Minnesota Chronic Condition Special Needs C-SNP Plan (2025 Plan)
Monthly Premium
Your Cost
$45
by Humana
Additional Coverage
HearingVisionDental
Overall Government Star Rating
3.5
out of 5 stars
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Plan Overview
Plan Name
HumanaChoice - Diabetes and Heart (PPO C-SNP)
Insurance Carrier
Humana
Plan Type
Chronic Condition Special Needs Plan (C-SNP)
Network Type
PPO
HumanaChoice - Diabetes and Heart (PPO C-SNP) is a Chronic Condition Special Needs Plan (C-SNP), which is available in Minnesota and offered by the health insurance company Humana. This plan’s network type is PPO which determines in-network doctors who accept the health plan and whether a referral is needed.
Cost Summary
Monthly Premium
$45
Annual Deductible
Coming soon
Max Out-of-Pocket
$9,350
Primary doctor visit
20% coinsurance per visit
Specialist visit
20% coinsurance per visit
ER visit
$110 copay per visit (always covered)
Ambulance
$315 copay
HumanaChoice - Diabetes and Heart (PPO C-SNP) has a monthly premium cost of $45 per month, with an annual deductible of Coming soon and a maximum out of pocket cost sharing of $14,000 In and Out-of-network
$9,350 In-network. The most common benefit costs which people evaluate when choosing a plan are costs for a primary doctor visit, specialist doctor visit, emergency room visit, and ambulance. These costs are listed in this summary section and a full list of benefit costs for HumanaChoice - Diabetes and Heart (PPO C-SNP) are defined below.
Additional Benefits and Coverage
Yes
Part D Prescription Drug Coverage
Yes
Dental
Yes
Vision
Yes
Hearing
HumanaChoice - Diabetes and Heart (PPO C-SNP) is a Medicare Advantage plan which does include Medicare Part D Prescription Drug coverage. Other common benefits included with Medicare Advantage plans are coverage for dental, vision, and hearing. HumanaChoice - Diabetes and Heart (PPO C-SNP) includes coverage for hearing, vision, dental.
Medicare Advantage health plans can offer even more additional benefits. HumanaChoice - Diabetes and Heart (PPO C-SNP) includes coverage for the following additional benefits:
Other benefits
Fitness benefit
Not covered
Over the counter drug benefits
Limited coverage
In-home support services
Not covered
Home and bathroom safety devices
Not covered
Meals for short duration
Limited coverage
Annual physical exams
Limited coverage
Telehealth
Limited coverage
Comparing the Quality Score of HumanaChoice - Diabetes and Heart (PPO C-SNP) to Other Plans in Minnesota
Each year the federal government evaluates the quality of Medicare Advantage and Part D Prescription Drug plans based on a 5-star scoring system. For 2025, HumanaChoice - Diabetes and Heart (PPO C-SNP) received an overall government quality rating of 3.5 stars out of 5 stars.
HumanaChoice - Diabetes and Heart (PPO C-SNP) performed worse than Minnesota’s State average overall quality score of 4.0 stars.
This Plan’s 5-star Gov’t Quality Score
Minnesota State Average Score
Overall Government 5 Star Quality Rating
3.5
4.0
Summary rating of health plan quality
3.5
3.9
Staying healthy: screenings, tests, & vaccines
4
3.9
Managing chronic (long term) conditions
4
3.3
Member experience with health plan
4
4.0
Member complaints & changes in the health plan's performance
4
4.6
Health plan customer service
4
4.0
Summary rating of drug plan quality
3.5
4.0
Drug plan customer service
4
4.1
Member complaints & changes in the drug plan's performance
3
4.2
Member experience with the drug plan
4
3.7
Drug safety & accuracy of drug pricing
3
3.7
The government calculates an “Overall star rating” based on ratings for sub components including “Health plan star rating” and “Drug plan star rating”, which includes further subcomponents of each.
HumanaChoice - Diabetes and Heart (PPO C-SNP) received 3.5 stars for its health plan quality score which is worse than the Minnesota State average health plan quality score of 3.9 stars.
HumanaChoice - Diabetes and Heart (PPO C-SNP) received 3.5 stars for its drug plan quality score which is worse than the Minnesota State average drug plan quality score of 4.0 stars.
In-network: $2,185 per stay
Out-of-network: 50% per stay
Outpatient hospital coverage
In-network: 20% coinsurance per visit
Out-of-network: 20% coinsurance per visit
Skilled nursing facility
Skilled nursing facility
In-network: $0 per day for days 1 through 20
$214 per day for days 21 through 100
Out-of-network: $0 per day for days 1 through 20
$214 per day for days 21 through 100
In this article we rank Minnesota Medicare Advantage plans based on our evaluation of government 5-star quality scores. Each year the government rates the quality of Medicare Advantage health insurance plans with a 5-star quality score. An overall quality score is assigned to each plan which is based on the scores of various quality metrics.
The Medicare landscape in Minnesota is constantly changing. In this article we show a summary of new and returning health insurance companies offering Medicare Advantage Plans (Part C) and Medicare Prescription Drug Plans (Part D) in Minnesota.