit
Opioid treatment services
Opioid treatment services
Other services
Durable medical equipment (like wheelchairs & oxygen)
0-10% coinsurance per item
Prosthetics (like braces, artificial limbs)
Tier drug costs for: Standard retail pharmacy drug cost for 1-month
Part B Drugs
Hearing
Preventive Dental
Oral exam
In-network: $0 copay
Out-of-network: $0 copay
Cleaning
In-network: $0 copay
Out-of-network: $0 copay
Fluoride treatment
In-network: $0 copay
Out-of-network: $0 copay
Dental x-rays
In-network: $0 copay
Out-of-network: $0 copay
Comprehensive dental
Restorative services
In-network: 20% coinsurance
Out-of-network: 20% coinsurance
Endodontics
In-network: 20% coinsurance
Out-of-network: 20% coinsurance
Periodontics
In-network: 0%-50% coinsurance
Out-of-network: 0%-50% coinsurance
Prosthodontics, removable
Maxillofacial prosthetics
Oral and maxillofacial surgery
In-network: 20%-50% coinsurance
Out-of-network: 20%-50% coinsurance
Adjunctive general services
In-network: 20%-50% coinsurance
Out-of-network: 20%-50% coinsurance
Vision
Eyeglasses (frames & lenses)
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